Crossfirst Bank Mortgage Rates, Fees & Info
Leawood, KSLEI: 5493005XMSZYL5SAEF41
Tax ID: 20-5104953
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Mortgage Data
Review & Overview
Crossfirst Bank is a smaller bank specializing in Home Purchase and Refi loans. Crossfirst Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Dallas, Colorado Springs, Phoenix, Kansas City, and Denver among others. We have data for 32 markets. (Some data included below & more in-depth data is available with an active subscription.)Crossfirst Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
167Origination Dollar Volume (All Markets)
$149,375,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 6 | $31,480,000 | $5,246,667 | $0 | 0.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 66 | $30,400,000 | $460,606 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 4 | $26,750,000 | $6,687,500 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 10 | $13,040,000 | $1,304,000 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 14 | $9,690,000 | $692,143 | $0 | 0.00% |
| WICHITA, KS (FHA|USDA|VA) | 17 | $7,705,000 | $453,235 | $0 | 0.00% |
| Edwards, CO (FHA|USDA|VA) | 1 | $6,005,000 | $6,005,000 | $0 | 0.00% |
| TULSA, OK (FHA|USDA|VA) | 16 | $5,120,000 | $320,000 | $0 | 0.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 5 | $3,345,000 | $669,000 | $0 | 0.00% |
| McAlester, OK (FHA|USDA|VA) | 1 | $2,015,000 | $2,015,000 | $0 | 0.00% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $1,670,000 | $417,500 | $0 | 0.00% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $1,635,000 | $1,635,000 | $0 | 0.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $1,365,000 | $1,365,000 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $1,220,000 | $610,000 | $0 | 0.00% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $0 | 0.00% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $0 | 0.00% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $0 | 0.00% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $0 | 0.00% |
| MERCED, CA (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 0.00% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 0.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 0.00% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 0.00% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 0.00% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 110 | $124,950,000 | $1,135,909 | $0 | 0.00% |
| VA | 49 | $21,425,000 | $437,245 | $0 | 0.00% |
| FHA | 8 | $3,000,000 | $375,000 | $0 | 0.00% |
For 2023, Crossfirst Bank's most frequently originated type of loan was Conventional, with 110 originations. Their 2nd most popular type was VA, with 49 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 141 | $73,395,000 | $520,532 | $0 | 0.00% |
| Refi | 18 | $71,100,000 | $3,950,000 | $0 | 0.00% |
| Cash Out Refi | 8 | $4,880,000 | $610,000 | $0 | 0.00% |
For 2023, Crossfirst Bank's most frequently cited loan purpose was Home Purchase, with 141 originations. The 2nd most popular reason was Refi, with 18 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 167 | $149,375,000 | $894,461 | $0 | 0.00% |
For 2023, Crossfirst Bank's most frequently cited loan duration was Other, with 167 originations.
Loan Sizing
2023 saw Crossfirst Bank place emphasis on $200k-400k loans with 57 originations, totaling $17,805,000 in origination value.
Applicant Income
Crossfirst Bank lent most frequently to those with incomes in the $250k+ range, with 47 originations. The second most popular income band? $100k-150k, with 30 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 167 | $149,375,000 | $894,461 | $0 | 0.00% |
Crossfirst Bank lent most frequently to those with DTI ratios of Exempt%, with 167 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.14%
Crossfirst Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination82.63%
Crossfirst Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 167 | $149,375,000 | $894,461 |