Countryplace Mortgage Ltd. Rates, Fees & Info

AUSTIN, TX

LEI: 5493009XSE00M8B9R434

Tax ID: 75-2585326

5 stars - Updated: 4/25/24

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Countryplace Mortgage Ltd. is a smaller mortgage company specializing in Home Purchase loans. Countryplace Mortgage Ltd. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Houston, San Antonio, Dallas, Austin, and Oklahoma City among others. We have data for 171 markets. (Some data included below & more in-depth data is available with an active subscription.)

Countryplace Mortgage Ltd. has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Countryplace Mortgage Ltd. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	6.92%	4/25/24
30 Year Conventional Refi	6.74%	4/25/24
30 Year FHA Purchase	7.71%	4/25/24
30 Year FHA Refi	7.84%	4/25/24
30 Year VA Purchase	7.52%	4/25/24
30 Year USDA Purchase	7.20%	4/25/24
15 Year Conventional Purchase	8.52%	4/25/24
15 Year Conventional Refi	6.84%	4/25/24
15 Year Cash-out Refi	6.84%	4/25/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Countryplace Mortgage Ltd. Mortgage Calculator

Purchase Price:

Loan Amount:

Deposit Amount:

% Deposit:

Interest Rate:

Loan Type:

Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Countryplace Mortgage Ltd.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

851

Origination Dollar Volume (All Markets)

$114,805,000

Relative Rate

Countryplace Mortgage Ltd.'s average 30 year fixed mortgage rate was 7.29%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.81%.

Relative Fees (Closing Costs)

Countryplace Mortgage Ltd.'s average total fees/closing costs for a 30 year fixed rate mortgage were $4,960.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Outside of Metro Areas	174	$22,710,000	$130,517	$3,505	7.77%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	72	$9,880,000	$137,222	$9,260	7.89%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	41	$6,015,000	$146,707	$8,223	7.78%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	40	$5,730,000	$143,250	$3,177	7.79%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	29	$4,025,000	$138,793	$3,948	7.87%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	17	$2,345,000	$137,941	$3,944	8.00%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	12	$1,900,000	$158,333	$2,156	7.52%
TULSA, OK (FHA\|USDA\|VA)	12	$1,660,000	$138,333	$5,765	7.77%
JACKSON, MS (FHA\|USDA\|VA)	13	$1,645,000	$126,538	$0	7.86%
WACO, TX (FHA\|USDA\|VA)	12	$1,510,000	$125,833	$0	7.67%
TUSCALOOSA, AL (FHA\|USDA\|VA)	10	$1,430,000	$143,000	$0	7.30%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	9	$1,425,000	$158,333	$4,198	7.66%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	9	$1,315,000	$146,111	$2,068	7.68%
Lumberton, NC (FHA\|USDA\|VA)	8	$1,200,000	$150,000	$0	7.12%
COLLEGE STATION-BRYAN, TX (FHA\|USDA\|VA)	8	$1,190,000	$148,750	$0	7.57%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	7	$1,045,000	$149,286	$0	7.46%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	12	$1,030,000	$85,833	$0	7.65%
Shawnee, OK (FHA\|USDA\|VA)	7	$935,000	$133,571	$0	7.83%
ABILENE, TX (FHA\|USDA\|VA)	7	$885,000	$126,429	$0	7.82%
LUBBOCK, TX (FHA\|USDA\|VA)	8	$860,000	$107,500	$0	8.21%
MIDLAND, TX (FHA\|USDA\|VA)	4	$860,000	$215,000	$4,551	7.67%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	5	$805,000	$161,000	$4,970	7.59%
LAFAYETTE, LA (FHA\|USDA\|VA)	6	$800,000	$133,333	$7,723	7.78%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	6	$790,000	$131,667	$3,784	7.36%
CORPUS CHRISTI, TX (FHA\|USDA\|VA)	6	$760,000	$126,667	$3,926	7.92%
Dublin, GA (FHA\|USDA\|VA)	5	$755,000	$151,000	$2,911	7.79%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	5	$745,000	$149,000	$0	7.65%
Alice, TX (FHA\|USDA\|VA)	6	$730,000	$121,667	$0	8.16%
SAVANNAH, GA (FHA\|USDA\|VA)	5	$675,000	$135,000	$0	7.23%
Bay City, TX (FHA\|USDA\|VA)	4	$650,000	$162,500	$0	8.06%
Statesboro, GA (FHA\|USDA\|VA)	4	$640,000	$160,000	$2,957	8.05%
PANAMA CITY, FL (FHA\|USDA\|VA)	2	$630,000	$315,000	$19,510	5.75%
Lufkin, TX (FHA\|USDA\|VA)	5	$625,000	$125,000	$0	7.53%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	3	$615,000	$205,000	$0	7.87%
VICTORIA, TX (FHA\|USDA\|VA)	4	$600,000	$150,000	$0	7.89%
Brookhaven, MS (FHA\|USDA\|VA)	6	$600,000	$100,000	$0	7.78%
COLUMBUS, GA-AL (FHA\|USDA\|VA)	4	$570,000	$142,500	$0	7.47%
FLORENCE, SC (FHA\|USDA\|VA)	3	$565,000	$188,333	$0	9.26%
MOBILE, AL (FHA\|USDA\|VA)	3	$555,000	$185,000	$3,658	7.63%
BATON ROUGE, LA (FHA\|USDA\|VA)	4	$550,000	$137,500	$2,575	7.77%
SHREVEPORT-BOSSIER CITY, LA (FHA\|USDA\|VA)	5	$535,000	$107,000	$0	7.93%
LAKE CHARLES, LA (FHA\|USDA\|VA)	2	$530,000	$265,000	$2,559	7.50%
MCALLEN-EDINBURG-MISSION, TX (FHA\|USDA\|VA)	5	$525,000	$105,000	$0	7.72%
Ruidoso, NM (FHA\|USDA\|VA)	4	$520,000	$130,000	$0	7.59%
Jacksonville, TX (FHA\|USDA\|VA)	4	$510,000	$127,500	$0	7.58%
LONGVIEW, TX (FHA\|USDA\|VA)	4	$500,000	$125,000	$0	7.71%
Mineral Wells, TX (FHA\|USDA\|VA)	4	$500,000	$125,000	$0	7.53%
Bartlesville, OK (FHA\|USDA\|VA)	3	$495,000	$165,000	$0	8.10%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	3	$485,000	$161,667	$0	7.51%
TYLER, TX (FHA\|USDA\|VA)	3	$475,000	$158,333	$6,955	7.97%
Carlsbad-Artesia, NM (FHA\|USDA\|VA)	3	$475,000	$158,333	$0	7.69%
Kingsville, TX (FHA\|USDA\|VA)	3	$455,000	$151,667	$0	7.81%
MONROE, LA (FHA\|USDA\|VA)	4	$450,000	$112,500	$0	8.13%
Pinehurst-Southern Pines, NC (FHA\|USDA\|VA)	2	$450,000	$225,000	$0	7.32%
ODESSA, TX (FHA\|USDA\|VA)	3	$445,000	$148,333	$0	7.86%
HATTIESBURG, MS (FHA\|USDA\|VA)	3	$425,000	$141,667	$0	7.51%
Ardmore, OK (FHA\|USDA\|VA)	4	$420,000	$105,000	$0	7.80%
Union, SC (FHA\|USDA\|VA)	2	$420,000	$210,000	$0	7.20%
HAMMOND, LA (FHA\|USDA\|VA)	2	$420,000	$210,000	$4,025	7.60%
Seneca, SC (FHA\|USDA\|VA)	2	$410,000	$205,000	$0	7.05%
SAN ANGELO, TX (FHA\|USDA\|VA)	2	$410,000	$205,000	$0	7.15%
Levelland, TX (FHA\|USDA\|VA)	3	$405,000	$135,000	$0	7.48%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	2	$400,000	$200,000	$0	8.06%
Gainesville, TX (FHA\|USDA\|VA)	2	$390,000	$195,000	$0	8.51%
Snyder, TX (FHA\|USDA\|VA)	2	$380,000	$190,000	$0	8.33%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA\|USDA\|VA)	3	$375,000	$125,000	$0	7.60%
North Wilkesboro, NC (FHA\|USDA\|VA)	2	$370,000	$185,000	$0	7.79%
Corsicana, TX (FHA\|USDA\|VA)	2	$370,000	$185,000	$5,985	8.45%
BEAUMONT-PORT ARTHUR, TX (FHA\|USDA\|VA)	3	$365,000	$121,667	$0	7.76%
DECATUR, AL (FHA\|USDA\|VA)	2	$360,000	$180,000	$0	8.14%
AUBURN-OPELIKA, AL (FHA\|USDA\|VA)	2	$360,000	$180,000	$3,780	7.12%
GULFPORT-BILOXI, MS (FHA\|USDA\|VA)	5	$355,000	$71,000	$0	7.74%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	3	$355,000	$118,333	$0	7.81%
WINSTON-SALEM, NC (FHA\|USDA\|VA)	2	$350,000	$175,000	$0	7.85%
Athens, TX (FHA\|USDA\|VA)	4	$350,000	$87,500	$0	7.10%
Rockport, TX (FHA\|USDA\|VA)	3	$345,000	$115,000	$0	7.69%
Granbury, TX (FHA\|USDA\|VA)	2	$340,000	$170,000	$0	8.04%
Jasper, AL (FHA\|USDA\|VA)	3	$335,000	$111,667	$0	7.08%
Jefferson, GA (FHA\|USDA\|VA)	1	$335,000	$335,000	$8,843	7.00%
Cullman, AL (FHA\|USDA\|VA)	2	$330,000	$165,000	$0	8.54%
ALEXANDRIA, LA (FHA\|USDA\|VA)	4	$330,000	$82,500	$0	8.08%
Vidalia, GA (FHA\|USDA\|VA)	2	$330,000	$165,000	$3,362	7.70%
HOUMA-THIBODAUX, LA (FHA\|USDA\|VA)	2	$320,000	$160,000	$0	7.79%
SUMTER, SC (FHA\|USDA\|VA)	2	$320,000	$160,000	$0	8.29%
Camden, AR (FHA\|USDA\|VA)	3	$315,000	$105,000	$0	8.85%
MACON-BIBB COUNTY, GA (FHA\|USDA\|VA)	2	$310,000	$155,000	$0	6.97%
Searcy, AR (FHA\|USDA\|VA)	2	$310,000	$155,000	$0	7.83%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	5	$305,000	$61,000	$0	7.43%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	3	$295,000	$98,333	$0	7.38%
Fort Polk South, LA (FHA\|USDA\|VA)	3	$295,000	$98,333	$0	8.02%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	3	$295,000	$98,333	$0	7.97%
Hobbs, NM (FHA\|USDA\|VA)	2	$280,000	$140,000	$0	7.59%
LAWTON, OK (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	7.89%
LaGrange, GA-AL (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	6.74%
Plainview, TX (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	8.63%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	2	$260,000	$130,000	$0	7.52%
Beeville, TX (FHA\|USDA\|VA)	2	$260,000	$130,000	$0	8.04%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	4	$250,000	$62,500	$0	7.92%
Rockingham, NC (FHA\|USDA\|VA)	2	$250,000	$125,000	$0	7.35%
Las Vegas, NM (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	7.50%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	9.00%
Orangeburg, SC (FHA\|USDA\|VA)	2	$240,000	$120,000	$0	7.57%
Brenham, TX (FHA\|USDA\|VA)	2	$240,000	$120,000	$0	7.24%
Palestine, TX (FHA\|USDA\|VA)	2	$240,000	$120,000	$0	7.49%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	2	$240,000	$120,000	$0	7.29%
Thomaston, GA (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	8.25%
Laurinburg, NC (FHA\|USDA\|VA)	1	$235,000	$235,000	$4,294	7.70%
Stillwater, OK (FHA\|USDA\|VA)	2	$230,000	$115,000	$0	8.29%
Moultrie, GA (FHA\|USDA\|VA)	2	$230,000	$115,000	$0	7.50%
TEXARKANA, TX-AR (FHA\|USDA\|VA)	1	$225,000	$225,000	$0	7.29%
El Campo, TX (FHA\|USDA\|VA)	2	$220,000	$110,000	$0	9.50%
Altus, OK (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	7.29%
Uvalde, TX (FHA\|USDA\|VA)	2	$210,000	$105,000	$0	7.10%
Bogalusa, LA (FHA\|USDA\|VA)	2	$200,000	$100,000	$0	6.34%
Port Lavaca, TX (FHA\|USDA\|VA)	2	$200,000	$100,000	$0	7.69%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	2	$200,000	$100,000	$0	7.29%
HINESVILLE, GA (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	7.14%
Roswell, NM (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	7.29%
Sulphur Springs, TX (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	7.50%
COLUMBIA, SC (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	6.74%
Kerrville, TX (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	7.29%
Fredericksburg, TX (FHA\|USDA\|VA)	2	$180,000	$90,000	$0	7.25%
Starkville, MS (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	8.39%
El Dorado, AR (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	7.84%
Stephenville, TX (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	8.33%
EL PASO, TX (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	6.24%
Picayune, MS (FHA\|USDA\|VA)	2	$160,000	$80,000	$0	8.17%
Tahlequah, OK (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	7.70%
VALDOSTA, GA (FHA\|USDA\|VA)	1	$155,000	$155,000	$3,466	7.00%
Del Rio, TX (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	7.09%
Laurel, MS (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	7.70%
SANTA FE, NM (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	7.29%
Cleveland, MS (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	6.74%
Thomasville, GA (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	7.14%
TUCSON, AZ (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	9.39%
Columbus, MS (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	7.05%
ASHEVILLE, NC (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	7.72%
FAYETTEVILLE, NC (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	7.49%
Georgetown, SC (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	7.24%
Opelousas, LA (FHA\|USDA\|VA)	1	$135,000	$135,000	$9,498	6.00%
Americus, GA (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	7.70%
Ponca City, OK (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	6.64%
HUNTSVILLE, AL (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	6.69%
Hope, AR (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	8.49%
Gallup, NM (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	7.29%
Bennettsville, SC (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	9.50%
MONTGOMERY, AL (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	7.99%
Newberry, SC (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	7.69%
Greenville, MS (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	7.00%
Fort Payne, AL (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	8.04%
AMARILLO, TX (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	7.79%
Batesville, AR (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	7.70%
Ruston, LA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	7.70%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	5.49%
ALBANY, GA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	7.14%
Morgan City, LA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	8.39%
Meridian, MS (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	7.00%
Rio Grande City-Roma, TX (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	8.38%
Elk City, OK (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	7.00%
FARMINGTON, NM (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	8.79%
Albemarle, NC (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	6.24%
Sebastian-Vero Beach, FL (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	7.38%
DeRidder, LA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	7.70%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	8.29%
Waycross, GA (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.59%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.79%
JONESBORO, AR (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.09%
West Point, MS (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	7.34%
HICKORY-LENOIR-MORGANTON, NC (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	7.89%
Natchitoches, LA (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	7.29%
MICHIGAN CITY-LA PORTE, IN (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	8.00%

Countryplace Mortgage Ltd.'s top markets include Houston, San Antonio, Dallas, Austin, and Oklahoma City among others.

Their top states include:

Texas (FHA|USDA|VA)

Oklahoma (FHA|USDA|VA)

Georgia (FHA|USDA|VA)

South Carolina (FHA|USDA|VA)

Mississippi (FHA|USDA|VA)

Similar Lenders

We use machine learning to identify the top lenders compared against COUNTRYPLACE MORTGAGE LTD. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

AMOCO
Similarity Rank: 258

GIBRALTAR MORTGAGE SERVICES, LLC
Similarity Rank: 360

SOUTHERN LENDING SERVICES, LTD.
Similarity Rank: 432

ACHIEVA CREDIT UNION
Similarity Rank: 441

ORLANDO CREDIT UNION
Similarity Rank: 459

Coastline Federal Credit Union
Similarity Rank: 574

Terrabank
Similarity Rank: 660

FINANCIAL RESOURCES FEDERAL CREDIT UNION
Similarity Rank: 690

JAX
Similarity Rank: 711

COMMUNITY RESOURCE CREDIT UNION
Similarity Rank: 714

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	850	$114,500,000	$134,706	$4,579	7.74%
FHA	1	$305,000	$305,000	$22,508	6.50%

For 2023, Countryplace Mortgage Ltd.'s most frequently originated type of loan was Conventional, with 850 originations. Their 2nd most popular type was FHA, with 1 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Home Purchase	846	$113,780,000	$134,492	$4,517	7.75%
Refi	4	$810,000	$202,500	$9,801	5.97%
Other	1	$215,000	$215,000	$4,332	7.30%

For 2023, Countryplace Mortgage Ltd.'s most frequently cited loan purpose was Home Purchase, with 846 originations. The 2nd most popular reason was Refi, with 4 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
20 Year	402	$53,580,000	$133,284	$0	7.70%
Other	380	$49,770,000	$130,974	$3,927	7.85%
30 Year	39	$8,505,000	$218,077	$4,960	7.29%
15 Year	27	$2,865,000	$106,111	$13,514	7.41%
10 Year	3	$85,000	$28,333	$0	7.90%

For 2023, Countryplace Mortgage Ltd.'s most frequently cited loan duration was 20 Year, with 402 originations. The 2nd most popular length was Other, with 380 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$<1k	41	$8,405,000	$205,000
$1k-2k	3	$475,000	$158,333
$5k+	3	$915,000	$305,000
$3k-4k	2	$280,000	$140,000

Countryplace Mortgage Ltd.'s average total fees were $4,960, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 41 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
7-8%	459	$63,205,000	$137,702
Over 8%	254	$32,830,000	$129,252
6-7%	125	$16,615,000	$132,920
5-6%	12	$1,830,000	$152,500
4-5%	1	$325,000	$325,000

During 2023, Countryplace Mortgage Ltd.'s average interest rate for loans was 7.29%, while their most frequently originated rate bucket for loans was 7-8%, with 459 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100k-200k	468	$66,420,000	$141,923	$4,084	7.73%
$100,000 or less	263	$20,305,000	$77,205	$1,692	7.79%
$200k-400k	120	$28,080,000	$234,000	$5,890	7.65%

2023 saw Countryplace Mortgage Ltd. place emphasis on $100k-200k loans with 468 originations, totaling $66,420,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$50k-75k	258	$30,370,000	$117,713	$3,583	7.75%
$100k-150k	194	$31,490,000	$162,320	$5,830	7.72%
$75k-100k	188	$26,820,000	$142,660	$4,116	7.73%
$50k or less	134	$12,710,000	$94,851	$4,359	7.86%
$150k-250k	61	$10,775,000	$176,639	$6,851	7.58%
$250k+	16	$2,640,000	$165,000	$0	7.51%

Countryplace Mortgage Ltd. lent most frequently to those with incomes in the $50k-75k range, with 258 originations. The second most popular income band? $100k-150k, with 194 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
30-36%	188	$25,910,000	$137,819	$3,943	7.70%
20-30%	129	$15,455,000	$119,806	$4,773	7.64%
50-60%	93	$13,495,000	$145,108	$0	7.86%
<20%	60	$6,900,000	$115,000	$4,970	7.64%
40%	44	$5,860,000	$133,182	$4,796	7.80%
39%	38	$5,850,000	$153,947	$5,630	7.68%
38%	35	$4,855,000	$138,714	$4,658	7.78%
36%	35	$4,825,000	$137,857	$4,494	7.96%
37%	34	$4,610,000	$135,588	$3,869	7.85%
42%	27	$3,775,000	$139,815	$2,911	7.79%
41%	27	$3,685,000	$136,481	$10,790	7.63%
48%	24	$3,600,000	$150,000	$0	7.51%
46%	21	$2,965,000	$141,190	$22,508	7.84%
43%	20	$2,370,000	$118,500	$0	7.69%
49%	19	$2,445,000	$128,684	$0	7.96%
45%	17	$2,495,000	$146,765	$0	7.92%
44%	16	$2,510,000	$156,875	$3,088	7.76%
47%	15	$1,895,000	$126,333	$3,948	7.87%
>60%	9	$1,305,000	$145,000	$0	7.41%

Countryplace Mortgage Ltd. lent most frequently to those with DTI ratios of 30-36%, with 188 originations. The next most common DTI ratio? 20-30%, with 129 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	702	$95,210,000	$135,627	$4,713	7.74%
Not provided	84	$11,180,000	$133,095	$8,978	7.70%
Black	41	$5,255,000	$128,171	$2,810	7.86%
American Indian	21	$2,815,000	$134,048	$0	7.69%
Other Asian	1	$125,000	$125,000	$0	8.49%
Asian	1	$115,000	$115,000	$0	7.50%
Native Hawaiian or Islander	1	$105,000	$105,000	$0	7.00%

Approval Rates

Total approvals of all applications
43.71%

Countryplace Mortgage Ltd. has a low approval rate. They may have poor market targeting or stringent lending standards.

Pick Rate

Approvals leading to origination
-143.13%

Countryplace Mortgage Ltd. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points	Originations	Total Value	Average Loan
0.0	1	$95,000	$95,000
1000.0	1	$15,000	$15,000
1095.0	6	$610,000	$101,667
1096.0	297	$38,735,000	$130,421
1257.82	1	$25,000	$25,000
1315.4	1	$35,000	$35,000
1344.28	1	$35,000	$35,000
1625.67	1	$35,000	$35,000
1701.0	11	$925,000	$84,091
1702.04	1	$35,000	$35,000
1769.23	1	$45,000	$45,000
1787.81	1	$45,000	$45,000
1791.68	1	$45,000	$45,000
1832.74	1	$45,000	$45,000
1861.26	1	$45,000	$45,000
1898.59	1	$45,000	$45,000
1940.42	1	$45,000	$45,000
2043.56	1	$45,000	$45,000
2092.81	1	$45,000	$45,000
2163.19	1	$55,000	$55,000
2207.99	1	$55,000	$55,000
2274.9	1	$55,000	$55,000
2301.56	1	$55,000	$55,000
2338.0	1	$55,000	$55,000
2459.87	1	$55,000	$55,000
2478.85	1	$55,000	$55,000
2503.25	1	$55,000	$55,000
2505.41	1	$55,000	$55,000
2545.43	1	$65,000	$65,000
2561.21	1	$65,000	$65,000
2606.26	1	$65,000	$65,000
2631.06	1	$65,000	$65,000
2638.08	1	$65,000	$65,000
2701.16	1	$65,000	$65,000
2745.91	1	$65,000	$65,000
2751.45	1	$65,000	$65,000
2786.74	1	$65,000	$65,000
2834.69	1	$65,000	$65,000
2842.47	1	$65,000	$65,000
2864.33	1	$65,000	$65,000
2882.29	1	$65,000	$65,000
2916.69	1	$105,000	$105,000
2917.82	1	$105,000	$105,000
2921.2	1	$105,000	$105,000
2921.52	1	$105,000	$105,000
2925.2	1	$65,000	$65,000
2927.07	1	$105,000	$105,000
2933.52	1	$75,000	$75,000
2949.07	1	$105,000	$105,000
2957.92	1	$75,000	$75,000
2977.97	1	$105,000	$105,000
2982.46	1	$105,000	$105,000
2996.0	6	$530,000	$88,333
2997.0	110	$9,460,000	$86,000
2997.21	1	$105,000	$105,000
3004.63	1	$105,000	$105,000
3006.64	1	$105,000	$105,000
3008.12	1	$105,000	$105,000
3012.38	1	$105,000	$105,000
3038.09	1	$105,000	$105,000
3041.59	1	$105,000	$105,000
3041.99	1	$105,000	$105,000
3072.04	1	$105,000	$105,000
3073.97	1	$105,000	$105,000
3088.98	1	$105,000	$105,000
3103.92	1	$105,000	$105,000
3109.37	1	$105,000	$105,000
3109.95	1	$105,000	$105,000
3113.64	1	$105,000	$105,000
3115.48	1	$105,000	$105,000
3115.86	1	$105,000	$105,000
3116.56	1	$105,000	$105,000
3147.32	1	$105,000	$105,000
3158.4	1	$105,000	$105,000
3160.39	1	$105,000	$105,000
3164.77	1	$105,000	$105,000
3173.5	1	$105,000	$105,000
3187.81	1	$115,000	$115,000
3202.69	1	$115,000	$115,000
3205.63	1	$115,000	$115,000
3214.08	1	$115,000	$115,000
3220.73	1	$115,000	$115,000
3235.73	1	$115,000	$115,000
3242.08	1	$115,000	$115,000
3244.94	1	$115,000	$115,000
3248.87	1	$115,000	$115,000
3252.97	1	$115,000	$115,000
3267.25	1	$115,000	$115,000
3276.28	1	$115,000	$115,000
3285.55	1	$115,000	$115,000
3297.39	1	$115,000	$115,000
3315.2	1	$115,000	$115,000
3322.47	1	$115,000	$115,000
3325.59	1	$115,000	$115,000
3341.36	1	$115,000	$115,000
3359.97	1	$115,000	$115,000
3360.1	1	$115,000	$115,000
3362.06	1	$115,000	$115,000
3363.19	1	$115,000	$115,000
3363.85	1	$115,000	$115,000
3371.22	1	$115,000	$115,000
3371.47	1	$115,000	$115,000
3378.98	1	$115,000	$115,000
3387.07	1	$115,000	$115,000
3403.6	1	$115,000	$115,000
3404.74	1	$115,000	$115,000
3404.85	1	$115,000	$115,000
3405.94	1	$115,000	$115,000
3412.66	1	$115,000	$115,000
3424.2	1	$115,000	$115,000
3425.83	1	$115,000	$115,000
3427.08	1	$115,000	$115,000
3429.35	1	$115,000	$115,000
3432.05	1	$115,000	$115,000
3437.77	1	$115,000	$115,000
3459.58	1	$115,000	$115,000
3462.49	1	$125,000	$125,000
3464.4	1	$125,000	$125,000
3469.75	1	$125,000	$125,000
3500.92	1	$125,000	$125,000
3507.99	1	$125,000	$125,000
3510.23	1	$125,000	$125,000
3518.72	1	$125,000	$125,000
3531.34	1	$125,000	$125,000
3532.2	1	$125,000	$125,000
3537.55	1	$125,000	$125,000
3541.56	1	$125,000	$125,000
3547.15	1	$125,000	$125,000
3563.75	1	$125,000	$125,000
3566.85	1	$125,000	$125,000
3568.66	1	$125,000	$125,000
3571.62	1	$125,000	$125,000
3580.18	1	$125,000	$125,000
3585.23	1	$125,000	$125,000
3591.45	1	$125,000	$125,000
3606.87	1	$125,000	$125,000
3611.27	1	$125,000	$125,000
3621.74	1	$125,000	$125,000
3633.15	1	$125,000	$125,000
3647.85	1	$125,000	$125,000
3650.36	1	$125,000	$125,000
3650.39	1	$125,000	$125,000
3655.74	1	$125,000	$125,000
3655.88	1	$125,000	$125,000
3687.87	1	$125,000	$125,000
3690.24	1	$85,000	$85,000
3697.93	1	$125,000	$125,000
3699.44	1	$125,000	$125,000
3700.58	1	$125,000	$125,000
3701.67	1	$125,000	$125,000
3719.86	1	$125,000	$125,000
3722.37	1	$125,000	$125,000
3724.5	1	$125,000	$125,000
3728.57	1	$125,000	$125,000
3744.16	1	$135,000	$135,000
3753.52	1	$135,000	$135,000
3765.59	1	$135,000	$135,000
3786.23	1	$135,000	$135,000
3788.85	1	$135,000	$135,000
3797.36	1	$135,000	$135,000
3805.04	1	$135,000	$135,000
3809.31	1	$135,000	$135,000
3810.4	1	$135,000	$135,000
3811.84	1	$135,000	$135,000
3827.68	1	$135,000	$135,000
3852.45	1	$135,000	$135,000
3859.38	1	$135,000	$135,000
3862.75	1	$135,000	$135,000
3864.18	1	$135,000	$135,000
3886.72	1	$135,000	$135,000
3894.73	1	$135,000	$135,000
3904.01	1	$135,000	$135,000
3908.78	1	$135,000	$135,000
3942.46	1	$135,000	$135,000
3943.73	1	$135,000	$135,000
3944.43	1	$135,000	$135,000
3949.57	1	$135,000	$135,000
3965.37	1	$135,000	$135,000
4000.59	1	$135,000	$135,000
4005.56	1	$135,000	$135,000
4013.01	1	$135,000	$135,000
4014.51	1	$135,000	$135,000
4023.75	1	$135,000	$135,000
4039.87	1	$145,000	$145,000
4050.94	1	$145,000	$145,000
4051.72	1	$145,000	$145,000
4076.96	1	$145,000	$145,000
4080.99	1	$145,000	$145,000
4085.71	1	$145,000	$145,000
4087.99	1	$145,000	$145,000
4117.36	1	$145,000	$145,000
4139.6	1	$145,000	$145,000
4148.43	1	$145,000	$145,000
4157.74	1	$145,000	$145,000
4163.28	1	$145,000	$145,000
4165.12	1	$145,000	$145,000
4172.69	1	$145,000	$145,000
4177.49	1	$145,000	$145,000
4184.35	1	$145,000	$145,000
4196.61	1	$145,000	$145,000
4204.35	1	$145,000	$145,000
4204.63	1	$145,000	$145,000
4225.41	1	$145,000	$145,000
4230.05	1	$145,000	$145,000
4241.54	1	$145,000	$145,000
4249.69	1	$145,000	$145,000
4260.76	1	$145,000	$145,000
4295.63	1	$145,000	$145,000
4307.06	1	$145,000	$145,000
4318.99	1	$155,000	$155,000
4322.55	1	$155,000	$155,000
4346.27	1	$155,000	$155,000
4351.14	1	$155,000	$155,000
4357.27	1	$155,000	$155,000
4364.0	1	$155,000	$155,000
4374.24	1	$155,000	$155,000
4381.85	1	$155,000	$155,000
4382.66	1	$155,000	$155,000
4396.95	1	$155,000	$155,000
4402.36	1	$155,000	$155,000
4403.28	1	$155,000	$155,000
4426.96	1	$155,000	$155,000
4428.86	1	$155,000	$155,000
4435.07	1	$155,000	$155,000
4443.17	1	$155,000	$155,000
4448.52	1	$155,000	$155,000
4457.29	1	$155,000	$155,000
4460.39	1	$155,000	$155,000
4470.4	1	$155,000	$155,000
4470.61	1	$155,000	$155,000
4473.53	1	$155,000	$155,000
4478.18	1	$155,000	$155,000
4483.87	1	$155,000	$155,000
4501.61	1	$155,000	$155,000
4508.47	1	$155,000	$155,000
4520.21	1	$155,000	$155,000
4525.65	1	$155,000	$155,000
4528.68	1	$155,000	$155,000
4534.64	1	$155,000	$155,000
4545.13	1	$155,000	$155,000
4547.68	1	$155,000	$155,000
4556.13	1	$155,000	$155,000
4565.34	1	$155,000	$155,000
4569.58	1	$155,000	$155,000
4587.05	1	$155,000	$155,000
4595.0	2	$500,000	$250,000
4596.0	13	$2,585,000	$198,846
4607.44	1	$165,000	$165,000
4614.26	1	$165,000	$165,000
4634.08	1	$165,000	$165,000
4634.19	1	$165,000	$165,000
4667.01	1	$165,000	$165,000
4669.66	1	$165,000	$165,000
4683.65	1	$165,000	$165,000
4685.27	1	$165,000	$165,000
4758.8	1	$165,000	$165,000
4760.82	1	$165,000	$165,000
4761.69	1	$165,000	$165,000
4773.33	1	$165,000	$165,000
4822.42	1	$165,000	$165,000
4835.11	1	$165,000	$165,000
4843.37	1	$165,000	$165,000
4855.41	1	$165,000	$165,000
4861.45	1	$165,000	$165,000
4861.49	1	$165,000	$165,000
4874.47	1	$175,000	$175,000
4884.82	1	$175,000	$175,000
4886.19	1	$175,000	$175,000
4915.12	1	$175,000	$175,000
4948.37	1	$175,000	$175,000
4948.69	1	$175,000	$175,000
5017.34	1	$175,000	$175,000
5040.38	1	$175,000	$175,000
5055.3	1	$175,000	$175,000
5073.08	1	$175,000	$175,000
5085.81	1	$175,000	$175,000
5091.72	1	$175,000	$175,000
5105.38	1	$205,000	$205,000
5175.96	1	$185,000	$185,000
5198.34	1	$185,000	$185,000
5205.8	1	$185,000	$185,000
5221.88	1	$185,000	$185,000
5248.44	1	$185,000	$185,000
5260.7	1	$185,000	$185,000
5314.97	1	$185,000	$185,000
5323.79	1	$185,000	$185,000
5371.96	1	$185,000	$185,000
5396.06	1	$185,000	$185,000
5403.25	1	$185,000	$185,000
5412.36	1	$185,000	$185,000
5419.78	1	$185,000	$185,000
5433.11	1	$185,000	$185,000
5438.72	1	$195,000	$195,000
5463.81	1	$195,000	$195,000
5475.89	1	$195,000	$195,000
5481.44	1	$195,000	$195,000
5515.5	1	$195,000	$195,000
5553.41	1	$195,000	$195,000
5598.63	1	$195,000	$195,000
5620.79	1	$195,000	$195,000
5638.73	1	$195,000	$195,000
5644.06	1	$195,000	$195,000
5671.9	1	$195,000	$195,000
5674.44	1	$195,000	$195,000
5682.24	1	$195,000	$195,000
5720.83	1	$205,000	$205,000
5721.64	1	$205,000	$205,000
5729.06	1	$205,000	$205,000
5741.14	1	$205,000	$205,000
5815.25	1	$205,000	$205,000
5818.45	1	$205,000	$205,000
5830.12	1	$205,000	$205,000
5833.07	1	$205,000	$205,000
5837.95	1	$205,000	$205,000
5840.58	1	$205,000	$205,000
5908.58	1	$205,000	$205,000
5941.52	1	$205,000	$205,000
5971.27	1	$205,000	$205,000
5979.12	1	$205,000	$205,000
6011.41	1	$215,000	$215,000
6017.15	1	$215,000	$215,000
6024.8	1	$215,000	$215,000
6026.54	1	$215,000	$215,000
6079.42	1	$215,000	$215,000
6117.2	1	$215,000	$215,000
6152.58	1	$215,000	$215,000
6170.62	1	$215,000	$215,000
6175.86	1	$215,000	$215,000
6205.93	1	$215,000	$215,000
6208.95	1	$215,000	$215,000
6274.63	1	$215,000	$215,000
6280.14	1	$215,000	$215,000
6310.98	1	$225,000	$225,000
6317.12	1	$225,000	$225,000
6338.45	1	$225,000	$225,000
6432.41	1	$225,000	$225,000
6433.01	1	$225,000	$225,000
6436.61	1	$225,000	$225,000
6468.18	1	$225,000	$225,000
6515.36	1	$225,000	$225,000
6550.51	1	$225,000	$225,000
6591.83	1	$235,000	$235,000
6598.14	1	$235,000	$235,000
6603.22	1	$235,000	$235,000
6624.63	1	$235,000	$235,000
6680.6	1	$235,000	$235,000
6754.71	1	$235,000	$235,000
6815.35	1	$235,000	$235,000
6830.41	1	$235,000	$235,000
6830.7	1	$235,000	$235,000
7018.42	1	$245,000	$245,000
7030.23	1	$245,000	$245,000
7076.0	1	$245,000	$245,000
7170.6	1	$255,000	$255,000
722.22	1	$15,000	$15,000
7344.24	1	$255,000	$255,000
7509.27	1	$265,000	$265,000
7813.43	1	$275,000	$275,000
8020.88	1	$285,000	$285,000
8284.85	1	$295,000	$295,000
8796.79	1	$305,000	$305,000
97.0	1	$85,000	$85,000
9734.11	1	$345,000	$345,000
999.0	1	$115,000	$115,000
NA	49	$10,075,000	$205,612

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
	851	$114,805,000	$134,906

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	14	$810,000	$57,857	$1,170	7.43%
40-60%	27	$2,815,000	$104,259	$7,891	7.16%
60-80%	43	$4,505,000	$104,767	$5,040	7.36%
80-100%	207	$25,895,000	$125,097	$4,994	7.60%
Over 100%	559	$80,745,000	$144,445	$3,510	7.85%
Under 20%	1	$35,000	$35,000	$0	7.88%