Bank Of England Mortgage Rates, Fees & Info
England, ARLEI: 549300GY4NTTEM7WWB64
Tax ID: 71-0009800
4.9 stars - Updated: 4/19/24
-
out of 5 stars, based on 82 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bank Of England is a small bank specializing in Home Purchase loans. Bank Of England has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Jacksonville, Milwaukee, Little Rock, Denver, and Orlando among others. We have data for 471 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of England has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bank Of England is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.86% | 4/19/24 |
| 30 Year Conventional Refi | 6.62% | 4/19/24 |
| 30 Year Cash-out Refi | 6.90% | 4/19/24 |
| 30 Year FHA Purchase | 7.61% | 4/19/24 |
| 30 Year FHA Refi | 7.23% | 4/19/24 |
| 30 Year VA Purchase | 6.36% | 4/19/24 |
| 30 Year VA Refi | 5.83% | 4/19/24 |
| 30 Year USDA Purchase | 6.89% | 4/19/24 |
| 30 Year USDA Refi | 6.27% | 4/19/24 |
| 15 Year Conventional Purchase | 6.21% | 4/19/24 |
| 15 Year Conventional Refi | 6.18% | 4/19/24 |
| 15 Year Cash-out Refi | 6.18% | 4/19/24 |
| 15 Year FHA Refi | 5.68% | 4/19/24 |
| 15 Year VA Purchase | 6.03% | 4/19/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Bank Of England Mortgage Calculator
Your Estimates
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This is not an official calculator from Bank Of England. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
6,737Origination Dollar Volume (All Markets)
$2,045,995,000Awards
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Bank of England - 2023
Bank of England is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Bank Of England's average 30 year fixed mortgage rate was
6.73%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.25%.
Relative Fees (Closing Costs)
Bank Of England's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,372.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| JACKSONVILLE, FL (FHA|USDA|VA) | 866 | $299,730,000 | $346,109 | $9,512 | 6.49% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 426 | $120,280,000 | $282,347 | $5,060 | 6.91% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 295 | $70,565,000 | $239,203 | $5,830 | 6.89% |
| Outside of Metro Areas | 313 | $63,535,000 | $202,987 | $7,269 | 6.81% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 131 | $62,105,000 | $474,084 | $8,358 | 6.83% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 157 | $58,335,000 | $371,561 | $9,975 | 6.68% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 155 | $56,905,000 | $367,129 | $9,164 | 6.54% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 171 | $48,935,000 | $286,170 | $7,021 | 6.80% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 154 | $47,410,000 | $307,857 | $8,650 | 6.66% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 100 | $45,010,000 | $450,100 | $7,869 | 6.90% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 128 | $43,660,000 | $341,094 | $9,993 | 7.10% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 178 | $41,140,000 | $231,124 | $7,404 | 6.84% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 81 | $38,405,000 | $474,136 | $16,034 | 6.71% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 114 | $38,260,000 | $335,614 | $10,582 | 6.86% |
| COLUMBUS, OH (FHA|USDA|VA) | 122 | $35,950,000 | $294,672 | $9,357 | 6.79% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 73 | $33,645,000 | $460,890 | $9,696 | 6.78% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 84 | $31,990,000 | $380,833 | $9,656 | 6.64% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 88 | $30,250,000 | $343,750 | $10,870 | 6.55% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 101 | $27,375,000 | $271,040 | $7,753 | 6.88% |
| BOISE CITY, ID (FHA|USDA|VA) | 66 | $26,200,000 | $396,970 | $11,196 | 6.34% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 80 | $25,640,000 | $320,500 | $8,134 | 6.91% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 88 | $23,810,000 | $270,568 | $7,105 | 6.97% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 67 | $22,725,000 | $339,179 | $5,239 | 6.66% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 117 | $22,285,000 | $190,470 | $4,872 | 6.88% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 69 | $19,695,000 | $285,435 | $7,735 | 6.62% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 62 | $17,510,000 | $282,419 | $12,489 | 6.49% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 60 | $17,460,000 | $291,000 | $9,077 | 6.60% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 48 | $17,300,000 | $360,417 | $10,415 | 6.88% |
| JACKSON, MS (FHA|USDA|VA) | 52 | $15,910,000 | $305,962 | $9,945 | 6.89% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 50 | $15,090,000 | $301,800 | $9,447 | 6.58% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 46 | $14,900,000 | $323,913 | $8,739 | 6.95% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 70 | $14,650,000 | $209,286 | $6,936 | 6.78% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 46 | $14,140,000 | $307,391 | $8,467 | 7.00% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 69 | $14,075,000 | $203,986 | $4,641 | 6.53% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 30 | $12,690,000 | $423,000 | $10,391 | 6.55% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 38 | $12,540,000 | $330,000 | $12,199 | 6.61% |
| Dickinson, ND (FHA|USDA|VA) | 49 | $12,475,000 | $254,592 | $7,205 | 6.91% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 25 | $11,515,000 | $460,600 | $7,682 | 6.70% |
| MOBILE, AL (FHA|USDA|VA) | 53 | $11,355,000 | $214,245 | $7,964 | 6.91% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 36 | $11,090,000 | $308,056 | $8,561 | 6.86% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 29 | $10,665,000 | $367,759 | $10,244 | 6.66% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 49 | $10,225,000 | $208,673 | $7,928 | 6.43% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 24 | $9,860,000 | $410,833 | $6,901 | 6.47% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 31 | $9,695,000 | $312,742 | $10,155 | 6.79% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 32 | $9,330,000 | $291,563 | $6,411 | 6.70% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 25 | $9,175,000 | $367,000 | $9,241 | 6.99% |
| PANAMA CITY, FL (FHA|USDA|VA) | 24 | $8,630,000 | $359,583 | $11,295 | 6.94% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 28 | $8,600,000 | $307,143 | $8,480 | 6.97% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 15 | $8,345,000 | $556,333 | $12,686 | 6.69% |
| Breckenridge, CO (FHA|USDA|VA) | 15 | $7,495,000 | $499,667 | $8,444 | 7.03% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 23 | $7,325,000 | $318,478 | $10,708 | 6.70% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 24 | $7,280,000 | $303,333 | $11,041 | 6.68% |
| Edwards, CO (FHA|USDA|VA) | 13 | $7,255,000 | $558,077 | $11,345 | 6.99% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 25 | $6,825,000 | $273,000 | $8,744 | 6.63% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 15 | $6,735,000 | $449,000 | $12,859 | 6.68% |
| BOULDER, CO (FHA|USDA|VA) | 16 | $6,570,000 | $410,625 | $8,188 | 7.05% |
| MADISON, WI (FHA|USDA|VA) | 18 | $6,250,000 | $347,222 | $5,942 | 6.78% |
| RACINE, WI (FHA|USDA|VA) | 23 | $5,915,000 | $257,174 | $5,276 | 6.74% |
| GREELEY, CO (FHA|USDA|VA) | 12 | $5,740,000 | $478,333 | $12,127 | 6.65% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 21 | $5,335,000 | $254,048 | $9,971 | 6.96% |
| LAFAYETTE, LA (FHA|USDA|VA) | 22 | $5,320,000 | $241,818 | $6,003 | 6.34% |
| JACKSON, TN (FHA|USDA|VA) | 27 | $5,185,000 | $192,037 | $8,405 | 6.51% |
| Searcy, AR (FHA|USDA|VA) | 29 | $5,175,000 | $178,448 | $6,644 | 6.44% |
| Oxford, MS (FHA|USDA|VA) | 16 | $5,070,000 | $316,875 | $7,224 | 7.25% |
| BISMARCK, ND (FHA|USDA|VA) | 16 | $4,940,000 | $308,750 | $6,966 | 7.13% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 19 | $4,895,000 | $257,632 | $7,798 | 6.60% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 13 | $4,835,000 | $371,923 | $9,608 | 6.84% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 17 | $4,785,000 | $281,471 | $8,616 | 6.67% |
| OCALA, FL (FHA|USDA|VA) | 18 | $4,690,000 | $260,556 | $9,399 | 6.58% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 10 | $4,690,000 | $469,000 | $8,073 | 6.95% |
| Frankfort, KY (FHA|USDA|VA) | 25 | $4,625,000 | $185,000 | $6,759 | 6.66% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 10 | $4,580,000 | $458,000 | $9,815 | 6.89% |
| Tupelo, MS (FHA|USDA|VA) | 22 | $4,510,000 | $205,000 | $7,392 | 6.48% |
| TULSA, OK (FHA|USDA|VA) | 13 | $4,365,000 | $335,769 | $11,049 | 6.73% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 13 | $4,165,000 | $320,385 | $9,073 | 6.66% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 7 | $4,125,000 | $589,286 | $11,988 | 6.54% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 10 | $4,070,000 | $407,000 | $9,626 | 7.04% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 19 | $4,055,000 | $213,421 | $7,676 | 6.90% |
| PITTSBURGH, PA (FHA|USDA|VA) | 21 | $3,775,000 | $179,762 | $8,559 | 6.56% |
| Richmond-Berea, KY (FHA|USDA|VA) | 14 | $3,720,000 | $265,714 | $8,108 | 6.84% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $3,645,000 | $1,215,000 | $26,675 | 6.83% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 8 | $3,460,000 | $432,500 | $10,437 | 6.80% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 15 | $3,445,000 | $229,667 | $9,345 | 6.31% |
| BEND, OR (FHA|USDA|VA) | 6 | $3,380,000 | $563,333 | $8,460 | 6.96% |
| Whitewater, WI (FHA|USDA|VA) | 10 | $3,210,000 | $321,000 | $5,808 | 6.66% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 14 | $3,090,000 | $220,714 | $8,135 | 6.88% |
| BRUNSWICK, GA (FHA|USDA|VA) | 9 | $3,025,000 | $336,111 | $8,438 | 6.99% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 12 | $3,000,000 | $250,000 | $9,563 | 6.68% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 8 | $2,890,000 | $361,250 | $9,383 | 6.88% |
| Russellville, AR (FHA|USDA|VA) | 17 | $2,775,000 | $163,235 | $5,480 | 6.57% |
| Danville, VA (FHA|USDA|VA) | 17 | $2,735,000 | $160,882 | $7,495 | 6.55% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 11 | $2,725,000 | $247,727 | $7,419 | 6.49% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 8 | $2,630,000 | $328,750 | $8,242 | 7.13% |
| LOUISVILLE, KY (FHA|USDA|VA) | 9 | $2,575,000 | $286,111 | $8,091 | 6.79% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $2,495,000 | $831,667 | $22,857 | 6.42% |
| Danville, KY (FHA|USDA|VA) | 11 | $2,425,000 | $220,455 | $6,145 | 6.80% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 7 | $2,305,000 | $329,286 | $7,174 | 6.95% |
| Jefferson, GA (FHA|USDA|VA) | 7 | $2,285,000 | $326,429 | $5,502 | 6.73% |
| Palatka, FL (FHA|USDA|VA) | 10 | $2,260,000 | $226,000 | $8,782 | 6.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $7,550 | 6.19% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 10 | $2,100,000 | $210,000 | $7,049 | 6.75% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 4 | $1,980,000 | $495,000 | $4,132 | 6.91% |
| MONTGOMERY, AL (FHA|USDA|VA) | 5 | $1,805,000 | $361,000 | $25,348 | 7.23% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $8,300 | 7.04% |
| SALEM, OR (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $12,214 | 6.75% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 4 | $1,780,000 | $445,000 | $7,547 | 7.16% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 9 | $1,755,000 | $195,000 | $6,510 | 6.57% |
| OWENSBORO, KY (FHA|USDA|VA) | 10 | $1,740,000 | $174,000 | $7,290 | 6.70% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $12,768 | 6.40% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $9,972 | 6.75% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $12,866 | 7.63% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $10,859 | 6.93% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $10,548 | 6.70% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $7,973 | 6.79% |
| SAVANNAH, GA (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $6,801 | 6.18% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2 | $1,590,000 | $795,000 | $17,914 | 6.69% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $10,395 | 6.91% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $12,855 | 6.53% |
| Glenwood Springs, CO (FHA|USDA|VA) | 3 | $1,495,000 | $498,333 | $8,466 | 6.83% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $8,932 | 6.78% |
| Vincennes, IN (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $4,010 | 6.88% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $1,445,000 | $481,667 | $13,728 | 6.67% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $8,181 | 6.80% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $7,925 | 6.45% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $7,367 | 7.13% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $1,380,000 | $690,000 | $7,255 | 6.50% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $7,562 | 6.90% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $10,317 | 6.03% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $8,157 | 6.67% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $6,780 | 7.02% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $6,598 | 6.42% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $11,474 | 6.83% |
| Mineral Wells, TX (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $29,434 | 7.00% |
| Torrington, CT (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $8,650 | 6.95% |
| LAREDO, TX (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $6,117 | 7.03% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $11,405 | 6.63% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $5,951 | 6.66% |
| SAN ANGELO, TX (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $14,574 | 6.83% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $9,174 | 7.16% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $11,069 | 6.50% |
| Astoria, OR (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $0 | 7.13% |
| Jasper, IN (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $8,137 | 6.55% |
| GREEN BAY, WI (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $6,447 | 7.58% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $15,828 | 5.50% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $14,640 | 6.46% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $1,120,000 | $560,000 | $24,674 | 5.94% |
| Beaver Dam, WI (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $5,183 | 6.58% |
| ST. CLOUD, MN (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $5,918 | 7.04% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $8,084 | 6.53% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $3,243 | 6.50% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $12,187 | 6.33% |
| Mount Sterling, KY (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $6,684 | 6.52% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $12,084 | 6.63% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $15,159 | 6.75% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $9,840 | 6.50% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $10,932 | 6.63% |
| ROME, GA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $6,908 | 6.81% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $7,806 | 7.00% |
| MORGANTOWN, WV (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $6,951 | 6.60% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $7,294 | 6.73% |
| Jasper, AL (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $4,030 | 6.91% |
| Concord, NH (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $6,592 | 7.38% |
| Williston, ND (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $10,330 | 6.75% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $12,173 | 6.46% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $9,389 | 5.50% |
| Dyersburg, TN (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $12,179 | 6.00% |
| Opelousas, LA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $5,394 | 6.54% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $8,503 | 7.13% |
| Clarksburg, WV (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $7,395 | 6.50% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $7,719 | 6.78% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $12,339 | 7.13% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $9,321 | 6.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $9,762 | 6.54% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $7,909 | 6.92% |
| AKRON, OH (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $6,144 | 7.25% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $8,561 | 6.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $5,877 | 7.22% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $9,606 | 7.44% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $6,424 | 6.69% |
| JONESBORO, AR (FHA|USDA|VA) | 7 | $865,000 | $123,571 | $6,163 | 6.52% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $10,054 | 7.38% |
| Paragould, AR (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $7,126 | 6.69% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $9,591 | 6.66% |
| London, KY (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $6,614 | 6.92% |
| HAMMOND, LA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $9,213 | 6.88% |
| Eufaula, AL-GA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $14,720 | 6.75% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $6,566 | 6.19% |
| Poplar Bluff, MO (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $10,174 | 6.69% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $3,906 | 7.00% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $7,272 | 7.00% |
| Hutchinson, MN (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $8,723 | 6.50% |
| Meridian, MS (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $8,750 | 6.75% |
| Batesville, AR (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $6,343 | 6.58% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $9,129 | 6.63% |
| Outside of Metro Areas | 1 | $725,000 | $725,000 | $7,583 | 6.25% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $4,621 | 6.68% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $7,518 | 7.13% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $7,757 | 6.50% |
| READING, PA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $5,755 | 6.19% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $5,869 | 6.56% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $12,138 | 7.50% |
| Somerset, KY (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $6,339 | 7.13% |
| HATTIESBURG, MS (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $7,830 | 6.42% |
| WACO, TX (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $9,043 | 6.79% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $11,061 | 6.25% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $7,252 | 6.56% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $3,903 | 7.25% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $7,775 | 6.88% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,068 | 7.38% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $9,562 | 6.56% |
| PINE BLUFF, AR (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $5,050 | 6.53% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,738 | 7.38% |
| Laurinburg, NC (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $7,713 | 6.75% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $10,174 | 7.38% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $11,540 | 6.88% |
| Marquette, MI (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $13,039 | 7.25% |
| Picayune, MS (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $5,981 | 6.76% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $12,530 | 7.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $10,412 | 6.75% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $11,209 | 6.25% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $13,163 | 6.69% |
| Waycross, GA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $10,842 | 6.63% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $7,646 | 6.33% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,906 | 6.31% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $10,887 | 6.50% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,391 | 6.96% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $15,978 | 5.63% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,323 | 5.94% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $10,516 | 7.00% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $7,540 | 7.13% |
| Plattsburgh, NY (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $10,334 | 6.50% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,813 | 7.04% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,159 | 7.13% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $9,479 | 6.25% |
| TYLER, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $11,836 | 7.00% |
| Frankfort, IN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,083 | 7.13% |
| CHARLESTON, WV (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $6,050 | 6.55% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,831 | 7.13% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,259 | 6.38% |
| Lufkin, TX (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $10,321 | 6.25% |
| Mexico, MO (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $18,356 | 6.75% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,111 | 6.25% |
| Dayton, TN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $11,638 | 6.00% |
| Keene, NH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,502 | 6.88% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $11,540 | 7.25% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $14,279 | 7.44% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $6,101 | 6.88% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $6,766 | 7.38% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,552 | 7.54% |
| Malvern, AR (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $7,115 | 6.79% |
| SYRACUSE, NY (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $7,931 | 7.04% |
| Corinth, MS (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $6,453 | 6.42% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $11,059 | 6.19% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $20,392 | 6.25% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $8,327 | 6.42% |
| Kinston, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $5,003 | 7.04% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $15,856 | 6.25% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,145 | 7.63% |
| UTICA-ROME, NY (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $8,826 | 6.63% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $14,824 | 5.63% |
| Shelton, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 7.38% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $17,709 | 7.25% |
| Bedford, IN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $21,472 | 6.63% |
| MUNCIE, IN (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,373 | 6.79% |
| Brenham, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,542 | 6.25% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,333 | 6.69% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $10,262 | 6.19% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,329 | 6.63% |
| Magnolia, AR (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,829 | 6.63% |
| Brookings, OR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,020 | 6.38% |
| Vernal, UT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $16,186 | 6.63% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $7,060 | 6.75% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,933 | 6.50% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,456 | 6.88% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $14,542 | 6.25% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,459 | 6.25% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,672 | 7.19% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,930 | 6.50% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $13,602 | 6.38% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $13,418 | 7.25% |
| Sonora, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $12,749 | 7.63% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $19,887 | 6.13% |
| ROCHESTER, NY (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,847 | 7.04% |
| Somerset, PA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $10,015 | 6.44% |
| Starkville, MS (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,332 | 5.94% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,500 | 6.88% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,078 | 5.50% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $13,996 | 6.13% |
| GLENS FALLS, NY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,871 | 6.94% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,758 | 6.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,378 | 5.75% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,042 | 7.00% |
| Gloversville, NY (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,932 | 7.13% |
| Indianola, MS (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,104 | 6.38% |
| Ozark, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,018 | 6.75% |
| McAlester, OK (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,040 | 6.19% |
| Blytheville, AR (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,547 | 6.25% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,612 | 7.25% |
| Greenville, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,592 | 6.75% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $16,225 | 6.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 7.75% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,187 | 6.44% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,911 | 7.06% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,744 | 7.25% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $17,402 | 6.25% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,821 | 6.25% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,593 | 6.13% |
| Laurel, MS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,946 | 7.25% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $17,032 | 6.75% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,976 | 6.44% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,875 | 6.88% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,887 | 7.13% |
| Clovis, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,210 | 6.25% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $7,839 | 6.46% |
| Salem, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,005 | 6.69% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,965 | 6.88% |
| Cullman, AL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,642 | 7.75% |
| Madisonville, KY (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,889 | 7.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,202 | 7.25% |
| Payson, AZ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,615 | 7.50% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,777 | 6.88% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,686 | 7.00% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 7.63% |
| Albertville, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,746 | 7.63% |
| Lake City, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $17,422 | 6.75% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,745 | 6.81% |
| Warren, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,872 | 6.88% |
| Laconia, NH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,000 | 7.63% |
| Ada, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,788 | 6.88% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,439 | 7.00% |
| Taos, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,702 | 6.00% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,966 | 5.50% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,787 | 6.63% |
| Forest City, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 6.75% |
| New Castle, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,442 | 6.56% |
| Cleveland, MS (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,785 | 7.06% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,286 | 6.75% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,467 | 6.75% |
| Martin, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,730 | 6.75% |
| Minot, ND (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,375 | 6.75% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,432 | 6.75% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,812 | 7.25% |
| Meadville, PA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,543 | 6.50% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,441 | 6.00% |
| Harrison, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,435 | 7.13% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,987 | 6.63% |
| Greenwood, MS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,975 | 7.13% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $4,446 | 6.84% |
| Gallup, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,217 | 5.75% |
| Centralia, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,405 | 6.75% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,855 | 7.50% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,974 | 6.25% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $13,912 | 6.63% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,190 | 7.31% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,251 | 6.38% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,240 | 7.75% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,527 | 6.75% |
| Branson, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,782 | 7.50% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,612 | 6.13% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $680 | 6.13% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,616 | 6.88% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,008 | 6.75% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,194 | 7.88% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,374 | 8.00% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,250 | 6.50% |
| Sidney, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,874 | 7.25% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,889 | 7.50% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,919 | 6.25% |
| Athens, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,910 | 6.63% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.50% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,075 | 6.25% |
| Logansport, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,912 | 5.63% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,267 | 7.50% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,566 | 6.75% |
| Plainview, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,535 | 7.63% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,629 | 7.25% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,308 | 6.50% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $12,616 | 6.50% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,577 | 6.63% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,066 | 5.75% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,869 | 6.81% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,809 | 7.13% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.38% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,449 | 6.50% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,637 | 6.25% |
| MONROE, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,585 | 6.25% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,100 | 6.25% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.75% |
| Wooster, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $14,036 | 6.75% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,302 | 6.56% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,180 | 6.94% |
| Summerville, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,436 | 6.25% |
| Minden, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,410 | 6.25% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,207 | 6.75% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,914 | 6.63% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,526 | 7.50% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,781 | 6.25% |
| Huntington, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,051 | 6.00% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,620 | 6.13% |
| Seymour, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,722 | 5.25% |
| Altus, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,847 | 6.63% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,956 | 5.81% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 8.00% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.50% |
| Marion, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,271 | 6.75% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,354 | 7.38% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,645 | 6.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,051 | 6.13% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,117 | 6.50% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,484 | 7.00% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,010 | 6.25% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,597 | 6.63% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,465 | 6.63% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,930 | 6.75% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,144 | 7.25% |
| MONROE, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,804 | 6.25% |
| Duncan, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,289 | 7.63% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.38% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,094 | 6.75% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,896 | 5.75% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,845 | 6.50% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.38% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,537 | 5.63% |
| Price, UT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,186 | 6.25% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,389 | 6.25% |
| Athens, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,408 | 6.88% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,763 | 7.50% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,523 | 5.75% |
| Henderson, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,363 | 7.50% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,717 | 5.63% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.25% |
| Decatur, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,839 | 7.63% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,158 | 6.63% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,893 | 6.75% |
| Adrian, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,142 | 7.63% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,059 | 7.00% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,165 | 7.50% |
| McComb, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,857 | 6.25% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,301 | 6.38% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,560 | 6.50% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,824 | 6.63% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,849 | 6.13% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.00% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,872 | 5.50% |
| Greenville, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,894 | 6.63% |
| Olean, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $9,331 | 6.25% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,608 | 5.88% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,475 | 6.63% |
| ERIE, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,199 | 5.75% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,417 | 5.75% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.13% |
| Findlay, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.63% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,254 | 6.25% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,293 | 7.75% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,969 | 6.38% |
| Dublin, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,913 | 7.63% |
| Richmond, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,095 | 7.63% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,883 | 6.75% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,432 | 6.25% |
| Auburn, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $8,138 | 6.13% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,587 | 6.75% |
| Sayre, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,504 | 6.75% |
| DuBois, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,126 | 6.75% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.38% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,104 | 6.75% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,817 | 7.25% |
| Clinton, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.13% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,027 | 6.88% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.50% |
| Hope, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,134 | 7.38% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,502 | 6.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against Bank of England based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
FIRESTONE
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SOUTHERN LENDING SERVICES, LTD.
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Dakota Community Bank & Trust
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Product Mix
For 2023, Bank Of England's most frequently originated type of loan was Conventional, with 4,078 originations. Their 2nd most popular type was FHA, with 1,823 originations.
Loan Reason
For 2023, Bank Of England's most frequently cited loan purpose was Home Purchase, with 6,279 originations. The 2nd most popular reason was Cash Out Refi, with 335 originations.
Loan Duration/Length
For 2023, Bank Of England's most frequently cited loan duration was 30 Year, with 6,635 originations. The 2nd most popular length was 15 Year, with 75 originations.
Origination Fees/Closing Costs
Bank Of England's average total fees were $8,372, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,868 originations.
Interest Rates
During 2023, Bank Of England's average interest rate for loans was 6.73%, while their most frequently originated rate bucket for loans was 6-7%, with 3,631 originations.
Loan Sizing
2023 saw Bank Of England place emphasis on $200k-400k loans with 3,404 originations, totaling $974,870,000 in origination value.
Applicant Income
Bank Of England lent most frequently to those with incomes in the $100k-150k range, with 1,664 originations. The second most popular income band? $50k-75k, with 1,577 originations.
Applicant Debt to Income Ratio
Bank Of England lent most frequently to those with DTI ratios of 30-36%, with 982 originations. The next most common DTI ratio? 20-30%, with 742 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.24%
Bank Of England has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination67.40%
Bank Of England has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 6,737 | $2,045,995,000 | $303,695 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6,737 | $2,045,995,000 | $303,695 |