Farmers Bank & Trust Mortgage Rates, Fees & Info
Great Bend, KSLEI: 549300LLESTPOVRG3X73
Tax ID: 48-0216340
5 stars - Updated: 4/20/24
-
out of 5 stars, based on 33 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Farmers Bank & Trust is a smaller bank specializing in Home Purchase loans. Farmers Bank & Trust has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Kansas City, Chicago, New York, Dallas, and Houston among others. We have data for 245 markets. (Some data included below & more in-depth data is available with an active subscription.)Farmers Bank & Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Farmers Bank & Trust is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
1,077Origination Dollar Volume (All Markets)
$438,505,000Awards
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Farmers Bank & Trust - 2023
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For 2023, less than of lenders were eligible for this award.
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Relative Rate
Farmers Bank & Trust's average 30 year fixed mortgage rate was
6.33%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.15%.
Relative Fees (Closing Costs)
Farmers Bank & Trust's average total fees/closing costs for a 30 year fixed rate
mortgage were $5,661.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 67 | $25,295,000 | $377,537 | $2,948 | 7.18% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 51 | $21,785,000 | $427,157 | $5,358 | 6.51% |
| Outside of Metro Areas | 74 | $21,420,000 | $289,459 | $4,135 | 6.73% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 44 | $20,730,000 | $471,136 | $5,403 | 6.38% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 37 | $17,775,000 | $480,405 | $6,568 | 6.18% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 26 | $11,700,000 | $450,000 | $5,938 | 6.35% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 21 | $10,685,000 | $508,810 | $4,194 | 6.04% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 22 | $10,330,000 | $469,545 | $6,771 | 6.13% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 19 | $8,535,000 | $449,211 | $8,185 | 6.62% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 17 | $8,055,000 | $473,824 | $6,126 | 6.64% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 14 | $7,970,000 | $569,286 | $6,495 | 6.29% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 13 | $7,555,000 | $581,154 | $5,848 | 6.39% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 18 | $7,340,000 | $407,778 | $4,398 | 6.66% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 15 | $6,895,000 | $459,667 | $7,706 | 6.34% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 15 | $6,465,000 | $431,000 | $4,404 | 6.60% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 15 | $6,375,000 | $425,000 | $6,674 | 6.53% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 17 | $6,195,000 | $364,412 | $5,434 | 6.54% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 13 | $5,755,000 | $442,692 | $5,354 | 6.29% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 13 | $5,675,000 | $436,538 | $4,346 | 6.29% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 13 | $5,625,000 | $432,692 | $5,635 | 6.65% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 15 | $5,555,000 | $370,333 | $3,961 | 6.93% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 11 | $4,935,000 | $448,636 | $7,631 | 6.14% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 9 | $4,555,000 | $506,111 | $6,118 | 6.26% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 11 | $4,545,000 | $413,182 | $5,109 | 6.25% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 9 | $4,135,000 | $459,444 | $3,993 | 6.03% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 6 | $4,040,000 | $673,333 | $5,214 | 6.92% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 10 | $3,990,000 | $399,000 | $4,865 | 6.06% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 8 | $3,920,000 | $490,000 | $5,540 | 6.17% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 12 | $3,900,000 | $325,000 | $5,835 | 6.07% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 10 | $3,650,000 | $365,000 | $3,904 | 6.89% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 9 | $3,455,000 | $383,889 | $7,035 | 6.47% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 9 | $3,425,000 | $380,556 | $8,849 | 6.47% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 7 | $3,285,000 | $469,286 | $5,327 | 6.63% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 8 | $3,110,000 | $388,750 | $4,177 | 6.22% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 5 | $2,915,000 | $583,000 | $3,673 | 6.10% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 5 | $2,895,000 | $579,000 | $5,504 | 6.15% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 6 | $2,810,000 | $468,333 | $5,555 | 6.35% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 7 | $2,775,000 | $396,429 | $3,217 | 6.59% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 4 | $2,530,000 | $632,500 | $4,193 | 7.25% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 7 | $2,525,000 | $360,714 | $4,815 | 6.48% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $2,445,000 | $349,286 | $3,758 | 6.38% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $2,435,000 | $487,000 | $8,180 | 6.18% |
| Sevierville, TN (FHA|USDA|VA) | 5 | $2,345,000 | $469,000 | $5,242 | 6.52% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $2,280,000 | $380,000 | $5,788 | 6.27% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $2,255,000 | $751,667 | $11,979 | 6.29% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $2,245,000 | $449,000 | $5,652 | 5.90% |
| COLUMBUS, OH (FHA|USDA|VA) | 5 | $2,225,000 | $445,000 | $4,870 | 6.20% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 6 | $2,180,000 | $363,333 | $6,104 | 6.71% |
| Great Bend, KS (FHA|USDA|VA) | 20 | $2,150,000 | $107,500 | $1,511 | 7.39% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 5 | $1,985,000 | $397,000 | $5,673 | 5.80% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $1,920,000 | $480,000 | $4,998 | 6.31% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $1,835,000 | $367,000 | $3,976 | 6.77% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $1,835,000 | $611,667 | $8,196 | 5.79% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,785,000 | $595,000 | $5,326 | 6.37% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 4 | $1,750,000 | $437,500 | $5,458 | 6.53% |
| BEND, OR (FHA|USDA|VA) | 3 | $1,745,000 | $581,667 | $5,434 | 6.41% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $1,650,000 | $412,500 | $5,110 | 6.44% |
| ANCHORAGE, AK (FHA|USDA|VA) | 4 | $1,610,000 | $402,500 | $3,633 | 6.09% |
| PITTSBURGH, PA (FHA|USDA|VA) | 4 | $1,550,000 | $387,500 | $5,743 | 6.33% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $1,525,000 | $508,333 | $6,167 | 7.04% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,515,000 | $505,000 | $6,378 | 5.96% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $4,457 | 5.66% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $2,729 | 5.63% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $4,102 | 6.42% |
| TULSA, OK (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $5,233 | 6.03% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $4,762 | 6.85% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $1,350,000 | $675,000 | $19,174 | 5.13% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $3,121 | 6.80% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $8,810 | 6.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $2,211 | 6.17% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $1,310,000 | $655,000 | $5,235 | 6.50% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $6,965 | 6.31% |
| Outside of Metro Areas | 3 | $1,245,000 | $415,000 | $7,246 | 5.92% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $3,612 | 6.33% |
| Athens, TX (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $4,609 | 5.92% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $6,278 | 6.56% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $3,396 | 5.87% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $3,450 | 6.69% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $2,722 | 5.31% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $5,320 | 6.79% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $3,305 | 5.75% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $10,399 | 5.31% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $3,914 | 6.58% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $10,778 | 5.38% |
| MADISON, WI (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $2,120 | 6.75% |
| RENO, NV (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $3,767 | 7.55% |
| Astoria, OR (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $8,487 | 6.81% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $4,209 | 6.69% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $4,374 | 6.88% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $4,068 | 6.31% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $8,023 | 6.99% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $5,998 | 6.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $5,462 | 5.75% |
| ROCHESTER, NY (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,957 | 5.96% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $3,839 | 6.56% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $4,538 | 6.56% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $4,858 | 6.29% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $7,983 | 5.63% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $7,089 | 5.88% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $4,772 | 7.37% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $5,211 | 5.94% |
| Newport, OR (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,756 | 6.44% |
| Edwards, CO (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $4,287 | 6.25% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $5,860 | 5.56% |
| TYLER, TX (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $4,007 | 6.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $3,859 | 6.19% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $4,143 | 5.38% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $5,586 | 6.63% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $2,829 | 7.14% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $4,968 | 7.13% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $11,627 | 5.99% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,536 | 5.94% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,400 | 5.81% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,404 | 6.91% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,770 | 6.25% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $6,624 | 6.38% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $27,288 | 4.63% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $2,968 | 6.25% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $5,264 | 7.37% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $4,255 | 6.50% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $6,613 | 6.25% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $7,336 | 6.38% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $6,364 | 5.75% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,855 | 7.00% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $3,070 | 5.25% |
| Holland, MI (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,674 | 6.89% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $3,040 | 5.75% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,262 | 6.19% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,632 | 5.63% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $7,726 | 6.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $4,069 | 5.63% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $1,831 | 7.36% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,487 | 5.88% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $3,329 | 5.50% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,002 | 6.06% |
| Sonora, CA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $4,547 | 6.25% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $6,100 | 5.88% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,563 | 5.75% |
| Barre, VT (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $4,700 | 6.63% |
| Willmar, MN (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,924 | 6.88% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $6,796 | 6.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,749 | 5.75% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,384 | 5.63% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $10,526 | 5.63% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,388 | 7.25% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,148 | 6.68% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $9,213 | 5.50% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $5,902 | 7.00% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $6,635 | 5.75% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $9,880 | 5.50% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,010 | 5.50% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $7,704 | 6.38% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $17,184 | 5.50% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,828 | 6.56% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,452 | 6.50% |
| Kearney, NE (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,890 | 6.69% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $7,001 | 5.50% |
| Rockport, TX (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $7,986 | 6.25% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,886 | 5.88% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,455 | 5.63% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $18,790 | 5.88% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,243 | 6.25% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $9,401 | 5.50% |
| Heber, UT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,639 | 5.88% |
| WACO, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,105 | 5.88% |
| Moscow, ID (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,562 | 5.88% |
| SALEM, OR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,468 | 6.13% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,229 | 7.13% |
| NILES, MI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $8,784 | 5.50% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,450 | 5.88% |
| Oxford, MS (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,747 | 6.13% |
| Rutland, VT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,545 | 5.88% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,904 | 6.49% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $9,145 | 5.50% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,602 | 6.49% |
| Columbus, MS (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,306 | 6.13% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,345 | 4.99% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,172 | 6.38% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,242 | 6.13% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,843 | 6.63% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,228 | 6.62% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,457 | 7.58% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,294 | 7.63% |
| AKRON, OH (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $12,219 | 5.00% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,910 | 5.63% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,879 | 8.39% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $13,510 | 4.63% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,422 | 6.13% |
| Boone, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,540 | 5.88% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,904 | 6.95% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,339 | 6.25% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,911 | 5.50% |
| Taos, NM (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,970 | 5.50% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,030 | 6.13% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,882 | 5.88% |
| AMES, IA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,586 | 5.63% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,141 | 6.00% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,939 | 5.99% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,955 | 6.62% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,474 | 4.75% |
| Columbus, NE (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,262 | 6.75% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,674 | 6.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,801 | 6.13% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,757 | 5.88% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,168 | 5.75% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,965 | 6.13% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,781 | 5.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,922 | 4.38% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,603 | 7.13% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,495 | 6.63% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,045 | 5.38% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,854 | 6.00% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,695 | 6.50% |
| Rolla, MO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,252 | 6.00% |
| Adrian, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,745 | 6.38% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,489 | 6.38% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,977 | 7.50% |
| FLINT, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,812 | 7.13% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,093 | 5.75% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,410 | 7.63% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,974 | 6.88% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,149 | 6.50% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,684 | 8.78% |
| Salina, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,758 | 6.75% |
| Altus, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,102 | 6.50% |
| Maryville, MO (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,256 | 7.25% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,047 | 7.03% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,433 | 7.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,923 | 6.00% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,205 | 7.00% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,036 | 6.99% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,524 | 6.38% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,492 | 7.50% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,808 | 7.50% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,680 | 6.88% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $1,366 | 8.55% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,350 | 7.38% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,060 | 6.88% |
| Winfield, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $755 | 7.00% |
| Hays, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,612 | 6.38% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,596 | 8.43% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $991 | 8.40% |
| Camden, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,176 | 10.20% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.09% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $968 | 9.45% |
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Product Mix
For 2023, Farmers Bank & Trust's most frequently originated type of loan was Conventional, with 1,003 originations. Their 2nd most popular type was VA, with 71 originations.
Loan Reason
For 2023, Farmers Bank & Trust's most frequently cited loan purpose was Home Purchase, with 828 originations. The 2nd most popular reason was Cash Out Refi, with 185 originations.
Loan Duration/Length
For 2023, Farmers Bank & Trust's most frequently cited loan duration was 30 Year, with 866 originations. The 2nd most popular length was 15 Year, with 82 originations.
Origination Fees/Closing Costs
Farmers Bank & Trust's average total fees were $5,661, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 669 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 483 | $200,205,000 | $414,503 |
| 5-6% | 350 | $166,380,000 | $475,371 |
| 7-8% | 158 | $50,000,000 | $316,456 |
| Over 8% | 58 | $8,150,000 | $140,517 |
| 4-5% | 28 | $13,770,000 | $491,786 |
During 2023, Farmers Bank & Trust's average interest rate for loans was 6.33%, while their most frequently originated rate bucket for loans was 6-7%, with 483 originations.
Loan Sizing
2023 saw Farmers Bank & Trust place emphasis on $400k-600k loans with 403 originations, totaling $198,045,000 in origination value.
Applicant Income
Farmers Bank & Trust lent most frequently to those with incomes in the $150k-250k range, with 410 originations. The second most popular income band? $250k+, with 278 originations.
Applicant Debt to Income Ratio
Farmers Bank & Trust lent most frequently to those with DTI ratios of 20-30%, with 232 originations. The next most common DTI ratio? 30-36%, with 223 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.59%
Farmers Bank & Trust has an average approval rate.
Pick Rate
Approvals leading to origination6.87%
Farmers Bank & Trust has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,077 | $438,505,000 | $407,154 |