Cis Financial Services Mortgage Rates, Fees & Info
HAMILTON, ALLEI: 549300OSY236S7MBKO83
Tax ID: 63-1052225
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Mortgage Data
Review & Overview
Cis Financial Services is a smaller mortgage company specializing in Home Purchase loans. Cis Financial Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Birmingham, Starkville, Riverside, Tuscaloosa, and Tupelo among others. We have data for 139 markets. (Some data included below & more in-depth data is available with an active subscription.)Cis Financial Services has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cis Financial Services is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.23% | 4/23/24 |
| 30 Year Conventional Refi | 6.92% | 4/23/24 |
| 30 Year Cash-out Refi | 6.77% | 4/23/24 |
| 30 Year FHA Purchase | 7.87% | 4/23/24 |
| 30 Year FHA Refi | 7.80% | 4/23/24 |
| 30 Year VA Purchase | 5.60% | 4/23/24 |
| 30 Year VA Refi | 6.86% | 4/23/24 |
| 30 Year USDA Purchase | 7.18% | 4/23/24 |
| 15 Year Conventional Purchase | 7.18% | 4/23/24 |
| 15 Year Conventional Refi | 6.58% | 4/23/24 |
| 15 Year Cash-out Refi | 6.58% | 4/23/24 |
| 15 Year VA Purchase | 5.68% | 4/23/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Cis Financial Services Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Cis Financial Services. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
909Origination Dollar Volume (All Markets)
$119,765,000Awards
CIS Financial Services - 2023
CIS Financial Services is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Cis Financial Services's average 30 year fixed mortgage rate was
6.64%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.16%.
Relative Fees (Closing Costs)
Cis Financial Services's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,680.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 238 | $30,370,000 | $127,605 | $3,400 | 7.73% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 47 | $6,085,000 | $129,468 | $3,492 | 7.78% |
| Starkville, MS (FHA|USDA|VA) | 20 | $4,860,000 | $243,000 | $8,445 | 7.03% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 34 | $4,220,000 | $124,118 | $4,503 | 8.72% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 33 | $3,815,000 | $115,606 | $2,757 | 7.76% |
| Tupelo, MS (FHA|USDA|VA) | 35 | $3,755,000 | $107,286 | $2,096 | 7.79% |
| DECATUR, AL (FHA|USDA|VA) | 25 | $3,715,000 | $148,600 | $4,151 | 7.55% |
| Columbus, MS (FHA|USDA|VA) | 19 | $3,245,000 | $170,789 | $6,136 | 7.14% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 11 | $2,275,000 | $206,818 | $5,028 | 7.99% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 14 | $2,210,000 | $157,857 | $5,134 | 7.20% |
| JACKSON, MS (FHA|USDA|VA) | 18 | $1,750,000 | $97,222 | $2,930 | 7.72% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 11 | $1,735,000 | $157,727 | $3,774 | 7.71% |
| Jasper, AL (FHA|USDA|VA) | 14 | $1,660,000 | $118,571 | $2,861 | 7.66% |
| MONTGOMERY, AL (FHA|USDA|VA) | 16 | $1,660,000 | $103,750 | $2,043 | 8.18% |
| HATTIESBURG, MS (FHA|USDA|VA) | 13 | $1,545,000 | $118,846 | $3,740 | 7.59% |
| Cullman, AL (FHA|USDA|VA) | 12 | $1,510,000 | $125,833 | $2,417 | 7.70% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $4,941 | 7.58% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 11 | $1,295,000 | $117,727 | $2,543 | 7.86% |
| Meridian, MS (FHA|USDA|VA) | 11 | $1,245,000 | $113,182 | $3,929 | 7.97% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 10 | $1,210,000 | $121,000 | $3,168 | 7.94% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 10 | $1,200,000 | $120,000 | $2,518 | 7.62% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $10,692 | 6.16% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 9 | $1,155,000 | $128,333 | $2,909 | 8.20% |
| Laurel, MS (FHA|USDA|VA) | 11 | $1,085,000 | $98,636 | $2,416 | 7.79% |
| MOBILE, AL (FHA|USDA|VA) | 8 | $970,000 | $121,250 | $2,187 | 8.20% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $4,436 | 8.27% |
| Camden, AR (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $2,576 | 7.91% |
| Albertville, AL (FHA|USDA|VA) | 8 | $890,000 | $111,250 | $1,740 | 7.97% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $4,797 | 6.71% |
| LAFAYETTE, LA (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $2,243 | 7.66% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $4,686 | 8.46% |
| TYLER, TX (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $2,003 | 8.18% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,685 | 8.04% |
| Searcy, AR (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $1,647 | 8.44% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 6 | $660,000 | $110,000 | $2,231 | 8.20% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $4,776 | 8.18% |
| Scottsboro, AL (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $1,539 | 8.03% |
| Corinth, MS (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $4,167 | 7.25% |
| El Dorado, AR (FHA|USDA|VA) | 6 | $580,000 | $96,667 | $2,967 | 8.19% |
| Picayune, MS (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $2,450 | 7.91% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,808 | 7.33% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 6 | $500,000 | $83,333 | $3,771 | 7.84% |
| Brookhaven, MS (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $2,432 | 7.24% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $4,671 | 7.62% |
| West Point, MS (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $2,901 | 8.16% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,909 | 7.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,160 | 6.88% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,448 | 7.50% |
| Jacksonville, TX (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $1,654 | 8.25% |
| HAMMOND, LA (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $1,649 | 8.39% |
| BRUNSWICK, GA (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $2,895 | 7.96% |
| NAPA, CA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,370 | 8.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $16,559 | 7.13% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,635 | 8.00% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,637 | 7.74% |
| MONROE, LA (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $1,645 | 7.94% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $8,511 | 5.50% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $2,362 | 8.57% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,851 | 7.19% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $4,199 | 8.06% |
| Natchitoches, LA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,958 | 7.63% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,069 | 7.50% |
| GADSDEN, AL (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $2,858 | 7.41% |
| Waycross, GA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $1,850 | 8.16% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,675 | 7.75% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $2,544 | 8.00% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,901 | 6.50% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,973 | 6.63% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $4,787 | 7.91% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $2,902 | 8.33% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,407 | 7.13% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,439 | 9.00% |
| Ruston, LA (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $2,599 | 7.91% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,043 | 7.25% |
| Opelousas, LA (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $2,553 | 7.58% |
| McComb, MS (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $2,813 | 7.98% |
| Minden, LA (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $1,635 | 7.67% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $1,677 | 7.75% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $1,651 | 7.91% |
| Alexander City, AL (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $1,645 | 7.75% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,164 | 8.00% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,652 | 8.24% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,654 | 7.37% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,824 | 7.38% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,845 | 7.75% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,359 | 5.63% |
| Selma, AL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $1,645 | 8.25% |
| Oxford, MS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $1,653 | 8.25% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,666 | 7.00% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,178 | 7.50% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,727 | 8.50% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,211 | 8.50% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,951 | 7.13% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,046 | 7.25% |
| Russellville, AR (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $1,643 | 7.99% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,347 | 7.12% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,654 | 8.00% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,925 | 7.50% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,132 | 6.63% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $1,640 | 8.62% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $1,648 | 8.24% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,703 | 7.75% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,547 | 7.75% |
| ROME, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,702 | 8.50% |
| Paris, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,647 | 8.24% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,858 | 9.00% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,642 | 7.99% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,820 | 8.90% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,445 | 8.12% |
| Douglas, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,659 | 8.90% |
| Dublin, GA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,519 | 7.62% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,627 | 7.75% |
| Palatka, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,503 | 7.50% |
| Jesup, GA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $1,635 | 8.00% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,913 | 7.75% |
| Paragould, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,659 | 8.90% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,486 | 12.15% |
| Athens, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,642 | 7.99% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,685 | 8.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,868 | 8.49% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,652 | 7.75% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,527 | 7.24% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,983 | 8.75% |
| Atmore, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,242 | 7.50% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,644 | 8.24% |
| Malvern, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,659 | 7.75% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,205 | 8.75% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,647 | 9.24% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,824 | 7.49% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,634 | 9.40% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,542 | 8.25% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,404 | 9.30% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,627 | 9.00% |
| Greenville, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,322 | 7.24% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,313 | 7.75% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,627 | 9.75% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,662 | 6.75% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,385 | 8.24% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,652 | 8.50% |
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Product Mix
For 2023, Cis Financial Services's most frequently originated type of loan was Conventional, with 815 originations. Their 2nd most popular type was FHA, with 73 originations.
Loan Reason
For 2023, Cis Financial Services's most frequently cited loan purpose was Home Purchase, with 897 originations. The 2nd most popular reason was Refi, with 6 originations.
Loan Duration/Length
For 2023, Cis Financial Services's most frequently cited loan duration was Other, with 751 originations. The 2nd most popular length was 30 Year, with 125 originations.
Origination Fees/Closing Costs
Cis Financial Services's average total fees were $8,680, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 553 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7-8% | 431 | $55,015,000 | $127,645 |
| Over 8% | 333 | $39,295,000 | $118,003 |
| 6-7% | 118 | $18,670,000 | $158,220 |
| 5-6% | 26 | $6,480,000 | $249,231 |
| 2.5-3% | 1 | $305,000 | $305,000 |
During 2023, Cis Financial Services's average interest rate for loans was 6.64%, while their most frequently originated rate bucket for loans was 7-8%, with 431 originations.
Loan Sizing
2023 saw Cis Financial Services place emphasis on $100k-200k loans with 440 originations, totaling $62,890,000 in origination value.
Applicant Income
Cis Financial Services lent most frequently to those with incomes in the $50k-75k range, with 314 originations. The second most popular income band? $50k or less, with 239 originations.
Applicant Debt to Income Ratio
Cis Financial Services lent most frequently to those with DTI ratios of 20-30%, with 222 originations. The next most common DTI ratio? 30-36%, with 201 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications59.52%
Cis Financial Services has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination-79.65%
Cis Financial Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 909 | $119,765,000 | $131,755 |