ANAHEIM - SANTA ANA - IRVINE Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Anaheim - Santa Ana - Irvine averaged 6.79% for the week of 2024-03-28, compared to the national average of 6.79% for the same period.

    The average rate for the prior week (2024-03-21) was 6.87% and one month ago for the week of 2024-02-22, the average rate was 6.8%.

    Anaheim - Santa Ana - Irvine's average rate one year ago was 6.72%.

    For refis of the same type during the week of 2024-03-28, the average rate was 6.99%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-03-28 6.79%
    Anaheim - Santa Ana - Irvine 30 Year Fixed Rate 2024-03-28 6.79%
    Anaheim - Santa Ana - Irvine 30 Year Fixed Rate Refi 2024-03-28 6.99%
    Anaheim - Santa Ana - Irvine 15 Year Fixed Rate 2024-03-28 5.91%
    Anaheim - Santa Ana - Irvine 15 Year Fixed Rate Refi 2024-03-28 6.51%
    Anaheim - Santa Ana - Irvine 30 Year FHA 2024-03-28 6.59%
    Anaheim - Santa Ana - Irvine 30 Year FHA Refi 2024-03-28 6.79%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ANAHEIM-SANTA ANA-IRVINE, CA.

    ANAHEIM - SANTA ANA - IRVINE Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ANAHEIM-SANTA ANA-IRVINE, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs

    ANAHEIM-SANTA ANA-IRVINE, CA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share

    ANAHEIM - SANTA ANA - IRVINE Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - ANAHEIM - SANTA ANA - IRVINE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $778,250 (9.7%) $1,736,109 (14.6%) 2.89 12,707
    2018-02-01 $789,250 (7.8%) $1,725,422 (11.2%) 2.87 13,760
    2018-03-01 $799,900 (5.8%) $1,721,029 (6.8%) 2.81 14,581
    2018-04-01 $825,000 (6.5%) $1,701,177 (4.8%) 2.80 15,990
    2018-05-01 $824,450 (4.0%) $1,701,830 (4.0%) 2.75 17,287
    2018-06-01 $820,000 (4.3%) $1,686,096 (3.7%) 2.73 18,772
    2018-07-01 $799,975 (2.7%) $1,651,202 (2.9%) 2.67 20,303
    2018-08-01 $784,450 (2.0%) $1,584,507 (-1.3%) 2.63 21,229
    2018-09-01 $769,200 (0.0%) $1,559,038 (-3.0%) 2.59 22,128
    2018-10-01 $762,500 (-0.5%) $1,557,399 (-4.8%) 2.58 22,809
    2018-11-01 $753,500 (-2.1%) $1,549,112 (-6.8%) 2.55 22,803
    2018-12-01 $749,000 (-3.7%) $1,569,232 (-9.7%) 2.58 20,248
    2019-01-01 $741,250 (-4.8%) $1,567,544 (-9.7%) 2.56 18,975
    2019-02-01 $749,450 (-5.0%) $1,602,138 (-7.2%) 2.53 19,541
    2019-03-01 $770,571 (-3.7%) $1,632,577 (-5.1%) 2.52 19,909
    2019-04-01 $798,500 (-3.2%) $1,651,006 (-3.0%) 2.54 20,307
    2019-05-01 $805,000 (-2.4%) $1,679,919 (-1.3%) 2.52 21,469
    2019-06-01 $825,000 (0.6%) $1,677,961 (-0.5%) 2.58 21,739
    2019-07-01 $829,950 (3.8%) $1,689,244 (2.3%) 2.60 22,092
    2019-08-01 $836,091 (6.6%) $1,703,724 (7.5%) 2.65 21,517
    2019-09-01 $837,727 (8.9%) $1,727,508 (10.8%) 2.68 20,560
    2019-10-01 $836,818 (9.8%) $1,750,108 (12.4%) 2.70 19,670
    2019-11-01 $835,000 (10.8%) $1,809,403 (16.8%) 2.74 17,777
    2019-12-01 $845,000 (12.8%) $1,896,057 (20.8%) 2.82 14,152
    2020-01-01 $849,000 (14.5%) $1,956,413 (24.8%) 2.84 12,822
    2020-02-01 $889,000 (18.6%) $1,993,912 (24.5%) 2.91 12,891
    2020-03-01 $908,500 (17.9%) $2,004,105 (22.8%) 2.85 12,818
    2020-04-01 $855,000 (7.1%) $1,829,547 (10.8%) 2.68 13,319
    2020-05-01 $875,000 (8.7%) $1,820,358 (8.4%) 2.66 15,151
    2020-06-01 $917,000 (11.2%) $1,918,493 (14.3%) 2.70 15,155
    2020-07-01 $947,000 (14.1%) $2,002,816 (18.6%) 2.74 14,649
    2020-08-01 $950,000 (13.6%) $2,039,166 (19.7%) 2.72 14,426
    2020-09-01 $949,475 (13.3%) $2,019,469 (16.9%) 2.72 14,549
    2020-10-01 $949,500 (13.5%) $2,028,867 (15.9%) 2.72 14,837
    2020-11-01 $949,500 (13.7%) $2,057,568 (13.7%) 2.78 14,197
    2020-12-01 $949,450 (12.4%) $2,167,504 (14.3%) 2.82 12,032
    2021-01-01 $950,000 (11.9%) $2,271,561 (16.1%) 2.84 10,268
    2021-02-01 $969,000 (9.0%) $2,348,451 (17.8%) 2.82 9,944
    2021-03-01 $970,000 (6.8%) $2,318,254 (15.7%) 2.75 9,753
    2021-04-01 $974,900 (14.0%) $2,285,206 (24.9%) 2.64 9,783
    2021-05-01 $975,000 (11.4%) $2,295,012 (26.1%) 2.59 9,725
    2021-06-01 $966,450 (5.4%) $2,268,343 (18.2%) 2.54 10,226
    2021-07-01 $949,999 (0.3%) $2,184,845 (9.1%) 2.51 11,067
    2021-08-01 $921,223 (-3.0%) $2,131,113 (4.5%) 2.46 11,122
    2021-09-01 $912,100 (-3.9%) $2,120,682 (5.0%) 2.43 10,569
    2021-10-01 $925,000 (-2.6%) $2,167,961 (6.9%) 2.47 10,089
    2021-11-01 $910,000 (-4.2%) $2,219,415 (7.9%) 2.43 8,871
    2021-12-01 $909,725 (-4.2%) $2,347,834 (8.3%) 2.46 7,097
    2022-01-01 $920,000 (-3.2%) $2,487,238 (9.5%) 2.49 6,105
    2022-02-01 $949,000 (-2.1%) $2,520,710 (7.3%) 2.47 6,506
    2022-03-01 $975,000 (0.5%) $2,457,614 (6.0%) 2.44 6,938
    2022-04-01 $980,000 (0.5%) $2,351,919 (2.9%) 2.34 7,541
    2022-05-01 $992,875 (1.8%) $2,244,648 (-2.2%) 2.27 10,013
    2022-06-01 $996,500 (3.1%) $2,152,828 (-5.1%) 2.22 11,978
    2022-07-01 $970,000 (2.1%) $2,020,230 (-7.5%) 2.19 14,723
    2022-08-01 $950,000 (3.1%) $1,962,449 (-7.9%) 2.20 15,038
    2022-09-01 $949,450 (4.1%) $1,976,198 (-6.8%) 2.22 14,466
    2022-10-01 $940,000 (1.6%) $1,966,289 (-9.3%) 2.21 14,600
    2022-11-01 $933,944 (2.6%) $2,000,023 (-9.9%) 2.25 14,345
    2022-12-01 $935,000 (2.8%) $2,089,747 (-11.0%) 2.31 12,280
    2023-01-01 $938,458 (2.0%) $2,182,624 (-12.3%) 2.32 10,562
    2023-02-01 $973,500 (2.6%) $2,408,638 (-4.5%) 2.35 9,824
    2023-03-01 $999,500 (2.5%) $2,533,452 (3.1%) 2.36 9,240
    2023-04-01 $1,099,999 (12.2%) $2,633,826 (12.0%) 2.56 8,852
    2023-05-01 $1,150,444 (15.9%) $2,688,545 (19.8%) 2.61 9,039
    2023-06-01 $1,169,975 (17.4%) $2,665,519 (23.8%) 2.63 9,471
    2023-07-01 $1,195,000 (23.2%) $2,668,863 (32.1%) 2.72 9,990
    2023-08-01 $1,162,500 (22.4%) $2,581,695 (31.6%) 2.67 10,503
    2023-09-01 $1,175,000 (23.8%) $2,578,895 (30.5%) 2.74 10,611
    2023-10-01 $1,159,000 (23.3%) $2,526,260 (28.5%) 2.73 11,224
    2023-11-01 $1,150,000 (23.1%) $2,552,219 (27.6%) 2.74 11,424
    2023-12-01 $1,100,000 (17.7%) $2,601,702 (24.5%) 2.68 10,044
    2024-01-01 $1,100,000 (17.2%) $2,663,478 (22.0%) 2.69 9,158
    2024-02-01 $1,137,000 (16.8%) $2,700,737 (12.1%) 2.74 9,411
    ANAHEIM - SANTA ANA - IRVINE's median listing price for 2024-02-01 was $1,137,000, a difference of $163,500 (16.8%) versus the prior year and $37,000 versus the prior month.

    ANAHEIM - SANTA ANA - IRVINE's median listing price comes in at 274% of the national average.

    ANAHEIM - SANTA ANA - IRVINE's average listing price for 2024-02-01 was $2,700,737, a difference of $292,099 (12.1%) versus the prior year and $37,259 versus the prior month.

    For the 2024-02-01 period, ANAHEIM - SANTA ANA - IRVINE had 9,411 MLS listings, a difference of 253 listings (3%) versus the prior month and -413 listings (-4%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - ANAHEIM - SANTA ANA - IRVINE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 46 days 1,865 sqft
    2018-02-01 30 days 1,876 sqft
    2018-03-01 31 days 1,888 sqft
    2018-04-01 31 days 1,907 sqft
    2018-05-01 30 days 1,913 sqft
    2018-06-01 32 days 1,906 sqft
    2018-07-01 35 days 1,898 sqft
    2018-08-01 37 days 1,849 sqft
    2018-09-01 39 days 1,819 sqft
    2018-10-01 41 days 1,798 sqft
    2018-11-01 44 days 1,778 sqft
    2018-12-01 54 days 1,766 sqft
    2019-01-01 57 days 1,750 sqft
    2019-02-01 40 days 1,756 sqft
    2019-03-01 41 days 1,795 sqft
    2019-04-01 43 days 1,830 sqft
    2019-05-01 43 days 1,857 sqft
    2019-06-01 45 days 1,875 sqft
    2019-07-01 47 days 1,889 sqft
    2019-08-01 48 days 1,883 sqft
    2019-09-01 50 days 1,875 sqft
    2019-10-01 51 days 1,865 sqft
    2019-11-01 53 days 1,861 sqft
    2019-12-01 64 days 1,860 sqft
    2020-01-01 64 days 1,864 sqft
    2020-02-01 44 days 1,901 sqft
    2020-03-01 44 days 1,920 sqft
    2020-04-01 51 days 1,830 sqft
    2020-05-01 59 days 1,843 sqft
    2020-06-01 48 days 1,870 sqft
    2020-07-01 46 days 1,884 sqft
    2020-08-01 44 days 1,873 sqft
    2020-09-01 45 days 1,853 sqft
    2020-10-01 45 days 1,840 sqft
    2020-11-01 50 days 1,823 sqft
    2020-12-01 62 days 1,814 sqft
    2021-01-01 63 days 1,808 sqft
    2021-02-01 43 days 1,800 sqft
    2021-03-01 39 days 1,799 sqft
    2021-04-01 40 days 1,807 sqft
    2021-05-01 38 days 1,805 sqft
    2021-06-01 36 days 1,786 sqft
    2021-07-01 35 days 1,760 sqft
    2021-08-01 36 days 1,725 sqft
    2021-09-01 39 days 1,718 sqft
    2021-10-01 38 days 1,720 sqft
    2021-11-01 43 days 1,714 sqft
    2021-12-01 49 days 1,714 sqft
    2022-01-01 45 days 1,694 sqft
    2022-02-01 30 days 1,700 sqft
    2022-03-01 30 days 1,722 sqft
    2022-04-01 29 days 1,732 sqft
    2022-05-01 29 days 1,729 sqft
    2022-06-01 31 days 1,737 sqft
    2022-07-01 33 days 1,703 sqft
    2022-08-01 41 days 1,701 sqft
    2022-09-01 47 days 1,704 sqft
    2022-10-01 47 days 1,702 sqft
    2022-11-01 51 days 1,702 sqft
    2022-12-01 61 days 1,713 sqft
    2023-01-01 68 days 1,704 sqft
    2023-02-01 52 days 1,737 sqft
    2023-03-01 46 days 1,757 sqft
    2023-04-01 44 days 1,792 sqft
    2023-05-01 39 days 1,815 sqft
    2023-06-01 39 days 1,832 sqft
    2023-07-01 41 days 1,854 sqft
    2023-08-01 41 days 1,835 sqft
    2023-09-01 45 days 1,830 sqft
    2023-10-01 44 days 1,813 sqft
    2023-11-01 47 days 1,809 sqft
    2023-12-01 54 days 1,789 sqft
    2024-01-01 57 days 1,784 sqft
    2024-02-01 40 days 1,794 sqft
    ANAHEIM - SANTA ANA - IRVINE's median listing age (time on market) for 2024-02-01 was 40 days. This is -23% shorter than the same period one year ago.

    ANAHEIM - SANTA ANA - IRVINE's median square footage for active listings during the 2024-02-01 period was 1,794 sqft. One year prior, the average listing was 1,737 sqft.

    ANAHEIM-SANTA ANA-IRVINE, CA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan

    Loan Sizing (ANAHEIM-SANTA ANA-IRVINE, CA MSA)

    Loan Size Originations Total Value Average Loan

    LTV Distribution

    Loan to Value Originations Total Value Average Loan