ANAHEIM - SANTA ANA - IRVINE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Anaheim - Santa Ana - Irvine averaged
6.79%
for the week of 2024-03-28, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-03-21) was
6.87% and
one month ago for the week of 2024-02-22, the
average rate was 6.8%.
Anaheim - Santa Ana - Irvine's average rate one year ago was 6.72%.
For refis of the same type during the week of 2024-03-28, the average rate
was 6.99%.
Loan Type |
Date |
Rate |
US 30 Year Fixed Rate |
2024-03-28 |
6.79% |
Anaheim - Santa Ana - Irvine 30 Year Fixed Rate |
2024-03-28 |
6.79% |
Anaheim - Santa Ana - Irvine 30 Year Fixed Rate Refi |
2024-03-28 |
6.99% |
Anaheim - Santa Ana - Irvine 15 Year Fixed Rate |
2024-03-28 |
5.91% |
Anaheim - Santa Ana - Irvine 15 Year Fixed Rate Refi |
2024-03-28 |
6.51% |
Anaheim - Santa Ana - Irvine 30 Year FHA |
2024-03-28 |
6.59% |
Anaheim - Santa Ana - Irvine 30 Year FHA Refi |
2024-03-28 |
6.79% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ANAHEIM-SANTA ANA-IRVINE, CA.
ANAHEIM - SANTA ANA - IRVINE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ANAHEIM-SANTA ANA-IRVINE, CA market. This
includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Name |
# of Loans |
2023 Avg. 30yFix Rate |
2023 Avg. Closing Costs |
ANAHEIM-SANTA ANA-IRVINE, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that
larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name |
2022 Loan Value |
2023 Loan Value |
% Change |
2023 Market Share |
ANAHEIM - SANTA ANA - IRVINE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ANAHEIM - SANTA ANA - IRVINE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date |
Median Listing Price (YoY Change) |
Average Listing Price (YoY) |
MSA/US Median Price Ratio |
Active Listings |
2018-01-01 |
$778,250 (9.7%) |
$1,736,109 (14.6%) |
2.89 |
12,707 |
2018-02-01 |
$789,250 (7.8%) |
$1,725,422 (11.2%) |
2.87 |
13,760 |
2018-03-01 |
$799,900 (5.8%) |
$1,721,029 (6.8%) |
2.81 |
14,581 |
2018-04-01 |
$825,000 (6.5%) |
$1,701,177 (4.8%) |
2.80 |
15,990 |
2018-05-01 |
$824,450 (4.0%) |
$1,701,830 (4.0%) |
2.75 |
17,287 |
2018-06-01 |
$820,000 (4.3%) |
$1,686,096 (3.7%) |
2.73 |
18,772 |
2018-07-01 |
$799,975 (2.7%) |
$1,651,202 (2.9%) |
2.67 |
20,303 |
2018-08-01 |
$784,450 (2.0%) |
$1,584,507 (-1.3%) |
2.63 |
21,229 |
2018-09-01 |
$769,200 (0.0%) |
$1,559,038 (-3.0%) |
2.59 |
22,128 |
2018-10-01 |
$762,500 (-0.5%) |
$1,557,399 (-4.8%) |
2.58 |
22,809 |
2018-11-01 |
$753,500 (-2.1%) |
$1,549,112 (-6.8%) |
2.55 |
22,803 |
2018-12-01 |
$749,000 (-3.7%) |
$1,569,232 (-9.7%) |
2.58 |
20,248 |
2019-01-01 |
$741,250 (-4.8%) |
$1,567,544 (-9.7%) |
2.56 |
18,975 |
2019-02-01 |
$749,450 (-5.0%) |
$1,602,138 (-7.2%) |
2.53 |
19,541 |
2019-03-01 |
$770,571 (-3.7%) |
$1,632,577 (-5.1%) |
2.52 |
19,909 |
2019-04-01 |
$798,500 (-3.2%) |
$1,651,006 (-3.0%) |
2.54 |
20,307 |
2019-05-01 |
$805,000 (-2.4%) |
$1,679,919 (-1.3%) |
2.52 |
21,469 |
2019-06-01 |
$825,000 (0.6%) |
$1,677,961 (-0.5%) |
2.58 |
21,739 |
2019-07-01 |
$829,950 (3.8%) |
$1,689,244 (2.3%) |
2.60 |
22,092 |
2019-08-01 |
$836,091 (6.6%) |
$1,703,724 (7.5%) |
2.65 |
21,517 |
2019-09-01 |
$837,727 (8.9%) |
$1,727,508 (10.8%) |
2.68 |
20,560 |
2019-10-01 |
$836,818 (9.8%) |
$1,750,108 (12.4%) |
2.70 |
19,670 |
2019-11-01 |
$835,000 (10.8%) |
$1,809,403 (16.8%) |
2.74 |
17,777 |
2019-12-01 |
$845,000 (12.8%) |
$1,896,057 (20.8%) |
2.82 |
14,152 |
2020-01-01 |
$849,000 (14.5%) |
$1,956,413 (24.8%) |
2.84 |
12,822 |
2020-02-01 |
$889,000 (18.6%) |
$1,993,912 (24.5%) |
2.91 |
12,891 |
2020-03-01 |
$908,500 (17.9%) |
$2,004,105 (22.8%) |
2.85 |
12,818 |
2020-04-01 |
$855,000 (7.1%) |
$1,829,547 (10.8%) |
2.68 |
13,319 |
2020-05-01 |
$875,000 (8.7%) |
$1,820,358 (8.4%) |
2.66 |
15,151 |
2020-06-01 |
$917,000 (11.2%) |
$1,918,493 (14.3%) |
2.70 |
15,155 |
2020-07-01 |
$947,000 (14.1%) |
$2,002,816 (18.6%) |
2.74 |
14,649 |
2020-08-01 |
$950,000 (13.6%) |
$2,039,166 (19.7%) |
2.72 |
14,426 |
2020-09-01 |
$949,475 (13.3%) |
$2,019,469 (16.9%) |
2.72 |
14,549 |
2020-10-01 |
$949,500 (13.5%) |
$2,028,867 (15.9%) |
2.72 |
14,837 |
2020-11-01 |
$949,500 (13.7%) |
$2,057,568 (13.7%) |
2.78 |
14,197 |
2020-12-01 |
$949,450 (12.4%) |
$2,167,504 (14.3%) |
2.82 |
12,032 |
2021-01-01 |
$950,000 (11.9%) |
$2,271,561 (16.1%) |
2.84 |
10,268 |
2021-02-01 |
$969,000 (9.0%) |
$2,348,451 (17.8%) |
2.82 |
9,944 |
2021-03-01 |
$970,000 (6.8%) |
$2,318,254 (15.7%) |
2.75 |
9,753 |
2021-04-01 |
$974,900 (14.0%) |
$2,285,206 (24.9%) |
2.64 |
9,783 |
2021-05-01 |
$975,000 (11.4%) |
$2,295,012 (26.1%) |
2.59 |
9,725 |
2021-06-01 |
$966,450 (5.4%) |
$2,268,343 (18.2%) |
2.54 |
10,226 |
2021-07-01 |
$949,999 (0.3%) |
$2,184,845 (9.1%) |
2.51 |
11,067 |
2021-08-01 |
$921,223 (-3.0%) |
$2,131,113 (4.5%) |
2.46 |
11,122 |
2021-09-01 |
$912,100 (-3.9%) |
$2,120,682 (5.0%) |
2.43 |
10,569 |
2021-10-01 |
$925,000 (-2.6%) |
$2,167,961 (6.9%) |
2.47 |
10,089 |
2021-11-01 |
$910,000 (-4.2%) |
$2,219,415 (7.9%) |
2.43 |
8,871 |
2021-12-01 |
$909,725 (-4.2%) |
$2,347,834 (8.3%) |
2.46 |
7,097 |
2022-01-01 |
$920,000 (-3.2%) |
$2,487,238 (9.5%) |
2.49 |
6,105 |
2022-02-01 |
$949,000 (-2.1%) |
$2,520,710 (7.3%) |
2.47 |
6,506 |
2022-03-01 |
$975,000 (0.5%) |
$2,457,614 (6.0%) |
2.44 |
6,938 |
2022-04-01 |
$980,000 (0.5%) |
$2,351,919 (2.9%) |
2.34 |
7,541 |
2022-05-01 |
$992,875 (1.8%) |
$2,244,648 (-2.2%) |
2.27 |
10,013 |
2022-06-01 |
$996,500 (3.1%) |
$2,152,828 (-5.1%) |
2.22 |
11,978 |
2022-07-01 |
$970,000 (2.1%) |
$2,020,230 (-7.5%) |
2.19 |
14,723 |
2022-08-01 |
$950,000 (3.1%) |
$1,962,449 (-7.9%) |
2.20 |
15,038 |
2022-09-01 |
$949,450 (4.1%) |
$1,976,198 (-6.8%) |
2.22 |
14,466 |
2022-10-01 |
$940,000 (1.6%) |
$1,966,289 (-9.3%) |
2.21 |
14,600 |
2022-11-01 |
$933,944 (2.6%) |
$2,000,023 (-9.9%) |
2.25 |
14,345 |
2022-12-01 |
$935,000 (2.8%) |
$2,089,747 (-11.0%) |
2.31 |
12,280 |
2023-01-01 |
$938,458 (2.0%) |
$2,182,624 (-12.3%) |
2.32 |
10,562 |
2023-02-01 |
$973,500 (2.6%) |
$2,408,638 (-4.5%) |
2.35 |
9,824 |
2023-03-01 |
$999,500 (2.5%) |
$2,533,452 (3.1%) |
2.36 |
9,240 |
2023-04-01 |
$1,099,999 (12.2%) |
$2,633,826 (12.0%) |
2.56 |
8,852 |
2023-05-01 |
$1,150,444 (15.9%) |
$2,688,545 (19.8%) |
2.61 |
9,039 |
2023-06-01 |
$1,169,975 (17.4%) |
$2,665,519 (23.8%) |
2.63 |
9,471 |
2023-07-01 |
$1,195,000 (23.2%) |
$2,668,863 (32.1%) |
2.72 |
9,990 |
2023-08-01 |
$1,162,500 (22.4%) |
$2,581,695 (31.6%) |
2.67 |
10,503 |
2023-09-01 |
$1,175,000 (23.8%) |
$2,578,895 (30.5%) |
2.74 |
10,611 |
2023-10-01 |
$1,159,000 (23.3%) |
$2,526,260 (28.5%) |
2.73 |
11,224 |
2023-11-01 |
$1,150,000 (23.1%) |
$2,552,219 (27.6%) |
2.74 |
11,424 |
2023-12-01 |
$1,100,000 (17.7%) |
$2,601,702 (24.5%) |
2.68 |
10,044 |
2024-01-01 |
$1,100,000 (17.2%) |
$2,663,478 (22.0%) |
2.69 |
9,158 |
2024-02-01 |
$1,137,000 (16.8%) |
$2,700,737 (12.1%) |
2.74 |
9,411 |
ANAHEIM - SANTA ANA - IRVINE's median listing price for 2024-02-01 was $1,137,000, a difference of
$163,500
(16.8%) versus the prior year and
$37,000 versus the prior month.
ANAHEIM - SANTA ANA - IRVINE's median listing price comes in at 274% of the national average.
ANAHEIM - SANTA ANA - IRVINE's average listing price for 2024-02-01 was $2,700,737, a difference of
$292,099
(12.1%) versus the prior year and
$37,259 versus the prior month.
For the 2024-02-01 period, ANAHEIM - SANTA ANA - IRVINE had 9,411 MLS listings, a difference of
253 listings
(3%)
versus the prior month and
-413 listings
(-4%)
versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ANAHEIM - SANTA ANA - IRVINE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date |
Median Listing Time on Market |
Median Square Footage |
2018-01-01 |
46 days |
1,865 sqft |
2018-02-01 |
30 days |
1,876 sqft |
2018-03-01 |
31 days |
1,888 sqft |
2018-04-01 |
31 days |
1,907 sqft |
2018-05-01 |
30 days |
1,913 sqft |
2018-06-01 |
32 days |
1,906 sqft |
2018-07-01 |
35 days |
1,898 sqft |
2018-08-01 |
37 days |
1,849 sqft |
2018-09-01 |
39 days |
1,819 sqft |
2018-10-01 |
41 days |
1,798 sqft |
2018-11-01 |
44 days |
1,778 sqft |
2018-12-01 |
54 days |
1,766 sqft |
2019-01-01 |
57 days |
1,750 sqft |
2019-02-01 |
40 days |
1,756 sqft |
2019-03-01 |
41 days |
1,795 sqft |
2019-04-01 |
43 days |
1,830 sqft |
2019-05-01 |
43 days |
1,857 sqft |
2019-06-01 |
45 days |
1,875 sqft |
2019-07-01 |
47 days |
1,889 sqft |
2019-08-01 |
48 days |
1,883 sqft |
2019-09-01 |
50 days |
1,875 sqft |
2019-10-01 |
51 days |
1,865 sqft |
2019-11-01 |
53 days |
1,861 sqft |
2019-12-01 |
64 days |
1,860 sqft |
2020-01-01 |
64 days |
1,864 sqft |
2020-02-01 |
44 days |
1,901 sqft |
2020-03-01 |
44 days |
1,920 sqft |
2020-04-01 |
51 days |
1,830 sqft |
2020-05-01 |
59 days |
1,843 sqft |
2020-06-01 |
48 days |
1,870 sqft |
2020-07-01 |
46 days |
1,884 sqft |
2020-08-01 |
44 days |
1,873 sqft |
2020-09-01 |
45 days |
1,853 sqft |
2020-10-01 |
45 days |
1,840 sqft |
2020-11-01 |
50 days |
1,823 sqft |
2020-12-01 |
62 days |
1,814 sqft |
2021-01-01 |
63 days |
1,808 sqft |
2021-02-01 |
43 days |
1,800 sqft |
2021-03-01 |
39 days |
1,799 sqft |
2021-04-01 |
40 days |
1,807 sqft |
2021-05-01 |
38 days |
1,805 sqft |
2021-06-01 |
36 days |
1,786 sqft |
2021-07-01 |
35 days |
1,760 sqft |
2021-08-01 |
36 days |
1,725 sqft |
2021-09-01 |
39 days |
1,718 sqft |
2021-10-01 |
38 days |
1,720 sqft |
2021-11-01 |
43 days |
1,714 sqft |
2021-12-01 |
49 days |
1,714 sqft |
2022-01-01 |
45 days |
1,694 sqft |
2022-02-01 |
30 days |
1,700 sqft |
2022-03-01 |
30 days |
1,722 sqft |
2022-04-01 |
29 days |
1,732 sqft |
2022-05-01 |
29 days |
1,729 sqft |
2022-06-01 |
31 days |
1,737 sqft |
2022-07-01 |
33 days |
1,703 sqft |
2022-08-01 |
41 days |
1,701 sqft |
2022-09-01 |
47 days |
1,704 sqft |
2022-10-01 |
47 days |
1,702 sqft |
2022-11-01 |
51 days |
1,702 sqft |
2022-12-01 |
61 days |
1,713 sqft |
2023-01-01 |
68 days |
1,704 sqft |
2023-02-01 |
52 days |
1,737 sqft |
2023-03-01 |
46 days |
1,757 sqft |
2023-04-01 |
44 days |
1,792 sqft |
2023-05-01 |
39 days |
1,815 sqft |
2023-06-01 |
39 days |
1,832 sqft |
2023-07-01 |
41 days |
1,854 sqft |
2023-08-01 |
41 days |
1,835 sqft |
2023-09-01 |
45 days |
1,830 sqft |
2023-10-01 |
44 days |
1,813 sqft |
2023-11-01 |
47 days |
1,809 sqft |
2023-12-01 |
54 days |
1,789 sqft |
2024-01-01 |
57 days |
1,784 sqft |
2024-02-01 |
40 days |
1,794 sqft |
ANAHEIM - SANTA ANA - IRVINE's median listing age (time on market) for 2024-02-01 was 40 days.
This
is -23%
shorter
than the same period one year ago.
ANAHEIM - SANTA ANA - IRVINE's median square footage for active listings during the 2024-02-01 period was
1,794 sqft. One year prior, the average listing was
1,737 sqft.
ANAHEIM-SANTA ANA-IRVINE, CA Market Loan Reason
Loan Purpose |
Originations |
Total Value |
Average Loan |
Interest Rate Frequencies
Loan Rate |
Originations |
Total Value |
Average Loan |
Loan Sizing (ANAHEIM-SANTA ANA-IRVINE, CA MSA)
Loan Size |
Originations |
Total Value |
Average Loan |
LTV Distribution
Loan to Value |
Originations |
Total Value |
Average Loan |