CAMDEN Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Camden averaged 6.56% for the week of 2024-01-11, compared to the national average of 6.66% for the same period.

    The average rate for the prior week (2024-01-04) was 6.62% and one month ago for the week of 2023-12-07, the average rate was 7.03%.

    Camden's average rate one year ago was 6.38%.

    For refis of the same type during the week of 2024-01-11, the average rate was 6.76%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-01-11 6.66%
    Camden 30 Year Fixed Rate 2024-01-11 6.56%
    Camden 30 Year Fixed Rate Refi 2024-01-11 6.76%
    Camden 15 Year Fixed Rate 2024-01-11 5.87%
    Camden 15 Year Fixed Rate Refi 2024-01-11 6.37%
    Camden 30 Year FHA 2024-01-11 6.78%
    Camden 30 Year FHA Refi 2024-01-11 6.68%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CAMDEN, NJ.

    CAMDEN Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CAMDEN, NJ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs

    CAMDEN, NJ Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share

    CAMDEN Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - CAMDEN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $229,995 (5.0%) $343,148 (3.1%) 0.85 20,091
    2018-02-01 $236,495 (7.5%) $345,641 (2.6%) 0.86 20,324
    2018-03-01 $240,000 (5.2%) $355,372 (2.9%) 0.84 19,664
    2018-04-01 $249,950 (6.4%) $368,667 (4.1%) 0.85 20,536
    2018-05-01 $264,500 (8.2%) $382,305 (5.4%) 0.88 21,369
    2018-06-01 $269,000 (8.7%) $388,007 (5.6%) 0.90 21,956
    2018-07-01 $269,900 (8.2%) $387,673 (6.0%) 0.90 22,046
    2018-08-01 $262,450 (5.8%) $381,803 (5.9%) 0.88 22,059
    2018-09-01 $260,000 (5.3%) $381,222 (5.3%) 0.87 22,372
    2018-10-01 $264,900 (6.0%) $381,630 (4.2%) 0.90 22,719
    2018-11-01 $262,000 (8.1%) $378,883 (7.1%) 0.89 21,974
    2018-12-01 $252,950 (6.3%) $372,337 (7.1%) 0.87 20,169
    2019-01-01 $249,900 (8.7%) $362,674 (5.7%) 0.86 18,670
    2019-02-01 $250,000 (5.7%) $367,914 (6.4%) 0.84 18,442
    2019-03-01 $263,571 (9.8%) $382,802 (7.7%) 0.86 18,991
    2019-04-01 $275,000 (10.0%) $395,384 (7.3%) 0.87 19,615
    2019-05-01 $285,275 (7.9%) $405,589 (6.1%) 0.89 20,163
    2019-06-01 $289,900 (7.8%) $407,178 (4.9%) 0.91 20,609
    2019-07-01 $286,000 (6.0%) $404,857 (4.4%) 0.90 20,476
    2019-08-01 $288,811 (10.0%) $407,988 (6.9%) 0.91 19,922
    2019-09-01 $294,542 (13.3%) $417,180 (9.4%) 0.94 19,184
    2019-10-01 $298,363 (12.6%) $424,153 (11.1%) 0.96 18,547
    2019-11-01 $294,800 (12.5%) $421,606 (11.3%) 0.97 17,424
    2019-12-01 $285,495 (12.9%) $419,734 (12.7%) 0.95 15,070
    2020-01-01 $284,448 (13.8%) $417,078 (15.0%) 0.95 13,599
    2020-02-01 $289,986 (16.0%) $430,008 (16.9%) 0.95 13,201
    2020-03-01 $299,950 (13.8%) $443,288 (15.8%) 0.94 13,324
    2020-04-01 $299,900 (9.1%) $442,711 (12.0%) 0.94 11,889
    2020-05-01 $309,945 (8.7%) $451,578 (11.3%) 0.94 12,389
    2020-06-01 $327,450 (13.0%) $472,121 (16.0%) 0.96 12,509
    2020-07-01 $339,900 (18.9%) $495,413 (22.4%) 0.99 11,427
    2020-08-01 $339,900 (17.7%) $503,338 (23.4%) 0.97 10,853
    2020-09-01 $339,950 (15.4%) $506,058 (21.3%) 0.97 10,877
    2020-10-01 $344,900 (15.6%) $514,093 (21.2%) 0.99 10,827
    2020-11-01 $337,450 (14.5%) $509,052 (20.7%) 0.99 10,406
    2020-12-01 $325,000 (13.8%) $499,138 (18.9%) 0.97 9,098
    2021-01-01 $320,000 (12.5%) $500,475 (20.0%) 0.96 7,975
    2021-02-01 $320,000 (10.4%) $512,115 (19.1%) 0.93 7,133
    2021-03-01 $325,000 (8.4%) $521,990 (17.8%) 0.92 7,273
    2021-04-01 $336,450 (12.2%) $537,418 (21.4%) 0.91 7,632
    2021-05-01 $339,000 (9.4%) $524,162 (16.1%) 0.90 8,302
    2021-06-01 $330,000 (0.8%) $501,219 (6.2%) 0.87 9,874
    2021-07-01 $325,000 (-4.4%) $483,789 (-2.4%) 0.86 10,683
    2021-08-01 $319,900 (-5.9%) $470,989 (-6.4%) 0.85 10,997
    2021-09-01 $319,500 (-6.0%) $468,032 (-7.5%) 0.85 11,020
    2021-10-01 $319,900 (-7.3%) $470,906 (-8.4%) 0.85 10,709
    2021-11-01 $311,200 (-7.8%) $469,869 (-7.7%) 0.83 9,790
    2021-12-01 $299,950 (-7.7%) $465,523 (-6.7%) 0.81 8,423
    2022-01-01 $299,900 (-6.3%) $476,101 (-4.9%) 0.81 6,980
    2022-02-01 $299,950 (-6.3%) $485,606 (-5.2%) 0.78 6,569
    2022-03-01 $312,125 (-4.0%) $495,502 (-5.1%) 0.78 6,933
    2022-04-01 $325,000 (-3.4%) $500,971 (-6.8%) 0.77 7,331
    2022-05-01 $339,950 (0.3%) $505,725 (-3.5%) 0.78 8,561
    2022-06-01 $348,900 (5.7%) $504,160 (0.6%) 0.78 9,672
    2022-07-01 $345,000 (6.2%) $499,486 (3.2%) 0.78 10,801
    2022-08-01 $339,450 (6.1%) $495,209 (5.1%) 0.78 10,790
    2022-09-01 $335,000 (4.9%) $495,062 (5.8%) 0.78 10,749
    2022-10-01 $335,000 (4.7%) $498,370 (5.8%) 0.79 11,162
    2022-11-01 $331,450 (6.5%) $497,789 (5.9%) 0.80 11,004
    2022-12-01 $325,000 (8.4%) $492,295 (5.8%) 0.80 9,606
    2023-01-01 $322,000 (7.4%) $496,357 (4.3%) 0.80 8,730
    2023-02-01 $322,450 (7.5%) $510,642 (5.2%) 0.78 8,088
    2023-03-01 $328,450 (5.2%) $516,575 (4.3%) 0.77 7,967
    2023-04-01 $339,640 (4.5%) $538,707 (7.5%) 0.79 8,053
    2023-05-01 $349,450 (2.8%) $544,226 (7.6%) 0.79 8,047
    2023-06-01 $354,950 (1.7%) $560,838 (11.2%) 0.80 8,318
    2023-07-01 $350,000 (1.5%) $553,808 (10.9%) 0.80 8,348
    2023-08-01 $350,000 (3.1%) $543,128 (9.7%) 0.80 8,555
    2023-09-01 $350,000 (4.5%) $541,242 (9.3%) 0.81 9,092
    2023-10-01 $350,000 (4.5%) $543,703 (9.1%) 0.82 9,607
    2023-11-01 $349,900 (5.6%) $536,853 (7.9%) 0.83 9,708
    2023-12-01 $340,000 (4.6%) $531,015 (7.9%) 0.83 8,879
    CAMDEN's median listing price for 2023-12-01 was $340,000, a difference of $15,000 (4.6%) versus the prior year and $-9,900 versus the prior month.

    CAMDEN's median listing price comes in at 83% of the national average.

    CAMDEN's average listing price for 2023-12-01 was $531,015, a difference of $38,720 (7.9%) versus the prior year and $-5,838 versus the prior month.

    For the 2023-12-01 period, CAMDEN had 8,879 MLS listings, a difference of -829 listings (-9%) versus the prior month and -727 listings (-8%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - CAMDEN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 81 days 1,700 sqft
    2018-02-01 73 days 1,705 sqft
    2018-03-01 54 days 1,718 sqft
    2018-04-01 52 days 1,755 sqft
    2018-05-01 48 days 1,800 sqft
    2018-06-01 51 days 1,825 sqft
    2018-07-01 57 days 1,826 sqft
    2018-08-01 59 days 1,804 sqft
    2018-09-01 60 days 1,800 sqft
    2018-10-01 60 days 1,800 sqft
    2018-11-01 63 days 1,800 sqft
    2018-12-01 72 days 1,762 sqft
    2019-01-01 79 days 1,751 sqft
    2019-02-01 72 days 1,772 sqft
    2019-03-01 58 days 1,803 sqft
    2019-04-01 46 days 1,829 sqft
    2019-05-01 45 days 1,862 sqft
    2019-06-01 50 days 1,876 sqft
    2019-07-01 57 days 1,855 sqft
    2019-08-01 57 days 1,858 sqft
    2019-09-01 58 days 1,875 sqft
    2019-10-01 58 days 1,884 sqft
    2019-11-01 61 days 1,850 sqft
    2019-12-01 73 days 1,827 sqft
    2020-01-01 79 days 1,800 sqft
    2020-02-01 62 days 1,825 sqft
    2020-03-01 45 days 1,846 sqft
    2020-04-01 58 days 1,829 sqft
    2020-05-01 71 days 1,860 sqft
    2020-06-01 53 days 1,882 sqft
    2020-07-01 43 days 1,875 sqft
    2020-08-01 40 days 1,848 sqft
    2020-09-01 39 days 1,792 sqft
    2020-10-01 45 days 1,776 sqft
    2020-11-01 49 days 1,740 sqft
    2020-12-01 58 days 1,686 sqft
    2021-01-01 64 days 1,635 sqft
    2021-02-01 56 days 1,611 sqft
    2021-03-01 42 days 1,624 sqft
    2021-04-01 35 days 1,659 sqft
    2021-05-01 32 days 1,675 sqft
    2021-06-01 33 days 1,668 sqft
    2021-07-01 37 days 1,650 sqft
    2021-08-01 41 days 1,624 sqft
    2021-09-01 45 days 1,602 sqft
    2021-10-01 45 days 1,598 sqft
    2021-11-01 49 days 1,558 sqft
    2021-12-01 56 days 1,530 sqft
    2022-01-01 61 days 1,504 sqft
    2022-02-01 49 days 1,516 sqft
    2022-03-01 35 days 1,536 sqft
    2022-04-01 33 days 1,545 sqft
    2022-05-01 32 days 1,597 sqft
    2022-06-01 35 days 1,644 sqft
    2022-07-01 38 days 1,620 sqft
    2022-08-01 44 days 1,591 sqft
    2022-09-01 49 days 1,586 sqft
    2022-10-01 49 days 1,598 sqft
    2022-11-01 52 days 1,589 sqft
    2022-12-01 61 days 1,562 sqft
    2023-01-01 67 days 1,546 sqft
    2023-02-01 63 days 1,545 sqft
    2023-03-01 50 days 1,556 sqft
    2023-04-01 44 days 1,562 sqft
    2023-05-01 44 days 1,591 sqft
    2023-06-01 45 days 1,629 sqft
    2023-07-01 45 days 1,619 sqft
    2023-08-01 45 days 1,595 sqft
    2023-09-01 45 days 1,578 sqft
    2023-10-01 44 days 1,597 sqft
    2023-11-01 46 days 1,574 sqft
    2023-12-01 56 days 1,541 sqft
    CAMDEN's median listing age (time on market) for 2023-12-01 was 56 days. This is -8% shorter than the same period one year ago.

    CAMDEN's median square footage for active listings during the 2023-12-01 period was 1,541 sqft. One year prior, the average listing was 1,562 sqft.

    CAMDEN, NJ Market Loan Reason

    Loan Purpose Originations Total Value Average Loan

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan

    Loan Sizing (CAMDEN, NJ MSA)

    Loan Size Originations Total Value Average Loan

    LTV Distribution

    Loan to Value Originations Total Value Average Loan