DAYTON - KETTERING Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Dayton - Kettering averaged
7.01%
for the week of 2024-04-11, compared to the national average of
6.88% for the same period.
The average rate for the prior week (2024-04-04) was
7.05% and
one month ago for the week of 2024-03-07, the
average rate was 6.91%.
Dayton - Kettering's average rate one year ago was 6.31%.
For refis of the same type during the week of 2024-04-11, the average rate
was 7.89%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-11 | 6.88% |
| Dayton - Kettering 30 Year Fixed Rate | 2024-04-11 | 7.01% |
| Dayton - Kettering 30 Year Fixed Rate Refi | 2024-04-11 | 7.89% |
| Dayton - Kettering 15 Year Fixed Rate | 2024-04-11 | 6.26% |
| Dayton - Kettering 15 Year Fixed Rate Refi | 2024-04-11 | 6.06% |
| Dayton - Kettering 30 Year FHA | 2024-04-11 | 7.06% |
| Dayton - Kettering 30 Year FHA Refi | 2024-04-11 | 6.64% |
| Dayton - Kettering 30 Year USDA | 2024-04-11 | 6.51% |
| Dayton - Kettering 30 Year USDA Refi | 2024-04-11 | 6.71% |
| Dayton - Kettering 30 Year VA | 2024-04-11 | 6.64% |
| Dayton - Kettering 30 Year VA Refi | 2024-04-11 | 6.67% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DAYTON-KETTERING, OH.
DAYTON - KETTERING Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DAYTON-KETTERING, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
DAYTON - KETTERING Average Closing Costs & Other Stats
DAYTON-KETTERING, OH's 264 lenders originated 16,518
loans during 2023. The total origination value was $3,105,590,000, with an average loan value of
$188,012.
DAYTON - KETTERING's average closing costs are $4,336.
The top DAYTON - KETTERING lender as defined by loan originations is Union Savings Bank, with
655 loans originated. Their average total fees are
$1,522, which is $1,799
lower than the next largest lender,
WRIGHT-PATT CREDIT UNION, INC..
The lowest fee DAYTON - KETTERING lenders (with over 10 loans originated) are
Union Savings Bank ($1,522), Guardian Savings Bank, A Federal Savings Bank ($2,087), Peoples Bank ($2,255), RIVER VALLEY CREDIT UNION, INC. ($2,329) and Third Federal Savings and Loan Association of Cleveland ($2,600).
The lowest rate DAYTON - KETTERING lenders (with over 10 loans originated) are
GENERAL ELECTRIC CREDIT UNION (5.69%), Third Federal Savings and Loan Association of Cleveland (5.94%), LCNB National Bank (5.99%), NVR Mortgage Finance, Inc. (6.11%) and DHI MORTGAGE COMPANY, LTD. (6.13%).
DAYTON-KETTERING, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| WRIGHT-PATT CREDIT UNION, INC. | $344,665,000 | $243,000,000 | -29.5% | 7.8% |
| Union Savings Bank | $365,500,000 | $242,245,000 | -33.7% | 7.8% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $67,595,000 | $146,580,000 | 116.9% | 4.7% |
| The Huntington National Bank | $181,985,000 | $143,715,000 | -21.0% | 4.6% |
| QUICKEN LOANS, LLC | $167,795,000 | $116,600,000 | -30.5% | 3.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $66,690,000 | $88,970,000 | 33.4% | 2.9% |
| Fifth Third Bank | $171,630,000 | $86,540,000 | -49.6% | 2.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $117,370,000 | $84,040,000 | -28.4% | 2.7% |
| THRIVE MORTGAGE, LLC | $92,200,000 | $82,070,000 | -11.0% | 2.6% |
| Mortgage Research Center, LLC | $93,180,000 | $78,485,000 | -15.8% | 2.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $29,920,000 | $74,405,000 | 148.7% | 2.4% |
| NVR Mortgage Finance, Inc. | $71,665,000 | $70,085,000 | -2.2% | 2.3% |
| DAS Acquisition Company, LLC | $92,210,000 | $68,515,000 | -25.7% | 2.2% |
| First Financial Bank | $95,000 | $58,540,000 | 61,521.1% | 1.9% |
| VICTORY MORTGAGE, L.L.C. | $58,420,000 | $57,720,000 | -1.2% | 1.9% |
| Day Air Credit Union, Inc | $23,375,000 | $55,155,000 | 136.0% | 1.8% |
| PNC Bank | $64,195,000 | $43,385,000 | -32.4% | 1.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $43,845,000 | $43,200,000 | -1.5% | 1.4% |
| U.S. Bank | $76,895,000 | $41,210,000 | -46.4% | 1.3% |
| JPMorgan Chase Bank | $64,855,000 | $39,775,000 | -38.7% | 1.3% |
| MOVEMENT MORTGAGE, LLC | $43,055,000 | $37,770,000 | -12.3% | 1.2% |
| LOANDEPOT.COM, LLC | $59,270,000 | $36,180,000 | -39.0% | 1.2% |
| UNION HOME MORTGAGE CORP. | $38,475,000 | $35,000,000 | -9.0% | 1.1% |
| GENERAL ELECTRIC CREDIT UNION | $8,665,000 | $30,900,000 | 256.6% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $36,330,000 | $28,965,000 | -20.3% | 0.9% |
| The Old Fort Banking Company | $39,985,000 | $27,190,000 | -32.0% | 0.9% |
| M/I FINANCIAL, LLC | $48,970,000 | $26,885,000 | -45.1% | 0.9% |
| USAA Federal Savings Bank | $34,135,000 | $26,110,000 | -23.5% | 0.8% |
| BROKER SOLUTIONS, INC. | $13,540,000 | $24,355,000 | 79.9% | 0.8% |
| Stock Yards Bank & Trust Company | $28,075,000 | $23,970,000 | -14.6% | 0.8% |
| Old National Bank | $22,375,000 | n/a | 0.7% | |
| RUOFF MORTGAGE COMPANY, INC. | $23,735,000 | $21,045,000 | -11.3% | 0.7% |
| The Park National Bank | $28,000,000 | $18,950,000 | -32.3% | 0.6% |
| NEWREZ LLC | $8,980,000 | $18,195,000 | 102.6% | 0.6% |
| COREVEST AMERICAN FINANCE LENDER LLC | $27,950,000 | $18,140,000 | -35.1% | 0.6% |
| Merchants Bank of Indiana | $12,685,000 | $17,720,000 | 39.7% | 0.6% |
| GUARANTEED RATE, INC. | $20,750,000 | $16,220,000 | -21.8% | 0.5% |
| FIRST COMMUNITY MORTGAGE, INC. | $7,305,000 | $15,995,000 | 119.0% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $30,860,000 | $15,970,000 | -48.3% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,660,000 | $14,225,000 | 434.8% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $19,185,000 | $13,535,000 | -29.5% | 0.4% |
| Third Federal Savings and Loan Association of Cleveland | $22,825,000 | $12,910,000 | -43.4% | 0.4% |
| DHI MORTGAGE COMPANY, LTD. | $11,665,000 | $12,270,000 | 5.2% | 0.4% |
| T2 FINANCIAL LLC | $20,140,000 | $12,070,000 | -40.1% | 0.4% |
| WesBanco | $16,475,000 | $12,030,000 | -27.0% | 0.4% |
| KeyBank | $83,180,000 | $11,705,000 | -85.9% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $27,030,000 | $11,600,000 | -57.1% | 0.4% |
| Greenville National Bank | $16,415,000 | $11,250,000 | -31.5% | 0.4% |
| Minster Bank | $14,465,000 | $11,130,000 | -23.1% | 0.4% |
| Grandbridge Real Estate Capital LLC | $10,760,000 | n/a | 0.3% | |
| LENDINGHOME FUNDING CORPORATION | $8,470,000 | $10,635,000 | 25.6% | 0.3% |
| POLARIS HOME FUNDING CORP. | $9,170,000 | $10,335,000 | 12.7% | 0.3% |
| Greenville Federal | $17,690,000 | $9,765,000 | -44.8% | 0.3% |
| LIMA ONE CAPITAL, LLC | $12,435,000 | $9,760,000 | -21.5% | 0.3% |
| Gateway First Bank | $10,295,000 | $9,655,000 | -6.2% | 0.3% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $9,375,000 | n/a | 0.3% | |
| Wells Fargo Bank | $312,415,000 | $9,275,000 | -97.0% | 0.3% |
| First Commonwealth Bank | $38,155,000 | $9,150,000 | -76.0% | 0.3% |
| New Carlisle Federal Savings Bank | $10,605,000 | $8,890,000 | -16.2% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $14,035,000 | $8,865,000 | -36.8% | 0.3% |
| NEW DAY FINANCIAL, LLC | $10,450,000 | $8,700,000 | -16.7% | 0.3% |
| Western Ohio Mortgage Corporation | $8,500,000 | n/a | 0.3% | |
| Monroe Federal Savings and Loan Association | $19,320,000 | $8,475,000 | -56.1% | 0.3% |
| EQUITY RESOURCES, INC. | $10,935,000 | $8,445,000 | -22.8% | 0.3% |
| GUILD MORTGAGE COMPANY | $14,335,000 | $8,210,000 | -42.7% | 0.3% |
| NFM, INC. | $20,815,000 | $7,770,000 | -62.7% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,405,000 | $7,665,000 | 445.6% | 0.2% |
| Farm Credit Mid-America, ACA | $11,380,000 | $7,620,000 | -33.0% | 0.2% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $580,000 | $7,420,000 | 1,179.3% | 0.2% |
| UNIVERSAL 1 CREDIT UNION | $9,680,000 | $7,375,000 | -23.8% | 0.2% |
| Ixonia Bank | $5,600,000 | $7,285,000 | 30.1% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $6,665,000 | $6,615,000 | -0.8% | 0.2% |
| Civista Bank | $9,370,000 | $6,500,000 | -30.6% | 0.2% |
| Bank of America | $8,790,000 | $6,430,000 | -26.8% | 0.2% |
| DOMINION FINANCIAL SERVICES, LLC | $2,780,000 | $6,335,000 | 127.9% | 0.2% |
| RiverHills Bank | $12,815,000 | $5,650,000 | -55.9% | 0.2% |
| Discover Bank | $3,380,000 | $5,625,000 | 66.4% | 0.2% |
| GENEVA FINANCIAL, LLC | $2,145,000 | $5,610,000 | 161.5% | 0.2% |
| Citizens Bank | $7,735,000 | $5,540,000 | -28.4% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $6,450,000 | $5,525,000 | -14.3% | 0.2% |
| VAN DYK MORTGAGE CORPORATION | $11,120,000 | $5,325,000 | -52.1% | 0.2% |
| RIVER VALLEY CREDIT UNION, INC. | $5,955,000 | $5,145,000 | -13.6% | 0.2% |
| LCNB National Bank | $47,160,000 | $5,135,000 | -89.1% | 0.2% |
| NATIONS RELIABLE LENDING, LLC | $4,595,000 | $5,055,000 | 10.0% | 0.2% |
| NBKC BANK | $3,955,000 | $5,010,000 | 26.7% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $2,560,000 | $4,980,000 | 94.5% | 0.2% |
| RAPID MORTGAGE COMPANY | $2,800,000 | $4,920,000 | 75.7% | 0.2% |
| The Federal Savings Bank | $3,000,000 | $4,915,000 | 63.8% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $11,785,000 | $4,815,000 | -59.1% | 0.2% |
| Carrington Mortgage Services, LLC | $7,695,000 | $4,535,000 | -41.1% | 0.1% |
| FOX COMMUNITIES | $4,355,000 | n/a | 0.1% | |
| CODE | $4,260,000 | $4,335,000 | 1.8% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $3,100,000 | $4,270,000 | 37.7% | 0.1% |
| Bank of England | $12,585,000 | $4,055,000 | -67.8% | 0.1% |
| Santander Bank, N.A. | $4,005,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $6,965,000 | $3,970,000 | -43.0% | 0.1% |
| NORTHERN MORTGAGE SERVICES, LLC | $7,335,000 | $3,955,000 | -46.1% | 0.1% |
| CALIBER HOME LOANS, INC. | $95,140,000 | $3,760,000 | -96.0% | 0.1% |
| Guardian Savings Bank, A Federal Savings Bank | $4,665,000 | $3,695,000 | -20.8% | 0.1% |
| Warsaw Federal Savings and Loan Association | $930,000 | $3,680,000 | 295.7% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $4,515,000 | $3,635,000 | -19.5% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $5,010,000 | $3,595,000 | -28.2% | 0.1% |
| Flagstar Bank, FSB | $14,715,000 | $3,560,000 | -75.8% | 0.1% |
| ZILLOW HOME LOANS, LLC | $1,945,000 | $3,355,000 | 72.5% | 0.1% |
| First National Bank of Pennsylvania | $500,000 | $3,230,000 | 546.0% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $1,005,000 | $3,215,000 | 219.9% | 0.1% |
| The Citizens National Bank of Bluffton | $5,035,000 | $3,195,000 | -36.5% | 0.1% |
| KELLER MORTGAGE, LLC | $6,535,000 | $3,185,000 | -51.3% | 0.1% |
| The Farmers & Merchants State Bank | $3,575,000 | $3,175,000 | -11.2% | 0.1% |
| First Federal Savings and Loan Association of Lakewood | $2,095,000 | $3,160,000 | 50.8% | 0.1% |
| The Merchants National Bank | $3,625,000 | $3,155,000 | -13.0% | 0.1% |
| 1st National Bank | $8,865,000 | $3,150,000 | -64.5% | 0.1% |
| LAKE MICHIGAN CREDIT UNION | $225,000 | $3,145,000 | 1,297.8% | 0.1% |
| CARDINAL FINANCIAL | $4,875,000 | $3,095,000 | -36.5% | 0.1% |
| The Richwood Banking Company | $475,000 | $3,080,000 | 548.4% | 0.1% |
| First National Bank of Germantown | $3,060,000 | n/a | 0.1% | |
| LIBERTY HOME MORTGAGE CORPORATION | $3,780,000 | $3,050,000 | -19.3% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,945,000 | $3,020,000 | 55.3% | 0.1% |
| City National Bank of West Virginia | $575,000 | $2,950,000 | 413.0% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $6,415,000 | $2,885,000 | -55.0% | 0.1% |
| KEMBA CREDIT UNION, INC. | $6,855,000 | $2,860,000 | -58.3% | 0.1% |
| THE EQUITABLE MORTGAGE CORPORATION | $4,520,000 | $2,830,000 | -37.4% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $3,980,000 | $2,810,000 | -29.4% | 0.1% |
| BETTER MORTGAGE CORPORATION | $6,530,000 | $2,800,000 | -57.1% | 0.1% |
| Plains Commerce Bank | $885,000 | $2,800,000 | 216.4% | 0.1% |
| Mercantile Bank of Michigan | $7,180,000 | $2,680,000 | -62.7% | 0.1% |
| Covington Savings and Loan Association | $5,815,000 | $2,650,000 | -54.4% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $3,335,000 | $2,565,000 | -23.1% | 0.1% |
| Peoples Bank | $2,550,000 | $2,470,000 | -3.1% | 0.1% |
| Figure Lending LLC | $4,235,000 | $2,460,000 | -41.9% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,065,000 | $2,440,000 | 129.1% | 0.1% |
| CLEARPATH LENDING | $1,755,000 | $2,420,000 | 37.9% | 0.1% |
| CMG MORTGAGE, INC. | $2,925,000 | $2,360,000 | -19.3% | 0.1% |
| MORTGAGE 1 INCORPORATED | $3,975,000 | $2,315,000 | -41.8% | 0.1% |
| Armed Forces Bank | $2,985,000 | $2,310,000 | -22.6% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $1,580,000 | $2,300,000 | 45.6% | 0.1% |
| MYCUMORTGAGE, LLC | $1,290,000 | $2,265,000 | 75.6% | 0.1% |
| ORIX REAL ESTATE CAPITAL, LLC | $2,075,000 | n/a | 0.1% | |
| Valley Central Bank | $910,000 | $2,060,000 | 126.4% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,840,000 | $2,045,000 | -28.0% | 0.1% |
| Superior Credit Union, Inc. | $2,135,000 | $1,940,000 | -9.1% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $1,900,000 | $1,905,000 | 0.3% | 0.1% |
| S&T Bank | $45,000 | $1,905,000 | 4,133.3% | 0.1% |
| The Union Bank Company | $3,145,000 | $1,860,000 | -40.9% | 0.1% |
| The State Bank and Trust Company | $1,465,000 | $1,855,000 | 26.6% | 0.1% |
| Truist | $3,425,000 | $1,800,000 | -47.4% | 0.1% |
| First Bank Richmond | $3,225,000 | $1,790,000 | -44.5% | 0.1% |
| FIRST OHIO HOME FINANCE, INC. | $2,390,000 | $1,750,000 | -26.8% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $2,065,000 | $1,740,000 | -15.7% | 0.1% |
| Republic Bank & Trust Company | $2,565,000 | $1,720,000 | -32.9% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $1,715,000 | n/a | 0.1% | |
| Firefighters & Company FCU | $4,245,000 | $1,710,000 | -59.7% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $1,735,000 | $1,630,000 | -6.1% | 0.1% |
| NEXERA HOLDING LLC | $1,335,000 | $1,625,000 | 21.7% | 0.1% |
| SeaTrust Mortgage Company | $1,580,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $370,000 | $1,550,000 | 318.9% | 0.0% |
| FCN Bank | $955,000 | $1,530,000 | 60.2% | 0.0% |
| Regions Bank | $1,140,000 | $1,500,000 | 31.6% | 0.0% |
| Morgan Stanley Private Bank | $1,640,000 | $1,495,000 | -8.8% | 0.0% |
| WEST PENN FINANCIAL SERVICE CENTER, INC. | $1,555,000 | $1,485,000 | -4.5% | 0.0% |
| PLANET HOME LENDING, LLC | $1,065,000 | $1,480,000 | 39.0% | 0.0% |
| HONDA Federal Credit Union | $1,495,000 | $1,470,000 | -1.7% | 0.0% |
| SIBCY CLINE MORTGAGE SERVICES, INC. | $615,000 | $1,420,000 | 130.9% | 0.0% |
| Equity Prime Mortgage LLC | $3,000,000 | $1,410,000 | -53.0% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $5,885,000 | $1,395,000 | -76.3% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,020,000 | $1,365,000 | 33.8% | 0.0% |
| Evolve Bank & Trust | $1,920,000 | $1,360,000 | -29.2% | 0.0% |
| The Loan Store, Inc. | $1,345,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $4,270,000 | $1,335,000 | -68.7% | 0.0% |
| LOANPAL, LLC | $1,505,000 | $1,330,000 | -11.6% | 0.0% |
| Sharefax Credit Union | $790,000 | $1,295,000 | 63.9% | 0.0% |
| Cf Bank | $615,000 | $1,285,000 | 108.9% | 0.0% |
| First Merchants Bank | $970,000 | $1,255,000 | 29.4% | 0.0% |
| GSF Mortgage Corporation | $4,350,000 | $1,250,000 | -71.3% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $680,000 | $1,235,000 | 81.6% | 0.0% |
| Coastal Community Bank | $1,225,000 | n/a | 0.0% | |
| INSPIRE HOME LOANS INC. | $3,650,000 | $1,215,000 | -66.7% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $3,330,000 | $1,210,000 | -63.7% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $2,730,000 | $1,200,000 | -56.0% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,195,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $870,000 | $1,170,000 | 34.5% | 0.0% |
| EVERETT FINANCIAL, INC. | $3,395,000 | $1,165,000 | -65.7% | 0.0% |
| First Federal Bank of the Midwest | $2,260,000 | $1,155,000 | -48.9% | 0.0% |
| UBS Bank USA | $3,595,000 | $1,140,000 | -68.3% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,135,000 | n/a | 0.0% | |
| Nations Lending Corporation | $6,595,000 | $1,130,000 | -82.9% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,040,000 | $1,120,000 | 7.7% | 0.0% |
| Cincinnati Federal | $4,220,000 | $1,110,000 | -73.7% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $3,580,000 | $1,110,000 | -69.0% | 0.0% |
| The Farmers State Bank | $5,305,000 | $1,110,000 | -79.1% | 0.0% |
| Heritage Bank | $125,000 | $1,085,000 | 768.0% | 0.0% |
| M&T Bank | $2,210,000 | $1,080,000 | -51.1% | 0.0% |
| AmeriHome Mortgage Company, LLC | $780,000 | $1,065,000 | 36.5% | 0.0% |
| SUMMIT FUNDING, INC. | $1,065,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $1,210,000 | $1,060,000 | -12.4% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $2,835,000 | $1,050,000 | -63.0% | 0.0% |
| Heartland Bank | $3,935,000 | $1,025,000 | -74.0% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $995,000 | $1,015,000 | 2.0% | 0.0% |
| Prosperity Home Mortgage, LLC | $1,445,000 | $1,015,000 | -29.8% | 0.0% |
| Northpointe Bank | $3,050,000 | $1,005,000 | -67.0% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $835,000 | $995,000 | 19.2% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $1,550,000 | $980,000 | -36.8% | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | $1,810,000 | $970,000 | -46.4% | 0.0% |
| CenterBank | $990,000 | $950,000 | -4.0% | 0.0% |
| BMI Federal Credit Union | $385,000 | $945,000 | 145.5% | 0.0% |
| TOWER | $935,000 | n/a | 0.0% | |
| AMCAP MORTGAGE, LTD. | $290,000 | $930,000 | 220.7% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $1,335,000 | $925,000 | -30.7% | 0.0% |
| Citibank | $730,000 | $925,000 | 26.7% | 0.0% |
| SILVER HILL FUNDING, LLC | $2,430,000 | $925,000 | -61.9% | 0.0% |
| Ally Bank | $4,550,000 | $920,000 | -79.8% | 0.0% |
| ON Q FINANCIAL, INC. | $910,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,835,000 | $885,000 | -51.8% | 0.0% |
| UNITED | $885,000 | n/a | 0.0% | |
| UIF CORPORATION | $900,000 | $875,000 | -2.8% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $865,000 | n/a | 0.0% | |
| Ameris Bank | $1,010,000 | $860,000 | -14.9% | 0.0% |
| The Central Trust Bank | $1,035,000 | $845,000 | -18.4% | 0.0% |
| BRIDGE | $1,130,000 | $840,000 | -25.7% | 0.0% |
| A&D Mortgage LLC | $430,000 | $815,000 | 89.5% | 0.0% |
| First Savings Bank | $145,000 | $805,000 | 455.2% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $590,000 | $795,000 | 34.7% | 0.0% |
| Waterstone Mortgage Corporation | $790,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $735,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $15,000 | $725,000 | 4,733.3% | 0.0% |
| Pathways Financial Credit Union, Inc. | $1,240,000 | $720,000 | -41.9% | 0.0% |
| CINFED Federal Credit Union | $410,000 | $710,000 | 73.2% | 0.0% |
| Magnolia Bank | $205,000 | $710,000 | 246.3% | 0.0% |
| Somerville Bank | $705,000 | $705,000 | 0.0% | 0.0% |
| TELHIO | $900,000 | $695,000 | -22.8% | 0.0% |
| The First National Bank of Pandora | $695,000 | n/a | 0.0% | |
| First State Bank | $235,000 | $685,000 | 191.5% | 0.0% |
| Kwik Mortgage Corporation | $675,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $1,815,000 | $670,000 | -63.1% | 0.0% |
| AHL FUNDING | $660,000 | n/a | 0.0% | |
| KH NETWORK CREDIT UNION | $1,630,000 | $645,000 | -60.4% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $205,000 | $630,000 | 207.3% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $450,000 | $620,000 | 37.8% | 0.0% |
| Peoples Bank | $2,550,000 | $620,000 | -75.7% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $420,000 | $615,000 | 46.4% | 0.0% |
| INTERCOASTAL MORTGAGE COMPANY | $115,000 | $615,000 | 434.8% | 0.0% |
| Arvest Bank | $270,000 | $610,000 | 125.9% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $2,160,000 | $610,000 | -71.8% | 0.0% |
| AMWEST FUNDING CORP. | $1,245,000 | $600,000 | -51.8% | 0.0% |
| Encompass Lending Group, LP | $590,000 | n/a | 0.0% | |
| The North Side Bank & Trust Company | $605,000 | $590,000 | -2.5% | 0.0% |
| Intrust Bank | $585,000 | $585,000 | 0.0% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $165,000 | $580,000 | 251.5% | 0.0% |
| Southwest Airlines Federal Credit Union | $580,000 | n/a | 0.0% | |
| AmRes Corporation | $1,405,000 | $575,000 | -59.1% | 0.0% |
| LENDINGONE, LLC | $1,535,000 | $575,000 | -62.5% | 0.0% |
| 21ST MORTGAGE CORPORATION | $175,000 | $565,000 | 222.9% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $175,000 | $560,000 | 220.0% | 0.0% |
| First Federal Community Bank of Bucyrus | $235,000 | $560,000 | 138.3% | 0.0% |
| BMO Harris Bank | $550,000 | n/a | 0.0% | |
| BNC National Bank | $3,315,000 | $550,000 | -83.4% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $550,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $1,725,000 | $540,000 | -68.7% | 0.0% |
| Thumb Bank and Trust | $605,000 | $535,000 | -11.6% | 0.0% |
| First Bankers Trust Company | $275,000 | $530,000 | 92.7% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $7,765,000 | $525,000 | -93.2% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $520,000 | n/a | 0.0% | |
| EMM LOANS LLC | $185,000 | $520,000 | 181.1% | 0.0% |
| Logan Finance Corporation | $510,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $490,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $175,000 | $490,000 | 180.0% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $2,405,000 | $490,000 | -79.6% | 0.0% |
| OAKTREE FUNDING CORP. | $485,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $155,000 | $480,000 | 209.7% | 0.0% |
| MORTGAGE ACCESS CORP. | $910,000 | $470,000 | -48.4% | 0.0% |
| Strong Home Mortgage, LLC | $745,000 | $465,000 | -37.6% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $460,000 | n/a | 0.0% | |
| PLUS RELOCATION MORTGAGE, LLC | $615,000 | $460,000 | -25.2% | 0.0% |
| Commerce Home Mortgage, Inc. | $855,000 | $455,000 | -46.8% | 0.0% |
| Northwest Federal Credit Union | $215,000 | $445,000 | 107.0% | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | $440,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $305,000 | $435,000 | 42.6% | 0.0% |
| ARC HOME LLC | $2,100,000 | $420,000 | -80.0% | 0.0% |
| NBH Bank | $550,000 | $410,000 | -25.5% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $410,000 | n/a | 0.0% | |
| Waterford Bank, N.A. | $405,000 | n/a | 0.0% | |
| First Federal Bank | $1,390,000 | $400,000 | -71.2% | 0.0% |
| FIRST TECHNOLOGY | $400,000 | n/a | 0.0% | |
| THE VINTON COUNTY NATIONAL BANK | $205,000 | $400,000 | 95.1% | 0.0% |
| DIGITAL Federal Credit Union | $225,000 | $395,000 | 75.6% | 0.0% |
| AURGROUP FINANCIAL CREDIT UNION, INC. | $390,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $990,000 | $390,000 | -60.6% | 0.0% |
| Farmers Bank & Trust | $380,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $105,000 | $380,000 | 261.9% | 0.0% |
| Midwest BankCentre | $380,000 | n/a | 0.0% | |
| AIR ACADEMY | $375,000 | n/a | 0.0% | |
| NexBank | $370,000 | n/a | 0.0% | |
| Peoples First Savings Bank | $270,000 | $370,000 | 37.0% | 0.0% |
| Charles Schwab Bank, SSB | $365,000 | n/a | 0.0% | |
| MILEND, INC. | $360,000 | n/a | 0.0% | |
| EMERY FEDERAL CREDIT UNION | $355,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $355,000 | n/a | 0.0% | |
| PURDUE FEDERAL CREDIT UNION | $475,000 | $355,000 | -25.3% | 0.0% |
| MORIA DEVELOPMENT, INC. | $1,475,000 | $345,000 | -76.6% | 0.0% |
| Mazuma Credit Union | $335,000 | n/a | 0.0% | |
| Northwest Bank | $235,000 | $335,000 | 42.6% | 0.0% |
| OPTION FINANCIAL, LLC | $550,000 | $330,000 | -40.0% | 0.0% |
| MCNB Bank and Trust Co. | $14,330,000 | $325,000 | -97.7% | 0.0% |
| Toyota Financial Savings Bank | $315,000 | n/a | 0.0% | |
| American Midwest Mortgage Corporation | $2,700,000 | $310,000 | -88.5% | 0.0% |
| General Mortgage Capital Corporation | $310,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $310,000 | n/a | 0.0% | |
| Service Federal Credit Union | $400,000 | $310,000 | -22.5% | 0.0% |
| FirstBank | $255,000 | $305,000 | 19.6% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $305,000 | n/a | 0.0% | |
| HomePromise Corporation | $345,000 | $305,000 | -11.6% | 0.0% |
| USAlliance Federal Credit Union | $305,000 | n/a | 0.0% | |
| Centier Bank | $120,000 | $300,000 | 150.0% | 0.0% |
| American Mortgage Bank, LLC | $295,000 | n/a | 0.0% | |
| Union Savings And Loan Association | $295,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $280,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $2,745,000 | $275,000 | -90.0% | 0.0% |
| EMBRACE HOME LOANS, INC. | $495,000 | $265,000 | -46.5% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $265,000 | n/a | 0.0% | |
| Neighborhood Loans, Inc. | $135,000 | $265,000 | 96.3% | 0.0% |
| Signature Federal Credit Union | $265,000 | n/a | 0.0% | |
| The Northern Trust Company | $265,000 | n/a | 0.0% | |
| Connexus Credit Union | $260,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $2,815,000 | $260,000 | -90.8% | 0.0% |
| Stifel Bank and Trust | $1,690,000 | $255,000 | -84.9% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $250,000 | n/a | 0.0% | |
| ASSEMBLIES OF GOD Credit Union | $245,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $245,000 | n/a | 0.0% | |
| First National Bank of America | $1,005,000 | $245,000 | -75.6% | 0.0% |
| Luxury Mortgage Corp. | $305,000 | $245,000 | -19.7% | 0.0% |
| Residential Mortgage Solutions, Inc. | $245,000 | n/a | 0.0% | |
| Network Funding, L.P. | $240,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $275,000 | $230,000 | -16.4% | 0.0% |
| Leader Bank | $65,000 | $230,000 | 253.8% | 0.0% |
| Bank Five Nine | $225,000 | n/a | 0.0% | |
| BOKF | $225,000 | n/a | 0.0% | |
| ERIE FEDERAL CREDIT UNION | $225,000 | n/a | 0.0% | |
| MIDLAND MORTGAGE CORPORATION | $175,000 | $225,000 | 28.6% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $150,000 | $220,000 | 46.7% | 0.0% |
| CIBC Bank USA | $215,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $215,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $495,000 | $215,000 | -56.6% | 0.0% |
| HALLMARK HOME MORTGAGE, LLC | $915,000 | $215,000 | -76.5% | 0.0% |
| MORTGAGE CENTER L.C | $795,000 | $215,000 | -73.0% | 0.0% |
| Truliant Federal Credit Union | $35,000 | $210,000 | 500.0% | 0.0% |
| Inwood National Bank | $205,000 | n/a | 0.0% | |
| GVC MORTGAGE, INC. | $195,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $425,000 | $190,000 | -55.3% | 0.0% |
| City National Bank | $105,000 | $185,000 | 76.2% | 0.0% |
| Clearview Federal Credit Union | $185,000 | n/a | 0.0% | |
| Independent Bank | $185,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $85,000 | $180,000 | 111.8% | 0.0% |
| American Security Mortgage Corp. | $395,000 | $175,000 | -55.7% | 0.0% |
| ATOMIC CREDIT UNION, INC. | $975,000 | $175,000 | -82.1% | 0.0% |
| Hometown Equity Mortgage, LLC | $200,000 | $175,000 | -12.5% | 0.0% |
| PARTNERS 1ST Federal Credit Union | $175,000 | n/a | 0.0% | |
| The Commercial and Savings Bank of Millersburg Ohio | $175,000 | n/a | 0.0% | |
| CINCINNATI OHIO POLICE | $75,000 | $170,000 | 126.7% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $165,000 | n/a | 0.0% | |
| First Bank | $165,000 | n/a | 0.0% | |
| TRUMARK FINANCIAL CREDIT UNION | $165,000 | n/a | 0.0% | |
| United Nations Federal Credit Union | $165,000 | n/a | 0.0% | |
| Veritex Community Bank | $165,000 | n/a | 0.0% | |
| Eagle Savings Bank | $155,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $155,000 | n/a | 0.0% | |
| STAR Financial Bank | $155,000 | n/a | 0.0% | |
| The Savings Bank | $415,000 | $155,000 | -62.7% | 0.0% |
| Bath State Bank | $145,000 | n/a | 0.0% | |
| CONSTRUCTIVE LOANS, LLC | $145,000 | n/a | 0.0% | |
| NTFN, INC. | $530,000 | $140,000 | -73.6% | 0.0% |
| First National Bank of Omaha | $95,000 | $135,000 | 42.1% | 0.0% |
| First Southern National Bank | $135,000 | n/a | 0.0% | |
| UNION CAPITAL MORTGAGE CORPORATION | $135,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $155,000 | $130,000 | -16.1% | 0.0% |
| CENTURY | $125,000 | n/a | 0.0% | |
| Dollar Bank, Federal Savings Bank | $825,000 | $125,000 | -84.8% | 0.0% |
| MORTGAGE FINANCIAL GROUP, INC. | $125,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $125,000 | n/a | 0.0% | |
| Central Bank | $12,950,000 | $115,000 | -99.1% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $2,820,000 | $115,000 | -95.9% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $115,000 | n/a | 0.0% | |
| IH CREDIT UNION, INC. | $535,000 | $115,000 | -78.5% | 0.0% |
| ROSS MORTGAGE CORPORATION | $115,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $115,000 | n/a | 0.0% | |
| Alcova Mortgage LLC | $105,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $1,030,000 | $105,000 | -89.8% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $175,000 | $105,000 | -40.0% | 0.0% |
| OCMBC, INC. | $570,000 | $105,000 | -81.6% | 0.0% |
| Pinnacle Bank | $1,225,000 | $105,000 | -91.4% | 0.0% |
| Countybank | $95,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,040,000 | $95,000 | -90.9% | 0.0% |
| Baxter Credit Union | $550,000 | $85,000 | -84.5% | 0.0% |
| Blue Ridge Bank | $265,000 | $85,000 | -67.9% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $600,000 | $85,000 | -85.8% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $105,000 | $85,000 | -19.0% | 0.0% |
| Royal Credit Union | $85,000 | n/a | 0.0% | |
| Secured Investment Corp. | $390,000 | $85,000 | -78.2% | 0.0% |
| Southern Hills Community Bank | $215,000 | $85,000 | -60.5% | 0.0% |
| SUPERIOR FINANCIAL SOLUTIONS, LLC | $135,000 | $85,000 | -37.0% | 0.0% |
| Beeline Loans, Inc. | $155,000 | $75,000 | -51.6% | 0.0% |
| RBC Bank, (Georgia) | $75,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $75,000 | n/a | 0.0% | |
| HILTON FINANCIAL CORPORATION | $55,000 | $65,000 | 18.2% | 0.0% |
| Lakeview Community Capital, LLC | $760,000 | $65,000 | -91.4% | 0.0% |
| N R L Federal Credit Union | $450,000 | $65,000 | -85.6% | 0.0% |
| SFMC, LP | $65,000 | n/a | 0.0% | |
| Spring Valley Bank | $65,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $720,000 | $55,000 | -92.4% | 0.0% |
| First Bank of Berne | $175,000 | $55,000 | -68.6% | 0.0% |
| GEORGIA'S OWN | $155,000 | $55,000 | -64.5% | 0.0% |
| INOVA FEDERAL CREDIT UNION | $175,000 | $55,000 | -68.6% | 0.0% |
| The Middlefield Banking Company | $55,000 | n/a | 0.0% | |
| Three Rivers Federal Credit Union | $170,000 | $55,000 | -67.6% | 0.0% |
| Transportation Federal Credit Union | $320,000 | $55,000 | -82.8% | 0.0% |
| V.I.P. MORTGAGE, INC. | $55,000 | n/a | 0.0% | |
| ARIZONA | $45,000 | n/a | 0.0% | |
| CNB Bank | $105,000 | $45,000 | -57.1% | 0.0% |
| KEMBA FINANCIAL | $370,000 | $45,000 | -87.8% | 0.0% |
| American Airlines Federal Credit Union | $380,000 | $25,000 | -93.4% | 0.0% |
| Independent Bank | $25,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $75,000 | $25,000 | -66.7% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $15,000 | n/a | 0.0% |
DAYTON - KETTERING's top lender by overall market share is WRIGHT-PATT CREDIT UNION, INC., with 7.8% market share. In second place, with 7.8%, is Union Savings Bank, having originated $242,245,000 in loans. In third place, with 4.7%, is BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC, having originated $146,580,000 in loans. In fourth place, with 4.6%, is The Huntington National Bank, having originated $143,715,000 in loans. In fifth place, with 3.8%, is QUICKEN LOANS, LLC, having originated $116,600,000 in loans.
DAYTON - KETTERING Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - DAYTON - KETTERING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $127,900 (11.3%) | $184,514 (9.6%) | 0.47 | 2,363 |
| 2018-02-01 | $132,398 (15.2%) | $190,297 (12.7%) | 0.48 | 2,205 |
| 2018-03-01 | $139,500 (21.4%) | $197,479 (14.0%) | 0.48 | 2,099 |
| 2018-04-01 | $139,900 (16.7%) | $198,972 (9.1%) | 0.47 | 2,095 |
| 2018-05-01 | $144,950 (17.6%) | $207,840 (13.2%) | 0.48 | 2,130 |
| 2018-06-01 | $154,900 (22.5%) | $213,319 (13.7%) | 0.52 | 2,311 |
| 2018-07-01 | $159,450 (11.9%) | $216,067 (9.9%) | 0.53 | 2,435 |
| 2018-08-01 | $157,750 (12.3%) | $214,234 (8.9%) | 0.53 | 2,606 |
| 2018-09-01 | $149,900 (7.2%) | $206,009 (4.8%) | 0.50 | 2,783 |
| 2018-10-01 | $147,450 (2.2%) | $202,919 (3.4%) | 0.49 | 2,876 |
| 2018-11-01 | $148,700 (8.2%) | $201,445 (3.9%) | 0.50 | 2,823 |
| 2018-12-01 | $146,900 (13.1%) | $197,932 (6.3%) | 0.50 | 2,633 |
| 2019-01-01 | $145,500 (13.8%) | $197,165 (6.9%) | 0.50 | 2,235 |
| 2019-02-01 | $146,450 (10.6%) | $204,554 (7.5%) | 0.49 | 2,024 |
| 2019-03-01 | $151,429 (8.6%) | $206,206 (4.4%) | 0.49 | 2,230 |
| 2019-04-01 | $154,950 (10.8%) | $205,434 (3.3%) | 0.49 | 2,513 |
| 2019-05-01 | $158,925 (9.6%) | $208,411 (0.3%) | 0.49 | 2,527 |
| 2019-06-01 | $165,000 (6.5%) | $220,231 (3.2%) | 0.51 | 2,022 |
| 2019-07-01 | $175,950 (10.4%) | $225,261 (4.3%) | 0.55 | 2,169 |
| 2019-08-01 | $174,000 (10.3%) | $228,771 (6.8%) | 0.55 | 2,141 |
| 2019-09-01 | $169,950 (13.4%) | $229,739 (11.5%) | 0.54 | 2,126 |
| 2019-10-01 | $171,445 (16.3%) | $228,540 (12.6%) | 0.55 | 2,242 |
| 2019-11-01 | $169,000 (13.7%) | $226,391 (12.4%) | 0.55 | 2,174 |
| 2019-12-01 | $162,200 (10.4%) | $224,889 (13.6%) | 0.54 | 1,908 |
| 2020-01-01 | $161,450 (11.0%) | $223,184 (13.2%) | 0.54 | 1,677 |
| 2020-02-01 | $169,900 (16.0%) | $228,584 (11.8%) | 0.55 | 1,442 |
| 2020-03-01 | $187,400 (23.8%) | $242,074 (17.4%) | 0.59 | 1,496 |
| 2020-04-01 | $192,325 (24.1%) | $241,444 (17.5%) | 0.60 | 1,423 |
| 2020-05-01 | $198,000 (24.6%) | $252,227 (21.0%) | 0.60 | 1,271 |
| 2020-06-01 | $207,445 (25.7%) | $254,780 (15.7%) | 0.61 | 1,157 |
| 2020-07-01 | $200,950 (14.2%) | $253,519 (12.5%) | 0.58 | 1,137 |
| 2020-08-01 | $199,900 (14.9%) | $254,779 (11.4%) | 0.57 | 1,141 |
| 2020-09-01 | $209,900 (23.5%) | $258,208 (12.4%) | 0.60 | 1,183 |
| 2020-10-01 | $199,969 (16.6%) | $257,858 (12.8%) | 0.57 | 1,227 |
| 2020-11-01 | $189,950 (12.4%) | $252,261 (11.4%) | 0.54 | 1,205 |
| 2020-12-01 | $185,450 (14.3%) | $249,327 (10.9%) | 0.54 | 1,062 |
| 2021-01-01 | $194,900 (20.7%) | $247,295 (10.8%) | 0.57 | 831 |
| 2021-02-01 | $195,000 (14.8%) | $264,451 (15.7%) | 0.56 | 601 |
| 2021-03-01 | $182,400 (-2.7%) | $272,152 (12.4%) | 0.51 | 609 |
| 2021-04-01 | $183,900 (-4.4%) | $276,076 (14.3%) | 0.49 | 600 |
| 2021-05-01 | $195,000 (-1.5%) | $285,115 (13.0%) | 0.51 | 632 |
| 2021-06-01 | $199,500 (-3.8%) | $282,182 (10.8%) | 0.52 | 801 |
| 2021-07-01 | $212,900 (6.0%) | $287,155 (13.3%) | 0.55 | 934 |
| 2021-08-01 | $214,950 (7.5%) | $288,253 (13.1%) | 0.57 | 1,135 |
| 2021-09-01 | $207,400 (-1.2%) | $287,809 (11.5%) | 0.55 | 1,149 |
| 2021-10-01 | $199,000 (-0.5%) | $268,495 (4.1%) | 0.52 | 1,147 |
| 2021-11-01 | $189,000 (-0.5%) | $269,152 (6.7%) | 0.50 | 998 |
| 2021-12-01 | $188,700 (1.8%) | $272,894 (9.5%) | 0.50 | 905 |
| 2022-01-01 | $180,000 (-7.6%) | $269,908 (9.1%) | 0.48 | 699 |
| 2022-02-01 | $197,450 (1.3%) | $286,116 (8.2%) | 0.50 | 506 |
| 2022-03-01 | $214,900 (17.8%) | $294,997 (8.4%) | 0.53 | 532 |
| 2022-04-01 | $214,900 (16.9%) | $274,174 (-0.7%) | 0.51 | 742 |
| 2022-05-01 | $217,450 (11.5%) | $290,618 (1.9%) | 0.49 | 929 |
| 2022-06-01 | $227,450 (14.0%) | $298,630 (5.8%) | 0.51 | 1,081 |
| 2022-07-01 | $227,500 (6.9%) | $292,982 (2.0%) | 0.51 | 1,260 |
| 2022-08-01 | $227,000 (5.6%) | $288,637 (0.1%) | 0.52 | 1,310 |
DAYTON - KETTERING's median listing price for 2022-08-01 was $227,000, a difference of
$12,050
(5.6%) versus the prior year and
$-500 versus the prior month.
DAYTON - KETTERING's median listing price comes in at 52% of the national average.
DAYTON - KETTERING's average listing price for 2022-08-01 was $288,637, a difference of $384 (0.1%) versus the prior year and $-4,345 versus the prior month.
For the 2022-08-01 period, DAYTON - KETTERING had 1,310 MLS listings, a difference of 50 listings (4%) versus the prior month and 175 listings (15%) versus the prior year.
DAYTON - KETTERING's median listing price comes in at 52% of the national average.
DAYTON - KETTERING's average listing price for 2022-08-01 was $288,637, a difference of $384 (0.1%) versus the prior year and $-4,345 versus the prior month.
For the 2022-08-01 period, DAYTON - KETTERING had 1,310 MLS listings, a difference of 50 listings (4%) versus the prior month and 175 listings (15%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - DAYTON - KETTERING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 76 days | 1,493 sqft |
| 2018-02-01 | 68 days | 1,535 sqft |
| 2018-03-01 | 50 days | 1,635 sqft |
| 2018-04-01 | 45 days | 1,640 sqft |
| 2018-05-01 | 42 days | 1,666 sqft |
| 2018-06-01 | 44 days | 1,680 sqft |
| 2018-07-01 | 44 days | 1,713 sqft |
| 2018-08-01 | 46 days | 1,708 sqft |
| 2018-09-01 | 49 days | 1,664 sqft |
| 2018-10-01 | 52 days | 1,644 sqft |
| 2018-11-01 | 56 days | 1,639 sqft |
| 2018-12-01 | 65 days | 1,602 sqft |
| 2019-01-01 | 74 days | 1,598 sqft |
| 2019-02-01 | 72 days | 1,588 sqft |
| 2019-03-01 | 53 days | 1,630 sqft |
| 2019-04-01 | 41 days | 1,664 sqft |
| 2019-05-01 | 37 days | 1,668 sqft |
| 2019-06-01 | 39 days | 1,705 sqft |
| 2019-07-01 | 41 days | 1,768 sqft |
| 2019-08-01 | 46 days | 1,749 sqft |
| 2019-09-01 | 49 days | 1,717 sqft |
| 2019-10-01 | 46 days | 1,693 sqft |
| 2019-11-01 | 52 days | 1,680 sqft |
| 2019-12-01 | 61 days | 1,668 sqft |
| 2020-01-01 | 65 days | 1,631 sqft |
| 2020-02-01 | 56 days | 1,637 sqft |
| 2020-03-01 | 40 days | 1,694 sqft |
| 2020-04-01 | 47 days | 1,701 sqft |
| 2020-05-01 | 60 days | 1,730 sqft |
| 2020-06-01 | 50 days | 1,777 sqft |
| 2020-07-01 | 40 days | 1,765 sqft |
| 2020-08-01 | 35 days | 1,762 sqft |
| 2020-09-01 | 36 days | 1,776 sqft |
| 2020-10-01 | 33 days | 1,762 sqft |
| 2020-11-01 | 38 days | 1,704 sqft |
| 2020-12-01 | 50 days | 1,655 sqft |
| 2021-01-01 | 58 days | 1,568 sqft |
| 2021-02-01 | 54 days | 1,541 sqft |
| 2021-03-01 | 37 days | 1,524 sqft |
| 2021-04-01 | 32 days | 1,569 sqft |
| 2021-05-01 | 28 days | 1,516 sqft |
| 2021-06-01 | 24 days | 1,607 sqft |
| 2021-07-01 | 24 days | 1,691 sqft |
| 2021-08-01 | 25 days | 1,622 sqft |
| 2021-09-01 | 31 days | 1,574 sqft |
| 2021-10-01 | 35 days | 1,559 sqft |
| 2021-11-01 | 40 days | 1,533 sqft |
| 2021-12-01 | 43 days | 1,488 sqft |
| 2022-01-01 | 49 days | 1,448 sqft |
| 2022-02-01 | 46 days | 1,499 sqft |
| 2022-03-01 | 28 days | 1,580 sqft |
| 2022-04-01 | 28 days | 1,510 sqft |
| 2022-05-01 | 29 days | 1,557 sqft |
| 2022-06-01 | 27 days | 1,613 sqft |
| 2022-07-01 | 30 days | 1,624 sqft |
| 2022-08-01 | 36 days | 1,665 sqft |
DAYTON - KETTERING's median listing age (time on market) for 2022-08-01 was 36 days.
This
is 47%
longer
than the same period one year ago.
DAYTON - KETTERING's median square footage for active listings during the 2022-08-01 period was 1,665 sqft. One year prior, the average listing was 1,622 sqft.
DAYTON - KETTERING's median square footage for active listings during the 2022-08-01 period was 1,665 sqft. One year prior, the average listing was 1,622 sqft.
DAYTON-KETTERING, OH Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 43128 | Dayton-Kettering, OH MSA | $760 | $840 | $1,080 | $1,420 | $1,540 |
| 43153 | Dayton-Kettering, OH MSA | $690 | $770 | $970 | $1,190 | $1,320 |
| 45005 | Dayton-Kettering, OH MSA | $710 | $810 | $1,060 | $1,420 | $1,590 |
| 45042 | Dayton-Kettering, OH MSA | $730 | $840 | $1,090 | $1,460 | $1,640 |
| 45066 | Dayton-Kettering, OH MSA | $1,060 | $1,210 | $1,570 | $2,110 | $2,370 |
| 45068 | Dayton-Kettering, OH MSA | $740 | $840 | $1,100 | $1,470 | $1,650 |
| 45169 | Dayton-Kettering, OH MSA | $560 | $620 | $800 | $1,050 | $1,140 |
| 45301 | Dayton-Kettering, OH MSA | $920 | $1,020 | $1,300 | $1,710 | $1,860 |
| 45304 | Dayton-Kettering, OH MSA | $590 | $660 | $840 | $1,100 | $1,200 |
| 45305 | Dayton-Kettering, OH MSA | $810 | $900 | $1,150 | $1,510 | $1,640 |
| 45307 | Dayton-Kettering, OH MSA | $590 | $660 | $840 | $1,100 | $1,200 |
| 45308 | Dayton-Kettering, OH MSA | $620 | $690 | $880 | $1,150 | $1,260 |
| 45309 | Dayton-Kettering, OH MSA | $650 | $720 | $920 | $1,210 | $1,310 |
| 45312 | Dayton-Kettering, OH MSA | $680 | $750 | $960 | $1,260 | $1,370 |
| 45314 | Dayton-Kettering, OH MSA | $590 | $660 | $840 | $1,100 | $1,200 |
| 45315 | Dayton-Kettering, OH MSA | $640 | $710 | $910 | $1,190 | $1,300 |
| 45316 | Dayton-Kettering, OH MSA | $680 | $760 | $990 | $1,260 | $1,380 |
| 45317 | Dayton-Kettering, OH MSA | $730 | $810 | $1,040 | $1,360 | $1,490 |
| 45318 | Dayton-Kettering, OH MSA | $610 | $680 | $870 | $1,140 | $1,240 |
| 45322 | Dayton-Kettering, OH MSA | $720 | $800 | $1,020 | $1,340 | $1,460 |
| 45324 | Dayton-Kettering, OH MSA | $700 | $780 | $1,000 | $1,310 | $1,420 |
| 45325 | Dayton-Kettering, OH MSA | $730 | $810 | $1,040 | $1,360 | $1,490 |
| 45326 | Dayton-Kettering, OH MSA | $640 | $710 | $910 | $1,190 | $1,300 |
| 45327 | Dayton-Kettering, OH MSA | $720 | $800 | $1,020 | $1,340 | $1,460 |
| 45335 | Dayton-Kettering, OH MSA | $610 | $680 | $870 | $1,140 | $1,240 |
| 45337 | Dayton-Kettering, OH MSA | $680 | $760 | $970 | $1,270 | $1,390 |
| 45338 | Dayton-Kettering, OH MSA | $670 | $740 | $950 | $1,250 | $1,360 |
| 45339 | Dayton-Kettering, OH MSA | $710 | $780 | $1,000 | $1,310 | $1,430 |
| 45342 | Dayton-Kettering, OH MSA | $800 | $890 | $1,140 | $1,500 | $1,630 |
| 45343 | Dayton-Kettering, OH MSA | $670 | $740 | $950 | $1,250 | $1,360 |
| 45344 | Dayton-Kettering, OH MSA | $620 | $710 | $930 | $1,140 | $1,260 |
| 45345 | Dayton-Kettering, OH MSA | $590 | $660 | $840 | $1,100 | $1,200 |
| 45354 | Dayton-Kettering, OH MSA | $800 | $890 | $1,140 | $1,500 | $1,630 |
| 45356 | Dayton-Kettering, OH MSA | $650 | $720 | $920 | $1,210 | $1,310 |
| 45359 | Dayton-Kettering, OH MSA | $560 | $620 | $790 | $1,050 | $1,140 |
| 45361 | Dayton-Kettering, OH MSA | $740 | $820 | $1,050 | $1,380 | $1,500 |
| 45365 | Dayton-Kettering, OH MSA | $660 | $730 | $930 | $1,220 | $1,330 |
| 45368 | Dayton-Kettering, OH MSA | $550 | $620 | $790 | $1,050 | $1,130 |
| 45370 | Dayton-Kettering, OH MSA | $690 | $770 | $980 | $1,290 | $1,400 |
| 45371 | Dayton-Kettering, OH MSA | $690 | $770 | $980 | $1,290 | $1,400 |
| 45373 | Dayton-Kettering, OH MSA | $660 | $730 | $940 | $1,230 | $1,340 |
| 45374 | Dayton-Kettering, OH MSA | $660 | $730 | $930 | $1,220 | $1,330 |
| 45377 | Dayton-Kettering, OH MSA | $590 | $650 | $830 | $1,090 | $1,190 |
| 45378 | Dayton-Kettering, OH MSA | $670 | $740 | $950 | $1,250 | $1,360 |
| 45381 | Dayton-Kettering, OH MSA | $650 | $720 | $920 | $1,210 | $1,310 |
| 45383 | Dayton-Kettering, OH MSA | $580 | $640 | $820 | $1,080 | $1,170 |
| 45384 | Dayton-Kettering, OH MSA | $650 | $720 | $920 | $1,210 | $1,310 |
| 45385 | Dayton-Kettering, OH MSA | $650 | $720 | $920 | $1,210 | $1,310 |
| 45387 | Dayton-Kettering, OH MSA | $730 | $810 | $1,040 | $1,360 | $1,490 |
| 45401 | Dayton-Kettering, OH MSA | $670 | $740 | $950 | $1,250 | $1,360 |
| 45402 | Dayton-Kettering, OH MSA | $690 | $770 | $980 | $1,290 | $1,400 |
| 45403 | Dayton-Kettering, OH MSA | $590 | $660 | $840 | $1,100 | $1,200 |
| 45404 | Dayton-Kettering, OH MSA | $610 | $680 | $870 | $1,140 | $1,240 |
| 45405 | Dayton-Kettering, OH MSA | $630 | $690 | $890 | $1,170 | $1,270 |
| 45406 | Dayton-Kettering, OH MSA | $610 | $680 | $870 | $1,140 | $1,240 |
| 45409 | Dayton-Kettering, OH MSA | $830 | $920 | $1,180 | $1,550 | $1,690 |
| 45410 | Dayton-Kettering, OH MSA | $660 | $730 | $930 | $1,220 | $1,330 |
| 45413 | Dayton-Kettering, OH MSA | $670 | $740 | $950 | $1,250 | $1,360 |
| 45414 | Dayton-Kettering, OH MSA | $620 | $690 | $880 | $1,150 | $1,260 |
| 45415 | Dayton-Kettering, OH MSA | $660 | $730 | $930 | $1,220 | $1,330 |
| 45416 | Dayton-Kettering, OH MSA | $810 | $900 | $1,150 | $1,510 | $1,640 |
| 45417 | Dayton-Kettering, OH MSA | $570 | $630 | $810 | $1,060 | $1,160 |
| 45418 | Dayton-Kettering, OH MSA | $790 | $870 | $1,120 | $1,470 | $1,600 |
| 45419 | Dayton-Kettering, OH MSA | $640 | $700 | $900 | $1,180 | $1,290 |
| 45420 | Dayton-Kettering, OH MSA | $650 | $720 | $920 | $1,210 | $1,310 |
| 45422 | Dayton-Kettering, OH MSA | $670 | $740 | $950 | $1,250 | $1,360 |
| 45423 | Dayton-Kettering, OH MSA | $670 | $740 | $950 | $1,250 | $1,360 |
| 45424 | Dayton-Kettering, OH MSA | $760 | $840 | $1,070 | $1,400 | $1,530 |
| 45426 | Dayton-Kettering, OH MSA | $650 | $720 | $920 | $1,210 | $1,310 |
| 45428 | Dayton-Kettering, OH MSA | $670 | $740 | $950 | $1,250 | $1,360 |
| 45429 | Dayton-Kettering, OH MSA | $710 | $780 | $1,000 | $1,310 | $1,430 |
| 45430 | Dayton-Kettering, OH MSA | $850 | $940 | $1,210 | $1,590 | $1,730 |
| 45431 | Dayton-Kettering, OH MSA | $890 | $980 | $1,260 | $1,650 | $1,800 |
| 45432 | Dayton-Kettering, OH MSA | $660 | $730 | $930 | $1,220 | $1,330 |
| 45433 | Dayton-Kettering, OH MSA | $1,020 | $1,130 | $1,450 | $1,900 | $2,070 |
| 45434 | Dayton-Kettering, OH MSA | $920 | $1,020 | $1,300 | $1,710 | $1,860 |
| 45435 | Dayton-Kettering, OH MSA | $760 | $840 | $1,080 | $1,420 | $1,540 |
| 45437 | Dayton-Kettering, OH MSA | $670 | $740 | $950 | $1,250 | $1,360 |
| 45439 | Dayton-Kettering, OH MSA | $680 | $750 | $960 | $1,260 | $1,370 |
| 45440 | Dayton-Kettering, OH MSA | $780 | $860 | $1,100 | $1,440 | $1,570 |
| 45441 | Dayton-Kettering, OH MSA | $670 | $740 | $950 | $1,250 | $1,360 |
| 45449 | Dayton-Kettering, OH MSA | $690 | $770 | $980 | $1,290 | $1,400 |
| 45458 | Dayton-Kettering, OH MSA | $790 | $880 | $1,130 | $1,480 | $1,620 |
| 45459 | Dayton-Kettering, OH MSA | $780 | $860 | $1,100 | $1,440 | $1,570 |
| 45470 | Dayton-Kettering, OH MSA | $670 | $740 | $950 | $1,250 | $1,360 |
| 45475 | Dayton-Kettering, OH MSA | $670 | $740 | $950 | $1,250 | $1,360 |
| 45481 | Dayton-Kettering, OH MSA | $760 | $840 | $1,080 | $1,420 | $1,540 |
| 45490 | Dayton-Kettering, OH MSA | $670 | $740 | $950 | $1,250 | $1,360 |
2022 Average & Median Rent Data Statistics
DAYTON-KETTERING, OH average 1BR rent: $772, median: $740
DAYTON-KETTERING, OH average 2BR rent: $989, median: $950
DAYTON-KETTERING, OH average 3BR rent: $1,298, median: $1,250
DAYTON-KETTERING, OH Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 9,539 | $2,150,805,000 | $225,475 |
| Home Improvement | 2,206 | $147,220,000 | $66,736 |
| Cash Out Refi | 1,800 | $410,730,000 | $228,183 |
| Other | 1,733 | $152,165,000 | $87,804 |
| Refi | 1,238 | $244,340,000 | $197,367 |
| NA | 2 | $330,000 | $165,000 |
Dayton - Kettering's most frequently cited loan purpose was Home Purchase, with 9,539 originations. The 2nd most popular reason was Home Improvement, with 2,206 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 5,704 | $1,252,430,000 | $219,570 |
| 7-8% | 4,240 | $752,720,000 | $177,528 |
| Over 8% | 3,912 | $322,570,000 | $82,457 |
| 5-6% | 1,967 | $513,545,000 | $261,080 |
| 4-5% | 171 | $41,785,000 | $244,357 |
| <2.5% | 161 | $10,245,000 | $63,634 |
| 3-4% | 50 | $6,340,000 | $126,800 |
| 2.5-3% | 23 | $4,805,000 | $208,913 |
During 2023, Dayton - Kettering's most frequently originated rate bucket was 6-7%, with 5,704 originations.
Loan Sizing (DAYTON-KETTERING, OH MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 5,674 | $304,790,000 | $53,717 |
| $100k-200k | 5,575 | $811,775,000 | $145,610 |
| $200k-400k | 4,267 | $1,169,845,000 | $274,161 |
| $400k-600k | 782 | $365,560,000 | $467,468 |
| $600k-1000k | 162 | $115,840,000 | $715,062 |
| $Over $1MM | 58 | $337,780,000 | $5,823,793 |
DAYTON - KETTERING's loan sizing saw the bucket of loans from $100,000 or less with 5,674 originations, totaling $304,790,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 6,775 | $1,536,565,000 | $226,799 |
| 60-80% | 3,154 | $737,490,000 | $233,827 |
| 20-40% | 2,302 | $193,660,000 | $84,127 |
| Under 20% | 2,208 | $87,380,000 | $39,574 |
| 40-60% | 1,410 | $214,380,000 | $152,043 |
| Over 100% | 351 | $151,195,000 | $430,755 |
DAYTON - KETTERING's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 6,775 originations, totaling $1,536,565,000 in origination value.