LAKE COUNTY - KENOSHA COUNTY Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Lake County - Kenosha County averaged
7.87%
for the week of 2023-10-12, compared to the national average of
7.57% for the same period.
The average rate for the prior week (2023-10-05) was
7.79% and
one month ago for the week of 2023-09-07, the
average rate was 7.12%.
Lake County - Kenosha County's average rate one year ago was 6.86%.
For refis of the same type during the week of 2023-10-12, the average rate
was 7.97%.
Loan Type |
Date |
Rate |
US 30 Year Fixed Rate |
2023-10-12 |
7.57% |
Lake County - Kenosha County 30 Year Fixed Rate |
2023-10-12 |
7.87% |
Lake County - Kenosha County 30 Year Fixed Rate Refi |
2023-10-12 |
7.97% |
Lake County - Kenosha County 15 Year Fixed Rate |
2023-10-12 |
6.89% |
Lake County - Kenosha County 15 Year Fixed Rate Refi |
2023-10-12 |
6.89% |
Lake County - Kenosha County 30 Year FHA |
2023-10-12 |
0% |
Lake County - Kenosha County 30 Year FHA Refi |
2023-10-12 |
0% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LAKE COUNTY-KENOSHA COUNTY, IL-WI.
LAKE COUNTY - KENOSHA COUNTY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LAKE COUNTY-KENOSHA COUNTY, IL-WI market. This
includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Name |
# of Loans |
2022 Avg. 30yFix Rate |
2022 Avg. Closing Costs |
LAKE COUNTY-KENOSHA COUNTY, IL-WI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that
larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name |
2021 Loan Value |
2022 Loan Value |
% Change |
2022 Market Share |
LAKE COUNTY - KENOSHA COUNTY Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - LAKE COUNTY - KENOSHA COUNTY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date |
Median Listing Price (YoY Change) |
Average Listing Price (YoY) |
MSA/US Median Price Ratio |
Active Listings |
2018-01-01 |
$287,250 (6.0%) |
$450,243 (4.4%) |
1.07 |
27,462 |
2018-02-01 |
$302,450 (6.1%) |
$469,283 (4.1%) |
1.10 |
27,948 |
2018-03-01 |
$325,000 (8.5%) |
$488,512 (5.1%) |
1.14 |
29,775 |
2018-04-01 |
$330,125 (6.8%) |
$492,279 (4.2%) |
1.12 |
31,629 |
2018-05-01 |
$334,425 (5.3%) |
$489,964 (3.3%) |
1.12 |
33,742 |
2018-06-01 |
$329,999 (3.9%) |
$482,144 (2.3%) |
1.10 |
36,367 |
2018-07-01 |
$324,950 (3.2%) |
$471,234 (1.1%) |
1.09 |
38,489 |
2018-08-01 |
$319,700 (6.2%) |
$460,191 (1.2%) |
1.07 |
39,562 |
2018-09-01 |
$315,000 (5.0%) |
$453,688 (0.9%) |
1.06 |
40,227 |
2018-10-01 |
$309,950 (3.4%) |
$448,876 (-0.6%) |
1.05 |
39,896 |
2018-11-01 |
$299,950 (1.8%) |
$445,533 (-0.6%) |
1.02 |
37,549 |
2018-12-01 |
$295,000 (2.3%) |
$437,503 (-1.1%) |
1.02 |
32,860 |
2019-01-01 |
$295,950 (3.0%) |
$440,642 (-2.1%) |
1.02 |
29,957 |
2019-02-01 |
$309,500 (2.3%) |
$462,219 (-1.5%) |
1.05 |
30,300 |
2019-03-01 |
$324,429 (-0.2%) |
$476,348 (-2.5%) |
1.06 |
32,303 |
2019-04-01 |
$338,000 (2.4%) |
$485,310 (-1.4%) |
1.07 |
34,401 |
2019-05-01 |
$339,250 (1.4%) |
$480,573 (-1.9%) |
1.06 |
36,833 |
2019-06-01 |
$335,000 (1.5%) |
$475,608 (-1.4%) |
1.05 |
38,919 |
2019-07-01 |
$329,950 (1.5%) |
$468,106 (-0.7%) |
1.03 |
40,389 |
2019-08-01 |
$324,413 (1.5%) |
$459,230 (-0.2%) |
1.03 |
40,814 |
2019-09-01 |
$318,556 (1.1%) |
$452,746 (-0.2%) |
1.02 |
40,712 |
2019-10-01 |
$314,250 (1.4%) |
$448,132 (-0.2%) |
1.01 |
40,420 |
2019-11-01 |
$304,900 (1.7%) |
$442,260 (-0.7%) |
1.00 |
36,900 |
2019-12-01 |
$299,000 (1.4%) |
$438,806 (0.3%) |
1.00 |
31,663 |
2020-01-01 |
$299,450 (1.2%) |
$441,961 (0.3%) |
1.00 |
28,838 |
2020-02-01 |
$315,000 (1.8%) |
$464,351 (0.5%) |
1.03 |
29,383 |
2020-03-01 |
$325,000 (0.2%) |
$473,373 (-0.6%) |
1.02 |
29,999 |
2020-04-01 |
$323,400 (-4.3%) |
$463,289 (-4.5%) |
1.01 |
28,557 |
2020-05-01 |
$329,000 (-3.0%) |
$474,893 (-1.2%) |
1.00 |
28,625 |
2020-06-01 |
$336,220 (0.4%) |
$486,541 (2.3%) |
0.99 |
28,544 |
2020-07-01 |
$339,997 (3.1%) |
$494,367 (5.6%) |
0.99 |
27,611 |
2020-08-01 |
$344,900 (6.3%) |
$499,470 (8.8%) |
0.99 |
27,206 |
2020-09-01 |
$343,533 (7.8%) |
$502,320 (11.0%) |
0.98 |
27,378 |
2020-10-01 |
$339,900 (8.2%) |
$497,728 (11.1%) |
0.97 |
27,446 |
2020-11-01 |
$331,995 (8.9%) |
$494,908 (11.9%) |
0.97 |
24,898 |
2020-12-01 |
$325,000 (8.7%) |
$492,461 (12.2%) |
0.97 |
21,084 |
2021-01-01 |
$325,000 (8.5%) |
$502,912 (13.8%) |
0.97 |
18,122 |
2021-02-01 |
$339,450 (7.8%) |
$540,880 (16.5%) |
0.99 |
16,163 |
2021-03-01 |
$349,000 (7.4%) |
$548,964 (16.0%) |
0.99 |
15,878 |
2021-04-01 |
$349,900 (8.2%) |
$549,022 (18.5%) |
0.95 |
16,544 |
2021-05-01 |
$350,000 (6.4%) |
$545,431 (14.9%) |
0.93 |
17,477 |
2021-06-01 |
$350,000 (4.1%) |
$534,307 (9.8%) |
0.92 |
19,694 |
2021-07-01 |
$349,000 (2.7%) |
$518,714 (4.9%) |
0.92 |
21,816 |
2021-08-01 |
$337,450 (-2.2%) |
$497,393 (-0.4%) |
0.90 |
22,741 |
2021-09-01 |
$329,900 (-4.0%) |
$488,040 (-2.8%) |
0.88 |
22,673 |
2021-10-01 |
$325,900 (-4.1%) |
$484,824 (-2.6%) |
0.87 |
21,991 |
2021-11-01 |
$319,950 (-3.6%) |
$482,040 (-2.6%) |
0.86 |
19,186 |
2021-12-01 |
$312,200 (-3.9%) |
$476,994 (-3.1%) |
0.85 |
15,719 |
2022-01-01 |
$310,000 (-4.6%) |
$489,343 (-2.7%) |
0.84 |
12,837 |
2022-02-01 |
$322,500 (-5.0%) |
$513,933 (-5.0%) |
0.84 |
11,725 |
2022-03-01 |
$332,450 (-4.7%) |
$523,593 (-4.6%) |
0.83 |
12,152 |
2022-04-01 |
$349,900 (0.0%) |
$531,824 (-3.1%) |
0.83 |
12,382 |
2022-05-01 |
$354,900 (1.4%) |
$535,363 (-1.9%) |
0.81 |
14,846 |
2022-06-01 |
$359,900 (2.8%) |
$530,444 (-0.7%) |
0.80 |
17,050 |
2022-07-01 |
$350,000 (0.3%) |
$513,670 (-1.0%) |
0.79 |
19,719 |
2022-08-01 |
$349,450 (3.6%) |
$507,873 (2.1%) |
0.81 |
19,915 |
2022-09-01 |
$340,000 (3.1%) |
$502,182 (2.9%) |
0.79 |
19,798 |
2022-10-01 |
$339,700 (4.2%) |
$498,038 (2.7%) |
0.80 |
19,805 |
2022-11-01 |
$329,950 (3.1%) |
$490,600 (1.8%) |
0.79 |
19,018 |
2022-12-01 |
$322,425 (3.3%) |
$481,210 (0.9%) |
0.80 |
16,289 |
2023-01-01 |
$327,450 (5.6%) |
$492,894 (0.7%) |
0.81 |
14,258 |
2023-02-01 |
$337,495 (4.7%) |
$517,753 (0.7%) |
0.82 |
12,900 |
2023-03-01 |
$352,400 (6.0%) |
$544,425 (4.0%) |
0.83 |
12,275 |
2023-04-01 |
$369,000 (5.5%) |
$567,393 (6.7%) |
0.86 |
11,824 |
2023-05-01 |
$376,000 (6.0%) |
$591,727 (10.5%) |
0.85 |
12,097 |
2023-06-01 |
$382,500 (6.3%) |
$589,718 (11.2%) |
0.86 |
13,059 |
2023-07-01 |
$389,000 (11.1%) |
$586,937 (14.3%) |
0.88 |
13,966 |
2023-08-01 |
$384,500 (10.0%) |
$578,186 (13.8%) |
0.88 |
14,426 |
2023-09-01 |
$375,000 (10.3%) |
$565,520 (12.6%) |
0.87 |
14,996 |
LAKE COUNTY - KENOSHA COUNTY's median listing price for 2023-09-01 was $375,000, a difference of
$35,000
(10.3%) versus the prior year and
$-9,500 versus the prior month.
LAKE COUNTY - KENOSHA COUNTY's median listing price comes in at 87% of the national average.
LAKE COUNTY - KENOSHA COUNTY's average listing price for 2023-09-01 was $565,520, a difference of
$63,338
(12.6%) versus the prior year and
$-12,666 versus the prior month.
For the 2023-09-01 period, LAKE COUNTY - KENOSHA COUNTY had 14,996 MLS listings, a difference of
570 listings
(4%)
versus the prior month and
-4,802 listings
(-24%)
versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LAKE COUNTY - KENOSHA COUNTY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date |
Median Listing Time on Market |
Median Square Footage |
2018-01-01 |
75 days |
1,893 sqft |
2018-02-01 |
54 days |
1,950 sqft |
2018-03-01 |
43 days |
2,000 sqft |
2018-04-01 |
40 days |
2,017 sqft |
2018-05-01 |
40 days |
2,021 sqft |
2018-06-01 |
42 days |
2,016 sqft |
2018-07-01 |
44 days |
2,000 sqft |
2018-08-01 |
47 days |
1,980 sqft |
2018-09-01 |
49 days |
1,967 sqft |
2018-10-01 |
51 days |
1,935 sqft |
2018-11-01 |
56 days |
1,902 sqft |
2018-12-01 |
67 days |
1,868 sqft |
2019-01-01 |
73 days |
1,865 sqft |
2019-02-01 |
55 days |
1,906 sqft |
2019-03-01 |
43 days |
1,963 sqft |
2019-04-01 |
39 days |
2,000 sqft |
2019-05-01 |
40 days |
2,000 sqft |
2019-06-01 |
43 days |
2,000 sqft |
2019-07-01 |
45 days |
2,000 sqft |
2019-08-01 |
48 days |
1,972 sqft |
2019-09-01 |
51 days |
1,941 sqft |
2019-10-01 |
54 days |
1,918 sqft |
2019-11-01 |
61 days |
1,900 sqft |
2019-12-01 |
74 days |
1,871 sqft |
2020-01-01 |
76 days |
1,864 sqft |
2020-02-01 |
45 days |
1,920 sqft |
2020-03-01 |
43 days |
1,961 sqft |
2020-04-01 |
51 days |
1,935 sqft |
2020-05-01 |
59 days |
1,958 sqft |
2020-06-01 |
45 days |
1,943 sqft |
2020-07-01 |
41 days |
1,911 sqft |
2020-08-01 |
40 days |
1,875 sqft |
2020-09-01 |
40 days |
1,810 sqft |
2020-10-01 |
43 days |
1,794 sqft |
2020-11-01 |
50 days |
1,734 sqft |
2020-12-01 |
58 days |
1,700 sqft |
2021-01-01 |
64 days |
1,680 sqft |
2021-02-01 |
45 days |
1,677 sqft |
2021-03-01 |
40 days |
1,676 sqft |
2021-04-01 |
33 days |
1,697 sqft |
2021-05-01 |
33 days |
1,703 sqft |
2021-06-01 |
32 days |
1,728 sqft |
2021-07-01 |
33 days |
1,728 sqft |
2021-08-01 |
36 days |
1,704 sqft |
2021-09-01 |
38 days |
1,692 sqft |
2021-10-01 |
40 days |
1,672 sqft |
2021-11-01 |
45 days |
1,643 sqft |
2021-12-01 |
53 days |
1,603 sqft |
2022-01-01 |
59 days |
1,600 sqft |
2022-02-01 |
39 days |
1,600 sqft |
2022-03-01 |
34 days |
1,621 sqft |
2022-04-01 |
30 days |
1,654 sqft |
2022-05-01 |
29 days |
1,700 sqft |
2022-06-01 |
30 days |
1,721 sqft |
2022-07-01 |
32 days |
1,730 sqft |
2022-08-01 |
36 days |
1,723 sqft |
2022-09-01 |
40 days |
1,707 sqft |
2022-10-01 |
40 days |
1,709 sqft |
2022-11-01 |
44 days |
1,703 sqft |
2022-12-01 |
54 days |
1,698 sqft |
2023-01-01 |
60 days |
1,700 sqft |
2023-02-01 |
44 days |
1,703 sqft |
2023-03-01 |
40 days |
1,744 sqft |
2023-04-01 |
38 days |
1,784 sqft |
2023-05-01 |
34 days |
1,800 sqft |
2023-06-01 |
34 days |
1,802 sqft |
2023-07-01 |
36 days |
1,815 sqft |
2023-08-01 |
36 days |
1,803 sqft |
2023-09-01 |
37 days |
1,800 sqft |
LAKE COUNTY - KENOSHA COUNTY's median listing age (time on market) for 2023-09-01 was 37 days.
This
is -6%
shorter
than the same period one year ago.
LAKE COUNTY - KENOSHA COUNTY's median square footage for active listings during the 2023-09-01 period was
1,800 sqft. One year prior, the average listing was
1,707 sqft.
LAKE COUNTY-KENOSHA COUNTY, IL-WI Market Loan Reason
Loan Purpose |
Originations |
Total Value |
Average Loan |
Interest Rate Frequencies
Loan Rate |
Originations |
Total Value |
Average Loan |
Loan Sizing (LAKE COUNTY-KENOSHA COUNTY, IL-WI MSA)
Loan Size |
Originations |
Total Value |
Average Loan |
LTV Distribution
Loan to Value |
Originations |
Total Value |
Average Loan |