CHICAGO - NAPERVILLE - EVANSTON Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Chicago - Naperville - Evanston averaged
4.58%
for the week of 2022-03-24, compared to the national average of
4.42% for the same period.
The average rate for the prior week (2022-03-17) was
4.52% and
one month ago for the week of 2022-02-17, the
average rate was 4.18%.
Chicago - Naperville - Evanston's average rate one year ago was 3.45%.
For refis of the same type during the week of 2022-03-24, the average rate
was 4.41%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-03-24 | 4.42% |
| Chicago - Naperville - Evanston 30 Year Fixed Rate | 2022-03-24 | 4.58% |
| Chicago - Naperville - Evanston 30 Year Fixed Rate Refi | 2022-03-24 | 4.41% |
| Chicago - Naperville - Evanston 15 Year Fixed Rate | 2022-03-24 | 3.72% |
| Chicago - Naperville - Evanston 15 Year Fixed Rate Refi | 2022-03-24 | 3.67% |
| Chicago - Naperville - Evanston 30 Year FHA | 2022-03-24 | 4.64% |
| Chicago - Naperville - Evanston 30 Year FHA Refi | 2022-03-24 | 4.5% |
| Chicago - Naperville - Evanston 30 Year USDA | 2022-03-24 | 4.65% |
| Chicago - Naperville - Evanston 30 Year USDA Refi | 2022-03-24 | 4.87% |
| Chicago - Naperville - Evanston 30 Year VA | 2022-03-24 | 4.76% |
| Chicago - Naperville - Evanston 30 Year VA Refi | 2022-03-24 | 4.5% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CHICAGO-NAPERVILLE-EVANSTON, IL.
CHICAGO - NAPERVILLE - EVANSTON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the CHICAGO-NAPERVILLE-EVANSTON, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
CHICAGO-NAPERVILLE-EVANSTON, IL's 643 lenders originated 346,298
loans during 2021. The total origination value was $102,430,820,000, with an average loan value of
$295,788.
The top CHICAGO - NAPERVILLE - EVANSTON lender as defined by loan originations is GUARANTEED RATE, INC., with
18,663 loans originated. Their average total fees are
$4,247, which is $1,851
higher than the next largest lender,
JPMorgan Chase Bank.
The lowest fee CHICAGO - NAPERVILLE - EVANSTON lenders (with over 10 loans originated) are
American Airlines Federal Credit Union ($0), Discover Bank ($0), DHI MORTGAGE COMPANY, LTD. ($511), CHERRY CREEK MORTGAGE, LLC ($854) and Third Federal Savings and Loan Association of Cleveland ($863).
The lowest rate CHICAGO - NAPERVILLE - EVANSTON lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB (2.20%), Deere Employees Credit Union (2.48%), RUHL MORTGAGE, LLC (2.59%), First Savings Bank of Hegewisch (2.60%) and LOANFLIGHT LENDING, LLC (2.61%).
CHICAGO-NAPERVILLE-EVANSTON, IL Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| GUARANTEED RATE, INC. | $8,146,710,000 | $9,306,025,000 | 14.2% | 9.1% |
| JPMorgan Chase Bank | $7,346,100,000 | $8,619,125,000 | 17.3% | 8.4% |
| QUICKEN LOANS, LLC | $3,888,655,000 | $4,319,250,000 | 11.1% | 4.2% |
| The Huntington National Bank | $2,713,335,000 | $3,351,525,000 | 23.5% | 3.3% |
| LOANDEPOT.COM, LLC | $2,670,460,000 | $3,241,495,000 | 21.4% | 3.2% |
| Wells Fargo Bank | $2,532,900,000 | $3,036,585,000 | 19.9% | 3.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $2,293,455,000 | $2,855,130,000 | 24.5% | 2.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,787,935,000 | $2,419,670,000 | -13.2% | 2.4% |
| U.S. Bank | $2,182,090,000 | $2,110,155,000 | -3.3% | 2.1% |
| Barrington Bank & Trust Company, N.A. | $2,271,065,000 | $1,984,505,000 | -12.6% | 1.9% |
| DRAPER AND KRAMER MORTGAGE CORP. | $2,384,575,000 | $1,946,150,000 | -18.4% | 1.9% |
| CALIBER HOME LOANS, INC. | $1,533,865,000 | $1,768,485,000 | 15.3% | 1.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,606,295,000 | $1,752,620,000 | 9.1% | 1.7% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $1,663,900,000 | $1,703,605,000 | 2.4% | 1.7% |
| Bank of America | $1,565,010,000 | $1,665,130,000 | 6.4% | 1.6% |
| HOME POINT FINANCIAL CORPORATION | $885,785,000 | $1,656,685,000 | 87.0% | 1.6% |
| COMPASS MORTGAGE, INC. | $1,389,015,000 | $1,463,205,000 | 5.3% | 1.4% |
| PNC Bank | $1,183,580,000 | $1,407,210,000 | 18.9% | 1.4% |
| FREEDOM MORTGAGE CORPORATION | $1,153,160,000 | $1,347,155,000 | 16.8% | 1.3% |
| Fifth Third Bank | $1,230,940,000 | $1,291,115,000 | 4.9% | 1.3% |
| Associated Bank | $1,153,575,000 | $1,286,355,000 | 11.5% | 1.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,196,035,000 | $1,222,370,000 | 2.2% | 1.2% |
| First Midwest Bank | $1,082,165,000 | $1,201,925,000 | 11.1% | 1.2% |
| PROPER RATE, LLC | $432,995,000 | $1,193,075,000 | 175.5% | 1.2% |
| BETTER MORTGAGE CORPORATION | $518,770,000 | $1,057,915,000 | 103.9% | 1.0% |
| Neighborhood Loans, Inc. | $1,006,110,000 | $1,040,145,000 | 3.4% | 1.0% |
| Mr. Cooper ( Nationstar Mortgage ) | $821,115,000 | $1,013,415,000 | 23.4% | 1.0% |
| BLUELEAF LENDING, LLC | $1,128,660,000 | $1,006,940,000 | -10.8% | 1.0% |
| The Federal Savings Bank | $1,023,620,000 | $990,920,000 | -3.2% | 1.0% |
| NEWREZ LLC | $522,210,000 | $854,400,000 | 63.6% | 0.8% |
| Key Mortgage Services, Inc. | $939,225,000 | $842,915,000 | -10.3% | 0.8% |
| BMO Harris Bank | $706,650,000 | $784,335,000 | 11.0% | 0.8% |
| GUARANTEED RATE AFFINITY, LLC | $627,055,000 | $755,395,000 | 20.5% | 0.7% |
| Citibank | $796,530,000 | $723,815,000 | -9.1% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $287,125,000 | $599,370,000 | 108.7% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $322,460,000 | $581,490,000 | 80.3% | 0.6% |
| HOMESIDE FINANCIAL, LLC | $592,885,000 | $572,135,000 | -3.5% | 0.6% |
| UNION HOME MORTGAGE CORP. | $533,510,000 | $553,685,000 | 3.8% | 0.5% |
| CELEBRITY HOME LOANS, LLC | $472,370,000 | $531,435,000 | 12.5% | 0.5% |
| Chicago Mortgage Solutions LLC | $179,150,000 | $525,810,000 | 193.5% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $535,400,000 | $498,735,000 | -6.8% | 0.5% |
| Flagstar Bank, FSB | $551,775,000 | $484,765,000 | -12.1% | 0.5% |
| WALKER & DUNLOP, LLC | $505,560,000 | $462,055,000 | -8.6% | 0.5% |
| First American Bank | $435,160,000 | $438,155,000 | 0.7% | 0.4% |
| CIBC Bank USA | $568,515,000 | $414,500,000 | -27.1% | 0.4% |
| Chicago Financial Services, Inc. | $553,310,000 | $406,810,000 | -26.5% | 0.4% |
| Marquette Bank | $456,005,000 | $391,655,000 | -14.1% | 0.4% |
| KeyBank | $91,425,000 | $382,770,000 | 318.7% | 0.4% |
| INLAND BANK & TRUST | $484,865,000 | $381,580,000 | -21.3% | 0.4% |
| Mortgage Research Center, LLC | $318,155,000 | $365,185,000 | 14.8% | 0.4% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $407,990,000 | $362,490,000 | -11.2% | 0.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $219,335,000 | $356,065,000 | 62.3% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $363,785,000 | $334,040,000 | -8.2% | 0.3% |
| Ally Bank | $165,415,000 | $312,710,000 | 89.0% | 0.3% |
| UNITED HOME LOANS, INC. | $481,955,000 | $302,330,000 | -37.3% | 0.3% |
| GREYSTONE SERVICING COMPANY LLC | $432,140,000 | $300,895,000 | -30.4% | 0.3% |
| Gold Coast Bank | $274,040,000 | $289,020,000 | 5.5% | 0.3% |
| The Northern Trust Company | $174,160,000 | $285,710,000 | 64.1% | 0.3% |
| First Savings Bank | $305,630,000 | $280,900,000 | -8.1% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $231,320,000 | $276,055,000 | 19.3% | 0.3% |
| SUMMIT FUNDING, INC. | $317,765,000 | $261,760,000 | -17.6% | 0.3% |
| THE ANDERSON FINANCIAL GROUP, INC. | $170,010,000 | $257,025,000 | 51.2% | 0.3% |
| RF Renovo Management Company, LLC | $128,935,000 | $255,145,000 | 97.9% | 0.2% |
| Baxter Credit Union | $199,775,000 | $253,675,000 | 27.0% | 0.2% |
| Morgan Stanley Private Bank | $221,250,000 | $249,485,000 | 12.8% | 0.2% |
| First National Bank of Omaha | $113,820,000 | $246,135,000 | 116.2% | 0.2% |
| Prosperity Home Mortgage, LLC | $232,460,000 | $243,820,000 | 4.9% | 0.2% |
| Wintrust Bank, N.A. | $190,045,000 | $241,895,000 | 27.3% | 0.2% |
| STEARNS LENDING, LLC | $471,140,000 | $236,045,000 | -49.9% | 0.2% |
| CMG MORTGAGE, INC. | $202,990,000 | $224,780,000 | 10.7% | 0.2% |
| Pacor Mortgage Corp | $365,515,000 | $224,370,000 | -38.6% | 0.2% |
| Old Second National Bank | $278,290,000 | $222,420,000 | -20.1% | 0.2% |
| LEADERONE FINANCIAL CORPORATION | $237,425,000 | $221,975,000 | -6.5% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $132,970,000 | $218,860,000 | 64.6% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $226,860,000 | $217,560,000 | -4.1% | 0.2% |
| Citizens Bank | $161,855,000 | $216,930,000 | 34.0% | 0.2% |
| CHERRY CREEK MORTGAGE, LLC | $237,835,000 | $216,655,000 | -8.9% | 0.2% |
| Merchants Bank of Indiana | $113,540,000 | $212,775,000 | 87.4% | 0.2% |
| Midwest Community Bank | $271,730,000 | $212,445,000 | -21.8% | 0.2% |
| Charles Schwab Bank, SSB | $160,640,000 | $206,525,000 | 28.6% | 0.2% |
| EAGLE HOME MORTGAGE, LLC | $132,720,000 | $199,165,000 | 50.1% | 0.2% |
| CIBM Bank | $299,595,000 | $196,295,000 | -34.5% | 0.2% |
| Hometown Lenders, Inc. | $190,300,000 | $193,030,000 | 1.4% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $122,410,000 | $188,480,000 | 54.0% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $161,145,000 | $185,475,000 | 15.1% | 0.2% |
| FIRST STATE MORTGAGE SERVICES, LLC | $269,920,000 | $181,470,000 | -32.8% | 0.2% |
| BAY EQUITY LLC | $181,365,000 | $180,085,000 | -0.7% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $128,275,000 | $178,115,000 | 38.9% | 0.2% |
| First Guaranty Mortgage Corporation | $116,580,000 | $172,985,000 | 48.4% | 0.2% |
| ALLIANT CREDIT UNION | $213,455,000 | $172,850,000 | -19.0% | 0.2% |
| Carrington Mortgage Services, LLC | $136,870,000 | $165,920,000 | 21.2% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $134,370,000 | $162,165,000 | 20.7% | 0.2% |
| Home State Bank | $295,870,000 | $157,645,000 | -46.7% | 0.2% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $81,005,000 | $156,230,000 | 92.9% | 0.2% |
| Regions Bank | $109,410,000 | $155,570,000 | 42.2% | 0.2% |
| The First National Bank of Ottawa | $182,820,000 | $153,960,000 | -15.8% | 0.2% |
| BROKER SOLUTIONS, INC. | $147,170,000 | $153,110,000 | 4.0% | 0.1% |
| TIAA, FSB | $75,955,000 | $152,330,000 | 100.6% | 0.1% |
| PULTE MORTGAGE LLC | $120,725,000 | $148,600,000 | 23.1% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $161,860,000 | $146,795,000 | -9.3% | 0.1% |
| DHI MORTGAGE COMPANY, LTD. | $113,245,000 | $146,685,000 | 29.5% | 0.1% |
| InterContinental Capital Group, Inc | $60,995,000 | $146,460,000 | 140.1% | 0.1% |
| Plains Commerce Bank | $68,465,000 | $145,955,000 | 113.2% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $116,505,000 | $143,495,000 | 23.2% | 0.1% |
| PRUDENTIAL MULTIFAMILY MORTGAGE, LLC | $184,005,000 | $142,540,000 | -22.5% | 0.1% |
| NUMARK CREDIT UNION | $114,290,000 | $137,895,000 | 20.7% | 0.1% |
| Mutual Federal Bank | $200,040,000 | $136,615,000 | -31.7% | 0.1% |
| INLANTA MORTGAGE, INC. | $154,390,000 | $134,565,000 | -12.8% | 0.1% |
| READYCAP COMMERCIAL, LLC | $2,775,000 | $133,655,000 | 4,716.4% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $22,950,000 | $126,720,000 | 452.2% | 0.1% |
| AmeriHome Mortgage Company, LLC | $47,410,000 | $125,055,000 | 163.8% | 0.1% |
| Liberty Bank for Savings | $95,870,000 | $124,060,000 | 29.4% | 0.1% |
| Credit Union 1 | $158,285,000 | $123,465,000 | -22.0% | 0.1% |
| FINANCE OF AMERICA COMMERCIAL LLC | $53,415,000 | $120,750,000 | 126.1% | 0.1% |
| M/I FINANCIAL, LLC | $105,655,000 | $119,875,000 | 13.5% | 0.1% |
| CONSUMERS COOPERATIVE CREDIT UNION | $146,010,000 | $119,670,000 | -18.0% | 0.1% |
| M&T Realty Capital Corporation | $155,090,000 | $118,495,000 | -23.6% | 0.1% |
| Goldman Sachs Bank USA | $108,635,000 | $116,400,000 | 7.1% | 0.1% |
| Northpointe Bank | $108,745,000 | $110,030,000 | 1.2% | 0.1% |
| DuPage Credit Union | $176,340,000 | $109,470,000 | -37.9% | 0.1% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $6,405,000 | $106,845,000 | 1,568.1% | 0.1% |
| OCMBC, INC. | $107,030,000 | $106,455,000 | -0.5% | 0.1% |
| Cornerstone National Bank & Trust Company | $196,165,000 | $105,840,000 | -46.0% | 0.1% |
| Arbor Realty Trust, Inc. | $93,435,000 | $105,495,000 | 12.9% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $45,465,000 | $104,745,000 | 130.4% | 0.1% |
| Allied First Bank,sb | $110,890,000 | $104,730,000 | -5.6% | 0.1% |
| Lakeview Community Capital, LLC | $53,510,000 | $104,265,000 | 94.9% | 0.1% |
| Hinsdale Bank & Trust Company | $82,800,000 | $101,950,000 | 23.1% | 0.1% |
| ROYAL FINANCIAL, INC. | $73,225,000 | $100,685,000 | 37.5% | 0.1% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $100,935,000 | $99,780,000 | -1.1% | 0.1% |
| First National Bank of Brookfield | $51,390,000 | $99,600,000 | 93.8% | 0.1% |
| First Federal Savings Bank | $205,000 | $98,790,000 | 48,090.2% | 0.1% |
| TCF National Bank | $174,350,000 | $98,670,000 | -43.4% | 0.1% |
| CROWN MORTGAGE COMPANY | $114,775,000 | $97,140,000 | -15.4% | 0.1% |
| Grundy Bank | $93,815,000 | $95,460,000 | 1.8% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $129,655,000 | $94,735,000 | -26.9% | 0.1% |
| UBS Bank USA | $122,735,000 | $91,350,000 | -25.6% | 0.1% |
| Heartland Bank and Trust Company | $112,575,000 | $88,715,000 | -21.2% | 0.1% |
| PLANET HOME LENDING, LLC | $119,270,000 | $87,680,000 | -26.5% | 0.1% |
| NVR Mortgage Finance, Inc. | $36,290,000 | $87,360,000 | 140.7% | 0.1% |
| First Merchants Bank | $85,725,000 | $87,190,000 | 1.7% | 0.1% |
| PARKSIDE LENDING, LLC | $244,625,000 | $86,970,000 | -64.4% | 0.1% |
| International Bank of Chicago | $49,420,000 | $86,030,000 | 74.1% | 0.1% |
| The Home Loan Expert LLC | $123,840,000 | $85,670,000 | -30.8% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $75,840,000 | $85,110,000 | 12.2% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $58,120,000 | $84,250,000 | 45.0% | 0.1% |
| GREAT LAKES | $82,815,000 | $83,650,000 | 1.0% | 0.1% |
| United Fidelity Funding Corp. | $79,210,000 | $83,480,000 | 5.4% | 0.1% |
| Providence Bank & Trust | $108,285,000 | $83,300,000 | -23.1% | 0.1% |
| GMFS LLC | $75,415,000 | $82,150,000 | 8.9% | 0.1% |
| USAA Federal Savings Bank | $143,035,000 | $81,755,000 | -42.8% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $60,250,000 | $81,530,000 | 35.3% | 0.1% |
| POLISH & SLAVIC FEDERAL CREDIT UNION | $78,105,000 | $80,955,000 | 3.6% | 0.1% |
| Self-Help Federal Credit Union | $50,425,000 | $79,625,000 | 57.9% | 0.1% |
| Truist Bank | $57,985,000 | $78,790,000 | 35.9% | 0.1% |
| First Savings Bank of Hegewisch | $66,950,000 | $77,675,000 | 16.0% | 0.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | $43,045,000 | $77,165,000 | 79.3% | 0.1% |
| Ixonia Bank | $74,620,000 | $75,440,000 | 1.1% | 0.1% |
| NexBank | $92,420,000 | $75,205,000 | -18.6% | 0.1% |
| SOFI LENDING CORP. | $57,270,000 | $74,525,000 | 30.1% | 0.1% |
| SELFRELIANCE | $74,315,000 | $74,225,000 | -0.1% | 0.1% |
| NBKC BANK | $76,960,000 | $73,715,000 | -4.2% | 0.1% |
| LIMA ONE CAPITAL, LLC | $24,150,000 | $72,865,000 | 201.7% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $72,170,000 | $72,170,000 | 0.0% | 0.1% |
| FirstBank | $61,815,000 | $71,345,000 | 15.4% | 0.1% |
| T2 FINANCIAL LLC | $7,680,000 | $69,715,000 | 807.7% |