COEUR D'ALENE Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Coeur D'alene averaged 4.96% for the week of 2022-04-07, compared to the national average of 4.72% for the same period.

The average rate for the prior week (2022-03-31) was 4.71% and one month ago for the week of 2022-03-03, the average rate was 3.7%.

Coeur D'alene's average rate one year ago was 3.56%.

For refis of the same type during the week of 2022-04-07, the average rate was 4.88%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-04-07 4.72%
Coeur D'alene 30 Year Fixed Rate 2022-04-07 4.96%
Coeur D'alene 30 Year Fixed Rate Refi 2022-04-07 4.88%
Coeur D'alene 15 Year Fixed Rate 2022-04-07 4.24%
Coeur D'alene 15 Year Fixed Rate Refi 2022-04-07 3.86%
Coeur D'alene 30 Year FHA 2022-04-07 5.18%
Coeur D'alene 30 Year FHA Refi 2022-04-07 4.9%
Coeur D'alene 30 Year USDA 2022-04-07 4.73%
Coeur D'alene 30 Year USDA Refi 2022-04-07 4.57%
Coeur D'alene 30 Year VA 2022-04-07 4.94%
Coeur D'alene 30 Year VA Refi 2022-04-07 4.76%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within COEUR D'ALENE, ID.

COEUR D'ALENE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the COEUR D'ALENE, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Willamette Valley Bank 1,102 3.24% $5,438
QUICKEN LOANS, LLC 626 3.02% $6,391
Glacier Bank 573 3.13% $8,042
IDAHO CENTRAL 491 3.05% $6,140
Platinum Home Mortgage Corporation 355 3.17% $6,784
SPOKANE TEACHERS 287 3.02% $5,791
UNITED WHOLESALE MORTGAGE, LLC 270 2.95% $6,125
LOANDEPOT.COM, LLC 216 2.94% $5,575
Wells Fargo Bank 204 3.05% $4,185
U.S. Bank 166 3.05% $4,906
PREMIER MORTGAGE RESOURCES, L.L.C. 155 3.35% $6,870
ACADEMY MORTGAGE CORPORATION 155 3.33% $6,731
NUMERICA CREDIT UNION 149 3.12% $6,228
STEARNS LENDING, LLC 125 3.08% $3,323
First Interstate Bank 123 3.19% $6,859
AMERISAVE MORTGAGE CORPORATION 122 2.83% $5,672
Umpqua Bank 111 3.05% $5,292
Washington Trust Bank 105 3.07% $4,539
AMERICAN PACIFIC MORTGAGE CORPORATION 88 3.09% $6,159
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 87 3.10% $6,274
HOMEBRIDGE FINANCIAL SERVICES, INC. 80 3.09% $6,037
JPMorgan Chase Bank 80 2.99% $4,745
CALIBER HOME LOANS, INC. 78 3.16% $4,954
PENNYMAC LOAN SERVICES, LLC 74 3.00% $4,938
Wallick & Volk, Inc. 72 3.27% $7,877
Flagstar Bank, FSB 69 3.13% $5,478
Potlatch No. 1 Financial Credit Union 68 3.23% $4,927
CELEBRITY HOME LOANS, LLC 66 3.27% $6,114
BETTER MORTGAGE CORPORATION 64 2.84% $3,853
GLOBAL 58 3.05% $4,723
BROKER SOLUTIONS, INC. 57 3.01% $4,536
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 57 3.20% $5,812
Mr. Cooper ( Nationstar Mortgage ) 46 3.14% $5,730
Bank of America 46 2.83% $4,942
NEWREZ LLC 46 3.18% $4,789
Sunflower Bank 41 3.18% $6,116
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 38 3.08% $5,910
HOME POINT FINANCIAL CORPORATION 38 2.95% $5,923
GUILD MORTGAGE COMPANY 36 3.13% $6,349
AMERICAN FINANCING CORPORATION 36 3.05% $5,289
ENVOY MORTGAGE, LTD 36 3.37% $6,030
KELLER MORTGAGE, LLC 34 3.14% $3,579
GUARANTEED RATE, INC. 31 3.04% $6,090
Columbia State Bank 31 3.08% $4,042
GENEVA FINANCIAL, LLC 31 3.36% $6,152
FREEDOM MORTGAGE CORPORATION 30 3.13% $3,607
FINANCE OF AMERICA MORTGAGE LLC 29 3.05% $4,535
SUMMIT FUNDING, INC. 28 3.30% $5,840
MUTUAL OF OMAHA MORTGAGE, INC. 25 3.00% $5,307
Paramount Residential Mortgage Group, Inc. 23 3.23% $5,377
GESA 23 3.43% $8,772
Boeing Employees Credit Union 22 3.05% $4,001
Wyndham Capital Mortgage, Inc. 20 2.99% $3,427
SWBC MORTGAGE CORPORATION 20 3.37% $5,826
North American Savings Bank, F.S.B. 20 2.78% $2,340
Ally Bank 19 2.76% $7,167
MOUNTAIN AMERICA 19 2.97% $7,430
HOMESIDE FINANCIAL, LLC 18 2.99% $7,010
AMERICAN FINANCIAL NETWORK, INC. 18 3.00% $8,730
NBKC BANK 18 2.85% $3,193
Nations Lending Corporation 18 3.05% $10,105
NAVY FEDERAL CREDIT UNION 17 3.10% $4,768
CHURCHILL MORTGAGE CORPORATION 17 3.35% $6,635
PRIMELENDING, A PLAINSCAPITAL COMPANY 16 3.39% $6,014
CROSSCOUNTRY MORTGAGE, LLC 16 3.17% $4,374
LEADERONE FINANCIAL CORPORATION 16 3.10% $5,131
HORIZON 16 3.57% $5,180
Banner Bank 16 3.14% $5,264
MOVEMENT MORTGAGE, LLC 16 3.21% $5,773
S1L, Inc. 15 3.23% $5,594
Strong Home Mortgage, LLC 14 2.95% $4,115
Northpointe Bank 13 3.39% $4,368
FirstBank 13 2.80% $3,103
KeyBank 13 2.86% $5,903
LAKEVIEW LOAN SERVICING, LLC 13 3.39% $3,855
CHERRY CREEK MORTGAGE, LLC 12 2.93% $2,087
HomeStreet Bank 12 3.11% $6,173
Truist Bank 12 3.18% $10,850
Sierra Pacific Mortgage Company, Inc. 11 3.10% $5,084
Morgan Stanley Private Bank 11 2.64% $8,734
MANN FINANCIAL INC. 10 3.13% $6,264
AMERICAN INTERNET MORTGAGE, INC. 10 2.75% $3,657
The Federal Savings Bank 10 2.99% $9,069
CMG MORTGAGE, INC. 9 3.11% $5,685
ZILLOW HOME LOANS, LLC 9 2.90% $5,908
IMPAC MORTGAGE CORP. 9 3.11% $369
PHH Mortgage Corporation 8 3.19% $6,534
Wheatland Bank 8 3.06% $4,709
Stifel Bank and Trust 8 2.66% $4,203
SOVEREIGN LENDING GROUP INCORPORATED 8 3.00% $7,146
First Guaranty Mortgage Corporation 7 3.32% $5,563
SAMMAMISH MORTGAGE COMPANY 7 2.84% $3,072
Carrington Mortgage Services, LLC 7 2.98% $5,092
PLANET HOME LENDING, LLC 7 2.91% $3,161
1st Security Bank of Washington 7 3.20% $6,274
Franklin Loan Corporation 7 3.50% $5,903
Watermark Capital, Inc. 7 2.79% $3,276
Charles Schwab Bank, SSB 7 2.53% $5,946
LENDUS, LLC 7 3.11% $5,915
First Home Bank 7 3.07% $4,452
CANOPY MORTGAGE, LLC 6 2.81% $5,463
JMJ FINANCIAL GROUP 6 3.19% $5,140
DIRECTORS MORTGAGE, INC. 6 3.29% $6,033
Citibank 6 2.90% $9,603
First Republic Bank 6 2.82% $11,819
DIGNIFIED HOME LOANS, LLC 6 3.17% $4,631
Bank of England 6 3.42% $4,736
Commerce Home Mortgage, Inc. 5 3.65% $8,983
Arvest Bank 5 2.95% $5,305
BAY EQUITY LLC 5 2.95% $5,020
Citadel Servicing Corporation 5 5.45% $13,512
GUARANTY HOME MORTGAGE CORPORATION 5 2.75% $4,650
PRIMARY RESIDENTIAL MORTGAGE, INC. 5 2.95% $6,358
PRIORITY HOME LENDING, LLC 5 3.10% $5,577
SOFI LENDING CORP. 4 2.78% $4,763
BNC National Bank 4 2.81% $5,187
PROVIDENT FUNDING ASSOCIATES, L.P. 4 2.88% $3,544
F&A Federal Credit Union 4 3.09% $2,445
Gateway First Bank 4 3.06% $3,633
Cf Bank 4 2.78% $3,607
EMBRACE HOME LOANS, INC. 4 3.19% $6,195
CORNERSTONE HOME LENDING, INC. 4 3.00% $5,194
NexBank 4 2.94% $4,452
LADERA LENDING, INC. 4 3.13% $4,398
WASHINGTON STATE EMPLOYEES Credit Union 4 3.22% $3,302
SUN WEST MORTGAGE COMPANY, INC. 4 3.14% $6,138
Axos Bank 4 2.97% $3,313
JMAC LENDING, INC. 4 3.09% $8,473
MICHIGAN MUTUAL, INC. 4 3.13% $15,167
AmeriHome Mortgage Company, LLC 4 3.28% $4,615
Firefighters First Federal Credit Union 4 2.94% $4,016
UBS Bank USA 3 2.88% $5,801
VISION ONE MORTGAGE, INC. 3 3.46% $8,486
FIRST TECHNOLOGY 3 2.92% $4,018
Florida Capital Bank 3 3.17% $6,864
Zions Bancorporation, N.A. 3 3.25% $4,641
WESTERN EXPRESS LENDING 3 3.29% $4,257
WINGS FINANCIAL 3 2.67% $3,262
Prime Choice Funding Inc. 3 3.08% $4,057
Ameris Bank 3 3.00% $12,832
LENOX FINANCIAL MORTGAGE CORPORATION 3 3.17% $3,940
CHEVRON 3 2.88% $2,895
USAA Federal Savings Bank 3 2.83% $6,780
Washington Federal Bank 3 3.29% $13,954
First Mortgage Solutions, LLC 3 2.96% $3,071
ON Q FINANCIAL, INC. 3 3.42% $9,968
OAKTREE FUNDING CORP. 3 4.58% $17,376
City National Bank 3 2.31% $7,477
Victorian Finance, LLC 2 3.19% $3,921
HOMESTEAD FUNDING CORP. 2 2.63% $4,399
Goldman Sachs Bank USA 2 2.45% $10,061
Hometown Lenders, Inc. 2 3.50% $5,903
INFINITY EQUITY GROUP, INC. 2 3.06% $4,247
InterContinental Capital Group, Inc 2 3.13% $6,637
First Savings Bank 2 3.06% $9,546
LAND HOME FINANCIAL SERVICES, INC. 2 2.88% $5,873
First Horizon Bank 2 2.94% $3,595
LENDERFI, INC. 2 2.75% $3,881
LOANLEADERS OF AMERICA, INC. 2 2.88% $3,481
Manufacturers and Traders Trust Company 2 3.06% $3,967
MASON MCDUFFIE MORTGAGE CORPORATION 2 2.94% $4,329
MID AMERICA MORTGAGE, INC. 2 3.38% $7,049
Mortgage Bank of California 2 4.63% $22,065
Evolve Bank & Trust 2 3.31% $3,076
NFM, INC. 2 3.25% $6,641
NP, Inc. 2 2.87% $3,233
Century Mortgage Company DBA Century Lending Company 2 2.94% $6,755
CAPSTONE DIRECT, INC. 2 2.81% $3,972
PNC Bank 2 2.88% $5,936
CALCON MUTUAL MORTGAGE LLC 2 2.88% $4,374
RANLIFE, INC. 2 3.00% $4,800
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 2 3.25% $10,713
ROUNDPOINT MORTGAGE SERVICING CORPORATION 2 3.19% $2,520
STARBOARD FINANCIAL MANAGEMENT, LLC 2 2.93% $2,579
Bank of Utah 2 2.88% $14,765
TIAA, FSB 2 2.75% $11,535
ARC HOME LLC 2 5.56% $11,120
Amerifirst Financial, Inc. 2 3.06% $4,968
Waterstone Mortgage Corporation 2 3.25% $11,952
America's Credit Union 1 2.63% $3,618
PLAZA HOME MORTGAGE, INC. 1 2.75% $13,865
HAPO COMMUNITY CREDIT UNION 1 3.50% $9,131
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.00% $4,835
PREMIA MORTGAGE, LLC 1 2.88% $325
Cache Valley Bank 1 2.50% $4,870
ADVANCIAL 1 3.38% $31,367
EVERETT FINANCIAL, INC. 1 3.38% $4,228
BOKF 1 2.75% $2,948
Princeton Mortgage Corporation 1 2.88% $3,338
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 4.75% $3,805
Prosperity Bank 1 2.50% $11,086
Mortgage Research Center, LLC 1 2.75% $4,273
Qualstar Credit Union 1 3.50% $8,380
BNY Mellon 1 2.50% $9,577
Quontic Bank 1 5.88% $10,707
WESCOM CENTRAL CREDIT UNION 1 3.13% $4,751
Raymond James Bank 1 3.13% $6,267
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY 1 2.88% $4,692
Renasant Bank 1 3.00% $3,901
RESIDENTIAL BANCORP. 1 3.25% $14,667
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 2.99% $6,388
ROGUE 1 2.88% $4,646
HOMEXPRESS MORTGAGE CORP. 1 3.13% $22,808
MORIA DEVELOPMENT, INC. 1 3.25% $8,950
BMO Harris Bank 1 2.88% $4,284
SECURITYNATIONAL MORTGAGE COMPANY 1 3.38% $6,587
Servion, Inc. 1 3.13% $7,233
BLUELEAF LENDING, LLC 1 2.88% $2,726
MLD MORTGAGE INC. 1 2.75% $4,060
Sound Community Bank 1 3.38% $3,634
BEEHIVE 1 2.88% $4,850
Barrington Bank & Trust Company, N.A. 1 2.99% $3,885
AMERICAN FINANCIAL RESOURCES, INC. 1 3.38% $6,455
STAR ONE CREDIT UNION 1 2.63% $3,961
AMCAP MORTGAGE, LTD. 1 3.25% $7,826
Bank of the West 1 2.63% $13,526
Bank of Idaho 1 3.63% $15,938
FIRST COLONY MORTGAGE CORPORATION 1 3.63% $8,124
Summit Mortgage Corporation 1 3.63% $7,585
SUMMIT MORTGAGE CORPORATION 1 3.13% $4,946
AXIA FINANCIAL, LLC 1 3.38% $11,785
Magnolia Bank 1 2.99% $9,708
Austin Capital Bank SSB 1 3.00% $3,869
Texana Bank 1 3.25% $8,082
The Central Trust Bank 1 2.38% $2,040
Assurance Financial Group, L.L.C. 1 3.25% $3,484
The Union Bank Company 1 2.88% $6,771
THRIVENT Federal Credit Union 1 2.75% $11,257
Goldwater Bank, N.A. 1 3.50% $12,207
Toyota Financial Savings Bank 1 2.75% $33,369
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.13% $10,225
Low VA Rates, LLC 1 2.75% $3,192
UMB Bank 1 2.69% $10,446
ALL WESTERN MORTGAGE, INC. 1 3.50% $10,949
UNITED MORTGAGE CORP. 1 3.13% $3,213
ANGEL OAK HOME LOANS LLC 1 2.75% $4,708
First Federal Bank 1 3.63% $9,902
First Federal Savings Bank of Twin Falls 1 3.38% $4,974
VERITAS FUNDING, LLC 1 3.75% $7,758
GSF Mortgage Corporation 1 3.50% $16,597
V.I.P. MORTGAGE, INC. 1 3.25% $4,353
First Internet Bank of Indiana 1 3.25% $5,639
First United Bank and Trust Company 1 3.13% $3,754
INTERCAP LENDING INC. 1 3.63% $8,700
Northwest Farm Credit Services, FLCA 1 3.45% $20,618
First Western Trust Bank 1 2.99% $4,539
CITIZENS EQUITY FIRST 1 3.38% $3,440
Colonial Savings, F.A. 1 4.25% $10,730
NMSI, INC. 1 2.75% $15,794
Operating Engineers Local Union #3 1 3.13% $5,739
Paramount Bank 1 2.63% $2,908
Citizens Bank 1 3.50% $2,998
DATA MORTGAGE, INC. 1 2.63% $3,792
PENTAGON FEDERAL CREDIT UNION 1 2.63% $2,917
People's Bank of Commerce 1 2.63% $2,879
EQUITABLE HOME MORTGAGE, INC. 1 3.13% $6,357
PIONEER 1 3.00% $2,195
HighTechLending Inc 1 2.63% $2,823

COEUR D'ALENE, ID's 258 lenders originated 14,614 loans during 2021. The total origination value was $4,808,870,000, with an average loan value of $329,059.

The top COEUR D'ALENE lender as defined by loan originations is Willamette Valley Bank, with 1,102 loans originated. Their average total fees are $5,438, which is $953 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee COEUR D'ALENE lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($2,087), North American Savings Bank, F.S.B. ($2,340), FirstBank ($3,103), NBKC BANK ($3,193) and STEARNS LENDING, LLC ($3,323).

The lowest rate COEUR D'ALENE lenders (with over 10 loans originated) are Morgan Stanley Private Bank (2.64%), AMERICAN INTERNET MORTGAGE, INC. (2.75%), Ally Bank (2.76%), North American Savings Bank, F.S.B. (2.78%) and FirstBank (2.80%).

COEUR D'ALENE, ID Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Willamette Valley Bank $1,020,550,000 $924,000,000 -9.5% 9.6%
Glacier Bank $724,430,000 $761,660,000 5.1% 7.9%
IDAHO CENTRAL $456,220,000 $656,050,000 43.8% 6.8%
QUICKEN LOANS, LLC $472,690,000 $564,770,000 19.5% 5.9%
SPOKANE TEACHERS $257,900,000 $405,130,000 57.1% 4.2%
First Interstate Bank $371,240,000 $357,530,000 -3.7% 3.7%
Platinum Home Mortgage Corporation $344,500,000 $297,800,000 -13.6% 3.1%
UNITED WHOLESALE MORTGAGE, LLC $163,380,000 $277,040,000 69.6% 2.9%
ACADEMY MORTGAGE CORPORATION $238,360,000 $257,270,000 7.9% 2.7%
U.S. Bank $282,860,000 $252,130,000 -10.9% 2.6%
Wells Fargo Bank $161,840,000 $239,420,000 47.9% 2.5%
NUMERICA CREDIT UNION $190,990,000 $229,620,000 20.2% 2.4%
LOANDEPOT.COM, LLC $103,590,000 $211,220,000 103.9% 2.2%
Umpqua Bank $228,950,000 $190,220,000 -16.9% 2.0%
FREEDOM MORTGAGE CORPORATION $219,660,000 $169,520,000 -22.8% 1.8%
Washington Trust Bank $127,110,000 $154,160,000 21.3% 1.6%
PREMIER MORTGAGE RESOURCES, L.L.C. $115,180,000 $148,060,000 28.5% 1.5%
PENNYMAC LOAN SERVICES, LLC $55,950,000 $108,970,000 94.8% 1.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $67,270,000 $98,260,000 46.1% 1.0%
STEARNS LENDING, LLC $78,260,000 $95,720,000 22.3% 1.0%
AMERISAVE MORTGAGE CORPORATION $56,330,000 $92,240,000 63.7% 1.0%
JPMorgan Chase Bank $76,380,000 $90,400,000 18.4% 0.9%
Bank of America $76,950,000 $88,220,000 14.6% 0.9%
HOMEBRIDGE FINANCIAL SERVICES, INC. $71,170,000 $82,050,000 15.3% 0.9%
CALIBER HOME LOANS, INC. $70,030,000 $79,200,000 13.1% 0.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $58,580,000 $70,610,000 20.5% 0.7%
Wallick & Volk, Inc. $49,640,000 $69,910,000 40.8% 0.7%
Potlatch No. 1 Financial Credit Union $123,400,000 $66,800,000 -45.9% 0.7%
HomeStreet Bank $113,860,000 $64,320,000 -43.5% 0.7%
BETTER MORTGAGE CORPORATION $28,920,000 $64,090,000 121.6% 0.7%
Flagstar Bank, FSB $77,610,000 $59,660,000 -23.1% 0.6%
CELEBRITY HOME LOANS, LLC $58,270,000 n/a 0.6%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $73,260,000 $58,060,000 -20.7% 0.6%
GLOBAL $62,820,000 $53,170,000 -15.4% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $60,680,000 $51,880,000 -14.5% 0.5%
Banner Bank $41,810,000 $48,420,000 15.8% 0.5%
BROKER SOLUTIONS, INC. $29,060,000 $46,780,000 61.0% 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $34,000,000 $45,500,000 33.8% 0.5%
Sunflower Bank $18,880,000 $45,350,000 140.2% 0.5%
GUILD MORTGAGE COMPANY $36,070,000 $44,790,000 24.2% 0.5%
NEWREZ LLC $22,200,000 $43,150,000 94.4% 0.4%
GUARANTEED RATE, INC. $16,220,000 $42,870,000 164.3% 0.4%
Mortgage Research Center, LLC $50,730,000 $38,560,000 -24.0% 0.4%
GESA $29,380,000 $38,240,000 30.2% 0.4%
HOME POINT FINANCIAL CORPORATION $15,980,000 $38,200,000 139.0% 0.4%
LAKEVIEW LOAN SERVICING, LLC $37,290,000 $37,760,000 1.3% 0.4%
Columbia State Bank $27,150,000 $37,110,000 36.7% 0.4%
Morgan Stanley Private Bank $11,770,000 $35,630,000 202.7% 0.4%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $34,890,000 n/a 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $67,830,000 $34,460,000 -49.2% 0.4%
NAVY FEDERAL CREDIT UNION $18,680,000 $34,020,000 82.1% 0.4%
ENVOY MORTGAGE, LTD $28,420,000 $33,660,000 18.4% 0.3%
AMERICAN FINANCING CORPORATION $15,150,000 $33,310,000 119.9% 0.3%
KELLER MORTGAGE, LLC $35,010,000 $30,280,000 -13.5% 0.3%
First Federal Savings and Loan Association of Port Angeles $29,060,000 n/a 0.3%
FINANCE OF AMERICA MORTGAGE LLC $32,040,000 $28,810,000 -10.1% 0.3%
MOUNTAIN AMERICA $10,590,000 $28,450,000 168.6% 0.3%
NEW DAY FINANCIAL, LLC $26,150,000 $27,100,000 3.6% 0.3%
GENEVA FINANCIAL, LLC $27,660,000 $27,030,000 -2.3% 0.3%
The Federal Savings Bank $15,120,000 $25,710,000 70.0% 0.3%
Boeing Employees Credit Union $15,660,000 $25,620,000 63.6% 0.3%
Citibank $64,730,000 $25,150,000 -61.1% 0.3%
Paramount Residential Mortgage Group, Inc. $15,470,000 $25,140,000 62.5% 0.3%
Wyndham Capital Mortgage, Inc. $9,660,000 $24,010,000 148.6% 0.2%
Ally Bank $3,340,000 $23,750,000 611.1% 0.2%
SUMMIT FUNDING, INC. $28,890,000 $23,360,000 -19.1% 0.2%
First Republic Bank $13,860,000 $21,150,000 52.6% 0.2%
Truist Bank $10,080,000 $19,290,000 91.4% 0.2%
USAA Federal Savings Bank $32,270,000 $18,650,000 -42.2% 0.2%
KeyBank $9,310,000 $18,480,000 98.5% 0.2%
CLEARPATH LENDING $29,880,000 $17,960,000 -39.9% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $12,330,000 $17,560,000 42.4% 0.2%
MOVEMENT MORTGAGE, LLC $13,590,000 $17,200,000 26.6% 0.2%
North American Savings Bank, F.S.B. $16,890,000 $17,060,000 1.0% 0.2%
NBKC BANK $12,310,000 $16,880,000 37.1% 0.2%
PLANET HOME LENDING, LLC $16,070,000 $16,710,000 4.0% 0.2%
CHURCHILL MORTGAGE CORPORATION $12,510,000 $16,660,000 33.2% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $14,390,000 $16,470,000 14.5% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $14,100,000 $16,250,000 15.2% 0.2%
FINANCE OF AMERICA REVERSE LLC $5,260,000 $16,240,000 208.7% 0.2%
S1L, Inc. $2,450,000 $16,230,000 562.4% 0.2%
SWBC MORTGAGE CORPORATION $16,190,000 n/a 0.2%
Zions Bancorporation, N.A. $14,310,000 $15,850,000 10.8% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $16,030,000 $15,650,000 -2.4% 0.2%
AMERICAN ADVISORS GROUP $8,090,000 $14,980,000 85.2% 0.2%
REVERSE MORTGAGE FUNDING LLC $4,390,000 $14,710,000 235.1% 0.2%
Commerce Home Mortgage, Inc. $4,200,000 $13,540,000 222.4% 0.1%
LEADERONE FINANCIAL CORPORATION $12,250,000 $13,500,000 10.2% 0.1%
HOMESIDE FINANCIAL, LLC $10,160,000 $12,920,000 27.2% 0.1%
FirstBank $16,680,000 $12,700,000 -23.9% 0.1%
Nations Lending Corporation $6,280,000 $12,300,000 95.9% 0.1%
CHERRY CREEK MORTGAGE, LLC $9,180,000 $12,270,000 33.7% 0.1%
Strong Home Mortgage, LLC $14,440,000 $12,210,000 -15.4% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $22,860,000 $11,970,000 -47.6% 0.1%
Washington Federal Bank $4,330,000 $11,750,000 171.4% 0.1%
Northpointe Bank $9,620,000 $11,550,000 20.1% 0.1%
Toyota Financial Savings Bank $810,000 $11,530,000 1,323.5% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $8,150,000 $11,390,000 39.8% 0.1%
CAPITAL EDUCATORS FEDERAL CREDIT UNION $570,000 $11,320,000 1,886.0% 0.1%
LONGBRIDGE FINANCIAL, LLC $7,970,000 $11,100,000 39.3% 0.1%
Sierra Pacific Mortgage Company, Inc. $15,280,000 $11,090,000 -27.4% 0.1%
Bank of the West $1,120,000 $11,070,000 888.4% 0.1%
Carrington Mortgage Services, LLC $12,060,000 $10,300,000 -14.6% 0.1%
HORIZON $17,910,000 $10,190,000 -43.1% 0.1%
ZILLOW HOME LOANS, LLC $3,320,000 $10,140,000 205.4% 0.1%
PHH Mortgage Corporation $1,450,000 $10,100,000 596.6% 0.1%
Charles Schwab Bank, SSB $6,570,000 $9,730,000 48.1% 0.1%
Stifel Bank and Trust $4,030,000 $9,500,000 135.7% 0.1%
UMB Bank $1,750,000 $9,390,000 436.6% 0.1%
City National Bank $1,690,000 $9,350,000 453.3% 0.1%
PNC Bank $4,400,000 $8,710,000 98.0% 0.1%
Goldman Sachs Bank USA $5,120,000 $8,600,000 68.0% 0.1%
MANN FINANCIAL INC. $16,310,000 $8,530,000 -47.7% 0.1%
1st Security Bank of Washington $6,600,000 $8,240,000 24.8% 0.1%
IMPAC MORTGAGE CORP. $2,260,000 $8,130,000 259.7% 0.1%
Wheatland Bank $6,320,000 $8,040,000 27.2% 0.1%
CMG MORTGAGE, INC. $16,930,000 $7,840,000 -53.7% 0.1%
LENDUS, LLC $3,880,000 $7,070,000 82.2% 0.1%
UBS Bank USA $9,220,000 $6,880,000 -25.4% 0.1%
BAY EQUITY LLC $12,730,000 $6,740,000 -47.1% 0.1%
BNY Mellon $6,520,000 n/a 0.1%
First Guaranty Mortgage Corporation $6,910,000 $6,440,000 -6.8% 0.1%
Comerica Bank $2,810,000 $6,370,000 126.7% 0.1%
First Home Bank $5,190,000 $6,350,000 22.4% 0.1%
BNC National Bank $4,000,000 $6,100,000 52.5% 0.1%
MICHIGAN MUTUAL, INC. $3,080,000 $5,860,000 90.3% 0.1%
Franklin Loan Corporation $2,700,000 $5,770,000 113.7% 0.1%
SAMMAMISH MORTGAGE COMPANY $2,820,000 $5,620,000 99.3% 0.1%
NexBank $5,520,000 n/a 0.1%
Cornerstone First Mortgage, Inc $5,510,000 n/a 0.1%
JMJ FINANCIAL GROUP $3,040,000 $5,390,000 77.3% 0.1%
WASHINGTON STATE EMPLOYEES Credit Union $4,400,000 $5,360,000 21.8% 0.1%
Bank of England $1,760,000 $5,340,000 203.4% 0.1%
FineMark National Bank & Trust $5,310,000 n/a 0.1%
Gateway First Bank $1,350,000 $5,140,000 280.7% 0.1%
Low VA Rates, LLC $10,540,000 $5,120,000 -51.4% 0.1%
Mortgage Bank of California $5,050,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $3,160,000 $5,040,000 59.5% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $2,510,000 $4,900,000 95.2% 0.1%
DIGNIFIED HOME LOANS, LLC $2,720,000 $4,680,000 72.1% 0.0%
CANOPY MORTGAGE, LLC $1,240,000 $4,520,000 264.5% 0.0%
Magnolia Bank $4,470,000 $4,510,000 0.9% 0.0%
JMAC LENDING, INC. $290,000 $4,500,000 1,451.7% 0.0%
EMBRACE HOME LOANS, INC. $6,120,000 $4,440,000 -27.5% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,240,000 $4,410,000 255.6% 0.0%
Alaska USA Federal Credit Union $3,090,000 $4,370,000 41.4% 0.0%
Firefighters First Federal Credit Union $3,000,000 $4,370,000 45.7% 0.0%
Florida Capital Bank $1,660,000 $4,320,000 160.2% 0.0%
OAKTREE FUNDING CORP. $4,260,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $4,150,000 n/a 0.0%
F&A Federal Credit Union $4,140,000 n/a 0.0%
Prime Choice Funding Inc. $8,560,000 $4,140,000 -51.6% 0.0%
Axos Bank $2,370,000 $4,120,000 73.8% 0.0%
Citadel Servicing Corporation $430,000 $4,070,000 846.5% 0.0%
Prosperity Bank $4,050,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $2,240,000 $3,860,000 72.3% 0.0%
Cf Bank $3,210,000 $3,780,000 17.8% 0.0%
Ameris Bank $3,710,000 n/a 0.0%
DIRECTORS MORTGAGE, INC. $2,470,000 $3,500,000 41.7% 0.0%
Arvest Bank $4,680,000 $3,470,000 -25.9% 0.0%
ON Q FINANCIAL, INC. $4,190,000 $3,370,000 -19.6% 0.0%
PRIORITY HOME LENDING, LLC $3,610,000 $3,330,000 -7.8% 0.0%
Barrington Bank & Trust Company, N.A. $9,530,000 $3,270,000 -65.7% 0.0%
SOFI LENDING CORP. $2,170,000 $3,260,000 50.2% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $7,890,000 $3,250,000 -58.8% 0.0%
Discover Bank $2,260,000 $3,240,000 43.4% 0.0%
MLD MORTGAGE INC. $3,190,000 n/a 0.0%
Watermark Capital, Inc. $4,030,000 $3,190,000 -20.8% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,430,000 $3,140,000 119.6% 0.0%
First Federal Bank $2,350,000 $3,090,000 31.5% 0.0%
WESTERN EXPRESS LENDING $1,740,000 $2,930,000 68.4% 0.0%
CORNERSTONE HOME LENDING, INC. $18,280,000 $2,840,000 -84.5% 0.0%
Northwest Farm Credit Services, FLCA $2,810,000 n/a 0.0%
Qualstar Credit Union $250,000 $2,750,000 1,000.0% 0.0%
First Savings Bank $4,300,000 $2,740,000 -36.3% 0.0%
Waterstone Mortgage Corporation $430,000 $2,730,000 534.9% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $1,810,000 $2,720,000 50.3% 0.0%
TIAA, FSB $1,860,000 $2,700,000 45.2% 0.0%
CITYWIDE HOME LOANS, LLC $1,080,000 $2,690,000 149.1% 0.0%
Community First Bank $2,510,000 n/a 0.0%
HAPO COMMUNITY CREDIT UNION $2,360,000 n/a 0.0%
LENDERFI, INC. $910,000 $2,350,000 158.2% 0.0%
PENTAGON FEDERAL CREDIT UNION $6,090,000 $2,300,000 -62.2% 0.0%
STARBOARD FINANCIAL MANAGEMENT, LLC $1,930,000 $2,280,000 18.1% 0.0%
CALCON MUTUAL MORTGAGE LLC $730,000 $2,270,000 211.0% 0.0%
First Mortgage Solutions, LLC $2,270,000 n/a 0.0%
ARC HOME LLC $610,000 $2,240,000 267.2% 0.0%
FIRST TECHNOLOGY $1,770,000 $2,230,000 26.0% 0.0%
Raymond James Bank $2,820,000 $2,230,000 -20.9% 0.0%
Meridian Bank Corporation $1,910,000 $2,200,000 15.2% 0.0%
ADVANCIAL $2,250,000 $2,190,000 -2.7% 0.0%
Bank of Utah $910,000 $2,180,000 139.6% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $2,500,000 $2,170,000 -13.2% 0.0%
LADERA LENDING, INC. $2,160,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $2,100,000 n/a 0.0%
Manufacturers and Traders Trust Company $840,000 $2,080,000 147.6% 0.0%
CHEVRON $70,000 $2,030,000 2,800.0% 0.0%
WINGS FINANCIAL $830,000 $2,000,000 141.0% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $2,770,000 $1,980,000 -28.5% 0.0%
CASTLE & COOKE MORTGAGE, LLC $390,000 $1,970,000 405.1% 0.0%
EQUITABLE HOME MORTGAGE, INC. $1,950,000 n/a 0.0%
OPEN MORTGAGE, LLC $2,530,000 $1,900,000 -24.9% 0.0%
NP, Inc. $1,890,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $3,570,000 $1,880,000 -47.3% 0.0%
Paramount Bank $1,060,000 $1,870,000 76.4% 0.0%
VISION ONE MORTGAGE, INC. $330,000 $1,850,000 460.6% 0.0%
Goldwater Bank, N.A. $4,870,000 $1,830,000 -62.4% 0.0%
Farmers Bank & Trust $1,740,000 $1,820,000 4.6% 0.0%
Hometown Lenders, Inc. $1,820,000 n/a 0.0%
HomeTrust Bank $1,800,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $350,000 $1,720,000 391.4% 0.0%
SPOKANE FIREFIGHTERS CREDIT UNION $3,670,000 $1,710,000 -53.4% 0.0%
The Central Trust Bank $1,030,000 $1,710,000 66.0% 0.0%
NFM, INC. $1,640,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,420,000 $1,620,000 -33.1% 0.0%
BMO Harris Bank $1,620,000 n/a 0.0%
Bank of Idaho $740,000 $1,610,000 117.6% 0.0%
HighTechLending Inc $1,990,000 $1,610,000 -19.1% 0.0%
First United Bank and Trust Company $1,600,000 n/a 0.0%
RESIDENTIAL BANCORP. $1,570,000 n/a 0.0%
First Horizon Bank $1,560,000 n/a 0.0%
Evolve Bank & Trust $1,120,000 $1,540,000 37.5% 0.0%
Citizens Bank $1,930,000 $1,530,000 -20.7% 0.0%
CAPSTONE DIRECT, INC. $530,000 $1,500,000 183.0% 0.0%
EVERETT FINANCIAL, INC. $4,920,000 $1,500,000 -69.5% 0.0%
Bankers Trust Company $1,490,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $1,490,000 n/a 0.0%
Victorian Finance, LLC $1,480,000 n/a 0.0%
AXIA FINANCIAL, LLC $3,220,000 $1,450,000 -55.0% 0.0%
First Internet Bank of Indiana $1,740,000 $1,430,000 -17.8% 0.0%
HOMEXPRESS MORTGAGE CORP. $1,420,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $1,380,000 n/a 0.0%
Servion, Inc. $1,380,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $1,160,000 $1,350,000 16.4% 0.0%
Greenbox Loans, Inc. $1,270,000 n/a 0.0%
BM Real Estate Services, Inc. $1,260,000 n/a 0.0%
Figure Lending LLC $890,000 $1,260,000 41.6% 0.0%
Texana Bank $910,000 $1,260,000 38.5% 0.0%
BOKF $2,980,000 $1,240,000 -58.4% 0.0%
ACCELERATE MORTGAGE, LLC $1,200,000 n/a 0.0%
KS StateBank $2,290,000 $1,200,000 -47.6% 0.0%
AMERICA FIRST $2,400,000 $1,180,000 -50.8% 0.0%
InterContinental Capital Group, Inc $2,440,000 $1,180,000 -51.6% 0.0%
LANTZMAN MANAGEMENT, INC. $1,160,000 n/a 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $1,180,000 $1,160,000 -1.7% 0.0%
SUMMIT MORTGAGE CORPORATION $1,150,000 n/a 0.0%
LOS ANGELES POLICE Federal Credit Union $1,440,000 $1,130,000 -21.5% 0.0%
HOMESTEAD FUNDING CORP. $3,360,000 $1,120,000 -66.7% 0.0%
INFINITY EQUITY GROUP, INC. $1,120,000 n/a 0.0%
CANOPY $4,070,000 $1,110,000 -72.7% 0.0%
City Bank $1,090,000 n/a 0.0%
First Western Trust Bank $2,170,000 $1,090,000 -49.8% 0.0%
MORTGAGE LENDING GROUP LLC $1,030,000 $1,090,000 5.8% 0.0%
NMSI, INC. $270,000 $1,090,000 303.7% 0.0%
LIMA ONE CAPITAL, LLC $1,070,000 n/a 0.0%
BELEM SERVICING LLC $1,060,000 n/a 0.0%
Waterford Bank, N.A. $3,670,000 $1,050,000 -71.4% 0.0%
GSF Mortgage Corporation $1,030,000 n/a 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $1,030,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $1,010,000 n/a 0.0%
PREMIA MORTGAGE, LLC $1,010,000 n/a 0.0%
THRIVENT Federal Credit Union $110,000 $1,010,000 818.2% 0.0%
LOANLEADERS OF AMERICA, INC. $1,000,000 n/a 0.0%
RANLIFE, INC. $400,000 $980,000 145.0% 0.0%
Merchants Bank $710,000 $970,000 36.6% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $3,740,000 $960,000 -74.3% 0.0%
Operating Engineers Local Union #3 $530,000 $930,000 75.5% 0.0%
EVANSVILLE TEACHERS $910,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $910,000 n/a 0.0%
VERITAS FUNDING, LLC $910,000 n/a 0.0%
Bethpage Federal Credit Union $900,000 n/a 0.0%
Amerifirst Financial, Inc. $330,000 $880,000 166.7% 0.0%
ROGUE $870,000 n/a 0.0%
Quontic Bank $850,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $2,000,000 $810,000 -59.5% 0.0%
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $410,000 $810,000 97.6% 0.0%
BLUELEAF LENDING, LLC $770,000 $800,000 3.9% 0.0%
TRIAD FINANCIAL SERVICES, INC. $170,000 $800,000 370.6% 0.0%
FIRST COLONY MORTGAGE CORPORATION $790,000 n/a 0.0%
Bell Bank $770,000 n/a 0.0%
CITIZENS EQUITY FIRST $770,000 n/a 0.0%
UNITED MORTGAGE CORP. $770,000 n/a 0.0%
The Union Bank Company $1,220,000 $750,000 -38.5% 0.0%
BEEHIVE $610,000 $730,000 19.7% 0.0%
INTERCAP LENDING INC. $1,060,000 $730,000 -31.1% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $4,840,000 $730,000 -84.9% 0.0%
Secured Investment Corp. $730,000 n/a 0.0%
Assurance Financial Group, L.L.C. $710,000 n/a 0.0%
GEORGIA'S OWN $710,000 n/a 0.0%
STAR ONE CREDIT UNION $470,000 $710,000 51.1% 0.0%
Austin Capital Bank SSB $1,200,000 $690,000 -42.5% 0.0%
Cache Valley Bank $690,000 n/a 0.0%
Farmers & Stockmens Bank $710,000 $690,000 -2.8% 0.0%
LENDSURE MORTGAGE CORP. $1,600,000 $650,000 -59.4% 0.0%
NEXERA HOLDING LLC $650,000 n/a 0.0%
WESCOM CENTRAL CREDIT UNION $190,000 $650,000 242.1% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $610,000 n/a 0.0%
Renasant Bank $610,000 n/a 0.0%
Colonial Savings, F.A. $690,000 $590,000 -14.5% 0.0%
First Federal Savings Bank of Twin Falls $1,760,000 $590,000 -66.5% 0.0%
ALL WESTERN MORTGAGE, INC. $570,000 n/a 0.0%
NBH Bank $3,880,000 $570,000 -85.3% 0.0%
Rivermark Community Credit Union $370,000 $570,000 54.1% 0.0%
DATA MORTGAGE, INC. $550,000 n/a 0.0%
Centier Bank $640,000 $540,000 -15.6% 0.0%
Princeton Mortgage Corporation $530,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $650,000 $510,000 -21.5% 0.0%
QUORUM FEDERAL CREDIT UNION $1,090,000 $500,000 -54.1% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $550,000 $490,000 -10.9% 0.0%
Summit Mortgage Corporation $2,240,000 $490,000 -78.1% 0.0%
V.I.P. MORTGAGE, INC. $650,000 $490,000 -24.6% 0.0%
WESTMARK Credit Union $3,790,000 $490,000 -87.1% 0.0%
America's Credit Union $410,000 n/a 0.0%
TAPCO Credit Union $50,000 $410,000 720.0% 0.0%
TRUWEST Credit Union $330,000 n/a 0.0%
DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $310,000 n/a 0.0%
Sound Community Bank $2,560,000 $310,000 -87.9% 0.0%
21ST MORTGAGE CORPORATION $490,000 $300,000 -38.8% 0.0%
COLUMBIA COMMUNITY CREDIT UNION $290,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $250,000 n/a 0.0%
People's Bank of Commerce $370,000 $250,000 -32.4% 0.0%
NUMARK CREDIT UNION $240,000 n/a 0.0%
PIONEER $210,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $190,000 n/a 0.0%
TCF National Bank $1,100,000 $140,000 -87.3% 0.0%
EASTMAN $110,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $100,000 $50,000 -50.0% 0.0%

COEUR D'ALENE's top lender by overall market share is Willamette Valley Bank, with 9.6% market share. In second place, with 7.9%, is Glacier Bank, having originated $761,660,000 in loans. In third place, with 6.8%, is IDAHO CENTRAL, having originated $656,050,000 in loans. In third place, with 5.9%, is QUICKEN LOANS, LLC, having originated $564,770,000 in loans. In third place, with 4.2%, is SPOKANE TEACHERS, having originated $405,130,000 in loans.


COEUR D'ALENE, ID Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Cash Out Refi 4,741 $1,460,835,000 $308,128
Refi 3,977 $1,170,535,000 $294,326
Home Purchase 3,965 $1,769,675,000 $446,324
Home Improvement 1,362 $259,920,000 $190,837
Other 565 $125,875,000 $222,788
NA 4 $22,030,000 $5,507,500

Coeur D'alene's most frequently cited loan purpose was Cash Out Refi, with 4,741 originations. The 2nd most popular reason was Refi, with 3,977 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 5,887 $2,082,505,000 $353,746
2.5-3% 5,510 $1,850,730,000 $335,886
<2.5% 2,015 $650,125,000 $322,643
4-5% 878 $157,100,000 $178,929
5-6% 179 $25,255,000 $141,089
6-7% 77 $8,545,000 $110,974
7-8% 27 $2,775,000 $102,778
Over 8% 21 $3,015,000 $143,571

During 2021, Coeur D'alene's most frequently originated rate bucket was 3-4%, with 5,887 originations.

Loan Sizing (COEUR D'ALENE, ID MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 7,114 $2,085,000,000 $293,084
$100k-200k 2,779 $420,085,000 $151,164
$400k-600k 2,614 $1,255,730,000 $480,386
$100,000 or less 1,378 $77,680,000 $56,372
$600k-1000k 506 $380,100,000 $751,186
$Over $1MM 223 $590,275,000 $2,646,973

COEUR D'ALENE's loan sizing saw the bucket of loans from $200k-400k with 7,114 originations, totaling $2,085,000,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 4,468 $1,920,700,000 $429,879
40-60% 3,685 $1,189,885,000 $322,900
80-100% 2,260 $940,510,000 $416,155
20-40% 2,222 $457,930,000 $206,089
Under 20% 1,482 $114,540,000 $77,287
Over 100% 73 $36,735,000 $503,219

COEUR D'ALENE's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 4,468 originations, totaling $1,920,700,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - COEUR D'ALENE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $388,000 (18.7%) $672,507 (18.4%) 1.43 992
2018-02-01 $399,000 (24.4%) $672,578 (21.4%) 1.44 996
2018-03-01 $385,000 (18.6%) $670,097 (18.2%) 1.33 1,058
2018-04-01 $383,450 (9.6%) $667,027 (11.2%) 1.29 1,189
2018-05-01 $397,000 (10.3%) $687,690 (11.5%) 1.32 1,359
2018-06-01 $399,900 (6.7%) $675,566 (8.1%) 1.33 1,483
2018-07-01 $398,673 (6.3%) $670,402 (8.0%) 1.33 1,552
2018-08-01 $399,995 (4.9%) $676,922 (5.6%) 1.34 1,550
2018-09-01 $399,900 (1.2%) $666,364 (1.1%) 1.34 1,517
2018-10-01 $399,950 (0.8%) $652,117 (-3.3%) 1.34 1,423
2018-11-01 $400,773 (0.4%) $656,296 (-4.8%) 1.34 1,239
2018-12-01 $400,000 (0.0%) $659,963 (-6.7%) 1.37 1,122
2019-01-01 $427,185 (10.1%) $712,901 (6.0%) 1.47 854
2019-02-01 $444,000 (11.3%) $751,109 (11.7%) 1.49 783
2019-03-01 $439,229 (14.1%) $743,620 (11.0%) 1.43 812
2019-04-01 $431,729 (12.6%) $722,110 (8.3%) 1.36 914
2019-05-01 $465,000 (17.1%) $739,513 (7.5%) 1.43 1,025
2019-06-01 $469,900 (17.5%) $736,727 (9.1%) 1.45 1,121
2019-07-01 $469,450 (17.8%) $739,013 (10.2%) 1.46 1,207
2019-08-01 $474,900 (18.7%) $740,709 (9.4%) 1.49 1,188
2019-09-01 $476,200 (19.1%) $739,940 (11.0%) 1.51 1,144
2019-10-01 $450,650 (12.7%) $715,264 (9.7%) 1.44 1,084
2019-11-01 $449,000 (12.0%) $693,428 (5.7%) 1.45 912
2019-12-01 $449,375 (12.3%) $690,726 (4.7%) 1.50 787
2020-01-01 $452,202 (5.9%) $725,704 (1.8%) 1.51 649
2020-02-01 $469,500 (5.7%) $769,664 (2.5%) 1.52 564
2020-03-01 $452,202 (3.0%) $744,837 (0.2%) 1.41 650
2020-04-01 $440,675 (2.1%) $692,323 (-4.1%) 1.37 840
2020-05-01 $449,900 (-3.3%) $691,824 (-6.5%) 1.36 958
2020-06-01 $482,000 (2.6%) $734,758 (-0.3%) 1.41 958
2020-07-01 $479,700 (2.2%) $789,444 (6.8%) 1.37 880
2020-08-01 $490,000 (3.2%) $868,338 (17.2%) 1.40 739
2020-09-01 $499,949 (5.0%) $990,537 (33.9%) 1.43 607
2020-10-01 $526,600 (16.9%) $1,145,309 (60.1%) 1.50 473
2020-11-01 $549,444 (22.4%) $1,191,690 (71.9%) 1.57 281
2020-12-01 $732,500 (63.0%) $1,578,009 (128.5%) 2.15 172
2021-01-01 $750,000 (65.9%) $1,581,657 (118.0%) 2.21 148
2021-02-01 $694,950 (48.0%) $1,509,483 (96.1%) 2.00 203
2021-03-01 $677,000 (49.7%) $1,333,731 (79.1%) 1.90 297
2021-04-01 $825,000 (87.2%) $1,506,856 (117.7%) 2.22 314
2021-05-01 $849,000 (88.7%) $1,544,147 (123.2%) 2.23 362
2021-06-01 $832,000 (72.6%) $1,548,945 (110.8%) 2.16 427
2021-07-01 $784,950 (63.6%) $1,449,170 (83.6%) 2.04 532
2021-08-01 $748,250 (52.7%) $1,246,696 (43.6%) 1.97 596
2021-09-01 $749,450 (49.9%) $1,291,997 (30.4%) 1.97 593
2021-10-01 $713,400 (35.5%) $2,195,440 (91.7%) 1.88 557
2021-11-01 $789,500 (43.7%) $1,402,676 (17.7%) 2.08 391
2021-12-01 $842,450 (15.0%) $1,482,503 (-6.1%) 2.25 313
2022-01-01 $858,150 (14.4%) $1,550,502 (-2.0%) 2.29 202
2022-02-01 $989,375 (42.4%) $1,751,103 (16.0%) 2.52 184
2022-03-01 $1,007,891 (48.9%) $1,805,419 (35.4%) 2.49 237
COEUR D'ALENE's median listing price for 2022-03-01 was $1,007,891, a difference of $330,891 (48.9%) versus the prior year and $18,516 versus the prior month.

COEUR D'ALENE's median listing price comes in at 249% of the national average.

COEUR D'ALENE's average listing price for 2022-03-01 was $1,805,419, a difference of $471,688 (35.4%) versus the prior year and $54,316 versus the prior month.

For the 2022-03-01 period, COEUR D'ALENE had 237 MLS listings, a difference of 53 listings (29%) versus the prior month and -60 listings (-20%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - COEUR D'ALENE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 101 days 2,266 sqft
2018-02-01 85 days 2,251 sqft
2018-03-01 56 days 2,184 sqft
2018-04-01 43 days 2,215 sqft
2018-05-01 42 days 2,224 sqft
2018-06-01 45 days 2,258 sqft
2018-07-01 52 days 2,254 sqft
2018-08-01 56 days 2,261 sqft
2018-09-01 59 days 2,210 sqft
2018-10-01 69 days 2,183 sqft
2018-11-01 77 days 2,152 sqft
2018-12-01 88 days 2,153 sqft
2019-01-01 89 days 2,193 sqft
2019-02-01 87 days 2,217 sqft
2019-03-01 57 days 2,169 sqft
2019-04-01 40 days 2,151 sqft
2019-05-01 41 days 2,236 sqft
2019-06-01 46 days 2,310 sqft
2019-07-01 49 days 2,325 sqft
2019-08-01 55 days 2,353 sqft
2019-09-01 61 days 2,344 sqft
2019-10-01 69 days 2,247 sqft
2019-11-01 83 days 2,192 sqft
2019-12-01 87 days 2,204 sqft
2020-01-01 93 days 2,232 sqft
2020-02-01 79 days 2,300 sqft
2020-03-01 28 days 2,209 sqft
2020-04-01 35 days 2,167 sqft
2020-05-01 43 days 2,192 sqft
2020-06-01 42 days 2,236 sqft
2020-07-01 39 days 2,245 sqft
2020-08-01 38 days 2,232 sqft
2020-09-01 38 days 2,230 sqft
2020-10-01 37 days 2,214 sqft
2020-11-01 41 days 2,260 sqft
2020-12-01 50 days 2,357 sqft
2021-01-01 46 days 2,396 sqft
2021-02-01 19 days 2,304 sqft
2021-03-01 16 days 2,276 sqft
2021-04-01 23 days 2,398 sqft
2021-05-01 24 days 2,388 sqft
2021-06-01 24 days 2,400 sqft
2021-07-01 27 days 2,303 sqft
2021-08-01 31 days 2,263 sqft
2021-09-01 35 days 2,292 sqft
2021-10-01 42 days 2,288 sqft
2021-11-01 55 days 2,311 sqft
2021-12-01 65 days 2,328 sqft
2022-01-01 60 days 2,356 sqft
2022-02-01 29 days 2,390 sqft
2022-03-01 26 days 2,445 sqft
COEUR D'ALENE's median listing age (time on market) for 2022-03-01 was 26 days. This is 63% longer than the same period one year ago.

COEUR D'ALENE's median square footage for active listings during the 2022-03-01 period was 2,445 sqft. One year prior, the average listing was 2,276 sqft.