ROCKINGHAM COUNTY - STRAFFORD COUNTY Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Rockingham County - Strafford County averaged 8.06% for the week of 2023-11-02, compared to the national average of 7.76% for the same period.

The average rate for the prior week (2023-10-26) was 7.99% and one month ago for the week of 2023-09-28, the average rate was 7.51%.

Rockingham County - Strafford County's average rate one year ago was 7.38%.

For refis of the same type during the week of 2023-11-02, the average rate was 8.56%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-02 7.76%
Rockingham County - Strafford County 30 Year Fixed Rate 2023-11-02 8.06%
Rockingham County - Strafford County 30 Year Fixed Rate Refi 2023-11-02 8.56%
Rockingham County - Strafford County 15 Year Fixed Rate 2023-11-02 6.93%
Rockingham County - Strafford County 15 Year Fixed Rate Refi 2023-11-02 7.33%
Rockingham County - Strafford County 30 Year FHA 2023-11-02 7.71%
Rockingham County - Strafford County 30 Year FHA Refi 2023-11-02 7.61%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH.

ROCKINGHAM COUNTY - STRAFFORD COUNTY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs

ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share


ROCKINGHAM COUNTY - STRAFFORD COUNTY Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - ROCKINGHAM COUNTY - STRAFFORD COUNTY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $529,450 (6.0%) $858,987 (4.0%) 1.96 6,025
2018-02-01 $543,950 (5.6%) $875,742 (3.2%) 1.98 6,009
2018-03-01 $574,900 (6.5%) $907,026 (4.8%) 2.02 6,566
2018-04-01 $579,900 (5.5%) $899,962 (2.9%) 1.97 7,728
2018-05-01 $584,800 (6.2%) $896,076 (3.6%) 1.95 8,784
2018-06-01 $579,000 (5.3%) $876,191 (2.5%) 1.93 10,209
2018-07-01 $559,450 (1.9%) $857,061 (1.9%) 1.87 10,107
2018-08-01 $549,221 (3.6%) $825,035 (0.4%) 1.84 10,163
2018-09-01 $549,900 (3.8%) $806,874 (-1.5%) 1.85 11,374
2018-10-01 $549,000 (1.7%) $799,549 (-3.4%) 1.86 11,629
2018-11-01 $539,400 (-0.1%) $798,329 (-3.9%) 1.83 10,958
2018-12-01 $535,000 (1.1%) $798,852 (-5.6%) 1.85 8,829
2019-01-01 $533,405 (0.8%) $806,509 (-6.1%) 1.84 7,548
2019-02-01 $549,450 (1.0%) $851,351 (-2.8%) 1.86 7,342
2019-03-01 $571,386 (-0.6%) $883,993 (-2.5%) 1.87 8,064
2019-04-01 $599,900 (3.5%) $914,230 (1.6%) 1.90 8,920
2019-05-01 $602,450 (3.0%) $923,103 (3.0%) 1.88 9,956
2019-06-01 $599,900 (3.6%) $919,140 (4.9%) 1.87 11,103
2019-07-01 $599,900 (7.2%) $910,925 (6.3%) 1.88 10,611
2019-08-01 $595,780 (8.5%) $898,260 (8.9%) 1.89 10,693
2019-09-01 $589,599 (7.2%) $887,145 (10.0%) 1.89 10,888
2019-10-01 $588,033 (7.1%) $889,524 (11.3%) 1.90 11,017
2019-11-01 $589,900 (9.4%) $915,519 (14.7%) 1.93 9,643
2019-12-01 $589,450 (10.2%) $917,012 (14.8%) 1.97 7,015
2020-01-01 $586,450 (9.9%) $930,307 (15.4%) 1.96 5,784
2020-02-01 $599,900 (9.2%) $971,649 (14.1%) 1.97 5,753
2020-03-01 $629,900 (10.2%) $980,194 (10.9%) 1.97 6,620
2020-04-01 $617,450 (2.9%) $945,817 (3.5%) 1.93 6,437
2020-05-01 $629,900 (4.6%) $945,278 (2.4%) 1.91 7,202
2020-06-01 $656,448 (9.4%) $1,002,118 (9.0%) 1.93 7,782
2020-07-01 $677,000 (12.9%) $1,036,368 (13.8%) 1.96 7,393
2020-08-01 $675,000 (13.3%) $1,042,771 (16.1%) 1.93 7,190
2020-09-01 $672,500 (14.1%) $1,038,852 (17.1%) 1.93 7,578
2020-10-01 $665,000 (13.1%) $1,033,066 (16.1%) 1.91 7,945
2020-11-01 $654,450 (10.9%) $1,028,284 (12.3%) 1.91 7,088
2020-12-01 $646,999 (9.8%) $1,004,176 (9.5%) 1.93 5,304
2021-01-01 $659,000 (12.4%) $1,075,105 (15.6%) 1.97 4,101
2021-02-01 $679,450 (13.3%) $1,128,380 (16.1%) 1.98 3,873
2021-03-01 $682,350 (8.3%) $1,144,192 (16.7%) 1.94 4,269
2021-04-01 $694,000 (12.4%) $1,179,216 (24.7%) 1.88 4,775
2021-05-01 $699,900 (11.1%) $1,180,369 (24.9%) 1.86 4,883
2021-06-01 $697,225 (6.2%) $1,144,642 (14.2%) 1.84 5,736
2021-07-01 $669,900 (-1.1%) $1,113,618 (7.5%) 1.77 5,673
2021-08-01 $650,000 (-3.7%) $1,075,195 (3.1%) 1.73 5,572
2021-09-01 $671,000 (-0.2%) $1,055,532 (1.6%) 1.79 6,018
2021-10-01 $679,000 (2.1%) $1,062,841 (2.9%) 1.81 5,926
2021-11-01 $674,520 (3.1%) $1,073,459 (4.4%) 1.80 4,934
2021-12-01 $692,000 (7.0%) $1,141,086 (13.6%) 1.88 3,502
2022-01-01 $716,500 (8.7%) $1,220,200 (13.5%) 1.94 2,675
2022-02-01 $749,000 (10.2%) $1,237,957 (9.7%) 1.95 2,637
2022-03-01 $749,450 (9.8%) $1,253,974 (9.6%) 1.88 2,989
2022-04-01 $749,000 (7.9%) $1,243,220 (5.4%) 1.79 3,700
2022-05-01 $757,500 (8.2%) $1,242,168 (5.2%) 1.73 4,474
2022-06-01 $750,000 (7.6%) $1,172,828 (2.5%) 1.67 5,715
2022-07-01 $739,900 (10.5%) $1,110,720 (-0.3%) 1.67 6,177
2022-08-01 $725,000 (11.5%) $1,108,093 (3.1%) 1.68 5,758
2022-09-01 $744,000 (10.9%) $1,145,076 (8.5%) 1.74 5,912
2022-10-01 $749,000 (10.3%) $1,169,524 (10.0%) 1.76 6,222
2022-11-01 $744,925 (10.4%) $1,176,829 (9.6%) 1.79 5,902
2022-12-01 $749,000 (8.2%) $1,199,904 (5.2%) 1.85 4,406
2023-01-01 $759,450 (6.0%) $1,238,229 (1.5%) 1.88 3,696
2023-02-01 $799,000 (6.7%) $1,345,477 (8.7%) 1.93 3,433
2023-03-01 $823,000 (9.8%) $1,387,424 (10.6%) 1.94 3,706
2023-04-01 $839,000 (12.0%) $1,422,134 (14.4%) 1.95 4,059
2023-05-01 $867,000 (14.5%) $1,444,067 (16.3%) 1.96 4,315
2023-06-01 $866,470 (15.5%) $1,425,568 (21.6%) 1.95 4,804
2023-07-01 $849,900 (14.9%) $1,434,805 (29.2%) 1.93 4,538
2023-08-01 $844,200 (16.4%) $1,418,399 (28.0%) 1.94 4,530
2023-09-01 $849,000 (14.1%) $1,420,742 (24.1%) 1.98 4,931
ROCKINGHAM COUNTY - STRAFFORD COUNTY's median listing price for 2023-09-01 was $849,000, a difference of $105,000 (14.1%) versus the prior year and $4,800 versus the prior month.

ROCKINGHAM COUNTY - STRAFFORD COUNTY's median listing price comes in at 198% of the national average.

ROCKINGHAM COUNTY - STRAFFORD COUNTY's average listing price for 2023-09-01 was $1,420,742, a difference of $275,666 (24.1%) versus the prior year and $2,343 versus the prior month.

For the 2023-09-01 period, ROCKINGHAM COUNTY - STRAFFORD COUNTY had 4,931 MLS listings, a difference of 401 listings (9%) versus the prior month and -981 listings (-17%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - ROCKINGHAM COUNTY - STRAFFORD COUNTY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 73 days 2,007 sqft
2018-02-01 57 days 2,025 sqft
2018-03-01 36 days 2,061 sqft
2018-04-01 29 days 2,042 sqft
2018-05-01 28 days 2,055 sqft
2018-06-01 32 days 2,044 sqft
2018-07-01 41 days 2,033 sqft
2018-08-01 46 days 2,012 sqft
2018-09-01 44 days 1,989 sqft
2018-10-01 44 days 1,966 sqft
2018-11-01 51 days 1,946 sqft
2018-12-01 65 days 1,936 sqft
2019-01-01 71 days 1,907 sqft
2019-02-01 56 days 1,925 sqft
2019-03-01 41 days 1,973 sqft
2019-04-01 32 days 2,025 sqft
2019-05-01 32 days 2,045 sqft
2019-06-01 37 days 2,054 sqft
2019-07-01 47 days 2,036 sqft
2019-08-01 49 days 2,020 sqft
2019-09-01 46 days 1,997 sqft
2019-10-01 44 days 1,983 sqft
2019-11-01 55 days 1,982 sqft
2019-12-01 75 days 1,932 sqft
2020-01-01 78 days 1,909 sqft
2020-02-01 43 days 1,959 sqft
2020-03-01 31 days 2,000 sqft
2020-04-01 45 days 1,996 sqft
2020-05-01 50 days 2,000 sqft
2020-06-01 31 days 1,966 sqft
2020-07-01 35 days 1,890 sqft
2020-08-01 37 days 1,842 sqft
2020-09-01 32 days 1,733 sqft
2020-10-01 31 days 1,692 sqft
2020-11-01 47 days 1,668 sqft
2020-12-01 62 days 1,652 sqft
2021-01-01 60 days 1,640 sqft
2021-02-01 33 days 1,652 sqft
2021-03-01 22 days 1,665 sqft
2021-04-01 18 days 1,668 sqft
2021-05-01 19 days 1,693 sqft
2021-06-01 19 days 1,709 sqft
2021-07-01 29 days 1,710 sqft
2021-08-01 31 days 1,709 sqft
2021-09-01 28 days 1,685 sqft
2021-10-01 30 days 1,654 sqft
2021-11-01 38 days 1,630 sqft
2021-12-01 49 days 1,649 sqft
2022-01-01 54 days 1,650 sqft
2022-02-01 25 days 1,662 sqft
2022-03-01 18 days 1,672 sqft
2022-04-01 15 days 1,685 sqft
2022-05-01 16 days 1,787 sqft
2022-06-01 18 days 1,813 sqft
2022-07-01 26 days 1,826 sqft
2022-08-01 35 days 1,832 sqft
2022-09-01 34 days 1,815 sqft
2022-10-01 31 days 1,813 sqft
2022-11-01 41 days 1,804 sqft
2022-12-01 58 days 1,836 sqft
2023-01-01 60 days 1,841 sqft
2023-02-01 37 days 1,861 sqft
2023-03-01 28 days 1,860 sqft
2023-04-01 25 days 1,850 sqft
2023-05-01 23 days 1,919 sqft
2023-06-01 24 days 1,911 sqft
2023-07-01 36 days 1,896 sqft
2023-08-01 37 days 1,900 sqft
2023-09-01 31 days 1,908 sqft
ROCKINGHAM COUNTY - STRAFFORD COUNTY's median listing age (time on market) for 2023-09-01 was 31 days. This is -9% shorter than the same period one year ago.

ROCKINGHAM COUNTY - STRAFFORD COUNTY's median square footage for active listings during the 2023-09-01 period was 1,908 sqft. One year prior, the average listing was 1,815 sqft.

ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH Market Loan Reason

Loan Purpose Originations Total Value Average Loan

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan

Loan Sizing (ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH MSA)

Loan Size Originations Total Value Average Loan

LTV Distribution

Loan to Value Originations Total Value Average Loan