SAN RAFAEL Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in San Rafael averaged 4.22% for the week of 2022-03-17, compared to the national average of 4.16% for the same period.

The average rate for the prior week (2022-03-10) was 3.91% and one month ago for the week of 2022-02-10, the average rate was 3.55%.

San Rafael's average rate one year ago was 2.91%.

For refis of the same type during the week of 2022-03-17, the average rate was 4.33%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-03-17 4.16%
San Rafael 30 Year Fixed Rate 2022-03-17 4.22%
San Rafael 30 Year Fixed Rate Refi 2022-03-17 4.33%
San Rafael 15 Year Fixed Rate 2022-03-17 3.39%
San Rafael 15 Year Fixed Rate Refi 2022-03-17 3.41%
San Rafael 30 Year FHA 2022-03-17 4.38%
San Rafael 30 Year FHA Refi 2022-03-17 4.27%
San Rafael 30 Year USDA 2022-03-17 5.04%
San Rafael 30 Year VA 2022-03-17 4.46%
San Rafael 30 Year VA Refi 2022-03-17 3.87%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SAN RAFAEL, CA.

SAN RAFAEL Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the SAN RAFAEL, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
QUICKEN LOANS, LLC 1,279 3.09% $4,671
Wells Fargo Bank 1,181 3.07% $4,291
First Republic Bank 895 2.93% $4,312
UNITED WHOLESALE MORTGAGE, LLC 847 3.00% $5,455
AMERICAN PACIFIC MORTGAGE CORPORATION 645 3.16% $5,341
CROSSCOUNTRY MORTGAGE, LLC 519 3.13% $4,934
JPMorgan Chase Bank 477 3.06% $6,147
LOANDEPOT.COM, LLC 372 3.07% $4,282
Bank of America 370 3.05% $4,974
GUARANTEED RATE, INC. 297 3.19% $5,200
EVERETT FINANCIAL, INC. 286 3.25% $2,320
CALIBER HOME LOANS, INC. 200 3.22% $5,115
REDWOOD 189 3.38% $3,040
Flagstar Bank, FSB 187 3.27% $5,663
Citibank 174 3.01% $7,480
Charles Schwab Bank, SSB 172 2.85% $3,550
U.S. Bank 163 3.19% $4,881
HOME POINT FINANCIAL CORPORATION 154 3.07% $4,702
Fremont Bank 152 3.32% $3,288
PNC Bank 116 3.18% $5,309
Morgan Stanley Private Bank 110 2.99% $4,660
GUARANTEED RATE AFFINITY, LLC 96 3.24% $5,495
BROKER SOLUTIONS, INC. 96 3.17% $5,966
MUFG Union Bank 96 3.47% $4,979
FINANCE OF AMERICA MORTGAGE LLC 82 3.18% $5,625
CELEBRITY HOME LOANS, LLC 82 3.00% $4,111
PRIMARY RESIDENTIAL MORTGAGE, INC. 75 3.29% $5,447
PREMIER LENDING, INC. 73 3.24% $4,626
LAND HOME FINANCIAL SERVICES, INC. 73 3.21% $3,813
STEARNS LENDING, LLC 67 3.09% $5,794
LENDUS, LLC 65 3.22% $5,860
PENNYMAC LOAN SERVICES, LLC 49 3.16% $5,534
Umpqua Bank 48 3.27% $5,665
SUMMIT FUNDING, INC. 48 3.09% $8,073
Sierra Pacific Mortgage Company, Inc. 46 3.22% $4,167
BETTER MORTGAGE CORPORATION 45 2.94% $5,605
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 43 3.17% $5,974
PATELCO 43 3.40% $3,392
S1L, Inc. 43 3.03% $6,226
NEWREZ LLC 43 3.25% $4,681
Mr. Cooper ( Nationstar Mortgage ) 43 3.31% $5,810
AMERISAVE MORTGAGE CORPORATION 41 2.77% $6,155
Commerce Home Mortgage, Inc. 40 3.22% $6,433
Ally Bank 40 3.22% $6,606
PROVIDENT FUNDING ASSOCIATES, L.P. 39 3.00% $4,242
Silicon Valley Bank 37 2.69% $4,873
UBS Bank USA 36 2.96% $4,987
Bank of the West 36 3.39% $5,477
PARKSIDE LENDING, LLC 33 3.23% $6,439
TIAA, FSB 32 3.39% $5,487
MUTUAL OF OMAHA MORTGAGE, INC. 32 3.41% $4,840
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 32 3.19% $4,573
Stifel Bank and Trust 31 2.83% $3,443
NETWORK CAPITAL FUNDING CORPORATION 31 2.93% $3,630
The Loan Store, Inc. 29 2.96% $7,056
HOMEBRIDGE FINANCIAL SERVICES, INC. 29 3.15% $5,767
Provident Credit Union 28 3.09% $4,041
NBKC BANK 28 3.21% $3,408
IMPAC MORTGAGE CORP. 26 3.05% $1,211
Cf Bank 23 2.92% $1,815
General Mortgage Capital Corporation 23 3.24% $3,598
MASON MCDUFFIE MORTGAGE CORPORATION 23 3.07% $5,474
City National Bank 22 3.08% $5,194
THE GOLDEN 1 20 3.13% $6,739
Paramount Residential Mortgage Group, Inc. 20 3.47% $6,398
PRIVATE MORTGAGE ADVISORS, LLC 19 3.26% $5,259
First Savings Bank 19 3.17% $4,488
NMSI, INC. 19 3.01% $42,490
Luther Burbank Savings 19 3.68% $7,975
Ameris Bank 18 3.03% $2,997
FREEDOM MORTGAGE CORPORATION 18 3.35% $3,285
GOOGAIN, INC. 18 3.17% $2,362
LADERA LENDING, INC. 17 2.89% $4,663
CIT Bank 17 3.48% $5,411
WINNPOINTE CORPORATION 17 2.76% $103
SOFI LENDING CORP. 17 3.00% $3,914
GUILD MORTGAGE COMPANY 17 3.10% $4,621
MEGA CAPITAL FUNDING, INC. 17 3.13% $5,270
INTELLILOAN, INC. 17 2.70% $2,034
CHERRY CREEK MORTGAGE, LLC 15 3.13% $560
BBVA USA 15 3.52% $7,734
JMAC LENDING, INC. 15 3.26% $9,554
TRAVIS CREDIT UNION 15 3.03% $3,583
Strong Home Mortgage, LLC 14 3.02% $1,752
HSBC BANK USA, NATIONAL ASSOCIATION 14 2.93% $5,096
CMG MORTGAGE, INC. 14 3.06% $6,402
Goldman Sachs Bank USA 14 2.89% $5,802
Axos Bank 14 4.22% $11,804
ONY GLO, INC. 14 3.06% $3,495
Florida Capital Bank 13 3.10% $4,569
BAY EQUITY LLC 13 3.11% $4,638
Prime Choice Funding Inc. 12 3.24% $4,279
OCMBC, INC. 12 4.02% $8,959
SUN WEST MORTGAGE COMPANY, INC. 12 3.18% $860
COASTAL FUNDING SLC, INC. 12 3.25% $6,164
BNY Mellon 11 2.70% $5,807
LENDERFI, INC. 11 2.97% $1,310
AMERICAN FINANCIAL NETWORK, INC. 11 3.08% $6,857
CHEVRON 10 3.26% $5,881
Merchants Bank of Indiana 10 3.00% $3,647
Wyndham Capital Mortgage, Inc. 10 2.73% $2,963
MOUNTAIN WEST FINANCIAL, INC. 9 2.97% $6,665
NAVY FEDERAL CREDIT UNION 9 3.10% $6,433
Comerica Bank 9 3.08% $5,904
NEXERA HOLDING LLC 9 3.25% $4,026
Cornerstone First Mortgage, Inc 9 3.10% $4,764
BNC National Bank 9 3.03% $3,065
North American Savings Bank, F.S.B. 9 2.99% $2,648
AMERICAN INTERNET MORTGAGE, INC. 9 3.15% $4,528
PLAZA HOME MORTGAGE, INC. 8 3.19% $5,076
FirstBank 8 3.06% $2,098
NATIONAL COOPERATIVE BANK, N.A. 8 3.45% $3,022
ALLIANT CREDIT UNION 8 3.31% $4,323
SAN FRANCISCO FEDERAL CREDIT UNION 8 3.63% $6,432
LOANPAL, LLC 8 3.17% $10,709
Watermark Capital, Inc. 8 2.73% $2,582
ACADEMY MORTGAGE CORPORATION 7 3.11% $6,082
STANFORD Federal Credit Union 7 3.16% $8,044
ADVANCIAL 7 4.55% $7,967
Truist Bank 7 3.52% $4,570
NATIONS DIRECT MORTGAGE, LLC 7 3.23% $5,945
MOVEMENT MORTGAGE, LLC 6 2.98% $4,784
NexBank 6 3.21% $3,864
LENDSURE MORTGAGE CORP. 6 5.10% $22,598
Raymond James Bank 6 2.98% $3,957
Boston Private Bank & Trust Company 6 2.96% $4,546
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 3.31% $8,519
USAA Federal Savings Bank 6 3.73% $4,758
PACIFIC SERVICE 6 3.21% $3,243
Barrington Bank & Trust Company, N.A. 5 3.10% $3,882
Bank of England 5 3.00% $7,828
5TH STREET CAPITAL, INC. 5 4.85% $27,132
ARC HOME LLC 5 2.80% $6,275
ANGEL OAK MORTGAGE SOLUTIONS LLC 5 4.75% $13,976
Zions Bancorporation, N.A. 5 3.29% $4,635
ZILLOW HOME LOANS, LLC 5 3.08% $5,148
INTERCAP LENDING INC. 5 3.25% $6,196
InterContinental Capital Group, Inc 5 2.80% $5,405
NOVA FINANCIAL & INVESTMENT CORPORATION 5 3.25% $2,429
MORTGAGE CAPITAL PARTNERS, INC. 5 3.28% $7,005
Prosperity Home Mortgage, LLC 5 3.15% $4,312
KeyBank 5 2.53% $7,425
COMMUNITY FIRST CREDIT UNION 5 2.88% $3,307
NFM, INC. 5 3.15% $8,687
RBC Bank, (Georgia) 5 2.76% $3,207
The Federal Savings Bank 5 2.70% $10,944
DRAPER AND KRAMER MORTGAGE CORP. 5 3.08% $4,417
SNAPFI, INC. 5 2.93% $3,055
Golden Empire Mortgage, Inc. 5 2.70% $2,441
KINECTA 4 3.34% $3,674
MICHIGAN MUTUAL, INC. 4 3.19% $2,928
FIRST TECHNOLOGY 4 2.94% $5,578
Hometown Equity Mortgage, LLC 4 3.31% $7,831
PREMIER MORTGAGE RESOURCES, L.L.C. 4 2.94% $8,510
TRI-EMERALD FINANCIAL GROUP, INC. 4 3.34% $4,471
Citizens Bank 4 3.09% $3,796
ALAMEDA MORTGAGE CORPORATION 4 3.31% $7,284
FISHER FINANCIAL GROUP, INCORPORATED 4 3.06% $2,990
LENOX FINANCIAL MORTGAGE CORPORATION 4 2.97% $2,419
Tri Counties Bank 4 3.38% $6,323
Northpointe Bank 4 2.75% $3,180
Nations Lending Corporation 4 2.91% $6,898
Amalgamated Bank 4 2.66% $5,867
ABSOLUTE HOME MORTGAGE CORPORATION 4 3.00% $2,551
Pacific Lending LLC 4 2.97% $5,426
NBH Bank 3 3.17% $3,519
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 2.91% $3,435
Arvest Bank 3 3.75% $2,529
Bank of Hope 3 3.08% $3,841
BEST CAPITAL FUNDING 3 3.17% $5,113
Bethpage Federal Credit Union 3 3.08% $5,161
BOKF 3 2.83% $5,430
CHURCHILL MORTGAGE CORPORATION 3 2.95% $4,362
Equity Prime Mortgage LLC 3 3.50% $4,680
EVANSVILLE TEACHERS 3 2.63% $4,365
Evolve Bank & Trust 3 2.79% $2,756
Franklin Loan Corporation 3 3.75% $5,170
HOMESIDE FINANCIAL, LLC 3 2.83% $5,671
HomeStreet Bank 3 3.00% $9,895
INTERNATIONAL CITY MORTGAGE, INC. 3 3.13% $4,678
Kwik Mortgage Corporation 3 3.13% $1,069
LAKEVIEW LOAN SERVICING, LLC 3 3.29% $2,346
LOANSNAP, INC. 3 3.00% $2,346
PENTAGON FEDERAL CREDIT UNION 3 3.21% $2,660
ROUNDPOINT MORTGAGE SERVICING CORPORATION 3 3.25% $1,303
SAFEAMERICA CREDIT UNION 3 3.24% $2,617
SAFE CREDIT UNION 3 2.88% $11,934
San Mateo Credit Union 3 3.25% $0
The Northern Trust Company 3 2.88% $5,093
Third Federal Savings and Loan Association of Cleveland 3 2.72% $3,372
T. J. FINANCIAL, INC. 3 3.21% $2,438
WALL FINANCIAL, INC. 3 3.08% $3,130
SECURITYNATIONAL MORTGAGE COMPANY 2 3.00% $2,963
OAKTREE FUNDING CORP. 2 2.69% $2,040
GUIDANCE RESIDENTIAL, LLC 2 3.56% $7,243
THOMPSON KANE & COMPANY, LLC 2 3.00% $3,279
CAPSTONE DIRECT, INC. 2 2.69% $2,940
Amerifirst Financial, Inc. 2 3.19% $3,412
Peoples Bank 2 2.63% $4,319
PHH Mortgage Corporation 2 3.44% $4,779
SOVEREIGN LENDING GROUP INCORPORATED 2 2.69% $3,033
Reliant Bank 2 3.06% $14,200
BLUELEAF LENDING, LLC 2 3.00% $4,925
RESIDENTIAL WHOLESALE MORTGAGE, INC. 2 2.75% $2,868
Baxter Credit Union 2 3.25% $5,917
United Nations Federal Credit Union 2 2.93% $3,321
FIRST ENTERTAINMENT 2 3.06% $2,446
STAR ONE CREDIT UNION 2 3.00% $3,644
AmeriHome Mortgage Company, LLC 2 2.81% $3,285
GENEVA FINANCIAL, LLC 2 3.13% $3,775
ST FIN CORP 2 2.81% $3,820
V.I.P. MORTGAGE, INC. 2 3.06% $10,279
PARTNERS 2 3.19% $11,385
KEYPOINT 2 3.00% $7,795
WESTERN EXPRESS LENDING 2 2.81% $3,603
First Bank 2 3.25% $7,001
Financial Partners Credit Union 2 3.50% $3,487
Mechanics Bank 2 3.06% $4,330
Provident Savings Bank, F.S.B. 2 3.44% $4,011
SEA WEST COAST GUARD FEDERAL CREDIT UNION 2 3.27% $7,864
TECHNOLOGY 2 3.56% $3,727
CIBC Bank USA 2 2.69% $4,244
LOGIX FEDERAL CREDIT UNION 2 3.13% $7,135
CENTRAL COAST LENDING, INC. 2 3.13% $5,229
ROYAL UNITED MORTGAGE LLC 1 3.13% $11,826
East West Bank 1 2.88% $1,257
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY 1 3.00% $2,540
DIRECTORS MORTGAGE, INC. 1 3.50% $10,200
Wilmington Savings Fund Society, FSB 1 3.00% $2,645
SCHOOLSFIRST 1 2.88% $2,405
DIRECT MORTGAGE, CORP. 1 3.50% $15,078
DIGNIFIED HOME LOANS, LLC 1 2.75% $5,631
SKYONE Federal Credit Union 1 3.00% $2,385
DIGITAL Federal Credit Union 1 2.75% $17,140
DATA MORTGAGE, INC. 1 3.00% $5,466
SRE MORTGAGE ALLIANCE INC. 1 2.88% $5,879
S&S Financial 1 2.49% $1,735
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.88% $3,961
CORNERSTONE HOME LENDING, INC. 1 2.88% $5,566
CommonWealth Central Credit Union 1 3.25% $3,432
COAST 2 COAST FUNDING GROUP, INC. 1 2.75% $4,004
CITIZENS EQUITY FIRST 1 2.88% $2,954
SUMMIT MORTGAGE BANKERS INC. 1 2.88% $2,020
Sunflower Bank 1 3.25% $4,803
Citadel Servicing Corporation 1 4.75% $19,160
T2 FINANCIAL LLC 1 2.88% $7,656
Carrington Mortgage Services, LLC 1 3.25% $10,445
AMERICAN FINANCIAL RESOURCES, INC. 1 2.88% $8,336
AHL FUNDING 1 4.88% $5,048
A&D Mortgage LLC 1 3.13% $9,279
TOP FLITE FINANCIAL, INC. 1 2.63% $16,686
CALTECH EMPLOYEES FEDERAL CREDIT UNION 1 3.75% $9,264
BM Real Estate Services, Inc. 1 2.75% $21,734
Blue Ridge Bank 1 3.00% $20,816
BEST FINANCE CAPITAL, INC. 1 2.88% $3,148
ATHAS CAPITAL GROUP, INC. 1 5.38% $13,794
ANGEL OAK HOME LOANS LLC 1 3.88% $13,334
Utah Power 1 3.50% $5,126
VANDERBILT MORTGAGE AND FINANCE, INC. 1 2.50% $1,980
VISION ONE MORTGAGE, INC. 1 3.25% $17,708
Academy Bank 1 2.88% $2,344
WALL STREET MORTGAGE BANKERS, LTD. 1 3.13% $16,309
MORIA DEVELOPMENT, INC. 1 3.00% $3,050
MERIWEST MORTGAGE COMPANY, LLC 1 3.50% $9,396
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 2.50% $10,220
1ST NORTHERN CALIFORNIA 1 2.88% $1,744
Manufacturers and Traders Trust Company 1 2.75% $6,704
Low VA Rates, LLC 1 2.63% $2,130
LEADERONE FINANCIAL CORPORATION 1 2.88% $2,539
LOANFLIGHT LENDING, LLC 1 3.13% $1,812
LBS FINANCIAL 1 3.38% $4,173
KELLER MORTGAGE, LLC 1 2.63% $4,348
JMJ FINANCIAL GROUP 1 2.88% $3,707
IVY MORTGAGE, INC. 1 4.13% $2,835
NuVision Federal Credit Union 1 3.00% $2,437
INOVA FEDERAL CREDIT UNION 1 2.88% $2,509
ON Q FINANCIAL, INC. 1 3.50% $3,658
HOMEXPRESS MORTGAGE CORP. 1 5.63% $5,246
PACIFIC HOME LOANS, INC. 1 3.13% $4,097
Hometown Lenders, Inc. 1 3.13% $3,477
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.50% $4,014
FUNDLOANS CAPITAL 1 4.88% $22,575
Peapack-Gladstone Bank 1 2.88% $4,977
First Western Trust Bank 1 3.50% $4,112
Platinum Home Mortgage Corporation 1 3.88% $20,812
First Mortgage Solutions, LLC 1 3.38% $4,327
First Midwest Bank 1 3.00% $4,416
PREMIER AMERICA 1 3.13% $16,757
First Internet Bank of Indiana 1 3.00% $2,069
First Horizon Bank 1 3.38% $6,465
First Guaranty Mortgage Corporation 1 2.88% $3,076
First Federal Bank 1 2.88% $1,566
PRIMUS LENDING CORP. 1 2.63% $5,293
FIRST CHOICE LOAN SERVICES INC. 1 3.75% $525
FIRST CENTENNIAL MORTGAGE CORPORATION 1 3.25% $3,998
Fifth Third Bank 1 2.75% $4,032
FBC MORTGAGE, LLC 1 3.50% $2,590
ENVOY MORTGAGE, LTD 1 3.00% $5,332
EMBRACE HOME LOANS, INC. 1 3.13% $2,554
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 2.88% $12,681
AMERIFIRST FINANCIAL CORPORATION 1 2.88% $4,928

SAN RAFAEL, CA's 301 lenders originated 16,596 loans during 2020. The total origination value was $11,695,930,000, with an average loan value of $704,744.

The top SAN RAFAEL lender as defined by loan originations is QUICKEN LOANS, LLC, with 1,279 loans originated. Their average total fees are $4,671, which is $380 higher than the next largest lender, Wells Fargo Bank.

The lowest fee SAN RAFAEL lenders (with over 10 loans originated) are WINNPOINTE CORPORATION ($103), CHERRY CREEK MORTGAGE, LLC ($560), SUN WEST MORTGAGE COMPANY, INC. ($860), IMPAC MORTGAGE CORP. ($1,211) and LENDERFI, INC. ($1,310).

The lowest rate SAN RAFAEL lenders (with over 10 loans originated) are Silicon Valley Bank (2.69%), INTELLILOAN, INC. (2.70%), BNY Mellon (2.70%), Wyndham Capital Mortgage, Inc. (2.73%) and WINNPOINTE CORPORATION (2.76%).

SAN RAFAEL, CA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
WELLS FARGO BANK NA $1,261,585,000 $1,440,215,000 14.2% 12.3%
FIRST REPUBLIC BANK $939,525,000 $1,435,885,000 52.8% 12.3%
Quicken Loans $300,150,000 $962,415,000 220.6% 8.2%
JPMorgan Chase Bank, NA $413,705,000 $605,445,000 46.3% 5.2%
United Shore Financial Services LLC $213,455,000 $519,070,000 143.2% 4.4%
Bank of America NA $502,565,000 $477,570,000 -5.0% 4.1%
American Pacific Mortgage Corporation $204,735,000 $448,055,000 118.8% 3.8%
Citibank, N.A. $212,690,000 $310,840,000 46.1% 2.7%
loanDepot LLC $116,390,000 $282,035,000 142.3% 2.4%
Guaranteed Rate Inc. $163,015,000 $268,230,000 64.5% 2.3%
US BANK, N.A. $157,450,000 $208,480,000 32.4% 1.8%
Supreme Lending/ Everett Financial Inc. $72,620,000 $207,995,000 186.4% 1.8%
Charles Schwab Bank $94,310,000 $187,115,000 98.4% 1.6%
Morgan Stanley Private Bank NA $127,600,000 $162,645,000 27.5% 1.4%
Redwood Credit Union $103,110,000 $162,315,000 57.4% 1.4%
Flagstar Bank $160,755,000 $144,815,000 -9.9% 1.2%
MUFG Union Bank, NA $244,725,000 $135,480,000 -44.6% 1.2%
PNC BANK NA $95,760,000 $131,120,000 36.9% 1.1%
Caliber Home Loans Inc $80,950,000 $123,370,000 52.4% 1.1%
Fremont Bank $42,055,000 $101,490,000 141.3% 0.9%
Home Point Financial Corporation $16,420,000 $97,920,000 496.3% 0.8%
Guaranteed Rate Affinity LLC $50,580,000 $72,105,000 42.6% 0.6%
Umpqua Bank $72,015,000 $70,120,000 -2.6% 0.6%
Silicon Valley Bank $38,610,000 $68,115,000 76.4% 0.6%
New American Funding (dba for Broker Solutions Inc) $29,635,000 $64,895,000 119.0% 0.6%
Finance of America Mortgage LLC $20,010,000 $58,620,000 193.0% 0.5%
Midwest Equity Mortgage LLC $11,885,000 $56,755,000 377.5% 0.5%
UBS Bank USA $30,340,000 $54,105,000 78.3% 0.5%
Primary Residential Mortgage Inc. $27,785,000 $53,275,000 91.7% 0.5%
Premier Lending Inc. $17,160,000 $51,950,000 202.7% 0.4%
LendUS LLC dba RPM Mortgage $19,905,000 $51,035,000 156.4% 0.4%
BANK OF THE WEST $40,280,000 $46,940,000 16.5% 0.4%
Land Home Financial Services Inc. $11,895,000 $46,920,000 294.5% 0.4%
San Francisco Fire Credit Union $41,310,000 $43,190,000 4.6% 0.4%
PENNYMAC LOAN SERVICES LLC $9,345,000 $43,035,000 360.5% 0.4%
City National Bank $55,915,000 $42,730,000 -23.6% 0.4%
Freedom Mortgage Corporation $10,460,000 $42,705,000 308.3% 0.4%
LUTHER BURBANK SAVINGS $21,555,000 $39,345,000 82.5% 0.3%
Patelco Credit Union $24,220,000 $39,315,000 62.3% 0.3%
Stearns Lending $12,985,000 $37,965,000 192.4% 0.3%
Better Mortgage Corporation $5,110,000 $37,220,000 628.4% 0.3%
Synergy One Lending $39,280,000 $37,155,000 -5.4% 0.3%
AmWest Funding Corp. $4,220,000 $34,760,000 723.7% 0.3%
Stifel Bank and Trust $12,860,000 $33,825,000 163.0% 0.3%
Greystone Servicing Corporation, Inc. $33,025,000 n/a 0.3%
Summit Funding Inc. $13,985,000 $32,970,000 135.8% 0.3%
Commerce Home Mortgage Inc. $9,040,000 $32,390,000 258.3% 0.3%
TIAA, FSB $46,610,000 $30,580,000 -34.4% 0.3%
Amerisave Mortgage Corporation $3,715,000 $30,520,000 721.5% 0.3%
Sierra Pacific Mortgage $17,690,000 $30,005,000 69.6% 0.3%
Nationstar Mortgage $8,525,000 $29,920,000 251.0% 0.3%
FAIRWAY INDEPENDENT MORT CORP $5,725,000 $29,445,000 414.3% 0.3%
NEWREZ LLC $16,000,000 $28,370,000 77.3% 0.2%
Goldman Sachs Bank USA $18,895,000 $26,740,000 41.5% 0.2%
First Federal Savings and Loan Association of San Rafael $20,480,000 $26,135,000 27.6% 0.2%
Finance of America Reverse LLC $38,820,000 $24,640,000 -36.5% 0.2%
Cardinal Financial Company LP $9,210,000 $24,605,000 167.2% 0.2%
COMPASS BANK $11,820,000 $24,210,000 104.8% 0.2%
COMERICA BANK $7,015,000 $23,245,000 231.4% 0.2%
BNY MELLON, N.A. $13,435,000 $21,705,000 61.6% 0.2%
HSBC BANK USA, NA $9,375,000 $21,045,000 124.5% 0.2%
Provident Funding Associates $19,840,000 $20,655,000 4.1% 0.2%
Parkside Lending LLC $20,035,000 $19,290,000 -3.7% 0.2%
HomeBridge Financial Services, Inc. $6,215,000 $18,865,000 203.5% 0.2%
Provident Credit Union $4,415,000 $18,365,000 316.0% 0.2%
Network Capital Funding Corporation $2,195,000 $17,745,000 708.4% 0.2%
The Northern Trust Company $2,945,000 $17,730,000 502.0% 0.2%
Reverse Mortgage Funding LLC $9,045,000 $17,560,000 94.1% 0.2%
Impac Mortgage Corp. dba CashCall Mortgage $20,540,000 $17,475,000 -14.9% 0.1%
Axos Bank $21,820,000 $17,465,000 -20.0% 0.1%
The Golden 1 Credit Union $3,655,000 $17,365,000 375.1% 0.1%
CIT BANK N.A. $15,710,000 $16,915,000 7.7% 0.1%
General Mortgage Capital Corporation $4,990,000 $16,590,000 232.5% 0.1%
Ethos Lending LLC $1,385,000 $15,760,000 1,037.9% 0.1%
LendSure Mortgage Corp $15,400,000 $15,685,000 1.9% 0.1%
CMG Mortgage Inc. $8,540,000 $14,840,000 73.8% 0.1%
BANK OF MARIN $3,310,000 $14,780,000 346.5% 0.1%
Bay Equity LLC $10,865,000 $14,740,000 35.7% 0.1%
Cf Bank National Association $1,110,000 $14,480,000 1,204.5% 0.1%
Mason-McDuffie Mortgage Corporation $13,550,000 $14,205,000 4.8% 0.1%
Private Mortgage Advisors, LLC $10,220,000 $14,200,000 38.9% 0.1%
TRI COUNTIES BANK $3,255,000 $14,025,000 330.9% 0.1%
NBKC Bank $3,740,000 $13,985,000 273.9% 0.1%
Travis Credit Union $13,980,000 n/a 0.1%
HomeStreet Bank $1,735,000 $13,285,000 665.7% 0.1%
Cherry Creek Mortgage Co. Inc. $2,070,000 $12,660,000 511.6% 0.1%
Alliant Credit Union $9,350,000 $12,505,000 33.7% 0.1%
NMSI Inc $12,230,000 n/a 0.1%
JMAC Lending Incorporated $18,250,000 $12,180,000 -33.3% 0.1%
5th Street Capital, Inc. $6,770,000 $11,815,000 74.5% 0.1%
TCF National Bank $16,015,000 $11,485,000 -28.3% 0.1%
Boston Private Bank & Trust Company $6,340,000 $11,220,000 77.0% 0.1%
First Savings Bank $1,105,000 $11,060,000 900.9% 0.1%
Paramount Residential Mortgage Group Inc. $9,025,000 $10,825,000 19.9% 0.1%
AMERIS BANK $1,360,000 $10,345,000 660.7% 0.1%
NAVY FEDERAL CREDIT UNION $3,420,000 $10,215,000 198.7% 0.1%
SoFi Lending Corp $8,670,000 $10,205,000 17.7% 0.1%
North American Savings Bank $2,605,000 $9,965,000 282.5% 0.1%
Guild Mortgage Company $5,200,000 $9,745,000 87.4% 0.1%
OGI Mortgage Bankers $3,925,000 $9,745,000 148.3% 0.1%
Ladera Lending, Inc. $1,960,000 $9,550,000 387.2% 0.1%
Googain Inc. $1,280,000 $9,535,000 644.9% 0.1%
Advancial Federal Credit Union $1,455,000 $9,395,000 545.7% 0.1%
Raymond James Bank National Association $2,430,000 $9,180,000 277.8% 0.1%
Interactive Mortgage $3,430,000 $9,020,000 163.0% 0.1%
S.F. Police Credit Union $5,725,000 $8,810,000 53.9% 0.1%
LenderFi, Inc. $1,535,000 $8,460,000 451.1% 0.1%
METROPOLITAN HOME MORTGAGE $375,000 $8,360,000 2,129.3% 0.1%
American Financial Network Inc. $4,750,000 $8,200,000 72.6% 0.1%
ZB, N.A. $10,060,000 $8,180,000 -18.7% 0.1%
Third Federal Savings and Loan $5,600,000 $8,150,000 45.5% 0.1%
Mortgage Research Center LLC $2,895,000 $8,065,000 178.6% 0.1%
Coastal Funding SLC Inc. $1,470,000 $8,035,000 446.6% 0.1%
OCMBC Inc. $5,580,000 $8,015,000 43.6% 0.1%
Chevron Federal Credit Union $5,035,000 $7,995,000 58.8% 0.1%
Florida Capital Bank National Association $7,490,000 $7,635,000 1.9% 0.1%
Sun West Mortgage Company Inc. $645,000 $7,260,000 1,025.6% 0.1%
KeyBank National Association $7,075,000 n/a 0.1%
Branch Banking And Trust Co $1,855,000 $7,000,000 277.4% 0.1%
San Francisco Federal Credit Union $5,130,000 $6,820,000 32.9% 0.1%
AimLoan.com $1,530,000 $6,810,000 345.1% 0.1%
Nexera Holding LLC $16,495,000 $6,775,000 -58.9% 0.1%
BNC NATIONAL BANK $1,180,000 $6,570,000 456.8% 0.1%
Prime Choice Funding, Inc. $6,030,000 n/a 0.1%
Village Capital & Investment $6,000,000 n/a 0.1%
Barrington Bank & Trust $5,830,000 n/a 0.0%
Amalgamated Bank $7,030,000 $5,805,000 -17.4% 0.0%
Pentagon Federal Credit Union $5,025,000 $5,770,000 14.8% 0.0%
Merchants Bank of Indiana $5,760,000 n/a 0.0%
Longbridge Financial, LLC $990,000 $5,750,000 480.8% 0.0%
FirstBank $5,740,000 n/a 0.0%
AAG $9,650,000 $5,680,000 -41.1% 0.0%
Berkadia Commercial Mortgage $5,455,000 n/a 0.0%
Stanford Federal Credit Union $860,000 $5,435,000 532.0% 0.0%
USAA FEDERAL SAVINGS BANK $10,965,000 $5,315,000 -51.5% 0.0%
Plaza Home Mortgage Inc. $3,255,000 $5,225,000 60.5% 0.0%
Cstone Mortgage Inc $1,070,000 $5,065,000 373.4% 0.0%
LoanPal $1,245,000 $5,055,000 306.0% 0.0%
Open Mortgage LLC $1,895,000 $5,030,000 165.4% 0.0%
The Federal Savings Bank $2,290,000 $5,030,000 119.7% 0.0%
Baxter Credit Union $155,000 $4,820,000 3,009.7% 0.0%
RBC Bank (Georgia), N.A. $4,815,000 n/a 0.0%
Academy Mortgage Corporation $2,195,000 $4,750,000 116.4% 0.0%
Val-Chris Investments Inc $4,690,000 n/a 0.0%
PRIMELENDING $3,070,000 $4,635,000 51.0% 0.0%
Mountain West Financial Inc. $4,625,000 n/a 0.0%
Intercontinental Capital Group, Inc. $1,030,000 $4,480,000 335.0% 0.0%
Nations Direct Mortgage LLC $4,480,000 n/a 0.0%
Wyndham Capital Mortgage $445,000 $4,430,000 895.5% 0.0%
LendingHome Funding Corporation $1,000,000 $4,390,000 339.0% 0.0%
BOKF NA $2,650,000 $4,375,000 65.1% 0.0%
Bethpage Federal Credit Union $2,310,000 $4,360,000 88.7% 0.0%
Lakeview Loan Servicing, LLC $4,335,000 n/a 0.0%
Prosperity Home Mortgage LLC $4,330,000 n/a 0.0%
NOVA Financial & Investment Corporation dba: Nova Home Loans $1,450,000 $4,325,000 198.3% 0.0%
Intercap Lending Inc $4,320,000 n/a 0.0%
Pacific Service Credit Union $690,000 $4,130,000 498.6% 0.0%
Mortgage Capital Partners Inc $1,470,000 $3,890,000 164.6% 0.0%
Draper and Kramer Mortgage Corp. $805,000 $3,850,000 378.3% 0.0%
Angel Oak Mortgage Solutions $7,550,000 $3,830,000 -49.3% 0.0%
BM REAL ESTATE SERVICES, INC. $515,000 $3,820,000 641.7% 0.0%
MOVEMENT MORTGAGE, LLC $1,190,000 $3,775,000 217.2% 0.0%
HighTechLending Inc. $870,000 $3,760,000 332.2% 0.0%
Star One Credit Union $1,650,000 $3,670,000 122.4% 0.0%
First Technology Credit Union $955,000 $3,640,000 281.2% 0.0%
Banner Bank $1,425,000 $3,595,000 152.3% 0.0%
SAFE Credit Union $3,545,000 n/a 0.0%
Toyota Financial Savings Bank $1,895,000 $3,545,000 87.1% 0.0%
Equity Prime Mortgage LLC $840,000 $3,505,000 317.3% 0.0%
Alaska USA Federal Credit Union $3,455,000 n/a 0.0%
Tri-Emerald Financial Group Inc. $305,000 $3,455,000 1,032.8% 0.0%
Evansville Teachers Federal Credit Union $3,385,000 n/a 0.0%
San Mateo Credit Union $2,680,000 $3,295,000 22.9% 0.0%
NFM, Inc. $3,280,000 n/a 0.0%
Watermark Home Loans $2,715,000 $3,150,000 16.0% 0.0%
Golden Empire Mortgage, Inc. $3,105,000 n/a 0.0%
National Cooperative Bank N.A. $4,140,000 $3,105,000 -25.0% 0.0%
KINECTA FEDERAL CREDIT UNION $3,920,000 $3,050,000 -22.2% 0.0%
Northpointe Bank $495,000 $3,010,000 508.1% 0.0%
PHH MORTGAGE CORPORATION $1,010,000 $2,945,000 191.6% 0.0%
M&T Bank $2,860,000 n/a 0.0%
Community First Credit Union $810,000 $2,855,000 252.5% 0.0%
East West Bank $2,820,000 n/a 0.0%
Evolve Bank & Trust $2,735,000 n/a 0.0%
Bank of England $2,730,000 n/a 0.0%
EXCHANGE BANK $3,340,000 $2,715,000 -18.7% 0.0%
CBNA $4,910,000 $2,680,000 -45.4% 0.0%
Hometown Equity Mortgage LLC $2,285,000 $2,675,000 17.1% 0.0%
WEI Mortgage LLC $960,000 $2,645,000 175.5% 0.0%
NationsChoice Mortgage $355,000 $2,620,000 638.0% 0.0%
Alameda Mortgage Corporation $685,000 $2,600,000 279.6% 0.0%
Technology Credit Union $2,405,000 $2,590,000 7.7% 0.0%
Sovereign Lending Group, Inc $3,005,000 $2,520,000 -16.1% 0.0%
United Federal Credit Union $2,505,000 n/a 0.0%
All Reverse Mortgage Inc $2,445,000 n/a 0.0%
Quorum Federal Credit Union $430,000 $2,425,000 464.0% 0.0%
Ark-La-Tex Financial Services LLC $4,250,000 $2,420,000 -43.1% 0.0%
AmeriHomeMortgageCompany,LL $960,000 $2,350,000 144.8% 0.0%
Churchill Mortgage Corporation $2,000,000 $2,350,000 17.5% 0.0%
SnapFi, Inc. $2,315,000 n/a 0.0%
One Reverse Mortgage, LLC $3,815,000 $2,310,000 -39.4% 0.0%
Farmers Bank & Trust $2,270,000 n/a 0.0%
All Western Mortgage $2,245,000 n/a 0.0%
Civic Financial Services $5,095,000 $2,235,000 -56.1% 0.0%
Absolute Home Mortgage Corporation $2,220,000 n/a 0.0%
KS StateBank $1,295,000 $2,200,000 69.9% 0.0%
V.I.P. Mortgage Inc. $1,890,000 $2,190,000 15.9% 0.0%
CIBC Bank USA $1,450,000 $2,180,000 50.3% 0.0%
Mortgage Lenders of America LLC $2,135,000 n/a 0.0%
NewDay Financial LLC dba NewDay USA $2,115,000 n/a 0.0%
BLUELEAF LENDING, LLC $2,105,000 n/a 0.0%
Bank of Hope $2,090,000 n/a 0.0%
T. J. FINANCIAL, INC. $245,000 $2,080,000 749.0% 0.0%
KeyPoint Credit Union $1,305,000 $2,070,000 58.6% 0.0%
Nations Lending Corporation $325,000 $2,055,000 532.3% 0.0%
Reliant Bank $2,055,000 n/a 0.0%
Premier Mortgage Resources LLC $725,000 $2,030,000 180.0% 0.0%
NBH Bank $1,005,000 $2,015,000 100.5% 0.0%
Lenox Financial Mortgage Corp. $1,995,000 n/a 0.0%
Connexus Credit Union $210,000 $1,990,000 847.6% 0.0%
Texana Bank, N.A. $1,980,000 n/a 0.0%
Franklin Loan Center $715,000 $1,835,000 156.6% 0.0%
Partners Federal Credit Union $1,825,000 n/a 0.0%
LoanSnap Inc $625,000 $1,785,000 185.6% 0.0%
Mechanics Bank $2,155,000 $1,780,000 -17.4% 0.0%
Amerifirst Financial Inc. $1,225,000 $1,755,000 43.3% 0.0%
Oaktree Funding Corporation $4,245,000 $1,745,000 -58.9% 0.0%
Michigan Mutual, Inc. DBA MiMutual Mortgage $3,955,000 $1,730,000 -56.3% 0.0%
Provident Savings Bank F.S.B. $1,730,000 n/a 0.0%
CARRINGTON MORTGAGE SERVICES $960,000 $1,720,000 79.2% 0.0%
Sea West Coast Guard Federal Credit Union $1,660,000 n/a 0.0%
International City Mortgage Inc. $1,625,000 n/a 0.0%
Star Financial $870,000 $1,615,000 85.6% 0.0%
Homeside Financial LLC $1,535,000 n/a 0.0%
Redwood Trust Inc $3,305,000 $1,505,000 -54.5% 0.0%
United Nations Federal Credit Union $1,295,000 $1,490,000 15.1% 0.0%
First Guaranty Mortgage Corporation $595,000 $1,485,000 149.6% 0.0%
Thompson Kane & Company, LLC $1,475,000 n/a 0.0%
First Centennial Mortgage Corp. $1,460,000 n/a 0.0%
Logix Federal Credit Union $3,180,000 $1,445,000 -54.6% 0.0%
PEAPACK-GLADSTONE BANK $1,505,000 $1,445,000 -4.0% 0.0%
First Entertainment Credit Union $1,440,000 n/a 0.0%
Discover Bank $1,085,000 $1,430,000 31.8% 0.0%
HomeTrust Bank $125,000 $1,425,000 1,040.0% 0.0%
SchoolsFirst Federal Credit Union $880,000 $1,420,000 61.4% 0.0%
CORNERSTONE HOME LENDING, INC. $1,325,000 $1,410,000 6.4% 0.0%
Guidance Residential LLC $1,370,000 n/a 0.0%
Safeamerica Credit Union $1,355,000 n/a 0.0%
SPRING EQ, LLC $770,000 $1,340,000 74.0% 0.0%
Wall Financial dba WinPrime Lending $1,295,000 n/a 0.0%
First Home Bank $1,285,000 n/a 0.0%
Kwik Mortgage Corp. $1,275,000 n/a 0.0%
Blue Ridge Bank, NA $1,265,000 n/a 0.0%
Planet Home Lending LLC $880,000 $1,245,000 41.5% 0.0%
First Mortgage Solutions LLC $1,225,000 n/a 0.0%
Premier America Credit Union $1,225,000 n/a 0.0%
1st Northern California Credit Union $1,220,000 n/a 0.0%
Augusta Financial Inc. $1,210,000 n/a 0.0%
Homestead Funding Corp. $1,205,000 n/a 0.0%
Lakeview Community Capital, LLC $1,180,000 n/a 0.0%
ARVEST BANK $750,000 $1,155,000 54.0% 0.0%
Caltech Employees Federal Credit Union $1,105,000 n/a 0.0%
Paramount Bank $720,000 $1,095,000 52.1% 0.0%
Best Capital Funding $265,000 $1,075,000 305.7% 0.0%
First Tennessee Bank National $1,055,000 n/a 0.0%
Drop Mortgage $4,310,000 $1,045,000 -75.8% 0.0%
Wall Street Mortgage Bankers LTD $1,045,000 n/a 0.0%
Credit Human Federal Credit Union $925,000 $1,025,000 10.8% 0.0%
Capstone Direct Inc. $935,000 $1,020,000 9.1% 0.0%
Greenbox Loans Inc. $1,185,000 $1,015,000 -14.3% 0.0%
BANK OF STOCKTON $1,005,000 n/a 0.0%
Fifth Third Bank $1,940,000 $1,005,000 -48.2% 0.0%
First Western Trust Bank $1,005,000 n/a 0.0%
Pinnacle Bank $1,085,000 $1,005,000 -7.4% 0.0%
Digital Federal Credit Union $1,000,000 n/a 0.0%
American Residential Lending $995,000 $995,000 0.0% 0.0%
First Midwest Bank $3,005,000 $995,000 -66.9% 0.0%
Farmers & Merchants Bank of Ce $985,000 n/a 0.0%
Royal United Mortgage LLC $985,000 n/a 0.0%
FBC Mortgage LLC $980,000 n/a 0.0%
Residential Wholesale Mortgage $975,000 n/a 0.0%
Athas Capital Group $5,510,000 $960,000 -82.6% 0.0%
A&D Mortgage LLC $905,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $895,000 $905,000 1.1% 0.0%
Operating Engineers Federal Credit Union $255,000 $905,000 254.9% 0.0%
First Choice Loan Services Inc. $1,255,000 $890,000 -29.1% 0.0%
First Internet Bank $885,000 n/a 0.0%
Crestline Funding Corporation $515,000 $880,000 70.9% 0.0%
Geneva Financial LLC $1,255,000 $880,000 -29.9% 0.0%
Pivotal Capital Group II LLC $3,305,000 $875,000 -73.5% 0.0%
Calculated Risk Analytics LLC dba Excelerate Capital $3,400,000 $870,000 -74.4% 0.0%
Financial Partners Credit Union $2,570,000 $840,000 -67.3% 0.0%
Citadel Servicing Corporation $20,780,000 $835,000 -96.0% 0.0%
Summit mortgage Bankers, Inc. $1,025,000 $820,000 -20.0% 0.0%
Credit Union Mortgage Association Inc. $815,000 n/a 0.0%
Platinum Home Mortgage Corporation $815,000 n/a 0.0%
FJM Private Mortgage Fund, LLC $11,345,000 $805,000 -92.9% 0.0%
American Portfolio Mortgage $775,000 n/a 0.0%
Clearpath Lending $775,000 n/a 0.0%
Scenic Oaks Funding $775,000 n/a 0.0%
CATHAY BANK $2,435,000 $770,000 -68.4% 0.0%
Peoples Bank $335,000 $770,000 129.9% 0.0%
BANTERRA BANK $765,000 n/a 0.0%
Sunflower Bank, N.A. $760,000 n/a 0.0%
S&S Financial $750,000 n/a 0.0%
Keller Mortgage LLC $745,000 n/a 0.0%
NuVision Federal Credit Union $725,000 n/a 0.0%
Meriwest Credit Union $720,000 n/a 0.0%
BMO Harris Bank N.A. $605,000 $715,000 18.2% 0.0%
AmeriFirst Home Mortgage $705,000 n/a 0.0%
DIRECT MORTGAGE CORP $705,000 n/a 0.0%
SecurityNational Mortgage Company $675,000 $690,000 2.2% 0.0%
Best Finance Captal Inc $680,000 n/a 0.0%
Embrace Home Loans, Inc. $675,000 n/a 0.0%
Plains Commerce Bank $585,000 $675,000 15.4% 0.0%
Citizens Equity First Credit Union (CEFCU) $655,000 n/a 0.0%
Dignified Home Loans, LLC $655,000 n/a 0.0%
Meriwest Mortgage Co. LLC $845,000 $655,000 -22.5% 0.0%
Vision One Mortgage $595,000 n/a 0.0%
Directors Mortgage, Inc. $565,000 n/a 0.0%
Essex Mortgage $555,000 n/a 0.0%
American First Credit Union $525,000 n/a 0.0%
Union Home Mortgage Company $525,000 n/a 0.0%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group $1,000,000 $515,000 -48.5% 0.0%
Coast 2 Coast Funding Group Inc. $515,000 n/a 0.0%
First Community Mortgage Inc. $515,000 n/a 0.0%
Homeowners Financial Group $515,000 n/a 0.0%
Academy Bank NA $505,000 n/a 0.0%
Mortgage Express $495,000 n/a 0.0%
top flite financial, inc. $495,000 n/a 0.0%
American Financial Resources Inc. $485,000 n/a 0.0%
CTBC Bank $1,095,000 $475,000 -56.6% 0.0%
Meadowbrook Financial Mortgage $475,000 n/a 0.0%
Peoples Mortgage Company $475,000 n/a 0.0%
Towne Mortgage Company $475,000 n/a 0.0%
JMJ Financial Group Inc. $1,865,000 $465,000 -75.1% 0.0%
Sirva Mortgage Inc. $695,000 $440,000 -36.7% 0.0%
Low VA Rates $435,000 n/a 0.0%
MLD Mortgage Inc. $265,000 $435,000 64.2% 0.0%
First Northern Bank of Dixon $425,000 n/a 0.0%
People's Bank of Commerce $425,000 n/a 0.0%
Primus Lending Corp $425,000 n/a 0.0%
LeaderOne Financial Corp. $395,000 n/a 0.0%
21ST MORTGAGE $250,000 $385,000 54.0% 0.0%
NEW WAVE LENDING GROUP INC $375,000 n/a 0.0%
Envoy Mortgage Ltd. $880,000 $365,000 -58.5% 0.0%
Farmers and Merchants Bank $355,000 n/a 0.0%
LBS Financial Credit Union $335,000 n/a 0.0%
WSFS Bank $905,000 $335,000 -63.0% 0.0%
AKT American Capital Inc $325,000 n/a 0.0%
Ivy Mortgage, Inc. $325,000 n/a 0.0%
On Q Financial Inc. $305,000 $315,000 3.3% 0.0%
Hometown Lenders LLC $305,000 n/a 0.0%
DEVON BANK $265,000 n/a 0.0%
INOVA Federal Credit Union $55,000 $265,000 381.8% 0.0%
T2 Financial LLC $265,000 n/a 0.0%
Triad Financial Services Inc $165,000 $260,000 57.6% 0.0%
San Diego County Credit Union $255,000 n/a 0.0%
Metro City Bank $235,000 n/a 0.0%
Utah Power Credit Union $235,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC $235,000 n/a 0.0%
Great Lakes Credit Union $230,000 n/a 0.0%
R M K FINANCIAL CORP $595,000 $215,000 -63.9% 0.0%
Boeing Employees' Credit Union (BECU) $760,000 $205,000 -73.0% 0.0%
California Coast Credit Union $1,065,000 $175,000 -83.6% 0.0%
Air Academy Federal Credit Union $1,265,000 $155,000 -87.7% 0.0%
Equity Wave Lending Inc. $170,000 $155,000 -8.8% 0.0%
HOMEXPRESS MORTGAGE CORP. $19,130,000 $155,000 -99.2% 0.0%
Proponent FCU $1,005,000 $155,000 -84.6% 0.0%
Loan Simple Inc $125,000 n/a 0.0%
Skyone Federal Credit Union $125,000 n/a 0.0%
Delta Community Credit Union $115,000 n/a 0.0%
Anheuser Busch Employees Credit Union $95,000 n/a 0.0%
Midwest Loan Services Inc $25,000 n/a 0.0%

SAN RAFAEL's top lender by overall market share is WELLS FARGO BANK NA, with 12.3% market share. In second place, with 12.3%, is FIRST REPUBLIC BANK, having originated $1,435,885,000 in loans. In third place, with 8.2%, is Quicken Loans, having originated $962,415,000 in loans. In third place, with 5.2%, is JPMorgan Chase Bank, NA, having originated $605,445,000 in loans. In third place, with 4.4%, is United Shore Financial Services LLC, having originated $519,070,000 in loans.


SAN RAFAEL, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 9,427 $6,214,615,000 $659,236
Cash Out Refi 3,177 $2,051,225,000 $645,648
Home Purchase 2,747 $2,887,115,000 $1,051,007
Other 668 $386,290,000 $578,278
Home Improvement 577 $156,685,000 $271,551

San Rafael's most frequently cited loan purpose was Refi, with 9,427 originations. The 2nd most popular reason was Cash Out Refi, with 3,177 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 7,150 $5,240,840,000 $732,985
3-4% 6,649 $4,555,725,000 $685,174
<2.5% 1,597 $1,296,515,000 $811,844
4-5% 732 $334,960,000 $457,596
5-6% 218 $83,690,000 $383,899
6-7% 77 $27,725,000 $360,065
7-8% 28 $16,570,000 $591,786
Over 8% 24 $10,320,000 $430,000

During 2020, San Rafael's most frequently originated rate bucket was 2.5-3%, with 7,150 originations.

Loan Sizing (SAN RAFAEL, CA MSA)

Loan Size Originations Total Value Average Loan
$600k-1000k 4,682 $3,507,500,000 $749,146
$400k-600k 4,672 $2,329,890,000 $498,692
$200k-400k 3,391 $1,041,025,000 $306,996
$Over $1MM 2,765 $4,680,555,000 $1,692,787
$100k-200k 825 $119,995,000 $145,448
$100,000 or less 261 $16,965,000 $65,000

SAN RAFAEL's loan sizing saw the bucket of loans from $600k-1000k with 4,682 originations, totaling $3,507,500,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
40-60% 5,432 $3,824,950,000 $704,151
60-80% 4,457 $4,431,755,000 $994,336
20-40% 3,455 $1,672,935,000 $484,207
Under 20% 1,768 $423,710,000 $239,655
80-100% 1,221 $1,158,665,000 $948,948
Over 100% 17 $16,805,000 $988,529

SAN RAFAEL's loan sizing saw loans grouped in the 40-60% Loan-to-value bucket with 5,432 originations, totaling $3,824,950,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - SAN RAFAEL (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $832,915 (4.3%) $1,485,691 (14.7%) 3.07 2,454
2018-02-01 $894,500 (6.6%) $1,527,161 (11.4%) 3.23 2,923
2018-03-01 $939,000 (5.9%) $1,557,480 (10.1%) 3.25 3,362
2018-04-01 $981,500 (9.7%) $1,627,669 (10.6%) 3.29 3,858
2018-05-01 $992,500 (10.4%) $1,631,792 (10.6%) 3.31 4,356
2018-06-01 $980,000 (8.9%) $1,586,014 (7.6%) 3.27 4,862
2018-07-01 $922,500 (5.4%) $1,505,141 (5.4%) 3.08 5,230
2018-08-01 $889,750 (4.7%) $1,367,976 (-0.2%) 2.97 5,420
2018-09-01 $899,000 (3.9%) $1,380,708 (-3.8%) 3.01 6,521
2018-10-01 $899,000 (1.0%) $1,390,218 (-7.7%) 3.01 6,733
2018-11-01 $887,444 (-0.2%) $1,454,799 (-4.5%) 2.98 6,398
2018-12-01 $849,000 (-2.3%) $1,321,150 (-14.6%) 2.91 4,585
2019-01-01 $822,444 (-1.3%) $1,281,720 (-13.7%) 2.84 3,911
2019-02-01 $878,000 (-1.8%) $1,392,919 (-8.8%) 2.94 4,470
2019-03-01 $905,143 (-3.6%) $1,481,646 (-4.9%) 2.95 4,885
2019-04-01 $938,000 (-4.4%) $1,523,268 (-6.4%) 2.95 5,273
2019-05-01 $952,500 (-4.0%) $1,495,179 (-8.4%) 2.94 5,904
2019-06-01 $949,950 (-3.1%) $1,469,299 (-7.4%) 2.92 6,445
2019-07-01 $927,000 (0.5%) $1,511,051 (0.4%) 2.88 6,372
2019-08-01 $910,657 (2.4%) $1,486,560 (8.7%) 2.87 6,238
2019-09-01 $925,000 (2.9%) $1,470,599 (6.5%) 2.94 6,177
2019-10-01 $946,500 (5.3%) $1,522,534 (9.5%) 3.02 6,536
2019-11-01 $949,950 (7.0%) $1,628,141 (11.9%) 3.07 5,321
2019-12-01 $897,250 (5.7%) $1,711,252 (29.5%) 2.99 3,202
2020-01-01 $893,500 (8.6%) $1,682,109 (31.2%) 2.98 2,718
2020-02-01 $969,950 (10.5%) $1,703,609 (22.3%) 3.13 3,486
2020-03-01 $987,475 (9.1%) $1,666,066 (12.5%) 3.09 3,860
2020-04-01 $950,000 (1.3%) $1,566,455 (2.8%) 2.96 3,669
2020-05-01 $999,000 (4.9%) $1,631,205 (9.1%) 3.03 4,853
2020-06-01 $1,075,000 (13.2%) $1,673,197 (13.9%) 3.14 5,218
2020-07-01 $1,084,000 (16.9%) $1,688,769 (11.8%) 3.11 5,348
2020-08-01 $1,050,000 (15.3%) $1,693,359 (13.9%) 3.00 5,513
2020-09-01 $1,067,444 (15.4%) $1,710,780 (16.3%) 3.05 5,702
2020-10-01 $1,075,000 (13.6%) $1,704,790 (12.0%) 3.07 6,146
2020-11-01 $1,050,000 (10.5%) $1,687,095 (3.6%) 3.01 5,521
2020-12-01 $998,940 (11.3%) $1,715,364 (0.2%) 2.93 3,965
2021-01-01 $995,000 (11.4%) $1,765,083 (4.9%) 2.93 3,084
2021-02-01 $999,997 (3.1%) $1,783,564 (4.7%) 2.88 3,223
2021-03-01 $1,021,500 (3.5%) $1,869,112 (12.2%) 2.86 3,354
2021-04-01 $1,049,500 (10.5%) $1,871,486 (19.5%) 2.82 3,430
2021-05-01 $1,088,000 (8.9%) $1,891,446 (16.0%) 2.86 3,463
2021-06-01 $1,079,000 (0.4%) $1,809,889 (8.2%) 2.80 3,872
2021-07-01 $999,500 (-7.8%) $1,709,988 (1.3%) 2.60 4,134
2021-08-01 $995,000 (-5.2%) $1,648,041 (-2.7%) 2.62 4,245
2021-09-01 $993,500 (-6.9%) $1,704,806 (-0.4%) 2.61 4,585
2021-10-01 $997,000 (-7.3%) $1,774,651 (4.1%) 2.62 4,575
2021-11-01 $984,450 (-6.2%) $1,795,658 (6.4%) 2.59 3,554
2021-12-01 $954,000 (-4.5%) $1,842,466 (7.4%) 2.54 2,340
2022-01-01 $949,000 (-4.6%) $1,746,953 (-1.0%) 2.53 2,009
SAN RAFAEL's median listing price for 2022-01-01 was $949,000, a difference of $-46,000 (-4.6%) versus the prior year and $-5,000 versus the prior month.

SAN RAFAEL's median listing price comes in at 253% of the national average.

SAN RAFAEL's average listing price for 2022-01-01 was $1,746,953, a difference of $-18,130 (-1.0%) versus the prior year and $-95,513 versus the prior month.

For the 2022-01-01 period, SAN RAFAEL had 2,009 MLS listings, a difference of -331 listings (-14%) versus the prior month and -1,075 listings (-35%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SAN RAFAEL (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 31 days 1,710 sqft
2018-02-01 19 days 1,736 sqft
2018-03-01 22 days 1,750 sqft
2018-04-01 23 days 1,781 sqft
2018-05-01 21 days 1,803 sqft
2018-06-01 24 days 1,780 sqft
2018-07-01 29 days 1,735 sqft
2018-08-01 29 days 1,701 sqft
2018-09-01 27 days 1,686 sqft
2018-10-01 31 days 1,687 sqft
2018-11-01 37 days 1,655 sqft
2018-12-01 50 days 1,609 sqft
2019-01-01 49 days 1,595 sqft
2019-02-01 27 days 1,631 sqft
2019-03-01 28 days 1,691 sqft
2019-04-01 28 days 1,757 sqft
2019-05-01 28 days 1,811 sqft
2019-06-01 30 days 1,787 sqft
2019-07-01 35 days 1,740 sqft
2019-08-01 36 days 1,726 sqft
2019-09-01 35 days 1,722 sqft
2019-10-01 34 days 1,706 sqft
2019-11-01 42 days 1,703 sqft
2019-12-01 57 days 1,707 sqft
2020-01-01 54 days 1,680 sqft
2020-02-01 18 days 1,723 sqft
2020-03-01 28 days 1,760 sqft
2020-04-01 37 days 1,764 sqft
2020-05-01 33 days 1,760 sqft
2020-06-01 30 days 1,702 sqft
2020-07-01 30 days 1,625 sqft
2020-08-01 31 days 1,569 sqft
2020-09-01 30 days 1,533 sqft
2020-10-01 29 days 1,525 sqft
2020-11-01 40 days 1,500 sqft
2020-12-01 51 days 1,479 sqft
2021-01-01 46 days 1,454 sqft
2021-02-01 28 days 1,485 sqft
2021-03-01 29 days 1,530 sqft
2021-04-01 30 days 1,548 sqft
2021-05-01 28 days 1,562 sqft
2021-06-01 28 days 1,560 sqft
2021-07-01 28 days 1,546 sqft
2021-08-01 29 days 1,548 sqft
2021-09-01 29 days 1,538 sqft
2021-10-01 30 days 1,514 sqft
2021-11-01 38 days 1,502 sqft
2021-12-01 44 days 1,455 sqft
2022-01-01 39 days 1,423 sqft
SAN RAFAEL's median listing age (time on market) for 2022-01-01 was 39 days. This is -15% shorter than the same period one year ago.

SAN RAFAEL's median square footage for active listings during the 2022-01-01 period was 1,423 sqft. One year prior, the average listing was 1,454 sqft.