Fort Worth FHA Loans

FORT WORTH-ARLINGTON-GRAPEVINE, TX

FHA loans are mortgages created in the 1930's to help insulate lenders from credit risks and help promote home ownership. The Federal Housing Administration (hence, FHA) allows for lower downpayments and credit scores-- making these loans much more accessible than traditional mortgages.

FHA loans typically need just a 3.5% downpayment with credit scores of 580 or better. For credit scores between 500-579, the downpayment needs to be at least 10%.

While FHA loans make home ownership much more accessible to first-time homebuyers, they do require PMI (purchase money insurance)-- an additional insurance premium that is paid to the FHA to help cover defaults.

For additional requirements as defined by the FHA, click here.

Fort Worth's 280 lenders originated 12,351 FHA loans during 2021. The total origination value was $3,069,425,000, with an average FHA loan value of $248,516.

Fort Worth FHA Loans, 30 Year Fixed Rates

30 Year FHA mortgages in Fort Worth averaged 4.86% for the week of 2022-03-25, compared to the national average (all FHA variants) of 4.648% for the same period.

The average rate for the prior week (2022-03-18) was 4.47% and one month ago for the week of 2022-02-18, the average rate was 4.1%.

The average rate one year ago was 3.54%.

For refis of the same type during the week of 2022-03-25, the average rate was 4.47%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Fort Worth FHA Loan Lenders by Rates & Fees

The below table looks at the average fees and rates for FHA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Fort Worth level.

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 538 2.71% $6,360
LAKEVIEW LOAN SERVICING, LLC 472 3.01% $5,592
DHI MORTGAGE COMPANY, LTD. 430 2.98% $8,665
SFMC, LP 423 3.36% $10,972
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 420 3.29% $10,112
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 352 3.35% $9,701
LOANDEPOT.COM, LLC 342 3.54% $9,660
FREEDOM MORTGAGE CORPORATION 341 2.94% $6,519
GUILD MORTGAGE COMPANY 317 3.32% $9,924
Mr. Cooper ( Nationstar Mortgage ) 308 3.24% $4,567
CALIBER HOME LOANS, INC. 252 2.92% $7,418
Lakeview Community Capital, LLC 226 3.03% $5,542
AMCAP MORTGAGE, LTD. 222 3.63% $11,365
PENNYMAC LOAN SERVICES, LLC 214 3.17% $5,698
Gateway First Bank 213 3.53% $8,762
UNITED WHOLESALE MORTGAGE, LLC 194 2.79% $9,486
PRIMELENDING, A PLAINSCAPITAL COMPANY 191 3.44% $9,991
Town Square Mortgage & Investments, Inc. 175 3.40% $9,201
MID AMERICA MORTGAGE, INC. 148 3.31% $5,158
First United Bank and Trust Company 127 3.22% $9,760
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 124 3.40% $9,757
EVERETT FINANCIAL, INC. 121 3.81% $8,230
VILLAGE CAPITAL & INVESTMENT LLC 119 2.91% $2,568
AmeriHome Mortgage Company, LLC 119 2.91% $5,132
SECURITYNATIONAL MORTGAGE COMPANY 114 3.32% $10,384
Republic State Mortgage Co. 114 3.02% $10,123
NEWREZ LLC 110 2.94% $6,089
PLANET HOME LENDING, LLC 104 2.86% $6,586
GUARANTEED RATE, INC. 100 3.12% $10,413
SOUTHWEST FUNDING, LP 95 3.51% $13,520
MORTGAGE FINANCIAL SERVICES, LLC 92 3.05% $10,576
Paramount Residential Mortgage Group, Inc. 88 3.16% $10,851
HOMESIDE FINANCIAL, LLC 85 3.23% $10,788
MOVEMENT MORTGAGE, LLC 83 3.46% $9,644
LHM FINANCIAL CORPORATION 80 3.23% $9,327
CHERRY CREEK MORTGAGE, LLC 79 3.28% $4,437
PULTE MORTGAGE LLC 77 3.13% $6,880
AMERICAN FINANCIAL NETWORK, INC. 76 3.29% $15,070
PRIMARY RESIDENTIAL MORTGAGE, INC. 72 3.58% $11,141
Trinity Oaks Mortgage, LLC 69 3.36% $11,092
ARK-LA-TEX FINANCIAL SERVICES, LLC. 67 3.46% $8,754
HOMEBRIDGE FINANCIAL SERVICES, INC. 67 2.93% $7,662
GREAT WESTERN FINANCIAL SERVICES, INC. 63 3.24% $9,409
CROSSCOUNTRY MORTGAGE, LLC 61 3.11% $10,336
EAGLE HOME MORTGAGE, LLC 58 3.22% $9,486
EUSTIS AND AMERICAN MORTGAGE COMPANY 55 3.37% $10,244
S1L, Inc. 49 3.40% $10,252
THRIVE MORTGAGE, LLC 48 3.10% $10,596
ASPIRE FINANCIAL, INC. 47 2.57% $9,998
CMG MORTGAGE, INC. 46 3.03% $10,168
Carrington Mortgage Services, LLC 45 3.78% $9,993
Texas Bank Financial 45 3.46% $8,819
First Guaranty Mortgage Corporation 44 3.11% $6,665
HOME POINT FINANCIAL CORPORATION 43 2.91% $8,740
BROOKHOLLOW MORTGAGE SERVICES, LTD 41 3.08% $13,772
INTERLINC MORTGAGE SERVICES, LLC 38 3.38% $9,842
First National Bank 38 3.36% $8,874
Equity Prime Mortgage LLC 38 3.31% $9,943
Wallick & Volk, Inc. 36 3.58% $9,247
City Bank 36 3.12% $9,952
Prosperity Home Mortgage, LLC 32 3.49% $10,472
PLAZA HOME MORTGAGE, INC. 31 3.09% $9,700
AMERISAVE MORTGAGE CORPORATION 31 2.98% $9,387
NATIONS RELIABLE LENDING, LLC 30 3.39% $10,527
BROKER SOLUTIONS, INC. 30 3.11% $8,473
OPEN MORTGAGE, LLC 30 3.24% $10,009
SUN WEST MORTGAGE COMPANY, INC. 29 3.07% $8,985
Independent Bank 29 3.49% $9,123
Affiliated Bank 28 2.79% $10,200
Loan Simple, Inc. 28 3.54% $10,007
SUMMIT FUNDING, INC. 27 3.50% $11,900
First Bank 26 3.25% $10,829
DAS Acquisition Company, LLC 24 3.15% $9,451
First Bank & Trust 24 3.11% $9,112
CALCON MUTUAL MORTGAGE LLC 23 3.97% $9,506
ACADEMY MORTGAGE CORPORATION 23 3.32% $10,838
Colonial Savings, F.A. 23 3.08% $6,940
CERTAINTY HOME LOANS, LLC 22 3.26% $9,677
LOANPAL, LLC 22 2.76% $9,417
InterContinental Capital Group, Inc 22 2.72% $8,291
LEADERONE FINANCIAL CORPORATION 21 3.17% $8,718
M/I FINANCIAL, LLC 21 3.03% $11,163
First Financial Bank 20 3.12% $9,395
OCEANSIDE MORTGAGE COMPANY 20 2.75% $3,435
WILLOW BEND MORTGAGE COMPANY, LLC 19 3.57% $9,637
NTFN, INC. 19 2.74% $8,993
BOKF 19 3.13% $9,512
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 19 2.93% $11,434
Waterstone Mortgage Corporation 18 3.59% $9,397
Nations Lending Corporation 18 3.44% $9,251
Amerifirst Financial, Inc. 18 3.23% $9,249
Flagstar Bank, FSB 16 2.66% $8,918
KELLER MORTGAGE, LLC 16 2.69% $9,182
Hometown Lenders, Inc. 16 3.62% $10,460
ANGEL OAK HOME LOANS LLC 15 3.20% $12,733
SENTE MORTGAGE, INC. 15 3.38% $9,623
Prosperity Bank 15 2.73% $8,435
SUCCESS MORTGAGE PARTNERS, INC. 15 3.38% $9,597
GUARANTEED RATE AFFINITY, LLC 14 2.79% $9,250
V.I.P. MORTGAGE, INC. 14 3.31% $8,173
BECKAM FUNDING CORP. 13 3.70% $16,483
FIRST CENTENNIAL MORTGAGE CORPORATION 13 2.85% $10,945
Lend Smart Mortgage, LLC 13 3.34% $10,035
Bank of America 13 2.81% $4,954
PANORAMA MORTGAGE GROUP, LLC 12 3.41% $9,711
MICHIGAN MUTUAL, INC. 12 3.51% $11,950
GENEVA FINANCIAL, LLC 12 3.04% $10,722
First State Bank 12 3.02% $11,489
SWBC MORTGAGE CORPORATION 11 3.80% $8,605
CHURCHILL MORTGAGE CORPORATION 11 3.17% $9,636
South Pacific Financial Corporation 11 2.60% $11,481
STEARNS LENDING, LLC 11 2.83% $9,906
FINANCE OF AMERICA MORTGAGE LLC 11 3.08% $8,868
VELOCIO MORTGAGE L.L.C. 11 3.17% $12,635
AMERICAN PACIFIC MORTGAGE CORPORATION 11 3.24% $10,129
JPMorgan Chase Bank 11 2.84% $6,584
INTEGRITY MORTGAGE CORPORATION OF TEXAS 11 2.89% $9,157
Mortgage Research Center, LLC 10 2.89% $9,730
First National Bank Texas 10 3.29% $8,436
UNION HOME MORTGAGE CORP. 10 3.24% $10,504
CORNERSTONE HOME LENDING, INC. 10 3.46% $9,587
Bank of England 10 3.39% $10,096
COUNTRYPLACE MORTGAGE, LTD. 10 3.20% $14,190
RED DIAMOND HOME LOANS, LLC 9 2.82% $9,741
PRIORITY HOME MORTGAGE, L.P. 9 3.00% $9,269
BancorpSouth Bank 9 3.35% $9,880
CELEBRITY HOME LOANS, LLC 8 3.30% $10,447
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 8 3.59% $9,607
Midwest Mortgage Associates Corporation 8 3.58% $9,165
Origin Bank 8 3.09% $8,994
Citizens Bank 8 2.97% $9,879
ZILLOW HOME LOANS, LLC 7 2.96% $8,805
MORIA DEVELOPMENT, INC. 7 4.04% $10,028
First Home Bank 7 3.50% $9,280
Goldwater Bank, N.A. 7 3.34% $9,210
Hometown Equity Mortgage, LLC 7 4.30% $11,535
Assurance Financial Group, L.L.C. 7 3.29% $9,499
INFINITY MORTGAGE HOLDINGS, LLC 6 3.17% $10,031
AMERICAN FINANCIAL RESOURCES, INC. 6 3.98% $7,651
CLM MORTGAGE, INC 6 3.25% $12,084
Commerce Home Mortgage, Inc. 6 3.31% $11,670
KBHS HOME LOANS, LLC 6 3.50% $12,028
Magnolia Bank 6 3.10% $8,898
NATIONS DIRECT MORTGAGE, LLC 6 3.31% $10,317
Northpointe Bank 6 3.40% $11,462
Paramount Bank 6 2.65% $8,490
PHH Mortgage Corporation 6 3.42% $5,396
PILGRIM MORTGAGE LLC 6 3.17% $10,795
UNITED MORTGAGE CORP. 6 2.77% $8,350
The Home Loan Expert LLC 5 2.68% $11,558
LAND HOME FINANCIAL SERVICES, INC. 5 4.10% $13,320
VAN DYK MORTGAGE CORPORATION 5 3.43% $8,330
LIBERTY HOME MORTGAGE CORPORATION 5 2.88% $9,574
EECU 5 3.45% $8,118
ON Q FINANCIAL, INC. 5 2.58% $8,964
Encompass Lending Group, LP 5 3.08% $11,315
Network Funding, L.P. 5 3.40% $10,203
AMERICAN FINANCING CORPORATION 4 2.97% $7,624
Austin Capital Bank SSB 4 3.63% $11,461
Sunflower Bank 4 3.18% $8,052
BAYSHORE MORTGAGE FUNDING, LLC 4 3.00% $6,686
Low VA Rates, LLC 4 2.97% $4,980
SOUTHWEST STAGE FUNDING, LLC 4 3.44% $7,244
Residential Mortgage Solutions, Inc. 4 2.44% $8,884
CITY FIRST MORTGAGE SERVICES, L.L.C. 4 3.69% $11,387
RANLIFE, INC. 4 3.25% $10,680
J. VIRGIL, INC. 4 3.41% $10,416
DIRECTIONS EQUITY, LLC 4 3.00% $7,805
DRAPER AND KRAMER MORTGAGE CORP. 4 3.59% $8,742
ENDEAVOR CAPITAL, LLC. 4 3.06% $3,618
MORTGAGE SOLUTIONS OF COLORADO, LLC 4 3.66% $10,208
Wells Fargo Bank 4 2.88% $8,497
HOMETRUST MORTGAGE COMPANY 4 3.13% $10,245
INTERCAP LENDING INC. 4 3.44% $10,374
Happy State Bank 4 3.56% $7,771
HANCOCK MORTGAGE PARTNERS, LLC 4 3.38% $10,823
Watermark Capital, Inc. 4 3.15% $10,497
CRESTMARK MORTGAGE COMPANY, LTD. 3 2.88% $16,671
Home Mortgage Alliance Corp 3 2.75% $11,622
FC LENDING, LTD. 3 3.54% $8,460
NOVA FINANCIAL & INVESTMENT CORPORATION 3 2.92% $8,251
OCMBC, INC. 3 3.38% $9,752
PLUS RELOCATION MORTGAGE, LLC 3 3.58% $9,579
CORNERSTONE MORTGAGE PARTNERS OF TEXAS, L.P. 3 3.17% $9,579
SOVEREIGN LENDING GROUP INCORPORATED 3 2.92% $8,518
Barrington Bank & Trust Company, N.A. 3 3.29% $10,366
THE MORTGAGE FIRM, INC. 3 2.92% $10,649
AmRes Corporation 3 2.88% $11,541
US MORTGAGE CORPORATION 3 2.92% $8,999
American Bank of Oklahoma 3 3.29% $8,593
JAMES B. NUTTER & COMPANY 3 2.88% $5,265
BNC National Bank 2 2.75% $9,523
TruHome Solutions, LLC 2 2.88% $7,735
UMB Bank 2 2.38% $9,569
GUARANTY HOME MORTGAGE CORPORATION 2 3.56% $8,987
FLAT BRANCH MORTGAGE, INC. 2 3.06% $11,779
UNITED SECURITY FINANCIAL CORP 2 2.69% $6,832
Amarillo National Bank 2 2.63% $11,373
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 3.00% $12,656
First National Bank of Omaha 2 2.88% $8,620
MEMBER FIRST MORTGAGE, LLC 2 2.75% $6,422
WESTERN EXPRESS LENDING 2 2.63% $9,543
Princeton Mortgage Corporation 2 3.19% $9,542
ROUNDPOINT MORTGAGE SERVICING CORPORATION 2 2.81% $12,808
AXIA FINANCIAL, LLC 2 3.81% $8,600
EMBRACE HOME LOANS, INC. 2 3.44% $3,692
NP, Inc. 2 3.38% $10,529
PREMIA MORTGAGE, LLC 2 3.19% $6,113
MUTUAL OF OMAHA MORTGAGE, INC. 2 3.06% $9,118
Capital Bank 2 2.31% $7,834
Sierra Pacific Mortgage Company, Inc. 2 2.38% $14,796
Atlantic Home Loans, Inc. 2 3.38% $8,631
NATIONWIDE MORTGAGE BANKERS, INC. 2 3.19% $9,188
Simmons Bank 2 2.38% $9,663
SIRVA MORTGAGE, INC. 2 2.94% $8,597
Colten Mortgage, LLC 2 3.69% $4,504
Chickasaw Community Bank 1 2.50% $8,286
CHAMPIONS MORTGAGE LLC 1 2.88% $11,831
Century Mortgage Company DBA Century Lending Company 1 2.63% $12,214
SIWELL, INC. 1 2.50% $7,887
BKCO MORTGAGE, LLC 1 3.25% $6,126
LRS FINANCIAL NETWORK, INC. 1 2.75% $10,134
HOME APPROVALS DIRECT, INC. 1 4.13% $17,061
BBVA USA 1 3.00% $8,871
GMFS LLC 1 2.50% $14,958
BAY EQUITY LLC 1 2.25% $7,666
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.25% $8,611
HOME FINANCING UNLIMITED, INC. 1 2.25% $12,015
LOANLEADERS OF AMERICA, INC. 1 3.63% $8,900
The Federal Savings Bank 1 2.63% $13,889
GSB MORTGAGE, INC. 1 2.88% $10,811
THE MONEY HOUSE INC. 1 3.13% $9,604
HOMESPIRE MORTGAGE CORPORATION 1 3.25% $12,369
TIAA, FSB 1 2.75% $5,765
TOTAL MORTGAGE SERVICES, LLC 1 4.63% $14,723
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 3.00% $7,457
Arvest Bank 1 2.75% $11,690
ARC HOME LLC 1 3.13% $10,013
1ST PREFERENCE MORTGAGE CORP. 1 2.63% $4,893
Ixonia Bank 1 3.13% $8,550
VANDERBILT MORTGAGE AND FINANCE, INC. 1 3.63% $10,156
GSF Mortgage Corporation 1 2.88% $13,327
Ameris Bank 1 2.88% $11,221
VERITAS FUNDING, LLC 1 2.25% $13,165
American National Bank 1 3.00% $9,346
FIRST CONTINENTAL MORTGAGE, LTD. 1 2.88% $5,063
MOUNTAIN WEST FINANCIAL, INC. 1 3.75% $9,776
FirstBank 1 2.63% $8,186
American Mortgage Bank, LLC 1 2.38% $9,033
West Gate Bank 1 2.25% $8,215
FAMILY FIRST FUNDING LLC 1 3.13% $13,466
ENVOY MORTGAGE, LTD 1 3.75% $6,740
MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 2.75% $4,498
First Horizon Bank 1 2.88% $7,750
North American Savings Bank, F.S.B. 1 2.63% $10,155
NexBank 1 3.63% $8,469
Willamette Valley Bank 1 3.75% $9,089
LENDUS, LLC 1 3.63% $9,418
EMM LOANS LLC 1 3.50% $6,764
MLD MORTGAGE INC. 1 3.25% $8,549
First Option Mortgage, LLC 1 3.25% $13,683
First Savings Bank 1 2.88% $6,170
DIRECT MORTGAGE LOANS, LLC 1 3.25% $9,969
Midwest BankCentre 1 2.38% $3,850
Wolfe Financial, Inc 1 3.38% $9,549
Wyndham Capital Mortgage, Inc. 1 3.13% $7,599
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 3.25% $8,659
DATCU 1 3.25% $8,417
JMAC LENDING, INC. 1 2.88% $6,061
PNC Bank 1 3.00% $6,783
PREMIER LENDING, INC. 1 3.25% $10,826
DATA MORTGAGE, INC. 1 4.63% $7,757
FirstTrust Home Loans, Inc. 1 3.00% $7,552
1ST FINANCIAL, INC. 1 3.25% $18,938
CONTOUR MORTGAGE CORPORATION 1 2.75% $11,579
Commercial Bank of Texas 1 2.38% $7,822
CLEARPATH LENDING 1 2.75% $7,191
CityWorth Mortgage LLC 1 3.75% $12,486
RELIANCE FIRST CAPITAL, LLC 1 2.50% $8,525
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 4.25% $8,567

The top Fort Worth FHA lender as defined by loan originations is QUICKEN LOANS, LLC, with 538 FHA loans originated. Their average total fees are $6,360, which is $768 higher than the next largest lender, LAKEVIEW LOAN SERVICING, LLC.

The lowest fee Fort Worth FHA lenders (with over 10 loans originated) are VILLAGE CAPITAL & INVESTMENT LLC ($2,568), OCEANSIDE MORTGAGE COMPANY ($3,435), CHERRY CREEK MORTGAGE, LLC ($4,437), Mr. Cooper ( Nationstar Mortgage ) ($4,567) and Bank of America ($4,954).

The lowest rate Fort Worth FHA lenders (with over 10 loans originated) are ASPIRE FINANCIAL, INC. (2.57%), South Pacific Financial Corporation (2.60%), Flagstar Bank, FSB (2.66%), KELLER MORTGAGE, LLC (2.69%) and QUICKEN LOANS, LLC (2.71%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Fort Worth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $351,878 (0.5%) $495,654 (-1.6%) 1.30 14,408
2018-02-01 $367,586 (1.5%) $519,017 (0.1%) 1.33 14,403
2018-03-01 $370,000 (0.1%) $526,908 (-1.7%) 1.28 15,331
2018-04-01 $376,369 (-0.7%) $536,251 (-2.1%) 1.26 16,677
2018-05-01 $384,950 (1.6%) $543,991 (-1.0%) 1.28 18,262
2018-06-01 $374,900 (0.0%) $525,365 (-2.4%) 1.25 20,224
2018-07-01 $366,250 (0.2%) $511,223 (-1.9%) 1.22 22,140
2018-08-01 $349,950 (-1.7%) $485,936 (-2.3%) 1.17 22,475
2018-09-01 $345,000 (-1.4%) $482,649 (-2.7%) 1.15 22,382
2018-10-01 $342,520 (-2.1%) $481,161 (-3.4%) 1.15 22,509
2018-11-01 $340,000 (-2.9%) $482,594 (-2.6%) 1.14 22,084
2018-12-01 $339,000 (-3.1%) $476,066 (-3.1%) 1.16 20,347
2019-01-01 $338,000 (-3.9%) $470,639 (-5.1%) 1.17 18,975
2019-02-01 $344,738 (-6.2%) $483,746 (-6.8%) 1.15 19,188
2019-03-01 $351,957 (-4.9%) $498,132 (-5.5%) 1.15 19,833
2019-04-01 $359,700 (-4.4%) $511,026 (-4.7%) 1.13 20,734
2019-05-01 $360,000 (-6.5%) $509,897 (-6.3%) 1.11 21,981
2019-06-01 $358,400 (-4.4%) $504,692 (-3.9%) 1.10 23,540
2019-07-01 $353,450 (-3.5%) $493,702 (-3.4%) 1.10 24,435
2019-08-01 $347,757 (-0.6%) $481,341 (-1.0%) 1.09 23,890
2019-09-01 $344,226 (-0.2%) $478,149 (-0.9%) 1.09 23,144
2019-10-01 $341,740 (-0.2%) $477,954 (-0.7%) 1.09 23,402
2019-11-01 $340,000 (0.0%) $475,723 (-1.4%) 1.10 21,903
2019-12-01 $335,436 (-1.1%) $468,817 (-1.5%) 1.12 19,514
2020-01-01 $333,388 (-1.4%) $465,385 (-1.1%) 1.11 17,767
2020-02-01 $339,900 (-1.4%) $475,261 (-1.8%) 1.10 17,440
2020-03-01 $342,495 (-2.7%) $481,248 (-3.4%) 1.07 18,088
2020-04-01 $339,479 (-5.6%) $470,711 (-7.9%) 1.06 18,523
2020-05-01 $349,900 (-2.8%) $497,619 (-2.4%) 1.06 18,581
2020-06-01 $356,000 (-0.7%) $515,387 (2.1%) 1.04 16,756
2020-07-01 $359,846 (1.8%) $523,384 (6.0%) 1.03 15,709
2020-08-01 $359,990 (3.5%) $532,123 (10.6%) 1.03 14,567
2020-09-01 $359,550 (4.5%) $543,543 (13.7%) 1.03 13,442
2020-10-01 $356,000 (4.2%) $549,352 (14.9%) 1.02 12,456
2020-11-01 $358,950 (5.6%) $559,768 (17.7%) 1.03 11,106
2020-12-01 $353,995 (5.5%) $558,517 (19.1%) 1.04 9,391
2021-01-01 $349,900 (5.0%) $550,512 (18.3%) 1.03 8,041
2021-02-01 $358,495 (5.5%) $578,669 (21.8%) 1.03 6,218
2021-03-01 $361,413 (5.5%) $581,201 (20.8%) 1.01 5,730
2021-04-01 $373,495 (10.0%) $602,114 (27.9%) 1.00 5,618
2021-05-01 $379,900 (8.6%) $587,549 (18.1%) 1.00 5,936
2021-06-01 $387,000 (8.7%) $594,650 (15.4%) 1.01 6,873
2021-07-01 $395,000 (9.8%) $580,237 (10.9%) 1.03 8,098
2021-08-01 $395,300 (9.8%) $567,592 (6.7%) 1.04 9,132
2021-09-01 $396,080 (10.2%) $562,909 (3.6%) 1.04 8,860
2021-10-01 $397,072 (11.5%) $576,139 (4.9%) 1.04 8,246
2021-11-01 $400,000 (11.4%) $585,654 (4.6%) 1.05 7,339
2021-12-01 $399,950 (13.0%) $585,819 (4.9%) 1.07 6,252
2022-01-01 $400,000 (14.3%) $598,299 (8.7%) 1.07 4,910
Fort Worth's median listing price for 2022-01-01 was $400,000, a difference of $50,100 (14.3%) versus the prior year and $50 versus the prior month.

Fort Worth's median listing price comes in at 107% of the national average.

Fort Worth's average listing price for 2022-01-01 was $598,299, a difference of $47,787 (8.7%) versus the prior year and $12,480 versus the prior month.

For the 2022-01-01 period, Fort Worth had 4,910 MLS listings, a difference of -1,342 listings (-21%) versus the prior month and -3,131 listings (-39%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Fort Worth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 66 days 2,585 sqft
2018-02-01 52 days 2,631 sqft
2018-03-01 44 days 2,644 sqft
2018-04-01 43 days 2,672 sqft
2018-05-01 39 days 2,723 sqft
2018-06-01 42 days 2,669 sqft
2018-07-01 42 days 2,627 sqft
2018-08-01 48 days 2,545 sqft
2018-09-01 53 days 2,509 sqft
2018-10-01 58 days 2,480 sqft
2018-11-01 59 days 2,457 sqft
2018-12-01 66 days 2,426 sqft
2019-01-01 70 days 2,399 sqft
2019-02-01 59 days 2,424 sqft
2019-03-01 49 days 2,462 sqft
2019-04-01 45 days 2,494 sqft
2019-05-01 45 days 2,508 sqft
2019-06-01 49 days 2,500 sqft
2019-07-01 49 days 2,477 sqft
2019-08-01 51 days 2,424 sqft
2019-09-01 56 days 2,402 sqft
2019-10-01 57 days 2,392 sqft
2019-11-01 59 days 2,387 sqft
2019-12-01 65 days 2,338 sqft
2020-01-01 68 days 2,320 sqft
2020-02-01 57 days 2,329 sqft
2020-03-01 46 days 2,340 sqft
2020-04-01 50 days 2,316 sqft
2020-05-01 55 days 2,374 sqft
2020-06-01 48 days 2,387 sqft
2020-07-01 47 days 2,379 sqft
2020-08-01 46 days 2,360 sqft
2020-09-01 46 days 2,312 sqft
2020-10-01 48 days 2,280 sqft
2020-11-01 50 days 2,248 sqft
2020-12-01 52 days 2,194 sqft
2021-01-01 53 days 2,144 sqft
2021-02-01 43 days 2,147 sqft
2021-03-01 41 days 2,145 sqft
2021-04-01 33 days 2,141 sqft
2021-05-01 31 days 2,167 sqft
2021-06-01 29 days 2,169 sqft
2021-07-01 30 days 2,164 sqft
2021-08-01 31 days 2,169 sqft
2021-09-01 36 days 2,162 sqft
2021-10-01 37 days 2,150 sqft
2021-11-01 39 days 2,150 sqft
2021-12-01 43 days 2,145 sqft
2022-01-01 43 days 2,116 sqft
Fort Worth's median listing age (time on market) for 2022-01-01 was 43 days. This is -19% shorter than the same period one year ago.

Fort Worth's median square footage for active listings during the 2022-01-01 period was 2,116 sqft. One year prior, the average listing was 2,144 sqft.

FHA Loan Requirements

  • Borrowers must have a steady employment history or worked for the same employer for the past two years.
  • Borrowers must have a valid Social Security number, lawful residency in the U.S. and be of legal age to sign a mortgage in your state.
  • Borrowers must pay a minimum down payment of 3.5 percent. The money may be gifted by a family member. (Traditional mortgages do not permit gifted down payments)
  • New FHA loans are only available for primary residence occupancy.
  • Borrowers must have a property appraisal from a FHA-approved appraiser.
  • Borrowers’ front-end ratio (mortgage payment plus HOA fees, property taxes, mortgage insurance, homeowners insurance) needs to be less than 31 percent of their gross income, typically. You may be able to get approved with as high a percentage as 40 percent. Your lender will be required to provide justification as to why they believe the mortgage presents an acceptable risk. The lender must include any compensating factors used for loan approval.
  • Borrowers’ debt to income ratio (mortgage plus all your monthly debt, i.e., credit card payment, car payment, student loans, etc.) needs to be less than 43 percent of their gross income, typically. You may be able to get approved with as high a percentage as 50 percent.
  • Borrowers must have a minimum credit score of 580 for maximum financing with a minimum down payment of 3.5 percent.
  • Borrowers must have a minimum credit score of 500-579 for maximum LTV of 90 percent with a minimum down payment of 10 percent.
  • Bborrowers must be two years out of bankruptcy and have re-established good credit. Exceptions can be made.
  • Typically borrowers must be three years out of foreclosure and have re-established good credit.
  • The purchased property must meet certain minimum standards at appraisal. If the home you are purchasing does not meet these standards and a seller will not agree to the required repairs, your only option is to pay for the required repairs at closing (to be held in escrow until the repairs are complete).