USDA Loan Rates, Closing Costs & Stats

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    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    1,010 lenders originated 97,045 USDA loans during 2021. The total origination value was $18,878,245,000, with an average USDA loan value of $194,531.

    National USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in the US averaged -0.09% for the week of 2022-11-25, compared to the national average (all USDA variants) of 0% for the same period.

    's average USDA mortgage closing costs are $0.

    The average rate for the prior week (2022-11-18) was 6.46% and one month ago for the week of 2022-10-21, the average rate was 7.07%.

    The average rate one year ago was 3.21%.

    For refis of the same type during the week of 2022-11-25, the average rate was -0.12%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    National USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the National level.

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2,944 3.11% $5,544
    MOVEMENT MORTGAGE, LLC 2,299 2.96% $5,393
    CALIBER HOME LOANS, INC. 2,105 2.89% $5,574
    GUILD MORTGAGE COMPANY 1,800 3.05% $6,324
    HOME POINT FINANCIAL CORPORATION 1,594 2.82% $5,898
    CROSSCOUNTRY MORTGAGE, LLC 1,556 3.07% $5,718
    UNION HOME MORTGAGE CORP. 1,521 2.87% $5,303
    GMFS LLC 1,490 2.95% $3,677
    DHI MORTGAGE COMPANY, LTD. 1,456 2.69% $5,688
    Flagstar Bank, FSB 1,399 2.76% $5,082
    FLAT BRANCH MORTGAGE, INC. 1,309 3.23% $4,055
    LOANDEPOT.COM, LLC 1,241 3.10% $6,507
    RUOFF MORTGAGE COMPANY, INC. 1,103 3.19% $2,524
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1,096 3.25% $6,149
    DAS Acquisition Company, LLC 1,063 3.30% $4,834
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 994 3.11% $6,718
    CMG MORTGAGE, INC. 902 2.94% $6,530
    MID AMERICA MORTGAGE, INC. 874 3.04% $4,175
    HOMESTAR FINANCIAL CORPORATION 837 3.11% $3,737
    PRIMARY RESIDENTIAL MORTGAGE, INC. 826 3.19% $6,363
    PENNYMAC LOAN SERVICES, LLC 780 2.90% $5,401
    GUARANTEED RATE, INC. 772 2.93% $5,938
    AMERIFIRST FINANCIAL CORPORATION 746 3.26% $5,721
    UNITED WHOLESALE MORTGAGE, LLC 720 2.83% $6,587
    Gateway First Bank 713 2.89% $3,528
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 685 3.20% $6,214
    BROKER SOLUTIONS, INC. 683 3.11% $5,635
    MORTGAGE INVESTORS GROUP, INC. 677 2.93% $5,315
    Renasant Bank 672 2.98% $5,368
    Alcova Mortgage LLC 662 3.02% $3,456
    PLAZA HOME MORTGAGE, INC. 656 2.93% $5,493
    Bank of England 588 3.01% $6,074
    AMERICAN FINANCIAL NETWORK, INC. 562 3.07% $8,748
    Paramount Residential Mortgage Group, Inc. 535 2.98% $6,420
    Sierra Pacific Mortgage Company, Inc. 525 2.80% $5,943
    FIRST COMMUNITY MORTGAGE, INC. 491 2.97% $5,179
    RESIDENTIAL MORTGAGE SERVICES, INC. 487 2.84% $5,840
    HOMEBRIDGE FINANCIAL SERVICES, INC. 485 2.92% $7,059
    Assurance Financial Group, L.L.C. 481 3.04% $5,597
    STOCKTON MORTGAGE CORPORATION 470 3.08% $5,360
    NVR Mortgage Finance, Inc. 469 2.99% $7,605
    Magnolia Bank 449 2.94% $4,733
    CORNERSTONE HOME LENDING, INC. 441 3.10% $7,134
    AMERICAN PACIFIC MORTGAGE CORPORATION 430 2.94% $6,662
    DSLD MORTGAGE, LLC 427 2.68% $2,617
    FINANCE OF AMERICA MORTGAGE LLC 424 3.05% $6,240
    Plains Commerce Bank 422 2.82% $5,564
    ACADEMY MORTGAGE CORPORATION 419 3.16% $6,783
    Integrity Home Mortgage Corp 410 3.00% $6,307
    OPEN MORTGAGE, LLC 408 2.97% $5,778
    Prosperity Home Mortgage, LLC 396 2.80% $5,656
    Hometown Lenders, Inc. 386 3.18% $5,823
    MORTGAGE FINANCIAL SERVICES, LLC 384 3.00% $5,322
    EMBRACE HOME LOANS, INC. 375 2.88% $5,415
    First Guaranty Mortgage Corporation 374 2.93% $5,842
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 371 3.18% $4,563
    Flanagan State Bank 371 3.19% $5,336
    Citizens Bank 369 2.90% $5,338
    HR MORTGAGE CORP. 368 3.12% $6,414
    GVC MORTGAGE, INC. 367 3.45% $4,353
    FIRST HOME MORTGAGE CORPORATION 362 2.92% $7,179
    Trustmark National Bank 349 2.72% $4,940
    Carrington Mortgage Services, LLC 338 3.42% $6,092
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 338 2.96% $5,420
    Ameris Bank 335 2.92% $5,528
    SUCCESS MORTGAGE PARTNERS, INC. 332 3.21% $6,219
    First Option Mortgage, LLC 326 3.13% $5,466
    INTERLINC MORTGAGE SERVICES, LLC 322 3.18% $3,355
    Waterstone Mortgage Corporation 315 2.95% $6,537
    FirstTrust Home Loans, Inc. 314 3.10% $4,529
    EUSTIS AND AMERICAN MORTGAGE COMPANY 310 2.84% $5,737
    Regions Bank 308 3.05% $3,565
    FirstBank 306 2.82% $5,383
    Arvest Bank 304 2.93% $4,167
    FIRST EQUITY MORTGAGE BANKERS, INC. 301 3.22% $6,596
    BAY EQUITY LLC 299 2.92% $6,628
    GERSHMAN INVESTMENT CORP. 298 3.07% $4,027
    Banco Popular de Puerto Rico 297 2.60% $4,666
    FIRSTBANK PUERTO RICO 290 2.67% $4,733
    Colten Mortgage, LLC 288 2.89% $4,852
    U.S. Bank 284 3.20% $4,402
    C & F Mortgage Corporation 282 2.89% $5,951
    AMCAP MORTGAGE, LTD. 274 3.03% $6,653
    Eagle Bank and Trust Company 268 2.72% $4,748
    BancorpSouth Bank 267 2.85% $4,743
    FBC MORTGAGE, LLC 264 2.93% $6,557
    GUARANTY HOME MORTGAGE CORPORATION 259 2.92% $5,042
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 259 3.08% $6,329
    NEWREZ LLC 252 2.77% $6,157
    Wolfe Financial, Inc 250 3.12% $4,921
    LENDUS, LLC 249 3.08% $6,070
    First Horizon Bank 248 2.74% $5,105
    PREFERRED MORTGAGE CORPORATION 248 2.93% $5,362
    SWBC MORTGAGE CORPORATION 244 3.06% $3,336
    Northpointe Bank 242 2.72% $5,878
    J. VIRGIL, INC. 239 3.13% $6,674
    FIDELITY BANK 235 2.96% $5,449
    VANDERBILT MORTGAGE AND FINANCE, INC. 234 2.99% $5,518
    CERTAINTY HOME LOANS, LLC 228 3.05% $6,015
    PLANET HOME LENDING, LLC 226 3.06% $5,911
    Truist 226 2.74% $5,471
    MORTGAGE 1 INCORPORATED 221 3.23% $6,097
    Nations Lending Corporation 220 3.13% $4,792
    STEARNS LENDING, LLC 216 2.83% $6,164
    Oriental Bank 215 2.71% $3,934
    SUN WEST MORTGAGE COMPANY, INC. 214 2.71% $6,278
    ANGEL OAK HOME LOANS LLC 214 2.93% $5,611
    GENEVA FINANCIAL, LLC 214 2.97% $6,267
    Wells Fargo Bank 211 3.15% $3,964
    GoPrime Mortgage, Inc. 209 3.15% $6,336
    AMERICAN MORTGAGE SERVICE COMPANY 207 2.87% $4,652
    EQUITY RESOURCES, INC. 207 2.76% $5,209
    Republic State Mortgage Co. 205 3.06% $4,869
    POLARIS HOME FUNDING CORP. 202 3.18% $5,846
    INLANTA MORTGAGE, INC. 202 3.12% $4,549
    LEADERONE FINANCIAL CORPORATION 200 3.01% $4,978
    SOUTHWEST FUNDING, LP 199 3.45% $7,289
    HOMESPIRE MORTGAGE CORPORATION 198 2.94% $6,112
    CELEBRITY HOME LOANS, LLC 197 3.04% $6,165
    FREEDOM MORTGAGE CORPORATION 193 2.96% $5,411
    Blue Ridge Bank 191 2.90% $5,406
    Towne Bank 190 2.69% $6,455
    SUNSTREET MORTGAGE, LLC 190 2.98% $4,825
    VAN DYK MORTGAGE CORPORATION 188 3.11% $3,562
    TOP FLITE FINANCIAL, INC. 185 3.39% $5,629
    SUMMIT FUNDING, INC. 184 3.11% $7,537
    Meridian Bank Corporation 183 2.88% $6,708
    MANN FINANCIAL INC. 180 2.90% $8,265
    Victorian Finance, LLC 180 2.78% $5,356
    HOMESTEAD FUNDING CORP. 177 3.07% $2,734
    METRO ISLAND MORTGAGE, INC. 176 3.22% $6,790
    THE MORTGAGE FIRM, INC. 176 3.03% $5,849
    TJC Mortgage, Inc. 175 2.94% $5,802
    SOUTHERN TRUST MORTGAGE, LLC 174 2.90% $4,825
    SECURITYNATIONAL MORTGAGE COMPANY 174 2.88% $7,476
    NFM, INC. 172 3.23% $6,082
    EVERETT FINANCIAL, INC. 170 3.41% $3,702
    UNIVERSITY LENDING GROUP, LLC 170 2.94% $5,193
    NOVA FINANCIAL & INVESTMENT CORPORATION 168 2.91% $4,238
    TRUST MORTGAGE, CORP 165 3.12% $8,202
    Simmons Bank 164 2.87% $3,997
    First Federal Bank, A FSB 163 2.77% $4,866
    Hometown Equity Mortgage, LLC 162 3.04% $5,996
    CRESCENT MORTGAGE COMPANY 162 2.86% $5,188
    NATIONS RELIABLE LENDING, LLC 162 3.22% $5,963
    American Security Mortgage Corp. 158 2.75% $5,446
    MICHIGAN MUTUAL, INC. 157 2.95% $5,968
    ENVOY MORTGAGE, LTD 157 3.17% $6,105
    United Fidelity Funding Corp. 152 3.01% $6,493
    ACOPIA, LLC 148 2.98% $6,001
    HOMESIDE FINANCIAL, LLC 145 3.04% $5,924
    MCLEAN MORTGAGE CORPORATION 144 2.83% $6,085
    TOWNE MORTGAGE COMPANY 143 3.07% $5,362
    CBM Mortgage, Inc. 142 2.96% $5,890
    TIDEWATER MORTGAGE SERVICES, INC. 141 2.94% $6,363
    COMMUNITY MORTGAGE CORPORATION 141 2.69% $5,078
    Neighborhood Loans, Inc. 141 3.10% $6,262
    First Heritage Mortgage, LLC 136 2.77% $6,847
    George Mason Mortgage, LLC 135 2.75% $6,718
    Chickasaw Community Bank 135 3.00% $4,298
    PULTE MORTGAGE LLC 132 3.00% $3,681
    Alpha Mortgage Corporation 132 3.11% $5,467
    AMERICAN FINANCIAL RESOURCES, INC. 131 3.33% $5,472
    Lend Smart Mortgage, LLC 130 3.00% $5,335
    Synovus Bank 130 2.75% $5,973
    METROPLEX MORTGAGE SERVICES, INC. 128 2.84% $6,440
    FIRST COLONY MORTGAGE CORPORATION 126 2.60% $5,256
    THRIVE MORTGAGE, LLC 126 2.91% $5,537
    EAGLE HOME MORTGAGE, LLC 125 3.12% $6,689
    RM ACTUAL MORTGAGE, INC. 124 3.35% $5,667
    Centennial Bank 123 2.69% $4,360
    Ixonia Bank 123 3.24% $4,955
    RESIDENTIAL MORTGAGE NETWORK, INC. 122 2.70% $3,714
    T2 FINANCIAL LLC 122 3.21% $5,949
    CHURCHILL MORTGAGE CORPORATION 120 2.94% $6,009
    Goldwater Bank, N.A. 119 3.01% $6,049
    First United Bank and Trust Company 118 2.86% $5,195
    INSPIRE HOME LOANS INC. 118 3.16% $6,178
    Community Mortgage Banc Corporation 115 3.14% $3,574
    Equity Prime Mortgage LLC 114 3.20% $5,937
    Atlantic Union Bank 114 3.06% $5,300
    SUN AMERICAN MORTGAGE COMPANY 113 2.87% $5,975
    Mortgage America, Inc. 112 2.82% $5,306
    KBHS HOME LOANS, LLC 111 3.04% $8,622
    CANOPY MORTGAGE, LLC 110 2.39% $7,970
    The Central Trust Bank 109 2.98% $4,781
    AXIA FINANCIAL, LLC 108 2.76% $6,825
    Hamilton Mortgage Corporation 108 2.75% $3,918
    HALLMARK HOME MORTGAGE, LLC 108 3.23% $4,537
    NTFN, INC. 107 2.87% $5,691
    Jersey Shore State Bank 105 2.61% $5,684
    Landmark National Bank 105 2.81% $3,808
    Premium Mortgage Corporation 105 2.87% $2,918
    The Huntington National Bank 104 3.01% $4,904
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 103 3.20% $4,544
    EVANSVILLE TEACHERS 103 2.80% $4,189
    BAY CAPITAL MORTGAGE CORPORATION 102 2.63% $6,386
    EMM LOANS LLC 102 2.89% $6,481
    DELMAR FINANCIAL COMPANY 101 2.91% $5,196
    PREMIER MORTGAGE RESOURCES, L.L.C. 100 3.02% $6,980
    South State Bank 99 2.69% $5,275
    CALCON MUTUAL MORTGAGE LLC 99 3.17% $7,590
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 99 3.09% $6,479
    ALLIED MORTGAGE GROUP, INC. 97 2.98% $6,961
    BANKSOUTH MORTGAGE COMPANY, LLC 95 2.74% $6,354
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 94 3.25% $9,269
    NORWICH COMMERCIAL GROUP, INC. 93 3.29% $6,339
    First Community Bank 91 2.65% $4,774
    BNC National Bank 91 3.00% $3,888
    Umpqua Bank 90 2.79% $6,583
    IOWA BANKERS MORTGAGE CORPORATION 90 2.89% $4,103
    Gulf Coast Bank and Trust Company 90 2.78% $5,789
    WesBanco Bank, Inc. 89 2.73% $5,228
    First Security Bank 89 2.57% $3,264
    LAKEVIEW LOAN SERVICING, LLC 88 3.01% $3,692
    Red River Bank 88 2.54% $5,117
    Priority Bank 88 2.66% $5,138
    INTERCAP LENDING INC. 88 2.92% $7,338
    CHARTER WEST BANK 87 2.75% $4,200
    Bell Bank 87 2.64% $5,362
    United Community Bank 87 2.75% $2,758
    Firstar Bank 86 2.77% $4,639
    SouthPoint Bank 86 2.77% $2,889
    MORTGAGE MASTERS OF INDIANA, INC. 85 2.97% $4,487
    Mortgage Network, Inc. 85 2.96% $5,827
    V.I.P. MORTGAGE, INC. 85 2.99% $6,579
    Loan Simple, Inc. 83 2.84% $7,059
    Capital Mortgage Services Corp. 83 3.57% $6,722
    SIGNATURE MORTGAGE CORPORATION 83 3.13% $5,685
    ON Q FINANCIAL, INC. 82 3.08% $5,870
    Community Bank of Mississippi 82 2.73% $3,630
    HOME SOLUTION LENDERS INC. 82 2.66% $6,583
    HOME MORTGAGE BANKERS CORP. 82 3.42% $6,610
    First Commonwealth Bank 82 2.81% $4,948
    GUARANTEED RATE AFFINITY, LLC 81 2.93% $6,034
    Barrington Bank & Trust Company, N.A. 80 2.96% $5,729
    Fifth Third Bank 80 2.92% $4,741
    PARAGON HOME LOANS INC. 80 3.04% $4,430
    BancFirst 80 2.81% $4,656
    First Citizens National Bank 80 2.65% $4,227
    North State Bank 80 2.61% $4,920
    Town Square Mortgage & Investments, Inc. 77 2.88% $4,128
    Capital City Home Loans, LLC 76 2.66% $5,613
    Leaders Credit Union 75 3.19% $2,506
    United Community Bank 74 2.87% $5,269
    MORTGAGE SOLUTIONS OF COLORADO, LLC 74 3.30% $6,114
    Mortgage Research Center, LLC 74 2.87% $3,249
    SOUTHPOINT FINANCIAL SERVICES, INC. 72 3.08% $4,214
    Austin Capital Bank SSB 72 2.98% $6,042
    FIRST STATE MORTGAGE SERVICES, LLC 70 2.85% $4,152
    Presidential Bank, FSB 70 2.89% $6,804
    RAPID MORTGAGE COMPANY 69 3.09% $6,095
    NATIONS DIRECT MORTGAGE, LLC 69 2.96% $6,666
    Servion, Inc. 69 2.78% $5,045
    Mortgage Investment Services Corporation 68 3.44% $2,416
    Patriot Bank 68 2.52% $4,917
    HOMEOWNERS FINANCIAL GROUP USA, LLC 68 3.09% $5,909
    Rf Mortgage & Investment Corp 67 3.14% $5,896
    MORTGAGE SUPPLIERS, INC. 67 3.17% $4,063
    FIRST NATIONS HOME FINANCE CORPORATION 67 2.72% $6,611
    Century Mortgage Company DBA Century Lending Company 66 2.82% $5,869
    FAIR WAY LENDING LLC 66 3.16% $4,523
    First Mid Bank & Trust 66 2.38% $3,278
    The Federal Savings Bank 65 2.57% $5,061
    STANDARD MORTGAGE CORPORATION 65 2.75% $5,794
    Network Funding, L.P. 63 3.11% $5,698
    PNC Bank 62 2.93% $4,256
    SFMC, LP 62 3.02% $9,447
    APEX HOME LOANS, INC. 62 2.76% $5,891
    BAYSHORE MORTGAGE FUNDING, LLC 61 3.38% $5,927
    Bangor Savings Bank 61 2.85% $5,386
    FBT Mortgage, L.L.C. 61 2.68% $5,461
    Summit Mortgage Corporation 61 2.77% $6,817
    RELIANCE FIRST CAPITAL, LLC 60 2.81% $5,072
    Armstrong Bank 60 2.68% $4,581
    THE MONEY HOUSE INC. 60 3.41% $4,346
    The First National Bank of Middle Tennessee 60 2.84% $5,368
    CHERRY CREEK MORTGAGE, LLC 59 2.98% $3,455
    RANLIFE, INC. 59 2.92% $7,239
    Origin Bank 59 2.76% $5,089
    Peoples National Bank , N.A. 59 2.86% $3,602
    First-Citizens Bank & Trust Company 59 2.60% $5,368
    Guaranty Bank 59 2.70% $4,160
    E.M.I. EQUITY MORTGAGE, INC. 58 3.18% $4,565
    DIRECT MORTGAGE LOANS, LLC 58 3.14% $7,518
    SOMERSET TRUST COMPANY 58 3.26% $4,303
    INTERCOASTAL MORTGAGE COMPANY 58 2.91% $5,318
    MIDLAND MORTGAGE CORPORATION 55 2.99% $3,997
    First Home Bank 55 2.99% $7,423
    Wallick & Volk, Inc. 55 2.96% $6,229
    ASSOCIATED MORTGAGE CORPORATION 55 3.08% $5,679
    Glacier Bank 54 2.67% $7,247
    Atlantic Home Loans, Inc. 54 2.85% $7,070
    SOUTHEAST MORTGAGE OF GEORGIA, INC. 54 3.03% $6,971
    CITIZENS EQUITY FIRST 54 3.06% $1,956
    Atlantic Coast Mortgage, LLC 53 2.82% $6,848
    A Mortgage Boutique, LLC 53 2.79% $5,404
    LIBERTY HOME MORTGAGE CORPORATION 53 3.07% $6,196
    BANKWEST, INC. 52 2.57% $4,752
    PANORAMA MORTGAGE GROUP, LLC 52 3.10% $6,622
    WEST PENN FINANCIAL SERVICE CENTER, INC. 51 2.78% $5,000
    Union Savings Bank 51 2.70% $4,211
    First State Community Bank 50 2.59% $4,128
    First Dakota National Bank 50 2.55% $4,108
    Bremer Bank 50 2.76% $5,449
    DRAPER AND KRAMER MORTGAGE CORP. 50 2.68% $5,769
    Keystone Funding, Inc. 50 2.70% $6,566
    Amerifirst Financial, Inc. 49 2.90% $4,640
    Southern Bank 49 2.93% $3,495
    Old National Bank 49 2.67% $4,405
    Alaska USA Federal Credit Union 49 2.75% $5,816
    The Lending Center Corporation 49 2.98% $7,272
    Alaska USA Mortgage Company LLC 48 2.75% $5,803
    Commerce Home Mortgage, Inc. 48 2.77% $7,764
    Western Ohio Mortgage Corporation 48 2.80% $4,710
    First Reliance Bank 48 2.73% $4,963
    MUTUAL OF OMAHA MORTGAGE, INC. 47 2.75% $5,692
    KELLER MORTGAGE, LLC 47 2.79% $4,508
    LHM FINANCIAL CORPORATION 46 2.83% $5,913
    HAMILTON HOME LOANS, INC. 45 3.06% $5,722
    Preston Home Loans Inc 45 3.06% $5,189
    US MORTGAGE CORPORATION 45 3.00% $6,079
    Hancock Whitney Bank 45 2.47% $5,355
    KINGS MORTGAGE SERVICES, INC. 45 2.68% $7,506
    SOUTH CENTRAL BANK, INC. 45 2.63% $4,378
    Colony Bank 45 2.74% $4,952
    FIRST CENTENNIAL MORTGAGE CORPORATION 44 2.76% $5,335
    PARKSIDE LENDING, LLC 44 3.03% $3,904
    First Bank & Trust 44 2.57% $5,110
    RESOURCE FINANCIAL SERVICES, INC. 44 2.77% $5,171
    First Federal Bank 44 2.96% $6,047
    GREENTREE MORTGAGE COMPANY, L.P. 44 2.97% $5,401
    Great Southern Bank 43 2.64% $4,248
    OCEANSIDE MORTGAGE COMPANY 43 3.04% $1,510
    COMMUNITY MORTGAGE, LLC 43 2.79% $3,628
    COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA 43 3.30% $7,013
    Town & Country Banc Mortgage Services, Inc. 43 3.36% $2,957
    GSF Mortgage Corporation 43 3.12% $6,698
    Petefish, Skiles & Co. 42 3.08% $2,961
    Dakota Community Bank & Trust 42 2.43% $7,159
    VIG MORTGAGE CORPORATION 42 3.23% $6,540
    THOMPSON KANE & COMPANY, LLC 42 2.90% $3,285
    ROSS MORTGAGE CORPORATION 41 3.48% $5,657
    HomeTrust Bank 41 2.47% $5,368
    Fulton Bank 40 2.84% $5,893
    Sail Mortgage Corp. 40 2.64% $5,476
    CITYWIDE HOME LOANS, LLC 40 3.14% $7,794
    PILGRIM MORTGAGE LLC 40 3.16% $6,613
    RESIDENTIAL MORTGAGE, LLC 40 2.73% $6,027
    HOWARD HANNA FINANCIAL SERVICES, INC. 40 2.73% $5,163
    HUNT MORTGAGE CORPORATION 39 3.04% $5,146
    TOTAL MORTGAGE SERVICES, LLC 39 3.08% $7,939
    S1L, Inc. 39 2.99% $7,200
    Evolve Bank & Trust 39 2.96% $5,655
    First Financial Bank 39 3.08% $4,345
    First Interstate Bank 38 2.72% $5,747
    ABSOLUTE HOME MORTGAGE CORPORATION 38 3.15% $6,947
    Peoples Exchange Bank 38 2.36% $3,902
    West Gate Bank 38 2.82% $3,601
    First Savings Bank 38 2.89% $4,850
    BLG HOLDINGS, INC. 37 3.07% $5,739
    LAKE MICHIGAN CREDIT UNION 37 2.82% $5,144
    NATION ONE MORTGAGE CORPORATION 37 3.17% $6,469
    First Western Bank & Trust 37 2.47% $5,345
    First State Bank of St. Charles, Missouri 37 2.66% $4,913
    NBH Bank 37 2.77% $4,156
    OAK MORTGAGE, LLC 36 2.86% $4,061
    ISERVE RESIDENTIAL LENDING, LLC 36 2.91% $6,643
    IDAHO CENTRAL 36 2.58% $7,914
    Pinnacle Bank 36 2.71% $4,179
    OVM FINANCIAL, INC. 36 3.33% $6,347
    Sabine State Bank and Trust Company 35 3.01% $5,495
    COMPASS MORTGAGE, INC. 35 3.19% $4,800
    Northwest Bank 35 2.80% $4,542
    HARBORONE MORTGAGE, LLC 35 2.87% $6,186
    PACIFIC RESIDENTIAL MORTGAGE, LLC 35 3.05% $8,548
    First National Bank of Omaha 35 2.75% $4,318
    VICTORY MORTGAGE, L.L.C. 35 2.57% $4,600
    NORTHPOINT MORTGAGE, INC. 34 2.92% $6,510
    SENTE MORTGAGE, INC. 34 3.20% $5,371
    Willamette Valley Bank 34 2.89% $7,155
    INB 34 2.78% $3,081
    Carrollton Bank 34 2.59% $3,819
    SeaTrust Mortgage Company 34 2.98% $5,532
    First National Bank of Pennsylvania 34 2.74% $5,301
    FCB Banks 34 2.41% $3,540
    PERFORMANCE MORTGAGE LLC 33 3.29% $5,904
    MULTIPLES MORTGAGE CORPORATION 32 3.35% $6,616
    SECURITY HOME MORTGAGE, LLC. 32 2.52% $7,952
    Mortgage Lenders Investment Trading Corporation 31 3.28% $7,676
    THE MORTGAGE COMPANY 31 2.74% $6,563
    First Bank 30 2.37% $5,284
    WESTERN COOPERATIVE CREDIT UNION 30 2.77% $7,548
    COUNTRY CLUB MORTGAGE, INC. 29 2.63% $7,088
    First Federal Bank of the Midwest 29 2.87% $5,262
    DEVELOPER'S MORTGAGE COMPANY 29 2.87% $4,512
    Dacotah Bank 29 2.88% $3,825
    Lincoln Savings Bank 29 2.70% $4,449
    Gate City Bank 29 2.83% $5,802
    American Mortgage & Equity Consultants, Inc. 29 3.14% $5,396
    HOMEAMERICAN MORTGAGE CORPORATION 29 2.48% $3,528
    HOMESERVICES LENDING, LLC 29 2.85% $4,579
    RESIDENTIAL WHOLESALE MORTGAGE, INC. 29 2.89% $5,674
    MEGASTAR FINANCIAL CORP. 28 2.71% $5,964
    Frankenmuth Credit Union 28 2.93% $4,042
    Commonwealth Bank and Trust Company 28 2.83% $4,274
    Cross Keys Bank 28 2.58% $5,571
    Heritage Bank 28 2.82% $5,553
    American Bank & Trust 28 2.55% $4,600
    CONTOUR MORTGAGE CORPORATION 27 3.02% $6,266
    MORIA DEVELOPMENT, INC. 27 3.17% $6,109
    Opportunity Bank of Montana 27 2.62% $6,983
    Triumph Bank 27 2.73% $4,551
    Great Western Bank 27 2.67% $4,550
    DIRECT MORTGAGE, CORP. 27 2.74% $10,883
    BOKF 26 2.96% $5,146
    First Financial Bank 26 3.05% $4,559
    Pinnacle Bank 26 2.98% $5,430
    PIKE CREEK MORTGAGE SERVICES, INC. 26 3.76% $4,096
    Citizens Union Bank of Shelbyville 26 2.64% $4,284
    Farmers Bank & Trust Company 26 2.77% $4,068
    M&T Bank 26 3.24% $5,383
    Midland States Bank 26 3.04% $3,864
    American National Bank and Trust Company 26 2.48% $4,341
    Bank of Washington 26 2.76% $4,610
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 26 2.72% $5,184
    HOMETRUST MORTGAGE COMPANY 25 2.99% $5,258
    HANCOCK MORTGAGE PARTNERS, LLC 25 3.11% $6,073
    Tidewater Home Funding, LLC 25 2.91% $4,075
    The Camden National Bank 25 2.82% $5,370
    DUPONT COMMUNITY 25 3.19% $5,076
    Florida Capital Bank 25 2.93% $7,027
    PATRIOT 25 2.39% $5,352
    FAMILY FIRST FUNDING LLC 25 3.11% $6,748
    1ST PRIORITY MORTGAGE, INC. 25 3.07% $4,972
    IncredibleBank 25 2.73% $3,795
    Advisors Mortgage Group, L.L.C. 25 2.80% $5,975
    First Community Bank 25 2.86% $2,864
    mBank 25 2.93% $3,172
    The Home Loan Expert LLC 24 2.58% $5,535
    MASON MCDUFFIE MORTGAGE CORPORATION 24 2.94% $6,144
    Christensen Financial, Inc. 24 3.02% $7,288
    Consumer First Mortgage, Inc. 24 2.69% $5,235
    German American Bank 24 2.85% $4,209
    NORTHERN MORTGAGE SERVICES, LLC 24 3.03% $3,555
    MLD MORTGAGE INC. 24 2.87% $7,424
    First National Bank 24 2.79% $5,323
    Progress Bank and Trust 24 2.46% $4,725
    DIRECTORS MORTGAGE, INC. 23 2.85% $9,246
    LAND HOME FINANCIAL SERVICES, INC. 23 2.89% $6,032
    Chambers Bank 23 2.66% $4,183
    CENTRAL MINNESOTA Credit Union 23 2.98% $5,019
    CapStar Bank 23 2.56% $4,950
    GOLDEN PLAINS 23 2.88% $3,635
    First Financial Bank 23 2.74% $4,227
    ENDEAVOR CAPITAL, LLC. 23 3.20% $4,267
    AMERICAN HOME LENDING USA, LLC 23 3.12% $5,945
    FIRST COMMUNITY CREDIT UNION 23 2.49% $5,871
    ROUNDPOINT MORTGAGE SERVICING CORPORATION 23 3.07% $4,795
    INLAND BANK & TRUST 23 2.93% $5,874
    ALTITUDE FINANCIAL CORPORATION 22 2.88% $3,484
    CUSO MORTGAGE CORPORATION 22 2.88% $5,284
    Platinum Home Mortgage Corporation 22 2.97% $6,696
    Allen Tate Mortgage Partners, LLC 22 2.82% $5,108
    The Fidelity Bank 22 2.90% $5,116
    First PREMIER Bank 22 2.70% $5,555
    York Traditions Bank 22 2.76% $6,091
    Towne First Mortgage, LLC 22 2.70% $6,351
    Sunflower Bank 21 3.00% $5,532
    Towne Mortgage, LLC 21 2.80% $5,464
    Wilson Bank And Trust 21 2.71% $3,701
    STAUNTON FINANCIAL, INC. 21 2.77% $5,147
    Independent Bank 21 3.13% $4,594
    KEESLER 21 2.96% $4,624
    AmRes Corporation 21 3.08% $6,703
    GREATER NEVADA LLC 21 3.14% $8,364
    SENB Bank 20 2.71% $3,322
    ASSEMBLIES OF GOD Credit Union 20 2.86% $3,953
    LPMC, LLC 20 2.87% $6,836
    American Midwest Mortgage Corporation 20 2.96% $6,248
    Huntingdon Valley Bank 20 3.03% $9,098
    American Bank of Oklahoma 20 2.92% $5,089
    VERITAS FUNDING, LLC 20 2.58% $6,743
    Northwest Bank 20 2.97% $3,440
    Vellum Mortgage, Inc. 20 2.96% $7,446
    Financial Funding Solutions, Inc. 20 2.78% $7,844
    MORTGAGE FINANCIAL GROUP, INC. 20 2.87% $8,693
    Cache Valley Bank 19 2.51% $3,866
    Bank of Colorado 19 2.79% $5,105
    Pinnacle Bank - Wyoming 19 2.41% $5,554
    PRIORITY MORTGAGE CORP. 19 2.76% $5,200
    Shamrock Home Loans, Inc. 19 3.01% $6,212
    TOWN AND COUNTRY Credit Union 19 2.36% $4,939
    1ST SIGNATURE LENDING, LLC 19 2.95% $6,485
    Sullivan Bank 19 3.17% $4,076
    First Merchants Bank 19 2.66% $3,559
    JET HOMELOANS, LLC 19 2.95% $8,029
    FIDELITY FUNDING MORTGAGE CORP. 18 2.78% $5,815
    CORTRUST MORTGAGE, INC. 18 2.74% $4,695
    Oakstar Bank 18 2.71% $3,790
    FREEDOM FIRST 18 2.47% $4,936
    First American Bank 18 2.62% $3,827
    Jackson County Bank 18 3.10% $3,470
    Central Bank & Trust Company 18 2.51% $3,992
    RCB Bank 18 3.26% $4,064
    Superior Credit Union, Inc. 18 3.08% $3,315
    CNB Bank And Trust, N.A. 18 3.26% $2,815
    F&M Bank 18 2.57% $4,939
    RESULTS MORTGAGE, LLC 18 2.89% $5,989
    BARTLETT MORTGAGE, INC. 18 2.65% $5,363
    F & M Bank 18 2.78% $4,832
    Bank Independent 17 2.51% $4,859
    Reliant Bank 17 2.70% $5,451
    Central Bank 17 3.10% $4,994
    UNITED 17 2.98% $5,133
    Cooperativa de Ahorro y Credito de Rincon 17 3.22% $4,690
    Countybank 17 2.85% $5,108
    Fortress Bank 17 2.74% $3,367
    The First National Bank of Ottawa 17 2.72% $4,185
    Horizon Bank 17 3.38% $3,327
    1ST PREFERENCE MORTGAGE CORP. 17 3.08% $7,627
    Legends Bank 17 2.72% $4,649
    Stockman Bank of Montana 17 2.62% $7,700
    Mortgages Unlimited Inc. 17 2.99% $7,638
    Senior Mortgage Bankers Inc 17 3.24% $8,542
    FIRST WORLD MORTGAGE CORPORATION 16 2.88% $6,858
    HORIZON Federal Credit Union 16 2.95% $5,418
    Banner Bank 16 2.44% $5,802
    VALLEY MORTGAGE, INC. 16 2.60% $3,460
    VILLAGE CAPITAL MORTGAGE 16 2.73% $5,328
    WILLOW BEND MORTGAGE COMPANY, LLC 16 2.77% $6,752
    Bank Iowa 16 2.45% $3,789
    Towne Mortgage of the Carolinas, LLC 16 2.63% $5,797
    Union Bank 16 2.94% $5,653
    RESIDENTIAL BANCORP. 16 3.19% $8,698
    Bank of Utah 16 2.76% $4,540
    RADIUS FINANCIAL GROUP INC. 15 2.55% $5,053
    SEVERN SAVINGS BANK, FSB DBA SEVERN BANK 15 2.57% $6,626
    Stride Bank 15 3.16% $5,367
    Homesale Mortgage, LLC 15 3.09% $5,435
    First International Bank & Trust 15 2.83% $3,805
    M/I FINANCIAL, LLC 15 2.93% $7,354
    Adams Community Bank 15 3.38% $4,437
    Reliabank Dakota 15 2.73% $4,834
    AFFORDABLE MORTGAGE ADVISORS, LLC. 15 2.99% $4,911
    MOUNTAIN AMERICA 15 2.39% $7,114
    Genesee Regional Bank 15 3.35% $4,973
    Great Plains National Bank 15 3.06% $5,024
    GREENSTATE CREDIT UNION 15 2.18% $3,952
    NATIONWIDE MORTGAGE BANKERS, INC. 14 3.03% $6,773
    ENCORE BANK 14 2.57% $4,406
    Guardian Savings Bank, A Federal Savings Bank 14 2.51% $3,815
    BankPlus 14 2.98% $3,704
    CIS Financial Services, Inc. 14 3.15% $6,537
    NP, Inc. 14 2.97% $6,009
    The Park National Bank 14 3.47% $4,652
    COOPERATIVA DE AHORRO Y CREDITO VEGA ALTA 14 3.04% $6,047
    First Midwest Bank 14 2.88% $4,795
    Corporate Investors Mortgage Group, Inc. 14 2.77% $5,329
    Unify Home Lending Inc. 14 2.82% $4,077
    Acre Mortgage and Financial Inc 14 3.09% $10,050
    Farmers and Merchants Trust Company of Chambersburg 14 2.50% $5,313
    United Bank 13 2.81% $4,653
    First Harrison Bank 13 2.81% $3,745
    MY MOVE MORTGAGE, LLC 13 2.61% $6,914
    Republic Bank & Trust Company 13 2.76% $4,512
    First National Bank 13 2.51% $4,522
    Vermont Federal Credit Union 13 2.93% $5,148
    FAMILY FINANCE MORTGAGE, LLC 13 3.02% $5,096
    MMS MORTGAGE SERVICES, LTD. 13 3.67% $1,937
    F & M BANK CORP. 13 2.91% $5,577
    AMERICA'S CHOICE HOME LOANS LP 13 2.78% $7,055
    MOUNTAIN WEST FINANCIAL, INC. 13 2.89% $8,179
    Charter Oak Federal Credit Union 13 2.58% $5,420
    United Bank of Union 13 3.73% $3,615
    AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 13 3.36% $7,183
    MILLENNIUM FINANCIAL GROUP, INC. 13 2.92% $5,789
    DIGNIFIED HOME LOANS, LLC 13 2.80% $6,684
    Security Federal Bank 13 2.43% $6,399
    COUNTRYPLACE MORTGAGE, LTD. 13 3.30% $12,427
    RUHL MORTGAGE, LLC 13 2.71% $3,114
    First Federal Bank 13 2.39% $5,749
    Uwharrie Bank 12 2.78% $4,086
    Cincinnati Federal 12 2.71% $5,571
    Members Mortgage Services, L.L.C. 12 3.13% $3,404
    UNIVERSAL LENDING CORPORATION 12 2.73% $5,853
    WRIGHT-PATT CREDIT UNION, INC. 12 2.83% $4,581
    Stock Yards Bank & Trust Company 12 2.52% $3,945
    United Bank 12 2.77% $5,513
    MYCUMORTGAGE, LLC 12 2.85% $5,297
    Tyndall Federal Credit Union 12 2.52% $5,262
    Evesham Mortgage, LLC 12 2.76% $6,212
    CU MORTGAGE DIRECT, LLC 12 2.64% $4,546
    KD CAPITAL MORTGAGE CORPORATION 12 2.49% $8,447
    Guaranty Bank & Trust, N.A. 12 2.76% $5,687
    Bank of Tennessee 12 3.04% $4,564
    Bankers' Bank 12 3.11% $3,150
    AVADIAN 12 2.68% $4,377
    Frandsen Bank & Trust 11 2.80% $5,956
    STARBOARD FINANCIAL MANAGEMENT, LLC 11 3.08% $6,598
    Fidelity Bank 11 2.55% $3,695
    FRONTIER FINANCIAL, INC. 11 3.13% $4,054
    D. L. Evans Bank 11 2.41% $6,279
    Kentucky Bank 11 2.50% $3,955
    MORTGAGE ONE OF THE SOUTH, INC. 11 2.56% $5,113
    Independent Bank 11 3.01% $7,454
    WELCOME HOME FINANCE, L.P. 11 2.62% $1,632
    The Farmers Bank 11 2.52% $5,468
    FIRST INTEGRITY MORTGAGE SERVICES, INC. 11 3.05% $2,818
    The Dart Bank 11 3.13% $4,306
    ProFed Federal Credit Union 11 3.06% $3,460
    ST. CLOUD FINANCIAL 11 2.68% $5,336
    Y-12 Federal Credit Union 11 3.52% $5,406
    MORTGAGE EQUITY PARTNERS LLC 11 2.97% $6,658
    Elmira Savings Bank 11 2.80% $4,111
    United Bank of Iowa 11 3.40% $4,349
    Northfield Savings Bank 10 2.85% $4,388
    Home Federal Bank 10 2.61% $4,944
    HNB National Bank 10 3.44% $2,150
    Isabella Bank 10 3.40% $3,946
    Grundy Bank 10 2.95% $5,475
    Marine Bank 10 2.76% $2,902
    First Bank & Trust 10 3.01% $4,759
    Merchants Bank 10 2.61% $4,891
    Fidelity Bank 10 2.83% $4,313
    Springfield First Community Bank 10 2.78% $4,307
    Commerce Bank 10 3.26% $3,267
    UNIVERSITY Federal Credit Union 10 2.46% $7,231
    Clear Mountain Bank 10 2.48% $4,774
    CB&S Bank, Inc. 10 2.65% $4,043
    Bank of the Pacific 10 2.28% $6,247
    ARKANSAS Federal Credit Union 10 3.15% $5,591
    WISCONSIN MORTGAGE CORPORATION 10 2.70% $4,988
    RESIDENTIAL HOME FUNDING CORP. 10 3.08% $6,877
    Queensborough National Bank & Trust Company 10 2.64% $3,128
    Orrstown Bank 9 2.94% $5,547
    Associated Bank 9 2.90% $3,521
    SEFCU SERVICES, LLC 9 3.01% $4,277
    Midwest BankCentre 9 2.42% $4,361
    K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 9 2.89% $7,444
    First State Bank 9 2.65% $5,286
    Home Federal Savings Bank 9 2.83% $4,715
    Philadelphia Mortgage Advisors, Inc. 9 2.80% $6,224
    CoVantage Credit Union 9 2.92% $4,170
    Bank of Idaho 9 2.50% $7,521
    COMMUNITYAMERICA 9 3.00% $3,997
    UNITED MORTGAGE CORP. 9 3.08% $6,166
    Bank of Springfield 9 2.51% $3,541
    ADVISA MORTGAGE SERVICES, LTD. 9 3.08% $6,217
    KS StateBank 9 2.93% $3,709
    Peoples Bank 9 2.88% $5,329
    University Credit Union 9 2.88% $4,738
    Cedar Point Federal Credit Union 9 3.25% $7,558
    YOUR HOME FINANCIAL LLC 9 3.25% $5,342
    WATSON MORTGAGE CORP. 9 2.85% $6,108
    State Bank of De Kalb 9 2.81% $5,038
    The Ephrata National Bank 9 3.17% $4,824
    VILLAGE BANK MORTGAGE CORPORATION 9 2.74% $4,571
    Cadence Bank, N.A. 9 2.75% $5,282
    Home Bank 9 2.88% $4,691
    The Union Bank Company 9 2.86% $4,498
    TTCU Federal Credit Union 9 2.71% $4,671
    LIBERTY FIRST 9 2.29% $3,147
    SCENIC OAKS FUNDING, INC. 9 2.60% $8,466
    Mercantile Bank of Michigan 8 2.86% $4,210
    Trinity Oaks Mortgage, LLC 8 2.94% $7,734
    Capital Bank 8 2.75% $6,924
    TEAM ONE CREDIT UNION 8 3.03% $910
    SmartBank 8 2.59% $4,548
    AMERICAN FINANCING CORPORATION 8 2.73% $5,129
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 8 3.11% $5,402
    MORTGAGE ACCESS CORP. 8 3.25% $6,674
    TD Bank 8 2.88% $3,949
    First Federal Savings Bank of Twin Falls 8 2.59% $7,591
    FIRST HERITAGE FINANCIAL, LLC 8 2.77% $5,598
    Horicon Bank 8 3.17% $3,234
    WESTERN VISTA 8 2.36% $6,058
    DIRECT LENDERS, LLC 8 3.20% $3,308
    Regent Financial Group, Inc. 8 3.09% $5,531
    COMPASS HOME LOANS, LLC 8 2.83% $9,989
    Service Federal Credit Union 8 2.98% $4,472
    Community Bank 8 2.94% $3,610
    TCF National Bank 8 2.59% $4,560
    Happy State Bank 8 2.70% $4,590
    BEEHIVE 8 2.64% $7,913
    American Bank Center 7 2.76% $5,732
    DuTrac Community Credit Union 7 2.66% $3,812
    Adams Bank & Trust 7 2.57% $5,025
    DESCO 7 2.95% $3,589
    First Bank 7 2.96% $7,208
    First Bankers Trust Company 7 2.98% $3,552
    Liberty Bank Minnesota 7 2.55% $5,172
    First Palmetto Bank 7 2.61% $5,137
    CITY FIRST MORTGAGE SERVICES, L.L.C. 7 2.84% $8,663
    Forcht Bank 7 2.75% $4,253
    SUMMIT MORTGAGE CORPORATION 7 3.09% $6,824
    SIWELL, INC. 7 3.16% $4,771
    VeraBank 7 3.30% $4,328
    People's United Bank 7 3.02% $5,210
    ASSOCIATED MORTGAGE BANKERS, INC. 7 3.23% $4,777
    America's Mortgage Resource, Inc. 7 2.95% $2,733
    AMERICAN MORTGAGE SERVICES INCORPORATED 7 2.75% $5,114
    American Bank of the North 7 3.04% $5,938
    TRUE NORTH FEDERAL CREDIT UNION 7 2.41% $8,510
    ALL WESTERN MORTGAGE, INC. 7 3.30% $5,710
    Alerus Financial 7 2.61% $4,632
    Midwest Mortgage Associates Corporation 7 2.79% $4,711
    Elements Financial Federal Credit Union 7 2.73% $4,708
    RiverHills Bank 6 2.60% $4,082
    City Bank 6 2.88% $5,406
    BBVA USA 6 3.06% $6,189
    PARK SQUARE HOME MORTGAGE, LLC 6 2.89% $7,761
    1st Colonial Community Bank 6 2.67% $5,660
    GOLDENWEST 6 2.35% $7,292
    PROVINCE MORTGAGE ASSOCIATES, INC. 6 2.90% $6,620
    Bank of Pontiac 6 3.38% $4,418
    Mortgage Assurance Inc. 6 2.79% $5,619
    NJ LENDERS CORP. 6 2.54% $6,038
    ACNB Bank 6 2.48% $5,611
    SUNMARK FEDERAL CREDIT UNION 6 2.92% $4,873
    Heartland Bank and Trust Company 6 3.46% $3,385
    COOPERATIVA DE AHORRO Y CREDITO LAS PIEDRAS 6 3.00% $4,696
    1st Security Bank of Washington 6 2.83% $8,703
    Envision Bank 6 2.58% $6,348
    Lincoln FSB of Nebraska 6 2.56% $3,523
    Southwest Missouri Bank 6 3.00% $2,813
    First Bank 6 2.67% $4,818
    EASTMAN 6 3.40% $4,266
    AMERICA FIRST 6 2.46% $6,625
    D.W. BROWN MORTGAGE CORP. 6 3.10% $1,396
    MEMBERS 1ST FEDERAL CREDIT UNION 6 2.99% $5,803
    SECURITY CREDIT UNION 6 3.21% $4,398
    HOME FINANCING UNLIMITED, INC. 6 2.73% $9,283
    DATA MORTGAGE, INC. 6 3.19% $6,985
    SIOUX FALLS 6 2.40% $4,703
    HomeStreet Bank 6 2.90% $7,042
    CHOICE LENDING CORP. 6 2.98% $9,542
    MILEND, INC. 5 3.08% $6,118
    The State Bank and Trust Company 5 2.83% $4,785
    Zions Bancorporation, N.A. 5 2.53% $6,950
    Cornerstone Bank 5 2.60% $3,411
    UTAH COMMUNITY 5 2.58% $6,011
    Circle Federal Credit Union 5 2.88% $3,845
    Virginia Credit Union, Inc. 5 2.78% $4,314
    InterContinental Capital Group, Inc 5 2.88% $5,503
    Lake Area Bank 5 2.78% $5,961
    Paramount Bank 5 2.75% $4,274
    Civista Bank 5 2.42% $5,128
    KELLEY MORTGAGE, LLC 5 3.10% $1,168
    MATTAMY HOME FUNDING, LLC 5 2.65% $7,917
    PARTNERS UNITED FINANCIAL, LLC 5 3.20% $6,717
    GREENWAY MORTGAGE FUNDING CORP. 5 2.65% $5,477
    HOME TOWN FUNDING, INC. 5 2.65% $3,276
    JOHNSON MORTGAGE COMPANY, L.L.C. 5 2.85% $7,422
    Golden Empire Mortgage, Inc. 5 3.20% $9,934
    SUPERIOR FINANCIAL SOLUTIONS, LLC 5 2.98% $3,710
    Republic Bank 5 2.85% $6,425
    HEALTH ADVANTAGE FEDERAL CREDIT UNION 5 2.80% $3,955
    UNIVERSAL MORTGAGE & FINANCE, INC. 5 3.13% $8,713
    HOMESITE MORTGAGE, LLC 5 3.12% $5,755
    Univest Bank and Trust Co. 5 2.90% $5,034
    Wilmington Savings Fund Society, FSB 5 2.88% $5,679
    Bank of New Hampshire 5 2.78% $4,736
    MEMBER ADVANTAGE MORTGAGE, LLC 5 3.28% $5,715
    PFCU 5 3.20% $4,388
    South Pacific Financial Corporation 5 2.85% $7,821
    MidWestOne Bank 5 3.18% $3,324
    Heartland Bank 5 2.78% $4,380
    First Nebraska Bank 5 3.20% $3,611
    Frontier Bank 5 2.80% $4,255
    American Bank and Trust Company 5 2.88% $5,196
    The Farmers National Bank of Emlenton 4 3.19% $3,272
    1ST FINANCIAL, INC. 4 3.09% $7,660
    ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 4 2.56% $5,967
    ALAMEDA MORTGAGE CORPORATION 4 3.22% $8,855
    American Bank of Missouri 4 3.03% $3,428
    AMERISAVE MORTGAGE CORPORATION 4 2.88% $5,357
    Bank Midwest 4 2.44% $4,226
    BankVista 4 2.47% $5,211
    Centier Bank 4 2.94% $2,302
    CIBM Bank 4 2.97% $4,710
    Citizens Tri-County Bank 4 2.88% $5,165
    CNB Bank Inc. 4 2.56% $5,711
    COMMUNITY FINANCIAL CREDIT UNION 4 3.19% $3,661
    COOPERATIVA DE AHORRO Y CREDITO DE LARES 4 3.25% $4,432
    DIRECTIONS EQUITY, LLC 4 3.22% $7,376
    FIRST ALLIANCE HOME MORTGAGE, LLC 4 3.03% $6,878
    FIRST AMERICAN MORTGAGE, INC. 4 3.18% $3,207
    First Financial Bank 4 2.94% $5,100
    First State Bank 4 3.47% $4,770
    FIRST WESTERN MORTGAGE, INC. 4 2.97% $4,426
    Grand Bank for Savings, FSB 4 2.34% $2,607
    Hawthorn Bank 4 2.75% $3,881
    Honor Credit Union 4 2.91% $3,992
    JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. 4 2.59% $7,135
    Longview Bank & Trust 4 3.56% $5,047
    MEMBER FIRST MORTGAGE, LLC 4 2.94% $4,364
    Mid Penn Bank 4 3.13% $6,749
    MILLENIUM HOME MORTGAGE, LLC 4 2.44% $6,091
    NBT Bank 4 2.81% $3,484
    OCMBC, INC. 4 3.31% $10,267
    PremierBank 4 2.97% $4,069
    SIBCY CLINE MORTGAGE SERVICES, INC. 4 2.56% $4,239
    Southern First Bank 4 2.53% $4,820
    Stifel Bank and Trust 4 2.28% $4,326
    THE EQUITABLE MORTGAGE CORPORATION 4 2.63% $5,034
    The First National Bank and Trust Company 4 3.16% $3,812
    WESTconsin Credit Union 4 3.38% $3,760
    FIDELITY DIRECT MORTGAGE, LLC 3 3.25% $7,213
    Machias Savings Bank 3 2.88% $3,040
    FIRST CHOICE MORTGAGE, INC. 3 3.00% $5,344
    Bank of Ann Arbor 3 2.96% $5,137
    SAN ANTONIO CITIZENS 3 2.71% $5,945
    Ottawa Savings Bank 3 2.83% $4,370
    Liberty Mortgage Corporation 3 2.96% $3,295
    Bath Savings Institution 3 2.92% $5,942
    First Vision Bank of Tennessee 3 2.96% $5,770
    BLACK HILLS FEDERAL CREDIT UNION 3 2.83% $5,425
    GREAT WESTERN FINANCIAL SERVICES, INC. 3 2.83% $6,954
    1st Source Bank 3 3.58% $3,874
    HERITAGE SOUTH COMMUNITY CU 3 2.79% $7,243
    The Citizens National Bank of Bluffton 3 3.13% $4,664
    Kish Bank 3 2.75% $5,601
    ITHINK FINANCIAL Credit Union 3 2.58% $8,327
    Sandy Spring Bank 3 2.67% $9,275
    WNB Financial, N.A. 3 3.13% $4,822
    CARIBE FEDERAL CREDIT UNION 3 2.92% $5,826
    CME Federal Credit Union 3 2.83% $5,157
    Somerville Bank 3 3.46% $3,601
    Community Savings Bank 3 2.42% $4,989
    AUGUSTA MORTGAGE CO. 3 2.79% $5,380
    WESTERN EXPRESS LENDING 3 2.67% $5,485
    Southern Bank and Trust Company 3 2.67% $2,722
    CONWAY FINANCIAL SERVICES, LLC 3 3.13% $7,343
    CREDIT UNION FINANCIAL SERVICES, LLC 3 2.75% $5,208
    NewTowne Mortgage, LLC 3 2.58% $6,043
    TUCKER MORTGAGE, LLC 3 3.04% $4,744
    MORTGAGE MANAGEMENT CONSULTANTS, INC. 3 3.46% $6,663
    CWM PARTNERS, L.P. 3 2.50% $4,604
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION 3 2.25% $5,662
    MLB RESIDENTIAL LENDING, LLC 3 3.42% $7,526
    Dort Financial Credit Union 3 3.00% $3,208
    Bank First, N.A. 3 2.96% $4,332
    TruHome Solutions, LLC 3 2.88% $5,247
    PREMIER LENDING, INC. 2 3.19% $6,603
    PREFERRED CREDIT UNION 2 2.50% $4,515
    PIERREMONT MORTGAGE, INC. 2 2.56% $2,504
    Peoples Bank 2 3.25% $5,008
    Seven Seventeen Credit Union 2 3.19% $4,157
    Pacor Mortgage Corp 2 3.13% $4,445
    OMNI Community Credit Union 2 3.39% $3,610
    SNAPFI, INC. 2 2.50% $9,433
    NORTHERN CREDIT UNION 2 2.75% $1,837
    NORTHEAST HOME LOAN, LLC 2 2.94% $4,852
    MILESTONE HOME LENDING, LLC 2 3.25% $4,683
    Liberty National Bank 2 3.13% $4,113
    Advance Financial Group, LLC 2 2.50% $6,336
    Stillman BancCorp N.A. 2 3.13% $3,344
    Liberty Bank 2 2.88% $6,767
    LEGACY MORTGAGE LLC 2 2.75% $7,721
    Johnson Bank 2 2.63% $3,650
    Independent Bank 2 2.94% $6,244
    HORIZON 2 3.38% $9,399
    HomePromise Corporation 2 3.00% $6,747
    TENNESSEE TRUST MORTGAGE, INC 2 2.69% $4,267
    Texana Bank 2 3.31% $5,515
    Home Federal Savings & Loan Association of Grand Island 2 3.06% $3,888
    Gulf Winds Credit Union 2 2.81% $5,145
    Franklin Loan Corporation 2 2.94% $6,566
    Foote Capital Mortgage Company 2 3.13% $1,981
    The Honesdale National Bank 2 2.88% $4,573
    First Western Trust Bank 2 2.63% $6,281
    First State Bank 2 2.44% $3,318
    THE MORTGAGE WAREHOUSE,LLC 2 2.69% $5,305
    First National Bank Alaska 2 2.81% $8,230
    The Yellowstone Bank 2 2.31% $5,962
    First Federal Savings Bank 2 2.94% $2,477
    First Federal Savings and Loan Association of Port Angeles 2 2.81% $6,092
    FIRST EQUITY MORTGAGE INCORPORATED 2 2.81% $6,678
    FIRST CONTINENTAL MORTGAGE, LTD. 2 3.06% $5,656
    First Columbia Bank & Trust Co. 2 3.81% $5,213
    Financial Freedom Mortgage, LLC 2 3.31% $5,275
    F&B Acquisition Group LLC 2 3.00% $3,300
    Farmers & Merchants State Bank 2 2.38% $4,922
    Farm Credit East, ACA 2 4.13% $17,375
    FAIRWAY FUNDING GROUP, INC. 2 3.19% $5,832
    EVERLEND MORTGAGE COMPANY 2 2.94% $8,937
    TRANSCEND 2 2.88% $5,014
    ELGA CREDIT UNION 2 2.88% $4,943
    CYPRUS Federal Credit Union 2 2.56% $6,585
    UMB Bank 2 2.50% $5,829
    COOPERATIVA DE AHORRO Y CREDITO DR. MANUEL ZENO GANDIA 2 3.00% $6,155
    Cooperativa de A/C de Maunabo 2 4.00% $5,856
    Congressional Bank 2 2.63% $5,127
    Community Bank 2 2.75% $4,825
    COMMONWEALTH 2 3.00% $4,882
    Collins Community Credit Union 2 2.56% $3,007
    CLM MORTGAGE, INC 2 2.25% $6,445
    C&F Select LLC 2 3.06% $5,560
    Central Pacific Bank 2 2.94% $6,073
    CENTRAL COAST LENDING, INC. 2 2.88% $8,218
    CAPITAL CREDIT UNION 2 2.56% $7,682
    CADENCE LENDING GROUP, INC. 2 3.00% $6,004
    Berkshire Bank 2 2.44% $6,596
    Beach Community Mortgage Services, Inc. 2 2.75% $5,996
    BARTON CREEK LENDING GROUP, LLC 2 2.69% $7,753
    BankIowa of Cedar Rapids 2 2.44% $2,570
    ASPIRE FINANCIAL, INC. 2 3.00% $7,904
    AmeriServ Financial Bank 2 2.13% $5,161
    West Town Bank & Trust 2 2.88% $5,474
    American National Bank 2 2.63% $4,813
    American Mortgage Bank, LLC 2 3.81% $5,606
    ALL IN 2 2.44% $5,940
    ADVISORS CAPITAL, INC. 2 2.94% $4,301
    MAX Credit Union 1 2.63% $1,626
    BKCO MORTGAGE, LLC 1 3.25% $4,875
    AMERICAN HERITAGE FCU 1 2.88% $10,241
    BELCO COMMUNITY CREDIT UNION 1 2.63% $6,540
    Warsaw Federal Savings and Loan Association 1 2.88% $5,008
    Washington Trust Bank 1 3.25% $5,259
    Tradition Mortgage, LLC 1 2.75% $4,509
    Amarillo National Bank 1 2.25% $3,839
    OPTION FINANCIAL, LLC 1 3.50% $7,126
    EAST IDAHO Credit Union 1 2.25% $6,962
    East Coast Capital Corp. 1 2.50% $7,000
    MEMBERS FIRST Credit Union 1 2.63% $3,657
    MISSION MORTGAGE LLC 1 3.13% $7,172
    DHA FINANCIAL, LLC 1 2.25% $6,270
    PRIORITY HOME MORTGAGE, L.P. 1 2.75% $6,914
    Montana Federal Credit Union 1 2.63% $7,269
    MORTGAGE EXPRESS, LLC 1 2.38% $6,282
    MORTGAGE MASTER SERVICE CORPORATION 1 2.75% $4,834
    CU COMMUNITY, LLC 1 2.63% $5,176
    Ulster Savings Bank 1 3.38% $6,460
    Palmetto Citizens Federal Credit Union 1 2.63% $5,493
    Northeast Equitable Mortgage, LLC 1 2.75% $6,798
    County National Bank 1 3.50% $3,932
    Country Bank for Savings 1 3.00% $6,754
    PATRIOT MORTGAGE COMPANY 1 2.75% $7,845
    COOPERATIVA DE AHORRO Y CREDITO DE CABO ROJO 1 3.75% $7,383
    Cooperativa de Ahorro y Credito Aguas Buenas 1 3.00% $6,436
    1st National Bank 1 2.50% $3,176
    Wyndham Capital Mortgage, Inc. 1 2.88% $5,991
    ADVANTAGE PLUS 1 2.63% $7,351
    United Bank of Michigan 1 3.13% $4,512
    Norway Savings Bank 1 2.88% $4,469
    COMMUNITY MORTGAGE FUNDING, LLC 1 2.99% $9,599
    Community First National Bank 1 2.50% $4,398
    SHELTER MORTGAGE COMPANY, L.L.C. 1 3.13% $5,121
    UNITED FINANCIAL Credit Union 1 2.63% $4,229
    UNITED HOME LOANS, INC. 1 3.25% $6,668
    Pathfinder Bank 1 3.00% $3,568
    COMMONFUND MORTGAGE CORP. 1 2.38% $5,076
    COLUMBUS CAPITAL LENDING, LLC 1 2.88% $18,051
    PREFERRED LENDING SERVICES, LLC 1 3.25% $4,143
    COASTAL FUNDING SLC, INC. 1 3.63% $7,696
    NuVision Federal Credit Union 1 3.00% $5,307
    Kellogg Community Credit Union 1 3.00% $4,107
    INTEGRITY MORTGAGE & FINANCIAL INCORPORATED 1 3.25% $7,658
    INTEGRITY MORTGAGE CORPORATION OF TEXAS 1 2.75% $8,537
    INROADS 1 2.88% $9,919
    Armed Forces Bank 1 3.13% $4,527
    Horizon Credit Union 1 3.00% $4,974
    SYNERGY HOME MORTGAGE, LLC 1 3.25% $8,789
    Citizens Community Federal 1 3.25% $3,994
    Home State Bank 1 2.50% $6,668
    Homestar Mortgage, Inc. 1 2.88% $7,345
    CIBC Bank USA 1 3.00% $5,399
    HOME MORTGAGE ALLIANCE, LLC 1 3.25% $5,990
    TELCOE FEDERAL CREDIT UNION 1 3.25% $4,409
    Choice Financial Group 1 2.50% $9,133
    CHAMPIONS MORTGAGE LLC 1 3.25% $7,177
    HOMELAND CREDIT UNION, INC. 1 3.00% $4,754
    HOME FUNDING CORPORATION 1 3.00% $5,989
    La Capitol Federal Credit Union 1 2.88% $6,203
    Utah Mortgage Loan Corporation 1 2.50% $7,901
    Home Federal Bank of Tennessee 1 2.63% $7,260
    ACCESS CAPITAL FUNDING, L.L.C. 1 2.63% $2,242
    LAFCU 1 3.00% $4,372
    Peoples Bank 1 2.38% $4,702
    GUARANTY MORTGAGE SERVICES, L.L.C. 1 3.13% $4,508
    GROUP ONE MORTGAGE, INC. 1 2.25% $7,607
    The First, A National Banking Association 1 2.75% $4,789
    LA Financial Federal Credit Union 1 2.88% $10,789
    Lakeview Community Capital, LLC 1 3.25% $5,295
    CFCU Community Credit Union 1 3.13% $3,569
    The First State Bank 1 2.38% $5,138
    C E S 1 2.63% $4,744
    CENTRIC 1 4.00% $3,272
    Florence Bank 1 2.75% $4,064
    FISHER FINANCIAL GROUP, INCORPORATED 1 2.88% $4,832
    The Merchants National Bank 1 2.88% $3,710
    CENTRAL WILLAMETTE Credit Union 1 3.00% $8,994
    LENOX FINANCIAL MORTGAGE CORPORATION 1 2.88% $3,768
    Poli Mortgage Group, Inc. 1 2.63% $5,794
    VERIDIAN CREDIT UNION 1 2.00% $4,406
    FIRST SERVICE Credit Union 1 2.75% $4,866
    The Richwood Banking Company 1 3.25% $3,428
    First National Bank Texas 1 3.25% $6,089
    WHATCOM EDUCATIONAL CREDIT UNION 1 2.38% $6,696
    CAROLINA ONE MORTGAGE, LLC 1 3.25% $5,492
    First National Bank 1 2.88% $3,797
    Vibrant Credit Union 1 2.75% $3,313
    Solarity Credit Union 1 2.63% $5,073
    First Federal Bank of Kansas City 1 2.88% $6,553
    Roundbank 1 2.88% $9,496
    Call Federal Credit Union 1 3.00% $5,140
    Quaint Oak Mortgage, LLC 1 3.00% $7,519
    Luxury Mortgage Corp. 1 2.75% $5,499
    ONE Credit Union 1 3.63% $7,773

    The top National USDA lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 2,944 USDA loans originated. Their average total fees are $5,544, which is $151 higher than the next largest lender, MOVEMENT MORTGAGE, LLC.

    The lowest fee National USDA lenders (with over 10 loans originated) are OCEANSIDE MORTGAGE COMPANY ($1,510), WELCOME HOME FINANCE, L.P. ($1,632), MMS MORTGAGE SERVICES, LTD. ($1,937), CITIZENS EQUITY FIRST ($1,956) and HNB National Bank ($2,150).

    The lowest rate National USDA lenders (with over 10 loans originated) are GREENSTATE CREDIT UNION (2.18%), Bank of the Pacific (2.28%), TOWN AND COUNTRY Credit Union (2.36%), Peoples Exchange Bank (2.36%) and First Bank (2.37%).

    Top USDA 30 Year Fixed, (purchase, first lien) Markets

    Market Originations Total Value Average Loan Average Fees Average Rate
    Washington-Arlington-Alexandria, DC-VA-MD-WV 1,449 $427,335,000 $294,917 $7,251 2.87%
    BATON ROUGE, LA 1,940 $383,760,000 $197,814 $5,148 2.96%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA 1,269 $274,015,000 $215,930 $5,789 2.99%
    SAN JUAN-BAYAMÓN-CAGUAS, PR 2,120 $262,590,000 $123,863 $6,033 3.07%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 886 $225,440,000 $254,447 $6,007 2.94%
    NEW ORLEANS-METAIRIE, LA 1,121 $219,585,000 $195,883 $6,511 2.94%
    RALEIGH-CARY, NC 849 $213,505,000 $251,478 $6,100 2.90%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC 910 $202,810,000 $222,868 $5,914 2.98%
    LAFAYETTE, LA 1,133 $202,475,000 $178,707 $4,970 2.90%
    ST. LOUIS, MO-IL 1,204 $199,080,000 $165,349 $4,458 3.03%
    Dallas-Fort Worth-Arlington, TX 764 $189,780,000 $248,403 $7,348 2.95%
    HAGERSTOWN-MARTINSBURG, MD-WV 823 $179,395,000 $217,977 $6,109 2.98%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD 708 $173,850,000 $245,551 $6,814 2.97%
    PHOENIX-MESA-CHANDLER, AZ 502 $167,440,000 $333,546 $6,243 3.37%
    CINCINNATI, OH-KY-IN 884 $163,260,000 $184,683 $5,325 3.05%
    KNOXVILLE, TN 770 $149,710,000 $194,429 $5,639 3.00%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX 541 $141,505,000 $261,562 $7,456 2.86%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 560 $139,700,000 $249,464 $6,501 2.87%
    BIRMINGHAM-HOOVER, AL 731 $138,445,000 $189,391 $4,966 2.95%
    GREENVILLE-ANDERSON, SC 687 $135,805,000 $197,678 $5,703 3.05%
    JACKSON, MS 677 $132,695,000 $196,004 $5,327 2.92%
    SALISBURY, MD-DE 594 $131,770,000 $221,835 $6,573 2.94%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 795 $131,565,000 $165,491 $4,707 2.97%
    Seattle-Tacoma-Bellevue, WA 268 $130,710,000 $487,724 $9,789 3.25%
    URBAN HONOLULU, HI 261 $130,275,000 $499,138 $9,533 2.89%
    PROVO-OREM, UT 356 $128,100,000 $359,831 $7,600 2.68%
    SAN ANTONIO-NEW BRAUNFELS, TX 532 $126,180,000 $237,180 $6,852 2.93%
    MEMPHIS, TN-MS-AR 623 $125,685,000 $201,742 $5,271 2.86%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA 337 $125,495,000 $372,389 $8,861 2.89%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN 635 $119,695,000 $188,496 $4,677 2.97%
    SPARTANBURG, SC 605 $118,115,000 $195,231 $5,811 3.04%
    RICHMOND, VA 479 $115,095,000 $240,282 $5,925 2.89%
    INDIANAPOLIS-CARMEL-ANDERSON, IN 649 $112,485,000 $173,320 $4,422 3.16%
    CALIFORNIA-LEXINGTON PARK, MD 387 $111,875,000 $289,083 $7,278 2.85%
    HUNTSVILLE, AL 518 $111,560,000 $215,367 $5,415 2.86%
    KANSAS CITY, MO-KS 617 $111,515,000 $180,737 $4,368 3.07%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR 557 $110,135,000 $197,729 $4,980 2.85%
    DENVER-AURORA-LAKEWOOD, CO 218 $109,950,000 $504,358 $7,939 3.54%
    PITTSBURGH, PA 781 $108,295,000 $138,662 $5,532 2.91%
    SPRINGFIELD, MO 618 $103,940,000 $168,188 $4,356 3.01%
    BALTIMORE-COLUMBIA-TOWSON, MD 353 $103,125,000 $292,139 $7,395 2.80%
    LYNCHBURG, VA 508 $97,300,000 $191,535 $5,112 2.85%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL 378 $94,510,000 $250,026 $7,102 3.08%
    Detroit-Warren-Dearborn, MI 451 $92,605,000 $205,333 $5,961 3.04%
    LAKELAND-WINTER HAVEN, FL 401 $91,595,000 $228,416 $6,728 2.94%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX 410 $91,040,000 $222,049 $6,807 3.02%
    OCALA, FL 490 $90,980,000 $185,673 $6,668 3.05%
    COLUMBIA, SC 453 $88,865,000 $196,170 $5,469 3.00%
    TULSA, OK 497 $85,745,000 $172,525 $5,687 3.07%
    San Francisco-Oakland-Berkeley, CA 98 $85,110,000 $868,469 $11,465 3.93%
    HOUMA-THIBODAUX, LA 449 $82,065,000 $182,773 $5,227 2.98%
    FAYETTEVILLE, NC 420 $81,740,000 $194,619 $5,559 3.00%
    HICKORY-LENOIR-MORGANTON, NC 464 $81,500,000 $175,647 $5,451 3.14%
    GULFPORT-BILOXI, MS 461 $78,565,000 $170,423 $5,296 2.99%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 355 $76,945,000 $216,746 $5,706 2.90%
    DOVER, DE 297 $76,655,000 $258,098 $7,562 2.97%
    HAMMOND, LA 409 $76,615,000 $187,323 $4,983 2.93%
    ORLANDO-KISSIMMEE-SANFORD, FL 300 $75,370,000 $251,233 $7,162 2.94%
    OKLAHOMA CITY, OK 423 $74,035,000 $175,024 $4,616 3.12%
    COLUMBUS, OH 378 $70,620,000 $186,825 $5,497 3.03%
    GREELEY, CO 182 $68,880,000 $378,462 $8,176 2.92%
    CHAMBERSBURG-WAYNESBORO, PA 364 $68,380,000 $187,857 $6,273 2.83%
    GREENSBORO-HIGH POINT, NC 367 $64,295,000 $175,191 $4,883 3.04%
    PORTLAND-SOUTH PORTLAND, ME 229 $64,015,000 $279,541 $6,498 3.04%
    WORCESTER, MA-CT 257 $63,895,000 $248,619 $6,276 3.00%
    SHREVEPORT-BOSSIER CITY, LA 346 $63,830,000 $184,480 $5,542 2.99%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 220 $63,520,000 $288,727 $7,307 2.94%
    MOBILE, AL 344 $62,110,000 $180,552 $4,520 2.94%
    CHARLESTON-NORTH CHARLESTON, SC 201 $61,215,000 $304,552 $6,567 3.01%
    LEXINGTON-FAYETTE, KY 319 $61,155,000 $191,708 $4,879 2.91%
    DAPHNE-FAIRHOPE-FOLEY, AL 283 $60,515,000 $213,834 $4,650 2.82%
    ANCHORAGE, AK 237 $58,925,000 $248,629 $5,492 2.78%
    WINSTON-SALEM, NC 315 $58,605,000 $186,048 $5,664 3.06%
    CHATTANOOGA, TN-GA 299 $58,025,000 $194,064 $5,462 3.02%
    Hilo, HI 195 $57,575,000 $295,256 $6,184 2.84%
    FORT SMITH, AR-OK 396 $57,490,000 $145,177 $4,412 2.94%
    SALT LAKE CITY, UT 167 $56,285,000 $337,036 $7,168 2.85%
    JACKSONVILLE, FL 240 $55,970,000 $233,208 $6,578 3.02%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA 79 $55,875,000 $707,278 $10,722 3.34%
    YUMA, AZ 293 $55,735,000 $190,222 $5,866 3.01%
    New York-Newark-Jersey City, NY-NJ-PA 197 $53,675,000 $272,462 $7,067 2.96%
    TALLAHASSEE, FL 274 $53,420,000 $194,964 $6,538 2.95%
    LANSING-EAST LANSING, MI 348 $52,520,000 $150,920 $4,835 3.11%
    EL CENTRO, CA 185 $52,435,000 $283,432 $9,216 2.70%
    SAVANNAH, GA 249 $52,205,000 $209,659 $5,836 2.88%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 228 $52,030,000 $228,202 $6,058 2.93%
    FLINT, MI 316 $51,680,000 $163,544 $5,368 3.15%
    Los Angeles-Long Beach-Anaheim, CA 84 $51,300,000 $610,714 $9,326 3.72%
    BOISE CITY, ID 103 $50,175,000 $487,136 $8,472 3.46%
    HUNTINGTON-ASHLAND, WV-KY-OH 357 $48,595,000 $136,120 $4,581 3.17%
    SALEM, OR 148 $48,380,000 $326,892 $8,166 2.84%
    DES MOINES-WEST DES MOINES, IA 286 $48,190,000 $168,497 $4,503 2.91%
    LOGAN, UT-ID 156 $47,330,000 $303,397 $6,874 2.62%
    GRAND RAPIDS-KENTWOOD, MI 262 $47,200,000 $180,153 $5,001 3.22%
    PENSACOLA-FERRY PASS-BRENT, FL 226 $46,880,000 $207,434 $5,681 3.00%
    Chicago-Naperville-Elgin, IL-IN-WI 253 $46,555,000 $184,012 $5,593 3.09%
    YORK-HANOVER, PA 247 $46,305,000 $187,470 $6,210 2.92%
    ASHEVILLE, NC 187 $45,745,000 $244,626 $6,263 2.81%
    AUGUSTA-RICHMOND COUNTY, GA-SC 236 $45,610,000 $193,263 $5,475 2.92%
    MONROE, LA 275 $45,575,000 $165,727 $5,143 2.95%
    HATTIESBURG, MS 267 $45,515,000 $170,468 $5,183 2.88%
    ROANOKE, VA 232 $44,480,000 $191,724 $5,037 2.90%
    London, KY 286 $44,060,000 $154,056 $5,149 3.18%
    CHARLOTTESVILLE, VA 175 $43,865,000 $250,657 $6,409 2.86%
    JACKSONVILLE, NC 254 $43,730,000 $172,165 $4,952 3.01%
    BLACKSBURG-CHRISTIANSBURG, VA 245 $42,915,000 $175,163 $4,738 2.85%
    JACKSON, TN 283 $41,875,000 $147,968 $4,605 3.04%
    Tupelo, MS 273 $41,375,000 $151,557 $4,900 2.89%
    WINCHESTER, VA-WV 182 $40,750,000 $223,901 $5,993 2.97%
    ALEXANDRIA, LA 243 $40,375,000 $166,152 $5,619 2.96%
    JOPLIN, MO 284 $39,410,000 $138,768 $3,978 3.17%
    LAKE CHARLES, LA 218 $39,040,000 $179,083 $4,765 2.93%
    Cullman, AL 237 $38,865,000 $163,987 $3,969 2.81%
    BOWLING GREEN, KY 221 $38,655,000 $174,910 $4,800 3.00%
    LAS VEGAS-HENDERSON-PARADISE, NV 113 $38,655,000 $342,080 $7,227 3.26%
    Farmington, MO 286 $37,970,000 $132,762 $4,435 3.33%
    Juneau, AK 111 $37,685,000 $339,505 $7,195 2.81%
    Tullahoma-Manchester, TN 205 $37,555,000 $183,195 $5,290 2.97%
    BAKERSFIELD, CA 143 $35,925,000 $251,224 $7,332 2.94%
    MORRISTOWN, TN 200 $35,550,000 $177,750 $5,419 2.99%
    Roseburg, OR 145 $35,525,000 $245,000 $6,424 2.82%
    Boston-Cambridge-Newton, MA-NH 102 $35,250,000 $345,588 $7,155 3.00%
    Albertville, AL 218 $35,230,000 $161,606 $4,600 2.93%
    Searcy, AR 248 $34,890,000 $140,685 $4,186 2.87%
    LAKE HAVASU CITY-KINGMAN, AZ 168 $34,480,000 $205,238 $5,912 2.92%
    OGDEN-CLEARFIELD, UT 115 $34,185,000 $297,261 $7,028 2.78%
    ALBANY-LEBANON, OR 119 $33,785,000 $283,908 $7,613 2.92%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT 139 $33,465,000 $240,755 $6,511 2.91%
    FRESNO, CA 117 $33,245,000 $284,145 $7,600 2.85%
    Gillette, WY 165 $32,805,000 $198,818 $5,926 2.79%
    Russellville, AR 233 $32,185,000 $138,133 $3,764 2.90%
    STAUNTON, VA 148 $31,530,000 $213,041 $4,722 3.01%
    HARRISBURG-CARLISLE, PA 173 $31,245,000 $180,607 $6,092 2.84%
    Poplar Bluff, MO 253 $31,175,000 $123,221 $4,934 3.20%
    Shelbyville, TN 143 $31,125,000 $217,657 $5,656 2.98%
    WILMINGTON, NC 136 $31,010,000 $228,015 $5,790 2.86%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA 80 $30,770,000 $384,625 $7,912 3.15%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 153 $30,385,000 $198,595 $5,940 3.03%
    MONTGOMERY, AL 170 $30,310,000 $178,294 $4,485 2.96%
    SIOUX FALLS, SD 146 $30,260,000 $207,260 $5,247 2.68%
    JOHNSON CITY, TN 174 $29,580,000 $170,000 $5,270 3.05%
    LANCASTER, PA 139 $29,475,000 $212,050 $6,752 2.87%
    Dickinson, ND 130 $29,320,000 $225,538 $6,634 2.77%
    Rock Springs, WY 137 $29,305,000 $213,905 $5,600 2.81%
    KINGSPORT-BRISTOL, TN-VA 182 $29,240,000 $160,659 $4,734 3.10%
    Shelby, NC 168 $29,050,000 $172,917 $4,356 3.13%
    DURHAM-CHAPEL HILL, NC 137 $28,775,000 $210,036 $5,906 2.91%
    TUCSON, AZ 123 $28,755,000 $233,780 $6,065 2.94%
    SEBRING-AVON PARK, FL 160 $28,720,000 $179,500 $5,882 3.01%
    ELIZABETHTOWN-FORT KNOX, KY 167 $28,665,000 $171,647 $4,658 2.86%
    GAINESVILLE, FL 137 $28,055,000 $204,781 $6,628 2.98%
    JONESBORO, AR 194 $27,650,000 $142,526 $4,506 3.03%
    CUMBERLAND, MD-WV 204 $27,150,000 $133,088 $3,853 3.04%
    AGUADILLA-ISABELA, PR 221 $26,845,000 $121,471 $5,008 2.85%
    HOMOSASSA SPRINGS, FL 155 $26,595,000 $171,581 $6,091 3.14%
    Nogales, AZ 142 $26,570,000 $187,113 $5,466 2.96%
    FORT COLLINS, CO 63 $26,555,000 $421,508 $7,610 3.20%
    DOTHAN, AL 176 $26,460,000 $150,341 $4,412 3.02%
    Augusta-Waterville, ME 145 $26,245,000 $181,000 $5,421 2.90%
    NORWICH-NEW LONDON, CT 107 $26,085,000 $243,785 $6,573 2.91%
    REDDING, CA 102 $26,010,000 $255,000 $7,172 2.92%
    Bedford, IN 183 $25,805,000 $141,011 $3,787 3.18%
    WICHITA, KS 174 $25,790,000 $148,218 $4,430 3.00%
    Cedar City, UT 94 $25,660,000 $272,979 $7,278 2.68%
    OMAHA-COUNCIL BLUFFS, NE-IA 150 $25,640,000 $170,933 $4,178 2.94%
    Seymour, IN 168 $25,530,000 $151,964 $4,427 3.21%
    Richmond-Berea, KY 148 $25,380,000 $171,486 $4,727 3.06%
    CHARLESTON, WV 193 $25,275,000 $130,959 $4,245 3.12%
    Bluefield, WV-VA 196 $24,650,000 $125,765 $4,896 3.09%
    HARRISONBURG, VA 115 $24,645,000 $214,304 $5,626 2.97%
    Paragould, AR 169 $24,465,000 $144,763 $4,435 3.20%
    Vernal, UT 116 $24,310,000 $209,569 $6,637 2.80%
    ST. CLOUD, MN 122 $24,050,000 $197,131 $5,623 2.87%
    Bardstown, KY 136 $23,890,000 $175,662 $4,697 2.96%
    Jefferson, GA 103 $23,825,000 $231,311 $6,314 2.90%
    FORT WAYNE, IN 129 $23,795,000 $184,457 $4,330 3.07%
    ROCHESTER, NY 174 $23,570,000 $135,460 $4,211 3.05%
    EVANSVILLE, IN-KY 152 $23,550,000 $154,934 $4,235 3.04%
    BANGOR, ME 148 $23,440,000 $158,378 $4,973 2.94%
    ALBANY-SCHENECTADY-TROY, NY 119 $23,425,000 $196,849 $4,693 3.01%
    Fernley, NV 76 $23,170,000 $304,868 $8,439 3.01%
    ANNISTON-OXFORD, AL 161 $23,085,000 $143,385 $4,451 3.06%
    PANAMA CITY, FL 99 $23,085,000 $233,182 $6,273 2.97%
    EUGENE-SPRINGFIELD, OR 76 $23,080,000 $303,684 $8,258 2.81%
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