Rockingham County FHA Loan Rates, Closing Costs & Stats
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH
FHA loans are mortgages created in the 1930's to help insulate lenders from credit risks and help promote home ownership. The Federal Housing Administration (hence, FHA) allows for lower downpayments and credit scores-- making these loans much more accessible than traditional mortgages.
FHA loans typically need just a 3.5% downpayment with credit scores of 580 or better. For credit scores between 500-579, the downpayment needs to be at least 10%.
While FHA loans make home ownership much more accessible to first-time homebuyers, they do require PMI (purchase money insurance)-- an additional insurance premium that is paid to the FHA to help cover defaults.
For additional requirements as defined by the FHA, click here.
Rockingham County FHA Loans, 30 Year Fixed Rates
30 Year FHA mortgages in Rockingham County
averaged
0%
for the week of 2024-04-12, compared to the national average (all FHA variants) of
6.739% for the same period.
Rockingham County's average FHA mortgage closing costs are $0.
The average rate for the prior week (2024-04-05) was
0% and
one month ago for the week of 2024-03-08, the
average rate was 0%.
The average rate one year ago was 0%.
For refis of the same type during the week of 2024-04-12, the average rate
was 0%.
Rockingham County FHA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for FHA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Rockingham County level.
Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
---|
The lowest fee Rockingham County FHA lenders (with over 10 loans originated) are
.
The lowest rate Rockingham County FHA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Rockingham County (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $529,450 (6.0%) | $858,963 (4.0%) | 1.96 | 6,024 |
2018-02-01 | $543,925 (5.6%) | $875,791 (3.2%) | 1.97 | 6,008 |
2018-03-01 | $574,900 (6.5%) | $907,076 (4.8%) | 2.02 | 6,565 |
2018-04-01 | $579,900 (5.5%) | $900,058 (2.9%) | 1.97 | 7,726 |
2018-05-01 | $584,950 (6.2%) | $896,235 (3.6%) | 1.95 | 8,781 |
2018-06-01 | $579,000 (5.3%) | $876,303 (2.5%) | 1.93 | 10,206 |
2018-07-01 | $559,450 (1.9%) | $857,166 (1.9%) | 1.87 | 10,104 |
2018-08-01 | $549,250 (3.6%) | $825,147 (0.4%) | 1.84 | 10,159 |
2018-09-01 | $549,900 (3.8%) | $806,934 (-1.4%) | 1.85 | 11,372 |
2018-10-01 | $549,000 (1.7%) | $799,585 (-3.4%) | 1.86 | 11,626 |
2018-11-01 | $539,450 (-0.1%) | $798,226 (-3.9%) | 1.83 | 10,956 |
2018-12-01 | $535,000 (1.1%) | $798,662 (-5.6%) | 1.85 | 8,824 |
2019-01-01 | $533,900 (0.8%) | $806,251 (-6.1%) | 1.84 | 7,542 |
2019-02-01 | $549,450 (1.0%) | $851,143 (-2.8%) | 1.86 | 7,336 |
2019-03-01 | $571,386 (-0.6%) | $884,062 (-2.5%) | 1.87 | 8,059 |
2019-04-01 | $599,900 (3.5%) | $914,562 (1.6%) | 1.90 | 8,915 |
2019-05-01 | $602,450 (3.0%) | $922,731 (3.0%) | 1.88 | 9,950 |
2019-06-01 | $599,900 (3.6%) | $918,784 (4.9%) | 1.87 | 11,096 |
2019-07-01 | $599,900 (7.2%) | $910,775 (6.3%) | 1.88 | 10,604 |
2019-08-01 | $595,643 (8.5%) | $898,138 (8.9%) | 1.89 | 10,685 |
2019-09-01 | $589,259 (7.2%) | $887,066 (9.9%) | 1.89 | 10,878 |
2019-10-01 | $587,806 (7.1%) | $889,481 (11.2%) | 1.90 | 11,006 |
2019-11-01 | $589,900 (9.4%) | $915,321 (14.7%) | 1.93 | 9,635 |
2019-12-01 | $589,450 (10.2%) | $917,211 (14.8%) | 1.97 | 7,007 |
2020-01-01 | $586,600 (9.9%) | $930,603 (15.4%) | 1.96 | 5,779 |
2020-02-01 | $599,900 (9.2%) | $971,896 (14.2%) | 1.96 | 5,750 |
2020-03-01 | $629,900 (10.2%) | $980,367 (10.9%) | 1.97 | 6,617 |
2020-04-01 | $617,450 (2.9%) | $945,955 (3.4%) | 1.93 | 6,435 |
2020-05-01 | $629,900 (4.6%) | $945,400 (2.5%) | 1.91 | 7,200 |
2020-06-01 | $656,699 (9.5%) | $1,002,177 (9.1%) | 1.93 | 7,782 |
2020-07-01 | $677,000 (12.9%) | $1,036,335 (13.8%) | 1.96 | 7,395 |
2020-08-01 | $675,000 (13.3%) | $1,042,698 (16.1%) | 1.93 | 7,191 |
2020-09-01 | $672,500 (14.1%) | $1,038,799 (17.1%) | 1.93 | 7,579 |
2020-10-01 | $665,000 (13.1%) | $1,033,141 (16.2%) | 1.91 | 7,944 |
2020-11-01 | $654,450 (10.9%) | $1,028,460 (12.4%) | 1.91 | 7,085 |
2020-12-01 | $647,450 (9.8%) | $1,004,412 (9.5%) | 1.93 | 5,301 |
2021-01-01 | $659,000 (12.3%) | $1,075,330 (15.6%) | 1.97 | 4,099 |
2021-02-01 | $679,450 (13.3%) | $1,128,313 (16.1%) | 1.98 | 3,872 |
2021-03-01 | $682,250 (8.3%) | $1,144,108 (16.7%) | 1.94 | 4,267 |
2021-04-01 | $694,000 (12.4%) | $1,179,014 (24.6%) | 1.88 | 4,773 |
2021-05-01 | $699,800 (11.1%) | $1,180,392 (24.9%) | 1.86 | 4,879 |
2021-06-01 | $697,225 (6.2%) | $1,144,455 (14.2%) | 1.84 | 5,738 |
2021-07-01 | $669,900 (-1.1%) | $1,113,575 (7.5%) | 1.77 | 5,674 |
2021-08-01 | $650,000 (-3.7%) | $1,075,177 (3.1%) | 1.73 | 5,574 |
2021-09-01 | $671,000 (-0.2%) | $1,055,466 (1.6%) | 1.79 | 6,019 |
2021-10-01 | $679,000 (2.1%) | $1,062,835 (2.9%) | 1.81 | 5,929 |
2021-11-01 | $674,577 (3.1%) | $1,073,504 (4.4%) | 1.80 | 4,935 |
2021-12-01 | $692,000 (6.9%) | $1,141,128 (13.6%) | 1.87 | 3,501 |
2022-01-01 | $715,000 (8.5%) | $1,220,127 (13.5%) | 1.93 | 2,675 |
2022-02-01 | $749,000 (10.2%) | $1,237,957 (9.7%) | 1.95 | 2,637 |
2022-03-01 | $749,450 (9.9%) | $1,254,177 (9.6%) | 1.88 | 2,991 |
2022-04-01 | $749,450 (8.0%) | $1,243,532 (5.5%) | 1.79 | 3,701 |
2022-05-01 | $757,500 (8.3%) | $1,242,269 (5.2%) | 1.73 | 4,474 |
2022-06-01 | $750,000 (7.6%) | $1,172,907 (2.5%) | 1.67 | 5,715 |
2022-07-01 | $739,900 (10.5%) | $1,110,707 (-0.3%) | 1.67 | 6,177 |
2022-08-01 | $725,000 (11.5%) | $1,108,059 (3.1%) | 1.68 | 5,759 |
2022-09-01 | $744,000 (10.9%) | $1,144,989 (8.5%) | 1.74 | 5,913 |
2022-10-01 | $749,000 (10.3%) | $1,169,410 (10.0%) | 1.76 | 6,223 |
2022-11-01 | $744,925 (10.4%) | $1,176,768 (9.6%) | 1.79 | 5,903 |
2022-12-01 | $749,000 (8.2%) | $1,199,762 (5.1%) | 1.85 | 4,407 |
2023-01-01 | $759,450 (6.2%) | $1,238,021 (1.5%) | 1.88 | 3,697 |
2023-02-01 | $799,000 (6.7%) | $1,345,477 (8.7%) | 1.93 | 3,433 |
2023-03-01 | $823,500 (9.9%) | $1,387,500 (10.6%) | 1.94 | 3,705 |
2023-04-01 | $839,000 (12.0%) | $1,422,134 (14.4%) | 1.95 | 4,059 |
2023-05-01 | $867,125 (14.5%) | $1,444,230 (16.3%) | 1.97 | 4,314 |
2023-06-01 | $866,443 (15.5%) | $1,425,311 (21.5%) | 1.95 | 4,806 |
2023-07-01 | $849,900 (14.9%) | $1,434,805 (29.2%) | 1.93 | 4,538 |
2023-08-01 | $844,200 (16.4%) | $1,418,399 (28.0%) | 1.94 | 4,530 |
2023-09-01 | $849,000 (14.1%) | $1,420,742 (24.1%) | 1.98 | 4,931 |
2023-10-01 | $837,374 (11.8%) | $1,400,665 (19.8%) | 1.97 | 5,351 |
2023-11-01 | $824,500 (10.7%) | $1,383,873 (17.6%) | 1.96 | 5,205 |
2023-12-01 | $800,000 (6.8%) | $1,388,573 (15.7%) | 1.95 | 4,062 |
2024-01-01 | $809,900 (6.6%) | $1,405,646 (13.5%) | 1.98 | 3,369 |
2024-02-01 | $854,450 (6.9%) | $1,496,024 (11.2%) | 2.06 | 3,319 |
2024-03-01 | $879,950 (6.9%) | $1,528,390 (10.2%) | 2.07 | 3,737 |
Rockingham County's median listing price comes in at 207% of the national average.
Rockingham County's average listing price for 2024-03-01 was $1,528,390, a difference of $140,890 (10.2%) versus the prior year and $32,366 versus the prior month.
For the 2024-03-01 period, Rockingham County had 3,737 MLS listings, a difference of 418 listings (13%) versus the prior month and 32 listings (1%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Rockingham County (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 73 days | 2,007 sqft |
2018-02-01 | 57 days | 2,025 sqft |
2018-03-01 | 36 days | 2,061 sqft |
2018-04-01 | 29 days | 2,042 sqft |
2018-05-01 | 28 days | 2,056 sqft |
2018-06-01 | 32 days | 2,045 sqft |
2018-07-01 | 41 days | 2,034 sqft |
2018-08-01 | 46 days | 2,012 sqft |
2018-09-01 | 44 days | 1,989 sqft |
2018-10-01 | 44 days | 1,967 sqft |
2018-11-01 | 51 days | 1,947 sqft |
2018-12-01 | 65 days | 1,937 sqft |
2019-01-01 | 71 days | 1,907 sqft |
2019-02-01 | 56 days | 1,925 sqft |
2019-03-01 | 41 days | 1,973 sqft |
2019-04-01 | 32 days | 2,025 sqft |
2019-05-01 | 32 days | 2,045 sqft |
2019-06-01 | 37 days | 2,054 sqft |
2019-07-01 | 47 days | 2,037 sqft |
2019-08-01 | 49 days | 2,020 sqft |
2019-09-01 | 47 days | 1,998 sqft |
2019-10-01 | 45 days | 1,983 sqft |
2019-11-01 | 55 days | 1,981 sqft |
2019-12-01 | 75 days | 1,932 sqft |
2020-01-01 | 78 days | 1,909 sqft |
2020-02-01 | 43 days | 1,959 sqft |
2020-03-01 | 31 days | 2,000 sqft |
2020-04-01 | 45 days | 1,996 sqft |
2020-05-01 | 50 days | 2,000 sqft |
2020-06-01 | 31 days | 1,967 sqft |
2020-07-01 | 35 days | 1,890 sqft |
2020-08-01 | 37 days | 1,844 sqft |
2020-09-01 | 32 days | 1,733 sqft |
2020-10-01 | 31 days | 1,692 sqft |
2020-11-01 | 47 days | 1,667 sqft |
2020-12-01 | 62 days | 1,652 sqft |
2021-01-01 | 60 days | 1,639 sqft |
2021-02-01 | 33 days | 1,652 sqft |
2021-03-01 | 22 days | 1,664 sqft |
2021-04-01 | 18 days | 1,668 sqft |
2021-05-01 | 19 days | 1,693 sqft |
2021-06-01 | 19 days | 1,711 sqft |
2021-07-01 | 29 days | 1,711 sqft |
2021-08-01 | 31 days | 1,710 sqft |
2021-09-01 | 28 days | 1,685 sqft |
2021-10-01 | 30 days | 1,656 sqft |
2021-11-01 | 38 days | 1,630 sqft |
2021-12-01 | 49 days | 1,649 sqft |
2022-01-01 | 54 days | 1,650 sqft |
2022-02-01 | 25 days | 1,663 sqft |
2022-03-01 | 18 days | 1,673 sqft |
2022-04-01 | 15 days | 1,685 sqft |
2022-05-01 | 16 days | 1,788 sqft |
2022-06-01 | 18 days | 1,813 sqft |
2022-07-01 | 26 days | 1,825 sqft |
2022-08-01 | 35 days | 1,832 sqft |
2022-09-01 | 34 days | 1,815 sqft |
2022-10-01 | 31 days | 1,813 sqft |
2022-11-01 | 41 days | 1,804 sqft |
2022-12-01 | 58 days | 1,836 sqft |
2023-01-01 | 61 days | 1,840 sqft |
2023-02-01 | 37 days | 1,861 sqft |
2023-03-01 | 28 days | 1,860 sqft |
2023-04-01 | 25 days | 1,849 sqft |
2023-05-01 | 23 days | 1,919 sqft |
2023-06-01 | 24 days | 1,911 sqft |
2023-07-01 | 36 days | 1,896 sqft |
2023-08-01 | 37 days | 1,900 sqft |
2023-09-01 | 31 days | 1,908 sqft |
2023-10-01 | 32 days | 1,879 sqft |
2023-11-01 | 38 days | 1,868 sqft |
2023-12-01 | 53 days | 1,835 sqft |
2024-01-01 | 53 days | 1,814 sqft |
2024-02-01 | 33 days | 1,838 sqft |
2024-03-01 | 24 days | 1,830 sqft |
Rockingham County's median square footage for active listings during the 2024-03-01 period was 1,830 sqft. One year prior, the average listing was 1,860 sqft.