Bridgeport USDA Loan Rates, Closing Costs & Stats

BRIDGEPORT-STAMFORD-NORWALK, CT

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    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Bridgeport USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Bridgeport averaged -0.35% for the week of 2024-11-15, compared to the national average (all USDA variants) of 0% for the same period.

    Bridgeport's average USDA mortgage closing costs are $8,783.

    The average rate for the prior week (2024-11-08) was 6.21% and one month ago for the week of 2024-10-11, the average rate was 6.17%.

    The average rate one year ago was 7.2%.

    For refis of the same type during the week of 2024-11-15, the average rate was 0.35%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Bridgeport USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Bridgeport level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs

    The lowest fee Bridgeport USDA lenders (with over 10 loans originated) are .

    The lowest rate Bridgeport USDA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Bridgeport (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $699,500 (5.4%) $1,349,864 (-5.6%) 2.59 4,142
    2018-02-01 $749,450 (5.3%) $1,388,677 (-4.9%) 2.72 4,424
    2018-03-01 $779,000 (5.0%) $1,385,274 (-6.1%) 2.73 4,889
    2018-04-01 $784,000 (4.7%) $1,376,353 (-6.1%) 2.66 5,456
    2018-05-01 $792,125 (5.8%) $1,374,050 (-5.0%) 2.65 5,915
    2018-06-01 $769,498 (2.7%) $1,345,218 (-6.7%) 2.57 6,266
    2018-07-01 $748,925 (1.9%) $1,349,653 (-4.5%) 2.50 6,174
    2018-08-01 $724,950 (3.6%) $1,327,643 (-3.6%) 2.43 5,982
    2018-09-01 $725,000 (1.4%) $1,333,920 (-3.2%) 2.44 6,020
    2018-10-01 $725,000 (0.9%) $1,338,571 (0.6%) 2.46 5,928
    2018-11-01 $712,000 (1.8%) $1,350,919 (1.6%) 2.41 5,579
    2018-12-01 $699,900 (0.1%) $1,381,021 (3.2%) 2.41 4,875
    2019-01-01 $699,225 (0.0%) $1,381,227 (2.3%) 2.42 4,402
    2019-02-01 $729,475 (-2.7%) $1,387,358 (-0.1%) 2.46 4,654
    2019-03-01 $747,857 (-4.0%) $1,389,514 (0.3%) 2.45 5,025
    2019-04-01 $749,500 (-4.4%) $1,396,667 (1.5%) 2.38 5,400
    2019-05-01 $749,450 (-5.4%) $1,379,349 (0.4%) 2.34 5,941
    2019-06-01 $727,000 (-5.5%) $1,370,165 (1.9%) 2.27 6,213
    2019-07-01 $704,913 (-5.9%) $1,339,593 (-0.8%) 2.21 6,118
    2019-08-01 $695,182 (-4.1%) $1,328,739 (0.1%) 2.20 5,985
    2019-09-01 $689,455 (-4.9%) $1,321,369 (-0.9%) 2.21 5,865
    2019-10-01 $690,136 (-4.8%) $1,320,867 (-1.3%) 2.23 5,726
    2019-11-01 $689,000 (-3.2%) $1,316,809 (-2.5%) 2.26 5,173
    2019-12-01 $687,000 (-1.8%) $1,333,069 (-3.5%) 2.29 4,312
    2020-01-01 $684,000 (-2.2%) $1,337,991 (-3.1%) 2.29 3,818
    2020-02-01 $709,000 (-2.8%) $1,347,010 (-2.9%) 2.32 4,013
    2020-03-01 $724,950 (-3.1%) $1,352,642 (-2.7%) 2.27 4,302
    2020-04-01 $719,000 (-4.1%) $1,372,983 (-1.7%) 2.25 4,049
    2020-05-01 $749,000 (-0.1%) $1,442,175 (4.6%) 2.28 3,983
    2020-06-01 $799,450 (10.0%) $1,547,983 (13.0%) 2.36 3,984
    2020-07-01 $808,750 (14.7%) $1,605,459 (19.9%) 2.34 3,868
    2020-08-01 $799,000 (14.9%) $1,640,877 (23.5%) 2.29 3,625
    2020-09-01 $799,000 (15.9%) $1,656,796 (25.4%) 2.29 3,423
    2020-10-01 $799,000 (15.8%) $1,669,110 (26.4%) 2.29 3,335
    2020-11-01 $775,000 (12.5%) $1,676,719 (27.3%) 2.27 2,931
    2020-12-01 $799,000 (16.3%) $1,719,649 (29.0%) 2.38 2,538
    2021-01-01 $819,000 (19.7%) $1,801,028 (34.6%) 2.44 2,094
    2021-02-01 $880,000 (24.1%) $1,905,641 (41.5%) 2.56 1,862
    2021-03-01 $868,250 (19.8%) $1,884,860 (39.4%) 2.46 1,886
    2021-04-01 $839,900 (16.8%) $1,898,405 (38.3%) 2.27 2,034
    2021-05-01 $875,000 (16.8%) $1,898,015 (31.6%) 2.32 2,257
    2021-06-01 $836,500 (4.6%) $1,802,780 (16.5%) 2.20 2,478
    2021-07-01 $750,000 (-7.3%) $1,661,461 (3.5%) 1.98 2,674
    2021-08-01 $699,450 (-12.5%) $1,599,162 (-2.5%) 1.87 2,605
    2021-09-01 $699,900 (-12.4%) $1,602,451 (-3.3%) 1.87 2,460
    2021-10-01 $699,000 (-12.5%) $1,637,888 (-1.9%) 1.86 2,300
    2021-11-01 $754,000 (-2.7%) $1,746,425 (4.2%) 2.02 1,912
    2021-12-01 $747,450 (-6.5%) $1,810,480 (5.3%) 2.02 1,544
    2022-01-01 $789,450 (-3.6%) $1,977,672 (9.8%) 2.13 1,248
    2022-02-01 $882,999 (0.3%) $2,274,941 (19.4%) 2.30 1,165
    2022-03-01 $899,000 (3.5%) $2,254,087 (19.6%) 2.25 1,181
    2022-04-01 $864,500 (2.9%) $2,165,980 (14.1%) 2.06 1,294
    2022-05-01 $844,500 (-3.5%) $1,952,691 (2.9%) 1.93 1,691
    2022-06-01 $840,750 (0.5%) $1,850,165 (2.6%) 1.87 1,918
    2022-07-01 $825,000 (10.0%) $1,791,913 (7.9%) 1.86 2,091
    2022-08-01 $808,363 (15.6%) $1,818,265 (13.7%) 1.87 1,975
    2022-09-01 $782,000 (11.7%) $1,825,632 (13.9%) 1.83 1,961
    2022-10-01 $799,000 (14.3%) $1,880,252 (14.8%) 1.88 1,920
    2022-11-01 $806,700 (7.0%) $1,908,588 (9.3%) 1.94 1,723
    2022-12-01 $799,700 (7.0%) $1,954,578 (8.0%) 1.97 1,407
    2023-01-01 $810,000 (2.6%) $1,956,560 (-1.1%) 2.01 1,237
    2023-02-01 $963,450 (9.1%) $2,267,314 (-0.3%) 2.33 1,181
    2023-03-01 $1,098,975 (22.2%) $2,354,081 (4.4%) 2.59 1,188
    2023-04-01 $1,159,000 (34.1%) $2,369,541 (9.4%) 2.70 1,210
    2023-05-01 $1,197,500 (41.8%) $2,405,258 (23.2%) 2.72 1,315
    2023-06-01 $1,171,250 (39.3%) $2,345,282 (26.8%) 2.63 1,356
    2023-07-01 $1,099,500 (33.3%) $2,305,695 (28.7%) 2.50 1,329
    2023-08-01 $949,950 (17.5%) $2,021,392 (11.2%) 2.18 1,268
    2023-09-01 $911,950 (16.6%) $1,965,708 (7.7%) 2.12 1,348
    2023-10-01 $889,225 (11.3%) $2,005,054 (6.6%) 2.09 1,365
    2023-11-01 $875,000 (8.5%) $1,972,836 (3.4%) 2.08 1,311
    2023-12-01 $817,500 (2.2%) $2,015,127 (3.1%) 1.99 1,039
    2024-01-01 $805,950 (-0.5%) $2,008,166 (2.6%) 1.97 945
    2024-02-01 $869,450 (-9.8%) $2,065,401 (-8.9%) 2.09 988
    2024-03-01 $949,000 (-13.7%) $2,132,471 (-9.4%) 2.23 1,014
    2024-04-01 $974,500 (-15.9%) $2,180,655 (-8.0%) 2.27 1,082
    2024-05-01 $1,065,000 (-11.1%) $2,250,457 (-6.4%) 2.41 1,239
    2024-06-01 $959,900 (-18.0%) $2,138,270 (-8.8%) 2.16 1,400
    2024-07-01 $859,500 (-21.8%) $1,938,899 (-15.9%) 1.96 1,428
    2024-08-01 $800,000 (-15.8%) $1,920,173 (-5.0%) 1.86 1,414
    2024-09-01 $847,000 (-7.1%) $1,972,766 (0.4%) 1.99 1,499
    2024-10-01 $825,000 (-7.2%) $1,948,376 (-2.8%) 1.94 1,477
    Bridgeport's median listing price for 2024-10-01 was $825,000, a difference of $-64,225 (-7.2%) versus the prior year and $-22,000 versus the prior month.

    Bridgeport's median listing price comes in at 194% of the national average.

    Bridgeport's average listing price for 2024-10-01 was $1,948,376, a difference of $-56,678 (-2.8%) versus the prior year and $-24,390 versus the prior month.

    For the 2024-10-01 period, Bridgeport had 1,477 MLS listings, a difference of -22 listings (-1%) versus the prior month and 112 listings (8%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Bridgeport (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 108 days 2,631 sqft
    2018-02-01 96 days 2,717 sqft
    2018-03-01 58 days 2,793 sqft
    2018-04-01 57 days 2,795 sqft
    2018-05-01 56 days 2,791 sqft
    2018-06-01 60 days 2,736 sqft
    2018-07-01 72 days 2,718 sqft
    2018-08-01 84 days 2,680 sqft
    2018-09-01 92 days 2,670 sqft
    2018-10-01 90 days 2,699 sqft
    2018-11-01 88 days 2,669 sqft
    2018-12-01 99 days 2,668 sqft
    2019-01-01 108 days 2,652 sqft
    2019-02-01 98 days 2,717 sqft
    2019-03-01 74 days 2,747 sqft
    2019-04-01 55 days 2,795 sqft
    2019-05-01 55 days 2,895 sqft
    2019-06-01 63 days 2,998 sqft
    2019-07-01 73 days 2,941 sqft
    2019-08-01 81 days 2,913 sqft
    2019-09-01 86 days 2,904 sqft
    2019-10-01 88 days 2,899 sqft
    2019-11-01 87 days 2,888 sqft
    2019-12-01 99 days 2,837 sqft
    2020-01-01 108 days 2,812 sqft
    2020-02-01 95 days 2,852 sqft
    2020-03-01 57 days 2,924 sqft
    2020-04-01 69 days 2,888 sqft
    2020-05-01 75 days 2,951 sqft
    2020-06-01 50 days 3,061 sqft
    2020-07-01 43 days 3,023 sqft
    2020-08-01 49 days 2,941 sqft
    2020-09-01 52 days 2,888 sqft
    2020-10-01 50 days 2,830 sqft
    2020-11-01 57 days 2,722 sqft
    2020-12-01 69 days 2,637 sqft
    2021-01-01 81 days 2,621 sqft
    2021-02-01 71 days 2,719 sqft
    2021-03-01 43 days 2,658 sqft
    2021-04-01 32 days 2,665 sqft
    2021-05-01 32 days 2,721 sqft
    2021-06-01 34 days 2,612 sqft
    2021-07-01 39 days 2,441 sqft
    2021-08-01 48 days 2,188 sqft
    2021-09-01 54 days 2,174 sqft
    2021-10-01 53 days 2,166 sqft
    2021-11-01 57 days 2,131 sqft
    2021-12-01 67 days 2,083 sqft
    2022-01-01 75 days 2,126 sqft
    2022-02-01 44 days 2,324 sqft
    2022-03-01 30 days 2,304 sqft
    2022-04-01 22 days 2,276 sqft
    2022-05-01 20 days 2,258 sqft
    2022-06-01 27 days 2,319 sqft
    2022-07-01 32 days 2,283 sqft
    2022-08-01 44 days 2,432 sqft
    2022-09-01 52 days 2,401 sqft
    2022-10-01 52 days 2,437 sqft
    2022-11-01 55 days 2,454 sqft
    2022-12-01 71 days 2,441 sqft
    2023-01-01 74 days 2,391 sqft
    2023-02-01 57 days 2,528 sqft
    2023-03-01 39 days 2,642 sqft
    2023-04-01 36 days 2,688 sqft
    2023-05-01 26 days 2,862 sqft
    2023-06-01 32 days 2,967 sqft
    2023-07-01 38 days 2,938 sqft
    2023-08-01 50 days 2,737 sqft
    2023-09-01 46 days 2,690 sqft
    2023-10-01 42 days 2,650 sqft
    2023-11-01 48 days 2,616 sqft
    2023-12-01 61 days 2,539 sqft
    2024-01-01 64 days 2,490 sqft
    2024-02-01 43 days 2,535 sqft
    2024-03-01 37 days 2,616 sqft
    2024-04-01 31 days 2,511 sqft
    2024-05-01 22 days 2,742 sqft
    2024-06-01 25 days 2,538 sqft
    2024-07-01 40 days 2,346 sqft
    2024-08-01 46 days 2,271 sqft
    2024-09-01 44 days 2,264 sqft
    2024-10-01 44 days 2,239 sqft
    Bridgeport's median listing age (time on market) for 2024-10-01 was 44 days. This is 6% longer than the same period one year ago.

    Bridgeport's median square footage for active listings during the 2024-10-01 period was 2,239 sqft. One year prior, the average listing was 2,650 sqft.