Bridgeport USDA Loan Rates, Closing Costs & Stats
BRIDGEPORT-STAMFORD-NORWALK, CT
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Bridgeport USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Bridgeport
averaged
6.81%
for the week of 2024-04-19, compared to the national average (all USDA variants) of
6.863% for the same period.
Bridgeport's average USDA mortgage closing costs are $8,783.
The average rate for the prior week (2024-04-12) was
6.57% and
one month ago for the week of 2024-03-15, the
average rate was 6.25%.
The average rate one year ago was 5.99%.
For refis of the same type during the week of 2024-04-19, the average rate
was 7.21%.
Bridgeport USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Bridgeport level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|
The lowest fee Bridgeport USDA lenders (with over 10 loans originated) are
.
The lowest rate Bridgeport USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Bridgeport (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $699,500 (5.4%) | $1,349,864 (-5.6%) | 2.59 | 4,142 |
| 2018-02-01 | $749,450 (5.3%) | $1,388,677 (-4.9%) | 2.72 | 4,424 |
| 2018-03-01 | $779,000 (5.0%) | $1,385,274 (-6.1%) | 2.73 | 4,889 |
| 2018-04-01 | $784,000 (4.7%) | $1,376,353 (-6.1%) | 2.66 | 5,456 |
| 2018-05-01 | $792,125 (5.8%) | $1,374,050 (-5.0%) | 2.65 | 5,915 |
| 2018-06-01 | $769,498 (2.7%) | $1,345,218 (-6.7%) | 2.57 | 6,266 |
| 2018-07-01 | $748,925 (1.9%) | $1,349,653 (-4.5%) | 2.50 | 6,174 |
| 2018-08-01 | $724,950 (3.6%) | $1,327,643 (-3.6%) | 2.43 | 5,982 |
| 2018-09-01 | $725,000 (1.4%) | $1,333,920 (-3.2%) | 2.44 | 6,020 |
| 2018-10-01 | $725,000 (0.9%) | $1,338,571 (0.6%) | 2.46 | 5,928 |
| 2018-11-01 | $712,000 (1.8%) | $1,350,919 (1.6%) | 2.41 | 5,579 |
| 2018-12-01 | $699,900 (0.1%) | $1,381,021 (3.2%) | 2.41 | 4,875 |
| 2019-01-01 | $699,225 (0.0%) | $1,381,227 (2.3%) | 2.42 | 4,402 |
| 2019-02-01 | $729,475 (-2.7%) | $1,387,358 (-0.1%) | 2.46 | 4,654 |
| 2019-03-01 | $747,857 (-4.0%) | $1,389,514 (0.3%) | 2.45 | 5,025 |
| 2019-04-01 | $749,500 (-4.4%) | $1,396,667 (1.5%) | 2.38 | 5,400 |
| 2019-05-01 | $749,450 (-5.4%) | $1,379,349 (0.4%) | 2.34 | 5,941 |
| 2019-06-01 | $727,000 (-5.5%) | $1,370,165 (1.9%) | 2.27 | 6,213 |
| 2019-07-01 | $704,913 (-5.9%) | $1,339,593 (-0.8%) | 2.21 | 6,118 |
| 2019-08-01 | $695,182 (-4.1%) | $1,328,739 (0.1%) | 2.20 | 5,985 |
| 2019-09-01 | $689,455 (-4.9%) | $1,321,369 (-0.9%) | 2.21 | 5,865 |
| 2019-10-01 | $690,136 (-4.8%) | $1,320,867 (-1.3%) | 2.23 | 5,726 |
| 2019-11-01 | $689,000 (-3.2%) | $1,316,809 (-2.5%) | 2.26 | 5,173 |
| 2019-12-01 | $687,000 (-1.8%) | $1,333,069 (-3.5%) | 2.29 | 4,312 |
| 2020-01-01 | $684,000 (-2.2%) | $1,337,991 (-3.1%) | 2.29 | 3,818 |
| 2020-02-01 | $709,000 (-2.8%) | $1,347,010 (-2.9%) | 2.32 | 4,013 |
| 2020-03-01 | $724,950 (-3.1%) | $1,352,642 (-2.7%) | 2.27 | 4,302 |
| 2020-04-01 | $719,000 (-4.1%) | $1,372,983 (-1.7%) | 2.25 | 4,049 |
| 2020-05-01 | $749,000 (-0.1%) | $1,442,175 (4.6%) | 2.28 | 3,983 |
| 2020-06-01 | $799,450 (10.0%) | $1,547,983 (13.0%) | 2.36 | 3,984 |
| 2020-07-01 | $808,750 (14.7%) | $1,605,459 (19.9%) | 2.34 | 3,868 |
| 2020-08-01 | $799,000 (14.9%) | $1,640,877 (23.5%) | 2.29 | 3,625 |
| 2020-09-01 | $799,000 (15.9%) | $1,656,796 (25.4%) | 2.29 | 3,423 |
| 2020-10-01 | $799,000 (15.8%) | $1,669,110 (26.4%) | 2.29 | 3,335 |
| 2020-11-01 | $775,000 (12.5%) | $1,676,719 (27.3%) | 2.27 | 2,931 |
| 2020-12-01 | $799,000 (16.3%) | $1,719,649 (29.0%) | 2.38 | 2,538 |
| 2021-01-01 | $819,000 (19.7%) | $1,801,028 (34.6%) | 2.44 | 2,094 |
| 2021-02-01 | $880,000 (24.1%) | $1,905,641 (41.5%) | 2.56 | 1,862 |
| 2021-03-01 | $868,250 (19.8%) | $1,884,860 (39.4%) | 2.46 | 1,886 |
| 2021-04-01 | $839,900 (16.8%) | $1,898,405 (38.3%) | 2.27 | 2,034 |
| 2021-05-01 | $875,000 (16.8%) | $1,898,015 (31.6%) | 2.32 | 2,257 |
| 2021-06-01 | $836,500 (4.6%) | $1,802,780 (16.5%) | 2.20 | 2,478 |
| 2021-07-01 | $750,000 (-7.3%) | $1,661,461 (3.5%) | 1.98 | 2,674 |
| 2021-08-01 | $699,450 (-12.5%) | $1,599,162 (-2.5%) | 1.87 | 2,605 |
| 2021-09-01 | $699,900 (-12.4%) | $1,602,451 (-3.3%) | 1.87 | 2,460 |
| 2021-10-01 | $699,000 (-12.5%) | $1,637,888 (-1.9%) | 1.86 | 2,300 |
| 2021-11-01 | $754,000 (-2.7%) | $1,746,425 (4.2%) | 2.02 | 1,912 |
| 2021-12-01 | $747,450 (-6.5%) | $1,810,480 (5.3%) | 2.02 | 1,544 |
| 2022-01-01 | $789,450 (-3.6%) | $1,977,672 (9.8%) | 2.13 | 1,248 |
| 2022-02-01 | $882,999 (0.3%) | $2,274,941 (19.4%) | 2.30 | 1,165 |
| 2022-03-01 | $899,000 (3.5%) | $2,254,087 (19.6%) | 2.25 | 1,181 |
| 2022-04-01 | $864,500 (2.9%) | $2,165,980 (14.1%) | 2.06 | 1,294 |
| 2022-05-01 | $844,500 (-3.5%) | $1,952,691 (2.9%) | 1.93 | 1,691 |
| 2022-06-01 | $840,750 (0.5%) | $1,850,165 (2.6%) | 1.87 | 1,918 |
| 2022-07-01 | $825,000 (10.0%) | $1,791,913 (7.9%) | 1.86 | 2,091 |
| 2022-08-01 | $808,363 (15.6%) | $1,818,265 (13.7%) | 1.87 | 1,975 |
| 2022-09-01 | $782,000 (11.7%) | $1,825,632 (13.9%) | 1.83 | 1,961 |
| 2022-10-01 | $799,000 (14.3%) | $1,880,252 (14.8%) | 1.88 | 1,920 |
| 2022-11-01 | $806,700 (7.0%) | $1,908,588 (9.3%) | 1.94 | 1,723 |
| 2022-12-01 | $799,700 (7.0%) | $1,954,578 (8.0%) | 1.97 | 1,407 |
| 2023-01-01 | $810,000 (2.6%) | $1,956,560 (-1.1%) | 2.01 | 1,237 |
| 2023-02-01 | $963,450 (9.1%) | $2,267,314 (-0.3%) | 2.33 | 1,181 |
| 2023-03-01 | $1,098,975 (22.2%) | $2,354,081 (4.4%) | 2.59 | 1,188 |
| 2023-04-01 | $1,159,000 (34.1%) | $2,369,541 (9.4%) | 2.70 | 1,210 |
| 2023-05-01 | $1,197,500 (41.8%) | $2,405,258 (23.2%) | 2.72 | 1,315 |
| 2023-06-01 | $1,171,250 (39.3%) | $2,345,282 (26.8%) | 2.63 | 1,356 |
| 2023-07-01 | $1,099,500 (33.3%) | $2,305,695 (28.7%) | 2.50 | 1,329 |
| 2023-08-01 | $949,950 (17.5%) | $2,021,392 (11.2%) | 2.18 | 1,268 |
| 2023-09-01 | $911,950 (16.6%) | $1,965,708 (7.7%) | 2.12 | 1,348 |
| 2023-10-01 | $889,225 (11.3%) | $2,005,054 (6.6%) | 2.09 | 1,365 |
| 2023-11-01 | $875,000 (8.5%) | $1,972,836 (3.4%) | 2.08 | 1,311 |
| 2023-12-01 | $817,500 (2.2%) | $2,015,127 (3.1%) | 1.99 | 1,039 |
| 2024-01-01 | $805,950 (-0.5%) | $2,008,166 (2.6%) | 1.97 | 945 |
| 2024-02-01 | $869,450 (-9.8%) | $2,065,401 (-8.9%) | 2.09 | 988 |
| 2024-03-01 | $949,000 (-13.7%) | $2,132,471 (-9.4%) | 2.23 | 1,014 |
Bridgeport's median listing price comes in at 223% of the national average.
Bridgeport's average listing price for 2024-03-01 was $2,132,471, a difference of $-221,610 (-9.4%) versus the prior year and $67,070 versus the prior month.
For the 2024-03-01 period, Bridgeport had 1,014 MLS listings, a difference of 26 listings (3%) versus the prior month and -174 listings (-15%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Bridgeport (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 108 days | 2,631 sqft |
| 2018-02-01 | 96 days | 2,717 sqft |
| 2018-03-01 | 58 days | 2,793 sqft |
| 2018-04-01 | 57 days | 2,795 sqft |
| 2018-05-01 | 56 days | 2,791 sqft |
| 2018-06-01 | 60 days | 2,736 sqft |
| 2018-07-01 | 72 days | 2,718 sqft |
| 2018-08-01 | 84 days | 2,680 sqft |
| 2018-09-01 | 92 days | 2,670 sqft |
| 2018-10-01 | 90 days | 2,699 sqft |
| 2018-11-01 | 88 days | 2,669 sqft |
| 2018-12-01 | 99 days | 2,668 sqft |
| 2019-01-01 | 108 days | 2,652 sqft |
| 2019-02-01 | 98 days | 2,717 sqft |
| 2019-03-01 | 74 days | 2,747 sqft |
| 2019-04-01 | 55 days | 2,795 sqft |
| 2019-05-01 | 55 days | 2,895 sqft |
| 2019-06-01 | 63 days | 2,998 sqft |
| 2019-07-01 | 73 days | 2,941 sqft |
| 2019-08-01 | 81 days | 2,913 sqft |
| 2019-09-01 | 86 days | 2,904 sqft |
| 2019-10-01 | 88 days | 2,899 sqft |
| 2019-11-01 | 87 days | 2,888 sqft |
| 2019-12-01 | 99 days | 2,837 sqft |
| 2020-01-01 | 108 days | 2,812 sqft |
| 2020-02-01 | 95 days | 2,852 sqft |
| 2020-03-01 | 57 days | 2,924 sqft |
| 2020-04-01 | 69 days | 2,888 sqft |
| 2020-05-01 | 75 days | 2,951 sqft |
| 2020-06-01 | 50 days | 3,061 sqft |
| 2020-07-01 | 43 days | 3,023 sqft |
| 2020-08-01 | 49 days | 2,941 sqft |
| 2020-09-01 | 52 days | 2,888 sqft |
| 2020-10-01 | 50 days | 2,830 sqft |
| 2020-11-01 | 57 days | 2,722 sqft |
| 2020-12-01 | 69 days | 2,637 sqft |
| 2021-01-01 | 81 days | 2,621 sqft |
| 2021-02-01 | 71 days | 2,719 sqft |
| 2021-03-01 | 43 days | 2,658 sqft |
| 2021-04-01 | 32 days | 2,665 sqft |
| 2021-05-01 | 32 days | 2,721 sqft |
| 2021-06-01 | 34 days | 2,612 sqft |
| 2021-07-01 | 39 days | 2,441 sqft |
| 2021-08-01 | 48 days | 2,188 sqft |
| 2021-09-01 | 54 days | 2,174 sqft |
| 2021-10-01 | 53 days | 2,166 sqft |
| 2021-11-01 | 57 days | 2,131 sqft |
| 2021-12-01 | 67 days | 2,083 sqft |
| 2022-01-01 | 75 days | 2,126 sqft |
| 2022-02-01 | 44 days | 2,324 sqft |
| 2022-03-01 | 30 days | 2,304 sqft |
| 2022-04-01 | 22 days | 2,276 sqft |
| 2022-05-01 | 20 days | 2,258 sqft |
| 2022-06-01 | 27 days | 2,319 sqft |
| 2022-07-01 | 32 days | 2,283 sqft |
| 2022-08-01 | 44 days | 2,432 sqft |
| 2022-09-01 | 52 days | 2,401 sqft |
| 2022-10-01 | 52 days | 2,437 sqft |
| 2022-11-01 | 55 days | 2,454 sqft |
| 2022-12-01 | 71 days | 2,441 sqft |
| 2023-01-01 | 74 days | 2,391 sqft |
| 2023-02-01 | 57 days | 2,528 sqft |
| 2023-03-01 | 39 days | 2,642 sqft |
| 2023-04-01 | 36 days | 2,688 sqft |
| 2023-05-01 | 26 days | 2,862 sqft |
| 2023-06-01 | 32 days | 2,967 sqft |
| 2023-07-01 | 38 days | 2,938 sqft |
| 2023-08-01 | 50 days | 2,737 sqft |
| 2023-09-01 | 46 days | 2,690 sqft |
| 2023-10-01 | 42 days | 2,650 sqft |
| 2023-11-01 | 48 days | 2,616 sqft |
| 2023-12-01 | 61 days | 2,539 sqft |
| 2024-01-01 | 64 days | 2,490 sqft |
| 2024-02-01 | 43 days | 2,535 sqft |
| 2024-03-01 | 37 days | 2,616 sqft |
Bridgeport's median square footage for active listings during the 2024-03-01 period was 2,616 sqft. One year prior, the average listing was 2,642 sqft.