Bridgeport USDA Loan Rates, Closing Costs & Stats

BRIDGEPORT-STAMFORD-NORWALK, CT

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    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Bridgeport USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Bridgeport averaged 0% for the week of 2025-05-23, compared to the national average (all USDA variants) of 6.433% for the same period.

    Bridgeport's average USDA mortgage closing costs are $8,783.

    The average rate for the prior week (2025-05-16) was 0% and one month ago for the week of 2025-04-18, the average rate was 0%.

    The average rate one year ago was 0%.

    For refis of the same type during the week of 2025-05-23, the average rate was 0%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Bridgeport USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Bridgeport level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs

    The lowest fee Bridgeport USDA lenders (with over 10 loans originated) are .

    The lowest rate Bridgeport USDA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Bridgeport (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $709,900 (6.4%) $1,355,348 (-5.2%) 2.63 4,133
    2018-02-01 $756,750 (5.9%) $1,393,653 (-4.7%) 2.75 4,410
    2018-03-01 $789,000 (5.6%) $1,393,190 (-5.8%) 2.77 4,872
    2018-04-01 $791,950 (5.7%) $1,381,450 (-5.8%) 2.69 5,447
    2018-05-01 $795,000 (6.1%) $1,377,514 (-4.6%) 2.65 5,920
    2018-06-01 $775,000 (3.5%) $1,352,341 (-5.9%) 2.58 6,244
    2018-07-01 $749,500 (1.6%) $1,355,145 (-3.9%) 2.50 6,152
    2018-08-01 $731,875 (3.3%) $1,334,932 (-3.3%) 2.45 5,958
    2018-09-01 $739,000 (2.1%) $1,342,233 (-3.0%) 2.48 5,972
    2018-10-01 $732,500 (0.8%) $1,348,837 (0.6%) 2.48 5,887
    2018-11-01 $724,950 (2.9%) $1,359,410 (1.6%) 2.46 5,552
    2018-12-01 $709,000 (1.3%) $1,383,387 (2.8%) 2.45 4,881
    2019-01-01 $704,925 (-0.7%) $1,383,903 (2.1%) 2.44 4,409
    2019-02-01 $739,450 (-2.3%) $1,390,447 (-0.2%) 2.50 4,653
    2019-03-01 $749,429 (-5.0%) $1,396,039 (0.2%) 2.45 5,013
    2019-04-01 $757,500 (-4.4%) $1,402,872 (1.6%) 2.41 5,384
    2019-05-01 $754,000 (-5.2%) $1,383,670 (0.5%) 2.36 5,936
    2019-06-01 $730,000 (-5.8%) $1,372,058 (1.5%) 2.28 6,214
    2019-07-01 $707,500 (-5.6%) $1,338,047 (-1.3%) 2.21 6,143
    2019-08-01 $696,273 (-4.9%) $1,326,595 (-0.6%) 2.20 6,011
    2019-09-01 $692,182 (-6.3%) $1,319,053 (-1.7%) 2.22 5,899
    2019-10-01 $692,455 (-5.5%) $1,318,103 (-2.3%) 2.23 5,768
    2019-11-01 $694,450 (-4.2%) $1,315,861 (-3.2%) 2.28 5,204
    2019-12-01 $689,450 (-2.8%) $1,329,212 (-3.9%) 2.30 4,350
    2020-01-01 $684,450 (-2.9%) $1,331,194 (-3.8%) 2.29 3,863
    2020-02-01 $700,000 (-5.3%) $1,340,845 (-3.6%) 2.29 4,064
    2020-03-01 $724,500 (-3.3%) $1,348,316 (-3.4%) 2.27 4,350
    2020-04-01 $719,000 (-5.1%) $1,366,068 (-2.6%) 2.25 4,091
    2020-05-01 $749,000 (-0.7%) $1,439,825 (4.1%) 2.28 4,017
    2020-06-01 $799,500 (9.5%) $1,549,325 (12.9%) 2.36 3,993
    2020-07-01 $809,200 (14.4%) $1,602,387 (19.8%) 2.35 3,898
    2020-08-01 $799,000 (14.8%) $1,638,443 (23.5%) 2.29 3,647
    2020-09-01 $795,000 (14.9%) $1,647,037 (24.9%) 2.28 3,467
    2020-10-01 $792,000 (14.4%) $1,666,695 (26.5%) 2.27 3,383
    2020-11-01 $772,000 (11.2%) $1,678,135 (27.5%) 2.26 2,945
    2020-12-01 $797,000 (15.6%) $1,714,149 (29.0%) 2.37 2,558
    2021-01-01 $825,000 (20.5%) $1,798,145 (35.1%) 2.46 2,114
    2021-02-01 $887,000 (26.7%) $1,908,110 (42.3%) 2.58 1,870
    2021-03-01 $879,725 (21.4%) $1,886,848 (39.9%) 2.50 1,895
    2021-04-01 $844,974 (17.5%) $1,904,541 (39.4%) 2.29 2,046
    2021-05-01 $889,000 (18.7%) $1,903,424 (32.2%) 2.36 2,267
    2021-06-01 $849,000 (6.2%) $1,807,743 (16.7%) 2.23 2,484
    2021-07-01 $750,000 (-7.3%) $1,666,022 (4.0%) 1.98 2,666
    2021-08-01 $699,473 (-12.5%) $1,603,508 (-2.1%) 1.87 2,619
    2021-09-01 $699,973 (-12.0%) $1,610,657 (-2.2%) 1.87 2,454
    2021-10-01 $699,900 (-11.6%) $1,641,591 (-1.5%) 1.87 2,302
    2021-11-01 $752,000 (-2.6%) $1,745,028 (4.0%) 2.01 1,923
    2021-12-01 $749,450 (-6.0%) $1,807,390 (5.4%) 2.03 1,554
    2022-01-01 $797,900 (-3.3%) $1,969,010 (9.5%) 2.16 1,261
    2022-02-01 $891,000 (0.5%) $2,268,399 (18.9%) 2.32 1,173
    2022-03-01 $899,000 (2.2%) $2,229,731 (18.2%) 2.25 1,202
    2022-04-01 $859,500 (1.7%) $2,145,538 (12.7%) 2.05 1,310
    2022-05-01 $849,000 (-4.5%) $1,941,896 (2.0%) 1.94 1,718
    2022-06-01 $840,750 (-1.0%) $1,839,960 (1.8%) 1.87 1,943
    2022-07-01 $824,950 (10.0%) $1,786,999 (7.3%) 1.86 2,105
    2022-08-01 $804,750 (15.1%) $1,809,473 (12.8%) 1.86 1,998
    2022-09-01 $779,000 (11.3%) $1,818,747 (12.9%) 1.82 1,981
    2022-10-01 $799,000 (14.2%) $1,871,275 (14.0%) 1.88 1,950
    2022-11-01 $799,225 (6.3%) $1,900,424 (8.9%) 1.92 1,743
    2022-12-01 $799,000 (6.6%) $1,941,760 (7.4%) 1.97 1,429
    2023-01-01 $813,725 (2.0%) $1,945,027 (-1.2%) 2.02 1,257
    2023-02-01 $941,000 (5.6%) $2,240,553 (-1.2%) 2.27 1,207
    2023-03-01 $1,049,000 (16.7%) $2,313,935 (3.8%) 2.47 1,225
    2023-04-01 $1,150,000 (33.8%) $2,362,717 (10.1%) 2.67 1,223
    2023-05-01 $1,197,000 (41.0%) $2,389,414 (23.1%) 2.71 1,339
    2023-06-01 $1,185,750 (41.0%) $2,351,335 (27.8%) 2.66 1,358
    2023-07-01 $1,135,000 (37.6%) $2,316,352 (29.6%) 2.58 1,337
    2023-08-01 $972,450 (20.8%) $2,043,214 (12.9%) 2.23 1,256
    2023-09-01 $925,000 (18.7%) $1,970,715 (8.4%) 2.15 1,351
    2023-10-01 $914,450 (14.5%) $2,028,729 (8.4%) 2.15 1,352
    2023-11-01 $895,250 (12.0%) $1,994,267 (4.9%) 2.13 1,298
    2023-12-01 $849,000 (6.3%) $2,043,429 (5.2%) 2.07 1,036
    2024-01-01 $849,500 (4.4%) $2,037,249 (4.7%) 2.07 935
    2024-02-01 $875,000 (-7.0%) $2,083,318 (-7.0%) 2.11 978
    2024-03-01 $949,450 (-9.5%) $2,148,161 (-7.2%) 2.23 1,011
    2024-04-01 $985,000 (-14.4%) $2,185,991 (-7.5%) 2.29 1,081
    2024-05-01 $1,012,000 (-15.5%) $2,172,406 (-9.1%) 2.30 1,248
    2024-06-01 $924,950 (-22.0%) $2,023,640 (-13.9%) 2.10 1,400
    2024-07-01 $875,000 (-22.9%) $1,951,333 (-15.8%) 2.00 1,429
    2024-08-01 $810,000 (-16.7%) $1,928,044 (-5.6%) 1.88 1,423
    2024-09-01 $849,125 (-8.2%) $1,976,084 (0.3%) 2.00 1,512
    2024-10-01 $833,447 (-8.9%) $1,944,748 (-4.1%) 1.96 1,497
    2024-11-01 $795,000 (-11.2%) $1,918,333 (-3.8%) 1.91 1,311
    2024-12-01 $768,450 (-9.5%) $1,910,484 (-6.5%) 1.91 1,015
    2025-01-01 $747,000 (-12.1%) $2,012,424 (-1.2%) 1.87 904
    2025-02-01 $767,700 (-12.3%) $1,938,106 (-7.0%) 1.86 895
    2025-03-01 $799,000 (-15.9%) $2,014,994 (-6.2%) 1.88 1,012
    2025-04-01 $812,000 (-17.6%) $2,032,587 (-7.0%) 1.88 1,161
    Bridgeport's median listing price for 2025-04-01 was $812,000, a difference of $-173,000 (-17.6%) versus the prior year and $13,000 versus the prior month.

    Bridgeport's median listing price comes in at 188% of the national average.

    Bridgeport's average listing price for 2025-04-01 was $2,032,587, a difference of $-153,404 (-7.0%) versus the prior year and $17,593 versus the prior month.

    For the 2025-04-01 period, Bridgeport had 1,161 MLS listings, a difference of 149 listings (15%) versus the prior month and 80 listings (7%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Bridgeport (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 109 days 2,635 sqft
    2018-02-01 98 days 2,721 sqft
    2018-03-01 58 days 2,797 sqft
    2018-04-01 57 days 2,798 sqft
    2018-05-01 55 days 2,795 sqft
    2018-06-01 60 days 2,749 sqft
    2018-07-01 72 days 2,726 sqft
    2018-08-01 85 days 2,696 sqft
    2018-09-01 93 days 2,681 sqft
    2018-10-01 90 days 2,712 sqft
    2018-11-01 89 days 2,688 sqft
    2018-12-01 99 days 2,681 sqft
    2019-01-01 108 days 2,664 sqft
    2019-02-01 100 days 2,721 sqft
    2019-03-01 77 days 2,762 sqft
    2019-04-01 56 days 2,805 sqft
    2019-05-01 55 days 2,902 sqft
    2019-06-01 64 days 3,000 sqft
    2019-07-01 73 days 2,936 sqft
    2019-08-01 81 days 2,908 sqft
    2019-09-01 86 days 2,901 sqft
    2019-10-01 88 days 2,898 sqft
    2019-11-01 87 days 2,886 sqft
    2019-12-01 99 days 2,840 sqft
    2020-01-01 109 days 2,821 sqft
    2020-02-01 96 days 2,858 sqft
    2020-03-01 58 days 2,925 sqft
    2020-04-01 69 days 2,887 sqft
    2020-05-01 76 days 2,950 sqft
    2020-06-01 51 days 3,067 sqft
    2020-07-01 43 days 3,023 sqft
    2020-08-01 49 days 2,950 sqft
    2020-09-01 52 days 2,885 sqft
    2020-10-01 50 days 2,841 sqft
    2020-11-01 58 days 2,748 sqft
    2020-12-01 69 days 2,640 sqft
    2021-01-01 81 days 2,640 sqft
    2021-02-01 71 days 2,732 sqft
    2021-03-01 43 days 2,676 sqft
    2021-04-01 32 days 2,694 sqft
    2021-05-01 32 days 2,730 sqft
    2021-06-01 35 days 2,617 sqft
    2021-07-01 40 days 2,443 sqft
    2021-08-01 48 days 2,212 sqft
    2021-09-01 56 days 2,202 sqft
    2021-10-01 54 days 2,178 sqft
    2021-11-01 57 days 2,155 sqft
    2021-12-01 69 days 2,098 sqft
    2022-01-01 75 days 2,176 sqft
    2022-02-01 48 days 2,352 sqft
    2022-03-01 30 days 2,358 sqft
    2022-04-01 22 days 2,326 sqft
    2022-05-01 21 days 2,290 sqft
    2022-06-01 28 days 2,348 sqft
    2022-07-01 33 days 2,312 sqft
    2022-08-01 44 days 2,464 sqft
    2022-09-01 52 days 2,431 sqft
    2022-10-01 53 days 2,451 sqft
    2022-11-01 56 days 2,461 sqft
    2022-12-01 72 days 2,456 sqft
    2023-01-01 76 days 2,421 sqft
    2023-02-01 61 days 2,541 sqft
    2023-03-01 41 days 2,681 sqft
    2023-04-01 37 days 2,744 sqft
    2023-05-01 26 days 2,906 sqft
    2023-06-01 32 days 3,000 sqft
    2023-07-01 39 days 2,956 sqft
    2023-08-01 50 days 2,768 sqft
    2023-09-01 45 days 2,728 sqft
    2023-10-01 42 days 2,695 sqft
    2023-11-01 48 days 2,677 sqft
    2023-12-01 60 days 2,585 sqft
    2024-01-01 64 days 2,568 sqft
    2024-02-01 43 days 2,581 sqft
    2024-03-01 37 days 2,658 sqft
    2024-04-01 31 days 2,560 sqft
    2024-05-01 26 days 2,666 sqft
    2024-06-01 33 days 2,472 sqft
    2024-07-01 41 days 2,390 sqft
    2024-08-01 46 days 2,299 sqft
    2024-09-01 44 days 2,292 sqft
    2024-10-01 44 days 2,275 sqft
    2024-11-01 52 days 2,177 sqft
    2024-12-01 65 days 2,166 sqft
    2025-01-01 70 days 2,119 sqft
    2025-02-01 44 days 2,090 sqft
    2025-03-01 31 days 2,126 sqft
    2025-04-01 29 days 2,123 sqft
    Bridgeport's median listing age (time on market) for 2025-04-01 was 29 days. This is -9% shorter than the same period one year ago.

    Bridgeport's median square footage for active listings during the 2025-04-01 period was 2,123 sqft. One year prior, the average listing was 2,560 sqft.