Edwards USDA Loan Rates, Closing Costs & Stats
Edwards, CO
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Edwards USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Edwards
averaged
-0.72%
for the week of 2023-06-02, compared to the national average (all USDA variants) of
0% for the same period.
Edwards's average USDA mortgage closing costs are $7,838.
The average rate for the prior week (2023-05-26) was
5.72% and
one month ago for the week of 2023-04-28, the
average rate was 5.4%.
The average rate one year ago was 4.47%.
For refis of the same type during the week of 2023-06-02, the average rate
was -1.84%.
Edwards USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Edwards level.
Name | # of Loans | 2022 Avg. 30yFix Rate | 2022 Avg. Closing Costs |
---|
The lowest fee Edwards USDA lenders (with over 10 loans originated) are
.
The lowest rate Edwards USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Edwards (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $849,250 (0.0%) | $1,910,694 (-1.4%) | 0.00 | 910 |
2018-02-01 | $885,500 (4.8%) | $1,963,043 (3.1%) | 0.00 | 877 |
2018-03-01 | $849,000 (-0.2%) | $1,899,698 (-2.9%) | 0.00 | 939 |
2018-04-01 | $824,000 (3.1%) | $1,846,047 (-3.5%) | 0.00 | 922 |
2018-05-01 | $788,500 (-6.0%) | $1,726,585 (-7.8%) | 0.00 | 936 |
2018-06-01 | $799,000 (-4.0%) | $1,727,386 (-5.8%) | 0.00 | 1,000 |
2018-07-01 | $838,750 (-1.2%) | $1,861,148 (-2.1%) | 0.00 | 1,102 |
2018-08-01 | $799,500 (-5.8%) | $1,883,796 (-2.6%) | 0.00 | 1,095 |
2018-09-01 | $799,000 (-9.1%) | $1,896,464 (-6.1%) | 0.00 | 1,042 |
2018-10-01 | $775,750 (-10.5%) | $1,883,272 (-7.5%) | 0.00 | 998 |
2018-11-01 | $767,500 (-9.6%) | $1,902,808 (-6.3%) | 0.00 | 976 |
2018-12-01 | $799,000 (-7.4%) | $1,991,502 (1.8%) | 0.00 | 983 |
2019-01-01 | $823,375 (-3.1%) | $1,982,774 (3.8%) | 0.00 | 981 |
2019-02-01 | $868,750 (-1.9%) | $2,002,540 (2.0%) | 0.00 | 976 |
2019-03-01 | $814,429 (-4.1%) | $1,901,120 (0.1%) | 0.00 | 980 |
2019-04-01 | $751,750 (-8.8%) | $1,810,094 (-2.0%) | 0.00 | 985 |
2019-05-01 | $739,250 (-6.3%) | $1,811,656 (4.9%) | 0.00 | 941 |
2019-06-01 | $799,500 (0.1%) | $1,815,587 (5.1%) | 0.00 | 1,048 |
2019-07-01 | $855,750 (2.0%) | $1,985,679 (6.7%) | 0.00 | 1,124 |
2019-08-01 | $832,455 (4.1%) | $1,991,109 (5.7%) | 0.00 | 1,086 |
2019-09-01 | $813,636 (1.8%) | $2,008,748 (5.9%) | 0.00 | 1,032 |
2019-10-01 | $797,000 (2.7%) | $2,020,508 (7.3%) | 0.00 | 991 |
2019-11-01 | $775,000 (1.0%) | $2,015,585 (5.9%) | 0.00 | 968 |
2019-12-01 | $920,000 (15.1%) | $2,100,171 (5.5%) | 0.00 | 967 |
2020-01-01 | $925,000 (12.3%) | $2,191,100 (10.5%) | 0.00 | 905 |
2020-02-01 | $940,000 (8.2%) | $2,223,154 (11.0%) | 0.00 | 884 |
2020-03-01 | $934,750 (14.8%) | $2,205,932 (16.0%) | 0.00 | 921 |
2020-04-01 | $831,000 (10.5%) | $2,007,452 (10.9%) | 0.00 | 895 |
2020-05-01 | $799,000 (8.1%) | $1,899,017 (4.8%) | 0.00 | 890 |
2020-06-01 | $895,000 (11.9%) | $1,966,783 (8.3%) | 0.00 | 904 |
2020-07-01 | $872,500 (2.0%) | $2,023,123 (1.9%) | 0.00 | 919 |
2020-08-01 | $899,000 (8.0%) | $2,251,764 (13.1%) | 0.00 | 893 |
2020-09-01 | $940,000 (15.5%) | $2,243,899 (11.7%) | 0.00 | 811 |
2020-10-01 | $899,000 (12.8%) | $2,353,423 (16.5%) | 0.00 | 726 |
2020-11-01 | $798,000 (3.0%) | $2,455,972 (21.9%) | 0.00 | 690 |
2020-12-01 | $827,000 (-10.1%) | $2,556,279 (21.7%) | 0.00 | 649 |
2021-01-01 | $729,500 (-21.1%) | $2,681,515 (22.4%) | 0.00 | 608 |
2021-02-01 | $669,000 (-28.8%) | $2,793,101 (25.6%) | 0.00 | 579 |
2021-03-01 | $720,750 (-22.9%) | $2,751,426 (24.7%) | 0.00 | 562 |
2021-04-01 | $633,500 (-23.8%) | $2,704,903 (34.7%) | 0.00 | 539 |
2021-05-01 | $630,000 (-21.2%) | $2,611,550 (37.5%) | 0.00 | 478 |
2021-06-01 | $777,000 (-13.2%) | $2,649,849 (34.7%) | 0.00 | 502 |
2021-07-01 | $895,000 (2.6%) | $2,656,729 (31.3%) | 0.00 | 524 |
2021-08-01 | $995,000 (10.7%) | $2,713,019 (20.5%) | 0.00 | 505 |
2021-09-01 | $931,000 (-1.0%) | $2,597,152 (15.7%) | 0.00 | 496 |
2021-10-01 | $862,500 (-4.1%) | $2,341,252 (-0.5%) | 0.00 | 454 |
2021-11-01 | $505,000 (-36.7%) | $2,206,927 (-10.1%) | 0.00 | 411 |
2021-12-01 | $408,125 (-50.7%) | $2,308,389 (-9.7%) | 0.00 | 395 |
2022-01-01 | $217,500 (-70.2%) | $2,259,577 (-15.7%) | 0.00 | 387 |
2022-02-01 | $710,000 (6.1%) | $2,333,289 (-16.5%) | 0.00 | 397 |
2022-03-01 | $850,000 (17.9%) | $2,382,100 (-13.4%) | 0.00 | 376 |
2022-04-01 | $1,022,000 (61.3%) | $2,245,878 (-17.0%) | 0.00 | 381 |
2022-05-01 | $1,120,000 (77.8%) | $2,400,914 (-8.1%) | 0.00 | 386 |
2022-06-01 | $1,312,500 (68.9%) | $2,371,904 (-10.5%) | 0.00 | 447 |
2022-07-01 | $1,350,000 (50.8%) | $2,506,175 (-5.7%) | 0.00 | 541 |
2022-08-01 | $1,299,000 (30.6%) | $2,473,606 (-8.8%) | 0.00 | 535 |
2022-09-01 | $1,295,000 (39.1%) | $2,353,848 (-9.4%) | 0.00 | 501 |
2022-10-01 | $1,299,000 (50.6%) | $2,351,252 (0.4%) | 0.00 | 499 |
2022-11-01 | $1,294,750 (156.4%) | $2,486,213 (12.7%) | 0.00 | 480 |
2022-12-01 | $1,250,000 (206.3%) | $2,580,825 (11.8%) | 0.00 | 486 |
2023-01-01 | $1,205,500 (454.3%) | $2,606,478 (15.4%) | 0.00 | 473 |
2023-02-01 | $1,212,000 (70.7%) | $2,662,477 (14.1%) | 0.00 | 464 |
2023-03-01 | $1,326,000 (56.0%) | $2,750,287 (15.5%) | 0.00 | 481 |
2023-04-01 | $1,395,000 (36.5%) | $2,805,980 (24.9%) | 0.00 | 473 |
2023-05-01 | $1,498,500 (33.8%) | $2,844,209 (18.5%) | 0.00 | 447 |
Edwards's median listing price comes in at 0% of the national average.
Edwards's average listing price for 2023-05-01 was $2,844,209, a difference of $443,295 (18.5%) versus the prior year and $38,229 versus the prior month.
For the 2023-05-01 period, Edwards had 447 MLS listings, a difference of -26 listings (-5%) versus the prior month and 61 listings (16%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Edwards (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,882 sqft |
2018-02-01 | 0 days | 1,905 sqft |
2018-03-01 | 0 days | 1,900 sqft |
2018-04-01 | 0 days | 1,843 sqft |
2018-05-01 | 0 days | 1,837 sqft |
2018-06-01 | 0 days | 1,843 sqft |
2018-07-01 | 0 days | 1,893 sqft |
2018-08-01 | 0 days | 1,874 sqft |
2018-09-01 | 0 days | 1,825 sqft |
2018-10-01 | 0 days | 1,809 sqft |
2018-11-01 | 0 days | 1,805 sqft |
2018-12-01 | 0 days | 1,809 sqft |
2019-01-01 | 0 days | 1,818 sqft |
2019-02-01 | 0 days | 1,828 sqft |
2019-03-01 | 0 days | 1,817 sqft |
2019-04-01 | 0 days | 1,802 sqft |
2019-05-01 | 0 days | 1,826 sqft |
2019-06-01 | 0 days | 1,847 sqft |
2019-07-01 | 0 days | 1,894 sqft |
2019-08-01 | 0 days | 1,889 sqft |
2019-09-01 | 0 days | 1,890 sqft |
2019-10-01 | 0 days | 1,884 sqft |
2019-11-01 | 0 days | 1,861 sqft |
2019-12-01 | 0 days | 1,813 sqft |
2020-01-01 | 0 days | 1,803 sqft |
2020-02-01 | 0 days | 1,846 sqft |
2020-03-01 | 0 days | 1,810 sqft |
2020-04-01 | 0 days | 1,749 sqft |
2020-05-01 | 0 days | 1,787 sqft |
2020-06-01 | 0 days | 1,800 sqft |
2020-07-01 | 0 days | 1,800 sqft |
2020-08-01 | 0 days | 1,737 sqft |
2020-09-01 | 0 days | 1,703 sqft |
2020-10-01 | 0 days | 1,705 sqft |
2020-11-01 | 0 days | 1,688 sqft |
2020-12-01 | 0 days | 1,691 sqft |
2021-01-01 | 0 days | 1,698 sqft |
2021-02-01 | 0 days | 1,726 sqft |
2021-03-01 | 0 days | 1,733 sqft |
2021-04-01 | 0 days | 1,783 sqft |
2021-05-01 | 0 days | 1,800 sqft |
2021-06-01 | 0 days | 1,817 sqft |
2021-07-01 | 0 days | 1,875 sqft |
2021-08-01 | 0 days | 1,885 sqft |
2021-09-01 | 0 days | 1,881 sqft |
2021-10-01 | 0 days | 1,874 sqft |
2021-11-01 | 0 days | 1,744 sqft |
2021-12-01 | 0 days | 1,696 sqft |
2022-01-01 | 0 days | 1,600 sqft |
2022-02-01 | 0 days | 1,637 sqft |
2022-03-01 | 0 days | 1,672 sqft |
2022-04-01 | 0 days | 1,670 sqft |
2022-05-01 | 0 days | 1,722 sqft |
2022-06-01 | 0 days | 1,810 sqft |
2022-07-01 | 0 days | 1,883 sqft |
2022-08-01 | 0 days | 1,835 sqft |
2022-09-01 | 0 days | 1,801 sqft |
2022-10-01 | 0 days | 1,825 sqft |
2022-11-01 | 0 days | 1,794 sqft |
2022-12-01 | 0 days | 1,775 sqft |
2023-01-01 | 0 days | 1,780 sqft |
2023-02-01 | 0 days | 1,776 sqft |
2023-03-01 | 0 days | 1,787 sqft |
2023-04-01 | 0 days | 1,780 sqft |
2023-05-01 | 0 days | 1,782 sqft |
Edwards's median square footage for active listings during the 2023-05-01 period was 1,782 sqft. One year prior, the average listing was 1,722 sqft.