Fort Worth USDA Loan Rates, Closing Costs & Stats
FORT WORTH-ARLINGTON-GRAPEVINE, TX
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Fort Worth USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Fort Worth
averaged
0%
for the week of 2023-11-03, compared to the national average (all USDA variants) of
7.443% for the same period.
Fort Worth's average USDA mortgage closing costs are $0.
The average rate for the prior week (2023-10-27) was
0% and
one month ago for the week of 2023-09-29, the
average rate was 0%.
The average rate one year ago was 0%.
For refis of the same type during the week of 2023-11-03, the average rate
was 0%.
Fort Worth USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Fort Worth level.
| Name | # of Loans | 2022 Avg. 30yFix Rate | 2022 Avg. Closing Costs |
|---|
The lowest fee Fort Worth USDA lenders (with over 10 loans originated) are
.
The lowest rate Fort Worth USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Fort Worth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $354,950 (0.0%) | $496,773 (-2.5%) | 1.32 | 14,317 |
| 2018-02-01 | $369,450 (0.7%) | $519,841 (-0.8%) | 1.34 | 14,306 |
| 2018-03-01 | $374,279 (0.0%) | $528,271 (-2.6%) | 1.31 | 15,283 |
| 2018-04-01 | $378,710 (-0.3%) | $537,030 (-3.0%) | 1.28 | 16,642 |
| 2018-05-01 | $384,950 (0.8%) | $543,163 (-1.7%) | 1.29 | 18,234 |
| 2018-06-01 | $374,900 (0.0%) | $525,196 (-2.9%) | 1.25 | 20,162 |
| 2018-07-01 | $366,000 (-0.7%) | $511,276 (-2.3%) | 1.22 | 22,057 |
| 2018-08-01 | $350,000 (-2.0%) | $486,556 (-2.3%) | 1.17 | 22,552 |
| 2018-09-01 | $347,124 (-0.8%) | $482,982 (-2.8%) | 1.17 | 22,653 |
| 2018-10-01 | $345,000 (-1.6%) | $482,496 (-3.3%) | 1.17 | 22,820 |
| 2018-11-01 | $344,900 (-1.5%) | $482,687 (-2.9%) | 1.17 | 22,380 |
| 2018-12-01 | $339,990 (-2.9%) | $476,790 (-3.4%) | 1.17 | 20,551 |
| 2019-01-01 | $339,945 (-4.2%) | $472,034 (-5.0%) | 1.17 | 19,006 |
| 2019-02-01 | $347,450 (-6.0%) | $486,361 (-6.4%) | 1.17 | 19,532 |
| 2019-03-01 | $353,714 (-5.5%) | $497,752 (-5.8%) | 1.16 | 20,208 |
| 2019-04-01 | $360,000 (-4.9%) | $508,687 (-5.3%) | 1.14 | 21,056 |
| 2019-05-01 | $364,440 (-5.3%) | $508,099 (-6.5%) | 1.14 | 22,298 |
| 2019-06-01 | $359,085 (-4.2%) | $503,330 (-4.2%) | 1.12 | 23,926 |
| 2019-07-01 | $355,098 (-3.0%) | $493,681 (-3.4%) | 1.11 | 24,747 |
| 2019-08-01 | $347,924 (-0.6%) | $481,621 (-1.0%) | 1.10 | 24,720 |
| 2019-09-01 | $344,825 (-0.7%) | $477,904 (-1.1%) | 1.10 | 24,331 |
| 2019-10-01 | $344,002 (-0.3%) | $477,189 (-1.1%) | 1.11 | 23,820 |
| 2019-11-01 | $342,900 (-0.6%) | $476,180 (-1.4%) | 1.12 | 22,157 |
| 2019-12-01 | $337,495 (-0.7%) | $469,599 (-1.5%) | 1.13 | 19,639 |
| 2020-01-01 | $336,000 (-1.2%) | $466,360 (-1.2%) | 1.12 | 17,957 |
| 2020-02-01 | $340,000 (-2.1%) | $474,889 (-2.4%) | 1.11 | 17,651 |
| 2020-03-01 | $329,221 (-6.9%) | $449,476 (-9.7%) | 1.03 | 19,676 |
| 2020-04-01 | $339,996 (-5.6%) | $471,118 (-7.4%) | 1.07 | 18,627 |
| 2020-05-01 | $350,000 (-4.0%) | $497,328 (-2.1%) | 1.06 | 18,812 |
| 2020-06-01 | $359,000 (0.0%) | $514,743 (2.3%) | 1.06 | 16,987 |
| 2020-07-01 | $360,000 (1.4%) | $523,066 (6.0%) | 1.04 | 15,874 |
| 2020-08-01 | $360,000 (3.5%) | $531,259 (10.3%) | 1.03 | 14,754 |
| 2020-09-01 | $361,500 (4.8%) | $542,661 (13.6%) | 1.04 | 13,612 |
| 2020-10-01 | $359,000 (4.4%) | $549,697 (15.2%) | 1.03 | 12,753 |
| 2020-11-01 | $361,450 (5.4%) | $559,759 (17.6%) | 1.06 | 11,200 |
| 2020-12-01 | $357,430 (5.9%) | $558,809 (19.0%) | 1.06 | 9,439 |
| 2021-01-01 | $350,000 (4.2%) | $551,662 (18.3%) | 1.04 | 8,099 |
| 2021-02-01 | $359,450 (5.7%) | $576,809 (21.5%) | 1.05 | 6,251 |
| 2021-03-01 | $363,998 (10.6%) | $577,637 (28.5%) | 1.03 | 5,854 |
| 2021-04-01 | $375,000 (10.3%) | $593,494 (26.0%) | 1.02 | 5,720 |
| 2021-05-01 | $380,000 (8.6%) | $582,529 (17.1%) | 1.01 | 6,042 |
| 2021-06-01 | $389,900 (8.6%) | $589,826 (14.6%) | 1.03 | 6,976 |
| 2021-07-01 | $395,600 (9.9%) | $575,387 (10.0%) | 1.04 | 8,421 |
| 2021-08-01 | $399,000 (10.8%) | $565,291 (6.4%) | 1.06 | 9,275 |
| 2021-09-01 | $398,431 (10.2%) | $562,490 (3.7%) | 1.06 | 8,944 |
| 2021-10-01 | $399,000 (11.1%) | $574,764 (4.6%) | 1.06 | 8,284 |
| 2021-11-01 | $400,000 (10.7%) | $583,175 (4.2%) | 1.07 | 7,363 |
| 2021-12-01 | $400,000 (11.9%) | $583,647 (4.4%) | 1.08 | 6,269 |
| 2022-01-01 | $401,988 (14.9%) | $596,448 (8.1%) | 1.09 | 4,905 |
| 2022-02-01 | $412,000 (14.6%) | $639,573 (10.9%) | 1.07 | 4,149 |
| 2022-03-01 | $425,000 (16.8%) | $656,642 (13.7%) | 1.06 | 4,558 |
| 2022-04-01 | $441,320 (17.7%) | $672,621 (13.3%) | 1.05 | 5,427 |
| 2022-05-01 | $475,500 (25.1%) | $677,523 (16.3%) | 1.09 | 8,080 |
| 2022-06-01 | $490,233 (25.7%) | $672,274 (14.0%) | 1.09 | 11,276 |
| 2022-07-01 | $480,000 (21.3%) | $644,455 (12.0%) | 1.08 | 14,838 |
| 2022-08-01 | $462,500 (15.9%) | $617,732 (9.3%) | 1.07 | 16,529 |
| 2022-09-01 | $453,950 (13.9%) | $610,801 (8.6%) | 1.06 | 16,501 |
| 2022-10-01 | $449,999 (12.8%) | $612,183 (6.5%) | 1.06 | 17,465 |
| 2022-11-01 | $447,500 (11.9%) | $609,026 (4.4%) | 1.08 | 17,883 |
| 2022-12-01 | $438,959 (9.7%) | $598,143 (2.5%) | 1.08 | 16,322 |
| 2023-01-01 | $432,500 (7.6%) | $589,915 (-1.1%) | 1.07 | 14,677 |
| 2023-02-01 | $435,000 (5.6%) | $597,856 (-6.5%) | 1.05 | 12,789 |
| 2023-03-01 | $442,000 (4.0%) | $618,429 (-5.8%) | 1.04 | 12,401 |
| 2023-04-01 | $459,900 (4.2%) | $648,815 (-3.5%) | 1.07 | 12,533 |
| 2023-05-01 | $468,995 (-1.4%) | $667,325 (-1.5%) | 1.06 | 13,160 |
| 2023-06-01 | $472,912 (-3.5%) | $671,644 (-0.1%) | 1.06 | 14,674 |
| 2023-07-01 | $469,999 (-2.1%) | $666,049 (3.4%) | 1.07 | 16,142 |
| 2023-08-01 | $464,376 (0.4%) | $651,017 (5.4%) | 1.07 | 16,929 |
| 2023-09-01 | $450,000 (-0.9%) | $643,819 (5.4%) | 1.05 | 17,285 |
Fort Worth's median listing price comes in at 105% of the national average.
Fort Worth's average listing price for 2023-09-01 was $643,819, a difference of $33,018 (5.4%) versus the prior year and $-7,198 versus the prior month.
For the 2023-09-01 period, Fort Worth had 17,285 MLS listings, a difference of 356 listings (2%) versus the prior month and 784 listings (5%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Fort Worth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 64 days | 2,590 sqft |
| 2018-02-01 | 49 days | 2,634 sqft |
| 2018-03-01 | 43 days | 2,643 sqft |
| 2018-04-01 | 39 days | 2,675 sqft |
| 2018-05-01 | 37 days | 2,721 sqft |
| 2018-06-01 | 39 days | 2,672 sqft |
| 2018-07-01 | 40 days | 2,627 sqft |
| 2018-08-01 | 47 days | 2,551 sqft |
| 2018-09-01 | 52 days | 2,515 sqft |
| 2018-10-01 | 56 days | 2,498 sqft |
| 2018-11-01 | 59 days | 2,469 sqft |
| 2018-12-01 | 65 days | 2,437 sqft |
| 2019-01-01 | 67 days | 2,414 sqft |
| 2019-02-01 | 57 days | 2,438 sqft |
| 2019-03-01 | 46 days | 2,474 sqft |
| 2019-04-01 | 44 days | 2,506 sqft |
| 2019-05-01 | 44 days | 2,521 sqft |
| 2019-06-01 | 47 days | 2,515 sqft |
| 2019-07-01 | 49 days | 2,489 sqft |
| 2019-08-01 | 51 days | 2,439 sqft |
| 2019-09-01 | 53 days | 2,416 sqft |
| 2019-10-01 | 54 days | 2,405 sqft |
| 2019-11-01 | 58 days | 2,397 sqft |
| 2019-12-01 | 65 days | 2,350 sqft |
| 2020-01-01 | 66 days | 2,327 sqft |
| 2020-02-01 | 50 days | 2,336 sqft |
| 2020-03-01 | 43 days | 2,305 sqft |
| 2020-04-01 | 49 days | 2,328 sqft |
| 2020-05-01 | 52 days | 2,392 sqft |
| 2020-06-01 | 46 days | 2,403 sqft |
| 2020-07-01 | 45 days | 2,396 sqft |
| 2020-08-01 | 44 days | 2,369 sqft |
| 2020-09-01 | 45 days | 2,319 sqft |
| 2020-10-01 | 46 days | 2,294 sqft |
| 2020-11-01 | 48 days | 2,253 sqft |
| 2020-12-01 | 52 days | 2,202 sqft |
| 2021-01-01 | 49 days | 2,155 sqft |
| 2021-02-01 | 39 days | 2,150 sqft |
| 2021-03-01 | 38 days | 2,150 sqft |
| 2021-04-01 | 30 days | 2,146 sqft |
| 2021-05-01 | 29 days | 2,170 sqft |
| 2021-06-01 | 28 days | 2,172 sqft |
| 2021-07-01 | 28 days | 2,170 sqft |
| 2021-08-01 | 31 days | 2,175 sqft |
| 2021-09-01 | 36 days | 2,166 sqft |
| 2021-10-01 | 36 days | 2,154 sqft |
| 2021-11-01 | 38 days | 2,151 sqft |
| 2021-12-01 | 42 days | 2,147 sqft |
| 2022-01-01 | 41 days | 2,123 sqft |
| 2022-02-01 | 32 days | 2,104 sqft |
| 2022-03-01 | 24 days | 2,116 sqft |
| 2022-04-01 | 23 days | 2,153 sqft |
| 2022-05-01 | 21 days | 2,248 sqft |
| 2022-06-01 | 22 days | 2,304 sqft |
| 2022-07-01 | 29 days | 2,293 sqft |
| 2022-08-01 | 35 days | 2,261 sqft |
| 2022-09-01 | 43 days | 2,248 sqft |
| 2022-10-01 | 44 days | 2,246 sqft |
| 2022-11-01 | 49 days | 2,241 sqft |
| 2022-12-01 | 59 days | 2,215 sqft |
| 2023-01-01 | 64 days | 2,189 sqft |
| 2023-02-01 | 59 days | 2,191 sqft |
| 2023-03-01 | 46 days | 2,217 sqft |
| 2023-04-01 | 39 days | 2,272 sqft |
| 2023-05-01 | 37 days | 2,305 sqft |
| 2023-06-01 | 36 days | 2,321 sqft |
| 2023-07-01 | 37 days | 2,318 sqft |
| 2023-08-01 | 42 days | 2,295 sqft |
| 2023-09-01 | 44 days | 2,248 sqft |
Fort Worth's median square footage for active listings during the 2023-09-01 period was 2,248 sqft. One year prior, the average listing was 2,248 sqft.