Hastings USDA Loan Rates, Closing Costs & Stats

Hastings, NE

USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

Hastings's 1 lenders originated 1 USDA loans during 2023. The total origination value was $75,000, with an average USDA loan value of $75,000.

Hastings USDA Loans, 30 Year Fixed Rates

30 Year USDA mortgages in Hastings averaged 0.01% for the week of 2024-11-29, compared to the national average (all USDA variants) of 0% for the same period.

Hastings's average USDA mortgage closing costs are $3,721.

The average rate for the prior week (2024-11-22) was 6.31% and one month ago for the week of 2024-10-25, the average rate was 6.51%.

The average rate one year ago was 7.21%.

For refis of the same type during the week of 2024-11-29, the average rate was 0.2%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Hastings USDA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Hastings level.

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Gateway First Bank 1 7.25% $2,798

The lowest fee Hastings USDA lenders (with over 10 loans originated) are .

The lowest rate Hastings USDA lenders (with over 10 loans originated) are .


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Hastings (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $175,350 (44.9%) $222,440 (32.7%) 0.00 50
2018-02-01 $182,238 (25.7%) $237,375 (34.1%) 0.00 49
2018-03-01 $165,750 (2.9%) $242,231 (31.8%) 0.00 47
2018-04-01 $208,233 (51.4%) $238,996 (37.0%) 0.00 43
2018-05-01 $203,233 (69.4%) $234,533 (47.4%) 0.00 50
2018-06-01 $194,975 (57.6%) $245,672 (58.6%) 0.00 49
2018-07-01 $181,875 (30.0%) $239,325 (42.5%) 0.00 58
2018-08-01 $179,175 (30.3%) $222,311 (30.1%) 0.00 60
2018-09-01 $175,950 (11.5%) $220,239 (20.7%) 0.00 64
2018-10-01 $174,500 (13.7%) $220,763 (10.8%) 0.00 71
2018-11-01 $174,000 (10.7%) $225,557 (7.1%) 0.00 60
2018-12-01 $172,500 (-9.2%) $213,078 (-6.2%) 0.00 67
2019-01-01 $177,950 (1.5%) $219,639 (-1.3%) 0.00 68
2019-02-01 $178,400 (-2.1%) $226,912 (-4.4%) 0.00 65
2019-03-01 $195,443 (17.9%) $235,471 (-2.8%) 0.00 59
2019-04-01 $220,975 (6.1%) $242,815 (1.6%) 0.00 58
2019-05-01 $243,725 (19.9%) $271,661 (15.8%) 0.00 55
2019-06-01 $230,000 (18.0%) $248,202 (1.0%) 0.00 62
2019-07-01 $198,375 (9.1%) $234,195 (-2.1%) 0.00 82
2019-08-01 $193,364 (7.9%) $232,303 (4.5%) 0.00 81
2019-09-01 $187,534 (6.6%) $229,547 (4.2%) 0.00 81
2019-10-01 $183,648 (5.2%) $227,709 (3.2%) 0.00 81
2019-11-01 $174,900 (0.5%) $222,528 (-1.3%) 0.00 79
2019-12-01 $159,900 (-7.3%) $215,340 (1.1%) 0.00 74
2020-01-01 $174,500 (-1.9%) $223,547 (1.8%) 0.00 55
2020-02-01 $218,975 (22.7%) $245,541 (8.2%) 0.00 56
2020-03-01 $216,713 (10.9%) $233,345 (-0.9%) 0.00 60
2020-04-01 $226,850 (2.7%) $242,180 (-0.3%) 0.00 55
2020-05-01 $228,000 (-6.5%) $258,588 (-4.8%) 0.00 51
2020-06-01 $253,250 (10.1%) $265,357 (6.9%) 0.00 50
2020-07-01 $186,475 (-6.0%) $239,586 (2.3%) 0.00 55
2020-08-01 $186,000 (-3.8%) $243,836 (5.0%) 0.00 43
2020-09-01 $176,200 (-6.0%) $222,248 (-3.2%) 0.00 44
2020-10-01 $179,000 (-2.5%) $205,884 (-9.6%) 0.00 43
2020-11-01 $164,900 (-5.7%) $195,916 (-12.0%) 0.00 40
2020-12-01 $159,950 (0.0%) $187,082 (-13.1%) 0.00 39
2021-01-01 $155,000 (-11.2%) $178,208 (-20.3%) 0.00 42
2021-02-01 $159,925 (-27.0%) $186,158 (-24.2%) 0.00 31
2021-03-01 $146,738 (-32.3%) $197,677 (-15.3%) 0.00 26
2021-04-01 $232,500 (2.5%) $233,944 (-3.4%) 0.00 21
2021-05-01 $199,950 (-12.3%) $252,203 (-2.5%) 0.00 25
2021-06-01 $192,300 (-24.1%) $254,769 (-4.0%) 0.00 32
2021-07-01 $159,750 (-14.3%) $189,510 (-20.9%) 0.00 33
2021-08-01 $149,225 (-19.8%) $187,282 (-23.2%) 0.00 31
2021-09-01 $143,975 (-18.3%) $195,033 (-12.3%) 0.00 36
2021-10-01 $155,000 (-13.4%) $236,797 (15.0%) 0.00 36
2021-11-01 $174,750 (6.0%) $295,640 (50.9%) 0.00 36
2021-12-01 $161,500 (1.0%) $262,427 (40.3%) 0.00 32
2022-01-01 $147,500 (-4.8%) $264,709 (48.5%) 0.00 25
2022-02-01 $196,250 (22.7%) $278,174 (49.4%) 0.00 21
2022-03-01 $186,850 (27.3%) $280,313 (41.8%) 0.00 21
2022-04-01 $277,000 (19.1%) $315,025 (34.7%) 0.00 26
2022-05-01 $294,500 (47.3%) $329,711 (30.7%) 0.00 33
2022-06-01 $334,900 (74.2%) $355,240 (39.4%) 0.00 31
2022-07-01 $317,425 (98.7%) $344,314 (81.7%) 0.00 32
2022-08-01 $295,738 (98.2%) $309,642 (65.3%) 0.00 39
2022-09-01 $279,000 (93.8%) $287,747 (47.5%) 0.00 39
2022-10-01 $284,900 (83.8%) $312,994 (32.2%) 0.00 35
2022-11-01 $272,250 (55.8%) $289,836 (-2.0%) 0.00 40
2022-12-01 $250,000 (54.8%) $283,953 (8.2%) 0.00 44
2023-01-01 $249,000 (68.8%) $286,612 (8.3%) 0.00 40
2023-02-01 $265,000 (35.0%) $292,450 (5.1%) 0.00 32
2023-03-01 $235,700 (26.1%) $274,971 (-1.9%) 0.00 34
2023-04-01 $265,000 (-4.3%) $307,525 (-2.4%) 0.00 31
2023-05-01 $267,250 (-9.3%) $310,373 (-5.9%) 0.00 24
2023-06-01 $262,375 (-21.7%) $310,493 (-12.6%) 0.00 26
2023-07-01 $279,900 (-11.8%) $328,527 (-4.6%) 0.00 28
2023-08-01 $265,975 (-10.1%) $301,163 (-2.7%) 0.00 39
2023-09-01 $255,000 (-8.6%) $291,628 (1.4%) 0.00 42
2023-10-01 $241,000 (-15.4%) $289,621 (-7.5%) 0.00 42
2023-11-01 $238,625 (-12.4%) $333,323 (15.0%) 0.00 47
2023-12-01 $225,000 (-10.0%) $318,451 (12.2%) 0.00 52
2024-01-01 $246,250 (-1.1%) $347,051 (21.1%) 0.00 40
2024-02-01 $271,225 (2.4%) $377,859 (29.2%) 0.00 32
2024-03-01 $277,000 (17.5%) $402,147 (46.3%) 0.00 31
2024-04-01 $258,375 (-2.5%) $383,815 (24.8%) 0.00 35
2024-05-01 $276,750 (3.6%) $415,889 (34.0%) 0.00 38
2024-06-01 $275,000 (4.8%) $395,104 (27.3%) 0.00 54
2024-07-01 $273,750 (-2.2%) $406,466 (23.7%) 0.00 53
2024-08-01 $289,500 (8.8%) $329,103 (9.3%) 0.00 59
2024-09-01 $275,475 (8.0%) $329,916 (13.1%) 0.00 53
2024-10-01 $269,900 (12.0%) $317,264 (9.5%) 0.00 57
Hastings's median listing price for 2024-10-01 was $269,900, a difference of $28,900 (12.0%) versus the prior year and $-5,575 versus the prior month.

Hastings's median listing price comes in at 0% of the national average.

Hastings's average listing price for 2024-10-01 was $317,264, a difference of $27,643 (9.5%) versus the prior year and $-12,652 versus the prior month.

For the 2024-10-01 period, Hastings had 57 MLS listings, a difference of 4 listings (8%) versus the prior month and 15 listings (36%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Hastings (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,565 sqft
2018-02-01 0 days 1,589 sqft
2018-03-01 0 days 1,559 sqft
2018-04-01 0 days 1,517 sqft
2018-05-01 0 days 1,529 sqft
2018-06-01 0 days 1,582 sqft
2018-07-01 0 days 1,532 sqft
2018-08-01 0 days 1,568 sqft
2018-09-01 0 days 1,639 sqft
2018-10-01 0 days 1,628 sqft
2018-11-01 0 days 1,649 sqft
2018-12-01 0 days 1,551 sqft
2019-01-01 0 days 1,607 sqft
2019-02-01 0 days 1,569 sqft
2019-03-01 0 days 1,528 sqft
2019-04-01 0 days 1,526 sqft
2019-05-01 0 days 1,778 sqft
2019-06-01 0 days 1,688 sqft
2019-07-01 0 days 1,535 sqft
2019-08-01 0 days 1,588 sqft
2019-09-01 0 days 1,675 sqft
2019-10-01 0 days 1,825 sqft
2019-11-01 0 days 2,225 sqft
2019-12-01 0 days 1,972 sqft
2020-01-01 0 days 2,219 sqft
2020-02-01 0 days 2,322 sqft
2020-03-01 0 days 2,244 sqft
2020-04-01 0 days 2,355 sqft
2020-05-01 0 days 2,180 sqft
2020-06-01 0 days 2,300 sqft
2020-07-01 0 days 2,288 sqft
2020-08-01 0 days 2,364 sqft
2020-09-01 0 days 2,186 sqft
2020-10-01 0 days 2,080 sqft
2020-11-01 0 days 2,092 sqft
2020-12-01 0 days 2,038 sqft
2021-01-01 0 days 1,959 sqft
2021-02-01 0 days 2,041 sqft
2021-03-01 0 days 2,244 sqft
2021-04-01 0 days 2,467 sqft
2021-05-01 0 days 2,115 sqft
2021-06-01 0 days 1,996 sqft
2021-07-01 0 days 1,713 sqft
2021-08-01 0 days 1,726 sqft
2021-09-01 0 days 1,742 sqft
2021-10-01 0 days 2,002 sqft
2021-11-01 0 days 2,106 sqft
2021-12-01 0 days 2,005 sqft
2022-01-01 0 days 1,918 sqft
2022-02-01 0 days 2,136 sqft
2022-03-01 0 days 2,248 sqft
2022-04-01 0 days 2,760 sqft
2022-05-01 0 days 2,697 sqft
2022-06-01 0 days 2,784 sqft
2022-07-01 0 days 2,903 sqft
2022-08-01 0 days 2,760 sqft
2022-09-01 0 days 2,374 sqft
2022-10-01 0 days 2,518 sqft
2022-11-01 0 days 2,298 sqft
2022-12-01 0 days 2,130 sqft
2023-01-01 0 days 2,216 sqft
2023-02-01 0 days 2,221 sqft
2023-03-01 0 days 2,189 sqft
2023-04-01 0 days 2,665 sqft
2023-05-01 0 days 2,240 sqft
2023-06-01 0 days 2,048 sqft
2023-07-01 0 days 2,520 sqft
2023-08-01 0 days 2,557 sqft
2023-09-01 0 days 2,455 sqft
2023-10-01 0 days 2,390 sqft
2023-11-01 0 days 2,372 sqft
2023-12-01 0 days 2,254 sqft
2024-01-01 0 days 2,341 sqft
2024-02-01 0 days 2,650 sqft
2024-03-01 0 days 2,666 sqft
2024-04-01 0 days 2,595 sqft
2024-05-01 0 days 2,629 sqft
2024-06-01 0 days 2,663 sqft
2024-07-01 0 days 2,695 sqft
2024-08-01 0 days 2,659 sqft
2024-09-01 0 days 2,740 sqft
2024-10-01 0 days 2,886 sqft
Hastings's median listing age (time on market) for 2024-10-01 was 0 days.

Hastings's median square footage for active listings during the 2024-10-01 period was 2,886 sqft. One year prior, the average listing was 2,390 sqft.