Hastings USDA Loan Rates, Closing Costs & Stats

Hastings, NE

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    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Hastings's 1 lenders originated 1 USDA loans during 2023. The total origination value was $75,000, with an average USDA loan value of $75,000.

    Hastings USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Hastings averaged 6.53% for the week of 2025-02-14, compared to the national average (all USDA variants) of 6.526% for the same period.

    Hastings's average USDA mortgage closing costs are $3,721.

    The average rate for the prior week (2025-02-07) was 6.69% and one month ago for the week of 2025-01-10, the average rate was 6.74%.

    The average rate one year ago was 6.63%.

    For refis of the same type during the week of 2025-02-14, the average rate was 6.33%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Hastings USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Hastings level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Gateway First Bank 1 7.25% $2,798

    The lowest fee Hastings USDA lenders (with over 10 loans originated) are .

    The lowest rate Hastings USDA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Hastings (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $154,000 (29.7%) $226,623 (40.4%) 0.00 61
    2018-02-01 $161,200 (19.4%) $233,611 (32.9%) 0.00 59
    2018-03-01 $160,950 (16.0%) $244,196 (35.5%) 0.00 55
    2018-04-01 $182,450 (32.7%) $242,061 (38.0%) 0.00 50
    2018-05-01 $180,950 (52.1%) $237,052 (46.0%) 0.00 59
    2018-06-01 $167,500 (38.1%) $236,564 (48.1%) 0.00 61
    2018-07-01 $158,725 (22.2%) $231,080 (30.9%) 0.00 74
    2018-08-01 $163,125 (25.5%) $216,966 (18.8%) 0.00 76
    2018-09-01 $153,000 (0.5%) $217,653 (22.0%) 0.00 79
    2018-10-01 $151,475 (-3.3%) $204,125 (-1.3%) 0.00 89
    2018-11-01 $155,450 (-5.6%) $202,624 (-12.2%) 0.00 79
    2018-12-01 $168,500 (-1.6%) $202,185 (-14.1%) 0.00 84
    2019-01-01 $167,625 (8.9%) $203,802 (-10.1%) 0.00 93
    2019-02-01 $172,500 (7.0%) $205,037 (-12.2%) 0.00 93
    2019-03-01 $171,857 (6.8%) $206,125 (-15.6%) 0.00 87
    2019-04-01 $174,332 (-4.5%) $210,259 (-13.1%) 0.00 86
    2019-05-01 $189,625 (4.8%) $229,427 (-3.2%) 0.00 84
    2019-06-01 $174,000 (3.9%) $216,274 (-8.6%) 0.00 95
    2019-07-01 $171,975 (8.4%) $215,628 (-6.7%) 0.00 110
    2019-08-01 $168,009 (3.0%) $212,452 (-2.1%) 0.00 108
    2019-09-01 $162,098 (6.0%) $206,441 (-5.2%) 0.00 108
    2019-10-01 $159,807 (5.5%) $202,433 (-0.8%) 0.00 108
    2019-11-01 $159,950 (2.9%) $200,282 (-1.2%) 0.00 104
    2019-12-01 $152,963 (-9.2%) $198,634 (-1.8%) 0.00 98
    2020-01-01 $165,725 (-1.1%) $211,706 (3.9%) 0.00 78
    2020-02-01 $189,950 (10.1%) $227,952 (11.2%) 0.00 83
    2020-03-01 $164,725 (-4.2%) $206,920 (0.4%) 0.00 97
    2020-04-01 $171,613 (-1.6%) $211,658 (0.7%) 0.00 92
    2020-05-01 $169,950 (-10.4%) $221,599 (-3.4%) 0.00 83
    2020-06-01 $189,225 (8.8%) $239,692 (10.8%) 0.00 73
    2020-07-01 $171,500 (-0.3%) $219,993 (2.0%) 0.00 79
    2020-08-01 $165,000 (-1.8%) $214,709 (1.1%) 0.00 65
    2020-09-01 $155,925 (-3.8%) $198,546 (-3.8%) 0.00 67
    2020-10-01 $159,000 (-0.5%) $193,855 (-4.2%) 0.00 67
    2020-11-01 $146,200 (-8.6%) $174,404 (-12.9%) 0.00 67
    2020-12-01 $149,425 (-2.3%) $175,997 (-11.4%) 0.00 65
    2021-01-01 $155,000 (-6.5%) $178,976 (-15.5%) 0.00 71
    2021-02-01 $143,725 (-24.3%) $169,125 (-25.8%) 0.00 56
    2021-03-01 $139,450 (-15.3%) $177,568 (-14.2%) 0.00 44
    2021-04-01 $169,725 (-1.1%) $203,181 (-4.0%) 0.00 35
    2021-05-01 $177,475 (4.4%) $203,863 (-8.0%) 0.00 38
    2021-06-01 $185,500 (-2.0%) $222,046 (-7.4%) 0.00 47
    2021-07-01 $154,950 (-9.7%) $184,130 (-16.3%) 0.00 52
    2021-08-01 $152,200 (-7.8%) $181,156 (-15.6%) 0.00 48
    2021-09-01 $148,250 (-4.9%) $177,953 (-10.4%) 0.00 57
    2021-10-01 $150,000 (-5.7%) $204,301 (5.4%) 0.00 62
    2021-11-01 $149,475 (2.2%) $239,738 (37.5%) 0.00 64
    2021-12-01 $145,700 (-2.5%) $237,674 (35.0%) 0.00 60
    2022-01-01 $142,950 (-7.8%) $224,662 (25.5%) 0.00 53
    2022-02-01 $148,000 (3.0%) $231,417 (36.8%) 0.00 47
    2022-03-01 $153,625 (10.2%) $249,162 (40.3%) 0.00 42
    2022-04-01 $174,500 (2.8%) $274,148 (34.9%) 0.00 46
    2022-05-01 $223,725 (26.1%) $292,204 (43.3%) 0.00 53
    2022-06-01 $255,625 (37.8%) $288,707 (30.0%) 0.00 45
    2022-07-01 $244,500 (57.8%) $286,280 (55.5%) 0.00 48
    2022-08-01 $244,500 (60.6%) $290,562 (60.4%) 0.00 59
    2022-09-01 $231,225 (56.0%) $271,202 (52.4%) 0.00 63
    2022-10-01 $220,000 (46.7%) $246,305 (20.6%) 0.00 62
    2022-11-01 $209,950 (40.5%) $231,666 (-3.4%) 0.00 70
    2022-12-01 $214,500 (47.2%) $231,672 (-2.5%) 0.00 72
    2023-01-01 $233,500 (63.3%) $248,057 (10.4%) 0.00 60
    2023-02-01 $224,000 (51.4%) $256,483 (10.8%) 0.00 49
    2023-03-01 $219,000 (42.6%) $244,511 (-1.9%) 0.00 50
    2023-04-01 $239,900 (37.5%) $280,475 (2.3%) 0.00 46
    2023-05-01 $243,750 (9.0%) $279,492 (-4.4%) 0.00 37
    2023-06-01 $247,500 (-3.2%) $276,146 (-4.4%) 0.00 44
    2023-07-01 $250,000 (2.3%) $292,031 (2.0%) 0.00 43
    2023-08-01 $247,500 (1.2%) $271,441 (-6.6%) 0.00 55
    2023-09-01 $242,500 (4.9%) $260,199 (-4.1%) 0.00 61
    2023-10-01 $214,500 (-2.5%) $247,275 (0.4%) 0.00 64
    2023-11-01 $223,738 (6.6%) $289,988 (25.2%) 0.00 68
    2023-12-01 $215,000 (0.2%) $290,831 (25.5%) 0.00 72
    2024-01-01 $228,725 (-2.0%) $327,430 (32.0%) 0.00 55
    2024-02-01 $240,000 (7.1%) $338,661 (32.0%) 0.00 47
    2024-03-01 $228,750 (4.5%) $330,823 (35.3%) 0.00 49
    2024-04-01 $222,500 (-7.3%) $327,005 (16.6%) 0.00 53
    2024-05-01 $255,000 (4.6%) $339,897 (21.6%) 0.00 62
    2024-06-01 $247,194 (-0.1%) $339,462 (22.9%) 0.00 81
    2024-07-01 $260,975 (4.4%) $363,458 (24.5%) 0.00 79
    2024-08-01 $262,500 (6.1%) $360,822 (32.9%) 0.00 92
    2024-09-01 $253,750 (4.6%) $341,824 (31.4%) 0.00 91
    2024-10-01 $247,500 (15.4%) $328,653 (32.9%) 0.00 97
    2024-11-01 $246,250 (10.1%) $321,755 (11.0%) 0.00 104
    2024-12-01 $246,125 (14.5%) $342,644 (17.8%) 0.00 98
    2025-01-01 $237,500 (3.8%) $329,144 (0.5%) 0.00 98
    Hastings's median listing price for 2025-01-01 was $237,500, a difference of $8,775 (3.8%) versus the prior year and $-8,625 versus the prior month.

    Hastings's median listing price comes in at 0% of the national average.

    Hastings's average listing price for 2025-01-01 was $329,144, a difference of $1,714 (0.5%) versus the prior year and $-13,500 versus the prior month.

    For the 2025-01-01 period, Hastings had 98 MLS listings, a difference of 0 listings (0%) versus the prior month and 43 listings (78%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Hastings (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,573 sqft
    2018-02-01 0 days 1,575 sqft
    2018-03-01 0 days 1,530 sqft
    2018-04-01 0 days 1,468 sqft
    2018-05-01 0 days 1,512 sqft
    2018-06-01 0 days 1,531 sqft
    2018-07-01 0 days 1,512 sqft
    2018-08-01 0 days 1,552 sqft
    2018-09-01 0 days 1,621 sqft
    2018-10-01 0 days 1,604 sqft
    2018-11-01 0 days 1,648 sqft
    2018-12-01 0 days 1,628 sqft
    2019-01-01 0 days 1,638 sqft
    2019-02-01 0 days 1,621 sqft
    2019-03-01 0 days 1,560 sqft
    2019-04-01 0 days 1,562 sqft
    2019-05-01 0 days 1,790 sqft
    2019-06-01 0 days 1,731 sqft
    2019-07-01 0 days 1,601 sqft
    2019-08-01 0 days 1,645 sqft
    2019-09-01 0 days 1,735 sqft
    2019-10-01 0 days 1,848 sqft
    2019-11-01 0 days 2,027 sqft
    2019-12-01 0 days 1,929 sqft
    2020-01-01 0 days 2,047 sqft
    2020-02-01 0 days 2,232 sqft
    2020-03-01 0 days 2,025 sqft
    2020-04-01 0 days 2,025 sqft
    2020-05-01 0 days 1,987 sqft
    2020-06-01 0 days 2,047 sqft
    2020-07-01 0 days 2,037 sqft
    2020-08-01 0 days 2,026 sqft
    2020-09-01 0 days 2,019 sqft
    2020-10-01 0 days 1,962 sqft
    2020-11-01 0 days 2,053 sqft
    2020-12-01 0 days 1,985 sqft
    2021-01-01 0 days 1,958 sqft
    2021-02-01 0 days 1,916 sqft
    2021-03-01 0 days 2,035 sqft
    2021-04-01 0 days 2,017 sqft
    2021-05-01 0 days 2,024 sqft
    2021-06-01 0 days 1,983 sqft
    2021-07-01 0 days 1,960 sqft
    2021-08-01 0 days 1,878 sqft
    2021-09-01 0 days 1,817 sqft
    2021-10-01 0 days 1,960 sqft
    2021-11-01 0 days 2,017 sqft
    2021-12-01 0 days 2,020 sqft
    2022-01-01 0 days 1,955 sqft
    2022-02-01 0 days 1,973 sqft
    2022-03-01 0 days 2,028 sqft
    2022-04-01 0 days 2,294 sqft
    2022-05-01 0 days 2,306 sqft
    2022-06-01 0 days 2,540 sqft
    2022-07-01 0 days 2,408 sqft
    2022-08-01 0 days 2,288 sqft
    2022-09-01 0 days 2,026 sqft
    2022-10-01 0 days 2,128 sqft
    2022-11-01 0 days 2,016 sqft
    2022-12-01 0 days 2,051 sqft
    2023-01-01 0 days 2,073 sqft
    2023-02-01 0 days 2,203 sqft
    2023-03-01 0 days 2,160 sqft
    2023-04-01 0 days 2,485 sqft
    2023-05-01 0 days 2,246 sqft
    2023-06-01 0 days 2,252 sqft
    2023-07-01 0 days 2,528 sqft
    2023-08-01 0 days 2,499 sqft
    2023-09-01 0 days 2,400 sqft
    2023-10-01 0 days 2,336 sqft
    2023-11-01 0 days 2,330 sqft
    2023-12-01 0 days 2,252 sqft
    2024-01-01 0 days 2,349 sqft
    2024-02-01 0 days 2,429 sqft
    2024-03-01 0 days 2,486 sqft
    2024-04-01 0 days 2,297 sqft
    2024-05-01 0 days 2,280 sqft
    2024-06-01 0 days 2,396 sqft
    2024-07-01 0 days 2,559 sqft
    2024-08-01 0 days 2,480 sqft
    2024-09-01 0 days 2,343 sqft
    2024-10-01 0 days 2,459 sqft
    2024-11-01 0 days 2,349 sqft
    2024-12-01 0 days 2,569 sqft
    2025-01-01 0 days 2,314 sqft
    Hastings's median listing age (time on market) for 2025-01-01 was 0 days.

    Hastings's median square footage for active listings during the 2025-01-01 period was 2,314 sqft. One year prior, the average listing was 2,349 sqft.