Hastings USDA Loan Rates, Closing Costs & Stats
Hastings, NE
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Hastings's 1 lenders originated 1 USDA loans during 2023. The total origination value was $75,000, with an average USDA loan value of $75,000.
Hastings USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Hastings
averaged
0.01%
for the week of 2024-11-29, compared to the national average (all USDA variants) of
0% for the same period.
Hastings's average USDA mortgage closing costs are $3,721.
The average rate for the prior week (2024-11-22) was
6.31% and
one month ago for the week of 2024-10-25, the
average rate was 6.51%.
The average rate one year ago was 7.21%.
For refis of the same type during the week of 2024-11-29, the average rate
was 0.2%.
Hastings USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Hastings level.
Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
---|---|---|---|
Gateway First Bank | 1 | 7.25% | $2,798 |
The lowest fee Hastings USDA lenders (with over 10 loans originated) are
.
The lowest rate Hastings USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Hastings (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $175,350 (44.9%) | $222,440 (32.7%) | 0.00 | 50 |
2018-02-01 | $182,238 (25.7%) | $237,375 (34.1%) | 0.00 | 49 |
2018-03-01 | $165,750 (2.9%) | $242,231 (31.8%) | 0.00 | 47 |
2018-04-01 | $208,233 (51.4%) | $238,996 (37.0%) | 0.00 | 43 |
2018-05-01 | $203,233 (69.4%) | $234,533 (47.4%) | 0.00 | 50 |
2018-06-01 | $194,975 (57.6%) | $245,672 (58.6%) | 0.00 | 49 |
2018-07-01 | $181,875 (30.0%) | $239,325 (42.5%) | 0.00 | 58 |
2018-08-01 | $179,175 (30.3%) | $222,311 (30.1%) | 0.00 | 60 |
2018-09-01 | $175,950 (11.5%) | $220,239 (20.7%) | 0.00 | 64 |
2018-10-01 | $174,500 (13.7%) | $220,763 (10.8%) | 0.00 | 71 |
2018-11-01 | $174,000 (10.7%) | $225,557 (7.1%) | 0.00 | 60 |
2018-12-01 | $172,500 (-9.2%) | $213,078 (-6.2%) | 0.00 | 67 |
2019-01-01 | $177,950 (1.5%) | $219,639 (-1.3%) | 0.00 | 68 |
2019-02-01 | $178,400 (-2.1%) | $226,912 (-4.4%) | 0.00 | 65 |
2019-03-01 | $195,443 (17.9%) | $235,471 (-2.8%) | 0.00 | 59 |
2019-04-01 | $220,975 (6.1%) | $242,815 (1.6%) | 0.00 | 58 |
2019-05-01 | $243,725 (19.9%) | $271,661 (15.8%) | 0.00 | 55 |
2019-06-01 | $230,000 (18.0%) | $248,202 (1.0%) | 0.00 | 62 |
2019-07-01 | $198,375 (9.1%) | $234,195 (-2.1%) | 0.00 | 82 |
2019-08-01 | $193,364 (7.9%) | $232,303 (4.5%) | 0.00 | 81 |
2019-09-01 | $187,534 (6.6%) | $229,547 (4.2%) | 0.00 | 81 |
2019-10-01 | $183,648 (5.2%) | $227,709 (3.2%) | 0.00 | 81 |
2019-11-01 | $174,900 (0.5%) | $222,528 (-1.3%) | 0.00 | 79 |
2019-12-01 | $159,900 (-7.3%) | $215,340 (1.1%) | 0.00 | 74 |
2020-01-01 | $174,500 (-1.9%) | $223,547 (1.8%) | 0.00 | 55 |
2020-02-01 | $218,975 (22.7%) | $245,541 (8.2%) | 0.00 | 56 |
2020-03-01 | $216,713 (10.9%) | $233,345 (-0.9%) | 0.00 | 60 |
2020-04-01 | $226,850 (2.7%) | $242,180 (-0.3%) | 0.00 | 55 |
2020-05-01 | $228,000 (-6.5%) | $258,588 (-4.8%) | 0.00 | 51 |
2020-06-01 | $253,250 (10.1%) | $265,357 (6.9%) | 0.00 | 50 |
2020-07-01 | $186,475 (-6.0%) | $239,586 (2.3%) | 0.00 | 55 |
2020-08-01 | $186,000 (-3.8%) | $243,836 (5.0%) | 0.00 | 43 |
2020-09-01 | $176,200 (-6.0%) | $222,248 (-3.2%) | 0.00 | 44 |
2020-10-01 | $179,000 (-2.5%) | $205,884 (-9.6%) | 0.00 | 43 |
2020-11-01 | $164,900 (-5.7%) | $195,916 (-12.0%) | 0.00 | 40 |
2020-12-01 | $159,950 (0.0%) | $187,082 (-13.1%) | 0.00 | 39 |
2021-01-01 | $155,000 (-11.2%) | $178,208 (-20.3%) | 0.00 | 42 |
2021-02-01 | $159,925 (-27.0%) | $186,158 (-24.2%) | 0.00 | 31 |
2021-03-01 | $146,738 (-32.3%) | $197,677 (-15.3%) | 0.00 | 26 |
2021-04-01 | $232,500 (2.5%) | $233,944 (-3.4%) | 0.00 | 21 |
2021-05-01 | $199,950 (-12.3%) | $252,203 (-2.5%) | 0.00 | 25 |
2021-06-01 | $192,300 (-24.1%) | $254,769 (-4.0%) | 0.00 | 32 |
2021-07-01 | $159,750 (-14.3%) | $189,510 (-20.9%) | 0.00 | 33 |
2021-08-01 | $149,225 (-19.8%) | $187,282 (-23.2%) | 0.00 | 31 |
2021-09-01 | $143,975 (-18.3%) | $195,033 (-12.3%) | 0.00 | 36 |
2021-10-01 | $155,000 (-13.4%) | $236,797 (15.0%) | 0.00 | 36 |
2021-11-01 | $174,750 (6.0%) | $295,640 (50.9%) | 0.00 | 36 |
2021-12-01 | $161,500 (1.0%) | $262,427 (40.3%) | 0.00 | 32 |
2022-01-01 | $147,500 (-4.8%) | $264,709 (48.5%) | 0.00 | 25 |
2022-02-01 | $196,250 (22.7%) | $278,174 (49.4%) | 0.00 | 21 |
2022-03-01 | $186,850 (27.3%) | $280,313 (41.8%) | 0.00 | 21 |
2022-04-01 | $277,000 (19.1%) | $315,025 (34.7%) | 0.00 | 26 |
2022-05-01 | $294,500 (47.3%) | $329,711 (30.7%) | 0.00 | 33 |
2022-06-01 | $334,900 (74.2%) | $355,240 (39.4%) | 0.00 | 31 |
2022-07-01 | $317,425 (98.7%) | $344,314 (81.7%) | 0.00 | 32 |
2022-08-01 | $295,738 (98.2%) | $309,642 (65.3%) | 0.00 | 39 |
2022-09-01 | $279,000 (93.8%) | $287,747 (47.5%) | 0.00 | 39 |
2022-10-01 | $284,900 (83.8%) | $312,994 (32.2%) | 0.00 | 35 |
2022-11-01 | $272,250 (55.8%) | $289,836 (-2.0%) | 0.00 | 40 |
2022-12-01 | $250,000 (54.8%) | $283,953 (8.2%) | 0.00 | 44 |
2023-01-01 | $249,000 (68.8%) | $286,612 (8.3%) | 0.00 | 40 |
2023-02-01 | $265,000 (35.0%) | $292,450 (5.1%) | 0.00 | 32 |
2023-03-01 | $235,700 (26.1%) | $274,971 (-1.9%) | 0.00 | 34 |
2023-04-01 | $265,000 (-4.3%) | $307,525 (-2.4%) | 0.00 | 31 |
2023-05-01 | $267,250 (-9.3%) | $310,373 (-5.9%) | 0.00 | 24 |
2023-06-01 | $262,375 (-21.7%) | $310,493 (-12.6%) | 0.00 | 26 |
2023-07-01 | $279,900 (-11.8%) | $328,527 (-4.6%) | 0.00 | 28 |
2023-08-01 | $265,975 (-10.1%) | $301,163 (-2.7%) | 0.00 | 39 |
2023-09-01 | $255,000 (-8.6%) | $291,628 (1.4%) | 0.00 | 42 |
2023-10-01 | $241,000 (-15.4%) | $289,621 (-7.5%) | 0.00 | 42 |
2023-11-01 | $238,625 (-12.4%) | $333,323 (15.0%) | 0.00 | 47 |
2023-12-01 | $225,000 (-10.0%) | $318,451 (12.2%) | 0.00 | 52 |
2024-01-01 | $246,250 (-1.1%) | $347,051 (21.1%) | 0.00 | 40 |
2024-02-01 | $271,225 (2.4%) | $377,859 (29.2%) | 0.00 | 32 |
2024-03-01 | $277,000 (17.5%) | $402,147 (46.3%) | 0.00 | 31 |
2024-04-01 | $258,375 (-2.5%) | $383,815 (24.8%) | 0.00 | 35 |
2024-05-01 | $276,750 (3.6%) | $415,889 (34.0%) | 0.00 | 38 |
2024-06-01 | $275,000 (4.8%) | $395,104 (27.3%) | 0.00 | 54 |
2024-07-01 | $273,750 (-2.2%) | $406,466 (23.7%) | 0.00 | 53 |
2024-08-01 | $289,500 (8.8%) | $329,103 (9.3%) | 0.00 | 59 |
2024-09-01 | $275,475 (8.0%) | $329,916 (13.1%) | 0.00 | 53 |
2024-10-01 | $269,900 (12.0%) | $317,264 (9.5%) | 0.00 | 57 |
Hastings's median listing price comes in at 0% of the national average.
Hastings's average listing price for 2024-10-01 was $317,264, a difference of $27,643 (9.5%) versus the prior year and $-12,652 versus the prior month.
For the 2024-10-01 period, Hastings had 57 MLS listings, a difference of 4 listings (8%) versus the prior month and 15 listings (36%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Hastings (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,565 sqft |
2018-02-01 | 0 days | 1,589 sqft |
2018-03-01 | 0 days | 1,559 sqft |
2018-04-01 | 0 days | 1,517 sqft |
2018-05-01 | 0 days | 1,529 sqft |
2018-06-01 | 0 days | 1,582 sqft |
2018-07-01 | 0 days | 1,532 sqft |
2018-08-01 | 0 days | 1,568 sqft |
2018-09-01 | 0 days | 1,639 sqft |
2018-10-01 | 0 days | 1,628 sqft |
2018-11-01 | 0 days | 1,649 sqft |
2018-12-01 | 0 days | 1,551 sqft |
2019-01-01 | 0 days | 1,607 sqft |
2019-02-01 | 0 days | 1,569 sqft |
2019-03-01 | 0 days | 1,528 sqft |
2019-04-01 | 0 days | 1,526 sqft |
2019-05-01 | 0 days | 1,778 sqft |
2019-06-01 | 0 days | 1,688 sqft |
2019-07-01 | 0 days | 1,535 sqft |
2019-08-01 | 0 days | 1,588 sqft |
2019-09-01 | 0 days | 1,675 sqft |
2019-10-01 | 0 days | 1,825 sqft |
2019-11-01 | 0 days | 2,225 sqft |
2019-12-01 | 0 days | 1,972 sqft |
2020-01-01 | 0 days | 2,219 sqft |
2020-02-01 | 0 days | 2,322 sqft |
2020-03-01 | 0 days | 2,244 sqft |
2020-04-01 | 0 days | 2,355 sqft |
2020-05-01 | 0 days | 2,180 sqft |
2020-06-01 | 0 days | 2,300 sqft |
2020-07-01 | 0 days | 2,288 sqft |
2020-08-01 | 0 days | 2,364 sqft |
2020-09-01 | 0 days | 2,186 sqft |
2020-10-01 | 0 days | 2,080 sqft |
2020-11-01 | 0 days | 2,092 sqft |
2020-12-01 | 0 days | 2,038 sqft |
2021-01-01 | 0 days | 1,959 sqft |
2021-02-01 | 0 days | 2,041 sqft |
2021-03-01 | 0 days | 2,244 sqft |
2021-04-01 | 0 days | 2,467 sqft |
2021-05-01 | 0 days | 2,115 sqft |
2021-06-01 | 0 days | 1,996 sqft |
2021-07-01 | 0 days | 1,713 sqft |
2021-08-01 | 0 days | 1,726 sqft |
2021-09-01 | 0 days | 1,742 sqft |
2021-10-01 | 0 days | 2,002 sqft |
2021-11-01 | 0 days | 2,106 sqft |
2021-12-01 | 0 days | 2,005 sqft |
2022-01-01 | 0 days | 1,918 sqft |
2022-02-01 | 0 days | 2,136 sqft |
2022-03-01 | 0 days | 2,248 sqft |
2022-04-01 | 0 days | 2,760 sqft |
2022-05-01 | 0 days | 2,697 sqft |
2022-06-01 | 0 days | 2,784 sqft |
2022-07-01 | 0 days | 2,903 sqft |
2022-08-01 | 0 days | 2,760 sqft |
2022-09-01 | 0 days | 2,374 sqft |
2022-10-01 | 0 days | 2,518 sqft |
2022-11-01 | 0 days | 2,298 sqft |
2022-12-01 | 0 days | 2,130 sqft |
2023-01-01 | 0 days | 2,216 sqft |
2023-02-01 | 0 days | 2,221 sqft |
2023-03-01 | 0 days | 2,189 sqft |
2023-04-01 | 0 days | 2,665 sqft |
2023-05-01 | 0 days | 2,240 sqft |
2023-06-01 | 0 days | 2,048 sqft |
2023-07-01 | 0 days | 2,520 sqft |
2023-08-01 | 0 days | 2,557 sqft |
2023-09-01 | 0 days | 2,455 sqft |
2023-10-01 | 0 days | 2,390 sqft |
2023-11-01 | 0 days | 2,372 sqft |
2023-12-01 | 0 days | 2,254 sqft |
2024-01-01 | 0 days | 2,341 sqft |
2024-02-01 | 0 days | 2,650 sqft |
2024-03-01 | 0 days | 2,666 sqft |
2024-04-01 | 0 days | 2,595 sqft |
2024-05-01 | 0 days | 2,629 sqft |
2024-06-01 | 0 days | 2,663 sqft |
2024-07-01 | 0 days | 2,695 sqft |
2024-08-01 | 0 days | 2,659 sqft |
2024-09-01 | 0 days | 2,740 sqft |
2024-10-01 | 0 days | 2,886 sqft |
Hastings's median square footage for active listings during the 2024-10-01 period was 2,886 sqft. One year prior, the average listing was 2,390 sqft.