Hood River USDA Loan Rates, Closing Costs & Stats

Hood River, OR

USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

Hood River USDA Loans, 30 Year Fixed Rates

30 Year USDA mortgages in Hood River averaged 6.5% for the week of 2024-03-22, compared to the national average (all USDA variants) of 6.674% for the same period.

Hood River's average USDA mortgage closing costs are $7,884.

The average rate for the prior week (2024-03-15) was 6.82% and one month ago for the week of 2024-02-16, the average rate was 6.5%.

The average rate one year ago was 6.4%.

For refis of the same type during the week of 2024-03-22, the average rate was 6.77%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Hood River USDA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Hood River level.

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs

The lowest fee Hood River USDA lenders (with over 10 loans originated) are .

The lowest rate Hood River USDA lenders (with over 10 loans originated) are .


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Hood River (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $426,000 (-31.3%) $541,692 (-28.8%) 0.00 63
2018-02-01 $457,000 (-26.0%) $572,852 (-21.4%) 0.00 63
2018-03-01 $538,500 (-12.2%) $618,197 (-12.2%) 0.00 59
2018-04-01 $595,250 (-11.8%) $648,374 (-13.7%) 0.00 60
2018-05-01 $593,500 (-19.1%) $662,968 (-11.5%) 0.00 65
2018-06-01 $608,000 (-3.9%) $722,231 (2.0%) 0.00 68
2018-07-01 $560,750 (-8.8%) $697,502 (5.3%) 0.00 75
2018-08-01 $547,000 (-0.4%) $694,483 (11.7%) 0.00 81
2018-09-01 $529,900 (0.2%) $696,851 (16.5%) 0.00 84
2018-10-01 $529,900 (0.0%) $695,202 (16.9%) 0.00 84
2018-11-01 $554,000 (5.3%) $708,341 (19.7%) 0.00 81
2018-12-01 $539,000 (12.3%) $704,836 (22.5%) 0.00 67
2019-01-01 $515,000 (20.9%) $677,391 (25.1%) 0.00 61
2019-02-01 $516,000 (12.9%) $687,583 (20.0%) 0.00 58
2019-03-01 $574,714 (6.7%) $722,162 (16.8%) 0.00 54
2019-04-01 $599,964 (0.8%) $739,272 (14.0%) 0.00 54
2019-05-01 $543,000 (-8.5%) $729,386 (10.0%) 0.00 59
2019-06-01 $532,000 (-12.5%) $681,032 (-5.7%) 0.00 79
2019-07-01 $522,000 (-6.9%) $679,960 (-2.5%) 0.00 103
2019-08-01 $525,364 (-4.0%) $673,159 (-3.1%) 0.00 106
2019-09-01 $538,659 (1.7%) $701,980 (0.7%) 0.00 103
2019-10-01 $522,773 (-1.4%) $684,680 (-1.5%) 0.00 98
2019-11-01 $509,000 (-8.1%) $666,231 (-5.9%) 0.00 74
2019-12-01 $470,450 (-12.7%) $628,469 (-10.8%) 0.00 64
2020-01-01 $459,675 (-10.7%) $635,225 (-6.2%) 0.00 52
2020-02-01 $490,000 (-5.0%) $647,299 (-5.9%) 0.00 53
2020-03-01 $524,500 (-8.7%) $682,214 (-5.5%) 0.00 60
2020-04-01 $557,500 (-7.1%) $704,307 (-4.7%) 0.00 66
2020-05-01 $569,000 (4.8%) $723,344 (-0.8%) 0.00 72
2020-06-01 $594,000 (11.7%) $783,257 (15.0%) 0.00 71
2020-07-01 $596,748 (14.3%) $815,361 (19.9%) 0.00 63
2020-08-01 $615,000 (17.1%) $865,386 (28.6%) 0.00 50
2020-09-01 $749,750 (39.2%) $975,149 (38.9%) 0.00 39
2020-10-01 $839,000 (60.5%) $1,024,263 (49.6%) 0.00 40
2020-11-01 $818,125 (60.7%) $1,039,222 (56.0%) 0.00 33
2020-12-01 $867,125 (84.3%) $1,104,832 (75.8%) 0.00 24
2021-01-01 $895,000 (94.7%) $1,119,596 (76.3%) 0.00 19
2021-02-01 $829,500 (69.3%) $1,065,706 (64.6%) 0.00 18
2021-03-01 $764,250 (45.7%) $1,037,118 (52.0%) 0.00 16
2021-04-01 $796,000 (42.8%) $1,030,050 (46.3%) 0.00 17
2021-05-01 $800,000 (40.6%) $978,711 (35.3%) 0.00 17
2021-06-01 $782,500 (31.7%) $935,117 (19.4%) 0.00 27
2021-07-01 $765,000 (28.2%) $957,900 (17.5%) 0.00 24
2021-08-01 $783,500 (27.4%) $927,021 (7.1%) 0.00 31
2021-09-01 $748,500 (-0.2%) $949,636 (-2.6%) 0.00 34
2021-10-01 $750,000 (-10.6%) $1,078,289 (5.3%) 0.00 25
2021-11-01 $753,000 (-8.0%) $1,045,940 (0.7%) 0.00 22
2021-12-01 $750,750 (-13.4%) $1,065,921 (-3.5%) 0.00 24
2022-01-01 $739,500 (-17.4%) $1,109,000 (-1.0%) 0.00 17
2022-02-01 $711,125 (-14.3%) $989,667 (-7.1%) 0.00 17
2022-03-01 $708,750 (-7.3%) $972,480 (-6.2%) 0.00 22
2022-04-01 $949,000 (19.2%) $984,190 (-4.5%) 0.00 23
2022-05-01 $818,500 (2.3%) $955,139 (-2.4%) 0.00 32
2022-06-01 $841,750 (7.6%) $943,286 (0.9%) 0.00 34
2022-07-01 $785,000 (2.6%) $913,588 (-4.6%) 0.00 37
2022-08-01 $801,875 (2.4%) $917,381 (-1.0%) 0.00 36
2022-09-01 $842,375 (12.5%) $922,898 (-2.8%) 0.00 36
2022-10-01 $835,000 (11.3%) $920,468 (-14.6%) 0.00 30
2022-11-01 $794,000 (5.4%) $927,874 (-11.3%) 0.00 27
2022-12-01 $774,000 (3.1%) $970,521 (-9.0%) 0.00 24
2023-01-01 $819,750 (10.9%) $963,028 (-13.2%) 0.00 22
2023-02-01 $868,500 (22.1%) $1,151,584 (16.4%) 0.00 24
2023-03-01 $855,000 (20.6%) $1,009,022 (3.8%) 0.00 30
2023-04-01 $850,000 (-10.4%) $1,029,342 (4.6%) 0.00 31
2023-05-01 $854,975 (4.5%) $942,591 (-1.3%) 0.00 36
2023-06-01 $823,750 (-2.1%) $969,605 (2.8%) 0.00 42
2023-07-01 $837,000 (6.6%) $1,028,907 (12.6%) 0.00 47
2023-08-01 $843,500 (5.2%) $1,066,774 (16.3%) 0.00 52
2023-09-01 $792,500 (-5.9%) $1,011,816 (9.6%) 0.00 48
2023-10-01 $837,500 (0.3%) $1,093,858 (18.8%) 0.00 45
2023-11-01 $850,000 (7.1%) $1,138,118 (22.7%) 0.00 41
2023-12-01 $825,000 (6.6%) $1,120,177 (15.4%) 0.00 34
2024-01-01 $825,000 (0.6%) $1,084,042 (12.6%) 0.00 30
2024-02-01 $777,250 (-10.5%) $1,038,963 (-9.8%) 0.00 30
Hood River's median listing price for 2024-02-01 was $777,250, a difference of $-91,250 (-10.5%) versus the prior year and $-47,750 versus the prior month.

Hood River's median listing price comes in at 0% of the national average.

Hood River's average listing price for 2024-02-01 was $1,038,963, a difference of $-112,621 (-9.8%) versus the prior year and $-45,079 versus the prior month.

For the 2024-02-01 period, Hood River had 30 MLS listings, a difference of 0 listings (0%) versus the prior month and 6 listings (25%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Hood River (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,007 sqft
2018-02-01 0 days 2,005 sqft
2018-03-01 0 days 2,041 sqft
2018-04-01 0 days 2,110 sqft
2018-05-01 0 days 2,058 sqft
2018-06-01 0 days 2,092 sqft
2018-07-01 0 days 2,050 sqft
2018-08-01 0 days 2,067 sqft
2018-09-01 0 days 2,050 sqft
2018-10-01 0 days 2,096 sqft
2018-11-01 0 days 2,139 sqft
2018-12-01 0 days 2,060 sqft
2019-01-01 0 days 1,960 sqft
2019-02-01 0 days 1,977 sqft
2019-03-01 0 days 2,084 sqft
2019-04-01 0 days 2,052 sqft
2019-05-01 0 days 2,128 sqft
2019-06-01 0 days 1,918 sqft
2019-07-01 0 days 1,824 sqft
2019-08-01 0 days 1,868 sqft
2019-09-01 0 days 1,969 sqft
2019-10-01 0 days 1,953 sqft
2019-11-01 0 days 1,871 sqft
2019-12-01 0 days 1,906 sqft
2020-01-01 0 days 2,085 sqft
2020-02-01 0 days 1,991 sqft
2020-03-01 0 days 1,979 sqft
2020-04-01 0 days 1,992 sqft
2020-05-01 0 days 2,203 sqft
2020-06-01 0 days 2,309 sqft
2020-07-01 0 days 2,246 sqft
2020-08-01 0 days 2,342 sqft
2020-09-01 0 days 2,397 sqft
2020-10-01 0 days 2,459 sqft
2020-11-01 0 days 2,334 sqft
2020-12-01 0 days 2,518 sqft
2021-01-01 0 days 2,736 sqft
2021-02-01 0 days 2,805 sqft
2021-03-01 0 days 2,498 sqft
2021-04-01 0 days 2,475 sqft
2021-05-01 0 days 2,096 sqft
2021-06-01 0 days 2,090 sqft
2021-07-01 0 days 2,100 sqft
2021-08-01 0 days 2,098 sqft
2021-09-01 0 days 1,980 sqft
2021-10-01 0 days 2,003 sqft
2021-11-01 0 days 1,987 sqft
2021-12-01 0 days 1,985 sqft
2022-01-01 0 days 1,884 sqft
2022-02-01 0 days 1,950 sqft
2022-03-01 0 days 1,990 sqft
2022-04-01 0 days 2,068 sqft
2022-05-01 0 days 1,930 sqft
2022-06-01 0 days 2,028 sqft
2022-07-01 0 days 2,087 sqft
2022-08-01 0 days 2,097 sqft
2022-09-01 0 days 2,245 sqft
2022-10-01 0 days 2,200 sqft
2022-11-01 0 days 2,160 sqft
2022-12-01 0 days 2,183 sqft
2023-01-01 0 days 2,238 sqft
2023-02-01 0 days 2,106 sqft
2023-03-01 0 days 1,934 sqft
2023-04-01 0 days 1,968 sqft
2023-05-01 0 days 2,002 sqft
2023-06-01 0 days 1,963 sqft
2023-07-01 0 days 2,065 sqft
2023-08-01 0 days 2,142 sqft
2023-09-01 0 days 2,080 sqft
2023-10-01 0 days 2,106 sqft
2023-11-01 0 days 2,069 sqft
2023-12-01 0 days 2,054 sqft
2024-01-01 0 days 1,946 sqft
2024-02-01 0 days 1,936 sqft
Hood River's median listing age (time on market) for 2024-02-01 was 0 days.

Hood River's median square footage for active listings during the 2024-02-01 period was 1,936 sqft. One year prior, the average listing was 2,106 sqft.