Jackson USDA Loan Rates, Closing Costs & Stats

Jackson, WY-ID

USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

Jackson USDA Loans, 30 Year Fixed Rates

30 Year USDA mortgages in Jackson averaged 6.46% for the week of 2024-05-17, compared to the national average (all USDA variants) of 6.75% for the same period.

Jackson's average USDA mortgage closing costs are $8,950.

The average rate for the prior week (2024-05-10) was 6.6% and one month ago for the week of 2024-04-12, the average rate was 6.73%.

The average rate one year ago was 6.01%.

For refis of the same type during the week of 2024-05-17, the average rate was 6.75%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Jackson USDA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Jackson level.

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs

The lowest fee Jackson USDA lenders (with over 10 loans originated) are .

The lowest rate Jackson USDA lenders (with over 10 loans originated) are .


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Jackson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $895,000 (6.3%) $2,184,338 (14.9%) 0.00 324
2018-02-01 $907,000 (2.4%) $2,285,970 (13.3%) 0.00 318
2018-03-01 $875,000 (-2.2%) $2,172,776 (9.3%) 0.00 330
2018-04-01 $775,000 (-13.4%) $2,062,057 (4.6%) 0.00 308
2018-05-01 $753,825 (-10.4%) $1,996,259 (3.2%) 0.00 345
2018-06-01 $775,000 (-7.3%) $1,973,687 (0.3%) 0.00 382
2018-07-01 $843,500 (1.6%) $2,133,646 (5.1%) 0.00 430
2018-08-01 $849,750 (0.0%) $2,139,967 (3.8%) 0.00 426
2018-09-01 $895,000 (12.0%) $2,291,889 (21.8%) 0.00 421
2018-10-01 $953,500 (19.3%) $2,452,510 (29.4%) 0.00 391
2018-11-01 $923,000 (12.5%) $2,389,366 (15.3%) 0.00 366
2018-12-01 $895,000 (0.0%) $2,370,878 (9.8%) 0.00 348
2019-01-01 $895,000 (0.0%) $2,353,797 (7.8%) 0.00 336
2019-02-01 $976,000 (7.6%) $2,511,896 (9.9%) 0.00 321
2019-03-01 $985,857 (12.7%) $2,477,474 (14.0%) 0.00 312
2019-04-01 $993,857 (28.2%) $2,416,510 (17.2%) 0.00 306
2019-05-01 $1,048,750 (39.1%) $2,441,183 (22.3%) 0.00 311
2019-06-01 $1,125,000 (45.2%) $2,499,933 (26.7%) 0.00 378
2019-07-01 $1,175,000 (39.3%) $2,778,434 (30.2%) 0.00 440
2019-08-01 $1,207,045 (42.1%) $2,756,710 (28.8%) 0.00 458
2019-09-01 $1,255,114 (40.2%) $2,837,008 (23.8%) 0.00 436
2019-10-01 $1,283,409 (34.6%) $2,890,923 (17.9%) 0.00 412
2019-11-01 $1,250,000 (35.4%) $2,896,644 (21.2%) 0.00 374
2019-12-01 $1,322,500 (47.8%) $3,105,785 (31.0%) 0.00 341
2020-01-01 $1,349,500 (50.8%) $3,158,016 (34.2%) 0.00 302
2020-02-01 $1,350,000 (38.3%) $3,239,960 (29.0%) 0.00 301
2020-03-01 $1,386,250 (40.6%) $3,233,113 (30.5%) 0.00 307
2020-04-01 $1,319,500 (32.8%) $3,137,375 (29.8%) 0.00 313
2020-05-01 $1,250,000 (19.2%) $2,930,018 (20.0%) 0.00 335
2020-06-01 $1,292,500 (14.9%) $2,865,830 (14.6%) 0.00 367
2020-07-01 $1,199,750 (2.1%) $2,956,780 (6.4%) 0.00 360
2020-08-01 $1,170,000 (-3.1%) $2,823,195 (2.4%) 0.00 305
2020-09-01 $1,372,500 (9.4%) $3,225,126 (13.7%) 0.00 244
2020-10-01 $1,292,500 (0.7%) $3,173,351 (9.8%) 0.00 200
2020-11-01 $1,383,750 (10.7%) $3,515,814 (21.4%) 0.00 158
2020-12-01 $1,456,250 (10.1%) $3,720,521 (19.8%) 0.00 143
2021-01-01 $1,850,000 (37.1%) $3,950,814 (25.1%) 0.00 111
2021-02-01 $1,992,500 (47.6%) $4,040,948 (24.7%) 0.00 100
2021-03-01 $2,225,000 (60.5%) $4,300,557 (33.0%) 0.00 99
2021-04-01 $2,100,000 (59.2%) $4,748,174 (51.3%) 0.00 91
2021-05-01 $2,150,000 (72.0%) $4,391,881 (49.9%) 0.00 120
2021-06-01 $2,375,000 (83.8%) $4,426,983 (54.5%) 0.00 135
2021-07-01 $2,400,000 (100.0%) $4,639,707 (56.9%) 0.00 168
2021-08-01 $2,300,000 (96.6%) $4,248,217 (50.5%) 0.00 184
2021-09-01 $2,495,000 (81.8%) $4,599,151 (42.6%) 0.00 176
2021-10-01 $2,395,000 (85.3%) $3,984,352 (25.6%) 0.00 155
2021-11-01 $2,361,000 (70.6%) $4,178,371 (18.9%) 0.00 126
2021-12-01 $2,612,500 (79.4%) $4,397,172 (18.2%) 0.00 115
2022-01-01 $2,400,000 (29.7%) $4,205,656 (6.5%) 0.00 108
2022-02-01 $2,687,500 (34.9%) $4,119,412 (1.9%) 0.00 80
2022-03-01 $2,568,750 (15.5%) $3,786,009 (-12.0%) 0.00 79
2022-04-01 $2,212,500 (5.4%) $3,388,397 (-28.6%) 0.00 84
2022-05-01 $1,967,500 (-8.5%) $2,987,810 (-32.0%) 0.00 124
2022-06-01 $2,024,250 (-14.8%) $3,066,017 (-30.7%) 0.00 193
2022-07-01 $1,995,000 (-16.9%) $3,431,982 (-26.0%) 0.00 289
2022-08-01 $2,133,750 (-7.2%) $3,603,892 (-15.2%) 0.00 308
2022-09-01 $2,295,000 (-8.0%) $4,026,723 (-12.5%) 0.00 285
2022-10-01 $1,900,000 (-20.7%) $3,774,887 (-5.3%) 0.00 284
2022-11-01 $1,724,750 (-27.0%) $3,504,027 (-16.1%) 0.00 247
2022-12-01 $1,700,000 (-34.9%) $3,471,664 (-21.1%) 0.00 240
2023-01-01 $1,799,750 (-25.0%) $3,918,446 (-6.8%) 0.00 216
2023-02-01 $1,760,000 (-34.5%) $3,874,466 (-6.0%) 0.00 206
2023-03-01 $1,718,750 (-33.1%) $3,830,064 (1.2%) 0.00 188
2023-04-01 $1,625,000 (-26.6%) $3,582,401 (5.7%) 0.00 169
2023-05-01 $1,488,750 (-24.3%) $3,076,533 (3.0%) 0.00 196
2023-06-01 $1,493,500 (-26.2%) $3,090,583 (0.8%) 0.00 252
2023-07-01 $1,695,000 (-15.0%) $3,653,260 (6.5%) 0.00 304
2023-08-01 $1,698,000 (-20.4%) $3,697,900 (2.6%) 0.00 340
2023-09-01 $2,000,000 (-12.9%) $4,029,883 (0.1%) 0.00 339
2023-10-01 $2,100,000 (10.5%) $4,141,257 (9.7%) 0.00 290
2023-11-01 $1,800,750 (4.4%) $3,706,678 (5.8%) 0.00 260
2023-12-01 $1,335,000 (-21.5%) $3,172,686 (-8.6%) 0.00 253
2024-01-01 $1,781,250 (-1.0%) $3,731,867 (-4.8%) 0.00 222
2024-02-01 $1,850,000 (5.1%) $3,905,799 (0.8%) 0.00 212
2024-03-01 $1,862,000 (8.3%) $3,639,990 (-5.0%) 0.00 198
2024-04-01 $1,841,750 (13.3%) $3,462,429 (-3.4%) 0.00 197
Jackson's median listing price for 2024-04-01 was $1,841,750, a difference of $216,750 (13.3%) versus the prior year and $-20,250 versus the prior month.

Jackson's median listing price comes in at 0% of the national average.

Jackson's average listing price for 2024-04-01 was $3,462,429, a difference of $-119,972 (-3.4%) versus the prior year and $-177,561 versus the prior month.

For the 2024-04-01 period, Jackson had 197 MLS listings, a difference of -1 listings (-1%) versus the prior month and 28 listings (17%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Jackson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,543 sqft
2018-02-01 0 days 2,640 sqft
2018-03-01 0 days 2,429 sqft
2018-04-01 0 days 2,376 sqft
2018-05-01 0 days 2,369 sqft
2018-06-01 0 days 2,373 sqft
2018-07-01 0 days 2,428 sqft
2018-08-01 0 days 2,394 sqft
2018-09-01 0 days 2,564 sqft
2018-10-01 0 days 2,656 sqft
2018-11-01 0 days 2,535 sqft
2018-12-01 0 days 2,464 sqft
2019-01-01 0 days 2,449 sqft
2019-02-01 0 days 2,455 sqft
2019-03-01 0 days 2,482 sqft
2019-04-01 0 days 2,505 sqft
2019-05-01 0 days 2,499 sqft
2019-06-01 0 days 2,571 sqft
2019-07-01 0 days 2,640 sqft
2019-08-01 0 days 2,564 sqft
2019-09-01 0 days 2,591 sqft
2019-10-01 0 days 2,620 sqft
2019-11-01 0 days 2,625 sqft
2019-12-01 0 days 2,622 sqft
2020-01-01 0 days 2,563 sqft
2020-02-01 0 days 2,535 sqft
2020-03-01 0 days 2,586 sqft
2020-04-01 0 days 2,491 sqft
2020-05-01 0 days 2,496 sqft
2020-06-01 0 days 2,560 sqft
2020-07-01 0 days 2,440 sqft
2020-08-01 0 days 2,342 sqft
2020-09-01 0 days 2,385 sqft
2020-10-01 0 days 2,594 sqft
2020-11-01 0 days 2,537 sqft
2020-12-01 0 days 2,546 sqft
2021-01-01 0 days 2,781 sqft
2021-02-01 0 days 2,493 sqft
2021-03-01 0 days 2,577 sqft
2021-04-01 0 days 2,678 sqft
2021-05-01 0 days 2,659 sqft
2021-06-01 0 days 2,747 sqft
2021-07-01 0 days 2,607 sqft
2021-08-01 0 days 2,406 sqft
2021-09-01 0 days 2,561 sqft
2021-10-01 0 days 2,561 sqft
2021-11-01 0 days 2,499 sqft
2021-12-01 0 days 2,673 sqft
2022-01-01 0 days 2,673 sqft
2022-02-01 0 days 2,798 sqft
2022-03-01 0 days 2,771 sqft
2022-04-01 0 days 2,780 sqft
2022-05-01 0 days 2,429 sqft
2022-06-01 0 days 2,438 sqft
2022-07-01 0 days 2,372 sqft
2022-08-01 0 days 2,412 sqft
2022-09-01 0 days 2,508 sqft
2022-10-01 0 days 2,400 sqft
2022-11-01 0 days 2,285 sqft
2022-12-01 0 days 2,252 sqft
2023-01-01 0 days 2,296 sqft
2023-02-01 0 days 2,278 sqft
2023-03-01 0 days 2,181 sqft
2023-04-01 0 days 2,173 sqft
2023-05-01 0 days 2,092 sqft
2023-06-01 0 days 2,097 sqft
2023-07-01 0 days 2,328 sqft
2023-08-01 0 days 2,304 sqft
2023-09-01 0 days 2,366 sqft
2023-10-01 0 days 2,375 sqft
2023-11-01 0 days 2,078 sqft
2023-12-01 0 days 1,818 sqft
2024-01-01 0 days 1,969 sqft
2024-02-01 0 days 1,984 sqft
2024-03-01 0 days 1,854 sqft
2024-04-01 0 days 1,959 sqft
Jackson's median listing age (time on market) for 2024-04-01 was 0 days.

Jackson's median square footage for active listings during the 2024-04-01 period was 1,959 sqft. One year prior, the average listing was 2,173 sqft.