Kill Devil Hills USDA Loan Rates, Closing Costs & Stats
Kill Devil Hills, NC
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Kill Devil Hills USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Kill Devil Hills
averaged
6.3%
for the week of 2024-12-13, compared to the national average (all USDA variants) of
6.303% for the same period.
Kill Devil Hills's average USDA mortgage closing costs are $5,651.
The average rate for the prior week (2024-12-06) was
6.64% and
one month ago for the week of 2024-11-08, the
average rate was 6.66%.
The average rate one year ago was 6.72%.
For refis of the same type during the week of 2024-12-13, the average rate
was 6.4%.
Kill Devil Hills USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Kill Devil Hills level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|
The lowest fee Kill Devil Hills USDA lenders (with over 10 loans originated) are
.
The lowest rate Kill Devil Hills USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Kill Devil Hills (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $442,838 (4.2%) | $586,173 (2.7%) | 0.00 | 908 |
| 2018-02-01 | $446,725 (3.8%) | $584,989 (1.5%) | 0.00 | 938 |
| 2018-03-01 | $449,900 (4.9%) | $587,721 (2.3%) | 0.00 | 997 |
| 2018-04-01 | $457,500 (6.2%) | $587,349 (2.9%) | 0.00 | 996 |
| 2018-05-01 | $454,950 (2.8%) | $580,845 (0.2%) | 0.00 | 1,009 |
| 2018-06-01 | $439,000 (0.0%) | $564,970 (-1.5%) | 0.00 | 1,008 |
| 2018-07-01 | $434,800 (-1.1%) | $561,225 (-2.3%) | 0.00 | 983 |
| 2018-08-01 | $432,175 (-1.6%) | $560,136 (-4.0%) | 0.00 | 996 |
| 2018-09-01 | $434,900 (-0.9%) | $561,858 (-4.9%) | 0.00 | 1,015 |
| 2018-10-01 | $434,800 (-2.2%) | $564,515 (-5.6%) | 0.00 | 1,021 |
| 2018-11-01 | $424,850 (-5.4%) | $568,477 (-4.1%) | 0.00 | 1,025 |
| 2018-12-01 | $419,000 (-6.4%) | $564,563 (-3.5%) | 0.00 | 1,002 |
| 2019-01-01 | $425,000 (-4.0%) | $560,243 (-4.4%) | 0.00 | 978 |
| 2019-02-01 | $429,500 (-3.9%) | $561,468 (-4.0%) | 0.00 | 1,009 |
| 2019-03-01 | $439,557 (-2.3%) | $567,514 (-3.4%) | 0.00 | 1,073 |
| 2019-04-01 | $445,332 (-2.7%) | $573,041 (-2.4%) | 0.00 | 1,115 |
| 2019-05-01 | $445,350 (-2.1%) | $569,775 (-1.9%) | 0.00 | 1,103 |
| 2019-06-01 | $449,000 (2.3%) | $572,260 (1.3%) | 0.00 | 1,052 |
| 2019-07-01 | $450,000 (3.5%) | $568,801 (1.4%) | 0.00 | 988 |
| 2019-08-01 | $456,091 (5.5%) | $564,771 (0.8%) | 0.00 | 963 |
| 2019-09-01 | $457,727 (5.3%) | $560,113 (-0.3%) | 0.00 | 952 |
| 2019-10-01 | $462,000 (6.3%) | $559,968 (-0.8%) | 0.00 | 930 |
| 2019-11-01 | $464,000 (9.2%) | $566,443 (-0.4%) | 0.00 | 905 |
| 2019-12-01 | $464,950 (11.0%) | $571,048 (1.2%) | 0.00 | 873 |
| 2020-01-01 | $469,950 (10.6%) | $563,271 (0.5%) | 0.00 | 814 |
| 2020-02-01 | $464,950 (8.3%) | $558,222 (-0.6%) | 0.00 | 816 |
| 2020-03-01 | $477,250 (8.6%) | $572,276 (0.8%) | 0.00 | 844 |
| 2020-04-01 | $478,750 (7.5%) | $564,456 (-1.5%) | 0.00 | 832 |
| 2020-05-01 | $479,000 (7.6%) | $575,358 (1.0%) | 0.00 | 811 |
| 2020-06-01 | $499,700 (11.3%) | $608,218 (6.3%) | 0.00 | 687 |
| 2020-07-01 | $499,000 (10.9%) | $623,035 (9.5%) | 0.00 | 605 |
| 2020-08-01 | $524,900 (15.1%) | $645,432 (14.3%) | 0.00 | 528 |
| 2020-09-01 | $539,000 (17.8%) | $679,102 (21.2%) | 0.00 | 477 |
| 2020-10-01 | $535,000 (15.8%) | $690,635 (23.3%) | 0.00 | 469 |
| 2020-11-01 | $537,500 (15.8%) | $698,620 (23.3%) | 0.00 | 452 |
| 2020-12-01 | $525,000 (12.9%) | $697,598 (22.2%) | 0.00 | 409 |
| 2021-01-01 | $549,000 (16.8%) | $714,896 (26.9%) | 0.00 | 367 |
| 2021-02-01 | $537,500 (15.6%) | $746,541 (33.7%) | 0.00 | 289 |
| 2021-03-01 | $536,000 (12.3%) | $764,205 (33.5%) | 0.00 | 253 |
| 2021-04-01 | $587,475 (22.7%) | $814,014 (44.2%) | 0.00 | 265 |
| 2021-05-01 | $599,900 (25.2%) | $849,378 (47.6%) | 0.00 | 247 |
| 2021-06-01 | $642,225 (28.5%) | $899,057 (47.8%) | 0.00 | 266 |
| 2021-07-01 | $648,110 (29.9%) | $871,740 (39.9%) | 0.00 | 289 |
| 2021-08-01 | $639,055 (21.8%) | $830,182 (28.6%) | 0.00 | 329 |
| 2021-09-01 | $620,750 (15.2%) | $811,532 (19.5%) | 0.00 | 311 |
| 2021-10-01 | $606,000 (13.3%) | $830,365 (20.2%) | 0.00 | 278 |
| 2021-11-01 | $646,750 (20.3%) | $914,226 (30.9%) | 0.00 | 256 |
| 2021-12-01 | $659,975 (25.7%) | $966,506 (38.6%) | 0.00 | 227 |
| 2022-01-01 | $699,000 (27.3%) | $1,069,936 (49.7%) | 0.00 | 199 |
| 2022-02-01 | $662,000 (23.2%) | $943,788 (26.4%) | 0.00 | 165 |
| 2022-03-01 | $720,950 (34.5%) | $983,344 (28.7%) | 0.00 | 164 |
| 2022-04-01 | $725,000 (23.4%) | $965,878 (18.7%) | 0.00 | 179 |
| 2022-05-01 | $739,450 (23.3%) | $989,447 (16.5%) | 0.00 | 232 |
| 2022-06-01 | $699,000 (8.8%) | $954,000 (6.1%) | 0.00 | 290 |
| 2022-07-01 | $695,000 (7.2%) | $962,004 (10.4%) | 0.00 | 343 |
| 2022-08-01 | $676,200 (5.8%) | $943,060 (13.6%) | 0.00 | 351 |
| 2022-09-01 | $686,326 (10.6%) | $931,478 (14.8%) | 0.00 | 324 |
| 2022-10-01 | $672,500 (11.0%) | $921,895 (11.0%) | 0.00 | 316 |
| 2022-11-01 | $672,259 (3.9%) | $925,944 (1.3%) | 0.00 | 321 |
| 2022-12-01 | $629,950 (-4.6%) | $860,883 (-10.9%) | 0.00 | 325 |
| 2023-01-01 | $672,009 (-3.9%) | $872,207 (-18.5%) | 0.00 | 280 |
| 2023-02-01 | $649,700 (-1.9%) | $899,128 (-4.7%) | 0.00 | 249 |
| 2023-03-01 | $671,008 (-6.9%) | $939,838 (-4.4%) | 0.00 | 241 |
| 2023-04-01 | $670,000 (-7.6%) | $940,727 (-2.6%) | 0.00 | 238 |
| 2023-05-01 | $687,000 (-7.1%) | $999,619 (1.0%) | 0.00 | 238 |
| 2023-06-01 | $714,450 (2.2%) | $1,045,309 (9.6%) | 0.00 | 243 |
| 2023-07-01 | $692,450 (-0.4%) | $996,747 (3.6%) | 0.00 | 261 |
| 2023-08-01 | $686,875 (1.6%) | $965,771 (2.4%) | 0.00 | 288 |
| 2023-09-01 | $699,950 (2.0%) | $961,152 (3.2%) | 0.00 | 327 |
| 2023-10-01 | $699,225 (4.0%) | $941,253 (2.1%) | 0.00 | 331 |
| 2023-11-01 | $722,625 (7.5%) | $934,760 (1.0%) | 0.00 | 368 |
| 2023-12-01 | $749,000 (18.9%) | $955,608 (11.0%) | 0.00 | 353 |
| 2024-01-01 | $709,750 (5.6%) | $950,830 (9.0%) | 0.00 | 332 |
| 2024-02-01 | $699,450 (7.7%) | $941,400 (4.7%) | 0.00 | 335 |
| 2024-03-01 | $699,000 (4.2%) | $948,392 (0.9%) | 0.00 | 350 |
| 2024-04-01 | $724,975 (8.2%) | $963,763 (2.5%) | 0.00 | 371 |
| 2024-05-01 | $725,000 (5.5%) | $1,006,451 (0.7%) | 0.00 | 422 |
| 2024-06-01 | $699,900 (-2.0%) | $970,370 (-7.2%) | 0.00 | 435 |
| 2024-07-01 | $712,450 (2.9%) | $941,330 (-5.6%) | 0.00 | 445 |
| 2024-08-01 | $717,000 (4.4%) | $910,473 (-5.7%) | 0.00 | 470 |
| 2024-09-01 | $725,000 (3.6%) | $925,281 (-3.7%) | 0.00 | 480 |
| 2024-10-01 | $718,725 (2.8%) | $936,048 (-0.6%) | 0.00 | 478 |
| 2024-11-01 | $717,000 (-0.8%) | $919,405 (-1.6%) | 0.00 | 489 |
Kill Devil Hills's median listing price comes in at 0% of the national average.
Kill Devil Hills's average listing price for 2024-11-01 was $919,405, a difference of $-15,355 (-1.6%) versus the prior year and $-16,643 versus the prior month.
For the 2024-11-01 period, Kill Devil Hills had 489 MLS listings, a difference of 11 listings (2%) versus the prior month and 121 listings (33%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Kill Devil Hills (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,146 sqft |
| 2018-02-01 | 0 days | 2,152 sqft |
| 2018-03-01 | 0 days | 2,182 sqft |
| 2018-04-01 | 0 days | 2,202 sqft |
| 2018-05-01 | 0 days | 2,191 sqft |
| 2018-06-01 | 0 days | 2,119 sqft |
| 2018-07-01 | 0 days | 2,100 sqft |
| 2018-08-01 | 0 days | 2,126 sqft |
| 2018-09-01 | 0 days | 2,125 sqft |
| 2018-10-01 | 0 days | 2,092 sqft |
| 2018-11-01 | 0 days | 2,056 sqft |
| 2018-12-01 | 0 days | 2,019 sqft |
| 2019-01-01 | 0 days | 2,022 sqft |
| 2019-02-01 | 0 days | 2,022 sqft |
| 2019-03-01 | 0 days | 2,045 sqft |
| 2019-04-01 | 0 days | 2,061 sqft |
| 2019-05-01 | 0 days | 2,048 sqft |
| 2019-06-01 | 0 days | 2,029 sqft |
| 2019-07-01 | 0 days | 2,039 sqft |
| 2019-08-01 | 0 days | 2,049 sqft |
| 2019-09-01 | 0 days | 2,078 sqft |
| 2019-10-01 | 0 days | 2,123 sqft |
| 2019-11-01 | 0 days | 2,144 sqft |
| 2019-12-01 | 0 days | 2,125 sqft |
| 2020-01-01 | 0 days | 2,139 sqft |
| 2020-02-01 | 0 days | 2,133 sqft |
| 2020-03-01 | 0 days | 2,187 sqft |
| 2020-04-01 | 0 days | 2,181 sqft |
| 2020-05-01 | 0 days | 2,171 sqft |
| 2020-06-01 | 0 days | 2,294 sqft |
| 2020-07-01 | 0 days | 2,286 sqft |
| 2020-08-01 | 0 days | 2,321 sqft |
| 2020-09-01 | 0 days | 2,337 sqft |
| 2020-10-01 | 0 days | 2,210 sqft |
| 2020-11-01 | 0 days | 2,241 sqft |
| 2020-12-01 | 0 days | 2,199 sqft |
| 2021-01-01 | 0 days | 2,261 sqft |
| 2021-02-01 | 0 days | 2,318 sqft |
| 2021-03-01 | 0 days | 2,250 sqft |
| 2021-04-01 | 0 days | 2,273 sqft |
| 2021-05-01 | 0 days | 2,200 sqft |
| 2021-06-01 | 0 days | 2,191 sqft |
| 2021-07-01 | 0 days | 2,168 sqft |
| 2021-08-01 | 0 days | 2,075 sqft |
| 2021-09-01 | 0 days | 2,006 sqft |
| 2021-10-01 | 0 days | 2,002 sqft |
| 2021-11-01 | 0 days | 2,110 sqft |
| 2021-12-01 | 0 days | 2,105 sqft |
| 2022-01-01 | 0 days | 2,292 sqft |
| 2022-02-01 | 0 days | 2,085 sqft |
| 2022-03-01 | 0 days | 2,272 sqft |
| 2022-04-01 | 0 days | 2,267 sqft |
| 2022-05-01 | 0 days | 2,206 sqft |
| 2022-06-01 | 0 days | 2,052 sqft |
| 2022-07-01 | 0 days | 2,067 sqft |
| 2022-08-01 | 0 days | 2,005 sqft |
| 2022-09-01 | 0 days | 1,985 sqft |
| 2022-10-01 | 0 days | 1,990 sqft |
| 2022-11-01 | 0 days | 1,951 sqft |
| 2022-12-01 | 0 days | 1,880 sqft |
| 2023-01-01 | 0 days | 1,988 sqft |
| 2023-02-01 | 0 days | 2,024 sqft |
| 2023-03-01 | 0 days | 2,112 sqft |
| 2023-04-01 | 0 days | 2,112 sqft |
| 2023-05-01 | 0 days | 2,156 sqft |
| 2023-06-01 | 0 days | 2,164 sqft |
| 2023-07-01 | 0 days | 2,109 sqft |
| 2023-08-01 | 0 days | 2,069 sqft |
| 2023-09-01 | 0 days | 2,063 sqft |
| 2023-10-01 | 0 days | 2,086 sqft |
| 2023-11-01 | 0 days | 2,069 sqft |
| 2023-12-01 | 0 days | 2,020 sqft |
| 2024-01-01 | 0 days | 1,954 sqft |
| 2024-02-01 | 0 days | 1,940 sqft |
| 2024-03-01 | 0 days | 1,898 sqft |
| 2024-04-01 | 0 days | 1,934 sqft |
| 2024-05-01 | 0 days | 1,936 sqft |
| 2024-06-01 | 0 days | 1,909 sqft |
| 2024-07-01 | 0 days | 1,944 sqft |
| 2024-08-01 | 0 days | 1,939 sqft |
| 2024-09-01 | 0 days | 1,959 sqft |
| 2024-10-01 | 0 days | 1,946 sqft |
| 2024-11-01 | 0 days | 1,938 sqft |
Kill Devil Hills's median square footage for active listings during the 2024-11-01 period was 1,938 sqft. One year prior, the average listing was 2,069 sqft.