Kingsville USDA Loan Rates, Closing Costs & Stats

Kingsville, TX

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    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Kingsville USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Kingsville averaged 6.92% for the week of 2024-05-03, compared to the national average (all USDA variants) of 6.892% for the same period.

    Kingsville's average USDA mortgage closing costs are $0.

    The average rate for the prior week (2024-04-26) was 6.76% and one month ago for the week of 2024-03-29, the average rate was 6.72%.

    The average rate one year ago was 6.35%.

    For refis of the same type during the week of 2024-05-03, the average rate was 6.69%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Kingsville USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Kingsville level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs

    The lowest fee Kingsville USDA lenders (with over 10 loans originated) are .

    The lowest rate Kingsville USDA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Kingsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $126,150 (-10.0%) $219,331 (19.7%) 0.00 95
    2018-02-01 $125,250 (-15.2%) $217,904 (7.0%) 0.00 87
    2018-03-01 $142,500 (2.4%) $213,391 (0.3%) 0.00 88
    2018-04-01 $157,450 (21.2%) $221,687 (7.1%) 0.00 88
    2018-05-01 $148,450 (14.3%) $200,903 (-5.6%) 0.00 84
    2018-06-01 $147,000 (11.0%) $201,497 (1.2%) 0.00 90
    2018-07-01 $139,950 (-1.8%) $202,979 (7.6%) 0.00 96
    2018-08-01 $153,450 (10.4%) $205,577 (-3.1%) 0.00 95
    2018-09-01 $154,900 (18.6%) $209,549 (-6.4%) 0.00 95
    2018-10-01 $152,450 (13.0%) $197,044 (-9.3%) 0.00 95
    2018-11-01 $155,000 (13.8%) $196,397 (-11.9%) 0.00 93
    2018-12-01 $155,500 (13.1%) $195,368 (-13.2%) 0.00 98
    2019-01-01 $155,375 (23.2%) $197,800 (-9.8%) 0.00 94
    2019-02-01 $137,800 (10.0%) $194,454 (-10.8%) 0.00 85
    2019-03-01 $128,071 (-10.1%) $192,401 (-9.8%) 0.00 80
    2019-04-01 $121,950 (-22.6%) $184,948 (-16.6%) 0.00 73
    2019-05-01 $117,500 (-20.9%) $184,141 (-8.3%) 0.00 64
    2019-06-01 $158,500 (7.8%) $212,496 (5.5%) 0.00 63
    2019-07-01 $160,125 (14.4%) $214,801 (5.8%) 0.00 58
    2019-08-01 $155,609 (1.4%) $211,185 (2.7%) 0.00 58
    2019-09-01 $151,273 (-2.3%) $206,787 (-1.3%) 0.00 59
    2019-10-01 $148,382 (-2.7%) $203,856 (3.5%) 0.00 59
    2019-11-01 $154,500 (-0.3%) $214,858 (9.4%) 0.00 59
    2019-12-01 $145,425 (-6.5%) $197,638 (1.2%) 0.00 67
    2020-01-01 $157,200 (1.2%) $208,881 (5.6%) 0.00 63
    2020-02-01 $174,900 (26.9%) $230,344 (18.5%) 0.00 63
    2020-03-01 $170,850 (33.4%) $225,096 (17.0%) 0.00 64
    2020-04-01 $152,400 (25.0%) $231,101 (25.0%) 0.00 63
    2020-05-01 $169,900 (44.6%) $235,660 (28.0%) 0.00 60
    2020-06-01 $180,550 (13.9%) $267,621 (25.9%) 0.00 34
    2020-07-01 $177,900 (11.1%) $259,391 (20.8%) 0.00 31
    2020-08-01 $170,000 (9.3%) $245,105 (16.1%) 0.00 32
    2020-09-01 $164,250 (8.6%) $240,487 (16.3%) 0.00 32
    2020-10-01 $169,900 (14.5%) $229,371 (12.5%) 0.00 40
    2020-11-01 $172,925 (11.9%) $236,840 (10.2%) 0.00 48
    2020-12-01 $174,250 (19.8%) $232,244 (17.5%) 0.00 52
    2021-01-01 $174,000 (10.7%) $243,511 (16.6%) 0.00 48
    2021-02-01 $170,300 (-2.6%) $254,816 (10.6%) 0.00 48
    2021-03-01 $179,750 (5.2%) $271,203 (20.5%) 0.00 48
    2021-04-01 $187,450 (23.0%) $272,433 (17.9%) 0.00 44
    2021-05-01 $192,500 (13.3%) $260,657 (10.6%) 0.00 35
    2021-06-01 $213,500 (18.3%) $298,582 (11.6%) 0.00 40
    2021-07-01 $188,750 (6.1%) $292,624 (12.8%) 0.00 45
    2021-08-01 $171,000 (0.6%) $281,752 (15.0%) 0.00 45
    2021-09-01 $187,250 (14.0%) $308,777 (28.4%) 0.00 44
    2021-10-01 $161,500 (-4.9%) $295,898 (29.0%) 0.00 46
    2021-11-01 $184,450 (6.7%) $304,599 (28.6%) 0.00 47
    2021-12-01 $163,500 (-6.2%) $272,973 (17.5%) 0.00 44
    2022-01-01 $171,450 (-1.5%) $284,752 (16.9%) 0.00 36
    2022-02-01 $157,450 (-7.6%) $269,878 (5.9%) 0.00 30
    2022-03-01 $186,975 (4.0%) $244,869 (-9.7%) 0.00 35
    2022-04-01 $189,000 (0.8%) $257,373 (-5.5%) 0.00 36
    2022-05-01 $188,475 (-2.1%) $244,752 (-6.1%) 0.00 39
    2022-06-01 $216,225 (1.3%) $280,648 (-6.0%) 0.00 51
    2022-07-01 $224,999 (19.2%) $284,497 (-2.8%) 0.00 60
    2022-08-01 $206,500 (20.8%) $291,597 (3.5%) 0.00 58
    2022-09-01 $202,000 (7.9%) $298,134 (-3.5%) 0.00 47
    2022-10-01 $190,000 (17.7%) $276,994 (-6.4%) 0.00 59
    2022-11-01 $174,825 (-5.2%) $248,416 (-18.4%) 0.00 67
    2022-12-01 $174,950 (7.0%) $254,104 (-6.9%) 0.00 64
    2023-01-01 $183,725 (7.2%) $221,471 (-22.2%) 0.00 65
    2023-02-01 $184,950 (17.5%) $231,399 (-14.3%) 0.00 61
    2023-03-01 $186,225 (-0.4%) $231,650 (-5.4%) 0.00 59
    2023-04-01 $165,000 (-12.7%) $235,976 (-8.3%) 0.00 59
    2023-05-01 $205,550 (9.1%) $248,170 (1.4%) 0.00 66
    2023-06-01 $242,250 (12.0%) $264,968 (-5.6%) 0.00 73
    2023-07-01 $238,000 (5.8%) $270,053 (-5.1%) 0.00 67
    2023-08-01 $256,975 (24.4%) $285,861 (-2.0%) 0.00 68
    2023-09-01 $249,500 (23.5%) $272,924 (-8.5%) 0.00 72
    2023-10-01 $207,200 (9.1%) $238,969 (-13.7%) 0.00 73
    2023-11-01 $204,250 (16.8%) $241,863 (-2.6%) 0.00 71
    2023-12-01 $185,000 (5.7%) $220,335 (-13.3%) 0.00 72
    2024-01-01 $182,625 (-0.6%) $212,331 (-4.1%) 0.00 61
    2024-02-01 $169,000 (-8.6%) $216,258 (-6.5%) 0.00 52
    2024-03-01 $191,250 (2.7%) $225,843 (-2.5%) 0.00 53
    2024-04-01 $197,150 (19.5%) $242,366 (2.7%) 0.00 64
    Kingsville's median listing price for 2024-04-01 was $197,150, a difference of $32,150 (19.5%) versus the prior year and $5,900 versus the prior month.

    Kingsville's median listing price comes in at 0% of the national average.

    Kingsville's average listing price for 2024-04-01 was $242,366, a difference of $6,390 (2.7%) versus the prior year and $16,523 versus the prior month.

    For the 2024-04-01 period, Kingsville had 64 MLS listings, a difference of 11 listings (21%) versus the prior month and 5 listings (8%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Kingsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,625 sqft
    2018-02-01 0 days 1,623 sqft
    2018-03-01 0 days 1,733 sqft
    2018-04-01 0 days 1,763 sqft
    2018-05-01 0 days 1,766 sqft
    2018-06-01 0 days 1,803 sqft
    2018-07-01 0 days 1,802 sqft
    2018-08-01 0 days 1,759 sqft
    2018-09-01 0 days 1,746 sqft
    2018-10-01 0 days 1,732 sqft
    2018-11-01 0 days 1,701 sqft
    2018-12-01 0 days 1,684 sqft
    2019-01-01 0 days 1,693 sqft
    2019-02-01 0 days 1,633 sqft
    2019-03-01 0 days 1,693 sqft
    2019-04-01 0 days 1,696 sqft
    2019-05-01 0 days 1,572 sqft
    2019-06-01 0 days 1,768 sqft
    2019-07-01 0 days 1,800 sqft
    2019-08-01 0 days 1,727 sqft
    2019-09-01 0 days 1,605 sqft
    2019-10-01 0 days 1,524 sqft
    2019-11-01 0 days 1,575 sqft
    2019-12-01 0 days 1,501 sqft
    2020-01-01 0 days 1,569 sqft
    2020-02-01 0 days 1,688 sqft
    2020-03-01 0 days 1,726 sqft
    2020-04-01 0 days 1,613 sqft
    2020-05-01 0 days 1,619 sqft
    2020-06-01 0 days 1,738 sqft
    2020-07-01 0 days 1,722 sqft
    2020-08-01 0 days 1,728 sqft
    2020-09-01 0 days 1,584 sqft
    2020-10-01 0 days 1,595 sqft
    2020-11-01 0 days 1,645 sqft
    2020-12-01 0 days 1,608 sqft
    2021-01-01 0 days 1,579 sqft
    2021-02-01 0 days 1,571 sqft
    2021-03-01 0 days 1,656 sqft
    2021-04-01 0 days 1,618 sqft
    2021-05-01 0 days 1,701 sqft
    2021-06-01 0 days 1,723 sqft
    2021-07-01 0 days 1,560 sqft
    2021-08-01 0 days 1,640 sqft
    2021-09-01 0 days 1,544 sqft
    2021-10-01 0 days 1,585 sqft
    2021-11-01 0 days 1,771 sqft
    2021-12-01 0 days 1,539 sqft
    2022-01-01 0 days 1,440 sqft
    2022-02-01 0 days 1,508 sqft
    2022-03-01 0 days 1,589 sqft
    2022-04-01 0 days 1,670 sqft
    2022-05-01 0 days 1,602 sqft
    2022-06-01 0 days 1,659 sqft
    2022-07-01 0 days 1,688 sqft
    2022-08-01 0 days 1,693 sqft
    2022-09-01 0 days 1,723 sqft
    2022-10-01 0 days 1,718 sqft
    2022-11-01 0 days 1,691 sqft
    2022-12-01 0 days 1,687 sqft
    2023-01-01 0 days 1,713 sqft
    2023-02-01 0 days 1,684 sqft
    2023-03-01 0 days 1,648 sqft
    2023-04-01 0 days 1,609 sqft
    2023-05-01 0 days 1,631 sqft
    2023-06-01 0 days 1,701 sqft
    2023-07-01 0 days 1,695 sqft
    2023-08-01 0 days 1,708 sqft
    2023-09-01 0 days 1,663 sqft
    2023-10-01 0 days 1,601 sqft
    2023-11-01 0 days 1,585 sqft
    2023-12-01 0 days 1,505 sqft
    2024-01-01 0 days 1,458 sqft
    2024-02-01 0 days 1,449 sqft
    2024-03-01 0 days 1,523 sqft
    2024-04-01 0 days 1,566 sqft
    Kingsville's median listing age (time on market) for 2024-04-01 was 0 days.

    Kingsville's median square footage for active listings during the 2024-04-01 period was 1,566 sqft. One year prior, the average listing was 1,609 sqft.