Kingsville USDA Loan Rates, Closing Costs & Stats
Kingsville, TX
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Kingsville USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Kingsville
averaged
6.33%
for the week of 2024-12-13, compared to the national average (all USDA variants) of
6.303% for the same period.
Kingsville's average USDA mortgage closing costs are $0.
The average rate for the prior week (2024-12-06) was
6.46% and
one month ago for the week of 2024-11-08, the
average rate was 6.48%.
The average rate one year ago was 6.85%.
For refis of the same type during the week of 2024-12-13, the average rate
was 6.3%.
Kingsville USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Kingsville level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|
The lowest fee Kingsville USDA lenders (with over 10 loans originated) are
.
The lowest rate Kingsville USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Kingsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $126,150 (-10.0%) | $219,331 (19.7%) | 0.00 | 95 |
| 2018-02-01 | $125,250 (-15.2%) | $217,904 (7.0%) | 0.00 | 87 |
| 2018-03-01 | $142,500 (2.4%) | $213,391 (0.3%) | 0.00 | 88 |
| 2018-04-01 | $157,450 (21.2%) | $221,687 (7.1%) | 0.00 | 88 |
| 2018-05-01 | $148,450 (14.3%) | $200,903 (-5.6%) | 0.00 | 84 |
| 2018-06-01 | $147,000 (11.0%) | $201,497 (1.2%) | 0.00 | 90 |
| 2018-07-01 | $139,950 (-1.8%) | $202,979 (7.6%) | 0.00 | 96 |
| 2018-08-01 | $153,450 (10.4%) | $205,577 (-3.1%) | 0.00 | 95 |
| 2018-09-01 | $154,900 (18.6%) | $209,549 (-6.4%) | 0.00 | 95 |
| 2018-10-01 | $152,450 (13.0%) | $197,044 (-9.3%) | 0.00 | 95 |
| 2018-11-01 | $155,000 (13.8%) | $196,397 (-11.9%) | 0.00 | 93 |
| 2018-12-01 | $155,500 (13.1%) | $195,368 (-13.2%) | 0.00 | 98 |
| 2019-01-01 | $155,375 (23.2%) | $197,800 (-9.8%) | 0.00 | 94 |
| 2019-02-01 | $137,800 (10.0%) | $194,454 (-10.8%) | 0.00 | 85 |
| 2019-03-01 | $128,071 (-10.1%) | $192,401 (-9.8%) | 0.00 | 80 |
| 2019-04-01 | $121,950 (-22.6%) | $184,948 (-16.6%) | 0.00 | 73 |
| 2019-05-01 | $117,500 (-20.9%) | $184,141 (-8.3%) | 0.00 | 64 |
| 2019-06-01 | $158,500 (7.8%) | $212,496 (5.5%) | 0.00 | 63 |
| 2019-07-01 | $160,125 (14.4%) | $214,801 (5.8%) | 0.00 | 58 |
| 2019-08-01 | $155,609 (1.4%) | $211,185 (2.7%) | 0.00 | 58 |
| 2019-09-01 | $151,273 (-2.3%) | $206,787 (-1.3%) | 0.00 | 59 |
| 2019-10-01 | $148,382 (-2.7%) | $203,856 (3.5%) | 0.00 | 59 |
| 2019-11-01 | $154,500 (-0.3%) | $214,858 (9.4%) | 0.00 | 59 |
| 2019-12-01 | $145,425 (-6.5%) | $197,638 (1.2%) | 0.00 | 67 |
| 2020-01-01 | $157,200 (1.2%) | $208,881 (5.6%) | 0.00 | 63 |
| 2020-02-01 | $174,900 (26.9%) | $230,344 (18.5%) | 0.00 | 63 |
| 2020-03-01 | $170,850 (33.4%) | $225,096 (17.0%) | 0.00 | 64 |
| 2020-04-01 | $152,400 (25.0%) | $231,101 (25.0%) | 0.00 | 63 |
| 2020-05-01 | $169,900 (44.6%) | $235,660 (28.0%) | 0.00 | 60 |
| 2020-06-01 | $180,550 (13.9%) | $267,621 (25.9%) | 0.00 | 34 |
| 2020-07-01 | $177,900 (11.1%) | $259,391 (20.8%) | 0.00 | 31 |
| 2020-08-01 | $170,000 (9.3%) | $245,105 (16.1%) | 0.00 | 32 |
| 2020-09-01 | $164,250 (8.6%) | $240,487 (16.3%) | 0.00 | 32 |
| 2020-10-01 | $169,900 (14.5%) | $229,371 (12.5%) | 0.00 | 40 |
| 2020-11-01 | $172,925 (11.9%) | $236,840 (10.2%) | 0.00 | 48 |
| 2020-12-01 | $174,250 (19.8%) | $232,244 (17.5%) | 0.00 | 52 |
| 2021-01-01 | $174,000 (10.7%) | $243,511 (16.6%) | 0.00 | 48 |
| 2021-02-01 | $170,300 (-2.6%) | $254,816 (10.6%) | 0.00 | 48 |
| 2021-03-01 | $179,750 (5.2%) | $271,203 (20.5%) | 0.00 | 48 |
| 2021-04-01 | $187,450 (23.0%) | $272,433 (17.9%) | 0.00 | 44 |
| 2021-05-01 | $192,500 (13.3%) | $260,657 (10.6%) | 0.00 | 35 |
| 2021-06-01 | $213,500 (18.3%) | $298,582 (11.6%) | 0.00 | 40 |
| 2021-07-01 | $188,750 (6.1%) | $292,624 (12.8%) | 0.00 | 45 |
| 2021-08-01 | $171,000 (0.6%) | $281,752 (15.0%) | 0.00 | 45 |
| 2021-09-01 | $187,250 (14.0%) | $308,777 (28.4%) | 0.00 | 44 |
| 2021-10-01 | $161,500 (-4.9%) | $295,898 (29.0%) | 0.00 | 46 |
| 2021-11-01 | $184,450 (6.7%) | $304,599 (28.6%) | 0.00 | 47 |
| 2021-12-01 | $163,500 (-6.2%) | $272,973 (17.5%) | 0.00 | 44 |
| 2022-01-01 | $171,450 (-1.5%) | $284,752 (16.9%) | 0.00 | 36 |
| 2022-02-01 | $157,450 (-7.6%) | $269,878 (5.9%) | 0.00 | 30 |
| 2022-03-01 | $186,975 (4.0%) | $244,869 (-9.7%) | 0.00 | 35 |
| 2022-04-01 | $189,000 (0.8%) | $257,373 (-5.5%) | 0.00 | 36 |
| 2022-05-01 | $188,475 (-2.1%) | $244,752 (-6.1%) | 0.00 | 39 |
| 2022-06-01 | $216,225 (1.3%) | $280,648 (-6.0%) | 0.00 | 51 |
| 2022-07-01 | $224,999 (19.2%) | $284,497 (-2.8%) | 0.00 | 60 |
| 2022-08-01 | $206,500 (20.8%) | $291,597 (3.5%) | 0.00 | 58 |
| 2022-09-01 | $202,000 (7.9%) | $298,134 (-3.5%) | 0.00 | 47 |
| 2022-10-01 | $190,000 (17.7%) | $276,994 (-6.4%) | 0.00 | 59 |
| 2022-11-01 | $174,825 (-5.2%) | $248,416 (-18.4%) | 0.00 | 67 |
| 2022-12-01 | $174,950 (7.0%) | $254,104 (-6.9%) | 0.00 | 64 |
| 2023-01-01 | $183,725 (7.2%) | $221,471 (-22.2%) | 0.00 | 65 |
| 2023-02-01 | $184,950 (17.5%) | $231,399 (-14.3%) | 0.00 | 61 |
| 2023-03-01 | $186,225 (-0.4%) | $231,650 (-5.4%) | 0.00 | 59 |
| 2023-04-01 | $165,000 (-12.7%) | $235,976 (-8.3%) | 0.00 | 59 |
| 2023-05-01 | $205,550 (9.1%) | $248,170 (1.4%) | 0.00 | 66 |
| 2023-06-01 | $242,250 (12.0%) | $264,968 (-5.6%) | 0.00 | 73 |
| 2023-07-01 | $238,000 (5.8%) | $270,053 (-5.1%) | 0.00 | 67 |
| 2023-08-01 | $256,975 (24.4%) | $285,861 (-2.0%) | 0.00 | 68 |
| 2023-09-01 | $249,500 (23.5%) | $272,924 (-8.5%) | 0.00 | 72 |
| 2023-10-01 | $207,200 (9.1%) | $238,969 (-13.7%) | 0.00 | 73 |
| 2023-11-01 | $204,250 (16.8%) | $241,863 (-2.6%) | 0.00 | 71 |
| 2023-12-01 | $185,000 (5.7%) | $220,335 (-13.3%) | 0.00 | 72 |
| 2024-01-01 | $182,625 (-0.6%) | $212,331 (-4.1%) | 0.00 | 61 |
| 2024-02-01 | $169,000 (-8.6%) | $216,258 (-6.5%) | 0.00 | 52 |
| 2024-03-01 | $191,250 (2.7%) | $225,843 (-2.5%) | 0.00 | 53 |
| 2024-04-01 | $197,150 (19.5%) | $242,366 (2.7%) | 0.00 | 64 |
| 2024-05-01 | $206,500 (0.5%) | $251,769 (1.5%) | 0.00 | 69 |
| 2024-06-01 | $189,900 (-21.6%) | $243,796 (-8.0%) | 0.00 | 76 |
| 2024-07-01 | $201,500 (-15.3%) | $245,594 (-9.1%) | 0.00 | 75 |
| 2024-08-01 | $203,000 (-21.0%) | $259,134 (-9.4%) | 0.00 | 78 |
| 2024-09-01 | $218,475 (-12.4%) | $274,358 (0.5%) | 0.00 | 75 |
| 2024-10-01 | $218,450 (5.4%) | $255,505 (6.9%) | 0.00 | 75 |
| 2024-11-01 | $226,900 (11.1%) | $253,864 (5.0%) | 0.00 | 74 |
Kingsville's median listing price comes in at 0% of the national average.
Kingsville's average listing price for 2024-11-01 was $253,864, a difference of $12,001 (5.0%) versus the prior year and $-1,641 versus the prior month.
For the 2024-11-01 period, Kingsville had 74 MLS listings, a difference of -1 listings (-1%) versus the prior month and 3 listings (4%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Kingsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,625 sqft |
| 2018-02-01 | 0 days | 1,623 sqft |
| 2018-03-01 | 0 days | 1,733 sqft |
| 2018-04-01 | 0 days | 1,763 sqft |
| 2018-05-01 | 0 days | 1,766 sqft |
| 2018-06-01 | 0 days | 1,803 sqft |
| 2018-07-01 | 0 days | 1,802 sqft |
| 2018-08-01 | 0 days | 1,759 sqft |
| 2018-09-01 | 0 days | 1,746 sqft |
| 2018-10-01 | 0 days | 1,732 sqft |
| 2018-11-01 | 0 days | 1,701 sqft |
| 2018-12-01 | 0 days | 1,684 sqft |
| 2019-01-01 | 0 days | 1,693 sqft |
| 2019-02-01 | 0 days | 1,633 sqft |
| 2019-03-01 | 0 days | 1,693 sqft |
| 2019-04-01 | 0 days | 1,696 sqft |
| 2019-05-01 | 0 days | 1,572 sqft |
| 2019-06-01 | 0 days | 1,768 sqft |
| 2019-07-01 | 0 days | 1,800 sqft |
| 2019-08-01 | 0 days | 1,727 sqft |
| 2019-09-01 | 0 days | 1,605 sqft |
| 2019-10-01 | 0 days | 1,524 sqft |
| 2019-11-01 | 0 days | 1,575 sqft |
| 2019-12-01 | 0 days | 1,501 sqft |
| 2020-01-01 | 0 days | 1,569 sqft |
| 2020-02-01 | 0 days | 1,688 sqft |
| 2020-03-01 | 0 days | 1,726 sqft |
| 2020-04-01 | 0 days | 1,613 sqft |
| 2020-05-01 | 0 days | 1,619 sqft |
| 2020-06-01 | 0 days | 1,738 sqft |
| 2020-07-01 | 0 days | 1,722 sqft |
| 2020-08-01 | 0 days | 1,728 sqft |
| 2020-09-01 | 0 days | 1,584 sqft |
| 2020-10-01 | 0 days | 1,595 sqft |
| 2020-11-01 | 0 days | 1,645 sqft |
| 2020-12-01 | 0 days | 1,608 sqft |
| 2021-01-01 | 0 days | 1,579 sqft |
| 2021-02-01 | 0 days | 1,571 sqft |
| 2021-03-01 | 0 days | 1,656 sqft |
| 2021-04-01 | 0 days | 1,618 sqft |
| 2021-05-01 | 0 days | 1,701 sqft |
| 2021-06-01 | 0 days | 1,723 sqft |
| 2021-07-01 | 0 days | 1,560 sqft |
| 2021-08-01 | 0 days | 1,640 sqft |
| 2021-09-01 | 0 days | 1,544 sqft |
| 2021-10-01 | 0 days | 1,585 sqft |
| 2021-11-01 | 0 days | 1,771 sqft |
| 2021-12-01 | 0 days | 1,539 sqft |
| 2022-01-01 | 0 days | 1,440 sqft |
| 2022-02-01 | 0 days | 1,508 sqft |
| 2022-03-01 | 0 days | 1,589 sqft |
| 2022-04-01 | 0 days | 1,670 sqft |
| 2022-05-01 | 0 days | 1,602 sqft |
| 2022-06-01 | 0 days | 1,659 sqft |
| 2022-07-01 | 0 days | 1,688 sqft |
| 2022-08-01 | 0 days | 1,693 sqft |
| 2022-09-01 | 0 days | 1,723 sqft |
| 2022-10-01 | 0 days | 1,718 sqft |
| 2022-11-01 | 0 days | 1,691 sqft |
| 2022-12-01 | 0 days | 1,687 sqft |
| 2023-01-01 | 0 days | 1,713 sqft |
| 2023-02-01 | 0 days | 1,684 sqft |
| 2023-03-01 | 0 days | 1,648 sqft |
| 2023-04-01 | 0 days | 1,609 sqft |
| 2023-05-01 | 0 days | 1,631 sqft |
| 2023-06-01 | 0 days | 1,701 sqft |
| 2023-07-01 | 0 days | 1,695 sqft |
| 2023-08-01 | 0 days | 1,708 sqft |
| 2023-09-01 | 0 days | 1,663 sqft |
| 2023-10-01 | 0 days | 1,601 sqft |
| 2023-11-01 | 0 days | 1,585 sqft |
| 2023-12-01 | 0 days | 1,505 sqft |
| 2024-01-01 | 0 days | 1,458 sqft |
| 2024-02-01 | 0 days | 1,449 sqft |
| 2024-03-01 | 0 days | 1,523 sqft |
| 2024-04-01 | 0 days | 1,566 sqft |
| 2024-05-01 | 0 days | 1,600 sqft |
| 2024-06-01 | 0 days | 1,636 sqft |
| 2024-07-01 | 0 days | 1,612 sqft |
| 2024-08-01 | 0 days | 1,605 sqft |
| 2024-09-01 | 0 days | 1,590 sqft |
| 2024-10-01 | 0 days | 1,605 sqft |
| 2024-11-01 | 0 days | 1,546 sqft |
Kingsville's median square footage for active listings during the 2024-11-01 period was 1,546 sqft. One year prior, the average listing was 1,585 sqft.