San Angelo USDA Loan Rates, Closing Costs & Stats

SAN ANGELO, TX

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    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    San Angelo's 1 lenders originated 1 USDA loans during 2023. The total origination value was $145,000, with an average USDA loan value of $145,000.

    San Angelo USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in San Angelo averaged 6.33% for the week of 2024-12-13, compared to the national average (all USDA variants) of 6.303% for the same period.

    San Angelo's average USDA mortgage closing costs are $4,986.

    The average rate for the prior week (2024-12-06) was 6.47% and one month ago for the week of 2024-11-08, the average rate was 6.28%.

    The average rate one year ago was 6.75%.

    For refis of the same type during the week of 2024-12-13, the average rate was 6.4%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    San Angelo USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the San Angelo level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    MORTGAGE FINANCIAL SERVICES, LLC 1 6.50% $5,494

    The lowest fee San Angelo USDA lenders (with over 10 loans originated) are .

    The lowest rate San Angelo USDA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - San Angelo (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $193,500 (-5.1%) $259,929 (0.6%) 0.00 492
    2018-02-01 $194,250 (-3.8%) $269,853 (5.6%) 0.00 455
    2018-03-01 $199,000 (-2.9%) $274,516 (6.1%) 0.00 448
    2018-04-01 $217,950 (7.6%) $296,002 (14.7%) 0.00 413
    2018-05-01 $219,450 (11.0%) $298,940 (18.3%) 0.00 388
    2018-06-01 $217,950 (10.0%) $293,301 (16.1%) 0.00 415
    2018-07-01 $200,200 (1.1%) $280,454 (9.8%) 0.00 435
    2018-08-01 $216,000 (9.2%) $286,975 (11.0%) 0.00 444
    2018-09-01 $224,900 (14.2%) $293,678 (13.9%) 0.00 455
    2018-10-01 $224,900 (15.3%) $298,724 (18.3%) 0.00 443
    2018-11-01 $216,525 (11.0%) $294,076 (14.9%) 0.00 441
    2018-12-01 $210,000 (6.6%) $295,512 (12.5%) 0.00 407
    2019-01-01 $211,725 (9.4%) $283,416 (9.0%) 0.00 409
    2019-02-01 $222,413 (14.5%) $291,622 (8.1%) 0.00 396
    2019-03-01 $229,349 (15.3%) $301,425 (9.8%) 0.00 387
    2019-04-01 $240,924 (10.5%) $309,528 (4.6%) 0.00 390
    2019-05-01 $249,900 (13.9%) $316,786 (6.0%) 0.00 373
    2019-06-01 $249,900 (14.7%) $322,701 (10.0%) 0.00 340
    2019-07-01 $248,950 (24.4%) $323,569 (15.4%) 0.00 336
    2019-08-01 $253,545 (17.4%) $332,790 (16.0%) 0.00 334
    2019-09-01 $245,364 (9.1%) $331,833 (13.0%) 0.00 333
    2019-10-01 $234,475 (4.3%) $326,227 (9.2%) 0.00 340
    2019-11-01 $236,000 (9.0%) $321,910 (9.5%) 0.00 341
    2019-12-01 $237,975 (13.3%) $323,910 (9.6%) 0.00 329
    2020-01-01 $248,475 (17.4%) $322,255 (13.7%) 0.00 312
    2020-02-01 $256,900 (15.5%) $325,603 (11.7%) 0.00 300
    2020-03-01 $264,975 (15.5%) $334,379 (10.9%) 0.00 289
    2020-04-01 $264,725 (9.9%) $329,410 (6.4%) 0.00 311
    2020-05-01 $274,900 (10.0%) $353,475 (11.6%) 0.00 263
    2020-06-01 $277,975 (11.2%) $365,166 (13.2%) 0.00 246
    2020-07-01 $276,675 (11.1%) $374,731 (15.8%) 0.00 239
    2020-08-01 $265,000 (4.5%) $351,777 (5.7%) 0.00 236
    2020-09-01 $255,500 (4.1%) $343,637 (3.6%) 0.00 210
    2020-10-01 $267,450 (14.1%) $353,369 (8.3%) 0.00 208
    2020-11-01 $270,000 (14.4%) $354,607 (10.2%) 0.00 207
    2020-12-01 $258,200 (8.5%) $344,715 (6.4%) 0.00 211
    2021-01-01 $265,400 (6.8%) $348,623 (8.2%) 0.00 184
    2021-02-01 $264,400 (2.9%) $365,778 (12.3%) 0.00 167
    2021-03-01 $257,500 (-2.8%) $383,104 (14.6%) 0.00 146
    2021-04-01 $279,950 (5.8%) $421,712 (28.0%) 0.00 134
    2021-05-01 $274,500 (-0.2%) $412,822 (16.8%) 0.00 140
    2021-06-01 $270,000 (-2.9%) $406,541 (11.3%) 0.00 149
    2021-07-01 $245,000 (-11.5%) $359,473 (-4.1%) 0.00 197
    2021-08-01 $247,225 (-6.7%) $342,247 (-2.7%) 0.00 222
    2021-09-01 $255,000 (-0.2%) $366,429 (6.6%) 0.00 228
    2021-10-01 $258,000 (-3.5%) $376,317 (6.5%) 0.00 226
    2021-11-01 $266,000 (-1.5%) $373,098 (5.2%) 0.00 233
    2021-12-01 $262,250 (1.6%) $367,163 (6.5%) 0.00 208
    2022-01-01 $263,250 (-0.8%) $358,225 (2.8%) 0.00 202
    2022-02-01 $268,475 (1.5%) $366,554 (0.2%) 0.00 174
    2022-03-01 $279,675 (8.6%) $372,897 (-2.7%) 0.00 166
    2022-04-01 $259,950 (-7.1%) $355,276 (-15.8%) 0.00 166
    2022-05-01 $288,000 (4.9%) $357,227 (-13.5%) 0.00 190
    2022-06-01 $276,000 (2.2%) $342,605 (-15.7%) 0.00 260
    2022-07-01 $265,000 (8.2%) $314,098 (-12.6%) 0.00 312
    2022-08-01 $265,000 (7.2%) $316,829 (-7.4%) 0.00 341
    2022-09-01 $278,000 (9.0%) $330,889 (-9.7%) 0.00 357
    2022-10-01 $279,000 (8.1%) $326,927 (-13.1%) 0.00 367
    2022-11-01 $299,900 (12.7%) $351,302 (-5.8%) 0.00 378
    2022-12-01 $299,900 (14.4%) $356,775 (-2.8%) 0.00 363
    2023-01-01 $301,450 (14.5%) $363,699 (1.5%) 0.00 347
    2023-02-01 $309,925 (15.4%) $356,823 (-2.7%) 0.00 311
    2023-03-01 $310,975 (11.2%) $366,919 (-1.6%) 0.00 291
    2023-04-01 $325,000 (25.0%) $393,733 (10.8%) 0.00 278
    2023-05-01 $331,900 (15.2%) $405,478 (13.5%) 0.00 309
    2023-06-01 $322,463 (16.8%) $391,598 (14.3%) 0.00 321
    2023-07-01 $322,450 (21.7%) $385,107 (22.6%) 0.00 335
    2023-08-01 $319,950 (20.7%) $388,083 (22.5%) 0.00 337
    2023-09-01 $315,000 (13.3%) $382,462 (15.6%) 0.00 328
    2023-10-01 $297,300 (6.6%) $363,904 (11.3%) 0.00 392
    2023-11-01 $287,125 (-4.3%) $365,091 (3.9%) 0.00 375
    2023-12-01 $285,000 (-5.0%) $363,410 (1.9%) 0.00 405
    2024-01-01 $284,000 (-5.8%) $358,410 (-1.5%) 0.00 401
    2024-02-01 $288,750 (-6.8%) $364,085 (2.0%) 0.00 382
    2024-03-01 $298,750 (-3.9%) $370,784 (1.1%) 0.00 395
    2024-04-01 $299,000 (-8.0%) $371,089 (-5.8%) 0.00 411
    2024-05-01 $299,900 (-9.6%) $368,368 (-9.2%) 0.00 429
    2024-06-01 $299,500 (-7.1%) $358,854 (-8.4%) 0.00 477
    2024-07-01 $303,900 (-5.8%) $368,160 (-4.4%) 0.00 487
    2024-08-01 $299,000 (-6.6%) $374,054 (-3.6%) 0.00 532
    2024-09-01 $299,450 (-4.9%) $370,459 (-3.1%) 0.00 566
    2024-10-01 $299,675 (0.8%) $373,135 (2.5%) 0.00 590
    2024-11-01 $307,400 (7.1%) $373,963 (2.4%) 0.00 565
    San Angelo's median listing price for 2024-11-01 was $307,400, a difference of $20,275 (7.1%) versus the prior year and $7,725 versus the prior month.

    San Angelo's median listing price comes in at 0% of the national average.

    San Angelo's average listing price for 2024-11-01 was $373,963, a difference of $8,872 (2.4%) versus the prior year and $828 versus the prior month.

    For the 2024-11-01 period, San Angelo had 565 MLS listings, a difference of -25 listings (-4%) versus the prior month and 190 listings (51%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - San Angelo (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,847 sqft
    2018-02-01 0 days 1,867 sqft
    2018-03-01 0 days 1,874 sqft
    2018-04-01 0 days 1,912 sqft
    2018-05-01 0 days 1,914 sqft
    2018-06-01 0 days 1,924 sqft
    2018-07-01 0 days 1,882 sqft
    2018-08-01 0 days 1,899 sqft
    2018-09-01 0 days 1,932 sqft
    2018-10-01 0 days 1,952 sqft
    2018-11-01 0 days 1,949 sqft
    2018-12-01 0 days 1,940 sqft
    2019-01-01 0 days 1,896 sqft
    2019-02-01 0 days 1,881 sqft
    2019-03-01 0 days 1,922 sqft
    2019-04-01 0 days 1,980 sqft
    2019-05-01 0 days 2,003 sqft
    2019-06-01 0 days 1,973 sqft
    2019-07-01 0 days 1,975 sqft
    2019-08-01 0 days 1,997 sqft
    2019-09-01 0 days 1,981 sqft
    2019-10-01 0 days 1,946 sqft
    2019-11-01 0 days 1,909 sqft
    2019-12-01 0 days 1,868 sqft
    2020-01-01 0 days 1,892 sqft
    2020-02-01 0 days 1,952 sqft
    2020-03-01 0 days 1,998 sqft
    2020-04-01 0 days 1,977 sqft
    2020-05-01 0 days 2,039 sqft
    2020-06-01 0 days 2,050 sqft
    2020-07-01 0 days 1,994 sqft
    2020-08-01 0 days 1,922 sqft
    2020-09-01 0 days 1,886 sqft
    2020-10-01 0 days 1,960 sqft
    2020-11-01 0 days 1,956 sqft
    2020-12-01 0 days 1,873 sqft
    2021-01-01 0 days 1,830 sqft
    2021-02-01 0 days 1,890 sqft
    2021-03-01 0 days 1,977 sqft
    2021-04-01 0 days 1,988 sqft
    2021-05-01 0 days 1,904 sqft
    2021-06-01 0 days 1,904 sqft
    2021-07-01 0 days 1,858 sqft
    2021-08-01 0 days 1,836 sqft
    2021-09-01 0 days 1,878 sqft
    2021-10-01 0 days 1,913 sqft
    2021-11-01 0 days 1,863 sqft
    2021-12-01 0 days 1,904 sqft
    2022-01-01 0 days 1,828 sqft
    2022-02-01 0 days 1,827 sqft
    2022-03-01 0 days 1,890 sqft
    2022-04-01 0 days 1,788 sqft
    2022-05-01 0 days 1,766 sqft
    2022-06-01 0 days 1,803 sqft
    2022-07-01 0 days 1,784 sqft
    2022-08-01 0 days 1,800 sqft
    2022-09-01 0 days 1,815 sqft
    2022-10-01 0 days 1,850 sqft
    2022-11-01 0 days 1,867 sqft
    2022-12-01 0 days 1,844 sqft
    2023-01-01 0 days 1,880 sqft
    2023-02-01 0 days 1,872 sqft
    2023-03-01 0 days 1,886 sqft
    2023-04-01 0 days 1,950 sqft
    2023-05-01 0 days 1,950 sqft
    2023-06-01 0 days 1,903 sqft
    2023-07-01 0 days 1,914 sqft
    2023-08-01 0 days 1,895 sqft
    2023-09-01 0 days 1,872 sqft
    2023-10-01 0 days 1,754 sqft
    2023-11-01 0 days 1,770 sqft
    2023-12-01 0 days 1,774 sqft
    2024-01-01 0 days 1,746 sqft
    2024-02-01 0 days 1,743 sqft
    2024-03-01 0 days 1,800 sqft
    2024-04-01 0 days 1,834 sqft
    2024-05-01 0 days 1,796 sqft
    2024-06-01 0 days 1,796 sqft
    2024-07-01 0 days 1,836 sqft
    2024-08-01 0 days 1,813 sqft
    2024-09-01 0 days 1,793 sqft
    2024-10-01 0 days 1,788 sqft
    2024-11-01 0 days 1,801 sqft
    San Angelo's median listing age (time on market) for 2024-11-01 was 0 days.

    San Angelo's median square footage for active listings during the 2024-11-01 period was 1,801 sqft. One year prior, the average listing was 1,770 sqft.