Anaheim VA Loans

ANAHEIM-SANTA ANA-IRVINE, CA

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Anaheim's 184 lenders originated 4,599 VA loans during 2021. The total origination value was $2,912,595,000, with an average VA loan value of $633,311.

Anaheim VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Anaheim averaged 4.77% for the week of 2022-03-25, compared to the national average (all VA variants) of 4.399% for the same period.

The average rate for the prior week (2022-03-18) was 4.35% and one month ago for the week of 2022-02-18, the average rate was 4.06%.

The average rate one year ago was 3.14%.

For refis of the same type during the week of 2022-03-25, the average rate was 4.56%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Anaheim VA Loan Lenders by Rates & Fees

The below table looks at the average fees and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Anaheim level.

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 603 2.34% $6,343
UNITED WHOLESALE MORTGAGE, LLC 393 2.47% $9,110
FREEDOM MORTGAGE CORPORATION 307 2.32% $4,777
LOANDEPOT.COM, LLC 295 2.38% $6,896
PENNYMAC LOAN SERVICES, LLC 264 2.28% $9,577
HOME POINT FINANCIAL CORPORATION 169 2.39% $8,227
Mortgage Research Center, LLC 137 2.70% $11,859
NAVY FEDERAL CREDIT UNION 126 2.43% $8,773
CALIBER HOME LOANS, INC. 123 2.46% $10,748
BROKER SOLUTIONS, INC. 111 2.51% $9,605
AMERICAN FINANCIAL NETWORK, INC. 74 2.56% $16,812
LAKEVIEW LOAN SERVICING, LLC 72 2.47% $3,452
VILLAGE CAPITAL & INVESTMENT LLC 61 2.20% $5,903
CROSSCOUNTRY MORTGAGE, LLC 55 2.59% $15,477
The Federal Savings Bank 52 2.37% $11,833
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 49 2.63% $10,428
GUARANTEED RATE, INC. 46 2.51% $9,072
NEW DAY FINANCIAL, LLC 41 2.71% $12,874
CLEARPATH LENDING 40 2.19% $6,909
CMG MORTGAGE, INC. 37 2.58% $12,267
Mr. Cooper ( Nationstar Mortgage ) 37 2.52% $5,663
NEWREZ LLC 37 2.63% $7,161
AMERICAN PACIFIC MORTGAGE CORPORATION 35 2.62% $12,030
FINANCE OF AMERICA MORTGAGE LLC 34 2.42% $9,181
Wells Fargo Bank 32 2.56% $7,263
SUN WEST MORTGAGE COMPANY, INC. 27 2.42% $10,526
Flagstar Bank, FSB 25 2.54% $8,298
PLAZA HOME MORTGAGE, INC. 25 2.40% $5,287
HOMEBRIDGE FINANCIAL SERVICES, INC. 23 2.45% $19,005
OCMBC, INC. 21 2.55% $12,012
MORTGAGEONE, INC. 20 2.49% $6,568
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 20 2.49% $15,017
USAA Federal Savings Bank 19 2.91% $6,351
InterContinental Capital Group, Inc 19 2.35% $4,632
First Guaranty Mortgage Corporation 19 2.57% $13,415
North American Savings Bank, F.S.B. 19 2.30% $3,238
PLANET HOME LENDING, LLC 19 2.32% $3,331
Prime Choice Funding Inc. 18 2.38% $3,368
Lakeview Community Capital, LLC 18 2.45% $3,197
Carrington Mortgage Services, LLC 17 2.65% $7,037
PENTAGON FEDERAL CREDIT UNION 17 2.32% $9,576
CELEBRITY HOME LOANS, LLC 17 2.68% $9,877
SOVEREIGN LENDING GROUP INCORPORATED 17 2.49% $7,283
JMJ FINANCIAL GROUP 16 2.48% $11,675
NBKC BANK 16 2.46% $6,066
MOVEMENT MORTGAGE, LLC 16 2.61% $9,395
GUARANTEED RATE AFFINITY, LLC 14 2.38% $9,896
NETWORK CAPITAL FUNDING CORPORATION 14 2.48% $6,314
LENDUS, LLC 14 2.42% $11,674
NATIONS DIRECT MORTGAGE, LLC 14 2.43% $13,259
Barrington Bank & Trust Company, N.A. 14 2.51% $7,125
Equity Prime Mortgage LLC 13 2.72% $11,019
BNC National Bank 12 2.28% $4,060
GUILD MORTGAGE COMPANY 12 2.48% $8,406
Paramount Residential Mortgage Group, Inc. 12 2.60% $9,156
PRIMELENDING, A PLAINSCAPITAL COMPANY 12 2.77% $12,777
ONY GLO, INC. 12 2.58% $6,105
ARK-LA-TEX FINANCIAL SERVICES, LLC. 11 2.45% $9,972
Watermark Capital, Inc. 10 2.59% $8,766
MUTUAL OF OMAHA MORTGAGE, INC. 10 2.39% $11,003
LADERA LENDING, INC. 10 2.75% $12,349
AMERISAVE MORTGAGE CORPORATION 10 2.38% $7,859
Commerce Home Mortgage, Inc. 10 2.60% $7,403
Home Mortgage Alliance Corp 9 2.49% $7,342
STEARNS LENDING, LLC 9 2.43% $7,152
MEGA CAPITAL FUNDING, INC. 9 2.51% $7,224
MONARCH FUNDING CORP. 8 2.66% $7,904
Strong Home Mortgage, LLC 8 2.47% $4,874
Golden Empire Mortgage, Inc. 8 2.73% $6,476
NP, Inc. 8 2.31% $6,336
Low VA Rates, LLC 7 2.54% $8,912
DATA MORTGAGE, INC. 7 2.61% $6,416
Sierra Pacific Mortgage Company, Inc. 7 2.75% $12,245
ACADEMY MORTGAGE CORPORATION 7 2.79% $13,612
KBHS HOME LOANS, LLC 6 2.75% $6,172
IMPAC MORTGAGE CORP. 6 2.52% $13,616
WESTERN EXPRESS LENDING 6 2.52% $1,674
Northpointe Bank 6 2.42% $8,814
U.S. Bank 5 2.65% $17,966
Hometown Equity Mortgage, LLC 5 2.73% $9,331
CALCULATED RISK ANALYTICS LLC 5 2.85% $6,423
AHL FUNDING 5 2.55% $18,665
MUFG Union Bank 5 2.25% $1,399
Magnolia Bank 5 2.45% $15,115
HOMEOWNERS FIRST MORTGAGE, LLC 5 2.80% $5,106
HOMESIDE FINANCIAL, LLC 5 2.55% $4,592
THRIVE MORTGAGE, LLC 4 2.72% $5,982
Franklin Loan Corporation 4 2.81% $11,930
BAY EQUITY LLC 4 2.72% $4,415
ROUNDPOINT MORTGAGE SERVICING CORPORATION 4 2.78% $19,045
HighTechLending Inc 4 2.38% $11,547
S&S Financial 4 2.50% $3,298
Prosperity Home Mortgage, LLC 4 2.41% $4,327
JMAC LENDING, INC. 3 2.42% $11,014
BECKAM FUNDING CORP. 3 2.63% $10,000
Hometown Lenders, Inc. 3 2.67% $5,545
INTERCAP LENDING INC. 3 2.42% $5,264
CUSTOMER SERVICE MORTGAGE CORPORATION 3 2.50% $35,791
INTERNATIONAL CITY MORTGAGE, INC. 3 2.58% $14,032
Amerifirst Financial, Inc. 3 2.79% $2,376
Wyndham Capital Mortgage, Inc. 3 2.42% $5,311
DIGNIFIED HOME LOANS, LLC 3 2.46% $11,979
SUMMIT FUNDING, INC. 3 2.96% $2,992
GENEVA FINANCIAL, LLC 3 2.75% $21,532
Meridian Bank Corporation 3 2.29% $10,315
Nations Lending Corporation 3 3.13% $28,761
SRE MORTGAGE ALLIANCE INC. 2 2.25% $4,701
ACCELERATE MORTGAGE, LLC 2 2.00% $12,657
ALL WESTERN MORTGAGE, INC. 2 3.56% $19,649
AMERIFIRST FINANCIAL CORPORATION 2 2.44% $10,408
Century Mortgage Company DBA Century Lending Company 2 2.63% $15,850
CORNERSTONE HOME LENDING, INC. 2 2.88% $3,096
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 2 2.63% $15,261
FirstBank 2 2.44% $3,517
FIRST CENTENNIAL MORTGAGE CORPORATION 2 2.25% $4,785
First Federal Bank of Kansas City 2 2.50% $7,404
First Home Bank 2 2.56% $6,258
ISERVE RESIDENTIAL LENDING, LLC 2 3.00% $39,558
KS StateBank 2 2.38% $3,837
LOANPAL, LLC 2 2.63% $5,906
MORTGAGE CAPITAL PARTNERS, INC. 2 2.75% $20,377
MOUNTAIN WEST FINANCIAL, INC. 2 2.88% $11,286
NATIONWIDE MORTGAGE BANKERS, INC. 2 2.56% $10,744
NFM, INC. 2 2.88% $9,508
OPEN MORTGAGE, LLC 2 2.25% $5,624
PANORAMA MORTGAGE GROUP, LLC 2 2.45% $5,157
RESIDENTIAL WHOLESALE MORTGAGE, INC. 2 2.56% $5,264
San Diego Funding 2 2.50% $15,859
South Pacific Financial Corporation 2 2.69% $28,871
Sunflower Bank 2 2.68% $9,113
TJC Mortgage, Inc. 2 2.25% $6,564
MASON MCDUFFIE MORTGAGE CORPORATION 1 2.25% $12,006
MANN FINANCIAL INC. 1 2.50% $8,715
NOVA FINANCIAL & INVESTMENT CORPORATION 1 2.25% $8,237
LOANLEADERS OF AMERICA, INC. 1 2.25% $2,982
OAKTREE FUNDING CORP. 1 2.50% $4,412
LIBERTY HOME MORTGAGE CORPORATION 1 2.75% $20,150
LENOX FINANCIAL MORTGAGE CORPORATION 1 2.25% $6,207
VISION ONE MORTGAGE, INC. 1 2.25% $5,447
CHERRY CREEK MORTGAGE, LLC 1 2.25% $1,656
KELLER MORTGAGE, LLC 1 2.25% $4,897
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 2.88% $26,871
HOME APPROVALS DIRECT, INC. 1 2.38% $2,984
People's Bank of Commerce 1 2.25% $3,709
GUARANTY HOME MORTGAGE CORPORATION 1 2.50% $15,834
GSF Mortgage Corporation 1 2.25% $3,077
PREMIER LENDING, INC. 1 2.38% $19,104
GRANDE HOMES, INC. 1 2.75% $5,128
Goldwater Bank, N.A. 1 2.38% $28,367
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 2.25% $2,295
GOLDEN WEST ALLIANCE, INC. 1 3.25% $18,120
RESIDENTIAL BANCORP. 1 3.13% $11,877
BEST CAPITAL FUNDING 1 2.38% $9,200
FRONTWAVE 1 2.38% $17,006
AMCAP MORTGAGE, LTD. 1 3.13% $8,664
Shea Mortgage Inc. 1 2.75% $869
First Savings Bank 1 2.25% $10,671
SKYONE Federal Credit Union 1 2.38% $17,595
West Town Bank & Trust 1 3.13% $25,949
FIRST NATIONS HOME FINANCE CORPORATION 1 2.38% $6,414
ABSOLUTE HOME MORTGAGE CORPORATION 1 2.25% $4,513
First National Bank Texas 1 2.75% $5,222
First Mortgage Solutions, LLC 1 2.25% $14,780
ST FIN CORP 1 3.00% $14,001
FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 2.50% $2,679
First Federal Bank 1 2.75% $9,193
Alerus Financial 1 2.38% $5,519
First Bank 1 2.63% $4,262
EAGLE HOME MORTGAGE, LLC 1 3.25% $4,068
DRAPER AND KRAMER MORTGAGE CORP. 1 2.25% $3,402
ZILLOW HOME LOANS, LLC 1 2.25% $4,434
United Fidelity Funding Corp. 1 2.38% $5,392
Community First National Bank 1 2.25% $3,556
COASTAL FUNDING SLC, INC. 1 2.75% $499
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 2.50% $2,673
VAN DYK MORTGAGE CORPORATION 1 3.13% $26,136
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 2.75% $3,999
MORTGAGE 2000, INC. 1 2.38% $3,667
Neighborhood Loans, Inc. 1 2.88% $18,426
MID AMERICA MORTGAGE, INC. 1 2.25% $70
MICHIGAN MUTUAL, INC. 1 2.75% $16,380
MEMBER FIRST MORTGAGE, LLC 1 2.63% $23,536
NexBank 1 2.75% $5,150
Citizens Bank 1 2.75% $5,439

The top Anaheim VA lender as defined by loan originations is QUICKEN LOANS, LLC, with 603 VA loans originated. Their average total fees are $6,343, which is $2,766 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Anaheim VA lenders (with over 10 loans originated) are Lakeview Community Capital, LLC ($3,197), North American Savings Bank, F.S.B. ($3,238), PLANET HOME LENDING, LLC ($3,331), Prime Choice Funding Inc. ($3,368) and LAKEVIEW LOAN SERVICING, LLC ($3,452).

The lowest rate Anaheim VA lenders (with over 10 loans originated) are CLEARPATH LENDING (2.19%), VILLAGE CAPITAL & INVESTMENT LLC (2.20%), PENNYMAC LOAN SERVICES, LLC (2.28%), BNC National Bank (2.28%) and North American Savings Bank, F.S.B. (2.30%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Anaheim (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $750,000 (7.2%) $1,704,827 (13.9%) 2.76 13,152
2018-02-01 $759,000 (5.2%) $1,690,988 (10.1%) 2.74 14,314
2018-03-01 $780,525 (4.2%) $1,685,936 (5.9%) 2.70 15,072
2018-04-01 $799,650 (4.5%) $1,679,819 (4.4%) 2.68 16,519
2018-05-01 $799,000 (2.4%) $1,674,828 (3.3%) 2.66 17,879
2018-06-01 $799,000 (2.6%) $1,655,352 (3.0%) 2.66 19,472
2018-07-01 $789,900 (1.9%) $1,620,030 (2.3%) 2.63 21,054
2018-08-01 $764,450 (1.9%) $1,557,509 (-1.0%) 2.55 22,044
2018-09-01 $749,900 (0.0%) $1,527,636 (-2.9%) 2.51 23,032
2018-10-01 $747,000 (-0.3%) $1,521,712 (-5.2%) 2.50 23,786
2018-11-01 $736,500 (-1.8%) $1,510,278 (-7.1%) 2.47 23,801
2018-12-01 $725,000 (-3.3%) $1,532,443 (-9.6%) 2.48 21,112
2019-01-01 $719,450 (-4.1%) $1,531,943 (-10.1%) 2.48 19,800
2019-02-01 $727,450 (-4.2%) $1,561,643 (-7.7%) 2.44 20,330
2019-03-01 $755,238 (-3.2%) $1,601,897 (-5.0%) 2.46 20,590
2019-04-01 $777,944 (-2.7%) $1,626,218 (-3.2%) 2.45 20,862
2019-05-01 $796,500 (-0.3%) $1,662,469 (-0.7%) 2.45 22,084
2019-06-01 $799,000 (0.0%) $1,649,945 (-0.3%) 2.46 22,395
2019-07-01 $801,408 (1.5%) $1,660,124 (2.5%) 2.49 22,744
2019-08-01 $805,466 (5.4%) $1,682,605 (8.0%) 2.53 22,104
2019-09-01 $808,558 (7.8%) $1,713,091 (12.1%) 2.57 21,250
2019-10-01 $814,028 (9.0%) $1,729,224 (13.6%) 2.60 20,218
2019-11-01 $799,999 (8.6%) $1,771,138 (17.3%) 2.58 18,278
2019-12-01 $819,500 (13.0%) $1,880,098 (22.7%) 2.73 14,599
2020-01-01 $825,000 (14.7%) $1,923,283 (25.6%) 2.75 13,119
2020-02-01 $897,887 (23.4%) $2,042,529 (30.8%) 2.90 13,041
2020-03-01 $938,950 (24.3%) $2,071,651 (29.3%) 2.93 12,997
2020-04-01 $862,500 (10.9%) $1,861,886 (14.5%) 2.69 13,560
2020-05-01 $879,000 (10.4%) $1,832,228 (10.2%) 2.66 15,392
2020-06-01 $939,000 (17.5%) $1,969,985 (19.4%) 2.74 15,247
2020-07-01 $959,500 (19.7%) $2,048,055 (23.4%) 2.75 14,680
2020-08-01 $974,000 (20.9%) $2,044,766 (21.5%) 2.78 14,472
2020-09-01 $987,495 (22.1%) $2,130,769 (24.4%) 2.82 14,657
2020-10-01 $985,000 (21.0%) $2,137,090 (23.6%) 2.81 14,901
2020-11-01 $997,000 (24.6%) $2,208,662 (24.7%) 2.85 14,544
2020-12-01 $999,000 (21.9%) $2,308,568 (22.8%) 2.93 12,120
2021-01-01 $999,000 (21.1%) $2,398,286 (24.7%) 2.94 10,444
2021-02-01 $999,950 (11.4%) $2,459,500 (20.4%) 2.88 10,081
2021-03-01 $999,495 (6.5%) $2,455,623 (18.5%) 2.80 9,700
2021-04-01 $988,750 (14.6%) $2,369,842 (27.3%) 2.66 9,754
2021-05-01 $959,000 (9.1%) $2,283,691 (24.6%) 2.52 9,755
2021-06-01 $955,000 (1.7%) $2,255,008 (14.5%) 2.48 10,213
2021-07-01 $949,500 (-1.0%) $2,191,399 (7.0%) 2.47 11,049
2021-08-01 $899,500 (-7.7%) $2,110,119 (3.2%) 2.36 11,229
2021-09-01 $899,450 (-8.9%) $2,098,742 (-1.5%) 2.37 10,705
2021-10-01 $899,000 (-8.7%) $2,134,314 (-0.1%) 2.37 10,232
2021-11-01 $899,000 (-9.8%) $2,176,716 (-1.5%) 2.37 9,090
2021-12-01 $897,000 (-10.2%) $2,299,565 (-0.4%) 2.39 7,266
2022-01-01 $899,000 (-10.0%) $2,438,265 (1.7%) 2.40 6,201
Anaheim's median listing price for 2022-01-01 was $899,000, a difference of $-100,000 (-10.0%) versus the prior year and $2,000 versus the prior month.

Anaheim's median listing price comes in at 240% of the national average.

Anaheim's average listing price for 2022-01-01 was $2,438,265, a difference of $39,979 (1.7%) versus the prior year and $138,700 versus the prior month.

For the 2022-01-01 period, Anaheim had 6,201 MLS listings, a difference of -1,065 listings (-15%) versus the prior month and -4,243 listings (-41%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Anaheim (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 48 days 1,859 sqft
2018-02-01 30 days 1,867 sqft
2018-03-01 31 days 1,881 sqft
2018-04-01 32 days 1,907 sqft
2018-05-01 31 days 1,916 sqft
2018-06-01 33 days 1,909 sqft
2018-07-01 36 days 1,899 sqft
2018-08-01 37 days 1,851 sqft
2018-09-01 40 days 1,822 sqft
2018-10-01 41 days 1,799 sqft
2018-11-01 45 days 1,777 sqft
2018-12-01 54 days 1,759 sqft
2019-01-01 57 days 1,751 sqft
2019-02-01 41 days 1,758 sqft
2019-03-01 45 days 1,796 sqft
2019-04-01 43 days 1,833 sqft
2019-05-01 43 days 1,863 sqft
2019-06-01 45 days 1,879 sqft
2019-07-01 47 days 1,894 sqft
2019-08-01 47 days 1,884 sqft
2019-09-01 52 days 1,873 sqft
2019-10-01 51 days 1,870 sqft
2019-11-01 53 days 1,864 sqft
2019-12-01 62 days 1,865 sqft
2020-01-01 65 days 1,865 sqft
2020-02-01 38 days 1,933 sqft
2020-03-01 38 days 1,965 sqft
2020-04-01 46 days 1,853 sqft
2020-05-01 56 days 1,864 sqft
2020-06-01 43 days 1,905 sqft
2020-07-01 41 days 1,911 sqft
2020-08-01 39 days 1,892 sqft
2020-09-01 36 days 1,896 sqft
2020-10-01 36 days 1,884 sqft
2020-11-01 43 days 1,868 sqft
2020-12-01 51 days 1,861 sqft
2021-01-01 54 days 1,855 sqft
2021-02-01 36 days 1,846 sqft
2021-03-01 33 days 1,853 sqft
2021-04-01 33 days 1,845 sqft
2021-05-01 34 days 1,808 sqft
2021-06-01 33 days 1,797 sqft
2021-07-01 33 days 1,768 sqft
2021-08-01 33 days 1,735 sqft
2021-09-01 36 days 1,729 sqft
2021-10-01 36 days 1,724 sqft
2021-11-01 40 days 1,725 sqft
2021-12-01 45 days 1,725 sqft
2022-01-01 44 days 1,706 sqft
Anaheim's median listing age (time on market) for 2022-01-01 was 44 days. This is -19% shorter than the same period one year ago.

Anaheim's median square footage for active listings during the 2022-01-01 period was 1,706 sqft. One year prior, the average listing was 1,855 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.