Anaheim VA Loan Rates, Closing Costs & Stats

ANAHEIM-SANTA ANA-IRVINE, CA

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Anaheim VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Anaheim averaged 0% for the week of 2023-11-17, compared to the national average (all VA variants) of 7.057% for the same period.

    Anaheim's average VA mortgage closing costs are $0.

    The average rate for the prior week (2023-11-10) was 0% and one month ago for the week of 2023-10-13, the average rate was 0%.

    The average rate one year ago was 0%.

    For refis of the same type during the week of 2023-11-17, the average rate was 0%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Anaheim VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Anaheim level.

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs

    The lowest fee Anaheim VA lenders (with over 10 loans originated) are .

    The lowest rate Anaheim VA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Anaheim (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $778,750 (9.8%) $1,736,504 (14.7%) 2.89 12,709
    2018-02-01 $789,444 (7.9%) $1,725,793 (11.2%) 2.87 13,762
    2018-03-01 $799,900 (5.8%) $1,721,381 (6.8%) 2.81 14,582
    2018-04-01 $825,000 (6.5%) $1,701,526 (4.8%) 2.80 15,991
    2018-05-01 $824,450 (3.9%) $1,702,166 (4.0%) 2.75 17,287
    2018-06-01 $820,000 (4.3%) $1,686,287 (3.7%) 2.73 18,773
    2018-07-01 $799,975 (2.7%) $1,651,547 (2.9%) 2.67 20,304
    2018-08-01 $784,450 (2.0%) $1,584,772 (-1.3%) 2.63 21,230
    2018-09-01 $769,200 (0.0%) $1,559,038 (-3.0%) 2.59 22,128
    2018-10-01 $762,500 (-0.5%) $1,557,410 (-4.8%) 2.58 22,809
    2018-11-01 $753,500 (-2.1%) $1,549,112 (-6.9%) 2.55 22,803
    2018-12-01 $749,000 (-3.8%) $1,569,118 (-9.7%) 2.58 20,249
    2019-01-01 $741,250 (-4.8%) $1,567,497 (-9.7%) 2.56 18,976
    2019-02-01 $749,450 (-5.1%) $1,602,067 (-7.2%) 2.53 19,544
    2019-03-01 $770,571 (-3.7%) $1,632,503 (-5.2%) 2.52 19,912
    2019-04-01 $798,500 (-3.2%) $1,651,016 (-3.0%) 2.54 20,309
    2019-05-01 $805,000 (-2.4%) $1,679,899 (-1.3%) 2.52 21,471
    2019-06-01 $825,000 (0.6%) $1,677,918 (-0.5%) 2.58 21,742
    2019-07-01 $829,950 (3.8%) $1,689,230 (2.3%) 2.60 22,094
    2019-08-01 $836,091 (6.6%) $1,703,706 (7.5%) 2.65 21,519
    2019-09-01 $837,727 (8.9%) $1,727,483 (10.8%) 2.68 20,561
    2019-10-01 $836,818 (9.8%) $1,750,078 (12.4%) 2.70 19,671
    2019-11-01 $835,000 (10.8%) $1,809,367 (16.8%) 2.74 17,778
    2019-12-01 $845,000 (12.8%) $1,896,057 (20.8%) 2.82 14,152
    2020-01-01 $849,000 (14.5%) $1,956,413 (24.8%) 2.84 12,822
    2020-02-01 $889,000 (18.6%) $1,993,844 (24.5%) 2.91 12,891
    2020-03-01 $908,500 (17.9%) $2,004,069 (22.8%) 2.85 12,819
    2020-04-01 $855,000 (7.1%) $1,829,547 (10.8%) 2.68 13,319
    2020-05-01 $875,000 (8.7%) $1,820,358 (8.4%) 2.66 15,151
    2020-06-01 $917,000 (11.2%) $1,918,493 (14.3%) 2.70 15,155
    2020-07-01 $947,000 (14.1%) $2,002,816 (18.6%) 2.74 14,649
    2020-08-01 $950,000 (13.6%) $2,039,166 (19.7%) 2.72 14,426
    2020-09-01 $949,495 (13.3%) $2,019,549 (16.9%) 2.72 14,546
    2020-10-01 $949,500 (13.5%) $2,028,792 (15.9%) 2.72 14,837
    2020-11-01 $949,500 (13.7%) $2,057,568 (13.7%) 2.78 14,197
    2020-12-01 $949,450 (12.4%) $2,167,414 (14.3%) 2.83 12,033
    2021-01-01 $950,000 (11.9%) $2,271,561 (16.1%) 2.84 10,268
    2021-02-01 $969,000 (9.0%) $2,348,451 (17.8%) 2.82 9,944
    2021-03-01 $970,000 (6.8%) $2,318,254 (15.7%) 2.75 9,753
    2021-04-01 $974,925 (14.0%) $2,285,108 (24.9%) 2.64 9,784
    2021-05-01 $975,000 (11.4%) $2,295,012 (26.1%) 2.59 9,726
    2021-06-01 $966,950 (5.5%) $2,268,145 (18.2%) 2.55 10,228
    2021-07-01 $949,999 (0.3%) $2,184,845 (9.1%) 2.51 11,067
    2021-08-01 $921,223 (-3.0%) $2,131,113 (4.5%) 2.46 11,122
    2021-09-01 $912,100 (-3.9%) $2,120,682 (5.0%) 2.43 10,569
    2021-10-01 $925,000 (-2.6%) $2,167,961 (6.9%) 2.47 10,089
    2021-11-01 $910,000 (-4.2%) $2,219,415 (7.9%) 2.43 8,871
    2021-12-01 $909,725 (-4.2%) $2,347,834 (8.3%) 2.47 7,097
    2022-01-01 $920,000 (-3.2%) $2,487,238 (9.5%) 2.49 6,105
    2022-02-01 $949,019 (-2.1%) $2,521,011 (7.4%) 2.47 6,506
    2022-03-01 $975,000 (0.5%) $2,457,614 (6.0%) 2.44 6,938
    2022-04-01 $980,000 (0.5%) $2,351,919 (2.9%) 2.34 7,541
    2022-05-01 $992,875 (1.8%) $2,244,648 (-2.2%) 2.27 10,013
    2022-06-01 $996,500 (3.1%) $2,152,879 (-5.1%) 2.22 11,977
    2022-07-01 $970,000 (2.1%) $2,020,314 (-7.5%) 2.19 14,722
    2022-08-01 $950,000 (3.1%) $1,962,449 (-7.9%) 2.20 15,038
    2022-09-01 $949,450 (4.1%) $1,976,198 (-6.8%) 2.22 14,466
    2022-10-01 $940,000 (1.6%) $1,966,289 (-9.3%) 2.21 14,600
    2022-11-01 $933,944 (2.6%) $2,000,023 (-9.9%) 2.25 14,345
    2022-12-01 $935,000 (2.8%) $2,089,845 (-11.0%) 2.31 12,280
    2023-01-01 $938,458 (2.0%) $2,182,624 (-12.3%) 2.33 10,562
    2023-02-01 $973,500 (2.6%) $2,408,719 (-4.5%) 2.35 9,824
    2023-03-01 $999,500 (2.5%) $2,533,452 (3.1%) 2.36 9,240
    2023-04-01 $1,099,999 (12.2%) $2,633,826 (12.0%) 2.56 8,854
    2023-05-01 $1,150,222 (15.9%) $2,688,766 (19.8%) 2.61 9,036
    2023-06-01 $1,172,450 (17.7%) $2,666,379 (23.9%) 2.63 9,489
    2023-07-01 $1,195,000 (23.2%) $2,668,889 (32.1%) 2.72 9,992
    2023-08-01 $1,162,500 (22.4%) $2,581,695 (31.6%) 2.67 10,503
    2023-09-01 $1,175,000 (23.8%) $2,578,895 (30.5%) 2.74 10,611
    2023-10-01 $1,159,000 (23.3%) $2,526,260 (28.5%) 2.73 11,224
    Anaheim's median listing price for 2023-10-01 was $1,159,000, a difference of $219,000 (23.3%) versus the prior year and $-16,000 versus the prior month.

    Anaheim's median listing price comes in at 273% of the national average.

    Anaheim's average listing price for 2023-10-01 was $2,526,260, a difference of $559,971 (28.5%) versus the prior year and $-52,635 versus the prior month.

    For the 2023-10-01 period, Anaheim had 11,224 MLS listings, a difference of 613 listings (6%) versus the prior month and -3,376 listings (-23%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Anaheim (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 46 days 1,865 sqft
    2018-02-01 30 days 1,876 sqft
    2018-03-01 31 days 1,889 sqft
    2018-04-01 31 days 1,907 sqft
    2018-05-01 30 days 1,913 sqft
    2018-06-01 32 days 1,906 sqft
    2018-07-01 35 days 1,898 sqft
    2018-08-01 37 days 1,849 sqft
    2018-09-01 39 days 1,818 sqft
    2018-10-01 41 days 1,797 sqft
    2018-11-01 44 days 1,778 sqft
    2018-12-01 54 days 1,765 sqft
    2019-01-01 57 days 1,750 sqft
    2019-02-01 40 days 1,756 sqft
    2019-03-01 41 days 1,795 sqft
    2019-04-01 43 days 1,830 sqft
    2019-05-01 43 days 1,857 sqft
    2019-06-01 45 days 1,876 sqft
    2019-07-01 47 days 1,889 sqft
    2019-08-01 48 days 1,883 sqft
    2019-09-01 50 days 1,875 sqft
    2019-10-01 51 days 1,865 sqft
    2019-11-01 53 days 1,861 sqft
    2019-12-01 64 days 1,860 sqft
    2020-01-01 64 days 1,864 sqft
    2020-02-01 44 days 1,901 sqft
    2020-03-01 44 days 1,920 sqft
    2020-04-01 51 days 1,831 sqft
    2020-05-01 59 days 1,844 sqft
    2020-06-01 48 days 1,871 sqft
    2020-07-01 46 days 1,886 sqft
    2020-08-01 44 days 1,874 sqft
    2020-09-01 45 days 1,853 sqft
    2020-10-01 45 days 1,841 sqft
    2020-11-01 50 days 1,823 sqft
    2020-12-01 62 days 1,814 sqft
    2021-01-01 63 days 1,808 sqft
    2021-02-01 43 days 1,800 sqft
    2021-03-01 39 days 1,799 sqft
    2021-04-01 40 days 1,807 sqft
    2021-05-01 38 days 1,806 sqft
    2021-06-01 36 days 1,786 sqft
    2021-07-01 35 days 1,760 sqft
    2021-08-01 36 days 1,725 sqft
    2021-09-01 39 days 1,719 sqft
    2021-10-01 38 days 1,720 sqft
    2021-11-01 43 days 1,714 sqft
    2021-12-01 49 days 1,714 sqft
    2022-01-01 45 days 1,693 sqft
    2022-02-01 30 days 1,699 sqft
    2022-03-01 30 days 1,722 sqft
    2022-04-01 29 days 1,732 sqft
    2022-05-01 29 days 1,729 sqft
    2022-06-01 31 days 1,737 sqft
    2022-07-01 33 days 1,703 sqft
    2022-08-01 41 days 1,701 sqft
    2022-09-01 47 days 1,704 sqft
    2022-10-01 47 days 1,702 sqft
    2022-11-01 51 days 1,702 sqft
    2022-12-01 61 days 1,712 sqft
    2023-01-01 68 days 1,704 sqft
    2023-02-01 52 days 1,737 sqft
    2023-03-01 46 days 1,757 sqft
    2023-04-01 44 days 1,792 sqft
    2023-05-01 39 days 1,814 sqft
    2023-06-01 39 days 1,830 sqft
    2023-07-01 41 days 1,852 sqft
    2023-08-01 41 days 1,832 sqft
    2023-09-01 45 days 1,830 sqft
    2023-10-01 44 days 1,813 sqft
    Anaheim's median listing age (time on market) for 2023-10-01 was 44 days. This is -7% shorter than the same period one year ago.

    Anaheim's median square footage for active listings during the 2023-10-01 period was 1,813 sqft. One year prior, the average listing was 1,702 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.