Camden VA Loan Rates, Closing Costs & Stats
CAMDEN, NJ
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Camden VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Camden
averaged
0%
for the week of 2024-02-23, compared to the national average (all VA variants) of
0% for the same period.
Camden's average VA mortgage closing costs are $0.
The average rate for the prior week (2024-02-16) was
0% and
one month ago for the week of 2024-01-19, the
average rate was 0%.
The average rate one year ago was 0%.
For refis of the same type during the week of 2024-02-23, the average rate
was 0%.
Camden VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Camden level.
Name | # of Loans | 2022 Avg. 30yFix Rate | 2022 Avg. Closing Costs |
---|
The lowest fee Camden VA lenders (with over 10 loans originated) are
.
The lowest rate Camden VA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Camden (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $229,995 (5.0%) | $343,148 (3.1%) | 0.85 | 20,091 |
2018-02-01 | $236,495 (7.5%) | $345,641 (2.6%) | 0.86 | 20,324 |
2018-03-01 | $240,000 (5.2%) | $355,372 (2.9%) | 0.84 | 19,664 |
2018-04-01 | $249,950 (6.4%) | $368,667 (4.1%) | 0.85 | 20,536 |
2018-05-01 | $264,500 (8.2%) | $382,305 (5.4%) | 0.88 | 21,369 |
2018-06-01 | $269,000 (8.7%) | $388,007 (5.6%) | 0.90 | 21,956 |
2018-07-01 | $269,900 (8.2%) | $387,673 (6.0%) | 0.90 | 22,046 |
2018-08-01 | $262,450 (5.8%) | $381,803 (5.9%) | 0.88 | 22,059 |
2018-09-01 | $260,000 (5.3%) | $381,222 (5.3%) | 0.87 | 22,372 |
2018-10-01 | $264,900 (6.0%) | $381,630 (4.2%) | 0.90 | 22,719 |
2018-11-01 | $262,000 (8.1%) | $378,883 (7.1%) | 0.89 | 21,974 |
2018-12-01 | $252,950 (6.3%) | $372,337 (7.1%) | 0.87 | 20,169 |
2019-01-01 | $249,900 (8.7%) | $362,674 (5.7%) | 0.86 | 18,670 |
2019-02-01 | $250,000 (5.7%) | $367,914 (6.4%) | 0.84 | 18,442 |
2019-03-01 | $263,571 (9.8%) | $382,802 (7.7%) | 0.86 | 18,991 |
2019-04-01 | $275,000 (10.0%) | $395,384 (7.3%) | 0.87 | 19,615 |
2019-05-01 | $285,275 (7.9%) | $405,589 (6.1%) | 0.89 | 20,163 |
2019-06-01 | $289,900 (7.8%) | $407,178 (4.9%) | 0.91 | 20,609 |
2019-07-01 | $286,000 (6.0%) | $404,857 (4.4%) | 0.90 | 20,476 |
2019-08-01 | $288,811 (10.0%) | $407,988 (6.9%) | 0.91 | 19,922 |
2019-09-01 | $294,542 (13.3%) | $417,180 (9.4%) | 0.94 | 19,184 |
2019-10-01 | $298,363 (12.6%) | $424,153 (11.1%) | 0.96 | 18,547 |
2019-11-01 | $294,800 (12.5%) | $421,606 (11.3%) | 0.97 | 17,424 |
2019-12-01 | $285,495 (12.9%) | $419,734 (12.7%) | 0.95 | 15,070 |
2020-01-01 | $284,448 (13.8%) | $417,078 (15.0%) | 0.95 | 13,599 |
2020-02-01 | $289,986 (16.0%) | $430,008 (16.9%) | 0.95 | 13,201 |
2020-03-01 | $299,950 (13.8%) | $443,288 (15.8%) | 0.94 | 13,324 |
2020-04-01 | $299,900 (9.1%) | $442,711 (12.0%) | 0.94 | 11,889 |
2020-05-01 | $309,945 (8.7%) | $451,578 (11.3%) | 0.94 | 12,389 |
2020-06-01 | $327,450 (13.0%) | $472,121 (16.0%) | 0.96 | 12,509 |
2020-07-01 | $339,900 (18.9%) | $495,413 (22.4%) | 0.99 | 11,427 |
2020-08-01 | $339,900 (17.7%) | $503,338 (23.4%) | 0.97 | 10,853 |
2020-09-01 | $339,950 (15.4%) | $506,058 (21.3%) | 0.97 | 10,877 |
2020-10-01 | $344,900 (15.6%) | $514,093 (21.2%) | 0.99 | 10,827 |
2020-11-01 | $337,450 (14.5%) | $509,052 (20.7%) | 0.99 | 10,406 |
2020-12-01 | $325,000 (13.8%) | $499,138 (18.9%) | 0.97 | 9,098 |
2021-01-01 | $320,000 (12.5%) | $500,475 (20.0%) | 0.96 | 7,975 |
2021-02-01 | $320,000 (10.4%) | $512,115 (19.1%) | 0.93 | 7,133 |
2021-03-01 | $325,000 (8.4%) | $521,990 (17.8%) | 0.92 | 7,273 |
2021-04-01 | $336,450 (12.2%) | $537,418 (21.4%) | 0.91 | 7,632 |
2021-05-01 | $339,000 (9.4%) | $524,162 (16.1%) | 0.90 | 8,302 |
2021-06-01 | $330,000 (0.8%) | $501,219 (6.2%) | 0.87 | 9,874 |
2021-07-01 | $325,000 (-4.4%) | $483,789 (-2.4%) | 0.86 | 10,683 |
2021-08-01 | $319,900 (-5.9%) | $470,989 (-6.4%) | 0.85 | 10,997 |
2021-09-01 | $319,500 (-6.0%) | $468,032 (-7.5%) | 0.85 | 11,020 |
2021-10-01 | $319,900 (-7.3%) | $470,906 (-8.4%) | 0.85 | 10,709 |
2021-11-01 | $311,200 (-7.8%) | $469,869 (-7.7%) | 0.83 | 9,790 |
2021-12-01 | $299,950 (-7.7%) | $465,523 (-6.7%) | 0.81 | 8,423 |
2022-01-01 | $299,900 (-6.3%) | $476,101 (-4.9%) | 0.81 | 6,980 |
2022-02-01 | $299,950 (-6.3%) | $485,606 (-5.2%) | 0.78 | 6,569 |
2022-03-01 | $312,125 (-4.0%) | $495,502 (-5.1%) | 0.78 | 6,933 |
2022-04-01 | $325,000 (-3.4%) | $500,971 (-6.8%) | 0.77 | 7,331 |
2022-05-01 | $339,950 (0.3%) | $505,725 (-3.5%) | 0.78 | 8,561 |
2022-06-01 | $348,900 (5.7%) | $504,160 (0.6%) | 0.78 | 9,672 |
2022-07-01 | $345,000 (6.2%) | $499,486 (3.2%) | 0.78 | 10,801 |
2022-08-01 | $339,450 (6.1%) | $495,209 (5.1%) | 0.78 | 10,790 |
2022-09-01 | $335,000 (4.9%) | $495,062 (5.8%) | 0.78 | 10,749 |
2022-10-01 | $335,000 (4.7%) | $498,370 (5.8%) | 0.79 | 11,162 |
2022-11-01 | $331,450 (6.5%) | $497,789 (5.9%) | 0.80 | 11,004 |
2022-12-01 | $325,000 (8.4%) | $492,295 (5.8%) | 0.80 | 9,606 |
2023-01-01 | $322,000 (7.4%) | $496,357 (4.3%) | 0.80 | 8,730 |
2023-02-01 | $322,450 (7.5%) | $510,642 (5.2%) | 0.78 | 8,088 |
2023-03-01 | $328,450 (5.2%) | $516,575 (4.3%) | 0.77 | 7,967 |
2023-04-01 | $339,640 (4.5%) | $538,707 (7.5%) | 0.79 | 8,053 |
2023-05-01 | $349,450 (2.8%) | $544,226 (7.6%) | 0.79 | 8,047 |
2023-06-01 | $354,950 (1.7%) | $560,838 (11.2%) | 0.80 | 8,318 |
2023-07-01 | $350,000 (1.5%) | $553,808 (10.9%) | 0.80 | 8,348 |
2023-08-01 | $350,000 (3.1%) | $543,128 (9.7%) | 0.80 | 8,555 |
2023-09-01 | $350,000 (4.5%) | $541,242 (9.3%) | 0.81 | 9,092 |
2023-10-01 | $350,000 (4.5%) | $543,703 (9.1%) | 0.82 | 9,607 |
2023-11-01 | $349,900 (5.6%) | $536,853 (7.9%) | 0.83 | 9,708 |
2023-12-01 | $340,000 (4.6%) | $531,015 (7.9%) | 0.83 | 8,879 |
Camden's median listing price comes in at 83% of the national average.
Camden's average listing price for 2023-12-01 was $531,015, a difference of $38,720 (7.9%) versus the prior year and $-5,838 versus the prior month.
For the 2023-12-01 period, Camden had 8,879 MLS listings, a difference of -829 listings (-9%) versus the prior month and -727 listings (-8%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Camden (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 81 days | 1,700 sqft |
2018-02-01 | 73 days | 1,705 sqft |
2018-03-01 | 54 days | 1,718 sqft |
2018-04-01 | 52 days | 1,755 sqft |
2018-05-01 | 48 days | 1,800 sqft |
2018-06-01 | 51 days | 1,825 sqft |
2018-07-01 | 57 days | 1,826 sqft |
2018-08-01 | 59 days | 1,804 sqft |
2018-09-01 | 60 days | 1,800 sqft |
2018-10-01 | 60 days | 1,800 sqft |
2018-11-01 | 63 days | 1,800 sqft |
2018-12-01 | 72 days | 1,762 sqft |
2019-01-01 | 79 days | 1,751 sqft |
2019-02-01 | 72 days | 1,772 sqft |
2019-03-01 | 58 days | 1,803 sqft |
2019-04-01 | 46 days | 1,829 sqft |
2019-05-01 | 45 days | 1,862 sqft |
2019-06-01 | 50 days | 1,876 sqft |
2019-07-01 | 57 days | 1,855 sqft |
2019-08-01 | 57 days | 1,858 sqft |
2019-09-01 | 58 days | 1,875 sqft |
2019-10-01 | 58 days | 1,884 sqft |
2019-11-01 | 61 days | 1,850 sqft |
2019-12-01 | 73 days | 1,827 sqft |
2020-01-01 | 79 days | 1,800 sqft |
2020-02-01 | 62 days | 1,825 sqft |
2020-03-01 | 45 days | 1,846 sqft |
2020-04-01 | 58 days | 1,829 sqft |
2020-05-01 | 71 days | 1,860 sqft |
2020-06-01 | 53 days | 1,882 sqft |
2020-07-01 | 43 days | 1,875 sqft |
2020-08-01 | 40 days | 1,848 sqft |
2020-09-01 | 39 days | 1,792 sqft |
2020-10-01 | 45 days | 1,776 sqft |
2020-11-01 | 49 days | 1,740 sqft |
2020-12-01 | 58 days | 1,686 sqft |
2021-01-01 | 64 days | 1,635 sqft |
2021-02-01 | 56 days | 1,611 sqft |
2021-03-01 | 42 days | 1,624 sqft |
2021-04-01 | 35 days | 1,659 sqft |
2021-05-01 | 32 days | 1,675 sqft |
2021-06-01 | 33 days | 1,668 sqft |
2021-07-01 | 37 days | 1,650 sqft |
2021-08-01 | 41 days | 1,624 sqft |
2021-09-01 | 45 days | 1,602 sqft |
2021-10-01 | 45 days | 1,598 sqft |
2021-11-01 | 49 days | 1,558 sqft |
2021-12-01 | 56 days | 1,530 sqft |
2022-01-01 | 61 days | 1,504 sqft |
2022-02-01 | 49 days | 1,516 sqft |
2022-03-01 | 35 days | 1,536 sqft |
2022-04-01 | 33 days | 1,545 sqft |
2022-05-01 | 32 days | 1,597 sqft |
2022-06-01 | 35 days | 1,644 sqft |
2022-07-01 | 38 days | 1,620 sqft |
2022-08-01 | 44 days | 1,591 sqft |
2022-09-01 | 49 days | 1,586 sqft |
2022-10-01 | 49 days | 1,598 sqft |
2022-11-01 | 52 days | 1,589 sqft |
2022-12-01 | 61 days | 1,562 sqft |
2023-01-01 | 67 days | 1,546 sqft |
2023-02-01 | 63 days | 1,545 sqft |
2023-03-01 | 50 days | 1,556 sqft |
2023-04-01 | 44 days | 1,562 sqft |
2023-05-01 | 44 days | 1,591 sqft |
2023-06-01 | 45 days | 1,629 sqft |
2023-07-01 | 45 days | 1,619 sqft |
2023-08-01 | 45 days | 1,595 sqft |
2023-09-01 | 45 days | 1,578 sqft |
2023-10-01 | 44 days | 1,597 sqft |
2023-11-01 | 46 days | 1,574 sqft |
2023-12-01 | 56 days | 1,541 sqft |
Camden's median square footage for active listings during the 2023-12-01 period was 1,541 sqft. One year prior, the average listing was 1,562 sqft.