Fort Worth VA Loan Rates, Closing Costs & Stats
FORT WORTH-ARLINGTON-GRAPEVINE, TX
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Fort Worth VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Fort Worth
averaged
0%
for the week of 2025-07-11, compared to the national average (all VA variants) of
6.37% for the same period.
Fort Worth's average VA mortgage closing costs are $0.
The average rate for the prior week (2025-07-04) was
0% and
one month ago for the week of 2025-06-06, the
average rate was 0%.
The average rate one year ago was 0%.
For refis of the same type during the week of 2025-07-11, the average rate
was 0%.
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.
Fort Worth VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Fort Worth level.
| Name | # of Loans | 2024 Avg. 30yFix Rate | 2024 Avg. Closing Costs |
|---|
The lowest fee Fort Worth VA lenders (with over 10 loans originated) are
.
The lowest rate Fort Worth VA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Fort Worth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $354,950 (0.0%) | $496,877 (-2.5%) | 1.32 | 14,302 |
| 2018-02-01 | $369,450 (0.7%) | $519,942 (-0.8%) | 1.34 | 14,292 |
| 2018-03-01 | $374,330 (0.0%) | $528,371 (-2.6%) | 1.31 | 15,270 |
| 2018-04-01 | $378,700 (-0.3%) | $537,065 (-3.0%) | 1.28 | 16,629 |
| 2018-05-01 | $384,950 (0.8%) | $543,255 (-1.8%) | 1.29 | 18,222 |
| 2018-06-01 | $374,900 (0.0%) | $525,258 (-2.9%) | 1.25 | 20,153 |
| 2018-07-01 | $366,000 (-0.8%) | $511,291 (-2.3%) | 1.22 | 22,051 |
| 2018-08-01 | $350,000 (-2.0%) | $486,626 (-2.3%) | 1.17 | 22,543 |
| 2018-09-01 | $347,436 (-0.7%) | $483,076 (-2.8%) | 1.17 | 22,643 |
| 2018-10-01 | $345,000 (-1.6%) | $482,652 (-3.3%) | 1.17 | 22,803 |
| 2018-11-01 | $344,900 (-1.5%) | $482,839 (-2.9%) | 1.17 | 22,367 |
| 2018-12-01 | $339,990 (-2.9%) | $476,952 (-3.4%) | 1.17 | 20,538 |
| 2019-01-01 | $339,945 (-4.2%) | $472,167 (-5.0%) | 1.17 | 18,995 |
| 2019-02-01 | $347,465 (-6.0%) | $486,417 (-6.5%) | 1.17 | 19,529 |
| 2019-03-01 | $353,714 (-5.5%) | $497,774 (-5.8%) | 1.16 | 20,204 |
| 2019-04-01 | $360,000 (-4.9%) | $508,841 (-5.3%) | 1.14 | 21,049 |
| 2019-05-01 | $364,445 (-5.3%) | $508,262 (-6.4%) | 1.14 | 22,293 |
| 2019-06-01 | $359,100 (-4.2%) | $503,331 (-4.2%) | 1.12 | 23,921 |
| 2019-07-01 | $355,098 (-3.0%) | $493,714 (-3.4%) | 1.11 | 24,732 |
| 2019-08-01 | $347,947 (-0.6%) | $481,665 (-1.0%) | 1.10 | 24,706 |
| 2019-09-01 | $344,883 (-0.7%) | $477,985 (-1.1%) | 1.10 | 24,317 |
| 2019-10-01 | $344,085 (-0.3%) | $477,297 (-1.1%) | 1.11 | 23,804 |
| 2019-11-01 | $342,900 (-0.6%) | $476,302 (-1.4%) | 1.12 | 22,134 |
| 2019-12-01 | $337,646 (-0.7%) | $469,782 (-1.5%) | 1.13 | 19,620 |
| 2020-01-01 | $336,250 (-1.1%) | $466,533 (-1.2%) | 1.12 | 17,941 |
| 2020-02-01 | $340,000 (-2.2%) | $475,039 (-2.3%) | 1.11 | 17,633 |
| 2020-03-01 | $329,192 (-6.9%) | $449,529 (-9.7%) | 1.03 | 19,663 |
| 2020-04-01 | $339,996 (-5.6%) | $471,216 (-7.4%) | 1.07 | 18,613 |
| 2020-05-01 | $350,000 (-4.0%) | $497,400 (-2.1%) | 1.06 | 18,801 |
| 2020-06-01 | $359,000 (0.0%) | $514,859 (2.3%) | 1.06 | 16,970 |
| 2020-07-01 | $360,000 (1.4%) | $523,178 (6.0%) | 1.04 | 15,860 |
| 2020-08-01 | $360,750 (3.7%) | $531,265 (10.3%) | 1.03 | 14,746 |
| 2020-09-01 | $361,750 (4.9%) | $543,102 (13.6%) | 1.04 | 13,601 |
| 2020-10-01 | $359,000 (4.3%) | $550,450 (15.3%) | 1.03 | 12,715 |
| 2020-11-01 | $362,050 (5.6%) | $560,495 (17.7%) | 1.06 | 11,170 |
| 2020-12-01 | $357,998 (6.0%) | $559,600 (19.1%) | 1.06 | 9,411 |
| 2021-01-01 | $350,000 (4.1%) | $552,600 (18.5%) | 1.04 | 8,067 |
| 2021-02-01 | $359,700 (5.8%) | $578,067 (21.7%) | 1.05 | 6,215 |
| 2021-03-01 | $366,350 (11.3%) | $578,992 (28.8%) | 1.04 | 5,818 |
| 2021-04-01 | $375,000 (10.3%) | $594,801 (26.2%) | 1.02 | 5,690 |
| 2021-05-01 | $381,167 (8.9%) | $583,766 (17.4%) | 1.01 | 6,010 |
| 2021-06-01 | $389,945 (8.6%) | $590,901 (14.8%) | 1.03 | 6,943 |
| 2021-07-01 | $397,160 (10.3%) | $576,239 (10.1%) | 1.05 | 8,386 |
| 2021-08-01 | $399,000 (10.6%) | $566,026 (6.5%) | 1.06 | 9,246 |
| 2021-09-01 | $398,852 (10.3%) | $563,098 (3.7%) | 1.06 | 8,917 |
| 2021-10-01 | $399,000 (11.1%) | $574,863 (4.4%) | 1.06 | 8,278 |
| 2021-11-01 | $400,000 (10.5%) | $583,580 (4.1%) | 1.07 | 7,345 |
| 2021-12-01 | $400,000 (11.7%) | $583,982 (4.4%) | 1.08 | 6,255 |
| 2022-01-01 | $403,900 (15.4%) | $596,766 (8.0%) | 1.09 | 4,892 |
| 2022-02-01 | $412,000 (14.5%) | $640,055 (10.7%) | 1.07 | 4,138 |
| 2022-03-01 | $425,000 (16.0%) | $656,890 (13.5%) | 1.06 | 4,548 |
| 2022-04-01 | $441,900 (17.8%) | $672,766 (13.1%) | 1.05 | 5,421 |
| 2022-05-01 | $476,203 (24.9%) | $677,812 (16.1%) | 1.09 | 8,075 |
| 2022-06-01 | $490,793 (25.9%) | $672,491 (13.8%) | 1.09 | 11,269 |
| 2022-07-01 | $480,710 (21.0%) | $644,577 (11.9%) | 1.08 | 14,833 |
| 2022-08-01 | $462,551 (15.9%) | $617,824 (9.2%) | 1.07 | 16,511 |
| 2022-09-01 | $453,995 (13.8%) | $610,938 (8.5%) | 1.06 | 16,489 |
| 2022-10-01 | $450,000 (12.8%) | $612,367 (6.5%) | 1.06 | 17,451 |
| 2022-11-01 | $448,450 (12.1%) | $609,378 (4.4%) | 1.08 | 17,855 |
| 2022-12-01 | $438,999 (9.8%) | $598,145 (2.4%) | 1.08 | 16,321 |
| 2023-01-01 | $433,500 (7.3%) | $590,024 (-1.1%) | 1.07 | 14,667 |
| 2023-02-01 | $435,000 (5.6%) | $598,105 (-6.6%) | 1.05 | 12,774 |
| 2023-03-01 | $442,166 (4.0%) | $618,586 (-5.8%) | 1.04 | 12,395 |
| 2023-04-01 | $459,900 (4.1%) | $648,730 (-3.6%) | 1.07 | 12,533 |
| 2023-05-01 | $469,399 (-1.4%) | $667,501 (-1.5%) | 1.06 | 13,169 |
| 2023-06-01 | $473,500 (-3.5%) | $671,036 (-0.2%) | 1.06 | 14,677 |
| 2023-07-01 | $470,000 (-2.2%) | $665,462 (3.2%) | 1.07 | 16,132 |
| 2023-08-01 | $465,004 (0.5%) | $651,171 (5.4%) | 1.07 | 16,922 |
| 2023-09-01 | $450,000 (-0.9%) | $644,200 (5.4%) | 1.05 | 17,261 |
| 2023-10-01 | $449,000 (-0.2%) | $647,680 (5.8%) | 1.06 | 18,601 |
| 2023-11-01 | $445,000 (-0.8%) | $637,626 (4.6%) | 1.06 | 18,924 |
| 2023-12-01 | $435,000 (-0.9%) | $628,356 (5.1%) | 1.06 | 17,355 |
| 2024-01-01 | $431,088 (-0.6%) | $612,069 (3.7%) | 1.05 | 15,782 |
| 2024-02-01 | $435,000 (0.0%) | $618,316 (3.4%) | 1.05 | 16,017 |
| 2024-03-01 | $439,990 (-0.5%) | $628,977 (1.7%) | 1.04 | 17,101 |
| 2024-04-01 | $449,900 (-2.2%) | $648,240 (-0.1%) | 1.05 | 18,535 |
| 2024-05-01 | $454,500 (-3.2%) | $660,975 (-1.0%) | 1.03 | 20,082 |
| 2024-06-01 | $450,178 (-4.9%) | $656,479 (-2.2%) | 1.02 | 22,368 |
| 2024-07-01 | $450,000 (-4.3%) | $640,440 (-3.8%) | 1.03 | 24,436 |
| 2024-08-01 | $444,999 (-4.3%) | $623,720 (-4.2%) | 1.03 | 25,480 |
| 2024-09-01 | $439,450 (-2.3%) | $617,367 (-4.2%) | 1.03 | 25,769 |
| 2024-10-01 | $434,500 (-3.2%) | $614,235 (-5.2%) | 1.02 | 25,909 |
| 2024-11-01 | $428,000 (-3.8%) | $610,033 (-4.3%) | 1.03 | 25,494 |
| 2024-12-01 | $422,450 (-2.9%) | $600,315 (-4.5%) | 1.05 | 22,744 |
| 2025-01-01 | $415,500 (-3.6%) | $591,167 (-3.4%) | 1.04 | 21,422 |
| 2025-02-01 | $415,950 (-4.4%) | $595,119 (-3.8%) | 1.01 | 21,794 |
| 2025-03-01 | $423,503 (-3.8%) | $613,883 (-2.4%) | 1.00 | 23,675 |
| 2025-04-01 | $430,000 (-4.4%) | $630,859 (-2.7%) | 1.00 | 26,471 |
| 2025-05-01 | $440,000 (-3.2%) | $638,578 (-3.4%) | 1.00 | 29,084 |
| 2025-06-01 | $440,000 (-2.3%) | $638,166 (-2.8%) | 1.00 | 30,998 |
Fort Worth's median listing price for 2025-06-01 was $440,000, a difference of
$-10,178
(-2.3%) versus the prior year and
$0 versus the prior month.
Fort Worth's median listing price comes in at 100% of the national average.
Fort Worth's average listing price for 2025-06-01 was $638,166, a difference of $-18,313 (-2.8%) versus the prior year and $-412 versus the prior month.
For the 2025-06-01 period, Fort Worth had 30,998 MLS listings, a difference of 1,914 listings (7%) versus the prior month and 8,630 listings (39%) versus the prior year.
Fort Worth's median listing price comes in at 100% of the national average.
Fort Worth's average listing price for 2025-06-01 was $638,166, a difference of $-18,313 (-2.8%) versus the prior year and $-412 versus the prior month.
For the 2025-06-01 period, Fort Worth had 30,998 MLS listings, a difference of 1,914 listings (7%) versus the prior month and 8,630 listings (39%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Fort Worth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 64 days | 2,590 sqft |
| 2018-02-01 | 48 days | 2,635 sqft |
| 2018-03-01 | 43 days | 2,644 sqft |
| 2018-04-01 | 39 days | 2,675 sqft |
| 2018-05-01 | 37 days | 2,721 sqft |
| 2018-06-01 | 39 days | 2,672 sqft |
| 2018-07-01 | 40 days | 2,627 sqft |
| 2018-08-01 | 47 days | 2,551 sqft |
| 2018-09-01 | 52 days | 2,516 sqft |
| 2018-10-01 | 56 days | 2,499 sqft |
| 2018-11-01 | 59 days | 2,469 sqft |
| 2018-12-01 | 65 days | 2,437 sqft |
| 2019-01-01 | 67 days | 2,415 sqft |
| 2019-02-01 | 57 days | 2,439 sqft |
| 2019-03-01 | 46 days | 2,474 sqft |
| 2019-04-01 | 44 days | 2,507 sqft |
| 2019-05-01 | 44 days | 2,521 sqft |
| 2019-06-01 | 47 days | 2,515 sqft |
| 2019-07-01 | 49 days | 2,490 sqft |
| 2019-08-01 | 51 days | 2,439 sqft |
| 2019-09-01 | 53 days | 2,416 sqft |
| 2019-10-01 | 54 days | 2,405 sqft |
| 2019-11-01 | 58 days | 2,397 sqft |
| 2019-12-01 | 65 days | 2,351 sqft |
| 2020-01-01 | 66 days | 2,328 sqft |
| 2020-02-01 | 50 days | 2,337 sqft |
| 2020-03-01 | 43 days | 2,305 sqft |
| 2020-04-01 | 49 days | 2,328 sqft |
| 2020-05-01 | 52 days | 2,392 sqft |
| 2020-06-01 | 46 days | 2,403 sqft |
| 2020-07-01 | 45 days | 2,396 sqft |
| 2020-08-01 | 44 days | 2,369 sqft |
| 2020-09-01 | 45 days | 2,319 sqft |
| 2020-10-01 | 46 days | 2,297 sqft |
| 2020-11-01 | 48 days | 2,255 sqft |
| 2020-12-01 | 52 days | 2,206 sqft |
| 2021-01-01 | 49 days | 2,162 sqft |
| 2021-02-01 | 39 days | 2,157 sqft |
| 2021-03-01 | 38 days | 2,156 sqft |
| 2021-04-01 | 29 days | 2,151 sqft |
| 2021-05-01 | 29 days | 2,174 sqft |
| 2021-06-01 | 28 days | 2,175 sqft |
| 2021-07-01 | 27 days | 2,173 sqft |
| 2021-08-01 | 31 days | 2,179 sqft |
| 2021-09-01 | 36 days | 2,168 sqft |
| 2021-10-01 | 36 days | 2,154 sqft |
| 2021-11-01 | 38 days | 2,153 sqft |
| 2021-12-01 | 42 days | 2,147 sqft |
| 2022-01-01 | 40 days | 2,124 sqft |
| 2022-02-01 | 32 days | 2,106 sqft |
| 2022-03-01 | 24 days | 2,117 sqft |
| 2022-04-01 | 23 days | 2,154 sqft |
| 2022-05-01 | 21 days | 2,249 sqft |
| 2022-06-01 | 22 days | 2,304 sqft |
| 2022-07-01 | 29 days | 2,294 sqft |
| 2022-08-01 | 35 days | 2,262 sqft |
| 2022-09-01 | 43 days | 2,249 sqft |
| 2022-10-01 | 44 days | 2,248 sqft |
| 2022-11-01 | 49 days | 2,242 sqft |
| 2022-12-01 | 59 days | 2,216 sqft |
| 2023-01-01 | 64 days | 2,190 sqft |
| 2023-02-01 | 59 days | 2,192 sqft |
| 2023-03-01 | 46 days | 2,217 sqft |
| 2023-04-01 | 39 days | 2,272 sqft |
| 2023-05-01 | 37 days | 2,305 sqft |
| 2023-06-01 | 36 days | 2,321 sqft |
| 2023-07-01 | 37 days | 2,318 sqft |
| 2023-08-01 | 42 days | 2,296 sqft |
| 2023-09-01 | 44 days | 2,249 sqft |
| 2023-10-01 | 46 days | 2,227 sqft |
| 2023-11-01 | 50 days | 2,211 sqft |
| 2023-12-01 | 58 days | 2,187 sqft |
| 2024-01-01 | 63 days | 2,165 sqft |
| 2024-02-01 | 48 days | 2,158 sqft |
| 2024-03-01 | 40 days | 2,177 sqft |
| 2024-04-01 | 40 days | 2,201 sqft |
| 2024-05-01 | 39 days | 2,232 sqft |
| 2024-06-01 | 43 days | 2,233 sqft |
| 2024-07-01 | 44 days | 2,224 sqft |
| 2024-08-01 | 49 days | 2,200 sqft |
| 2024-09-01 | 53 days | 2,188 sqft |
| 2024-10-01 | 56 days | 2,167 sqft |
| 2024-11-01 | 58 days | 2,141 sqft |
| 2024-12-01 | 66 days | 2,117 sqft |
| 2025-01-01 | 69 days | 2,100 sqft |
| 2025-02-01 | 56 days | 2,100 sqft |
| 2025-03-01 | 45 days | 2,112 sqft |
| 2025-04-01 | 43 days | 2,157 sqft |
| 2025-05-01 | 45 days | 2,187 sqft |
| 2025-06-01 | 50 days | 2,201 sqft |
Fort Worth's median listing age (time on market) for 2025-06-01 was 50 days.
This
is 16%
longer
than the same period one year ago.
Fort Worth's median square footage for active listings during the 2025-06-01 period was 2,201 sqft. One year prior, the average listing was 2,233 sqft.
Fort Worth's median square footage for active listings during the 2025-06-01 period was 2,201 sqft. One year prior, the average listing was 2,233 sqft.