Rockingham County VA Loans
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Rockingham County's 112 lenders originated 1,668 VA loans during 2021. The total origination value was $574,890,000, with an average VA loan value of $344,658.
Rockingham County VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Rockingham County
averaged
4.79%
for the week of 2022-03-25, compared to the national average (all VA variants) of
4.399% for the same period.
The average rate for the prior week (2022-03-18) was
4.27% and
one month ago for the week of 2022-02-18, the
average rate was 4.19%.
The average rate one year ago was 3.36%.
For refis of the same type during the week of 2022-03-25, the average rate
was 4.42%.
Rockingham County VA Loan Lenders by Rates & Fees
The below table looks at the average fees and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Rockingham County level.
The top Rockingham County VA lender as defined by loan originations is Mortgage Research Center, LLC, with
163 VA loans originated. Their average total fees are
$7,400, which is $2,009
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Rockingham County VA lenders (with over 10 loans originated) are
LAKEVIEW LOAN SERVICING, LLC ($2,389), FREEDOM MORTGAGE CORPORATION ($3,033), Mr. Cooper ( Nationstar Mortgage ) ($3,958), GUARANTEED RATE, INC. ($4,264) and CALIBER HOME LOANS, INC. ($4,287).
The lowest rate Rockingham County VA lenders (with over 10 loans originated) are
FREEDOM MORTGAGE CORPORATION (2.36%), Low VA Rates, LLC (2.38%), PENNYMAC LOAN SERVICES, LLC (2.40%), NAVY FEDERAL CREDIT UNION (2.43%) and LAKEVIEW LOAN SERVICING, LLC (2.43%).
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Rockingham County (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $529,000 (5.9%) | $852,362 (3.9%) | 1.95 | 6,241 |
2018-02-01 | $542,673 (4.5%) | $872,304 (3.0%) | 1.96 | 6,214 |
2018-03-01 | $569,900 (5.6%) | $898,570 (4.3%) | 1.97 | 6,803 |
2018-04-01 | $579,000 (5.4%) | $894,248 (2.8%) | 1.94 | 7,979 |
2018-05-01 | $579,948 (5.5%) | $891,075 (3.5%) | 1.93 | 9,070 |
2018-06-01 | $575,000 (4.6%) | $870,299 (2.3%) | 1.92 | 10,569 |
2018-07-01 | $556,998 (1.5%) | $844,756 (1.1%) | 1.86 | 10,475 |
2018-08-01 | $547,958 (4.0%) | $818,420 (0.5%) | 1.83 | 10,501 |
2018-09-01 | $549,000 (3.6%) | $801,335 (-1.2%) | 1.84 | 11,776 |
2018-10-01 | $549,000 (1.8%) | $794,856 (-3.4%) | 1.84 | 12,025 |
2018-11-01 | $539,450 (0.0%) | $793,441 (-3.8%) | 1.81 | 11,348 |
2018-12-01 | $535,000 (1.1%) | $794,612 (-5.6%) | 1.83 | 8,996 |
2019-01-01 | $534,450 (1.0%) | $800,270 (-6.1%) | 1.84 | 7,818 |
2019-02-01 | $549,450 (1.3%) | $844,504 (-3.2%) | 1.84 | 7,592 |
2019-03-01 | $571,214 (0.2%) | $875,287 (-2.6%) | 1.86 | 8,263 |
2019-04-01 | $599,700 (3.6%) | $905,908 (1.3%) | 1.89 | 9,134 |
2019-05-01 | $599,950 (3.5%) | $916,397 (2.8%) | 1.85 | 10,323 |
2019-06-01 | $599,900 (4.3%) | $914,904 (5.1%) | 1.85 | 11,544 |
2019-07-01 | $599,900 (7.7%) | $905,719 (7.2%) | 1.86 | 11,082 |
2019-08-01 | $591,329 (7.9%) | $885,926 (8.3%) | 1.86 | 11,110 |
2019-09-01 | $579,450 (5.6%) | $865,717 (8.0%) | 1.84 | 11,377 |
2019-10-01 | $586,250 (6.8%) | $880,789 (10.8%) | 1.87 | 11,535 |
2019-11-01 | $589,900 (9.4%) | $902,980 (13.8%) | 1.90 | 10,150 |
2019-12-01 | $587,000 (9.7%) | $911,445 (14.7%) | 1.96 | 7,353 |
2020-01-01 | $582,500 (9.0%) | $925,593 (15.7%) | 1.94 | 6,053 |
2020-02-01 | $599,900 (9.2%) | $968,283 (14.7%) | 1.94 | 5,960 |
2020-03-01 | $629,900 (10.3%) | $976,960 (11.6%) | 1.97 | 6,860 |
2020-04-01 | $616,500 (2.8%) | $939,971 (3.8%) | 1.92 | 6,710 |
2020-05-01 | $629,900 (5.0%) | $940,920 (2.7%) | 1.91 | 7,475 |
2020-06-01 | $654,500 (9.1%) | $996,174 (8.9%) | 1.91 | 8,057 |
2020-07-01 | $675,000 (12.5%) | $1,029,426 (13.7%) | 1.93 | 7,646 |
2020-08-01 | $679,000 (14.8%) | $1,040,454 (17.4%) | 1.94 | 7,382 |
2020-09-01 | $677,000 (16.8%) | $1,033,568 (19.4%) | 1.93 | 7,760 |
2020-10-01 | $669,000 (14.1%) | $1,030,994 (17.1%) | 1.91 | 8,156 |
2020-11-01 | $654,500 (11.0%) | $1,032,525 (14.4%) | 1.87 | 7,347 |
2020-12-01 | $649,000 (10.6%) | $1,014,973 (11.4%) | 1.90 | 5,491 |
2021-01-01 | $660,000 (13.3%) | $1,070,483 (15.7%) | 1.94 | 4,241 |
2021-02-01 | $679,900 (13.3%) | $1,121,272 (15.8%) | 1.96 | 3,996 |
2021-03-01 | $682,000 (8.3%) | $1,135,065 (16.2%) | 1.91 | 4,394 |
2021-04-01 | $699,000 (13.4%) | $1,192,587 (26.9%) | 1.88 | 5,015 |
2021-05-01 | $699,900 (11.1%) | $1,192,755 (26.8%) | 1.84 | 5,108 |
2021-06-01 | $699,450 (6.9%) | $1,152,833 (15.7%) | 1.82 | 6,032 |
2021-07-01 | $677,450 (0.4%) | $1,126,929 (9.5%) | 1.76 | 5,888 |
2021-08-01 | $650,000 (-4.3%) | $1,078,666 (3.7%) | 1.71 | 5,797 |
2021-09-01 | $674,600 (-0.4%) | $1,062,031 (2.8%) | 1.78 | 6,287 |
2021-10-01 | $689,000 (3.0%) | $1,070,318 (3.8%) | 1.81 | 6,224 |
2021-11-01 | $677,450 (3.5%) | $1,086,661 (5.2%) | 1.79 | 5,184 |
2021-12-01 | $694,500 (7.0%) | $1,146,193 (12.9%) | 1.85 | 3,715 |
2022-01-01 | $724,900 (9.8%) | $1,225,745 (14.5%) | 1.93 | 2,826 |
Rockingham County's median listing price comes in at 193% of the national average.
Rockingham County's average listing price for 2022-01-01 was $1,225,745, a difference of $155,262 (14.5%) versus the prior year and $79,552 versus the prior month.
For the 2022-01-01 period, Rockingham County had 2,826 MLS listings, a difference of -889 listings (-24%) versus the prior month and -1,415 listings (-33%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Rockingham County (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 78 days | 2,015 sqft |
2018-02-01 | 68 days | 2,035 sqft |
2018-03-01 | 38 days | 2,063 sqft |
2018-04-01 | 31 days | 2,044 sqft |
2018-05-01 | 30 days | 2,064 sqft |
2018-06-01 | 33 days | 2,056 sqft |
2018-07-01 | 44 days | 2,043 sqft |
2018-08-01 | 47 days | 2,021 sqft |
2018-09-01 | 45 days | 2,000 sqft |
2018-10-01 | 45 days | 1,977 sqft |
2018-11-01 | 52 days | 1,959 sqft |
2018-12-01 | 66 days | 1,952 sqft |
2019-01-01 | 73 days | 1,926 sqft |
2019-02-01 | 62 days | 1,950 sqft |
2019-03-01 | 43 days | 1,995 sqft |
2019-04-01 | 34 days | 2,038 sqft |
2019-05-01 | 34 days | 2,053 sqft |
2019-06-01 | 37 days | 2,060 sqft |
2019-07-01 | 49 days | 2,035 sqft |
2019-08-01 | 57 days | 2,012 sqft |
2019-09-01 | 51 days | 1,984 sqft |
2019-10-01 | 48 days | 1,984 sqft |
2019-11-01 | 57 days | 1,984 sqft |
2019-12-01 | 74 days | 1,949 sqft |
2020-01-01 | 80 days | 1,930 sqft |
2020-02-01 | 50 days | 1,983 sqft |
2020-03-01 | 32 days | 2,014 sqft |
2020-04-01 | 45 days | 2,001 sqft |
2020-05-01 | 53 days | 2,016 sqft |
2020-06-01 | 34 days | 1,991 sqft |
2020-07-01 | 37 days | 1,912 sqft |
2020-08-01 | 37 days | 1,864 sqft |
2020-09-01 | 33 days | 1,746 sqft |
2020-10-01 | 32 days | 1,707 sqft |
2020-11-01 | 46 days | 1,701 sqft |
2020-12-01 | 60 days | 1,695 sqft |
2021-01-01 | 64 days | 1,667 sqft |
2021-02-01 | 37 days | 1,674 sqft |
2021-03-01 | 25 days | 1,682 sqft |
2021-04-01 | 22 days | 1,668 sqft |
2021-05-01 | 22 days | 1,692 sqft |
2021-06-01 | 22 days | 1,702 sqft |
2021-07-01 | 30 days | 1,707 sqft |
2021-08-01 | 31 days | 1,712 sqft |
2021-09-01 | 29 days | 1,691 sqft |
2021-10-01 | 30 days | 1,661 sqft |
2021-11-01 | 40 days | 1,631 sqft |
2021-12-01 | 52 days | 1,650 sqft |
2022-01-01 | 58 days | 1,658 sqft |
Rockingham County's median square footage for active listings during the 2022-01-01 period was 1,658 sqft. One year prior, the average listing was 1,667 sqft.