Seattle VA Loans

SEATTLE-BELLEVUE-KENT, WA

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Seattle's 226 lenders originated 8,299 VA loans during 2021. The total origination value was $4,032,675,000, with an average VA loan value of $485,923.

Seattle VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Seattle averaged 4.43% for the week of 2022-03-25, compared to the national average (all VA variants) of 4.399% for the same period.

The average rate for the prior week (2022-03-18) was 4.31% and one month ago for the week of 2022-02-18, the average rate was 4.23%.

The average rate one year ago was 3.3%.

For refis of the same type during the week of 2022-03-25, the average rate was 4.38%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Seattle VA Loan Lenders by Rates & Fees

The below table looks at the average fees and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Seattle level.

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
CALIBER HOME LOANS, INC. 631 2.53% $8,917
QUICKEN LOANS, LLC 604 2.38% $7,187
FREEDOM MORTGAGE CORPORATION 577 2.39% $4,285
PENNYMAC LOAN SERVICES, LLC 462 2.32% $7,851
Mortgage Research Center, LLC 442 2.75% $9,396
GUILD MORTGAGE COMPANY 320 2.57% $7,848
LOANDEPOT.COM, LLC 300 2.53% $7,588
UNITED WHOLESALE MORTGAGE, LLC 242 2.45% $8,088
NAVY FEDERAL CREDIT UNION 242 2.48% $7,819
LAKEVIEW LOAN SERVICING, LLC 229 2.39% $3,071
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 156 2.87% $11,109
The Federal Savings Bank 156 2.44% $10,631
AMERICAN PACIFIC MORTGAGE CORPORATION 138 2.77% $12,599
HOME POINT FINANCIAL CORPORATION 136 2.41% $6,561
CROSSCOUNTRY MORTGAGE, LLC 127 2.77% $13,906
HOMEBRIDGE FINANCIAL SERVICES, INC. 104 2.60% $13,126
USAA Federal Savings Bank 100 2.87% $5,296
Mr. Cooper ( Nationstar Mortgage ) 89 2.66% $5,829
NEW DAY FINANCIAL, LLC 89 2.83% $15,960
Wells Fargo Bank 81 2.60% $5,661
FINANCE OF AMERICA MORTGAGE LLC 77 2.78% $11,151
NEWREZ LLC 61 2.50% $6,688
BROKER SOLUTIONS, INC. 60 2.75% $9,298
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 55 3.19% $14,191
VILLAGE CAPITAL & INVESTMENT LLC 53 2.29% $5,116
1st Security Bank of Washington 51 2.59% $11,695
HomeStreet Bank 49 2.73% $7,598
PLANET HOME LENDING, LLC 48 2.42% $3,909
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 48 2.66% $13,787
GUARANTEED RATE, INC. 46 2.55% $10,453
CORNERSTONE HOME LENDING, INC. 46 2.86% $11,337
BAY EQUITY LLC 44 2.67% $9,969
PREMIER MORTGAGE RESOURCES, L.L.C. 41 2.78% $14,119
MOVEMENT MORTGAGE, LLC 41 2.81% $8,744
AMERICAN FINANCIAL NETWORK, INC. 40 2.54% $14,837
LENDUS, LLC 39 2.59% $9,626
Victorian Finance, LLC 38 2.58% $12,664
ACADEMY MORTGAGE CORPORATION 36 2.75% $10,612
PENTAGON FEDERAL CREDIT UNION 32 2.35% $3,461
Umpqua Bank 32 2.71% $12,784
Carrington Mortgage Services, LLC 32 2.89% $7,676
NBKC BANK 31 2.52% $6,473
AMERISAVE MORTGAGE CORPORATION 30 2.54% $7,813
NFM, INC. 29 3.02% $11,335
BNC National Bank 29 2.34% $5,831
LEADERONE FINANCIAL CORPORATION 28 2.78% $10,494
SUN WEST MORTGAGE COMPANY, INC. 27 2.39% $5,499
MUTUAL OF OMAHA MORTGAGE, INC. 24 2.45% $10,548
PENRITH HOME LOANS LLC 23 2.64% $10,519
NP, Inc. 22 2.37% $5,353
PRIMELENDING, A PLAINSCAPITAL COMPANY 21 3.01% $17,748
Lakeview Community Capital, LLC 21 2.46% $3,692
DHI MORTGAGE COMPANY, LTD. 20 2.50% $9,035
Barrington Bank & Trust Company, N.A. 20 2.63% $7,652
DIRECTORS MORTGAGE, INC. 19 2.84% $15,227
EAGLE HOME MORTGAGE, LLC 19 2.78% $9,738
TJC Mortgage, Inc. 19 2.34% $8,177
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 19 2.88% $12,803
AXIA FINANCIAL, LLC 19 2.75% $11,455
Plains Commerce Bank 19 2.40% $20,465
Flagstar Bank, FSB 18 2.75% $8,979
North American Savings Bank, F.S.B. 17 2.32% $6,043
Alaska USA Mortgage Company LLC 17 2.82% $9,164
Paramount Residential Mortgage Group, Inc. 17 2.84% $13,428
Alaska USA Federal Credit Union 17 2.82% $9,164
SOVEREIGN LENDING GROUP INCORPORATED 16 2.45% $7,621
Strong Home Mortgage, LLC 16 2.42% $5,170
First Guaranty Mortgage Corporation 16 2.45% $11,767
CMG MORTGAGE, INC. 14 2.64% $8,817
Hometown Lenders, Inc. 13 2.71% $9,539
MORTGAGE SOLUTIONS OF COLORADO, LLC 13 2.75% $11,330
TRISTAR FINANCE, INC. 12 2.44% $5,176
InterContinental Capital Group, Inc 12 2.65% $10,456
Banner Bank 11 2.56% $12,478
PULTE MORTGAGE LLC 11 2.80% $6,119
PRIMARY RESIDENTIAL MORTGAGE, INC. 10 3.06% $12,053
WESTWOOD MORTGAGE, INC. 10 2.64% $7,112
ACCELERATE MORTGAGE, LLC 10 2.27% $5,664
U.S. Bank 9 2.80% $9,435
First Home Bank 9 2.51% $8,256
Low VA Rates, LLC 9 2.43% $7,477
DAS Acquisition Company, LLC 9 2.90% $29,207
First Mortgage Solutions, LLC 9 2.19% $6,951
KS StateBank 9 2.32% $5,656
Wyndham Capital Mortgage, Inc. 9 2.31% $1,576
SAMMAMISH MORTGAGE COMPANY 9 2.43% $9,088
Nations Lending Corporation 9 2.94% $12,141
Mid-Continent Funding, Inc. 9 2.49% $14,108
SUMMIT FUNDING, INC. 8 2.92% $19,012
Bank of England 8 2.80% $16,356
GENEVA FINANCIAL, LLC 8 2.77% $12,222
Sunflower Bank 8 2.56% $13,585
CITYWIDE HOME LOANS, LLC 8 2.62% $6,987
MORTGAGE MASTER SERVICE CORPORATION 7 2.59% $12,574
CELEBRITY HOME LOANS, LLC 7 2.70% $11,938
Columbia State Bank 6 2.65% $8,533
First Federal Bank of Kansas City 6 2.33% $8,679
Boeing Employees Credit Union 6 2.71% $8,928
STEARNS LENDING, LLC 6 2.50% $14,109
Magnolia Bank 6 2.63% $13,705
HOMESIDE FINANCIAL, LLC 6 2.58% $12,841
LAND HOME FINANCIAL SERVICES, INC. 6 2.58% $7,438
Meridian Bank Corporation 6 2.48% $7,223
CHURCHILL MORTGAGE CORPORATION 6 2.48% $7,730
KeyBank 5 2.68% $2,973
PRIORITY HOME LENDING, LLC 5 3.15% $9,717
Prosperity Home Mortgage, LLC 5 2.55% $3,641
ENVOY MORTGAGE, LTD 5 2.78% $11,507
Wallick & Volk, Inc. 5 2.93% $10,481
NATIONS DIRECT MORTGAGE, LLC 5 2.45% $13,358
ROUNDPOINT MORTGAGE SERVICING CORPORATION 5 2.90% $4,311
TOP FLITE FINANCIAL, INC. 5 2.58% $26,320
Commerce Home Mortgage, Inc. 5 2.60% $5,437
CONTOUR MORTGAGE CORPORATION 4 2.50% $12,482
LIBERTY HOME MORTGAGE CORPORATION 4 2.25% $3,309
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 2.53% $6,939
LADERA LENDING, INC. 4 2.50% $3,969
KBHS HOME LOANS, LLC 4 2.63% $7,225
MANN FINANCIAL INC. 4 2.84% $5,032
First Federal Bank 4 2.94% $18,511
NETWORK CAPITAL FUNDING CORPORATION 4 2.28% $2,534
EVERETT FINANCIAL, INC. 4 2.78% $2,483
FirstBank 4 2.31% $8,205
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 3 2.96% $6,452
Capital Bank 3 2.50% $10,322
CHERRY CREEK MORTGAGE, LLC 3 2.50% $5,425
Bank of the Pacific 3 2.42% $12,165
Goldwater Bank, N.A. 3 2.54% $5,110
GUARANTEED RATE AFFINITY, LLC 3 2.29% $1,510
HOMEAMERICAN MORTGAGE CORPORATION 3 2.71% $8,809
HOMESTEAD FUNDING CORP. 3 2.42% $2,584
LOANPAL, LLC 3 2.46% $13,035
Manufacturers and Traders Trust Company 3 3.04% $11,508
MLD MORTGAGE INC. 3 2.96% $12,232
Northpointe Bank 3 2.75% $13,570
OPEN MORTGAGE, LLC 3 2.71% $10,683
Paramount Bank 3 2.42% $6,044
AMERICAN FINANCING CORPORATION 3 3.00% $21,318
PLAZA HOME MORTGAGE, INC. 3 2.33% $4,051
Shea Mortgage Inc. 3 2.63% $7,765
SOUND 3 2.33% $6,929
South Pacific Financial Corporation 3 2.54% $10,217
TBI MORTGAGE COMPANY 3 2.75% $4,777
The Central Trust Bank 3 2.25% $2,508
Truist Bank 3 2.83% $2,901
JAMES B. NUTTER & COMPANY 2 2.31% $4,322
LENOX FINANCIAL MORTGAGE CORPORATION 2 2.38% $2,040
V.I.P. MORTGAGE, INC. 2 2.50% $5,103
NOVA FINANCIAL & INVESTMENT CORPORATION 2 2.50% $2,571
OCMBC, INC. 2 2.25% $6,108
ON Q FINANCIAL, INC. 2 2.56% $3,973
ONY GLO, INC. 2 2.37% $9,392
Armed Forces Bank 2 2.69% $7,443
KELLER MORTGAGE, LLC 2 2.25% $2,255
Peoples Bank 2 2.38% $12,768
PHH Mortgage Corporation 2 2.69% $10,449
INTERNATIONAL CITY MORTGAGE, INC. 2 2.75% $25,453
INSPIRE HOME LOANS INC. 2 3.00% $15,612
RELIANCE FIRST CAPITAL, LLC 2 2.63% $26,036
Heritage Bank 2 2.44% $3,487
Gateway First Bank 2 2.88% $11,101
Florida Capital Bank 2 2.44% $4,735
First Savings Bank 2 2.25% $2,726
First Midwest Bank 2 2.31% $1,156
Willamette Valley Bank 2 2.94% $17,090
Wolfe Financial, Inc 2 2.88% $5,569
THRIVE MORTGAGE, LLC 2 2.88% $8,070
BKCO MORTGAGE, LLC 2 3.31% $10,060
UNITED MORTGAGE CORP. 2 2.44% $13,140
EMBRACE HOME LOANS, INC. 2 2.25% $3,410
CU HOME MORTGAGE SOLUTIONS, LLC 2 2.50% $3,197
VAN DYK MORTGAGE CORPORATION 2 3.06% $4,292
BELEM SERVICING LLC 2 2.75% $10,240
Credence Funding Corporation 2 2.25% $2,862
MORIA DEVELOPMENT, INC. 2 3.44% $16,320
MICHIGAN MUTUAL, INC. 2 3.31% $7,639
NATIONS RELIABLE LENDING, LLC 2 2.81% $9,718
AmeriHome Mortgage Company, LLC 2 2.88% $3,386
NBH Bank 2 2.37% $2,447
MEGASTAR FINANCIAL CORP. 2 2.31% $3,925
LPMC, LLC 2 2.56% $3,358
Amerifirst Financial, Inc. 2 3.63% $9,384
HOME FUNDING CORPORATION 1 2.25% $4,138
S1L, Inc. 1 2.50% $5,742
Bank of America 1 3.38% $20,532
SECURITYNATIONAL MORTGAGE COMPANY 1 2.88% $4,538
COMMUNITYAMERICA 1 2.75% $3,135
WESTERN EXPRESS LENDING 1 2.38% $1,965
CANOPY MORTGAGE, LLC 1 2.25% $2,191
Triumph Bank 1 2.25% $2,244
NexBank 1 2.75% $33,693
LOANLEADERS OF AMERICA, INC. 1 2.75% $3,219
GUARANTY HOME MORTGAGE CORPORATION 1 2.25% $17,694
MID AMERICA MORTGAGE, INC. 1 2.50% $2,236
NORTHWEST COMMUNITY 1 2.75% $8,245
Financial Funding Solutions, Inc. 1 2.38% $6,270
Lend Smart Mortgage, LLC 1 2.25% $12,627
NuVision Federal Credit Union 1 2.75% $3,080
UNION HOME MORTGAGE CORP. 1 2.25% $3,491
ARC HOME LLC 1 2.25% $1,867
UNITED SECURITY FINANCIAL CORP 1 2.38% $10,358
VISION ONE MORTGAGE, INC. 1 2.75% $4,347
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 2.99% $29,711
PANORAMA MORTGAGE GROUP, LLC 1 2.75% $9,980
Community First National Bank 1 2.75% $4,180
MUFG Union Bank 1 2.25% $7,260
PARKSIDE LENDING, LLC 1 2.75% $4,171
Washington Trust Bank 1 2.50% $3,872
First Interstate Bank 1 2.75% $1,584
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 2.38% $4,503
ALAMEDA MORTGAGE CORPORATION 1 2.63% $9,431
TIAA, FSB 1 2.38% $17,559
First Horizon Bank 1 3.63% $26,476
AMERICAN FINANCIAL RESOURCES, INC. 1 3.63% $474
Watermark Capital, Inc. 1 2.25% $2,730
PNC Bank 1 3.13% $1,881
PREMIA MORTGAGE, LLC 1 2.38% $1,797
INTERCAP LENDING INC. 1 2.25% $13,823
INTELLILOAN, INC. 1 2.63% $23,612
First Federal Savings and Loan Association of Port Angeles 1 2.88% $13,075
Independent Bank 1 2.50% $10,994
IMPAC MORTGAGE CORP. 1 2.75% $17,611
Arvest Bank 1 2.75% $3,387
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 2.88% $17,259
RANLIFE, INC. 1 3.13% $2,421
FIRST CONTINENTAL MORTGAGE, LTD. 1 2.88% $591

The top Seattle VA lender as defined by loan originations is CALIBER HOME LOANS, INC., with 631 VA loans originated. Their average total fees are $8,917, which is $1,731 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Seattle VA lenders (with over 10 loans originated) are LAKEVIEW LOAN SERVICING, LLC ($3,071), PENTAGON FEDERAL CREDIT UNION ($3,461), Lakeview Community Capital, LLC ($3,692), PLANET HOME LENDING, LLC ($3,909) and FREEDOM MORTGAGE CORPORATION ($4,285).

The lowest rate Seattle VA lenders (with over 10 loans originated) are ACCELERATE MORTGAGE, LLC (2.27%), VILLAGE CAPITAL & INVESTMENT LLC (2.29%), North American Savings Bank, F.S.B. (2.32%), PENNYMAC LOAN SERVICES, LLC (2.32%) and BNC National Bank (2.34%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Seattle (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $497,000 (13.6%) $822,806 (17.7%) 1.83 3,020
2018-02-01 $522,475 (13.7%) $842,187 (14.4%) 1.88 3,062
2018-03-01 $550,000 (14.1%) $861,145 (13.7%) 1.90 3,428
2018-04-01 $567,444 (14.6%) $865,153 (11.0%) 1.90 4,068
2018-05-01 $574,975 (15.1%) $862,623 (10.4%) 1.92 4,958
2018-06-01 $579,000 (15.8%) $863,030 (11.3%) 1.93 6,145
2018-07-01 $568,500 (13.7%) $825,908 (7.5%) 1.90 7,521
2018-08-01 $554,500 (13.7%) $795,811 (6.5%) 1.85 8,487
2018-09-01 $549,950 (12.3%) $780,888 (3.8%) 1.84 9,587
2018-10-01 $557,000 (12.5%) $781,507 (2.3%) 1.86 9,775
2018-11-01 $550,000 (11.1%) $779,804 (0.1%) 1.84 8,712
2018-12-01 $550,000 (11.1%) $785,745 (-1.0%) 1.88 7,151
2019-01-01 $563,900 (13.5%) $820,055 (-0.3%) 1.94 5,745
2019-02-01 $590,973 (13.1%) $858,699 (2.0%) 1.98 5,588
2019-03-01 $606,491 (10.3%) $876,525 (1.8%) 1.98 5,783
2019-04-01 $627,940 (10.7%) $905,243 (4.6%) 1.98 6,068
2019-05-01 $629,500 (9.5%) $890,540 (3.2%) 1.94 7,174
2019-06-01 $619,000 (6.9%) $866,498 (0.4%) 1.91 7,936
2019-07-01 $604,944 (6.4%) $857,001 (3.8%) 1.88 7,913
2019-08-01 $595,664 (7.4%) $844,070 (6.1%) 1.87 8,033
2019-09-01 $589,475 (7.2%) $836,162 (7.1%) 1.87 7,780
2019-10-01 $587,475 (5.5%) $832,696 (6.6%) 1.87 8,529
2019-11-01 $580,000 (5.5%) $836,584 (7.3%) 1.87 6,789
2019-12-01 $582,000 (5.8%) $850,252 (8.2%) 1.94 4,885
2020-01-01 $592,495 (5.1%) $874,162 (6.6%) 1.98 3,956
2020-02-01 $599,950 (1.5%) $894,876 (4.2%) 1.94 3,784
2020-03-01 $614,975 (1.4%) $891,020 (1.7%) 1.92 4,293
2020-04-01 $599,973 (-4.5%) $852,009 (-5.9%) 1.87 4,963
2020-05-01 $610,000 (-3.1%) $864,824 (-2.9%) 1.85 5,630
2020-06-01 $624,950 (1.0%) $893,090 (3.1%) 1.82 5,742
2020-07-01 $629,475 (4.1%) $901,753 (5.2%) 1.80 5,734
2020-08-01 $625,000 (4.9%) $890,881 (5.6%) 1.79 5,956
2020-09-01 $626,995 (6.4%) $892,935 (6.8%) 1.79 6,049
2020-10-01 $624,950 (6.4%) $896,079 (7.6%) 1.79 5,832
2020-11-01 $629,450 (8.5%) $926,930 (10.8%) 1.80 4,159
2020-12-01 $627,450 (7.8%) $933,443 (9.8%) 1.84 3,145
2021-01-01 $639,990 (8.0%) $966,939 (10.6%) 1.88 2,413
2021-02-01 $647,500 (7.9%) $960,673 (7.4%) 1.86 2,240
2021-03-01 $649,500 (5.6%) $929,283 (4.3%) 1.82 2,547
2021-04-01 $669,475 (11.6%) $942,142 (10.6%) 1.80 2,749
2021-05-01 $679,900 (11.5%) $954,508 (10.4%) 1.79 2,899
2021-06-01 $686,830 (9.9%) $951,254 (6.5%) 1.78 3,378
2021-07-01 $692,000 (9.9%) $955,871 (6.0%) 1.80 3,523
2021-08-01 $675,000 (8.0%) $915,715 (2.8%) 1.77 3,738
2021-09-01 $677,450 (8.1%) $928,676 (4.0%) 1.78 3,724
2021-10-01 $679,950 (8.8%) $950,349 (6.1%) 1.79 3,306
2021-11-01 $676,000 (7.4%) $957,793 (3.3%) 1.78 2,498
2021-12-01 $670,000 (6.8%) $946,708 (1.4%) 1.79 1,660
2022-01-01 $695,000 (8.6%) $1,018,070 (5.3%) 1.85 1,296
Seattle's median listing price for 2022-01-01 was $695,000, a difference of $55,010 (8.6%) versus the prior year and $25,000 versus the prior month.

Seattle's median listing price comes in at 185% of the national average.

Seattle's average listing price for 2022-01-01 was $1,018,070, a difference of $51,131 (5.3%) versus the prior year and $71,362 versus the prior month.

For the 2022-01-01 period, Seattle had 1,296 MLS listings, a difference of -364 listings (-22%) versus the prior month and -1,117 listings (-46%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Seattle (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 45 days 2,180 sqft
2018-02-01 27 days 2,173 sqft
2018-03-01 22 days 2,184 sqft
2018-04-01 23 days 2,160 sqft
2018-05-01 21 days 2,184 sqft
2018-06-01 23 days 2,170 sqft
2018-07-01 29 days 2,133 sqft
2018-08-01 31 days 2,098 sqft
2018-09-01 36 days 2,040 sqft
2018-10-01 38 days 2,029 sqft
2018-11-01 45 days 2,014 sqft
2018-12-01 59 days 2,024 sqft
2019-01-01 64 days 2,070 sqft
2019-02-01 44 days 2,119 sqft
2019-03-01 37 days 2,132 sqft
2019-04-01 28 days 2,164 sqft
2019-05-01 30 days 2,125 sqft
2019-06-01 33 days 2,110 sqft
2019-07-01 38 days 2,108 sqft
2019-08-01 41 days 2,069 sqft
2019-09-01 43 days 2,048 sqft
2019-10-01 43 days 2,045 sqft
2019-11-01 49 days 2,020 sqft
2019-12-01 63 days 2,037 sqft
2020-01-01 67 days 2,050 sqft
2020-02-01 38 days 2,075 sqft
2020-03-01 30 days 2,080 sqft
2020-04-01 32 days 2,067 sqft
2020-05-01 36 days 2,054 sqft
2020-06-01 35 days 2,038 sqft
2020-07-01 35 days 2,012 sqft
2020-08-01 32 days 1,920 sqft
2020-09-01 35 days 1,841 sqft
2020-10-01 35 days 1,780 sqft
2020-11-01 43 days 1,709 sqft
2020-12-01 50 days 1,685 sqft
2021-01-01 52 days 1,640 sqft
2021-02-01 35 days 1,661 sqft
2021-03-01 31 days 1,734 sqft
2021-04-01 28 days 1,767 sqft
2021-05-01 28 days 1,790 sqft
2021-06-01 26 days 1,814 sqft
2021-07-01 30 days 1,814 sqft
2021-08-01 29 days 1,819 sqft
2021-09-01 30 days 1,855 sqft
2021-10-01 34 days 1,840 sqft
2021-11-01 36 days 1,825 sqft
2021-12-01 41 days 1,794 sqft
2022-01-01 39 days 1,797 sqft
Seattle's median listing age (time on market) for 2022-01-01 was 39 days. This is -25% shorter than the same period one year ago.

Seattle's median square footage for active listings during the 2022-01-01 period was 1,797 sqft. One year prior, the average listing was 1,640 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.