Torrington VA Loan Rates, Closing Costs & Stats
Torrington, CT
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Torrington VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Torrington
averaged
0%
for the week of 2025-05-23, compared to the national average (all VA variants) of
6.52% for the same period.
Torrington's average VA mortgage closing costs are $6,539.
The average rate for the prior week (2025-05-16) was
0% and
one month ago for the week of 2025-04-18, the
average rate was 0%.
The average rate one year ago was 0%.
For refis of the same type during the week of 2025-05-23, the average rate
was 0%.
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.
Torrington VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Torrington level.
| Name | # of Loans | 2024 Avg. 30yFix Rate | 2024 Avg. Closing Costs |
|---|
The lowest fee Torrington VA lenders (with over 10 loans originated) are
.
The lowest rate Torrington VA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Torrington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $361,750 (3.4%) | $723,270 (-2.0%) | 1.30 | 988 |
| 2018-02-01 | $377,450 (7.8%) | $743,241 (-0.4%) | 1.29 | 976 |
| 2018-03-01 | $383,000 (5.2%) | $726,989 (-6.7%) | 1.26 | 1,008 |
| 2018-04-01 | $374,975 (-1.3%) | $717,536 (-8.2%) | 1.22 | 1,040 |
| 2018-05-01 | $371,200 (-2.2%) | $715,817 (-5.5%) | 1.17 | 1,135 |
| 2018-06-01 | $369,900 (-1.3%) | $728,871 (-3.5%) | 1.17 | 1,233 |
| 2018-07-01 | $367,000 (-2.1%) | $734,095 (-2.1%) | 1.17 | 1,281 |
| 2018-08-01 | $366,500 (2.2%) | $740,576 (2.1%) | 1.19 | 1,283 |
| 2018-09-01 | $362,450 (-1.6%) | $747,122 (2.9%) | 1.17 | 1,277 |
| 2018-10-01 | $362,475 (-1.8%) | $751,247 (5.6%) | 1.17 | 1,254 |
| 2018-11-01 | $373,975 (1.4%) | $770,644 (6.7%) | 1.19 | 1,166 |
| 2018-12-01 | $374,900 (4.2%) | $790,748 (12.0%) | 1.20 | 1,082 |
| 2019-01-01 | $375,000 (3.7%) | $809,632 (11.9%) | 1.21 | 992 |
| 2019-02-01 | $392,500 (4.0%) | $811,616 (9.2%) | 1.19 | 978 |
| 2019-03-01 | $414,407 (8.2%) | $823,942 (13.3%) | 1.20 | 980 |
| 2019-04-01 | $433,700 (15.7%) | $814,283 (13.5%) | 1.20 | 993 |
| 2019-05-01 | $425,750 (14.7%) | $793,033 (10.8%) | 1.15 | 1,080 |
| 2019-06-01 | $409,900 (10.8%) | $770,058 (5.7%) | 1.15 | 1,180 |
| 2019-07-01 | $417,200 (13.7%) | $764,789 (4.2%) | 1.16 | 1,194 |
| 2019-08-01 | $410,909 (12.1%) | $755,661 (2.0%) | 1.17 | 1,181 |
| 2019-09-01 | $404,773 (11.7%) | $744,934 (-0.3%) | 1.18 | 1,179 |
| 2019-10-01 | $400,682 (10.5%) | $739,403 (-1.6%) | 1.20 | 1,178 |
| 2019-11-01 | $425,000 (13.6%) | $765,348 (-0.7%) | 1.27 | 1,067 |
| 2019-12-01 | $429,000 (14.4%) | $787,729 (-0.4%) | 1.30 | 957 |
| 2020-01-01 | $429,900 (14.6%) | $790,250 (-2.4%) | 1.32 | 880 |
| 2020-02-01 | $435,000 (10.8%) | $787,170 (-3.0%) | 1.29 | 818 |
| 2020-03-01 | $452,450 (9.2%) | $810,716 (-1.6%) | 1.25 | 779 |
| 2020-04-01 | $459,975 (6.1%) | $823,712 (1.2%) | 1.25 | 736 |
| 2020-05-01 | $465,000 (9.2%) | $801,744 (1.1%) | 1.20 | 661 |
| 2020-06-01 | $493,750 (20.5%) | $902,294 (17.2%) | 1.23 | 653 |
| 2020-07-01 | $509,000 (22.0%) | $928,218 (21.4%) | 1.29 | 660 |
| 2020-08-01 | $499,900 (21.7%) | $917,514 (21.4%) | 1.26 | 643 |
| 2020-09-01 | $519,950 (28.5%) | $931,458 (25.0%) | 1.34 | 635 |
| 2020-10-01 | $525,000 (31.0%) | $963,803 (30.4%) | 1.37 | 635 |
| 2020-11-01 | $533,250 (25.5%) | $1,012,222 (32.3%) | 1.43 | 559 |
| 2020-12-01 | $546,000 (27.3%) | $1,046,728 (32.9%) | 1.49 | 511 |
| 2021-01-01 | $549,900 (27.9%) | $1,210,425 (53.2%) | 1.52 | 432 |
| 2021-02-01 | $577,375 (32.7%) | $1,283,853 (63.1%) | 1.54 | 362 |
| 2021-03-01 | $573,500 (26.8%) | $1,344,675 (65.9%) | 1.54 | 355 |
| 2021-04-01 | $581,000 (26.3%) | $1,311,068 (59.2%) | 1.46 | 340 |
| 2021-05-01 | $566,835 (21.9%) | $1,289,869 (60.9%) | 1.46 | 366 |
| 2021-06-01 | $567,393 (14.9%) | $1,280,863 (42.0%) | 1.39 | 408 |
| 2021-07-01 | $552,500 (8.6%) | $1,222,706 (31.7%) | 1.32 | 474 |
| 2021-08-01 | $549,000 (9.8%) | $1,187,708 (29.5%) | 1.33 | 483 |
| 2021-09-01 | $527,950 (1.5%) | $1,176,187 (26.3%) | 1.33 | 474 |
| 2021-10-01 | $525,000 (0.0%) | $1,149,606 (19.3%) | 1.31 | 463 |
| 2021-11-01 | $547,175 (2.6%) | $1,215,543 (20.1%) | 1.32 | 401 |
| 2021-12-01 | $553,950 (1.5%) | $1,240,961 (18.6%) | 1.36 | 348 |
| 2022-01-01 | $579,950 (5.5%) | $1,414,569 (16.9%) | 1.43 | 301 |
| 2022-02-01 | $637,475 (10.4%) | $1,515,488 (18.0%) | 1.46 | 246 |
| 2022-03-01 | $627,100 (9.4%) | $1,460,719 (8.6%) | 1.37 | 236 |
| 2022-04-01 | $649,900 (11.9%) | $1,424,340 (8.6%) | 1.31 | 249 |
| 2022-05-01 | $684,900 (20.8%) | $1,484,814 (15.1%) | 1.23 | 286 |
| 2022-06-01 | $670,375 (18.2%) | $1,442,738 (12.6%) | 1.22 | 328 |
| 2022-07-01 | $630,000 (14.0%) | $1,330,169 (8.8%) | 1.22 | 356 |
| 2022-08-01 | $660,000 (20.2%) | $1,382,639 (16.4%) | 1.28 | 361 |
| 2022-09-01 | $665,550 (26.1%) | $1,401,839 (19.2%) | 1.29 | 347 |
| 2022-10-01 | $649,900 (23.8%) | $1,381,322 (20.2%) | 1.28 | 327 |
| 2022-11-01 | $614,975 (12.4%) | $1,402,145 (15.4%) | 1.27 | 298 |
| 2022-12-01 | $600,000 (8.3%) | $1,409,187 (13.6%) | 1.36 | 273 |
| 2023-01-01 | $624,500 (7.7%) | $1,480,433 (4.7%) | 1.40 | 233 |
| 2023-02-01 | $687,450 (7.8%) | $1,482,156 (-2.2%) | 1.44 | 211 |
| 2023-03-01 | $720,175 (14.8%) | $1,546,646 (5.9%) | 1.52 | 206 |
| 2023-04-01 | $767,500 (18.1%) | $1,587,214 (11.4%) | 1.57 | 214 |
| 2023-05-01 | $799,000 (16.7%) | $1,643,527 (10.7%) | 1.56 | 234 |
| 2023-06-01 | $795,000 (18.6%) | $1,477,277 (2.4%) | 1.47 | 259 |
| 2023-07-01 | $770,000 (22.2%) | $1,386,297 (4.2%) | 1.57 | 253 |
| 2023-08-01 | $721,425 (9.3%) | $1,330,905 (-3.7%) | 1.46 | 250 |
| 2023-09-01 | $733,300 (10.2%) | $1,325,411 (-5.5%) | 1.44 | 268 |
| 2023-10-01 | $763,000 (17.4%) | $1,327,182 (-3.9%) | 1.53 | 284 |
| 2023-11-01 | $757,475 (23.2%) | $1,269,958 (-9.4%) | 1.55 | 276 |
| 2023-12-01 | $729,150 (21.5%) | $1,252,861 (-11.1%) | 1.54 | 244 |
| 2024-01-01 | $699,225 (12.0%) | $1,210,518 (-18.2%) | 1.51 | 210 |
| 2024-02-01 | $673,225 (-2.1%) | $1,123,258 (-24.2%) | 1.44 | 205 |
| 2024-03-01 | $675,000 (-6.3%) | $1,209,904 (-21.8%) | 1.41 | 205 |
| 2024-04-01 | $718,675 (-6.4%) | $1,270,361 (-20.0%) | 1.49 | 218 |
| 2024-05-01 | $742,500 (-7.1%) | $1,350,532 (-17.8%) | 1.51 | 248 |
| 2024-06-01 | $685,000 (-13.8%) | $1,241,623 (-16.0%) | 1.40 | 295 |
| 2024-07-01 | $680,000 (-11.7%) | $1,283,840 (-7.4%) | 1.37 | 295 |
| 2024-08-01 | $647,450 (-10.3%) | $1,264,508 (-5.0%) | 1.35 | 299 |
| 2024-09-01 | $681,850 (-7.0%) | $1,372,867 (3.6%) | 1.41 | 322 |
| 2024-10-01 | $664,900 (-12.9%) | $1,335,733 (0.6%) | 1.40 | 332 |
| 2024-11-01 | $699,900 (-7.6%) | $1,427,994 (12.4%) | 1.44 | 303 |
| 2024-12-01 | $724,750 (-0.6%) | $1,491,866 (19.1%) | 1.55 | 248 |
| 2025-01-01 | $685,000 (-2.0%) | $1,380,680 (14.1%) | 0.00 | 209 |
| 2025-02-01 | $662,450 (-1.6%) | $1,288,737 (14.7%) | 0.00 | 200 |
| 2025-03-01 | $675,000 (0.0%) | $1,345,756 (11.2%) | 0.00 | 199 |
| 2025-04-01 | $692,363 (-3.7%) | $1,329,747 (4.7%) | 0.00 | 237 |
Torrington's median listing price for 2025-04-01 was $692,363, a difference of
$-26,312
(-3.7%) versus the prior year and
$17,363 versus the prior month.
Torrington's median listing price comes in at 0% of the national average.
Torrington's average listing price for 2025-04-01 was $1,329,747, a difference of $59,386 (4.7%) versus the prior year and $-16,009 versus the prior month.
For the 2025-04-01 period, Torrington had 237 MLS listings, a difference of 38 listings (19%) versus the prior month and 19 listings (9%) versus the prior year.
Torrington's median listing price comes in at 0% of the national average.
Torrington's average listing price for 2025-04-01 was $1,329,747, a difference of $59,386 (4.7%) versus the prior year and $-16,009 versus the prior month.
For the 2025-04-01 period, Torrington had 237 MLS listings, a difference of 38 listings (19%) versus the prior month and 19 listings (9%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Torrington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 119 days | 2,160 sqft |
| 2018-02-01 | 128 days | 2,183 sqft |
| 2018-03-01 | 109 days | 2,201 sqft |
| 2018-04-01 | 70 days | 2,170 sqft |
| 2018-05-01 | 65 days | 2,160 sqft |
| 2018-06-01 | 68 days | 2,160 sqft |
| 2018-07-01 | 75 days | 2,161 sqft |
| 2018-08-01 | 86 days | 2,157 sqft |
| 2018-09-01 | 92 days | 2,120 sqft |
| 2018-10-01 | 98 days | 2,094 sqft |
| 2018-11-01 | 102 days | 2,118 sqft |
| 2018-12-01 | 108 days | 2,118 sqft |
| 2019-01-01 | 120 days | 2,106 sqft |
| 2019-02-01 | 124 days | 2,145 sqft |
| 2019-03-01 | 104 days | 2,185 sqft |
| 2019-04-01 | 76 days | 2,231 sqft |
| 2019-05-01 | 65 days | 2,320 sqft |
| 2019-06-01 | 66 days | 2,400 sqft |
| 2019-07-01 | 74 days | 2,404 sqft |
| 2019-08-01 | 80 days | 2,409 sqft |
| 2019-09-01 | 85 days | 2,398 sqft |
| 2019-10-01 | 90 days | 2,388 sqft |
| 2019-11-01 | 101 days | 2,397 sqft |
| 2019-12-01 | 116 days | 2,388 sqft |
| 2020-01-01 | 126 days | 2,365 sqft |
| 2020-02-01 | 128 days | 2,366 sqft |
| 2020-03-01 | 109 days | 2,413 sqft |
| 2020-04-01 | 91 days | 2,410 sqft |
| 2020-05-01 | 86 days | 2,400 sqft |
| 2020-06-01 | 68 days | 2,480 sqft |
| 2020-07-01 | 49 days | 2,540 sqft |
| 2020-08-01 | 51 days | 2,516 sqft |
| 2020-09-01 | 51 days | 2,499 sqft |
| 2020-10-01 | 50 days | 2,527 sqft |
| 2020-11-01 | 64 days | 2,580 sqft |
| 2020-12-01 | 83 days | 2,607 sqft |
| 2021-01-01 | 100 days | 2,581 sqft |
| 2021-02-01 | 114 days | 2,584 sqft |
| 2021-03-01 | 97 days | 2,511 sqft |
| 2021-04-01 | 46 days | 2,487 sqft |
| 2021-05-01 | 41 days | 2,487 sqft |
| 2021-06-01 | 40 days | 2,474 sqft |
| 2021-07-01 | 43 days | 2,346 sqft |
| 2021-08-01 | 46 days | 2,244 sqft |
| 2021-09-01 | 57 days | 2,220 sqft |
| 2021-10-01 | 67 days | 2,220 sqft |
| 2021-11-01 | 74 days | 2,224 sqft |
| 2021-12-01 | 78 days | 2,230 sqft |
| 2022-01-01 | 88 days | 2,367 sqft |
| 2022-02-01 | 89 days | 2,448 sqft |
| 2022-03-01 | 48 days | 2,289 sqft |
| 2022-04-01 | 38 days | 2,276 sqft |
| 2022-05-01 | 30 days | 2,321 sqft |
| 2022-06-01 | 32 days | 2,439 sqft |
| 2022-07-01 | 38 days | 2,355 sqft |
| 2022-08-01 | 45 days | 2,506 sqft |
| 2022-09-01 | 54 days | 2,477 sqft |
| 2022-10-01 | 64 days | 2,475 sqft |
| 2022-11-01 | 70 days | 2,450 sqft |
| 2022-12-01 | 82 days | 2,431 sqft |
| 2023-01-01 | 93 days | 2,389 sqft |
| 2023-02-01 | 97 days | 2,544 sqft |
| 2023-03-01 | 56 days | 2,523 sqft |
| 2023-04-01 | 51 days | 2,618 sqft |
| 2023-05-01 | 38 days | 2,617 sqft |
| 2023-06-01 | 34 days | 2,490 sqft |
| 2023-07-01 | 45 days | 2,304 sqft |
| 2023-08-01 | 51 days | 2,379 sqft |
| 2023-09-01 | 50 days | 2,425 sqft |
| 2023-10-01 | 48 days | 2,469 sqft |
| 2023-11-01 | 60 days | 2,474 sqft |
| 2023-12-01 | 72 days | 2,448 sqft |
| 2024-01-01 | 81 days | 2,413 sqft |
| 2024-02-01 | 73 days | 2,369 sqft |
| 2024-03-01 | 55 days | 2,252 sqft |
| 2024-04-01 | 45 days | 2,266 sqft |
| 2024-05-01 | 38 days | 2,404 sqft |
| 2024-06-01 | 37 days | 2,246 sqft |
| 2024-07-01 | 44 days | 2,260 sqft |
| 2024-08-01 | 51 days | 2,213 sqft |
| 2024-09-01 | 50 days | 2,245 sqft |
| 2024-10-01 | 51 days | 2,229 sqft |
| 2024-11-01 | 61 days | 2,238 sqft |
| 2024-12-01 | 78 days | 2,245 sqft |
| 2025-01-01 | 0 days | 2,238 sqft |
| 2025-02-01 | 0 days | 2,206 sqft |
| 2025-03-01 | 0 days | 2,199 sqft |
| 2025-04-01 | 0 days | 2,193 sqft |
Torrington's median listing age (time on market) for 2025-04-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
Torrington's median square footage for active listings during the 2025-04-01 period was 2,193 sqft. One year prior, the average listing was 2,266 sqft.
Torrington's median square footage for active listings during the 2025-04-01 period was 2,193 sqft. One year prior, the average listing was 2,266 sqft.