West Palm Beach VA Loan Rates, Closing Costs & Stats
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
West Palm Beach VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in West Palm Beach
averaged
0%
for the week of 2026-10-02, compared to the national average (all VA variants) of
7.031% for the same period.
West Palm Beach's average VA mortgage closing costs are $0.
The average rate for the prior week (2026-09-25) was
0% and
one month ago for the week of 2026-08-28, the
average rate was 0%.
The average rate one year ago was 0%.
For refis of the same type during the week of 2026-10-02, the average rate
was 0%.
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.
West Palm Beach VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the West Palm Beach level.
| Name | # of Loans | 2024 Avg. 30yFix Rate | 2024 Avg. Closing Costs |
|---|
The lowest fee West Palm Beach VA lenders (with over 10 loans originated) are
.
The lowest rate West Palm Beach VA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - West Palm Beach (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $390,000 (4.0%) | $877,914 (3.0%) | 1.45 | 46,965 |
| 2018-02-01 | $389,950 (3.4%) | $876,078 (2.7%) | 1.42 | 48,001 |
| 2018-03-01 | $394,900 (3.3%) | $877,390 (2.1%) | 1.39 | 48,472 |
| 2018-04-01 | $397,250 (3.2%) | $878,636 (1.5%) | 1.35 | 48,104 |
| 2018-05-01 | $399,000 (2.7%) | $878,088 (0.5%) | 1.33 | 47,080 |
| 2018-06-01 | $399,000 (3.2%) | $876,987 (1.6%) | 1.33 | 46,265 |
| 2018-07-01 | $399,000 (2.3%) | $872,124 (1.4%) | 1.33 | 45,955 |
| 2018-08-01 | $398,750 (2.0%) | $864,479 (0.1%) | 1.34 | 45,634 |
| 2018-09-01 | $397,500 (1.9%) | $863,007 (-0.7%) | 1.34 | 46,079 |
| 2018-10-01 | $395,000 (1.4%) | $865,304 (0.5%) | 1.34 | 47,542 |
| 2018-11-01 | $395,000 (1.3%) | $870,084 (0.6%) | 1.34 | 49,388 |
| 2018-12-01 | $390,000 (0.0%) | $876,936 (1.0%) | 1.35 | 50,362 |
| 2019-01-01 | $390,000 (0.0%) | $877,276 (-0.1%) | 1.35 | 51,140 |
| 2019-02-01 | $390,000 (0.0%) | $880,133 (0.5%) | 1.32 | 52,899 |
| 2019-03-01 | $393,857 (-0.3%) | $880,812 (0.4%) | 1.29 | 52,213 |
| 2019-04-01 | $399,000 (0.4%) | $886,067 (0.9%) | 1.27 | 50,841 |
| 2019-05-01 | $399,900 (0.2%) | $894,511 (1.9%) | 1.25 | 49,416 |
| 2019-06-01 | $399,995 (0.3%) | $888,843 (1.4%) | 1.25 | 47,728 |
| 2019-07-01 | $400,000 (0.3%) | $884,072 (1.4%) | 1.25 | 46,164 |
| 2019-08-01 | $399,727 (0.3%) | $881,485 (2.0%) | 1.27 | 45,590 |
| 2019-09-01 | $399,318 (0.5%) | $884,201 (2.5%) | 1.28 | 45,053 |
| 2019-10-01 | $399,295 (1.1%) | $890,712 (2.9%) | 1.29 | 44,973 |
| 2019-11-01 | $399,900 (1.2%) | $914,819 (5.1%) | 1.31 | 45,821 |
| 2019-12-01 | $399,900 (2.5%) | $928,944 (5.9%) | 1.33 | 45,645 |
| 2020-01-01 | $399,125 (2.3%) | $936,949 (6.8%) | 1.33 | 44,974 |
| 2020-02-01 | $399,900 (2.5%) | $942,032 (7.0%) | 1.31 | 45,472 |
| 2020-03-01 | $399,950 (1.6%) | $943,073 (7.1%) | 1.25 | 45,268 |
| 2020-04-01 | $395,000 (-1.0%) | $909,506 (2.7%) | 1.24 | 44,431 |
| 2020-05-01 | $390,000 (-2.5%) | $914,368 (2.2%) | 1.19 | 43,837 |
| 2020-06-01 | $399,000 (-0.3%) | $928,949 (4.5%) | 1.18 | 42,715 |
| 2020-07-01 | $399,450 (-0.1%) | $951,341 (7.6%) | 1.16 | 40,287 |
| 2020-08-01 | $399,900 (0.0%) | $962,154 (9.2%) | 1.15 | 39,107 |
| 2020-09-01 | $400,000 (0.2%) | $977,464 (10.6%) | 1.15 | 38,035 |
| 2020-10-01 | $405,000 (1.4%) | $988,909 (11.0%) | 1.16 | 37,485 |
| 2020-11-01 | $400,000 (0.0%) | $988,818 (8.1%) | 1.17 | 37,077 |
| 2020-12-01 | $399,999 (0.0%) | $994,325 (7.0%) | 1.19 | 35,995 |
| 2021-01-01 | $399,000 (0.0%) | $985,980 (5.2%) | 1.19 | 33,468 |
| 2021-02-01 | $396,000 (-1.0%) | $1,001,301 (6.3%) | 1.15 | 30,512 |
| 2021-03-01 | $398,750 (-0.3%) | $1,025,276 (8.7%) | 1.13 | 26,860 |
| 2021-04-01 | $412,000 (4.3%) | $1,061,309 (16.7%) | 1.12 | 24,099 |
| 2021-05-01 | $429,000 (10.0%) | $1,116,370 (22.1%) | 1.14 | 21,800 |
| 2021-06-01 | $449,000 (12.5%) | $1,163,849 (25.3%) | 1.18 | 20,633 |
| 2021-07-01 | $455,500 (14.0%) | $1,159,295 (21.9%) | 1.20 | 20,962 |
| 2021-08-01 | $459,500 (14.9%) | $1,176,863 (22.3%) | 1.23 | 20,831 |
| 2021-09-01 | $467,450 (16.9%) | $1,207,975 (23.6%) | 1.25 | 20,298 |
| 2021-10-01 | $479,850 (18.5%) | $1,260,576 (27.5%) | 1.28 | 19,457 |
| 2021-11-01 | $482,500 (20.6%) | $1,304,727 (32.0%) | 1.29 | 18,303 |
| 2021-12-01 | $492,000 (23.0%) | $1,343,447 (35.1%) | 1.33 | 17,026 |
| 2022-01-01 | $495,000 (24.1%) | $1,399,438 (41.9%) | 1.34 | 15,400 |
| 2022-02-01 | $522,450 (31.9%) | $1,501,636 (50.0%) | 1.36 | 13,563 |
| 2022-03-01 | $544,500 (36.6%) | $1,566,457 (52.8%) | 1.36 | 13,063 |
| 2022-04-01 | $577,500 (40.2%) | $1,616,114 (52.3%) | 1.38 | 12,825 |
| 2022-05-01 | $622,000 (45.0%) | $1,623,239 (45.4%) | 1.42 | 14,723 |
| 2022-06-01 | $625,000 (39.2%) | $1,531,062 (31.6%) | 1.39 | 17,323 |
| 2022-07-01 | $620,000 (36.1%) | $1,432,579 (23.6%) | 1.40 | 21,070 |
| 2022-08-01 | $604,250 (31.5%) | $1,406,924 (19.6%) | 1.40 | 22,462 |
| 2022-09-01 | $599,000 (28.1%) | $1,393,945 (15.4%) | 1.40 | 22,559 |
| 2022-10-01 | $599,000 (24.8%) | $1,407,112 (11.6%) | 1.41 | 23,833 |
| 2022-11-01 | $599,000 (24.2%) | $1,431,246 (9.7%) | 1.44 | 25,517 |
| 2022-12-01 | $595,000 (20.9%) | $1,461,330 (8.8%) | 1.47 | 25,912 |
| 2023-01-01 | $595,000 (20.2%) | $1,473,889 (5.3%) | 1.47 | 25,919 |
| 2023-02-01 | $599,000 (14.7%) | $1,503,920 (0.2%) | 1.45 | 25,462 |
| 2023-03-01 | $599,444 (10.1%) | $1,521,207 (-2.9%) | 1.41 | 24,536 |
| 2023-04-01 | $605,000 (4.8%) | $1,570,111 (-2.9%) | 1.41 | 23,340 |
| 2023-05-01 | $607,598 (-2.3%) | $1,579,899 (-2.7%) | 1.38 | 22,854 |
| 2023-06-01 | $604,848 (-3.2%) | $1,548,211 (1.1%) | 1.36 | 22,583 |
| 2023-07-01 | $600,995 (-3.1%) | $1,497,098 (4.5%) | 1.37 | 22,403 |
| 2023-08-01 | $600,000 (-0.7%) | $1,468,712 (4.4%) | 1.38 | 22,488 |
| 2023-09-01 | $599,000 (0.0%) | $1,445,209 (3.7%) | 1.39 | 24,077 |
| 2023-10-01 | $598,500 (-0.1%) | $1,453,940 (3.3%) | 1.41 | 26,415 |
| 2023-11-01 | $594,973 (-0.7%) | $1,473,539 (3.0%) | 1.42 | 29,158 |
| 2023-12-01 | $579,900 (-2.5%) | $1,467,078 (0.4%) | 1.41 | 30,835 |
| 2024-01-01 | $564,500 (-5.1%) | $1,460,653 (-0.9%) | 1.38 | 32,515 |
| 2024-02-01 | $550,000 (-8.2%) | $1,417,762 (-5.7%) | 1.32 | 34,971 |
| 2024-03-01 | $549,000 (-8.4%) | $1,373,035 (-9.7%) | 1.29 | 36,367 |
| 2024-04-01 | $540,000 (-10.7%) | $1,335,206 (-15.0%) | 1.26 | 36,956 |
| 2024-05-01 | $539,450 (-11.2%) | $1,319,018 (-16.5%) | 1.23 | 37,421 |
| 2024-06-01 | $535,000 (-11.6%) | $1,260,339 (-18.6%) | 1.22 | 37,870 |
| 2024-07-01 | $535,000 (-11.0%) | $1,229,134 (-17.9%) | 1.22 | 38,455 |
| 2024-08-01 | $530,000 (-11.7%) | $1,208,384 (-17.7%) | 1.23 | 38,724 |
| 2024-09-01 | $525,000 (-12.4%) | $1,205,606 (-16.6%) | 1.24 | 40,335 |
| 2024-10-01 | $525,000 (-12.3%) | $1,216,025 (-16.4%) | 1.24 | 41,763 |
| 2024-11-01 | $525,000 (-11.8%) | $1,247,485 (-15.3%) | 1.26 | 44,007 |
| 2024-12-01 | $522,500 (-9.9%) | $1,268,479 (-13.5%) | 1.30 | 44,834 |
| 2025-01-01 | $520,000 (-7.9%) | $1,273,702 (-12.8%) | 1.30 | 45,793 |
| 2025-02-01 | $515,000 (-6.4%) | $1,264,379 (-10.8%) | 1.25 | 48,694 |
| 2025-03-01 | $512,000 (-6.7%) | $1,252,176 (-8.8%) | 1.21 | 50,843 |
| 2025-04-01 | $510,000 (-5.6%) | $1,239,064 (-7.2%) | 1.18 | 51,989 |
| 2025-05-01 | $510,000 (-5.5%) | $1,219,712 (-7.5%) | 1.16 | 51,902 |
| 2025-06-01 | $510,000 (-4.7%) | $1,185,074 (-6.0%) | 1.16 | 51,140 |
| 2025-07-01 | $509,950 (-4.7%) | $1,162,950 (-5.4%) | 1.16 | 49,981 |
| 2025-08-01 | $500,000 (-5.7%) | $1,155,348 (-4.4%) | 1.16 | 48,133 |
| 2025-09-01 | $499,900 (-4.8%) | $1,174,334 (-2.6%) | 1.18 | 47,046 |
| 2025-10-01 | $499,999 (-4.8%) | $1,205,560 (-0.9%) | 1.18 | 47,184 |
| 2025-11-01 | $500,000 (-4.8%) | $1,265,103 (1.4%) | 1.20 | 47,554 |
| 2025-12-01 | $500,000 (-4.3%) | $1,291,868 (1.8%) | 1.25 | 47,134 |
| 2026-01-01 | $500,000 (-3.9%) | $1,313,586 (3.1%) | 1.25 | 46,386 |
| 2026-02-01 | $499,999 (-2.9%) | $1,316,655 (4.1%) | 1.24 | 47,129 |
| 2026-03-01 | $499,000 (-2.5%) | $1,311,696 (4.8%) | 1.20 | 45,974 |
| 2026-04-01 | $499,250 (-2.1%) | $1,304,849 (5.3%) | 1.17 | 45,284 |
| 2026-05-01 | $499,000 (-2.2%) | $1,307,193 (7.2%) | 1.16 | 43,929 |
| 2026-06-01 | $499,000 (-2.2%) | $1,277,417 (7.8%) | 1.16 | 42,976 |
| 2026-07-01 | $495,000 (-2.9%) | $1,241,606 (6.8%) | 1.15 | 41,524 |
| 2026-08-01 | $490,000 (-2.0%) | $1,212,183 (4.9%) | 1.15 | 40,908 |
| 2026-09-01 | $490,000 (-2.0%) | $1,221,993 (4.1%) | 0.00 | 41,277 |
West Palm Beach's median listing price for 2026-09-01 was $490,000, a difference of
$-9,900
(-2.0%) versus the prior year and
$0 versus the prior month.
West Palm Beach's median listing price comes in at 0% of the national average.
West Palm Beach's average listing price for 2026-09-01 was $1,221,993, a difference of $47,659 (4.1%) versus the prior year and $9,810 versus the prior month.
For the 2026-09-01 period, West Palm Beach had 41,277 MLS listings, a difference of 369 listings (1%) versus the prior month and -5,769 listings (-12%) versus the prior year.
West Palm Beach's median listing price comes in at 0% of the national average.
West Palm Beach's average listing price for 2026-09-01 was $1,221,993, a difference of $47,659 (4.1%) versus the prior year and $9,810 versus the prior month.
For the 2026-09-01 period, West Palm Beach had 41,277 MLS listings, a difference of 369 listings (1%) versus the prior month and -5,769 listings (-12%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - West Palm Beach (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 81 days | 1,498 sqft |
| 2018-02-01 | 78 days | 1,499 sqft |
| 2018-03-01 | 72 days | 1,500 sqft |
| 2018-04-01 | 74 days | 1,500 sqft |
| 2018-05-01 | 76 days | 1,505 sqft |
| 2018-06-01 | 79 days | 1,515 sqft |
| 2018-07-01 | 80 days | 1,516 sqft |
| 2018-08-01 | 81 days | 1,513 sqft |
| 2018-09-01 | 81 days | 1,509 sqft |
| 2018-10-01 | 78 days | 1,506 sqft |
| 2018-11-01 | 75 days | 1,509 sqft |
| 2018-12-01 | 79 days | 1,506 sqft |
| 2019-01-01 | 83 days | 1,503 sqft |
| 2019-02-01 | 81 days | 1,505 sqft |
| 2019-03-01 | 79 days | 1,510 sqft |
| 2019-04-01 | 78 days | 1,518 sqft |
| 2019-05-01 | 81 days | 1,524 sqft |
| 2019-06-01 | 85 days | 1,526 sqft |
| 2019-07-01 | 86 days | 1,529 sqft |
| 2019-08-01 | 86 days | 1,523 sqft |
| 2019-09-01 | 86 days | 1,515 sqft |
| 2019-10-01 | 85 days | 1,508 sqft |
| 2019-11-01 | 81 days | 1,505 sqft |
| 2019-12-01 | 84 days | 1,500 sqft |
| 2020-01-01 | 87 days | 1,499 sqft |
| 2020-02-01 | 82 days | 1,488 sqft |
| 2020-03-01 | 74 days | 1,485 sqft |
| 2020-04-01 | 82 days | 1,462 sqft |
| 2020-05-01 | 94 days | 1,450 sqft |
| 2020-06-01 | 103 days | 1,438 sqft |
| 2020-07-01 | 96 days | 1,407 sqft |
| 2020-08-01 | 82 days | 1,389 sqft |
| 2020-09-01 | 81 days | 1,381 sqft |
| 2020-10-01 | 81 days | 1,377 sqft |
| 2020-11-01 | 79 days | 1,367 sqft |
| 2020-12-01 | 81 days | 1,358 sqft |
| 2021-01-01 | 83 days | 1,334 sqft |
| 2021-02-01 | 75 days | 1,303 sqft |
| 2021-03-01 | 64 days | 1,293 sqft |
| 2021-04-01 | 60 days | 1,297 sqft |
| 2021-05-01 | 56 days | 1,312 sqft |
| 2021-06-01 | 53 days | 1,342 sqft |
| 2021-07-01 | 52 days | 1,362 sqft |
| 2021-08-01 | 53 days | 1,366 sqft |
| 2021-09-01 | 54 days | 1,369 sqft |
| 2021-10-01 | 55 days | 1,377 sqft |
| 2021-11-01 | 56 days | 1,376 sqft |
| 2021-12-01 | 58 days | 1,367 sqft |
| 2022-01-01 | 61 days | 1,357 sqft |
| 2022-02-01 | 48 days | 1,365 sqft |
| 2022-03-01 | 40 days | 1,387 sqft |
| 2022-04-01 | 40 days | 1,435 sqft |
| 2022-05-01 | 36 days | 1,488 sqft |
| 2022-06-01 | 37 days | 1,500 sqft |
| 2022-07-01 | 40 days | 1,512 sqft |
| 2022-08-01 | 49 days | 1,513 sqft |
| 2022-09-01 | 57 days | 1,514 sqft |
| 2022-10-01 | 60 days | 1,519 sqft |
| 2022-11-01 | 61 days | 1,516 sqft |
| 2022-12-01 | 66 days | 1,500 sqft |
| 2023-01-01 | 72 days | 1,488 sqft |
| 2023-02-01 | 67 days | 1,473 sqft |
| 2023-03-01 | 60 days | 1,460 sqft |
| 2023-04-01 | 63 days | 1,454 sqft |
| 2023-05-01 | 63 days | 1,443 sqft |
| 2023-06-01 | 62 days | 1,443 sqft |
| 2023-07-01 | 64 days | 1,435 sqft |
| 2023-08-01 | 62 days | 1,428 sqft |
| 2023-09-01 | 58 days | 1,420 sqft |
| 2023-10-01 | 56 days | 1,424 sqft |
| 2023-11-01 | 57 days | 1,426 sqft |
| 2023-12-01 | 61 days | 1,407 sqft |
| 2024-01-01 | 68 days | 1,395 sqft |
| 2024-02-01 | 62 days | 1,377 sqft |
| 2024-03-01 | 58 days | 1,364 sqft |
| 2024-04-01 | 64 days | 1,354 sqft |
| 2024-05-01 | 65 days | 1,348 sqft |
| 2024-06-01 | 68 days | 1,349 sqft |
| 2024-07-01 | 73 days | 1,346 sqft |
| 2024-08-01 | 74 days | 1,340 sqft |
| 2024-09-01 | 74 days | 1,335 sqft |
| 2024-10-01 | 73 days | 1,338 sqft |
| 2024-11-01 | 74 days | 1,346 sqft |
| 2024-12-01 | 79 days | 1,334 sqft |
| 2025-01-01 | 79 days | 1,331 sqft |
| 2025-02-01 | 74 days | 1,333 sqft |
| 2025-03-01 | 67 days | 1,332 sqft |
| 2025-04-01 | 72 days | 1,333 sqft |
| 2025-05-01 | 77 days | 1,336 sqft |
| 2025-06-01 | 83 days | 1,337 sqft |
| 2025-07-01 | 88 days | 1,336 sqft |
| 2025-08-01 | 90 days | 1,331 sqft |
| 2025-09-01 | 89 days | 1,329 sqft |
| 2025-10-01 | 86 days | 1,331 sqft |
| 2025-11-01 | 84 days | 1,334 sqft |
| 2025-12-01 | 86 days | 1,330 sqft |
| 2026-01-01 | 88 days | 1,331 sqft |
| 2026-02-01 | 83 days | 1,331 sqft |
| 2026-03-01 | 74 days | 1,329 sqft |
| 2026-04-01 | 77 days | 1,330 sqft |
| 2026-05-01 | 79 days | 1,328 sqft |
| 2026-06-01 | 82 days | 1,321 sqft |
| 2026-07-01 | 85 days | 1,315 sqft |
| 2026-08-01 | 85 days | 1,310 sqft |
| 2026-09-01 | 0 days | 1,301 sqft |
West Palm Beach's median listing age (time on market) for 2026-09-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
West Palm Beach's median square footage for active listings during the 2026-09-01 period was 1,301 sqft. One year prior, the average listing was 1,329 sqft.
West Palm Beach's median square footage for active listings during the 2026-09-01 period was 1,301 sqft. One year prior, the average listing was 1,329 sqft.