ANAHEIM - SANTA ANA - IRVINE Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Anaheim - Santa Ana - Irvine averaged 6.85% for the week of 2025-03-27, compared to the national average of 6.65% for the same period.

    The average rate for the prior week (2025-03-20) was 6.77% and one month ago for the week of 2025-02-20, the average rate was 7.15%.

    Anaheim - Santa Ana - Irvine's average rate one year ago was 6.77%.

    For refis of the same type during the week of 2025-03-27, the average rate was 6.75%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-03-27 6.65%
    Anaheim - Santa Ana - Irvine 30 Year Fixed Rate 2025-03-27 6.85%
    Anaheim - Santa Ana - Irvine 30 Year Fixed Rate Refi 2025-03-27 6.75%
    Anaheim - Santa Ana - Irvine 15 Year Fixed Rate 2025-03-27 5.79%
    Anaheim - Santa Ana - Irvine 15 Year Fixed Rate Refi 2025-03-27 6.09%
    Anaheim - Santa Ana - Irvine 30 Year FHA 2025-03-27 6.67%
    Anaheim - Santa Ana - Irvine 30 Year FHA Refi 2025-03-27 6.37%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ANAHEIM-SANTA ANA-IRVINE, CA.

    ANAHEIM - SANTA ANA - IRVINE Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ANAHEIM-SANTA ANA-IRVINE, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs

    ANAHEIM-SANTA ANA-IRVINE, CA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share

    ANAHEIM - SANTA ANA - IRVINE Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - ANAHEIM - SANTA ANA - IRVINE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $778,250 (9.7%) $1,736,123 (14.6%) 2.89 12,707
    2018-02-01 $789,250 (7.8%) $1,725,434 (11.2%) 2.87 13,760
    2018-03-01 $799,900 (5.8%) $1,721,041 (6.8%) 2.81 14,581
    2018-04-01 $825,000 (6.5%) $1,701,177 (4.8%) 2.80 15,990
    2018-05-01 $824,450 (3.9%) $1,701,830 (4.0%) 2.75 17,287
    2018-06-01 $820,000 (4.3%) $1,686,038 (3.7%) 2.73 18,772
    2018-07-01 $799,975 (2.7%) $1,651,173 (2.9%) 2.67 20,303
    2018-08-01 $784,450 (2.0%) $1,584,537 (-1.3%) 2.63 21,228
    2018-09-01 $769,200 (0.0%) $1,559,038 (-3.0%) 2.59 22,128
    2018-10-01 $762,500 (-0.5%) $1,557,410 (-4.8%) 2.58 22,809
    2018-11-01 $753,500 (-2.1%) $1,549,112 (-6.8%) 2.55 22,803
    2018-12-01 $749,000 (-3.7%) $1,569,179 (-9.7%) 2.58 20,249
    2019-01-01 $741,250 (-4.8%) $1,567,489 (-9.7%) 2.56 18,976
    2019-02-01 $749,450 (-5.0%) $1,602,051 (-7.2%) 2.53 19,543
    2019-03-01 $770,571 (-3.7%) $1,632,488 (-5.2%) 2.52 19,911
    2019-04-01 $798,500 (-3.2%) $1,650,997 (-3.0%) 2.54 20,308
    2019-05-01 $805,000 (-2.4%) $1,679,888 (-1.3%) 2.52 21,470
    2019-06-01 $825,000 (0.6%) $1,677,854 (-0.5%) 2.58 21,741
    2019-07-01 $829,950 (3.8%) $1,689,220 (2.3%) 2.60 22,093
    2019-08-01 $836,091 (6.6%) $1,703,692 (7.5%) 2.65 21,518
    2019-09-01 $837,727 (8.9%) $1,727,463 (10.8%) 2.68 20,560
    2019-10-01 $836,818 (9.8%) $1,750,053 (12.4%) 2.70 19,670
    2019-11-01 $835,000 (10.8%) $1,809,367 (16.8%) 2.74 17,778
    2019-12-01 $845,000 (12.8%) $1,896,057 (20.8%) 2.82 14,152
    2020-01-01 $849,000 (14.5%) $1,956,413 (24.8%) 2.84 12,822
    2020-02-01 $889,000 (18.6%) $1,993,844 (24.5%) 2.91 12,891
    2020-03-01 $908,500 (17.9%) $2,004,069 (22.8%) 2.85 12,819
    2020-04-01 $855,000 (7.1%) $1,829,547 (10.8%) 2.68 13,319
    2020-05-01 $875,000 (8.7%) $1,820,358 (8.4%) 2.66 15,151
    2020-06-01 $917,000 (11.2%) $1,918,493 (14.3%) 2.70 15,155
    2020-07-01 $947,000 (14.1%) $2,002,816 (18.6%) 2.74 14,649
    2020-08-01 $950,000 (13.6%) $2,039,166 (19.7%) 2.72 14,426
    2020-09-01 $949,475 (13.3%) $2,019,469 (16.9%) 2.72 14,549
    2020-10-01 $949,500 (13.5%) $2,028,792 (15.9%) 2.72 14,837
    2020-11-01 $949,500 (13.7%) $2,057,568 (13.7%) 2.78 14,197
    2020-12-01 $949,450 (12.4%) $2,167,504 (14.3%) 2.82 12,032
    2021-01-01 $950,000 (11.9%) $2,271,561 (16.1%) 2.84 10,268
    2021-02-01 $969,000 (9.0%) $2,348,451 (17.8%) 2.82 9,944
    2021-03-01 $970,000 (6.8%) $2,318,254 (15.7%) 2.75 9,753
    2021-04-01 $974,925 (14.0%) $2,285,108 (24.9%) 2.64 9,784
    2021-05-01 $975,000 (11.4%) $2,295,012 (26.1%) 2.59 9,726
    2021-06-01 $966,950 (5.5%) $2,268,145 (18.2%) 2.55 10,228
    2021-07-01 $949,999 (0.3%) $2,184,845 (9.1%) 2.51 11,067
    2021-08-01 $921,223 (-3.0%) $2,131,113 (4.5%) 2.46 11,122
    2021-09-01 $912,100 (-3.9%) $2,120,682 (5.0%) 2.43 10,569
    2021-10-01 $925,000 (-2.6%) $2,167,961 (6.9%) 2.47 10,089
    2021-11-01 $910,000 (-4.2%) $2,219,415 (7.9%) 2.43 8,871
    2021-12-01 $909,725 (-4.2%) $2,347,834 (8.3%) 2.46 7,097
    2022-01-01 $920,000 (-3.2%) $2,487,238 (9.5%) 2.49 6,105
    2022-02-01 $949,000 (-2.1%) $2,520,710 (7.3%) 2.47 6,506
    2022-03-01 $975,000 (0.5%) $2,457,614 (6.0%) 2.44 6,938
    2022-04-01 $980,000 (0.5%) $2,351,919 (2.9%) 2.34 7,541
    2022-05-01 $992,875 (1.8%) $2,244,648 (-2.2%) 2.27 10,013
    2022-06-01 $996,500 (3.1%) $2,152,879 (-5.1%) 2.22 11,977
    2022-07-01 $970,000 (2.1%) $2,020,076 (-7.5%) 2.19 14,721
    2022-08-01 $950,000 (3.1%) $1,962,212 (-7.9%) 2.20 15,038
    2022-09-01 $949,450 (4.1%) $1,976,198 (-6.8%) 2.22 14,466
    2022-10-01 $940,000 (1.6%) $1,966,289 (-9.3%) 2.21 14,600
    2022-11-01 $933,944 (2.6%) $1,999,820 (-9.9%) 2.25 14,344
    2022-12-01 $935,000 (2.8%) $2,089,747 (-11.0%) 2.31 12,280
    2023-01-01 $938,458 (2.0%) $2,182,624 (-12.3%) 2.32 10,562
    2023-02-01 $973,500 (2.6%) $2,408,719 (-4.4%) 2.35 9,824
    2023-03-01 $999,500 (2.5%) $2,533,623 (3.1%) 2.36 9,238
    2023-04-01 $1,099,999 (12.2%) $2,633,826 (12.0%) 2.56 8,853
    2023-05-01 $1,150,222 (15.9%) $2,688,308 (19.8%) 2.61 9,038
    2023-06-01 $1,169,975 (17.4%) $2,665,519 (23.8%) 2.63 9,471
    2023-07-01 $1,195,000 (23.2%) $2,668,644 (32.1%) 2.72 9,989
    2023-08-01 $1,162,500 (22.4%) $2,581,851 (31.6%) 2.67 10,502
    2023-09-01 $1,175,000 (23.8%) $2,578,895 (30.5%) 2.74 10,611
    2023-10-01 $1,159,000 (23.3%) $2,526,383 (28.5%) 2.73 11,223
    2023-11-01 $1,150,000 (23.1%) $2,552,219 (27.6%) 2.74 11,424
    2023-12-01 $1,100,000 (17.7%) $2,601,702 (24.5%) 2.68 10,044
    2024-01-01 $1,100,000 (17.2%) $2,663,478 (22.0%) 2.69 9,158
    2024-02-01 $1,137,000 (16.8%) $2,700,839 (12.1%) 2.74 9,411
    2024-03-01 $1,150,000 (15.1%) $2,683,379 (5.9%) 2.71 9,736
    2024-04-01 $1,192,000 (8.4%) $2,670,091 (1.4%) 2.77 10,595
    2024-05-01 $1,223,500 (6.4%) $2,696,171 (0.3%) 2.78 11,794
    2024-06-01 $1,199,000 (2.5%) $2,602,362 (-2.4%) 2.73 12,950
    2024-07-01 $1,199,000 (0.3%) $2,549,218 (-4.5%) 2.74 14,302
    2024-08-01 $1,190,000 (2.4%) $2,444,394 (-5.3%) 2.77 14,876
    2024-09-01 $1,154,440 (-1.8%) $2,390,494 (-7.3%) 2.72 15,585
    2024-10-01 $1,150,000 (-0.8%) $2,371,615 (-6.1%) 2.71 15,621
    2024-11-01 $1,130,000 (-1.7%) $2,355,765 (-7.7%) 2.71 15,283
    2024-12-01 $1,094,000 (-0.6%) $2,398,115 (-7.8%) 2.72 12,686
    2025-01-01 $1,089,500 (-1.0%) $2,392,413 (-10.2%) 2.72 12,175
    2025-02-01 $1,119,000 (-1.6%) $2,507,130 (-7.2%) 2.72 13,455
    ANAHEIM - SANTA ANA - IRVINE's median listing price for 2025-02-01 was $1,119,000, a difference of $-18,000 (-1.6%) versus the prior year and $29,500 versus the prior month.

    ANAHEIM - SANTA ANA - IRVINE's median listing price comes in at 272% of the national average.

    ANAHEIM - SANTA ANA - IRVINE's average listing price for 2025-02-01 was $2,507,130, a difference of $-193,709 (-7.2%) versus the prior year and $114,717 versus the prior month.

    For the 2025-02-01 period, ANAHEIM - SANTA ANA - IRVINE had 13,455 MLS listings, a difference of 1,280 listings (11%) versus the prior month and 4,044 listings (43%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - ANAHEIM - SANTA ANA - IRVINE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 46 days 1,864 sqft
    2018-02-01 30 days 1,876 sqft
    2018-03-01 31 days 1,889 sqft
    2018-04-01 31 days 1,907 sqft
    2018-05-01 30 days 1,913 sqft
    2018-06-01 32 days 1,906 sqft
    2018-07-01 35 days 1,898 sqft
    2018-08-01 37 days 1,850 sqft
    2018-09-01 39 days 1,819 sqft
    2018-10-01 41 days 1,798 sqft
    2018-11-01 44 days 1,778 sqft
    2018-12-01 54 days 1,766 sqft
    2019-01-01 57 days 1,750 sqft
    2019-02-01 40 days 1,756 sqft
    2019-03-01 41 days 1,795 sqft
    2019-04-01 43 days 1,831 sqft
    2019-05-01 43 days 1,857 sqft
    2019-06-01 45 days 1,876 sqft
    2019-07-01 47 days 1,889 sqft
    2019-08-01 48 days 1,883 sqft
    2019-09-01 50 days 1,875 sqft
    2019-10-01 51 days 1,865 sqft
    2019-11-01 53 days 1,861 sqft
    2019-12-01 64 days 1,860 sqft
    2020-01-01 64 days 1,864 sqft
    2020-02-01 44 days 1,901 sqft
    2020-03-01 44 days 1,920 sqft
    2020-04-01 51 days 1,831 sqft
    2020-05-01 59 days 1,844 sqft
    2020-06-01 48 days 1,871 sqft
    2020-07-01 46 days 1,884 sqft
    2020-08-01 44 days 1,873 sqft
    2020-09-01 45 days 1,853 sqft
    2020-10-01 45 days 1,841 sqft
    2020-11-01 50 days 1,824 sqft
    2020-12-01 62 days 1,815 sqft
    2021-01-01 63 days 1,808 sqft
    2021-02-01 43 days 1,800 sqft
    2021-03-01 39 days 1,799 sqft
    2021-04-01 40 days 1,807 sqft
    2021-05-01 38 days 1,805 sqft
    2021-06-01 36 days 1,786 sqft
    2021-07-01 35 days 1,761 sqft
    2021-08-01 36 days 1,725 sqft
    2021-09-01 39 days 1,719 sqft
    2021-10-01 38 days 1,720 sqft
    2021-11-01 43 days 1,713 sqft
    2021-12-01 49 days 1,714 sqft
    2022-01-01 45 days 1,693 sqft
    2022-02-01 30 days 1,700 sqft
    2022-03-01 30 days 1,722 sqft
    2022-04-01 29 days 1,732 sqft
    2022-05-01 29 days 1,729 sqft
    2022-06-01 31 days 1,737 sqft
    2022-07-01 33 days 1,703 sqft
    2022-08-01 41 days 1,701 sqft
    2022-09-01 47 days 1,704 sqft
    2022-10-01 47 days 1,702 sqft
    2022-11-01 51 days 1,702 sqft
    2022-12-01 61 days 1,713 sqft
    2023-01-01 68 days 1,704 sqft
    2023-02-01 52 days 1,737 sqft
    2023-03-01 46 days 1,757 sqft
    2023-04-01 44 days 1,792 sqft
    2023-05-01 39 days 1,814 sqft
    2023-06-01 39 days 1,830 sqft
    2023-07-01 41 days 1,853 sqft
    2023-08-01 41 days 1,835 sqft
    2023-09-01 45 days 1,830 sqft
    2023-10-01 44 days 1,813 sqft
    2023-11-01 47 days 1,809 sqft
    2023-12-01 54 days 1,791 sqft
    2024-01-01 57 days 1,785 sqft
    2024-02-01 40 days 1,795 sqft
    2024-03-01 42 days 1,800 sqft
    2024-04-01 39 days 1,818 sqft
    2024-05-01 36 days 1,827 sqft
    2024-06-01 40 days 1,809 sqft
    2024-07-01 43 days 1,812 sqft
    2024-08-01 44 days 1,809 sqft
    2024-09-01 46 days 1,793 sqft
    2024-10-01 48 days 1,787 sqft
    2024-11-01 53 days 1,772 sqft
    2024-12-01 63 days 1,742 sqft
    2025-01-01 64 days 1,738 sqft
    2025-02-01 39 days 1,756 sqft
    ANAHEIM - SANTA ANA - IRVINE's median listing age (time on market) for 2025-02-01 was 39 days. This is -3% shorter than the same period one year ago.

    ANAHEIM - SANTA ANA - IRVINE's median square footage for active listings during the 2025-02-01 period was 1,756 sqft. One year prior, the average listing was 1,795 sqft.

    ANAHEIM-SANTA ANA-IRVINE, CA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan

    Loan Sizing (ANAHEIM-SANTA ANA-IRVINE, CA MSA)

    Loan Size Originations Total Value Average Loan

    LTV Distribution

    Loan to Value Originations Total Value Average Loan