DETROIT - DEARBORN - LIVONIA Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Detroit - Dearborn - Livonia averaged 4.89% for the week of 2022-03-24, compared to the national average of 4.42% for the same period.

The average rate for the prior week (2022-03-17) was 4.33% and one month ago for the week of 2022-02-17, the average rate was 4.39%.

Detroit - Dearborn - Livonia's average rate one year ago was 3.26%.

For refis of the same type during the week of 2022-03-24, the average rate was 4.53%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-03-24 4.42%
Detroit - Dearborn - Livonia 30 Year Fixed Rate 2022-03-24 4.89%
Detroit - Dearborn - Livonia 30 Year Fixed Rate Refi 2022-03-24 4.53%
Detroit - Dearborn - Livonia 15 Year Fixed Rate 2022-03-24 4.25%
Detroit - Dearborn - Livonia 15 Year Fixed Rate Refi 2022-03-24 3.67%
Detroit - Dearborn - Livonia 30 Year FHA 2022-03-24 4.93%
Detroit - Dearborn - Livonia 30 Year FHA Refi 2022-03-24 4.54%
Detroit - Dearborn - Livonia 30 Year USDA 2022-03-24 4.78%
Detroit - Dearborn - Livonia 30 Year USDA Refi 2022-03-24 4.25%
Detroit - Dearborn - Livonia 30 Year VA 2022-03-24 4.63%
Detroit - Dearborn - Livonia 30 Year VA Refi 2022-03-24 4.54%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DETROIT-DEARBORN-LIVONIA, MI.

DETROIT - DEARBORN - LIVONIA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the DETROIT-DEARBORN-LIVONIA, MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 5,442 3.10% $3,525
UNITED WHOLESALE MORTGAGE, LLC 3,417 3.08% $3,711
Flagstar Bank, FSB 896 3.24% $2,860
MORTGAGE 1 INCORPORATED 811 3.42% $3,714
JPMorgan Chase Bank 803 3.11% $2,161
CALIBER HOME LOANS, INC. 790 3.18% $3,156
The Huntington National Bank 562 3.12% $3,389
LAKE MICHIGAN CREDIT UNION 521 3.13% $3,546
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 490 3.24% $2,359
PRIMELENDING, A PLAINSCAPITAL COMPANY 488 3.36% $3,971
MICHIGAN FIRST CREDIT UNION 400 3.31% $2,904
CROSSCOUNTRY MORTGAGE, LLC 382 3.29% $3,665
STAUNTON FINANCIAL, INC. 357 3.23% $3,234
LOANDEPOT.COM, LLC 355 3.11% $4,075
DFCU FINANCIAL 344 3.34% $3,641
GUARANTEED RATE, INC. 340 3.12% $3,071
Independent Bank 313 3.19% $3,126
HOME POINT FINANCIAL CORPORATION 291 3.12% $3,532
Citizens Bank 287 3.05% $3,143
Mr. Cooper ( Nationstar Mortgage ) 286 3.33% $4,751
ROSS MORTGAGE CORPORATION 271 3.25% $3,325
Level One Bank 267 3.16% $3,015
Wells Fargo Bank 251 3.18% $2,832
Fifth Third Bank 250 3.23% $3,283
MORTGAGE CENTER L.C 237 3.20% $2,740
COMMUNITY FINANCIAL CREDIT UNION 236 3.05% $2,522
UNION HOME MORTGAGE CORP. 231 3.31% $3,715
AMERISAVE MORTGAGE CORPORATION 223 3.02% $3,751
Bank of America 219 2.72% $2,635
ACADEMY MORTGAGE CORPORATION 215 3.28% $3,521
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 213 3.26% $3,257
SUCCESS MORTGAGE PARTNERS, INC. 203 3.32% $3,422
MICHIGAN MUTUAL, INC. 174 3.20% $3,264
PNC Bank 169 3.17% $2,779
BETTER MORTGAGE CORPORATION 163 2.97% $2,777
U.S. Bank 152 3.07% $2,777
BROKER SOLUTIONS, INC. 139 3.19% $3,961
BLG HOLDINGS, INC. 134 3.16% $3,635
TCF National Bank 129 3.06% $3,055
NEWREZ LLC 121 3.22% $3,721
UNIVERSITY LENDING GROUP, LLC 110 3.28% $3,305
RUOFF MORTGAGE COMPANY, INC. 106 3.18% $2,393
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 103 3.14% $3,773
EVERETT FINANCIAL, INC. 97 3.63% $1,777
Zeal Credit Union 95 2.91% $3,063
MICHIGAN SCHOOLS AND GOVERNMENT 93 3.05% $2,347
GENISYS 87 3.12% $2,612
MEMBER FIRST MORTGAGE, LLC 85 3.37% $3,036
FREEDOM MORTGAGE CORPORATION 85 3.22% $2,431
PULTE MORTGAGE LLC 84 2.96% $2,225
CMG MORTGAGE, INC. 84 3.17% $3,959
ADVANTAGE ONE Credit Union 79 3.13% $2,766
PENNYMAC LOAN SERVICES, LLC 79 3.23% $4,411
M/I FINANCIAL, LLC 78 2.84% $3,872
Comerica Bank 69 3.12% $2,562
CREDIT UNION MORTGAGE ASSOCIATION, INC. 69 2.94% $2,947
UIF CORPORATION 68 3.23% $3,229
First State Bank 66 3.25% $2,976
Ally Bank 66 3.02% $3,957
ADVISORS CAPITAL, INC. 63 3.14% $2,633
Platinum Home Mortgage Corporation 63 3.13% $3,301
SUMMIT FUNDING, INC. 60 3.06% $3,944
Plains Commerce Bank 60 2.84% $3,448
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 60 3.29% $3,277
First Savings Bank 58 3.24% $3,522
Michigan Educational Credit Union 58 3.25% $2,960
MUTUAL OF OMAHA MORTGAGE, INC. 56 3.14% $3,752
NATIONS DIRECT MORTGAGE, LLC 55 3.44% $3,773
NAVY FEDERAL CREDIT UNION 54 3.84% $3,696
CREDIT UNION ONE 47 3.32% $3,345
VIBE CREDIT UNION 45 3.20% $1,955
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 43 3.36% $3,371
First Merchants Bank 43 3.04% $2,677
LAND HOME FINANCIAL SERVICES, INC. 42 3.28% $3,225
MMS MORTGAGE SERVICES, LTD. 41 3.30% $3,011
ROYAL UNITED MORTGAGE LLC 40 3.41% $6,130
GENEVA FINANCIAL, LLC 40 3.44% $3,917
TJC Mortgage, Inc. 40 3.07% $4,287
Carrington Mortgage Services, LLC 40 3.51% $4,677
KELLER MORTGAGE, LLC 39 3.13% $1,980
Luxury Mortgage Corp. 38 3.17% $3,186
Bank of Ann Arbor 38 2.97% $2,635
STEARNS LENDING, LLC 37 3.14% $3,163
AMERICAN FINANCIAL NETWORK, INC. 37 3.34% $7,208
KeyBank 36 3.06% $3,107
J. VIRGIL, INC. 35 3.19% $4,142
Northpointe Bank 35 3.15% $2,614
US MORTGAGE CORPORATION 35 3.15% $4,285
HARTFORD FUNDING, LTD. 34 3.07% $2,591
AmeriHome Mortgage Company, LLC 33 3.36% $2,877
GUIDANCE RESIDENTIAL, LLC 32 3.19% $4,171
InterContinental Capital Group, Inc 32 3.18% $3,588
Auto Club Trust, FSB 31 3.49% $2,408
PLAZA HOME MORTGAGE, INC. 30 3.22% $3,240
TBI MORTGAGE COMPANY 29 3.11% $5,472
Chicago Mortgage Solutions LLC 29 3.00% $1,503
WINGS FINANCIAL 29 2.95% $2,882
St James Mortgage Corporation 28 2.97% $1,683
UNIVERSITY OF MICHIGAN CREDIT UNION 28 3.20% $2,563
HOMESITE MORTGAGE, LLC 27 3.17% $4,322
NEW ENGLAND FEDERAL CREDIT UNION 26 2.83% $3,733
Mercantile Bank of Michigan 26 3.11% $2,812
HOMESIDE FINANCIAL, LLC 25 3.24% $4,170
First Guaranty Mortgage Corporation 25 3.42% $3,537
HOWARD HANNA FINANCIAL SERVICES, INC. 25 3.13% $3,093
The Dart Bank 24 3.29% $3,254
Paramount Residential Mortgage Group, Inc. 24 3.41% $3,776
First Federal Savings and Loan Association of Lakewood 23 3.32% $3,731
LAKEVIEW LOAN SERVICING, LLC 23 3.49% $2,869
FINANCE OF AMERICA MORTGAGE LLC 23 3.08% $3,026
Associated Bank 22 3.01% $6,086
GUARANTY HOME MORTGAGE CORPORATION 21 3.43% $5,581
Old National Bank 20 3.13% $2,875
MOVEMENT MORTGAGE, LLC 20 3.42% $2,709
STOCKTON MORTGAGE CORPORATION 20 3.43% $3,345
NBKC BANK 19 3.09% $2,183
PROVIDENT FUNDING ASSOCIATES, L.P. 19 2.76% $2,489
ALL WESTERN MORTGAGE, INC. 19 3.16% $4,973
Morgan Stanley Private Bank 18 2.91% $3,392
PHH Mortgage Corporation 18 3.92% $5,022
PENTAGON FEDERAL CREDIT UNION 18 2.88% $1,910
AMERIFIRST FINANCIAL CORPORATION 18 3.19% $3,212
Mortgage Research Center, LLC 18 2.83% $2,388
T2 FINANCIAL LLC 17 3.40% $4,115
ALLIANCE CATHOLIC CREDIT UNION 17 3.30% $2,858
SUN WEST MORTGAGE COMPANY, INC. 16 2.96% $4,600
THE ANDERSON FINANCIAL GROUP, INC. 16 3.02% $2,801
Sunflower Bank 16 3.37% $3,024
ZILLOW HOME LOANS, LLC 16 3.33% $3,677
Manufacturers and Traders Trust Company 16 3.33% $3,487
NATIONAL COOPERATIVE BANK, N.A. 15 3.67% $3,417
The State Bank 15 3.32% $2,791
TOWNE MORTGAGE COMPANY 14 3.26% $3,258
Citibank 14 2.89% $4,117
Nations Lending Corporation 13 3.14% $6,671
Bank of England 13 3.23% $4,232
FirstBank 13 2.86% $2,323
BLUELEAF LENDING, LLC 12 3.01% $3,310
ENVOY MORTGAGE, LTD 12 3.12% $3,265
FIRST HERITAGE FINANCIAL, LLC 12 3.43% $3,359
DRAPER AND KRAMER MORTGAGE CORP. 11 3.16% $2,984
HOMEBRIDGE FINANCIAL SERVICES, INC. 11 3.49% $4,675
AMERICAN FINANCING CORPORATION 11 3.06% $3,435
Wyndham Capital Mortgage, Inc. 11 2.94% $1,772
SOFI LENDING CORP. 11 3.02% $3,181
North American Savings Bank, F.S.B. 10 2.79% $2,110
PREMIA MORTGAGE, LLC 10 2.76% $1,197
Arvest Bank 10 3.15% $3,214
CIBC Bank USA 10 3.51% $3,663
PLANET HOME LENDING, LLC 10 3.16% $2,937
Prosperity Home Mortgage, LLC 9 3.08% $4,365
ARK-LA-TEX FINANCIAL SERVICES, LLC. 9 3.33% $3,673
NATIONS RELIABLE LENDING, LLC 9 3.24% $4,223
Discover Bank 9 5.88% $0
AMERICAN INTERNET MORTGAGE, INC. 9 2.83% $2,316
RESIDENTIAL BANCORP. 9 3.21% $3,122
RBC Bank, (Georgia) 9 3.82% $2,074
BNC National Bank 9 2.99% $2,400
DAS Acquisition Company, LLC 8 3.42% $4,688
The Federal Savings Bank 8 3.16% $5,050
CHERRY CREEK MORTGAGE, LLC 8 3.42% $909
Quontic Bank 8 5.89% $8,040
MORTGAGE ACCESS CORP. 8 3.47% $2,877
Strong Home Mortgage, LLC 7 2.93% $1,076
UBS Bank USA 7 3.00% $3,775
ANGEL OAK MORTGAGE SOLUTIONS LLC 7 5.59% $12,347
Truist Bank 7 3.09% $3,676
EMM LOANS LLC 7 3.16% $5,959
HOMESTEAD FUNDING CORP. 7 2.95% $3,056
First National Bank of America 7 7.34% $8,722
EQUITY RESOURCES, INC. 7 3.41% $2,886
Preston Home Loans Inc 6 3.29% $3,468
Sierra Pacific Mortgage Company, Inc. 6 3.08% $6,239
SOUTHWEST FUNDING, LP 6 3.48% $5,933
Stifel Bank and Trust 6 2.77% $2,258
Charles Schwab Bank, SSB 6 2.27% $2,328
INLANTA MORTGAGE, INC. 6 3.00% $4,289
DOW CHEMICAL EMPLOYEES' 6 3.48% $3,062
MID AMERICA MORTGAGE, INC. 6 3.38% $3,780
ARC HOME LLC 6 3.55% $7,301
NETWORK CAPITAL FUNDING CORPORATION 6 3.27% $4,627
Frankenmuth Credit Union 6 2.90% $1,776
CHURCHILL MORTGAGE CORPORATION 6 3.71% $3,471
TOP FLITE FINANCIAL, INC. 5 3.55% $5,728
Hometown Lenders, Inc. 5 3.25% $5,310
HOMEXPRESS MORTGAGE CORP. 5 4.78% $9,730
LOANPAL, LLC 5 3.28% $7,219
PARKSIDE LENDING, LLC 5 2.85% $6,054
Princeton Mortgage Corporation 5 3.00% $4,144
Neighborhood Loans, Inc. 5 3.23% $2,869
VAN DYK MORTGAGE CORPORATION 5 3.30% $3,669
AMERICAN PACIFIC MORTGAGE CORPORATION 5 3.17% $5,611
HANCOCK MORTGAGE PARTNERS, LLC 5 3.38% $4,571
RELIANCE FIRST CAPITAL, LLC 5 3.07% $7,298
Cf Bank 5 2.93% $1,642
EMBRACE HOME LOANS, INC. 4 2.90% $3,310
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 4 3.28% $3,198
Devon Bank 4 3.00% $3,665
LENDERFI, INC. 4 2.97% $1,272
Honor Credit Union 4 3.63% $2,101
First Federal Bank 4 3.22% $4,762
BECKAM FUNDING CORP. 4 3.34% $8,444
ALLIANT CREDIT UNION 4 2.91% $3,789
Barrington Bank & Trust Company, N.A. 4 3.00% $3,488
TIAA, FSB 4 3.09% $4,471
THRIVENT Federal Credit Union 4 3.09% $2,998
The Central Trust Bank 4 2.53% $1,330
NATIONWIDE MORTGAGE BANKERS, INC. 4 3.06% $3,586
SOVEREIGN LENDING GROUP INCORPORATED 4 3.19% $5,102
Polish-American Federal Credit Union 4 2.94% $2,438
SECURITYNATIONAL MORTGAGE COMPANY 4 3.50% $4,025
NORTHERN MORTGAGE SERVICES, LLC 4 3.03% $3,008
OCEANSIDE MORTGAGE COMPANY 4 3.24% $1,670
GUARANTEED RATE AFFINITY, LLC 4 3.13% $2,287
DELMAR FINANCIAL COMPANY 4 3.47% $5,421
Raymond James Bank 4 3.09% $2,698
Watermark Capital, Inc. 4 2.81% $2,553
LENOX FINANCIAL MORTGAGE CORPORATION 3 3.21% $7,833
MORIA DEVELOPMENT, INC. 3 3.08% $5,674
SPRING EQ, LLC 3 3.46% $797
AmRes Corporation 3 3.42% $5,282
NP, Inc. 3 2.87% $4,556
Goldwater Bank, N.A. 3 3.04% $4,142
ARBOR FINANCIAL CREDIT UNION 3 2.79% $3,242
UNITED 3 3.38% $3,734
Texana Bank 3 2.71% $3,987
MONROE COUNTY COMMUNITY CREDIT UNION 3 3.29% $2,544
Ixonia Bank 3 3.58% $3,256
Waterstone Mortgage Corporation 3 3.63% $3,478
SIRVA MORTGAGE, INC. 3 3.25% $0
GUILD MORTGAGE COMPANY 3 3.46% $3,060
USAA Federal Savings Bank 3 3.08% $3,162
STAR ONE CREDIT UNION 3 3.71% $1,875
CIBM Bank 2 3.13% $3,390
DEEPHAVEN MORTGAGE LLC 2 5.12% $6,354
Northwest Federal Credit Union 2 2.75% $2,644
OAK MORTGAGE, LLC 2 2.56% $2,629
WESTERN EXPRESS LENDING 2 3.06% $4,082
City National Bank 2 2.86% $2,890
SECURITY CREDIT UNION 2 3.31% $2,643
Evolve Bank & Trust 2 4.06% $3,109
Pacor Mortgage Corp 2 2.69% $2,183
FIRST COMMUNITY MORTGAGE, INC. 2 3.06% $4,024
Liberty Savings Bank, F.S.B. 2 3.75% $3,450
Horizon Bank 2 3.19% $4,083
Magnolia Bank 2 3.37% $4,334
PANORAMA MORTGAGE GROUP, LLC 2 2.81% $4,519
Paramount Bank 2 2.88% $3,165
County National Bank 2 3.13% $3,046
United Bank of Michigan 2 3.19% $2,323
LIBERTY HOME MORTGAGE CORPORATION 2 3.12% $8,371
AMERICAN MORTGAGE SERVICE COMPANY 2 3.81% $2,836
Extra 2 3.50% $5,435
First Home Bank 2 3.31% $4,006
First Internet Bank of Indiana 2 2.69% $2,149
Christensen Financial, Inc. 2 3.31% $3,388
Citadel Servicing Corporation 2 5.13% $5,218
FIRST CENTENNIAL MORTGAGE CORPORATION 2 3.50% $2,942
Commerce Home Mortgage, Inc. 2 4.60% $7,324
Colten Mortgage, LLC 2 3.69% $3,183
Republic Bank & Trust Company 2 3.31% $2,757
GreenStone Farm Credit Services, FLCA 2 3.95% $4,830
LENDSURE MORTGAGE CORP. 2 6.06% $12,533
Amalgamated Bank 2 2.94% $3,460
THE EQUITABLE MORTGAGE CORPORATION 2 2.63% $2,217
Pinnacle Bank 2 3.06% $4,041
TEAM ONE CREDIT UNION 2 3.13% $1,793
ChoiceOne Bank 2 2.75% $2,293
GVC MORTGAGE, INC. 2 3.31% $5,560
DIGITAL Federal Credit Union 2 3.06% $10,686
Colonial Savings, F.A. 2 3.25% $3,168
NEXERA HOLDING LLC 2 4.06% $4,630
CANOPY MORTGAGE, LLC 2 3.44% $4,585
INSPIRE HOME LOANS INC. 2 3.25% $5,059
COMPASS MORTGAGE, INC. 1 3.25% $2,524
CORNERSTONE HOME LENDING, INC. 1 3.25% $3,847
CLEARPATH LENDING 1 3.00% $4,263
DEVELOPER'S MORTGAGE COMPANY 1 5.13% $3,062
Dollar Bank, Federal Savings Bank 1 3.50% $4,946
Dort Financial Credit Union 1 2.88% $4,122
Eagle Savings Bank 1 2.75% $2,727
Edgewater Bank 1 2.75% $1,746
Equity Prime Mortgage LLC 1 3.25% $3,297
EVANSVILLE TEACHERS 1 4.25% $2,494
CITIZENS EQUITY FIRST 1 3.38% $2,298
FAY SERVICING, LLC 1 2.88% $3,072
FBC MORTGAGE, LLC 1 2.99% $3,166
CIT Bank 1 2.95% $3,324
Financial Partners Credit Union 1 2.75% $2,268
FINANCIAL PLUS CREDIT UNION 1 3.00% $8,419
First Federal Bank, A FSB 1 2.50% $1,978
First Federal Bank of Kansas City 1 3.00% $3,033
First Midwest Bank 1 2.88% $3,672
Circle Federal Credit Union 1 4.13% $2,375
First United Bank and Trust Company 1 3.75% $4,859
First Western Trust Bank 1 2.63% $3,212
Gateway First Bank 1 3.00% $3,119
Gold Coast Bank 1 2.99% $3,663
Goldman Sachs Bank USA 1 2.40% $2,549
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.25% $2,743
Hometown Equity Mortgage, LLC 1 2.88% $4,584
IMPAC MORTGAGE CORP. 1 2.99% $944
CERTAINTY HOME LOANS, LLC 1 2.75% $1,975
INLAND BANK & TRUST 1 3.13% $3,258
Central Bank 1 3.75% $8,249
JUSTICE Federal Credit Union 1 3.50% $4,083
CELEBRITY HOME LOANS, LLC 1 3.13% $3,448
CALCON MUTUAL MORTGAGE LLC 1 3.25% $3,240
KINECTA 1 3.25% $2,660
BNY Mellon 1 2.63% $3,682
Lakeview Community Capital, LLC 1 3.75% $1,606
LEADERONE FINANCIAL CORPORATION 1 2.50% $3,190
BMO Harris Bank 1 3.38% $5,239
Blue Ridge Bank 1 4.13% $3,957
Marine Bank 1 3.63% $2,661
BEST CAPITAL FUNDING 1 3.63% $4,722
MEMBERS FIRST Credit Union 1 2.75% $2,604
Merchants Bank of Indiana 1 2.50% $14,199
Bell Bank 1 3.25% $3,034
BAYSHORE MORTGAGE FUNDING, LLC 1 3.38% $3,579
BAY EQUITY LLC 1 3.50% $4,116
Baxter Credit Union 1 3.13% $2,851
Midland States Bank 1 3.25% $2,298
MLD MORTGAGE INC. 1 3.13% $3,036
Mortgage Assurance Inc. 1 4.13% $2,559
Mortgage Bank of California 1 4.25% $19,159
A&D Mortgage LLC 1 4.75% $11,056
NORTHWEST BANK OF ROCKFORD 1 3.13% $1,771
OCMBC, INC. 1 6.00% $16,682
OMNI Community Credit Union 1 3.28% $2,957
ONY GLO, INC. 1 2.63% $3,126
ANGEL OAK HOME LOANS LLC 1 5.25% $3,667
PLUS RELOCATION MORTGAGE, LLC 1 3.25% $2,632
Amerifirst Financial, Inc. 1 3.38% $1,345
POLARIS HOME FUNDING CORP. 1 3.13% $6,585
PREFERRED CREDIT UNION 1 3.38% $3,464
Prime Choice Funding Inc. 1 3.13% $2,280
PROPER RATE, LLC 1 3.13% $3,093
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 2.88% $3,108
Renasant Bank 1 2.99% $2,606
American Mortgage & Equity Consultants, Inc. 1 3.13% $3,593
S1L, Inc. 1 3.88% $2,913
Servion, Inc. 1 2.88% $6,190
SIGNATURE MORTGAGE CORPORATION 1 3.00% $3,145
Simmons Bank 1 3.00% $2,016
STAR Financial Bank 1 3.13% $3,084
AMERICAN HOME LENDING USA, LLC 1 3.49% $5,369
AMERICAN FINANCIAL RESOURCES, INC. 1 3.75% $2,699
AMERICAN FINANCE HOUSE LARIBA 1 3.00% $2,649
American Airlines Federal Credit Union 1 2.75% $0
The Park National Bank 1 3.00% $1,528
The Union Bank Company 1 3.38% $4,049
THOMPSON KANE & COMPANY, LLC 1 2.88% $7,734
THRIVE MORTGAGE, LLC 1 3.00% $2,123
TOTAL MORTGAGE SERVICES, LLC 1 3.38% $2,607
Triumph Bank 1 2.75% $1,910
ALLIED MORTGAGE GROUP, INC. 1 2.99% $1,820
Union Savings Bank 1 2.88% $1,248
United Nations Federal Credit Union 1 3.25% $2,712
Alerus Financial 1 3.00% $2,885
AFFINITY 1 3.38% $1,857
VANDERBILT MORTGAGE AND FINANCE, INC. 1 3.00% $2,390
Adventure Credit Union 1 4.13% $2,856
VILLAGE CAPITAL & INVESTMENT LLC 1 3.75% $3,977
ADVANCIAL 1 3.38% $16,592
Westfield Bank, FSB 1 3.38% $2,911
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 2.88% $3,508
CONSUMERS 1 3.88% $2,736

DETROIT-DEARBORN-LIVONIA, MI's 368 lenders originated 58,251 loans during 2021. The total origination value was $11,004,125,000, with an average loan value of $188,909.

The top DETROIT - DEARBORN - LIVONIA lender as defined by loan originations is QUICKEN LOANS, LLC, with 5,442 loans originated. Their average total fees are $3,525, which is $186 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee DETROIT - DEARBORN - LIVONIA lenders (with over 10 loans originated) are PREMIA MORTGAGE, LLC ($1,197), Chicago Mortgage Solutions LLC ($1,503), St James Mortgage Corporation ($1,683), Wyndham Capital Mortgage, Inc. ($1,772) and EVERETT FINANCIAL, INC. ($1,777).

The lowest rate DETROIT - DEARBORN - LIVONIA lenders (with over 10 loans originated) are Bank of America (2.72%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.76%), PREMIA MORTGAGE, LLC (2.76%), North American Savings Bank, F.S.B. (2.79%) and Mortgage Research Center, LLC (2.83%).

DETROIT-DEARBORN-LIVONIA, MI Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $2,191,265,000 $2,139,570,000 -2.4% 19.4%
UNITED WHOLESALE MORTGAGE, LLC $815,065,000 $1,204,085,000 47.7% 10.9%
The Huntington National Bank $230,305,000 $320,660,000 39.2% 2.9%
JPMorgan Chase Bank $306,640,000 $299,190,000 -2.4% 2.7%
Flagstar Bank, FSB $312,535,000 $282,540,000 -9.6% 2.6%
CALIBER HOME LOANS, INC. $256,570,000 $260,460,000 1.5% 2.4%
MORTGAGE 1 INCORPORATED $281,530,000 $249,230,000 -11.5% 2.3%
LAKE MICHIGAN CREDIT UNION $266,405,000 $213,910,000 -19.7% 1.9%
Citizens Bank $147,000,000 $201,795,000 37.3% 1.8%
DFCU FINANCIAL $162,890,000 $175,100,000 7.5% 1.6%
GUARANTEED RATE, INC. $103,755,000 $173,720,000 67.4% 1.6%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $184,105,000 $158,780,000 -13.8% 1.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $163,965,000 $153,125,000 -6.6% 1.4%
FREEDOM MORTGAGE CORPORATION $151,220,000 $151,785,000 0.4% 1.4%
LOANDEPOT.COM, LLC $92,160,000 $145,585,000 58.0% 1.3%
COMMUNITY FINANCIAL CREDIT UNION $166,090,000 $139,985,000 -15.7% 1.3%
CROSSCOUNTRY MORTGAGE, LLC $88,200,000 $132,910,000 50.7% 1.2%
Mr. Cooper ( Nationstar Mortgage ) $97,470,000 $128,755,000 32.1% 1.2%
WALKER & DUNLOP, LLC $18,440,000 $122,810,000 566.0% 1.1%
Independent Bank $126,395,000 $122,000,000 -3.5% 1.1%
HOME POINT FINANCIAL CORPORATION $113,190,000 $119,670,000 5.7% 1.1%
Fifth Third Bank $92,555,000 $118,265,000 27.8% 1.1%
MICHIGAN FIRST CREDIT UNION $121,395,000 $115,015,000 -5.3% 1.0%
Wells Fargo Bank $74,675,000 $108,225,000 44.9% 1.0%
STAUNTON FINANCIAL, INC. $84,425,000 $107,140,000 26.9% 1.0%
PNC Bank $166,435,000 $104,530,000 -37.2% 0.9%
Level One Bank $131,220,000 $94,710,000 -27.8% 0.9%
Bank of America $105,835,000 $89,650,000 -15.3% 0.8%
AMERISAVE MORTGAGE CORPORATION $57,830,000 $86,395,000 49.4% 0.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $76,140,000 $82,545,000 8.4% 0.8%
ROSS MORTGAGE CORPORATION $89,150,000 $76,645,000 -14.0% 0.7%
ACADEMY MORTGAGE CORPORATION $82,265,000 $75,210,000 -8.6% 0.7%
UNION HOME MORTGAGE CORP. $76,015,000 $73,825,000 -2.9% 0.7%
BETTER MORTGAGE CORPORATION $33,180,000 $71,810,000 116.4% 0.7%
SUCCESS MORTGAGE PARTNERS, INC. $74,735,000 $69,890,000 -6.5% 0.6%
TCF National Bank $108,700,000 $69,240,000 -36.3% 0.6%
MORTGAGE CENTER L.C $77,000,000 $67,370,000 -12.5% 0.6%
U.S. Bank $58,210,000 $65,585,000 12.7% 0.6%
Comerica Bank $50,725,000 $64,960,000 28.1% 0.6%
NEWREZ LLC $32,430,000 $63,520,000 95.9% 0.6%
MICHIGAN MUTUAL, INC. $77,495,000 $59,760,000 -22.9% 0.5%
COREVEST AMERICAN FINANCE LENDER LLC $10,785,000 $57,970,000 437.5% 0.5%
Mortgage Research Center, LLC $38,760,000 $54,675,000 41.1% 0.5%
BROKER SOLUTIONS, INC. $37,130,000 $50,435,000 35.8% 0.5%
PENNYMAC LOAN SERVICES, LLC $24,765,000 $50,320,000 103.2% 0.5%
New York Community Bank $46,005,000 n/a 0.4%
Plains Commerce Bank $57,905,000 $43,385,000 -25.1% 0.4%
GENISYS $37,445,000 $41,885,000 11.9% 0.4%
MICHIGAN SCHOOLS AND GOVERNMENT $30,190,000 $40,730,000 34.9% 0.4%
BLG HOLDINGS, INC. $38,325,000 $39,735,000 3.7% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $33,410,000 $38,725,000 15.9% 0.4%
M/I FINANCIAL, LLC $21,815,000 $37,650,000 72.6% 0.3%
EVERETT FINANCIAL, INC. $137,610,000 $36,320,000 -73.6% 0.3%
CIBC Bank USA $1,880,000 $36,275,000 1,829.5% 0.3%
PULTE MORTGAGE LLC $28,070,000 $36,115,000 28.7% 0.3%
UNIVERSITY LENDING GROUP, LLC $38,210,000 $34,535,000 -9.6% 0.3%
First Merchants Bank $21,585,000 $34,440,000 59.6% 0.3%
RUOFF MORTGAGE COMPANY, INC. $43,835,000 $34,310,000 -21.7% 0.3%
CREDIT UNION ONE $36,735,000 $31,435,000 -14.4% 0.3%
LAKEVIEW LOAN SERVICING, LLC $18,220,000 $30,400,000 66.8% 0.3%
First State Bank $155,000 $30,005,000 19,258.1% 0.3%
NAVY FEDERAL CREDIT UNION $21,735,000 $29,005,000 33.4% 0.3%
MEMBER FIRST MORTGAGE, LLC $20,455,000 $27,850,000 36.2% 0.3%
Carrington Mortgage Services, LLC $21,710,000 $26,230,000 20.8% 0.2%
Ally Bank $17,845,000 $25,825,000 44.7% 0.2%
Zeal Credit Union $33,650,000 $24,875,000 -26.1% 0.2%
ADVANTAGE ONE Credit Union $20,905,000 $24,625,000 17.8% 0.2%
Michigan Educational Credit Union $23,880,000 n/a 0.2%
Platinum Home Mortgage Corporation $29,450,000 $22,615,000 -23.2% 0.2%
Dearborn Federal Savings Bank $21,180,000 $22,180,000 4.7% 0.2%
NATIONS DIRECT MORTGAGE, LLC $16,070,000 $22,170,000 38.0% 0.2%
UIF CORPORATION $19,485,000 $21,260,000 9.1% 0.2%
VIBE CREDIT UNION $14,505,000 $21,175,000 46.0% 0.2%
LENDINGHOME FUNDING CORPORATION $9,370,000 $21,110,000 125.3% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $16,420,000 $20,490,000 24.8% 0.2%
ADVISORS CAPITAL, INC. $33,215,000 $20,185,000 -39.2% 0.2%
SUMMIT FUNDING, INC. $63,360,000 $19,980,000 -68.5% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $9,865,000 $19,720,000 99.9% 0.2%
Bank of Ann Arbor $15,500,000 $19,645,000 26.7% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $25,960,000 $19,100,000 -26.4% 0.2%
CMG MORTGAGE, INC. $8,715,000 $18,465,000 111.9% 0.2%
FINANCE OF AMERICA COMMERCIAL LLC $7,385,000 $17,970,000 143.3% 0.2%
Northpointe Bank $16,175,000 $17,850,000 10.4% 0.2%
KeyBank $13,595,000 $17,650,000 29.8% 0.2%
Old National Bank $27,275,000 $17,300,000 -36.6% 0.2%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $14,570,000 $17,090,000 17.3% 0.2%
HOMESITE MORTGAGE, LLC $14,165,000 $16,570,000 17.0% 0.2%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $440,000 $16,410,000 3,629.5% 0.1%
The Dart Bank $11,950,000 $16,290,000 36.3% 0.1%
TBI MORTGAGE COMPANY $12,945,000 $15,675,000 21.1% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $7,300,000 $14,840,000 103.3% 0.1%
HARTFORD FUNDING, LTD. $2,160,000 $14,710,000 581.0% 0.1%
GUIDANCE RESIDENTIAL, LLC $9,740,000 $14,225,000 46.0% 0.1%
The State Bank $10,530,000 $14,195,000 34.8% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $16,870,000 $14,120,000 -16.3% 0.1%
AmeriHome Mortgage Company, LLC $10,610,000 $13,495,000 27.2% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $13,020,000 $13,415,000 3.0% 0.1%
TJC Mortgage, Inc. $13,415,000 n/a 0.1%
First Savings Bank $17,690,000 $13,255,000 -25.1% 0.1%
GENEVA FINANCIAL, LLC $13,670,000 $13,105,000 -4.1% 0.1%
Southern Michigan Bank & Trust $8,195,000 $13,005,000 58.7% 0.1%
Associated Bank $54,660,000 $12,760,000 -76.7% 0.1%
NEW ENGLAND FEDERAL CREDIT UNION $20,880,000 $12,695,000 -39.2% 0.1%
Chicago Mortgage Solutions LLC $9,625,000 $12,620,000 31.1% 0.1%
Pinnacle Bank $2,500,000 $12,480,000 399.2% 0.1%
GREYSTONE SERVICING COMPANY LLC $67,615,000 $12,265,000 -81.9% 0.1%
InterContinental Capital Group, Inc $4,875,000 $12,090,000 148.0% 0.1%
First Guaranty Mortgage Corporation $9,195,000 $11,960,000 30.1% 0.1%
St James Mortgage Corporation $13,305,000 $11,955,000 -10.1% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $16,620,000 $11,555,000 -30.5% 0.1%
PLAZA HOME MORTGAGE, INC. $12,935,000 $11,445,000 -11.5% 0.1%
NEW DAY FINANCIAL, LLC $9,805,000 $11,315,000 15.4% 0.1%
TRIAD FINANCIAL SERVICES, INC. $6,090,000 $10,930,000 79.5% 0.1%
Luxury Mortgage Corp. $29,070,000 $10,760,000 -63.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $5,930,000 $10,705,000 80.5% 0.1%
LENDINGONE, LLC $3,680,000 $10,610,000 188.3% 0.1%
LIMA ONE CAPITAL, LLC $4,690,000 $10,560,000 125.2% 0.1%
STEARNS LENDING, LLC $7,905,000 $10,300,000 30.3% 0.1%
MMS MORTGAGE SERVICES, LTD. $16,650,000 $10,190,000 -38.8% 0.1%
WINGS FINANCIAL $8,890,000 $10,075,000 13.3% 0.1%
USAA Federal Savings Bank $20,610,000 $10,050,000 -51.2% 0.1%
Kish Bank $10,005,000 n/a 0.1%
KELLER MORTGAGE, LLC $5,770,000 $9,875,000 71.1% 0.1%
Mercantile Bank of Michigan $10,995,000 $9,730,000 -11.5% 0.1%
ADVIA $3,250,000 $9,670,000 197.5% 0.1%
Morgan Stanley Private Bank $6,305,000 $9,620,000 52.6% 0.1%
J. VIRGIL, INC. $5,420,000 $9,280,000 71.2% 0.1%
Paramount Residential Mortgage Group, Inc. $6,835,000 $9,015,000 31.9% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $8,185,000 $8,955,000 9.4% 0.1%
HOMESIDE FINANCIAL, LLC $3,710,000 $8,695,000 134.4% 0.1%
COMMUNITY CHOICE CREDIT UNION $7,475,000 $8,220,000 10.0% 0.1%
The Federal Savings Bank $8,475,000 $8,095,000 -4.5% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $12,120,000 $7,650,000 -36.9% 0.1%
Capital One $12,710,000 $7,575,000 -40.4% 0.1%
First Federal Savings and Loan Association of Lakewood $5,775,000 $7,495,000 29.8% 0.1%
US MORTGAGE CORPORATION $4,595,000 $7,385,000 60.7% 0.1%
FirstBank $8,225,000 $7,365,000 -10.5% 0.1%
Citibank $5,775,000 $7,315,000 26.7% 0.1%
ROYAL UNITED MORTGAGE LLC $8,475,000 $7,220,000 -14.8% 0.1%
Lakeview Community Capital, LLC $4,470,000 $7,145,000 59.8% 0.1%
UNIVERSITY OF MICHIGAN CREDIT UNION $9,770,000 $7,140,000 -26.9% 0.1%
North American Savings Bank, F.S.B. $4,095,000 $6,840,000 67.0% 0.1%
NBKC BANK $9,750,000 $6,795,000 -30.3% 0.1%
Auto Club Trust, FSB $3,920,000 $6,685,000 70.5% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $5,400,000 $6,500,000 20.4% 0.1%
MOVEMENT MORTGAGE, LLC $3,205,000 $6,475,000 102.0% 0.1%
PLANET HOME LENDING, LLC $10,175,000 $6,330,000 -37.8% 0.1%
NATIONAL COOPERATIVE BANK, N.A. $3,080,000 $6,060,000 96.8% 0.1%
TOWNE MORTGAGE COMPANY $8,670,000 $5,950,000 -31.4% 0.1%
Nations Lending Corporation $19,850,000 $5,945,000 -70.1% 0.1%
AMERIFIRST FINANCIAL CORPORATION $14,265,000 $5,900,000 -58.6% 0.1%
Wyndham Capital Mortgage, Inc. $7,795,000 $5,860,000 -24.8% 0.1%
ZILLOW HOME LOANS, LLC $4,650,000 $5,570,000 19.8% 0.1%
HOWARD HANNA FINANCIAL SERVICES, INC. $3,705,000 $5,390,000 45.5% 0.0%
CLEARPATH LENDING $11,630,000 $5,340,000 -54.1% 0.0%
Barrington Bank & Trust Company, N.A. $7,785,000 $5,250,000 -32.6% 0.0%
Manufacturers and Traders Trust Company $3,070,000 $5,115,000 66.6% 0.0%
PHH Mortgage Corporation $4,600,000 $5,090,000 10.7% 0.0%
Sunflower Bank $8,660,000 $4,915,000 -43.2% 0.0%
T2 FINANCIAL LLC $13,740,000 $4,870,000 -64.6% 0.0%
STOCKTON MORTGAGE CORPORATION $105,000 $4,845,000 4,514.3% 0.0%
SOFI LENDING CORP. $3,495,000 $4,830,000 38.2% 0.0%
Bank of England $3,735,000 $4,785,000 28.1% 0.0%
Stifel Bank and Trust $3,870,000 $4,745,000 22.6% 0.0%
BM Real Estate Services, Inc. $3,465,000 $4,725,000 36.4% 0.0%
Strong Home Mortgage, LLC $3,450,000 $4,650,000 34.8% 0.0%
Commerce Home Mortgage, Inc. $4,525,000 n/a 0.0%
Arbor Realty Trust, Inc. $15,080,000 $4,515,000 -70.1% 0.0%
CHERRY CREEK MORTGAGE, LLC $1,595,000 $4,480,000 180.9% 0.0%
UBS Bank USA $1,380,000 $4,445,000 222.1% 0.0%
Public Service Credit Union $1,805,000 $4,405,000 144.0% 0.0%
ALL WESTERN MORTGAGE, INC. $420,000 $4,370,000 940.5% 0.0%
THE ANDERSON FINANCIAL GROUP, INC. $5,635,000 $4,365,000 -22.5% 0.0%
Figure Lending LLC $2,350,000 $4,175,000 77.7% 0.0%
MID AMERICA MORTGAGE, INC. $5,900,000 $4,130,000 -30.0% 0.0%
First Independence Bank $4,640,000 $4,105,000 -11.5% 0.0%
ENVOY MORTGAGE, LTD $4,445,000 $4,055,000 -8.8% 0.0%
FIRST HERITAGE FINANCIAL, LLC $21,905,000 $3,950,000 -82.0% 0.0%
ALLIANCE CATHOLIC CREDIT UNION $4,945,000 $3,945,000 -20.2% 0.0%
PREMIA MORTGAGE, LLC $6,910,000 $3,945,000 -42.9% 0.0%
BLUELEAF LENDING, LLC $1,095,000 $3,805,000 247.5% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $2,225,000 $3,760,000 69.0% 0.0%
21ST MORTGAGE CORPORATION $3,000,000 $3,725,000 24.2% 0.0%
BNC National Bank $5,635,000 $3,715,000 -34.1% 0.0%
Devon Bank $6,725,000 $3,705,000 -44.9% 0.0%
SOUTHWEST FUNDING, LP $3,390,000 $3,640,000 7.4% 0.0%
CHURCHILL MORTGAGE CORPORATION $5,285,000 $3,595,000 -32.0% 0.0%
ARC HOME LLC $475,000 $3,565,000 650.5% 0.0%
AMERICAN FINANCING CORPORATION $785,000 $3,545,000 351.6% 0.0%
Arvest Bank $3,080,000 $3,485,000 13.1% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $6,495,000 $3,400,000 -47.7% 0.0%
Truist Bank $49,880,000 $3,310,000 -93.4% 0.0%
HOMESTEAD FUNDING CORP. $4,495,000 $3,290,000 -26.8% 0.0%
Prosperity Home Mortgage, LLC $2,485,000 $3,175,000 27.8% 0.0%
Discover Bank $3,100,000 $3,085,000 -0.5% 0.0%
Cf Bank $1,340,000 $2,930,000 118.7% 0.0%
Charles Schwab Bank, SSB $8,265,000 $2,920,000 -64.7% 0.0%
Low VA Rates, LLC $3,385,000 $2,850,000 -15.8% 0.0%
NATIONS RELIABLE LENDING, LLC $4,370,000 $2,810,000 -35.7% 0.0%
FINANCIAL PLUS CREDIT UNION $160,000 $2,805,000 1,653.1% 0.0%
GUARANTEED RATE AFFINITY, LLC $865,000 $2,795,000 223.1% 0.0%
GreenStone Farm Credit Services, FLCA $2,210,000 $2,790,000 26.2% 0.0%
Waterford Bank, N.A. $4,750,000 $2,725,000 -42.6% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $6,890,000 $2,680,000 -61.1% 0.0%
HANCOCK MORTGAGE PARTNERS, LLC $4,055,000 $2,570,000 -36.6% 0.0%
PARKSIDE LENDING, LLC $3,265,000 $2,500,000 -23.4% 0.0%
ORIX REAL ESTATE CAPITAL, LLC $8,330,000 $2,485,000 -70.2% 0.0%
Great Southern Bank $2,455,000 n/a 0.0%
RESIDENTIAL BANCORP. $2,450,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $430,000 $2,420,000 462.8% 0.0%
Preston Home Loans Inc $300,000 $2,365,000 688.3% 0.0%
AMERICAN ADVISORS GROUP $3,040,000 $2,315,000 -23.8% 0.0%
MORTGAGE ACCESS CORP. $1,410,000 $2,315,000 64.2% 0.0%
First Federal Bank $3,565,000 $2,235,000 -37.3% 0.0%
LENDERFI, INC. $3,840,000 $2,205,000 -42.6% 0.0%
RELIANCE FIRST CAPITAL, LLC $2,555,000 $2,160,000 -15.5% 0.0%
ALLIANT CREDIT UNION $1,020,000 $2,105,000 106.4% 0.0%
OCMBC, INC. $1,785,000 $2,100,000 17.6% 0.0%
ARBOR FINANCIAL CREDIT UNION $1,325,000 $2,060,000 55.5% 0.0%
Lake Trust Credit Union $1,200,000 $2,055,000 71.3% 0.0%
Raymond James Bank $2,480,000 $2,045,000 -17.5% 0.0%
First National Bank of America $175,000 $2,035,000 1,062.9% 0.0%
EMM LOANS LLC $8,690,000 $2,025,000 -76.7% 0.0%
DAS Acquisition Company, LLC $1,350,000 $2,010,000 48.9% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,940,000 $2,000,000 -32.0% 0.0%
Hometown Lenders, Inc. $2,175,000 $1,985,000 -8.7% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $3,545,000 $1,970,000 -44.4% 0.0%
EVANSVILLE TEACHERS $1,910,000 n/a 0.0%
EQUITY RESOURCES, INC. $1,125,000 $1,865,000 65.8% 0.0%
INSPIRE HOME LOANS INC. $645,000 $1,860,000 188.4% 0.0%
The Central Trust Bank $1,830,000 n/a 0.0%
INLANTA MORTGAGE, INC. $3,120,000 $1,825,000 -41.5% 0.0%
OCEANSIDE MORTGAGE COMPANY $2,785,000 $1,820,000 -34.6% 0.0%
Liberty Bank and Trust Company $3,115,000 $1,790,000 -42.5% 0.0%
CONSTRUCTIVE LOANS, LLC $1,275,000 $1,785,000 40.0% 0.0%
Frankenmuth Credit Union $2,025,000 $1,775,000 -12.3% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $1,705,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $1,215,000 $1,705,000 40.3% 0.0%
TOP FLITE FINANCIAL, INC. $1,600,000 $1,685,000 5.3% 0.0%
EMBRACE HOME LOANS, INC. $1,980,000 $1,630,000 -17.7% 0.0%
Equity Prime Mortgage LLC $465,000 $1,620,000 248.4% 0.0%
Princeton Mortgage Corporation $1,570,000 n/a 0.0%
Quontic Bank $1,545,000 n/a 0.0%
SPRING EQ, LLC $700,000 $1,545,000 120.7% 0.0%
Watermark Capital, Inc. $410,000 $1,530,000 273.2% 0.0%
RBC Bank, (Georgia) $1,240,000 $1,525,000 23.0% 0.0%
DOMINION FINANCIAL SERVICES, LLC $1,520,000 n/a 0.0%
Oxford Bank & Trust $915,000 $1,515,000 65.6% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $1,090,000 $1,510,000 38.5% 0.0%
Horizon Bank $115,000 $1,510,000 1,213.0% 0.0%
Magnolia Bank $665,000 $1,475,000 121.8% 0.0%
MORIA DEVELOPMENT, INC. $2,105,000 $1,475,000 -29.9% 0.0%
TIAA, FSB $4,740,000 $1,460,000 -69.2% 0.0%
CANOPY MORTGAGE, LLC $300,000 $1,450,000 383.3% 0.0%
VAN DYK MORTGAGE CORPORATION $1,840,000 $1,435,000 -22.0% 0.0%
Dort Financial Credit Union $865,000 $1,420,000 64.2% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $245,000 $1,410,000 475.5% 0.0%
DIGITAL Federal Credit Union $1,345,000 $1,385,000 3.0% 0.0%
FAY SERVICING, LLC $410,000 $1,375,000 235.4% 0.0%
Neighborhood Loans, Inc. $835,000 $1,375,000 64.7% 0.0%
First Internet Bank of Indiana $1,865,000 $1,370,000 -26.5% 0.0%
River Bank $1,355,000 n/a 0.0%
DOW CHEMICAL EMPLOYEES' $1,225,000 $1,345,000 9.8% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $725,000 $1,305,000 80.0% 0.0%
NP, Inc. $1,525,000 $1,300,000 -14.8% 0.0%
Goldman Sachs Bank USA $3,315,000 $1,285,000 -61.2% 0.0%
First Republic Bank $3,925,000 $1,220,000 -68.9% 0.0%
Polish-American Federal Credit Union $1,085,000 $1,210,000 11.5% 0.0%
Kwik Mortgage Corporation $465,000 $1,205,000 159.1% 0.0%
Ixonia Bank $45,000 $1,200,000 2,566.7% 0.0%
Christensen Financial, Inc. $3,125,000 $1,175,000 -62.4% 0.0%
BECKAM FUNDING CORP. $1,165,000 n/a 0.0%
LOANPAL, LLC $1,155,000 n/a 0.0%
AmRes Corporation $620,000 $1,130,000 82.3% 0.0%
HOMEXPRESS MORTGAGE CORP. $1,125,000 n/a 0.0%
TLC COMMUNITY Credit Union $1,145,000 $1,095,000 -4.4% 0.0%
FreeStar Financial Credit Union $975,000 $1,090,000 11.8% 0.0%
Honor Credit Union $560,000 $1,090,000 94.6% 0.0%
FINANCE OF AMERICA REVERSE LLC $180,000 $1,075,000 497.2% 0.0%
Goldwater Bank, N.A. $1,490,000 $1,045,000 -29.9% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $4,300,000 $1,015,000 -76.4% 0.0%
Citadel Servicing Corporation $895,000 $1,000,000 11.7% 0.0%
CIT Bank $1,770,000 $995,000 -43.8% 0.0%
Third Federal Savings and Loan Association of Cleveland $2,030,000 $990,000 -51.2% 0.0%
Evolve Bank & Trust $930,000 n/a 0.0%
Prime Choice Funding Inc. $575,000 $925,000 60.9% 0.0%
The Farmers & Merchants State Bank $910,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $675,000 $895,000 32.6% 0.0%
NORTHERN MORTGAGE SERVICES, LLC $2,130,000 $895,000 -58.0% 0.0%
SIRVA MORTGAGE, INC. $1,820,000 $895,000 -50.8% 0.0%
ADVANCIAL $875,000 n/a 0.0%
Texana Bank $900,000 $875,000 -2.8% 0.0%
Colonial Savings, F.A. $330,000 $870,000 163.6% 0.0%
Directions Credit Union, Inc. $865,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $1,230,000 $865,000 -29.7% 0.0%
Midland States Bank $1,210,000 $860,000 -28.9% 0.0%
Baxter Credit Union $760,000 $840,000 10.5% 0.0%
Hometown Equity Mortgage, LLC $1,200,000 $840,000 -30.0% 0.0%
First Federal Bank of the Midwest $1,600,000 $835,000 -47.8% 0.0%
MONROE COUNTY COMMUNITY CREDIT UNION $1,115,000 $835,000 -25.1% 0.0%
Mid-Continent Funding, Inc. $290,000 $810,000 179.3% 0.0%
GVC MORTGAGE, INC. $1,015,000 $805,000 -20.7% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $760,000 $805,000 5.9% 0.0%
First Midwest Bank $10,995,000 $800,000 -92.7% 0.0%
ALLIED MORTGAGE GROUP, INC. $345,000 $780,000 126.1% 0.0%
CIBM Bank $845,000 $780,000 -7.7% 0.0%
ChoiceOne Bank $6,285,000 $765,000 -87.8% 0.0%
CIVIC FINANCIAL SERVICES, LLC $730,000 n/a 0.0%
TEAM ONE CREDIT UNION $1,305,000 $730,000 -44.1% 0.0%
AMERICAN FINANCE HOUSE LARIBA $710,000 n/a 0.0%
Paramount Bank $945,000 $710,000 -24.9% 0.0%
Mortgage Bank of California $705,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $245,000 $690,000 181.6% 0.0%
Extra $550,000 $680,000 23.6% 0.0%
First Home Bank $1,365,000 $675,000 -50.5% 0.0%
THRIVENT Federal Credit Union $375,000 $675,000 80.0% 0.0%
LENDSURE MORTGAGE CORP. $275,000 $660,000 140.0% 0.0%
Northstar Bank $210,000 $660,000 214.3% 0.0%
Republic Bank & Trust Company $1,500,000 $655,000 -56.3% 0.0%
Triumph Bank $3,115,000 $655,000 -79.0% 0.0%
CASE $6,165,000 $650,000 -89.5% 0.0%
DELMAR FINANCIAL COMPANY $490,000 $640,000 30.6% 0.0%
City National Bank $75,000 $630,000 740.0% 0.0%
FIRST CHOICE MH LLC $2,650,000 $620,000 -76.6% 0.0%
UNITED SECURITY FINANCIAL CORP $320,000 $610,000 90.6% 0.0%
Pacor Mortgage Corp $1,075,000 $600,000 -44.2% 0.0%
SRE MORTGAGE ALLIANCE INC. $4,370,000 $595,000 -86.4% 0.0%
Amalgamated Bank $575,000 n/a 0.0%
BNY Mellon $565,000 n/a 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $145,000 $565,000 289.7% 0.0%
Renasant Bank $1,550,000 $565,000 -63.5% 0.0%
LONGBRIDGE FINANCIAL, LLC $295,000 $545,000 84.7% 0.0%
SUMMIT HOME MORTGAGE, LLC $585,000 $545,000 -6.8% 0.0%
American Mortgage & Equity Consultants, Inc. $540,000 n/a 0.0%
Colten Mortgage, LLC $345,000 $535,000 55.1% 0.0%
Bell Bank $515,000 $530,000 2.9% 0.0%
The Loan Store, Inc. $525,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $465,000 $510,000 9.7% 0.0%
LEADERONE FINANCIAL CORPORATION $990,000 $505,000 -49.0% 0.0%
MEMBERS FIRST Credit Union $945,000 $500,000 -47.1% 0.0%
Axos Bank $1,220,000 $490,000 -59.8% 0.0%
Central Bank $485,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $190,000 $485,000 155.3% 0.0%
GREENWOOD $480,000 n/a 0.0%
GUILD MORTGAGE COMPANY $1,995,000 $480,000 -75.9% 0.0%
ONY GLO, INC. $475,000 n/a 0.0%
Centier Bank $525,000 $470,000 -10.5% 0.0%
PROPER RATE, LLC $185,000 $470,000 154.1% 0.0%
GEORGIA'S OWN $465,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $450,000 $460,000 2.2% 0.0%
NEXERA HOLDING LLC $455,000 n/a 0.0%
SECURITY CREDIT UNION $355,000 $455,000 28.2% 0.0%
United Bank of Michigan $325,000 $450,000 38.5% 0.0%
Ameris Bank $1,000,000 $430,000 -57.0% 0.0%
POLARIS HOME FUNDING CORP. $320,000 $425,000 32.8% 0.0%
Willamette Valley Bank $505,000 $425,000 -15.8% 0.0%
PANORAMA MORTGAGE GROUP, LLC $420,000 n/a 0.0%
Visio Financial Services Inc. $420,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $405,000 n/a 0.0%
Secured Investment Corp. $250,000 $405,000 62.0% 0.0%
Waterstone Mortgage Corporation $405,000 n/a 0.0%
Adventure Credit Union $255,000 $390,000 52.9% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,515,000 $390,000 -74.3% 0.0%
DEEPHAVEN MORTGAGE LLC $280,000 $380,000 35.7% 0.0%
MLD MORTGAGE INC. $525,000 $380,000 -27.6% 0.0%
The State Bank and Trust Company $1,180,000 $380,000 -67.8% 0.0%
CELEBRITY HOME LOANS, LLC $375,000 n/a 0.0%
DEVELOPER'S MORTGAGE COMPANY $555,000 $375,000 -32.4% 0.0%
IMPAC MORTGAGE CORP. $240,000 $375,000 56.3% 0.0%
PLUS RELOCATION MORTGAGE, LLC $1,285,000 $375,000 -70.8% 0.0%
Farmers Bank & Trust $2,315,000 $370,000 -84.0% 0.0%
Northwest Federal Credit Union $390,000 $370,000 -5.1% 0.0%
SIGNATURE MORTGAGE CORPORATION $385,000 $365,000 -5.2% 0.0%
Credence Funding Corporation $345,000 $360,000 4.3% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $1,240,000 $355,000 -71.4% 0.0%
Blue Ridge Bank $355,000 n/a 0.0%
First Western Trust Bank $355,000 n/a 0.0%
LOANSNAP, INC. $335,000 $355,000 6.0% 0.0%
OPEN MORTGAGE, LLC $970,000 $345,000 -64.4% 0.0%
The Park National Bank $115,000 $345,000 200.0% 0.0%
UNITED $1,865,000 $345,000 -81.5% 0.0%
Century Mortgage Company DBA Century Lending Company $340,000 n/a 0.0%
Florida Capital Bank $125,000 $340,000 172.0% 0.0%
WESTERN EXPRESS LENDING $340,000 n/a 0.0%
A&D Mortgage LLC $105,000 $335,000 219.0% 0.0%
Christian Financial Credit Union $275,000 $335,000 21.8% 0.0%
SIWELL, INC. $175,000 $330,000 88.6% 0.0%
Gold Coast Bank $515,000 $325,000 -36.9% 0.0%
Edgewater Bank $315,000 n/a 0.0%
First United Bank and Trust Company $315,000 n/a 0.0%
STAR ONE CREDIT UNION $315,000 n/a 0.0%
INLAND BANK & TRUST $305,000 $305,000 0.0% 0.0%
ServisFirst Bank $615,000 $295,000 -52.0% 0.0%
American Airlines Federal Credit Union $745,000 $290,000 -61.1% 0.0%
County National Bank $2,605,000 $290,000 -88.9% 0.0%
Liberty Savings Bank, F.S.B. $265,000 $285,000 7.5% 0.0%
THOMPSON KANE & COMPANY, LLC $285,000 n/a 0.0%
Thumb Bank and Trust $135,000 $280,000 107.4% 0.0%
Merchants Bank of Indiana $235,000 $275,000 17.0% 0.0%
U S WIDE FINANCIAL LLC $325,000 $275,000 -15.4% 0.0%
AMERICAN MORTGAGE SERVICE COMPANY $145,000 $270,000 86.2% 0.0%
Gateway First Bank $1,830,000 $270,000 -85.2% 0.0%
Beeline Loans, Inc. $265,000 n/a 0.0%
Financial Partners Credit Union $265,000 n/a 0.0%
PREFERRED CREDIT UNION $265,000 n/a 0.0%
STAR Financial Bank $265,000 n/a 0.0%
DIRECT MORTGAGE LOANS, LLC $260,000 n/a 0.0%
SELFRELIANCE $230,000 $260,000 13.0% 0.0%
THE EQUITABLE MORTGAGE CORPORATION $260,000 n/a 0.0%
Dollar Bank, Federal Savings Bank $255,000 n/a 0.0%
Eagle Savings Bank $255,000 n/a 0.0%
Farmers StateBank of Munith $720,000 $255,000 -64.6% 0.0%
TOWER $255,000 n/a 0.0%
AMWEST FUNDING CORP. $735,000 $245,000 -66.7% 0.0%
BMO Harris Bank $355,000 $245,000 -31.0% 0.0%
ILLINOIS STATE CREDIT UNION $245,000 n/a 0.0%
Marine Bank $405,000 $245,000 -39.5% 0.0%
MICHIGAN COLUMBUS $680,000 $245,000 -64.0% 0.0%
Wildfire Credit Union $510,000 $245,000 -52.0% 0.0%
ACCELERATE MORTGAGE, LLC $235,000 n/a 0.0%
First Federal Bank of Kansas City $1,175,000 $235,000 -80.0% 0.0%
Servion, Inc. $290,000 $235,000 -19.0% 0.0%
QUORUM FEDERAL CREDIT UNION $160,000 $230,000 43.8% 0.0%
TOTAL MORTGAGE SERVICES, LLC $230,000 n/a 0.0%
CONSUMERS $1,355,000 $225,000 -83.4% 0.0%
The Union Bank Company $885,000 $225,000 -74.6% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $225,000 n/a 0.0%
KEMBA FINANCIAL $220,000 n/a 0.0%
OAK MORTGAGE, LLC $1,570,000 $220,000 -86.0% 0.0%
Armed Forces Bank $215,000 n/a 0.0%
FBC MORTGAGE, LLC $1,695,000 $215,000 -87.3% 0.0%
COMPASS MORTGAGE, INC. $985,000 $210,000 -78.7% 0.0%
BlueOx Credit Union $205,000 n/a 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $205,000 n/a 0.0%
Westfield Bank, FSB $265,000 $205,000 -22.6% 0.0%
REVERSE MORTGAGE FUNDING LLC $75,000 $200,000 166.7% 0.0%
AMERICAN HOME LENDING USA, LLC $195,000 n/a 0.0%
BEST CAPITAL FUNDING $375,000 $195,000 -48.0% 0.0%
CERTAINTY HOME LOANS, LLC $195,000 n/a 0.0%
Chicago Financial Services, Inc. $195,000 n/a 0.0%
First Federal Bank, A FSB $195,000 n/a 0.0%
GSF Mortgage Corporation $155,000 $195,000 25.8% 0.0%
STAR USA FEDERAL CREDIT UNION $70,000 $195,000 178.6% 0.0%
Circle Federal Credit Union $185,000 n/a 0.0%
Simmons Bank $185,000 n/a 0.0%
THRIVE MORTGAGE, LLC $185,000 n/a 0.0%
Wanigas Credit Union $1,370,000 $185,000 -86.5% 0.0%
BayCoast Bank $35,000 $180,000 414.3% 0.0%
Kellogg Community Credit Union $260,000 $180,000 -30.8% 0.0%
JUSTICE Federal Credit Union $175,000 n/a 0.0%
COMMUNITY FIRST $165,000 n/a 0.0%
Isabella Bank $3,550,000 $165,000 -95.4% 0.0%
S1L, Inc. $165,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $185,000 $165,000 -10.8% 0.0%
Toyota Financial Savings Bank $325,000 $165,000 -49.2% 0.0%
United Nations Federal Credit Union $165,000 n/a 0.0%
Alerus Financial $515,000 $155,000 -69.9% 0.0%
Peoples Bank $400,000 $155,000 -61.3% 0.0%
PREMIER LENDING, INC. $345,000 $155,000 -55.1% 0.0%
State Department Federal Credit Union $35,000 $155,000 342.9% 0.0%
THE MONEY SOURCE INC. $155,000 n/a 0.0%
KINECTA $195,000 $150,000 -23.1% 0.0%
Sterling Bank and Trust, FSB $1,190,000 $150,000 -87.4% 0.0%
Axiom Bank, N.A. $145,000 n/a 0.0%
BAY EQUITY LLC $145,000 n/a 0.0%
CityWorth Mortgage LLC $145,000 n/a 0.0%
Elements Financial Federal Credit Union $145,000 n/a 0.0%
MYCUMORTGAGE, LLC $145,000 n/a 0.0%
OAKTREE FUNDING CORP. $1,670,000 $145,000 -91.3% 0.0%
SUN Federal Credit Union $55,000 $145,000 163.6% 0.0%
CITIZENS EQUITY FIRST $310,000 $140,000 -54.8% 0.0%
ALTRA $135,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $135,000 n/a 0.0%
FinancialEdge Community Credit Union $125,000 n/a 0.0%
Longview Bank & Trust $125,000 n/a 0.0%
MIDWEST LOAN SOLUTIONS, INC. $7,135,000 $125,000 -98.2% 0.0%
NORTHWEST BANK OF ROCKFORD $125,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $635,000 $115,000 -81.9% 0.0%
CALCON MUTUAL MORTGAGE LLC $115,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $195,000 $115,000 -41.0% 0.0%
NORTHROP GRUMMAN Federal Credit Union $115,000 n/a 0.0%
UNITED FINANCIAL Credit Union $110,000 n/a 0.0%
Amerifirst Financial, Inc. $105,000 n/a 0.0%
FIRST OHIO HOME FINANCE, INC. $545,000 $105,000 -80.7% 0.0%
Lake Area Bank $105,000 n/a 0.0%
RF Renovo Management Company, LLC $105,000 n/a 0.0%
United States Senate Federal Credit Union $105,000 n/a 0.0%
Independent Bank $126,395,000 $95,000 -99.9% 0.0%
Kaw Valley Bank $95,000 n/a 0.0%
Three Rivers Federal Credit Union $95,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $85,000 n/a 0.0%
Bethpage Federal Credit Union $85,000 n/a 0.0%
Macatawa Bank $1,805,000 $85,000 -95.3% 0.0%
OMNI Community Credit Union $85,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $85,000 n/a 0.0%
UMB Bank $165,000 $85,000 -48.5% 0.0%
BIRMINGHAM-BLOOMFIELD Credit Union $445,000 $80,000 -82.0% 0.0%
Austin Capital Bank SSB $625,000 $75,000 -88.0% 0.0%
ELGA CREDIT UNION $75,000 $75,000 0.0% 0.0%
Union Savings Bank $700,000 $75,000 -89.3% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $75,000 n/a 0.0%
SOVITA Credit Union $60,000 n/a 0.0%
Mortgage Assurance Inc. $85,000 $55,000 -35.3% 0.0%
Home Loan Investment Bank, F.S.B. $30,000 $50,000 66.7% 0.0%
CORNERSTONE COMMUNITY FINANCIAL $410,000 $45,000 -89.0% 0.0%
T&I Credit union $565,000 $45,000 -92.0% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $40,000 n/a 0.0%
AFFINITY $35,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $35,000 n/a 0.0%
Deere Employees Credit Union $145,000 $25,000 -82.8% 0.0%
INTOUCH CREDIT UNION $25,000 n/a 0.0%
Southwest Airlines Federal Credit Union $75,000 $25,000 -66.7% 0.0%
First American Bank $15,000 n/a 0.0%

DETROIT - DEARBORN - LIVONIA's top lender by overall market share is QUICKEN LOANS, LLC, with 19.4% market share. In second place, with 10.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $1,204,085,000 in loans. In third place, with 2.9%, is The Huntington National Bank, having originated $320,660,000 in loans. In third place, with 2.7%, is JPMorgan Chase Bank, having originated $299,190,000 in loans. In third place, with 2.6%, is Flagstar Bank, FSB, having originated $282,540,000 in loans.


DETROIT-DEARBORN-LIVONIA, MI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 21,902 $4,155,120,000 $189,714
Home Purchase 19,805 $4,287,775,000 $216,500
Cash Out Refi 12,159 $2,156,125,000 $177,327
Home Improvement 2,666 $224,470,000 $84,197
Other 1,716 $179,880,000 $104,825
NA 3 $755,000 $251,667

Detroit - Dearborn - Livonia's most frequently cited loan purpose was Refi, with 21,902 originations. The 2nd most popular reason was Home Purchase, with 19,805 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 22,345 $4,503,565,000 $201,547
3-4% 21,441 $4,002,355,000 $186,668
<2.5% 10,313 $2,008,185,000 $194,724
4-5% 2,115 $288,935,000 $136,612
5-6% 727 $68,905,000 $94,780
Over 8% 440 $29,780,000 $67,682
6-7% 367 $33,565,000 $91,458
7-8% 272 $24,930,000 $91,654

During 2021, Detroit - Dearborn - Livonia's most frequently originated rate bucket was 2.5-3%, with 22,345 originations.

Loan Sizing (DETROIT-DEARBORN-LIVONIA, MI MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 26,674 $3,858,390,000 $144,650
$200k-400k 15,603 $4,180,185,000 $267,909
$100,000 or less 12,809 $848,645,000 $66,254
$400k-600k 2,516 $1,190,610,000 $473,215
$600k-1000k 477 $347,395,000 $728,291
$Over $1MM 172 $578,900,000 $3,365,698

DETROIT - DEARBORN - LIVONIA's loan sizing saw the bucket of loans from $100k-200k with 26,674 originations, totaling $3,858,390,000 in origination value.

LTV Distribution