DETROIT - DEARBORN - LIVONIA Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Detroit - Dearborn - Livonia averaged
4.89%
for the week of 2022-03-24, compared to the national average of
4.42% for the same period.
The average rate for the prior week (2022-03-17) was
4.33% and
one month ago for the week of 2022-02-17, the
average rate was 4.39%.
Detroit - Dearborn - Livonia's average rate one year ago was 3.26%.
For refis of the same type during the week of 2022-03-24, the average rate
was 4.53%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-03-24 | 4.42% |
| Detroit - Dearborn - Livonia 30 Year Fixed Rate | 2022-03-24 | 4.89% |
| Detroit - Dearborn - Livonia 30 Year Fixed Rate Refi | 2022-03-24 | 4.53% |
| Detroit - Dearborn - Livonia 15 Year Fixed Rate | 2022-03-24 | 4.25% |
| Detroit - Dearborn - Livonia 15 Year Fixed Rate Refi | 2022-03-24 | 3.67% |
| Detroit - Dearborn - Livonia 30 Year FHA | 2022-03-24 | 4.93% |
| Detroit - Dearborn - Livonia 30 Year FHA Refi | 2022-03-24 | 4.54% |
| Detroit - Dearborn - Livonia 30 Year USDA | 2022-03-24 | 4.78% |
| Detroit - Dearborn - Livonia 30 Year USDA Refi | 2022-03-24 | 4.25% |
| Detroit - Dearborn - Livonia 30 Year VA | 2022-03-24 | 4.63% |
| Detroit - Dearborn - Livonia 30 Year VA Refi | 2022-03-24 | 4.54% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DETROIT-DEARBORN-LIVONIA, MI.
DETROIT - DEARBORN - LIVONIA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the DETROIT-DEARBORN-LIVONIA, MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
DETROIT-DEARBORN-LIVONIA, MI's 368 lenders originated 58,251
loans during 2021. The total origination value was $11,004,125,000, with an average loan value of
$188,909.
The top DETROIT - DEARBORN - LIVONIA lender as defined by loan originations is QUICKEN LOANS, LLC, with
5,442 loans originated. Their average total fees are
$3,525, which is $186
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee DETROIT - DEARBORN - LIVONIA lenders (with over 10 loans originated) are
PREMIA MORTGAGE, LLC ($1,197), Chicago Mortgage Solutions LLC ($1,503), St James Mortgage Corporation ($1,683), Wyndham Capital Mortgage, Inc. ($1,772) and EVERETT FINANCIAL, INC. ($1,777).
The lowest rate DETROIT - DEARBORN - LIVONIA lenders (with over 10 loans originated) are
Bank of America (2.72%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.76%), PREMIA MORTGAGE, LLC (2.76%), North American Savings Bank, F.S.B. (2.79%) and Mortgage Research Center, LLC (2.83%).
DETROIT-DEARBORN-LIVONIA, MI Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $2,191,265,000 | $2,139,570,000 | -2.4% | 19.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $815,065,000 | $1,204,085,000 | 47.7% | 10.9% |
| The Huntington National Bank | $230,305,000 | $320,660,000 | 39.2% | 2.9% |
| JPMorgan Chase Bank | $306,640,000 | $299,190,000 | -2.4% | 2.7% |
| Flagstar Bank, FSB | $312,535,000 | $282,540,000 | -9.6% | 2.6% |
| CALIBER HOME LOANS, INC. | $256,570,000 | $260,460,000 | 1.5% | 2.4% |
| MORTGAGE 1 INCORPORATED | $281,530,000 | $249,230,000 | -11.5% | 2.3% |
| LAKE MICHIGAN CREDIT UNION | $266,405,000 | $213,910,000 | -19.7% | 1.9% |
| Citizens Bank | $147,000,000 | $201,795,000 | 37.3% | 1.8% |
| DFCU FINANCIAL | $162,890,000 | $175,100,000 | 7.5% | 1.6% |
| GUARANTEED RATE, INC. | $103,755,000 | $173,720,000 | 67.4% | 1.6% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $184,105,000 | $158,780,000 | -13.8% | 1.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $163,965,000 | $153,125,000 | -6.6% | 1.4% |
| FREEDOM MORTGAGE CORPORATION | $151,220,000 | $151,785,000 | 0.4% | 1.4% |
| LOANDEPOT.COM, LLC | $92,160,000 | $145,585,000 | 58.0% | 1.3% |
| COMMUNITY FINANCIAL CREDIT UNION | $166,090,000 | $139,985,000 | -15.7% | 1.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $88,200,000 | $132,910,000 | 50.7% | 1.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $97,470,000 | $128,755,000 | 32.1% | 1.2% |
| WALKER & DUNLOP, LLC | $18,440,000 | $122,810,000 | 566.0% | 1.1% |
| Independent Bank | $126,395,000 | $122,000,000 | -3.5% | 1.1% |
| HOME POINT FINANCIAL CORPORATION | $113,190,000 | $119,670,000 | 5.7% | 1.1% |
| Fifth Third Bank | $92,555,000 | $118,265,000 | 27.8% | 1.1% |
| MICHIGAN FIRST CREDIT UNION | $121,395,000 | $115,015,000 | -5.3% | 1.0% |
| Wells Fargo Bank | $74,675,000 | $108,225,000 | 44.9% | 1.0% |
| STAUNTON FINANCIAL, INC. | $84,425,000 | $107,140,000 | 26.9% | 1.0% |
| PNC Bank | $166,435,000 | $104,530,000 | -37.2% | 0.9% |
| Level One Bank | $131,220,000 | $94,710,000 | -27.8% | 0.9% |
| Bank of America | $105,835,000 | $89,650,000 | -15.3% | 0.8% |
| AMERISAVE MORTGAGE CORPORATION | $57,830,000 | $86,395,000 | 49.4% | 0.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $76,140,000 | $82,545,000 | 8.4% | 0.8% |
| ROSS MORTGAGE CORPORATION | $89,150,000 | $76,645,000 | -14.0% | 0.7% |
| ACADEMY MORTGAGE CORPORATION | $82,265,000 | $75,210,000 | -8.6% | 0.7% |
| UNION HOME MORTGAGE CORP. | $76,015,000 | $73,825,000 | -2.9% | 0.7% |
| BETTER MORTGAGE CORPORATION | $33,180,000 | $71,810,000 | 116.4% | 0.7% |
| SUCCESS MORTGAGE PARTNERS, INC. | $74,735,000 | $69,890,000 | -6.5% | 0.6% |
| TCF National Bank | $108,700,000 | $69,240,000 | -36.3% | 0.6% |
| MORTGAGE CENTER L.C | $77,000,000 | $67,370,000 | -12.5% | 0.6% |
| U.S. Bank | $58,210,000 | $65,585,000 | 12.7% | 0.6% |
| Comerica Bank | $50,725,000 | $64,960,000 | 28.1% | 0.6% |
| NEWREZ LLC | $32,430,000 | $63,520,000 | 95.9% | 0.6% |
| MICHIGAN MUTUAL, INC. | $77,495,000 | $59,760,000 | -22.9% | 0.5% |
| COREVEST AMERICAN FINANCE LENDER LLC | $10,785,000 | $57,970,000 | 437.5% | 0.5% |
| Mortgage Research Center, LLC | $38,760,000 | $54,675,000 | 41.1% | 0.5% |
| BROKER SOLUTIONS, INC. | $37,130,000 | $50,435,000 | 35.8% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $24,765,000 | $50,320,000 | 103.2% | 0.5% |
| New York Community Bank | $46,005,000 | n/a | 0.4% | |
| Plains Commerce Bank | $57,905,000 | $43,385,000 | -25.1% | 0.4% |
| GENISYS | $37,445,000 | $41,885,000 | 11.9% | 0.4% |
| MICHIGAN SCHOOLS AND GOVERNMENT | $30,190,000 | $40,730,000 | 34.9% | 0.4% |
| BLG HOLDINGS, INC. | $38,325,000 | $39,735,000 | 3.7% | 0.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $33,410,000 | $38,725,000 | 15.9% | 0.4% |
| M/I FINANCIAL, LLC | $21,815,000 | $37,650,000 | 72.6% | 0.3% |
| EVERETT FINANCIAL, INC. | $137,610,000 | $36,320,000 | -73.6% | 0.3% |
| CIBC Bank USA | $1,880,000 | $36,275,000 | 1,829.5% | 0.3% |
| PULTE MORTGAGE LLC | $28,070,000 | $36,115,000 | 28.7% | 0.3% |
| UNIVERSITY LENDING GROUP, LLC | $38,210,000 | $34,535,000 | -9.6% | 0.3% |
| First Merchants Bank | $21,585,000 | $34,440,000 | 59.6% | 0.3% |
| RUOFF MORTGAGE COMPANY, INC. | $43,835,000 | $34,310,000 | -21.7% | 0.3% |
| CREDIT UNION ONE | $36,735,000 | $31,435,000 | -14.4% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $18,220,000 | $30,400,000 | 66.8% | 0.3% |
| First State Bank | $155,000 | $30,005,000 | 19,258.1% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $21,735,000 | $29,005,000 | 33.4% | 0.3% |
| MEMBER FIRST MORTGAGE, LLC | $20,455,000 | $27,850,000 | 36.2% | 0.3% |
| Carrington Mortgage Services, LLC | $21,710,000 | $26,230,000 | 20.8% | 0.2% |
| Ally Bank | $17,845,000 | $25,825,000 | 44.7% | 0.2% |
| Zeal Credit Union | $33,650,000 | $24,875,000 | -26.1% | 0.2% |
| ADVANTAGE ONE Credit Union | $20,905,000 | $24,625,000 | 17.8% | 0.2% |
| Michigan Educational Credit Union | $23,880,000 | n/a | 0.2% | |
| Platinum Home Mortgage Corporation | $29,450,000 | $22,615,000 | -23.2% | 0.2% |
| Dearborn Federal Savings Bank | $21,180,000 | $22,180,000 | 4.7% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $16,070,000 | $22,170,000 | 38.0% | 0.2% |
| UIF CORPORATION | $19,485,000 | $21,260,000 | 9.1% | 0.2% |
| VIBE CREDIT UNION | $14,505,000 | $21,175,000 | 46.0% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $9,370,000 | $21,110,000 | 125.3% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $16,420,000 | $20,490,000 | 24.8% | 0.2% |
| ADVISORS CAPITAL, INC. | $33,215,000 | $20,185,000 | -39.2% | 0.2% |
| SUMMIT FUNDING, INC. | $63,360,000 | $19,980,000 | -68.5% | 0.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | $9,865,000 | $19,720,000 | 99.9% | 0.2% |
| Bank of Ann Arbor | $15,500,000 | $19,645,000 | 26.7% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $25,960,000 | $19,100,000 | -26.4% | 0.2% |
| CMG MORTGAGE, INC. | $8,715,000 | $18,465,000 | 111.9% | 0.2% |
| FINANCE OF AMERICA COMMERCIAL LLC | $7,385,000 | $17,970,000 | 143.3% | 0.2% |
| Northpointe Bank | $16,175,000 | $17,850,000 | 10.4% | 0.2% |
| KeyBank | $13,595,000 | $17,650,000 | 29.8% | 0.2% |
| Old National Bank | $27,275,000 | $17,300,000 | -36.6% | 0.2% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $14,570,000 | $17,090,000 | 17.3% | 0.2% |
| HOMESITE MORTGAGE, LLC | $14,165,000 | $16,570,000 | 17.0% | 0.2% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $440,000 | $16,410,000 | 3,629.5% | 0.1% |
| The Dart Bank | $11,950,000 | $16,290,000 | 36.3% | 0.1% |
| TBI MORTGAGE COMPANY | $12,945,000 | $15,675,000 | 21.1% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $7,300,000 | $14,840,000 | 103.3% | 0.1% |
| HARTFORD FUNDING, LTD. | $2,160,000 | $14,710,000 | 581.0% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $9,740,000 | $14,225,000 | 46.0% | 0.1% |
| The State Bank | $10,530,000 | $14,195,000 | 34.8% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $16,870,000 | $14,120,000 | -16.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $10,610,000 | $13,495,000 | 27.2% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $13,020,000 | $13,415,000 | 3.0% | 0.1% |
| TJC Mortgage, Inc. | $13,415,000 | n/a | 0.1% | |
| First Savings Bank | $17,690,000 | $13,255,000 | -25.1% | 0.1% |
| GENEVA FINANCIAL, LLC | $13,670,000 | $13,105,000 | -4.1% | 0.1% |
| Southern Michigan Bank & Trust | $8,195,000 | $13,005,000 | 58.7% | 0.1% |
| Associated Bank | $54,660,000 | $12,760,000 | -76.7% | 0.1% |
| NEW ENGLAND FEDERAL CREDIT UNION | $20,880,000 | $12,695,000 | -39.2% | 0.1% |
| Chicago Mortgage Solutions LLC | $9,625,000 | $12,620,000 | 31.1% | 0.1% |
| Pinnacle Bank | $2,500,000 | $12,480,000 | 399.2% | 0.1% |
| GREYSTONE SERVICING COMPANY LLC | $67,615,000 | $12,265,000 | -81.9% | 0.1% |
| InterContinental Capital Group, Inc | $4,875,000 | $12,090,000 | 148.0% | 0.1% |
| First Guaranty Mortgage Corporation | $9,195,000 | $11,960,000 | 30.1% | 0.1% |
| St James Mortgage Corporation | $13,305,000 | $11,955,000 | -10.1% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $16,620,000 | $11,555,000 | -30.5% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $12,935,000 | $11,445,000 | -11.5% | 0.1% |
| NEW DAY FINANCIAL, LLC | $9,805,000 | $11,315,000 | 15.4% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $6,090,000 | $10,930,000 | 79.5% | 0.1% |
| Luxury Mortgage Corp. | $29,070,000 | $10,760,000 | -63.0% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $5,930,000 | $10,705,000 | 80.5% | 0.1% |
| LENDINGONE, LLC | $3,680,000 | $10,610,000 | 188.3% | 0.1% |
| LIMA ONE CAPITAL, LLC | $4,690,000 | $10,560,000 | 125.2% | 0.1% |
| STEARNS LENDING, LLC | $7,905,000 | $10,300,000 | 30.3% | 0.1% |
| MMS MORTGAGE SERVICES, LTD. | $16,650,000 | $10,190,000 | -38.8% | 0.1% |
| WINGS FINANCIAL | $8,890,000 | $10,075,000 | 13.3% | 0.1% |
| USAA Federal Savings Bank | $20,610,000 | $10,050,000 | -51.2% | 0.1% |
| Kish Bank | $10,005,000 | n/a | 0.1% | |
| KELLER MORTGAGE, LLC | $5,770,000 | $9,875,000 | 71.1% | 0.1% |
| Mercantile Bank of Michigan | $10,995,000 | $9,730,000 | -11.5% | 0.1% |
| ADVIA | $3,250,000 | $9,670,000 | 197.5% | 0.1% |
| Morgan Stanley Private Bank | $6,305,000 | $9,620,000 | 52.6% | 0.1% |
| J. VIRGIL, INC. | $5,420,000 | $9,280,000 | 71.2% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $6,835,000 | $9,015,000 | 31.9% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $8,185,000 | $8,955,000 | 9.4% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $3,710,000 | $8,695,000 | 134.4% | 0.1% |
| COMMUNITY CHOICE CREDIT UNION | $7,475,000 | $8,220,000 | 10.0% | 0.1% |
| The Federal Savings Bank | $8,475,000 | $8,095,000 | -4.5% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $12,120,000 | $7,650,000 | -36.9% | 0.1% |
| Capital One | $12,710,000 | $7,575,000 | -40.4% | 0.1% |
| First Federal Savings and Loan Association of Lakewood | $5,775,000 | $7,495,000 | 29.8% | 0.1% |
| US MORTGAGE CORPORATION | $4,595,000 | $7,385,000 | 60.7% | 0.1% |
| FirstBank | $8,225,000 | $7,365,000 | -10.5% | 0.1% |
| Citibank | $5,775,000 | $7,315,000 | 26.7% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $8,475,000 | $7,220,000 | -14.8% | 0.1% |
| Lakeview Community Capital, LLC | $4,470,000 | $7,145,000 | 59.8% | 0.1% |
| UNIVERSITY OF MICHIGAN CREDIT UNION | $9,770,000 | $7,140,000 | -26.9% | 0.1% |
| North American Savings Bank, F.S.B. | $4,095,000 | $6,840,000 | 67.0% | 0.1% |
| NBKC BANK | $9,750,000 | $6,795,000 | -30.3% | 0.1% |
| Auto Club Trust, FSB | $3,920,000 | $6,685,000 | 70.5% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $5,400,000 | $6,500,000 | 20.4% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $3,205,000 | $6,475,000 | 102.0% | 0.1% |
| PLANET HOME LENDING, LLC | $10,175,000 | $6,330,000 | -37.8% | 0.1% |
| NATIONAL COOPERATIVE BANK, N.A. | $3,080,000 | $6,060,000 | 96.8% | 0.1% |
| TOWNE MORTGAGE COMPANY | $8,670,000 | $5,950,000 | -31.4% | 0.1% |
| Nations Lending Corporation | $19,850,000 | $5,945,000 | -70.1% | 0.1% |
| AMERIFIRST FINANCIAL CORPORATION | $14,265,000 | $5,900,000 | -58.6% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $7,795,000 | $5,860,000 | -24.8% | 0.1% |
| ZILLOW HOME LOANS, LLC | $4,650,000 | $5,570,000 | 19.8% | 0.1% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $3,705,000 | $5,390,000 | 45.5% | 0.0% |
| CLEARPATH LENDING | $11,630,000 | $5,340,000 | -54.1% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $7,785,000 | $5,250,000 | -32.6% | 0.0% |
| Manufacturers and Traders Trust Company | $3,070,000 | $5,115,000 | 66.6% | 0.0% |
| PHH Mortgage Corporation | $4,600,000 | $5,090,000 | 10.7% | 0.0% |
| Sunflower Bank | $8,660,000 | $4,915,000 | -43.2% | 0.0% |
| T2 FINANCIAL LLC | $13,740,000 | $4,870,000 | -64.6% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $105,000 | $4,845,000 | 4,514.3% | 0.0% |
| SOFI LENDING CORP. | $3,495,000 | $4,830,000 | 38.2% | 0.0% |
| Bank of England | $3,735,000 | $4,785,000 | 28.1% | 0.0% |
| Stifel Bank and Trust | $3,870,000 | $4,745,000 | 22.6% | 0.0% |
| BM Real Estate Services, Inc. | $3,465,000 | $4,725,000 | 36.4% | 0.0% |
| Strong Home Mortgage, LLC | $3,450,000 | $4,650,000 | 34.8% | 0.0% |
| Commerce Home Mortgage, Inc. | $4,525,000 | n/a | 0.0% | |
| Arbor Realty Trust, Inc. | $15,080,000 | $4,515,000 | -70.1% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $1,595,000 | $4,480,000 | 180.9% | 0.0% |
| UBS Bank USA | $1,380,000 | $4,445,000 | 222.1% | 0.0% |
| Public Service Credit Union | $1,805,000 | $4,405,000 | 144.0% | 0.0% |
| ALL WESTERN MORTGAGE, INC. | $420,000 | $4,370,000 | 940.5% | 0.0% |
| THE ANDERSON FINANCIAL GROUP, INC. | $5,635,000 | $4,365,000 | -22.5% | 0.0% |
| Figure Lending LLC | $2,350,000 | $4,175,000 | 77.7% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $5,900,000 | $4,130,000 | -30.0% | 0.0% |
| First Independence Bank | $4,640,000 | $4,105,000 | -11.5% | 0.0% |
| ENVOY MORTGAGE, LTD | $4,445,000 | $4,055,000 | -8.8% | 0.0% |
| FIRST HERITAGE FINANCIAL, LLC | $21,905,000 | $3,950,000 | -82.0% | 0.0% |
| ALLIANCE CATHOLIC CREDIT UNION | $4,945,000 | $3,945,000 | -20.2% | 0.0% |
| PREMIA MORTGAGE, LLC | $6,910,000 | $3,945,000 | -42.9% | 0.0% |
| BLUELEAF LENDING, LLC | $1,095,000 | $3,805,000 | 247.5% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,225,000 | $3,760,000 | 69.0% | 0.0% |
| 21ST MORTGAGE CORPORATION | $3,000,000 | $3,725,000 | 24.2% | 0.0% |
| BNC National Bank | $5,635,000 | $3,715,000 | -34.1% | 0.0% |
| Devon Bank | $6,725,000 | $3,705,000 | -44.9% | 0.0% |
| SOUTHWEST FUNDING, LP | $3,390,000 | $3,640,000 | 7.4% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $5,285,000 | $3,595,000 | -32.0% | 0.0% |
| ARC HOME LLC | $475,000 | $3,565,000 | 650.5% | 0.0% |
| AMERICAN FINANCING CORPORATION | $785,000 | $3,545,000 | 351.6% | 0.0% |
| Arvest Bank | $3,080,000 | $3,485,000 | 13.1% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $6,495,000 | $3,400,000 | -47.7% | 0.0% |
| Truist Bank | $49,880,000 | $3,310,000 | -93.4% | 0.0% |
| HOMESTEAD FUNDING CORP. | $4,495,000 | $3,290,000 | -26.8% | 0.0% |
| Prosperity Home Mortgage, LLC | $2,485,000 | $3,175,000 | 27.8% | 0.0% |
| Discover Bank | $3,100,000 | $3,085,000 | -0.5% | 0.0% |
| Cf Bank | $1,340,000 | $2,930,000 | 118.7% | 0.0% |
| Charles Schwab Bank, SSB | $8,265,000 | $2,920,000 | -64.7% | 0.0% |
| Low VA Rates, LLC | $3,385,000 | $2,850,000 | -15.8% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $4,370,000 | $2,810,000 | -35.7% | 0.0% |
| FINANCIAL PLUS CREDIT UNION | $160,000 | $2,805,000 | 1,653.1% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $865,000 | $2,795,000 | 223.1% | 0.0% |
| GreenStone Farm Credit Services, FLCA | $2,210,000 | $2,790,000 | 26.2% | 0.0% |
| Waterford Bank, N.A. | $4,750,000 | $2,725,000 | -42.6% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $6,890,000 | $2,680,000 | -61.1% | 0.0% |
| HANCOCK MORTGAGE PARTNERS, LLC | $4,055,000 | $2,570,000 | -36.6% | 0.0% |
| PARKSIDE LENDING, LLC | $3,265,000 | $2,500,000 | -23.4% | 0.0% |
| ORIX REAL ESTATE CAPITAL, LLC | $8,330,000 | $2,485,000 | -70.2% | 0.0% |
| Great Southern Bank | $2,455,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $2,450,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $430,000 | $2,420,000 | 462.8% | 0.0% |
| Preston Home Loans Inc | $300,000 | $2,365,000 | 688.3% | 0.0% |
| AMERICAN ADVISORS GROUP | $3,040,000 | $2,315,000 | -23.8% | 0.0% |
| MORTGAGE ACCESS CORP. | $1,410,000 | $2,315,000 | 64.2% | 0.0% |
| First Federal Bank | $3,565,000 | $2,235,000 | -37.3% | 0.0% |
| LENDERFI, INC. | $3,840,000 | $2,205,000 | -42.6% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $2,555,000 | $2,160,000 | -15.5% | 0.0% |
| ALLIANT CREDIT UNION | $1,020,000 | $2,105,000 | 106.4% | 0.0% |
| OCMBC, INC. | $1,785,000 | $2,100,000 | 17.6% | 0.0% |
| ARBOR FINANCIAL CREDIT UNION | $1,325,000 | $2,060,000 | 55.5% | 0.0% |
| Lake Trust Credit Union | $1,200,000 | $2,055,000 | 71.3% | 0.0% |
| Raymond James Bank | $2,480,000 | $2,045,000 | -17.5% | 0.0% |
| First National Bank of America | $175,000 | $2,035,000 | 1,062.9% | 0.0% |
| EMM LOANS LLC | $8,690,000 | $2,025,000 | -76.7% | 0.0% |
| DAS Acquisition Company, LLC | $1,350,000 | $2,010,000 | 48.9% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,940,000 | $2,000,000 | -32.0% | 0.0% |
| Hometown Lenders, Inc. | $2,175,000 | $1,985,000 | -8.7% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $3,545,000 | $1,970,000 | -44.4% | 0.0% |
| EVANSVILLE TEACHERS | $1,910,000 | n/a | 0.0% | |
| EQUITY RESOURCES, INC. | $1,125,000 | $1,865,000 | 65.8% | 0.0% |
| INSPIRE HOME LOANS INC. | $645,000 | $1,860,000 | 188.4% | 0.0% |
| The Central Trust Bank | $1,830,000 | n/a | 0.0% | |
| INLANTA MORTGAGE, INC. | $3,120,000 | $1,825,000 | -41.5% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $2,785,000 | $1,820,000 | -34.6% | 0.0% |
| Liberty Bank and Trust Company | $3,115,000 | $1,790,000 | -42.5% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $1,275,000 | $1,785,000 | 40.0% | 0.0% |
| Frankenmuth Credit Union | $2,025,000 | $1,775,000 | -12.3% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $1,705,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $1,215,000 | $1,705,000 | 40.3% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $1,600,000 | $1,685,000 | 5.3% | 0.0% |
| EMBRACE HOME LOANS, INC. | $1,980,000 | $1,630,000 | -17.7% | 0.0% |
| Equity Prime Mortgage LLC | $465,000 | $1,620,000 | 248.4% | 0.0% |
| Princeton Mortgage Corporation | $1,570,000 | n/a | 0.0% | |
| Quontic Bank | $1,545,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $700,000 | $1,545,000 | 120.7% | 0.0% |
| Watermark Capital, Inc. | $410,000 | $1,530,000 | 273.2% | 0.0% |
| RBC Bank, (Georgia) | $1,240,000 | $1,525,000 | 23.0% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $1,520,000 | n/a | 0.0% | |
| Oxford Bank & Trust | $915,000 | $1,515,000 | 65.6% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $1,090,000 | $1,510,000 | 38.5% | 0.0% |
| Horizon Bank | $115,000 | $1,510,000 | 1,213.0% | 0.0% |
| Magnolia Bank | $665,000 | $1,475,000 | 121.8% | 0.0% |
| MORIA DEVELOPMENT, INC. | $2,105,000 | $1,475,000 | -29.9% | 0.0% |
| TIAA, FSB | $4,740,000 | $1,460,000 | -69.2% | 0.0% |
| CANOPY MORTGAGE, LLC | $300,000 | $1,450,000 | 383.3% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $1,840,000 | $1,435,000 | -22.0% | 0.0% |
| Dort Financial Credit Union | $865,000 | $1,420,000 | 64.2% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $245,000 | $1,410,000 | 475.5% | 0.0% |
| DIGITAL Federal Credit Union | $1,345,000 | $1,385,000 | 3.0% | 0.0% |
| FAY SERVICING, LLC | $410,000 | $1,375,000 | 235.4% | 0.0% |
| Neighborhood Loans, Inc. | $835,000 | $1,375,000 | 64.7% | 0.0% |
| First Internet Bank of Indiana | $1,865,000 | $1,370,000 | -26.5% | 0.0% |
| River Bank | $1,355,000 | n/a | 0.0% | |
| DOW CHEMICAL EMPLOYEES' | $1,225,000 | $1,345,000 | 9.8% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $725,000 | $1,305,000 | 80.0% | 0.0% |
| NP, Inc. | $1,525,000 | $1,300,000 | -14.8% | 0.0% |
| Goldman Sachs Bank USA | $3,315,000 | $1,285,000 | -61.2% | 0.0% |
| First Republic Bank | $3,925,000 | $1,220,000 | -68.9% | 0.0% |
| Polish-American Federal Credit Union | $1,085,000 | $1,210,000 | 11.5% | 0.0% |
| Kwik Mortgage Corporation | $465,000 | $1,205,000 | 159.1% | 0.0% |
| Ixonia Bank | $45,000 | $1,200,000 | 2,566.7% | 0.0% |
| Christensen Financial, Inc. | $3,125,000 | $1,175,000 | -62.4% | 0.0% |
| BECKAM FUNDING CORP. | $1,165,000 | n/a | 0.0% | |
| LOANPAL, LLC | $1,155,000 | n/a | 0.0% | |
| AmRes Corporation | $620,000 | $1,130,000 | 82.3% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $1,125,000 | n/a | 0.0% | |
| TLC COMMUNITY Credit Union | $1,145,000 | $1,095,000 | -4.4% | 0.0% |
| FreeStar Financial Credit Union | $975,000 | $1,090,000 | 11.8% | 0.0% |
| Honor Credit Union | $560,000 | $1,090,000 | 94.6% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $180,000 | $1,075,000 | 497.2% | 0.0% |
| Goldwater Bank, N.A. | $1,490,000 | $1,045,000 | -29.9% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $4,300,000 | $1,015,000 | -76.4% | 0.0% |
| Citadel Servicing Corporation | $895,000 | $1,000,000 | 11.7% | 0.0% |
| CIT Bank | $1,770,000 | $995,000 | -43.8% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $2,030,000 | $990,000 | -51.2% | 0.0% |
| Evolve Bank & Trust | $930,000 | n/a | 0.0% | |
| Prime Choice Funding Inc. | $575,000 | $925,000 | 60.9% | 0.0% |
| The Farmers & Merchants State Bank | $910,000 | n/a | 0.0% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $675,000 | $895,000 | 32.6% | 0.0% |
| NORTHERN MORTGAGE SERVICES, LLC | $2,130,000 | $895,000 | -58.0% | 0.0% |
| SIRVA MORTGAGE, INC. | $1,820,000 | $895,000 | -50.8% | 0.0% |
| ADVANCIAL | $875,000 | n/a | 0.0% | |
| Texana Bank | $900,000 | $875,000 | -2.8% | 0.0% |
| Colonial Savings, F.A. | $330,000 | $870,000 | 163.6% | 0.0% |
| Directions Credit Union, Inc. | $865,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,230,000 | $865,000 | -29.7% | 0.0% |
| Midland States Bank | $1,210,000 | $860,000 | -28.9% | 0.0% |
| Baxter Credit Union | $760,000 | $840,000 | 10.5% | 0.0% |
| Hometown Equity Mortgage, LLC | $1,200,000 | $840,000 | -30.0% | 0.0% |
| First Federal Bank of the Midwest | $1,600,000 | $835,000 | -47.8% | 0.0% |
| MONROE COUNTY COMMUNITY CREDIT UNION | $1,115,000 | $835,000 | -25.1% | 0.0% |
| Mid-Continent Funding, Inc. | $290,000 | $810,000 | 179.3% | 0.0% |
| GVC MORTGAGE, INC. | $1,015,000 | $805,000 | -20.7% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $760,000 | $805,000 | 5.9% | 0.0% |
| First Midwest Bank | $10,995,000 | $800,000 | -92.7% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $345,000 | $780,000 | 126.1% | 0.0% |
| CIBM Bank | $845,000 | $780,000 | -7.7% | 0.0% |
| ChoiceOne Bank | $6,285,000 | $765,000 | -87.8% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $730,000 | n/a | 0.0% | |
| TEAM ONE CREDIT UNION | $1,305,000 | $730,000 | -44.1% | 0.0% |
| AMERICAN FINANCE HOUSE LARIBA | $710,000 | n/a | 0.0% | |
| Paramount Bank | $945,000 | $710,000 | -24.9% | 0.0% |
| Mortgage Bank of California | $705,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $245,000 | $690,000 | 181.6% | 0.0% |
| Extra | $550,000 | $680,000 | 23.6% | 0.0% |
| First Home Bank | $1,365,000 | $675,000 | -50.5% | 0.0% |
| THRIVENT Federal Credit Union | $375,000 | $675,000 | 80.0% | 0.0% |
| LENDSURE MORTGAGE CORP. | $275,000 | $660,000 | 140.0% | 0.0% |
| Northstar Bank | $210,000 | $660,000 | 214.3% | 0.0% |
| Republic Bank & Trust Company | $1,500,000 | $655,000 | -56.3% | 0.0% |
| Triumph Bank | $3,115,000 | $655,000 | -79.0% | 0.0% |
| CASE | $6,165,000 | $650,000 | -89.5% | 0.0% |
| DELMAR FINANCIAL COMPANY | $490,000 | $640,000 | 30.6% | 0.0% |
| City National Bank | $75,000 | $630,000 | 740.0% | 0.0% |
| FIRST CHOICE MH LLC | $2,650,000 | $620,000 | -76.6% | 0.0% |
| UNITED SECURITY FINANCIAL CORP | $320,000 | $610,000 | 90.6% | 0.0% |
| Pacor Mortgage Corp | $1,075,000 | $600,000 | -44.2% | 0.0% |
| SRE MORTGAGE ALLIANCE INC. | $4,370,000 | $595,000 | -86.4% | 0.0% |
| Amalgamated Bank | $575,000 | n/a | 0.0% | |
| BNY Mellon | $565,000 | n/a | 0.0% | |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $145,000 | $565,000 | 289.7% | 0.0% |
| Renasant Bank | $1,550,000 | $565,000 | -63.5% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $295,000 | $545,000 | 84.7% | 0.0% |
| SUMMIT HOME MORTGAGE, LLC | $585,000 | $545,000 | -6.8% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $540,000 | n/a | 0.0% | |
| Colten Mortgage, LLC | $345,000 | $535,000 | 55.1% | 0.0% |
| Bell Bank | $515,000 | $530,000 | 2.9% | 0.0% |
| The Loan Store, Inc. | $525,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $465,000 | $510,000 | 9.7% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $990,000 | $505,000 | -49.0% | 0.0% |
| MEMBERS FIRST Credit Union | $945,000 | $500,000 | -47.1% | 0.0% |
| Axos Bank | $1,220,000 | $490,000 | -59.8% | 0.0% |
| Central Bank | $485,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $190,000 | $485,000 | 155.3% | 0.0% |
| GREENWOOD | $480,000 | n/a | 0.0% | |
| GUILD MORTGAGE COMPANY | $1,995,000 | $480,000 | -75.9% | 0.0% |
| ONY GLO, INC. | $475,000 | n/a | 0.0% | |
| Centier Bank | $525,000 | $470,000 | -10.5% | 0.0% |
| PROPER RATE, LLC | $185,000 | $470,000 | 154.1% | 0.0% |
| GEORGIA'S OWN | $465,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $450,000 | $460,000 | 2.2% | 0.0% |
| NEXERA HOLDING LLC | $455,000 | n/a | 0.0% | |
| SECURITY CREDIT UNION | $355,000 | $455,000 | 28.2% | 0.0% |
| United Bank of Michigan | $325,000 | $450,000 | 38.5% | 0.0% |
| Ameris Bank | $1,000,000 | $430,000 | -57.0% | 0.0% |
| POLARIS HOME FUNDING CORP. | $320,000 | $425,000 | 32.8% | 0.0% |
| Willamette Valley Bank | $505,000 | $425,000 | -15.8% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $420,000 | n/a | 0.0% | |
| Visio Financial Services Inc. | $420,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $405,000 | n/a | 0.0% | |
| Secured Investment Corp. | $250,000 | $405,000 | 62.0% | 0.0% |
| Waterstone Mortgage Corporation | $405,000 | n/a | 0.0% | |
| Adventure Credit Union | $255,000 | $390,000 | 52.9% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,515,000 | $390,000 | -74.3% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $280,000 | $380,000 | 35.7% | 0.0% |
| MLD MORTGAGE INC. | $525,000 | $380,000 | -27.6% | 0.0% |
| The State Bank and Trust Company | $1,180,000 | $380,000 | -67.8% | 0.0% |
| CELEBRITY HOME LOANS, LLC | $375,000 | n/a | 0.0% | |
| DEVELOPER'S MORTGAGE COMPANY | $555,000 | $375,000 | -32.4% | 0.0% |
| IMPAC MORTGAGE CORP. | $240,000 | $375,000 | 56.3% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $1,285,000 | $375,000 | -70.8% | 0.0% |
| Farmers Bank & Trust | $2,315,000 | $370,000 | -84.0% | 0.0% |
| Northwest Federal Credit Union | $390,000 | $370,000 | -5.1% | 0.0% |
| SIGNATURE MORTGAGE CORPORATION | $385,000 | $365,000 | -5.2% | 0.0% |
| Credence Funding Corporation | $345,000 | $360,000 | 4.3% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $1,240,000 | $355,000 | -71.4% | 0.0% |
| Blue Ridge Bank | $355,000 | n/a | 0.0% | |
| First Western Trust Bank | $355,000 | n/a | 0.0% | |
| LOANSNAP, INC. | $335,000 | $355,000 | 6.0% | 0.0% |
| OPEN MORTGAGE, LLC | $970,000 | $345,000 | -64.4% | 0.0% |
| The Park National Bank | $115,000 | $345,000 | 200.0% | 0.0% |
| UNITED | $1,865,000 | $345,000 | -81.5% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $340,000 | n/a | 0.0% | |
| Florida Capital Bank | $125,000 | $340,000 | 172.0% | 0.0% |
| WESTERN EXPRESS LENDING | $340,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $105,000 | $335,000 | 219.0% | 0.0% |
| Christian Financial Credit Union | $275,000 | $335,000 | 21.8% | 0.0% |
| SIWELL, INC. | $175,000 | $330,000 | 88.6% | 0.0% |
| Gold Coast Bank | $515,000 | $325,000 | -36.9% | 0.0% |
| Edgewater Bank | $315,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $315,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $315,000 | n/a | 0.0% | |
| INLAND BANK & TRUST | $305,000 | $305,000 | 0.0% | 0.0% |
| ServisFirst Bank | $615,000 | $295,000 | -52.0% | 0.0% |
| American Airlines Federal Credit Union | $745,000 | $290,000 | -61.1% | 0.0% |
| County National Bank | $2,605,000 | $290,000 | -88.9% | 0.0% |
| Liberty Savings Bank, F.S.B. | $265,000 | $285,000 | 7.5% | 0.0% |
| THOMPSON KANE & COMPANY, LLC | $285,000 | n/a | 0.0% | |
| Thumb Bank and Trust | $135,000 | $280,000 | 107.4% | 0.0% |
| Merchants Bank of Indiana | $235,000 | $275,000 | 17.0% | 0.0% |
| U S WIDE FINANCIAL LLC | $325,000 | $275,000 | -15.4% | 0.0% |
| AMERICAN MORTGAGE SERVICE COMPANY | $145,000 | $270,000 | 86.2% | 0.0% |
| Gateway First Bank | $1,830,000 | $270,000 | -85.2% | 0.0% |
| Beeline Loans, Inc. | $265,000 | n/a | 0.0% | |
| Financial Partners Credit Union | $265,000 | n/a | 0.0% | |
| PREFERRED CREDIT UNION | $265,000 | n/a | 0.0% | |
| STAR Financial Bank | $265,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $260,000 | n/a | 0.0% | |
| SELFRELIANCE | $230,000 | $260,000 | 13.0% | 0.0% |
| THE EQUITABLE MORTGAGE CORPORATION | $260,000 | n/a | 0.0% | |
| Dollar Bank, Federal Savings Bank | $255,000 | n/a | 0.0% | |
| Eagle Savings Bank | $255,000 | n/a | 0.0% | |
| Farmers StateBank of Munith | $720,000 | $255,000 | -64.6% | 0.0% |
| TOWER | $255,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $735,000 | $245,000 | -66.7% | 0.0% |
| BMO Harris Bank | $355,000 | $245,000 | -31.0% | 0.0% |
| ILLINOIS STATE CREDIT UNION | $245,000 | n/a | 0.0% | |
| Marine Bank | $405,000 | $245,000 | -39.5% | 0.0% |
| MICHIGAN COLUMBUS | $680,000 | $245,000 | -64.0% | 0.0% |
| Wildfire Credit Union | $510,000 | $245,000 | -52.0% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $235,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $1,175,000 | $235,000 | -80.0% | 0.0% |
| Servion, Inc. | $290,000 | $235,000 | -19.0% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $160,000 | $230,000 | 43.8% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $230,000 | n/a | 0.0% | |
| CONSUMERS | $1,355,000 | $225,000 | -83.4% | 0.0% |
| The Union Bank Company | $885,000 | $225,000 | -74.6% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $225,000 | n/a | 0.0% | |
| KEMBA FINANCIAL | $220,000 | n/a | 0.0% | |
| OAK MORTGAGE, LLC | $1,570,000 | $220,000 | -86.0% | 0.0% |
| Armed Forces Bank | $215,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $1,695,000 | $215,000 | -87.3% | 0.0% |
| COMPASS MORTGAGE, INC. | $985,000 | $210,000 | -78.7% | 0.0% |
| BlueOx Credit Union | $205,000 | n/a | 0.0% | |
| FIRST STATE MORTGAGE SERVICES, LLC | $205,000 | n/a | 0.0% | |
| Westfield Bank, FSB | $265,000 | $205,000 | -22.6% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $75,000 | $200,000 | 166.7% | 0.0% |
| AMERICAN HOME LENDING USA, LLC | $195,000 | n/a | 0.0% | |
| BEST CAPITAL FUNDING | $375,000 | $195,000 | -48.0% | 0.0% |
| CERTAINTY HOME LOANS, LLC | $195,000 | n/a | 0.0% | |
| Chicago Financial Services, Inc. | $195,000 | n/a | 0.0% | |
| First Federal Bank, A FSB | $195,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $155,000 | $195,000 | 25.8% | 0.0% |
| STAR USA FEDERAL CREDIT UNION | $70,000 | $195,000 | 178.6% | 0.0% |
| Circle Federal Credit Union | $185,000 | n/a | 0.0% | |
| Simmons Bank | $185,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $185,000 | n/a | 0.0% | |
| Wanigas Credit Union | $1,370,000 | $185,000 | -86.5% | 0.0% |
| BayCoast Bank | $35,000 | $180,000 | 414.3% | 0.0% |
| Kellogg Community Credit Union | $260,000 | $180,000 | -30.8% | 0.0% |
| JUSTICE Federal Credit Union | $175,000 | n/a | 0.0% | |
| COMMUNITY FIRST | $165,000 | n/a | 0.0% | |
| Isabella Bank | $3,550,000 | $165,000 | -95.4% | 0.0% |
| S1L, Inc. | $165,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $185,000 | $165,000 | -10.8% | 0.0% |
| Toyota Financial Savings Bank | $325,000 | $165,000 | -49.2% | 0.0% |
| United Nations Federal Credit Union | $165,000 | n/a | 0.0% | |
| Alerus Financial | $515,000 | $155,000 | -69.9% | 0.0% |
| Peoples Bank | $400,000 | $155,000 | -61.3% | 0.0% |
| PREMIER LENDING, INC. | $345,000 | $155,000 | -55.1% | 0.0% |
| State Department Federal Credit Union | $35,000 | $155,000 | 342.9% | 0.0% |
| THE MONEY SOURCE INC. | $155,000 | n/a | 0.0% | |
| KINECTA | $195,000 | $150,000 | -23.1% | 0.0% |
| Sterling Bank and Trust, FSB | $1,190,000 | $150,000 | -87.4% | 0.0% |
| Axiom Bank, N.A. | $145,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $145,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $145,000 | n/a | 0.0% | |
| Elements Financial Federal Credit Union | $145,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $145,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $1,670,000 | $145,000 | -91.3% | 0.0% |
| SUN Federal Credit Union | $55,000 | $145,000 | 163.6% | 0.0% |
| CITIZENS EQUITY FIRST | $310,000 | $140,000 | -54.8% | 0.0% |
| ALTRA | $135,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $135,000 | n/a | 0.0% | |
| FinancialEdge Community Credit Union | $125,000 | n/a | 0.0% | |
| Longview Bank & Trust | $125,000 | n/a | 0.0% | |
| MIDWEST LOAN SOLUTIONS, INC. | $7,135,000 | $125,000 | -98.2% | 0.0% |
| NORTHWEST BANK OF ROCKFORD | $125,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $635,000 | $115,000 | -81.9% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $115,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $195,000 | $115,000 | -41.0% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $115,000 | n/a | 0.0% | |
| UNITED FINANCIAL Credit Union | $110,000 | n/a | 0.0% | |
| Amerifirst Financial, Inc. | $105,000 | n/a | 0.0% | |
| FIRST OHIO HOME FINANCE, INC. | $545,000 | $105,000 | -80.7% | 0.0% |
| Lake Area Bank | $105,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $105,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $105,000 | n/a | 0.0% | |
| Independent Bank | $126,395,000 | $95,000 | -99.9% | 0.0% |
| Kaw Valley Bank | $95,000 | n/a | 0.0% | |
| Three Rivers Federal Credit Union | $95,000 | n/a | 0.0% | |
| AMCAP MORTGAGE, LTD. | $85,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $85,000 | n/a | 0.0% | |
| Macatawa Bank | $1,805,000 | $85,000 | -95.3% | 0.0% |
| OMNI Community Credit Union | $85,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $85,000 | n/a | 0.0% | |
| UMB Bank | $165,000 | $85,000 | -48.5% | 0.0% |
| BIRMINGHAM-BLOOMFIELD Credit Union | $445,000 | $80,000 | -82.0% | 0.0% |
| Austin Capital Bank SSB | $625,000 | $75,000 | -88.0% | 0.0% |
| ELGA CREDIT UNION | $75,000 | $75,000 | 0.0% | 0.0% |
| Union Savings Bank | $700,000 | $75,000 | -89.3% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $75,000 | n/a | 0.0% | |
| SOVITA Credit Union | $60,000 | n/a | 0.0% | |
| Mortgage Assurance Inc. | $85,000 | $55,000 | -35.3% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $30,000 | $50,000 | 66.7% | 0.0% |
| CORNERSTONE COMMUNITY FINANCIAL | $410,000 | $45,000 | -89.0% | 0.0% |
| T&I Credit union | $565,000 | $45,000 | -92.0% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $40,000 | n/a | 0.0% | |
| AFFINITY | $35,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $145,000 | $25,000 | -82.8% | 0.0% |
| INTOUCH CREDIT UNION | $25,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $75,000 | $25,000 | -66.7% | 0.0% |
| First American Bank | $15,000 | n/a | 0.0% |
DETROIT - DEARBORN - LIVONIA's top lender by overall market share is QUICKEN LOANS, LLC, with 19.4% market share. In second place, with 10.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $1,204,085,000 in loans. In third place, with 2.9%, is The Huntington National Bank, having originated $320,660,000 in loans. In third place, with 2.7%, is JPMorgan Chase Bank, having originated $299,190,000 in loans. In third place, with 2.6%, is Flagstar Bank, FSB, having originated $282,540,000 in loans.
DETROIT-DEARBORN-LIVONIA, MI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 21,902 | $4,155,120,000 | $189,714 |
| Home Purchase | 19,805 | $4,287,775,000 | $216,500 |
| Cash Out Refi | 12,159 | $2,156,125,000 | $177,327 |
| Home Improvement | 2,666 | $224,470,000 | $84,197 |
| Other | 1,716 | $179,880,000 | $104,825 |
| NA | 3 | $755,000 | $251,667 |
Detroit - Dearborn - Livonia's most frequently cited loan purpose was Refi, with 21,902 originations. The 2nd most popular reason was Home Purchase, with 19,805 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 22,345 | $4,503,565,000 | $201,547 |
| 3-4% | 21,441 | $4,002,355,000 | $186,668 |
| <2.5% | 10,313 | $2,008,185,000 | $194,724 |
| 4-5% | 2,115 | $288,935,000 | $136,612 |
| 5-6% | 727 | $68,905,000 | $94,780 |
| Over 8% | 440 | $29,780,000 | $67,682 |
| 6-7% | 367 | $33,565,000 | $91,458 |
| 7-8% | 272 | $24,930,000 | $91,654 |
During 2021, Detroit - Dearborn - Livonia's most frequently originated rate bucket was 2.5-3%, with 22,345 originations.
Loan Sizing (DETROIT-DEARBORN-LIVONIA, MI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 26,674 | $3,858,390,000 | $144,650 |
| $200k-400k | 15,603 | $4,180,185,000 | $267,909 |
| $100,000 or less | 12,809 | $848,645,000 | $66,254 |
| $400k-600k | 2,516 | $1,190,610,000 | $473,215 |
| $600k-1000k | 477 | $347,395,000 | $728,291 |
| $Over $1MM | 172 | $578,900,000 | $3,365,698 |
DETROIT - DEARBORN - LIVONIA's loan sizing saw the bucket of loans from $100k-200k with 26,674 originations, totaling $3,858,390,000 in origination value.