GARY Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Gary averaged 3.43% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.53% and one month ago for the week of 2021-10-21, the average rate was 3.32%.

Gary's average rate one year ago was 3.15%.

For refis of the same type during the week of 2021-11-24, the average rate was 3.33%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Gary 30 Year Fixed Rate 2021-11-24 3.43%
Gary 30 Year Fixed Rate Refi 2021-11-24 3.33%
Gary 15 Year Fixed Rate 2021-11-24 2.62%
Gary 15 Year Fixed Rate Refi 2021-11-24 2.71%
Gary 30 Year FHA 2021-11-24 3.38%
Gary 30 Year FHA Refi 2021-11-24 3.46%
Gary 30 Year USDA 2021-11-24 3.49%
Gary 30 Year USDA Refi 2021-11-24 3.32%
Gary 30 Year VA 2021-11-24 3.62%
Gary 30 Year VA Refi 2021-11-24 3.05%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GARY, IN.

GARY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the GARY, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
Centier Bank 887 3.35% $2,561
QUICKEN LOANS, LLC 876 3.36% $4,881
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 775 3.30% $3,421
JPMorgan Chase Bank, National Association 684 3.32% $2,479
GUARANTEED RATE, INC. 573 3.33% $2,953
Peoples Bank 558 3.26% $2,439
Horizon Bank 388 3.39% $2,826
The Huntington National Bank 368 3.10% $2,867
UNION HOME MORTGAGE CORP. 341 3.49% $3,638
FIRST CENTENNIAL MORTGAGE CORPORATION 336 3.07% $2,592
LAKE MORTGAGE COMPANY INC 336 3.19% $2,710
RUOFF MORTGAGE COMPANY, INC. 301 3.22% $1,900
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 299 3.20% $3,412
UNIVERSITY LENDING GROUP, LLC 288 3.29% $3,670
Fifth Third Bank, National Association 263 3.55% $2,415
LOANDEPOT.COM, LLC 258 3.31% $3,961
AMERICAN FINANCIAL NETWORK, INC. 250 3.26% $3,113
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 230 3.37% $2,729
Bank of England 219 3.32% $4,609
CALIBER HOME LOANS, INC. 216 3.39% $2,950
First Financial Bank 215 3.33% $2,635
DRAPER AND KRAMER MORTGAGE CORP. 212 3.26% $2,559
CROSSCOUNTRY MORTGAGE, LLC 211 3.31% $3,698
First Midwest Bank 204 3.28% $2,713
Wells Fargo Bank, National Association 195 3.43% $2,835
AMERICAN PORTFOLIO MORTGAGE CORPORATION 179 3.30% $3,007
DIRECT MORTGAGE LOANS, LLC 174 3.42% $4,932
Citizens Bank, National Association 168 3.40% $3,114
UNITED WHOLESALE MORTGAGE, LLC 157 3.40% $3,252
Hometown Lenders, Inc. 146 3.28% $3,395
First Merchants Bank 121 3.39% $2,431
Community Mortgage Banc Corporation 116 3.37% $2,534
1st Source Bank 116 3.34% $2,432
LEADERONE FINANCIAL CORPORATION 111 3.28% $2,477
CELEBRITY HOME LOANS, LLC 106 3.26% $3,650
HOME POINT FINANCIAL CORPORATION 102 3.38% $2,164
TEACHERS CREDIT UNION 100 3.43% $2,385
PRIMELENDING, A PLAINSCAPITAL COMPANY 99 3.77% $3,126
TECH Credit Union 90 3.29% $2,697
AMERISAVE MORTGAGE CORPORATION 84 2.93% $4,614
NATIONSTAR MORTGAGE LLC 83 3.52% $5,011
CANOPY MORTGAGE, LLC 74 3.08% $4,188
C.U. FINANCIAL, INC. 72 3.54% $3,259
ACADEMY MORTGAGE CORPORATION 71 3.50% $3,091
U.S. Bank National Association 68 3.31% $2,734
SECURITYNATIONAL MORTGAGE COMPANY 67 4.02% $3,710
GVC MORTGAGE, INC. 61 3.45% $4,191
PNC Bank, National Association 60 3.61% $2,381
HOMESIDE FINANCIAL, LLC 60 3.62% $3,052
RAPID MORTGAGE COMPANY 58 3.29% $4,723
NEWREZ LLC 58 3.25% $3,072
BROKER SOLUTIONS, INC. 52 3.38% $4,179
Barrington Bank & Trust Company, N.A. 51 3.37% $2,855
BMO Harris Bank National Association 47 3.56% $3,183
ROYAL UNITED MORTGAGE LLC 46 3.24% $5,630
First Savings Bank 45 3.00% $3,692
BETTER MORTGAGE CORPORATION 42 3.21% $2,017
Bank of America, National Association 41 3.37% $2,659
MEMBER FIRST MORTGAGE, LLC 41 3.18% $2,903
The Federal Savings Bank 40 3.03% $3,650
MUTUAL OF OMAHA MORTGAGE, INC. 39 3.06% $3,271
TOP FLITE FINANCIAL, INC. 36 3.27% $2,742
FREEDOM MORTGAGE CORPORATION 36 3.66% $2,384
EAGLE HOME MORTGAGE, LLC 35 3.10% $3,703
NAVY FEDERAL CREDIT UNION 35 3.68% $3,290
GUARANTEED RATE AFFINITY, LLC 34 3.25% $2,776
AMERICAN PACIFIC MORTGAGE CORPORATION 34 3.23% $3,258
Pacor Mortgage Corp 32 3.05% $3,108
CROWN MORTGAGE COMPANY 32 3.14% $3,831
Paramount Residential Mortgage Group, Inc. 32 3.31% $3,491
Farm Credit Mid-America, ACA 30 3.50% $7,557
Flanagan State Bank 30 3.38% $2,886
PENNYMAC LOAN SERVICES, LLC 30 3.49% $4,936
PLAZA HOME MORTGAGE, INC. 30 3.34% $1,711
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 30 3.18% $3,487
Flagstar Bank, FSB 30 3.32% $2,728
BLUELEAF LENDING, LLC 28 2.98% $2,857
CIBM Bank 26 3.26% $2,417
INLAND BANK & TRUST 25 3.25% $2,827
COMPASS MORTGAGE, INC. 25 3.06% $2,953
Stifel Bank and Trust 24 3.14% $1,988
UNITED 23 3.74% $2,555
PURDUE FEDERAL CREDIT UNION 22 3.17% $2,796
SUN WEST MORTGAGE COMPANY, INC. 21 3.28% $699
ENDEAVOR CAPITAL, LLC. 20 3.10% $4,137
Neighborhood Loans, Inc. 20 3.26% $3,074
PROVIDENT FUNDING ASSOCIATES, L.P. 20 3.11% $2,653
FLAT BRANCH MORTGAGE, INC. 20 3.61% $3,219
PRIMARY RESIDENTIAL MORTGAGE, INC. 19 2.93% $3,328
Carrington Mortgage Services, LLC 18 3.95% $3,963
FIRST STATE MORTGAGE SERVICES, LLC 17 3.01% $2,689
Marquette Bank 16 3.05% $2,627
Home State Bank, National Association 15 3.22% $3,261
ZILLOW HOME LOANS, LLC 15 3.15% $2,267
NBKC BANK 15 3.49% $1,827
STEARNS LENDING, LLC 14 3.26% $3,534
Notre Dame Federal Credit Union Corporation 14 3.29% $3,283
HOMESTEAD FUNDING CORP. 13 2.98% $3,008
Nations Lending Corporation 13 3.21% $6,931
CMG MORTGAGE, INC. 12 3.27% $3,214
UNITED HOME LOANS, INC. 12 3.07% $2,865
Key Mortgage Services, Inc. 12 3.28% $2,703
HALLMARK HOME MORTGAGE, LLC 12 3.21% $2,938
ROUNDPOINT MORTGAGE SERVICING CORPORATION 12 3.66% $1,433
CHURCHILL MORTGAGE CORPORATION 12 3.42% $2,813
SOFI LENDING CORP. 12 3.30% $2,783
Ally Bank 12 3.23% $4,076
The Home Loan Expert LLC 11 3.45% $5,786
Associated Bank, National Association 11 3.45% $3,925
KELLER MORTGAGE, LLC 11 3.27% $1,905
RELIANCE FIRST CAPITAL, LLC 11 3.37% $4,808
MORTGAGE ACCESS CORP. 10 3.01% $2,367
Arvest Bank 10 3.58% $3,032
FINANCE OF AMERICA MORTGAGE LLC 10 3.22% $2,953
First Federal Savings Bank 10 3.35% $2,698
Wyndham Capital Mortgage, Inc. 10 3.05% $1,329
THE ANDERSON FINANCIAL GROUP, INC. 9 3.32% $2,560
PHH Mortgage Corporation 9 3.60% $4,239
PLANET HOME LENDING, LLC 9 3.32% $2,293
PROPER RATE, LLC 9 3.08% $3,281
NUMARK CREDIT UNION 9 3.15% $2,341
Discover Bank 9 5.43% $0
Northpointe Bank 9 3.22% $2,619
Credit Union 1 9 3.29% $3,627
Citibank, National Association 8 3.36% $3,996
ANGEL OAK MORTGAGE SOLUTIONS LLC 8 7.08% $4,001
North American Savings Bank, F.S.B. 8 3.06% $2,360
HANCOCK MORTGAGE PARTNERS, LLC 8 3.27% $3,470
USAA Federal Savings Bank 8 3.58% $3,721
First American Bank 8 3.03% $2,207
Allied First Bank,sb 7 3.05% $2,830
First Federal Bank 7 3.25% $3,122
InterContinental Capital Group, Inc 7 3.41% $4,879
Regions Bank 7 3.38% $2,321
MOVEMENT MORTGAGE, LLC 7 3.08% $4,066
Mortgage Assurance Inc. 7 3.70% $3,136
CIBC Bank USA 7 3.46% $2,782
First Internet Bank of Indiana 7 3.29% $2,611
Manufacturers and Traders Trust Company 7 3.77% $3,647
Chicago Financial Services, Inc. 6 3.02% $1,851
Ixonia Bank 6 2.92% $2,616
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 6 3.71% $3,225
Truist Bank 6 3.57% $2,586
Waterstone Mortgage Corporation 6 4.15% $3,604
KeyBank National Association 6 3.15% $3,458
TOWNE MORTGAGE COMPANY 5 3.45% $3,222
Platinum Home Mortgage Corporation 5 3.25% $4,362
PREMIA MORTGAGE, LLC 5 3.23% $2,114
SUMMIT FUNDING, INC. 5 3.25% $3,677
The Union Bank Company 5 3.28% $3,683
Plains Commerce Bank 5 3.10% $2,738
CONSUMERS COOPERATIVE CREDIT UNION 5 3.55% $3,306
United Fidelity Funding Corp. 5 3.53% $3,546
AMERICAN INTERNET MORTGAGE, INC. 5 3.43% $2,778
FirstBank 5 2.95% $1,755
VAN DYK MORTGAGE CORPORATION 5 3.18% $2,521
Vibrant Credit Union 5 2.83% $1,983
First Guaranty Mortgage Corporation 5 3.25% $2,026
HOMEBRIDGE FINANCIAL SERVICES, INC. 5 3.10% $4,151
EMM LOANS LLC 5 3.27% $7,482
PARKSIDE LENDING, LLC 5 4.08% $2,544
ALLIANT CREDIT UNION 4 3.66% $4,225
Elements Financial Federal Credit Union 4 3.56% $2,243
Security Federal Savings Bank 4 3.06% $2,259
AMERICAN FINANCIAL RESOURCES, INC. 4 4.19% $4,741
MICHIGAN MUTUAL, INC. 4 3.37% $3,872
United Community Bank 4 2.71% $1,438
INDIANA UNIVERSITY CREDIT UNION 4 2.97% $2,813
CHERRY CREEK MORTGAGE, LLC 4 3.47% $886
1ST SIGNATURE LENDING, LLC 4 3.69% $3,567
First National Bank of America 4 7.72% $10,769
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 3.65% $2,658
EVANSVILLE TEACHERS 4 2.81% $2,681
LAKEVIEW LOAN SERVICING, LLC 4 3.97% $2,752
SUCCESS MORTGAGE PARTNERS, INC. 4 3.78% $3,936
Strong Home Mortgage, LLC 4 3.06% $862
GENEVA FINANCIAL, LLC 4 4.09% $5,286
First Financial Credit Union 4 3.13% $2,923
Sierra Pacific Mortgage Company, Inc. 4 3.50% $4,238
DAS Acquisition Company, LLC 4 3.20% $2,740
Equity Prime Mortgage LLC 3 3.63% $5,261
AmeriHome Mortgage Company, LLC 3 3.83% $5,314
First Option Mortgage, LLC 3 3.54% $4,373
Third Federal Savings and Loan Association of Cleveland 3 3.24% $295
LOANFLIGHT LENDING, LLC 3 2.71% $915
THRIVENT Federal Credit Union 3 3.29% $2,801
TIAA, FSB 3 3.17% $1,142
Magnolia Bank 3 2.88% $3,173
PARLAY MORTGAGE & PROPERTY, INC. 3 3.25% $2,837
MID AMERICA MORTGAGE, INC. 3 3.00% $1,552
Watermark Capital, Inc. 3 3.16% $2,763
Midland States Bank 3 3.29% $2,148
MJW Financial LLC 3 3.04% $2,153
Morgan Stanley Private Bank, National Association 3 3.38% $2,459
Mortgage Research Center, LLC 3 2.79% $4,358
EMBRACE HOME LOANS, INC. 3 3.13% $5,106
NETWORK CAPITAL FUNDING CORPORATION 3 2.79% $3,746
Prosperity Home Mortgage, LLC 3 3.13% $2,521
First Home Bank 3 3.25% $5,880
Old Second National Bank 3 3.21% $2,486
LAND HOME FINANCIAL SERVICES, INC. 3 3.04% $3,174
LENDSURE MORTGAGE CORP. 3 6.16% $12,759
PENTAGON FEDERAL CREDIT UNION 2 2.69% $1,739
Midwest Community Bank 2 3.44% $2,389
GSF Mortgage Corporation 2 2.69% $2,406
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 2.94% $2,596
TOTAL MORTGAGE SERVICES, LLC 2 3.13% $4,208
FAIR WAY LENDING LLC 2 3.38% $2,716
DELMAR FINANCIAL COMPANY 2 3.13% $1,725
AmRes Corporation 2 3.88% $3,945
JLB CORPORATION 2 3.44% $3,973
INLANTA MORTGAGE, INC. 2 3.19% $2,274
ENVOY MORTGAGE, LTD 2 3.44% $3,328
FAY SERVICING, LLC 2 3.06% $2,742
HOMESTAR FINANCIAL CORPORATION 2 3.50% $2,037
LOANPAL, LLC 2 4.06% $3,171
EVERETT FINANCIAL, INC. 2 3.31% $1,546
CNB Bank And Trust, N.A. 2 3.25% $2,280
CITYWIDE HOME LOANS, LLC 2 3.00% $2,731
CASTLE & COOKE MORTGAGE, LLC 2 2.88% $2,520
Republic Bank & Trust Company 2 3.06% $2,820
Renasant Bank 2 3.13% $2,214
Independent Bank 2 3.44% $3,166
First Farmers Bank and Trust Company 2 3.13% $2,089
BOKF, National Association 2 3.19% $2,544
Busey Bank 2 3.19% $2,408
SIRVA MORTGAGE, INC. 2 3.63% $1,077
POLARIS HOME FUNDING CORP. 2 3.50% $6,955
BAY EQUITY LLC 2 3.19% $2,912
Lake City Bank 2 3.50% $2,636
American Financial Funding Corp. 2 2.81% $1,312
U S WIDE FINANCIAL LLC 2 2.75% $1,019
TCF National Bank 2 3.25% $2,849
FORUM Credit Union 2 3.06% $1,812
V.I.P. MORTGAGE, INC. 2 3.12% $2,672
Austin Capital Bank SSB 2 4.94% $3,679
SOVEREIGN LENDING GROUP INCORPORATED 2 3.19% $3,468
GREAT LAKES 2 3.31% $2,421
Deere Employees Credit Union 2 2.63% $3,026
Western Ohio Mortgage Corporation 2 2.63% $5,591
TUCKER MORTGAGE, LLC 2 3.50% $2,327
First Federal Savings and Loan Association of Lakewood 1 3.49% $2,648
First Federal Bank of Kansas City 1 3.38% $2,380
First Financial Bank, National Association 1 3.50% $2,238
FIRST NORTHERN Credit Union 1 2.50% $2,396
FIRST CHOICE LOAN SERVICES INC. 1 4.25% $2,204
First United Bank and Trust Company 1 3.38% $2,834
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 2.88% $3,294
Florida Capital Bank, National Association 1 3.63% $6,000
Fortress Bank 1 2.88% $1,781
GENISYS 1 2.75% $2,317
GUARANTY HOME MORTGAGE CORPORATION 1 3.63% $3,075
GUIDANCE RESIDENTIAL, LLC 1 3.38% $4,776
GUILD MORTGAGE COMPANY 1 2.75% $2,736
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 2.75% $2,925
HealthCare Associates Credit Union 1 3.63% $2,583
Heartland Bank and Trust Company 1 2.83% $1,922
Dover Federal Credit Union 1 3.25% $2,810
Honor Credit Union 1 3.13% $2,184
IAA Credit Union 1 3.25% $1,957
Iberiabank 1 2.88% $2,643
ILLINOIS STATE CREDIT UNION 1 2.88% $1,426
Industrial Federal Credit Union 1 3.25% $1,759
DIGITAL Federal Credit Union 1 3.38% $1,120
INOVA FEDERAL CREDIT UNION 1 3.00% $2,180
INTERCAP LENDING INC. 1 3.00% $2,802
JUSTICE Federal Credit Union 1 3.00% $5,130
KS StateBank 1 2.63% $3,115
LAKE MICHIGAN CREDIT UNION 1 3.25% $2,987
DEEPHAVEN MORTGAGE LLC 1 7.50% $2,910
LENDERFI, INC. 1 2.75% $1,131
Lend Smart Mortgage, LLC 1 3.88% $5,660
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.25% $4,070
Level One Bank 1 3.38% $2,343
Cornerstone First Mortgage, Inc 1 3.38% $1,843
Mercantile Bank of Michigan 1 3.13% $2,097
Merchants Bank of Indiana 1 2.99% $2,460
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 3.50% $2,742
Midwest BankCentre 1 2.50% $2,614
MLD MORTGAGE INC. 1 3.13% $2,339
MutualBank 1 3.75% $2,304
COMPEER FINANCIAL, FLCA 1 3.63% $3,480
NASA Federal Credit Union 1 3.75% $3,208
COMMUNITYAMERICA 1 3.38% $1,983
Colten Mortgage, LLC 1 3.50% $8,863
Colonial Savings, F.A. 1 5.00% $2,781
CITIZENS EQUITY FIRST 1 3.50% $2,196
Northwest Bank 1 3.25% $3,128
NORWICH COMMERCIAL GROUP, INC. 1 3.50% $3,098
OAKTREE FUNDING CORP. 1 5.88% $7,772
ON Q FINANCIAL, INC. 1 3.38% $1,861
OPEN MORTGAGE, LLC 1 3.38% $2,331
Citadel Servicing Corporation 1 7.88% $3,074
PANORAMA MORTGAGE GROUP, LLC 1 3.00% $4,602
Chiphone Federal Credit Union 1 2.88% $2,446
Peoples State Bank 1 3.75% $1,643
Charles Schwab Bank, SSB 1 3.55% $1,485
Cf Bank, National Association 1 3.25% $983
BNC National Bank 1 2.88% $2,254
BMI Federal Credit Union 1 3.25% $2,440
RBC Bank, (Georgia) National Association 1 3.50% $1,606
RESIDENTIAL MORTGAGE SERVICES, INC. 1 3.00% $3,400
Residential Mortgage Solutions, Inc. 1 4.00% $6,840
ROSS MORTGAGE CORPORATION 1 2.88% $2,340
Blue Ridge Bank, National Association 1 3.25% $5,834
BEST CAPITAL FUNDING 1 4.88% $5,479
BEACON CREDIT UNION 1 3.38% $2,240
Santander Bank, N.A. 1 3.99% $3,605
Servion, Inc. 1 2.88% $4,953
Simmons Bank 1 3.00% $2,221
SIWELL, INC. 1 2.63% $2,324
Axos Bank 1 3.88% $2,168
Southwest Airlines Federal Credit Union 1 3.50% $5,030
STOCKTON MORTGAGE CORPORATION 1 3.00% $3,820
SUMMIT MORTGAGE, INC. 1 4.45% $2,770
T2 FINANCIAL LLC 1 2.88% $3,659
ANDREWS FEDERAL CREDIT UNION 1 3.13% $3,080
TEXAS TECH 1 3.13% $2,636
The Northern Trust Company 1 3.13% $2,594
The State Bank and Trust Company 1 3.63% $1,858
Three Rivers Federal Credit Union 1 3.00% $2,469
TJC Mortgage, Inc. 1 3.38% $3,615
Amerifirst Financial, Inc. 1 2.75% $3,385
Town & Country Banc Mortgage Services, Inc. 1 3.63% $1,914
Triumph Bank 1 3.38% $2,334
UBS Bank USA 1 3.38% $2,665
UIF CORPORATION 1 3.00% $2,344
Union Savings Bank 1 3.00% $304
AMERICAN MORTGAGE SERVICE COMPANY 1 5.25% $4,575
AMERICAN FINANCING CORPORATION 1 2.75% $4,140
Washington Trust Bank 1 3.13% $2,955
WESTERN VISTA 1 2.75% $1,662
WINTERWOOD MORTGAGE GROUP, LLC 1 3.25% $2,172
Wolfe Financial, Inc 1 3.50% $6,995
First Federal Bank of the Midwest 1 3.13% $2,288
First Federal Savings Bank 1 3.00% $1,640

GARY, IN's 336 lenders originated 33,102 loans during 2020. The total origination value was $6,687,140,000, with an average loan value of $202,016.

The top GARY lender as defined by loan originations is Centier Bank, with 887 loans originated. Their average total fees are $2,561, which is $2,320 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee GARY lenders (with over 10 loans originated) are SUN WEST MORTGAGE COMPANY, INC. ($699), Wyndham Capital Mortgage, Inc. ($1,329), ROUNDPOINT MORTGAGE SERVICING CORPORATION ($1,433), PLAZA HOME MORTGAGE, INC. ($1,711) and NBKC BANK ($1,827).

The lowest rate GARY lenders (with over 10 loans originated) are PRIMARY RESIDENTIAL MORTGAGE, INC. (2.93%), AMERISAVE MORTGAGE CORPORATION (2.93%), HOMESTEAD FUNDING CORP. (2.98%), BLUELEAF LENDING, LLC (2.98%) and First Savings Bank (3.00%).

GARY, IN Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Centier Bank $257,060,000 $436,680,000 69.9% 6.5%
Quicken Loans $224,970,000 $428,510,000 90.5% 6.4%
DIAMOND RESIDENTIAL MTG CORP $143,650,000 $264,110,000 83.9% 3.9%
Guaranteed Rate Inc. $167,885,000 $247,205,000 47.2% 3.7%
Peoples Bank $55,000 $240,475,000 437,127.3% 3.6%
JPMorgan Chase Bank, NA $151,530,000 $219,860,000 45.1% 3.3%
Freedom Mortgage Corporation $66,005,000 $205,520,000 211.4% 3.1%
HORIZON BANK $86,445,000 $179,820,000 108.0% 2.7%
Gold Star Mortgage Financial Group, Corporation $59,710,000 $122,005,000 104.3% 1.8%
First Centennial Mortgage Corp. $79,200,000 $118,355,000 49.4% 1.8%
Huntington National Bank $15,315,000 $115,845,000 656.4% 1.7%
Union Home Mortgage Company $44,470,000 $115,065,000 158.7% 1.7%
loanDepot LLC $58,955,000 $113,695,000 92.9% 1.7%
Ruoff Home Mortgage $46,655,000 $109,850,000 135.5% 1.6%
Fifth Third Bank $92,220,000 $107,120,000 16.2% 1.6%
University Lending Group LLC $72,035,000 $102,245,000 41.9% 1.5%
American Community Bank of Indiana $32,765,000 $100,415,000 206.5% 1.5%
LAKE MORTGAGE COMPANY, INC. $35,025,000 $96,125,000 174.4% 1.4%
Caliber Home Loans Inc $52,880,000 $86,825,000 64.2% 1.3%
First Financial Bank $58,410,000 $86,440,000 48.0% 1.3%
WELLS FARGO BANK NA $58,560,000 $84,000,000 43.4% 1.3%
Direct Mortgage Loans $48,035,000 $83,955,000 74.8% 1.3%
FAIRWAY INDEPENDENT MORT CORP $42,065,000 $83,920,000 99.5% 1.3%
Nationstar Mortgage $42,160,000 $81,130,000 92.4% 1.2%
American Financial Network Inc. $4,165,000 $76,895,000 1,746.2% 1.1%
Bank of England $76,600,000 $74,490,000 -2.8% 1.1%
First Midwest Bank $60,520,000 $73,070,000 20.7% 1.1%
Draper and Kramer Mortgage Corp. $34,135,000 $70,385,000 106.2% 1.1%
American Portfolio Mortgage $28,200,000 $67,200,000 138.3% 1.0%
United Shore Financial Services LLC $79,930,000 $66,985,000 -16.2% 1.0%
FIRST MERCHANTS BANK $57,555,000 $66,820,000 16.1% 1.0%
First Savings Bank of Hegewisch $20,355,000 $66,585,000 227.1% 1.0%
Greystone Servicing Corporation, Inc. $62,255,000 n/a 0.9%
Hometown Lenders LLC $16,165,000 $60,010,000 271.2% 0.9%
1ST SOURCE BANK $34,375,000 $57,935,000 68.5% 0.9%
KeyBank National Association $1,565,000 $56,800,000 3,529.4% 0.8%
Home Point Financial Corporation $22,360,000 $49,550,000 121.6% 0.7%
Mortgage Research Center LLC $29,625,000 $45,910,000 55.0% 0.7%
CBNA $37,750,000 $43,660,000 15.7% 0.7%
Providence Bank & Trust $12,030,000 $43,155,000 258.7% 0.6%
Amerisave Mortgage Corporation $9,480,000 $38,990,000 311.3% 0.6%
COMMUNITY BANC MORTGAGE CORP $11,915,000 $37,270,000 212.8% 0.6%
Real Estate Resource Home Loans $22,075,000 $35,920,000 62.7% 0.5%
Teachers Credit Union $12,155,000 $35,150,000 189.2% 0.5%
LeaderOne Financial Corp. $18,830,000 $35,020,000 86.0% 0.5%
Tech Credit Union $12,615,000 $34,765,000 175.6% 0.5%
NEWREZ LLC $11,555,000 $34,470,000 198.3% 0.5%
Midwest Equity Mortgage LLC $6,495,000 $34,100,000 425.0% 0.5%
The Federal Savings Bank $17,090,000 $31,215,000 82.7% 0.5%
US BANK, N.A. $25,030,000 $31,130,000 24.4% 0.5%
BMO Harris Bank N.A. $37,180,000 $30,345,000 -18.4% 0.5%
PRIMELENDING $22,670,000 $30,190,000 33.2% 0.5%
Hinsdale Bank & Trust $29,245,000 n/a 0.4%
Academy Mortgage Corporation $23,480,000 $28,385,000 20.9% 0.4%
New American Funding (dba for Broker Solutions Inc) $13,050,000 $26,970,000 106.7% 0.4%
Nudge Funding LLC $25,640,000 n/a 0.4%
PNC BANK NA $29,875,000 $24,735,000 -17.2% 0.4%
Lakeview Loan Servicing, LLC $7,190,000 $23,565,000 227.7% 0.4%
Homeside Financial LLC $7,805,000 $23,135,000 196.4% 0.3%
Rapid Mortgage Company $8,450,000 $22,965,000 171.8% 0.3%
GVC Mortgage Inc. $58,900,000 $22,920,000 -61.1% 0.3%
Barrington Bank & Trust $31,315,000 $22,915,000 -26.8% 0.3%
Better Mortgage Corporation $21,755,000 n/a 0.3%
Bank of America NA $18,995,000 $21,720,000 14.3% 0.3%
PENNYMAC LOAN SERVICES LLC $11,435,000 $20,995,000 83.6% 0.3%
USAA FEDERAL SAVINGS BANK $20,820,000 $18,720,000 -10.1% 0.3%
HomeBridge Financial Services, Inc. $16,685,000 $18,525,000 11.0% 0.3%
CARRINGTON MORTGAGE SERVICES $19,405,000 $18,475,000 -4.8% 0.3%
LAKE CITY BANK $22,415,000 $17,255,000 -23.0% 0.3%
American Pacific Mortgage Corporation $16,935,000 n/a 0.3%
NAVY FEDERAL CREDIT UNION $13,330,000 $16,610,000 24.6% 0.2%
AmeriHomeMortgageCompany,LL $6,435,000 $16,585,000 157.7% 0.2%
Sun West Mortgage Company Inc. $4,830,000 $16,470,000 241.0% 0.2%
Flanagan State Bank $7,425,000 $14,690,000 97.8% 0.2%
Farm Credit Mid-America $9,015,000 $14,375,000 59.5% 0.2%
CIBM Bank $4,350,000 $14,090,000 223.9% 0.2%
Cardinal Financial Company LP $4,310,000 $14,060,000 226.2% 0.2%
Guaranteed Rate Affinity LLC $5,700,000 $14,020,000 146.0% 0.2%
First Savings Bank $3,820,000 $13,985,000 266.1% 0.2%
Eagle Home Mortgage, LLC $11,965,000 $13,885,000 16.0% 0.2%
BLUELEAF LENDING, LLC $5,270,000 $13,805,000 162.0% 0.2%
Paramount Residential Mortgage Group Inc. $8,795,000 $13,490,000 53.4% 0.2%
Pacor Mortgage Corp $7,890,000 $13,460,000 70.6% 0.2%
Synergy One Lending $8,385,000 $12,985,000 54.9% 0.2%
Flagstar Bank $7,520,000 $12,935,000 72.0% 0.2%
Purdue Federal Credit Union $3,710,000 $12,280,000 231.0% 0.2%
DeMotte State Bank $21,815,000 $11,935,000 -45.3% 0.2%
top flite financial, inc. $6,790,000 $11,885,000 75.0% 0.2%
Berkadia Commercial Mortgage $11,525,000 n/a 0.2%
Royal United Mortgage LLC $5,545,000 $11,455,000 106.6% 0.2%
Compass Mortgage Inc $6,445,000 $11,270,000 74.9% 0.2%
Member First Mortgage LLC $6,040,000 $11,220,000 85.8% 0.2%
Plaza Home Mortgage Inc. $2,850,000 $11,075,000 288.6% 0.2%
Village Capital & Investment $3,820,000 $10,880,000 184.8% 0.2%
Clearpath Lending $7,700,000 $10,695,000 38.9% 0.2%
CMG Mortgage Inc. $4,750,000 $10,065,000 111.9% 0.2%
NewDay Financial LLC dba NewDay USA $5,455,000 $9,990,000 83.1% 0.1%
Intercontinental Capital Group, Inc. $360,000 $9,670,000 2,586.1% 0.1%
Crown Mortgage Company $9,585,000 n/a 0.1%
Inland Bank and Trust $5,140,000 $9,025,000 75.6% 0.1%
Alliance Bank $1,915,000 $8,920,000 365.8% 0.1%
American Financial Resources Inc. $8,285,000 $8,525,000 2.9% 0.1%
Dougherty Mortgage, LLC $8,405,000 n/a 0.1%
United Federal Credit Union $5,375,000 $8,355,000 55.4% 0.1%
Stifel Bank and Trust $6,310,000 $8,110,000 28.5% 0.1%
Primary Residential Mortgage Inc. $5,685,000 $7,660,000 34.7% 0.1%
REGIONAL fcu $5,730,000 $7,620,000 33.0% 0.1%
Merchants Bank of Indiana $1,605,000 $7,575,000 372.0% 0.1%
Neighborhood Loans $4,915,000 $7,530,000 53.2% 0.1%
Planet Home Lending LLC $2,485,000 $7,315,000 194.4% 0.1%
NBKC Bank $3,535,000 $7,140,000 102.0% 0.1%
Stearns Lending $7,845,000 $6,895,000 -12.1% 0.1%
North American Savings Bank $4,065,000 $6,885,000 69.4% 0.1%
Arbor Realty Trust Inc $6,875,000 n/a 0.1%
Flat Branch Mortgage Inc. $4,915,000 $6,570,000 33.7% 0.1%
First Guaranty Mortgage Corporation $1,935,000 $6,485,000 235.1% 0.1%
SecurityNational Mortgage Company $2,365,000 $6,485,000 174.2% 0.1%
Endeavor Capital Mortgage LLC $2,625,000 $6,450,000 145.7% 0.1%
Provident Funding Associates $7,805,000 $6,195,000 -20.6% 0.1%
Hancock Mortgage Partners LLC $2,935,000 $6,090,000 107.5% 0.1%
Nations Lending Corporation $2,845,000 $5,835,000 105.1% 0.1%
Churchill Mortgage Corporation $1,800,000 $5,675,000 215.3% 0.1%
MARQUETTE BANK $1,750,000 $5,580,000 218.9% 0.1%
Associated Bank NA $3,725,000 $5,095,000 36.8% 0.1%
Home State Bank National Association $1,290,000 $5,070,000 293.0% 0.1%
Mortgage Services III LLC $2,010,000 $4,725,000 135.1% 0.1%
United Home Loans Inc $1,645,000 $4,665,000 183.6% 0.1%
Northpointe Bank $2,425,000 $4,465,000 84.1% 0.1%
PHH MORTGAGE CORPORATION $2,025,000 $4,455,000 120.0% 0.1%
Hallmark Home Mortgage LLC $3,130,000 $4,425,000 41.4% 0.1%
Notre Dame Federal Credit Union $1,300,000 $4,425,000 240.4% 0.1%
SoFi Lending Corp $1,200,000 $4,360,000 263.3% 0.1%
ARVEST BANK $1,505,000 $4,225,000 180.7% 0.1%
Oceanside Mortgage Company $2,555,000 $4,190,000 64.0% 0.1%
Finance of America Mortgage LLC $3,485,000 $4,150,000 19.1% 0.1%
Wyndham Capital Mortgage $4,460,000 $4,075,000 -8.6% 0.1%
Bethpage Federal Credit Union $4,055,000 n/a 0.1%
Equity Prime Mortgage LLC $3,830,000 $4,055,000 5.9% 0.1%
Key Mortgage Services Inc. $1,435,000 $4,055,000 182.6% 0.1%
CoreVest American Finance Lender LLC $3,825,000 $4,050,000 5.9% 0.1%
Weichert Financial Services $1,285,000 $4,040,000 214.4% 0.1%
Credit Union 1 $2,365,000 $4,035,000 70.6% 0.1%
Keller Mortgage LLC $2,845,000 $3,995,000 40.4% 0.1%
Sovereign Lending Group, Inc $3,815,000 $3,785,000 -0.8% 0.1%
Low VA Rates $1,595,000 $3,725,000 133.5% 0.1%
Reliance First Capital LLC $3,985,000 $3,725,000 -6.5% 0.1%
Homestead Funding Corp. $750,000 $3,715,000 395.3% 0.1%
The Home Loan Expert $1,305,000 $3,705,000 183.9% 0.1%
Mortgage Lenders of America LLC $1,905,000 $3,615,000 89.8% 0.1%
Discover Bank $2,055,000 $3,545,000 72.5% 0.1%
Royal Savings Bank $335,000 $3,435,000 925.4% 0.1%
First Internet Bank $1,730,000 $3,430,000 98.3% 0.1%
CIBC Bank USA $2,790,000 $3,425,000 22.8% 0.1%
First Federal Savings Bank $335,000 $3,395,000 913.4% 0.1%
TCF National Bank $1,780,000 $3,365,000 89.0% 0.1%
NuMark Credit Union $2,590,000 $3,305,000 27.6% 0.0%
MOVEMENT MORTGAGE, LLC $990,000 $3,210,000 224.2% 0.0%
FirstBank $5,130,000 $3,190,000 -37.8% 0.0%
James B. Nutter & Company $1,070,000 $3,120,000 191.6% 0.0%
Allied First BankSB $240,000 $3,040,000 1,166.7% 0.0%
Citibank, N.A. $3,085,000 $2,940,000 -4.7% 0.0%
Parkside Lending LLC $16,135,000 $2,915,000 -81.9% 0.0%
Mortgage Assurance Inc. $5,115,000 $2,900,000 -43.3% 0.0%
AimLoan.com $2,555,000 $2,850,000 11.5% 0.0%
DAS Acquisition Company, LLC $210,000 $2,840,000 1,252.4% 0.0%
TIAA, FSB $3,155,000 $2,770,000 -12.2% 0.0%
National Exchange Bank and Trust $1,735,000 $2,525,000 45.5% 0.0%
Pentagon Federal Credit Union $1,940,000 $2,510,000 29.4% 0.0%
Mid America Mortgage Inc. $1,970,000 $2,500,000 26.9% 0.0%
Finance of America Commercial LLC $4,120,000 $2,480,000 -39.8% 0.0%
The Anderson Financial Group Inc $5,120,000 $2,460,000 -52.0% 0.0%
Magnolia Bank Incorporated $280,000 $2,435,000 769.6% 0.0%
REGIONS BANK $895,000 $2,425,000 170.9% 0.0%
Embrace Home Loans, Inc. $1,670,000 $2,410,000 44.3% 0.0%
First American Bank $920,000 $2,400,000 160.9% 0.0%
Ixonia Bank $2,305,000 n/a 0.0%
Mortgage Solutions of Colorado LLC $1,595,000 $2,280,000 42.9% 0.0%
1st Signature Lending LLC $1,315,000 $2,235,000 70.0% 0.0%
AmWest Funding Corp. $2,215,000 n/a 0.0%
Angel Oak Mortgage Solutions $300,000 $2,190,000 630.0% 0.0%
Iroquois Federal Savings and Loan Association $150,000 $2,180,000 1,353.3% 0.0%
AAG $785,000 $2,110,000 168.8% 0.0%
Premia Mortgage, LLC $1,715,000 $2,100,000 22.4% 0.0%
Alliant Credit Union $1,455,000 $2,095,000 44.0% 0.0%
VanDyk Mortgage Corporation $300,000 $2,040,000 580.0% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC $1,990,000 n/a 0.0%
LendSure Mortgage Corp $775,000 $1,970,000 154.2% 0.0%
United Fidelity Funding Corp. $1,025,000 $1,970,000 92.2% 0.0%
IU Credit Union $1,935,000 $1,955,000 1.0% 0.0%
Plains Commerce Bank $1,905,000 n/a 0.0%
FIRST NATIONAL BANK OF OTTAWA $285,000 $1,885,000 561.4% 0.0%
Summit Funding Inc. $165,000 $1,885,000 1,042.4% 0.0%
Great Lakes Credit Union $760,000 $1,860,000 144.7% 0.0%
Chicago Financial Services, In $745,000 $1,850,000 148.3% 0.0%
Network Capital Funding Corporation $710,000 $1,840,000 159.2% 0.0%
Longbridge Financial, LLC $195,000 $1,830,000 838.5% 0.0%
Cherry Creek Mortgage Co. Inc. $1,020,000 $1,810,000 77.5% 0.0%
Ark-La-Tex Financial Services LLC $775,000 $1,800,000 132.3% 0.0%
Midland States Bank $830,000 $1,795,000 116.3% 0.0%
Old Second National Bank $1,365,000 $1,795,000 31.5% 0.0%
E Mortgage Management LLC $165,000 $1,780,000 978.8% 0.0%
Third Federal Savings and Loan $3,200,000 $1,770,000 -44.7% 0.0%
M&T Bank $585,000 $1,740,000 197.4% 0.0%
US Mortgage of Florida $745,000 $1,725,000 131.5% 0.0%
American Financial Funding $990,000 $1,710,000 72.7% 0.0%
Branch Banking And Trust Co $2,230,000 $1,690,000 -24.2% 0.0%
RF Renovo Management Company, LLC $570,000 $1,675,000 193.9% 0.0%
Michigan Mutual, Inc. DBA MiMutual Mortgage $5,000,000 $1,625,000 -67.5% 0.0%
Mutual Federal Bank $840,000 $1,615,000 92.3% 0.0%
Land Home Financial Services Inc. $1,140,000 $1,590,000 39.5% 0.0%
Waterstone Mortgage Corp $1,455,000 $1,585,000 8.9% 0.0%
HomeStar Financial Corporation $1,555,000 n/a 0.0%
UNITED COMMUNITY BANK $105,000 $1,535,000 1,361.9% 0.0%
WALKER & DUNLOP, LLC $6,845,000 $1,535,000 -77.6% 0.0%
American Mortgage Service Company $1,790,000 $1,530,000 -14.5% 0.0%
First Financial Credit Union $35,000 $1,525,000 4,257.1% 0.0%
Compeer Financial ACA $1,505,000 n/a 0.0%
Busey Bank $4,475,000 $1,435,000 -67.9% 0.0%
First Home Bank $1,035,000 $1,415,000 36.7% 0.0%
BNC NATIONAL BANK $1,550,000 $1,390,000 -10.3% 0.0%
Elements Financial Federal Credit Union $390,000 $1,355,000 247.4% 0.0%
Prosperity Home Mortgage LLC $650,000 $1,345,000 106.9% 0.0%
Towne Mortgage Company $660,000 $1,345,000 103.8% 0.0%
CNB Bank and Trust N.A. $770,000 $1,325,000 72.1% 0.0%
AmeriFirst Home Mortgage $270,000 $1,320,000 388.9% 0.0%
BOKF NA $1,180,000 $1,320,000 11.9% 0.0%
Gold Coast Bank $1,315,000 n/a 0.0%
Sierra Pacific Mortgage $1,865,000 $1,305,000 -30.0% 0.0%
The Union Bank Company $1,265,000 $1,300,000 2.8% 0.0%
FNBC Bank and Trust $1,295,000 n/a 0.0%
Consumers Credit Union $595,000 $1,290,000 116.8% 0.0%
Parlay Mortgage & Property Inc $1,625,000 $1,270,000 -21.8% 0.0%
Evansville Teachers Federal Credit Union $770,000 $1,245,000 61.7% 0.0%
DEVON BANK $1,240,000 n/a 0.0%
Thrivent Federal Credit Union $920,000 $1,240,000 34.8% 0.0%
Municipal Trust and Savings Bank $140,000 $1,225,000 775.0% 0.0%
Castle & Cooke Mortgage LLC $790,000 $1,205,000 52.5% 0.0%
Farmers & Merchants Bank $1,200,000 n/a 0.0%
Republic Bank & Trust Company $805,000 $1,185,000 47.2% 0.0%
Bank Iowa $1,180,000 n/a 0.0%
Amerifirst Financial Inc. $1,175,000 n/a 0.0%
Warren Boynton State Bank $455,000 $1,175,000 158.2% 0.0%
American Financing Corporation $930,000 $1,145,000 23.1% 0.0%
Lenox Financial Mortgage Corp. $1,100,000 n/a 0.0%
FIRST NATIONAL BANK OF AMERICA $470,000 $1,095,000 133.0% 0.0%
KS StateBank $1,095,000 n/a 0.0%
Morgan Stanley Private Bank NA $3,085,000 $1,095,000 -64.5% 0.0%
Guaranty Trust Company $2,190,000 $1,090,000 -50.2% 0.0%
Bay Equity LLC $800,000 $1,075,000 34.4% 0.0%
Supreme Lending/ Everett Financial Inc. $585,000 $1,075,000 83.8% 0.0%
West Suburban Bank $1,015,000 $1,070,000 5.4% 0.0%
National Bank of St Anne $45,000 $1,060,000 2,255.6% 0.0%
UBS Bank USA $970,000 $1,040,000 7.2% 0.0%
MIDWEST COMMUNITY BANK $605,000 $1,025,000 69.4% 0.0%
LIMA ONE CAPITAL, LLC $815,000 $1,020,000 25.2% 0.0%
POLARIS HOME FUNDING CORP $585,000 $1,015,000 73.5% 0.0%
Security Federal Savings Bank $1,005,000 n/a 0.0%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $275,000 $970,000 252.7% 0.0%
Citywide Home Loans A Utah Corporation $970,000 n/a 0.0%
Deere Employees Credit Union $965,000 n/a 0.0%
Platinum Home Mortgage Corporation $1,165,000 $950,000 -18.5% 0.0%
FBC Mortgage LLC $940,000 n/a 0.0%
Geneva Financial LLC $930,000 $940,000 1.1% 0.0%
Triumph Bank $1,665,000 $920,000 -44.7% 0.0%
WEI Mortgage LLC $410,000 $920,000 124.4% 0.0%
Sirva Mortgage Inc. $1,770,000 $910,000 -48.6% 0.0%
First Farmers Bank & Trust $505,000 $905,000 79.2% 0.0%
Northwest Bank $900,000 n/a 0.0%
Independent Bank $890,000 n/a 0.0%
Union Savings Bank $315,000 $885,000 181.0% 0.0%
Lake Michigan Credit Union $105,000 $870,000 728.6% 0.0%
Cstone Mortgage Inc $865,000 n/a 0.0%
Vibrant Credit Union $860,000 $865,000 0.6% 0.0%
CAPITAL BANK, NA $760,000 $845,000 11.2% 0.0%
The Northern Trust Company $365,000 $835,000 128.8% 0.0%
Peoples Bank of Kankakee County $830,000 n/a 0.0%
Watermark Home Loans $1,030,000 $830,000 -19.4% 0.0%
Servion, Inc. $530,000 $825,000 55.7% 0.0%
Florida Capital Bank National Association $810,000 n/a 0.0%
RENASANT BANK $990,000 $795,000 -19.7% 0.0%
Charles Schwab Bank $790,000 n/a 0.0%
First Option Mortgage LLC $785,000 n/a 0.0%
Quorum Federal Credit Union $35,000 $775,000 2,114.3% 0.0%
Success Mortgage Partners Inc. $485,000 $765,000 57.7% 0.0%
LoanPal $165,000 $760,000 360.6% 0.0%
Alterra Group LLC dba Alterra Home Loans $330,000 $755,000 128.8% 0.0%
SPRING EQ, LLC $305,000 $735,000 141.0% 0.0%
GSF Mortgage Corporation $1,060,000 $730,000 -31.1% 0.0%
Auto Club Trust, FSB $725,000 n/a 0.0%
ProFed Federal Credit Union $55,000 $715,000 1,200.0% 0.0%
American Residential Lending $630,000 $700,000 11.1% 0.0%
Fair Way Lending $155,000 $700,000 351.6% 0.0%
INOVA Federal Credit Union $1,460,000 $700,000 -52.1% 0.0%
Prime Choice Funding, Inc. $970,000 $700,000 -27.8% 0.0%
First Trust Credit Union $1,090,000 $690,000 -36.7% 0.0%
Honor Credit Union $115,000 $690,000 500.0% 0.0%
Meridian Bank $680,000 n/a 0.0%
NorthStar Credit Union $330,000 $665,000 101.5% 0.0%
The Fountain Trust Company $665,000 n/a 0.0%
United Security Financial $645,000 n/a 0.0%
Healthcare Associates Credit Union $695,000 $630,000 -9.4% 0.0%
Mercantile Bank of Michigan $630,000 n/a 0.0%
Fay Servicing LLC $260,000 $620,000 138.5% 0.0%
Goldwater Bank National Association $620,000 n/a 0.0%
Finance of America Reverse LLC $280,000 $610,000 117.9% 0.0%
LendingOne LLC $1,110,000 $610,000 -45.0% 0.0%
TJC Mortgage, Inc. $305,000 $610,000 100.0% 0.0%
Three Rivers Federal Credit Union $255,000 $600,000 135.3% 0.0%
DelMar Financial Company $680,000 $595,000 -12.5% 0.0%
JLB Corporation dba Golden Oak Lending $255,000 $595,000 133.3% 0.0%
BM REAL ESTATE SERVICES, INC. $580,000 n/a 0.0%
Cf Bank National Association $570,000 $570,000 0.0% 0.0%
First Federal Bank of the Midwest $295,000 $570,000 93.2% 0.0%
Norwich Commercial Group Inc $570,000 n/a 0.0%
First Federal Savings and Loan Association $565,000 n/a 0.0%
Nations Direct Mortgage LLC $320,000 $560,000 75.0% 0.0%
Edgewater Bank $550,000 n/a 0.0%
Total Mortgage Services LLC $540,000 n/a 0.0%
Town and Country Banc Mortgage $540,000 n/a 0.0%
Velocity Commercial Capital LLC $540,000 n/a 0.0%
AUSTIN CAPITAL BANK SSB $525,000 n/a 0.0%
Guidance Residential LLC $65,000 $520,000 700.0% 0.0%
Farmers Bank & Trust $515,000 n/a 0.0%
Colonial Savings $715,000 $510,000 -28.7% 0.0%
Cornerstone National Bank & Trust Company $510,000 n/a 0.0%
Citadel Servicing Corporation $275,000 $505,000 83.6% 0.0%
Colten Mortgage $505,000 n/a 0.0%
Grundy Bank $1,085,000 $505,000 -53.5% 0.0%
21ST MORTGAGE $550,000 $490,000 -10.9% 0.0%
NOVA Financial & Investment Corporation dba: Nova Home Loans $490,000 n/a 0.0%
Forum Credit Union $485,000 n/a 0.0%
First Federal Bank of Kansas City $490,000 $480,000 -2.0% 0.0%
Corporate America Family CU $840,000 $470,000 -44.0% 0.0%
Ottawa Savings Bank $470,000 n/a 0.0%
GATEWAY MORTGAGE GROUP $185,000 $465,000 151.4% 0.0%
V.I.P. Mortgage Inc. $350,000 $460,000 31.4% 0.0%
Indiana Members Credit Union $275,000 $450,000 63.6% 0.0%
Inlanta Mortgage $610,000 $450,000 -26.2% 0.0%
Eustis Mortgage Corporation $1,895,000 $445,000 -76.5% 0.0%
Lend Smart Mortgage $510,000 $445,000 -12.7% 0.0%
Oaktree Funding Corporation $445,000 n/a 0.0%
THE CENTRAL TRUST BANK $445,000 n/a 0.0%
West Michigan Community Bank $445,000 n/a 0.0%
US Wide Financial $440,000 n/a 0.0%
Digital Federal Credit Union $435,000 n/a 0.0%
Intercap Lending Inc $430,000 n/a 0.0%
WINTERWOOD MORTGAGE GROUP, LLC $430,000 n/a 0.0%
NASA Federal Credit Union $420,000 n/a 0.0%
Selfreliance Federal Credit Union $405,000 n/a 0.0%
Guild Mortgage Company $230,000 $400,000 73.9% 0.0%
OCMBC Inc. $180,000 $400,000 122.2% 0.0%
Capital Mortgage Services of Texas $395,000 n/a 0.0%
Nations Reliable Lending, LLC $595,000 $395,000 -33.6% 0.0%
Envoy Mortgage Ltd. $125,000 $390,000 212.0% 0.0%
UIF Corporation $870,000 $390,000 -55.2% 0.0%
Bartlett Mortgage Inc. $385,000 n/a 0.0%
MLD Mortgage Inc. $660,000 $385,000 -41.7% 0.0%
Presidential Bank FSB $385,000 n/a 0.0%
SWBC Mortgage Corporation $385,000 n/a 0.0%
Woodford State Bank $375,000 n/a 0.0%
FedEx Employees Credit Association $155,000 $370,000 138.7% 0.0%
Triad Financial Services Inc $105,000 $370,000 252.4% 0.0%
First State Bank of Middlebury $365,000 n/a 0.0%
Citizens Equity First Credit Union (CEFCU) $530,000 $360,000 -32.1% 0.0%
Liberty Home Mortgage Corp $355,000 n/a 0.0%
Merchants and Manufacturers Bank $165,000 $345,000 109.1% 0.0%
The State Bank and Trust Company $275,000 $345,000 25.5% 0.0%
IBERIABANK $335,000 n/a 0.0%
Midwest BankCentre $335,000 n/a 0.0%
Texas Tech Federal Credit Union $335,000 n/a 0.0%
Wings Financial Credit Union $335,000 n/a 0.0%
BMI Federal Credit Union $325,000 n/a 0.0%
Justice Federal Credit Union $115,000 $325,000 182.6% 0.0%
Fortress Bank $320,000 n/a 0.0%
Tucker Mortgage, LLC $310,000 $320,000 3.2% 0.0%
CityWorth Mortgage $305,000 n/a 0.0%
LenderFi, Inc. $305,000 n/a 0.0%
MILESTONE HOME LENDING, LLC $450,000 $305,000 -32.2% 0.0%
Old National Bank $900,000 $305,000 -66.1% 0.0%
Mortgage Masters of Indiana Inc. $135,000 $300,000 122.2% 0.0%
Chiphone Credit Union $295,000 n/a 0.0%
FCN BANK, NATIONAL ASSOCIATION $295,000 n/a 0.0%
Home Loan Investment Bank $415,000 $290,000 -30.1% 0.0%
First Bank of Manhattan $285,000 n/a 0.0%
First Federal Savings Bank $335,000 $285,000 -14.9% 0.0%
General Electric Credit Union $285,000 n/a 0.0%
RESIDENTIAL MORTGAGE SERVICES $285,000 n/a 0.0%
Southwest Funding LP $280,000 n/a 0.0%
Crossroads Bank $275,000 n/a 0.0%
Field & Main Bank $275,000 n/a 0.0%
Republic Bank of Chicago $1,925,000 $275,000 -85.7% 0.0%
Financial Center First Credit Union $270,000 n/a 0.0%
Highlands Residential Mortgage Ltd $210,000 $270,000 28.6% 0.0%
Andrews Federal Credit Union $265,000 n/a 0.0%
Bayshore Mortgage Funding LLC $400,000 $265,000 -33.8% 0.0%
Community First Bank of Indiana $190,000 $265,000 39.5% 0.0%
Advisors Mortgage Group LLC $255,000 n/a 0.0%
Dupaco Community Credit Union $125,000 $255,000 104.0% 0.0%
First State Bank Nebraska $255,000 n/a 0.0%
Level One Bank $285,000 $255,000 -10.5% 0.0%
Superior Credit Union Inc. $255,000 n/a 0.0%
Transportation Federal Credit Union $225,000 $255,000 13.3% 0.0%
Dominion Financial Services $315,000 $250,000 -20.6% 0.0%
Reverse Mortgage Funding LLC $285,000 $250,000 -12.3% 0.0%
Central Federal Savings and Loan Association $245,000 n/a 0.0%
FIRST UNITED BANK AND TRUST CO $245,000 n/a 0.0%
International Bank of Chicago $165,000 $245,000 48.5% 0.0%
Interra Credit Union $245,000 n/a 0.0%
NBH Bank $245,000 n/a 0.0%
Texana Bank, N.A. $175,000 $240,000 37.1% 0.0%
Solidarity Community Federal Credit Union $65,000 $235,000 261.5% 0.0%
AMERIS BANK $225,000 n/a 0.0%
Blue Ridge Bank, NA $395,000 $225,000 -43.0% 0.0%
Open Mortgage LLC $105,000 $215,000 104.8% 0.0%
Oxford Bank & Trust $365,000 $215,000 -41.1% 0.0%
PEOPLES STATE BANK $215,000 n/a 0.0%
Stockton Mortgage Corporation $215,000 n/a 0.0%
Wolfe Financial Inc. DBA Integrity Mortgage Group $215,000 n/a 0.0%
First Northern Credit Union $205,000 n/a 0.0%
MutualBank $205,000 n/a 0.0%
Southwest Airlines Federal Credit Union $205,000 n/a 0.0%
MEMBERS ADVANTAGE CREDIT UNION $110,000 $200,000 81.8% 0.0%
CITY BANK $195,000 $195,000 0.0% 0.0%
On Q Financial Inc. $195,000 n/a 0.0%
WEST CENTRAL BANK $195,000 n/a 0.0%
Peoples Mortgage Company $185,000 n/a 0.0%
WesBanco Bank, Inc. $185,000 n/a 0.0%
Amalgamated Bank $175,000 n/a 0.0%
Dover Federal Credit Union $175,000 n/a 0.0%
Midland Mortgage Corporation of SC $270,000 $175,000 -35.2% 0.0%
Morton Community Bank $175,000 n/a 0.0%
Best Capital Funding $165,000 n/a 0.0%
CommunityAmerica Credit Union $165,000 n/a 0.0%
First Bank of Berne $165,000 n/a 0.0%
Santander Bank N.A. $165,000 n/a 0.0%
SummitMortgage Inc. $875,000 $165,000 -81.1% 0.0%
UMB BANK NA $165,000 n/a 0.0%
Ascentra Credit Union $155,000 n/a 0.0%
Axos Bank $155,000 n/a 0.0%
DHI Mortgage Company Limited $155,000 n/a 0.0%
First Federal Savings Bank $335,000 $155,000 -53.7% 0.0%
MAIN $165,000 $155,000 -6.1% 0.0%
WESTERN VISTA FEDERAL CREDIT U $155,000 n/a 0.0%
Heartland Bank and Trust Co $195,000 $145,000 -25.6% 0.0%
IAA CREDIT UNION $145,000 n/a 0.0%
Simmons Bank $155,000 $145,000 -6.5% 0.0%
T2 Financial LLC $145,000 n/a 0.0%
Washington Trust Bank $145,000 n/a 0.0%
INDUSTRIAL FEDERAL CREDIT UNION $105,000 $135,000 28.6% 0.0%
Michigan State University Federal Credit Union $135,000 n/a 0.0%
State Farm Bank $3,295,000 $130,000 -96.1% 0.0%
Federated Bank $125,000 n/a 0.0%
Liberty Home Equity Solutions, Inc. $1,220,000 $125,000 -89.8% 0.0%
Semper Home Loans, Inc $225,000 $125,000 -44.4% 0.0%
Toyota Financial Savings Bank $125,000 n/a 0.0%
Baxter Credit Union $115,000 n/a 0.0%
First Financial Bank National Association $115,000 $115,000 0.0% 0.0%
Genisys Credit Union $115,000 n/a 0.0%
Hometown National Bank $115,000 $115,000 0.0% 0.0%
Illinois State Credit Union $115,000 n/a 0.0%
MMS Mortgage Services, Ltd $165,000 $115,000 -30.3% 0.0%
Think Mutual Bank $95,000 $115,000 21.1% 0.0%
RBC Bank (Georgia), N.A. $105,000 n/a 0.0%
United Mortgage Corp $550,000 $105,000 -80.9% 0.0%
First Choice Loan Services Inc. $1,100,000 $95,000 -91.4% 0.0%
HOOSIER HEARTLAND STATE BANK $95,000 n/a 0.0%
Paramount Bank $215,000 $95,000 -55.8% 0.0%
Impac Mortgage Corp. dba CashCall Mortgage $945,000 $85,000 -91.0% 0.0%
Delta Community Credit Union $75,000 n/a 0.0%
STAR Financial Bank $45,000 $75,000 66.7% 0.0%
ROSS MORTGAGE CORPORATION $65,000 n/a 0.0%
Northwest Bank $35,000 n/a 0.0%
Park Lane Finance SolutionsLLC $25,000 n/a 0.0%

GARY's top lender by overall market share is Centier Bank, with 6.5% market share. In second place, with 6.4%, is Quicken Loans, having originated $428,510,000 in loans. In third place, with 3.9%, is DIAMOND RESIDENTIAL MTG CORP, having originated $264,110,000 in loans. In third place, with 3.7%, is Guaranteed Rate Inc., having originated $247,205,000 in loans. In third place, with 3.6%, is Peoples Bank, having originated $240,475,000 in loans.


GARY, IN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 14,664 $3,081,800,000 $210,161
Home Purchase 11,552 $2,542,260,000 $220,071
Cash Out Refi 4,779 $907,805,000 $189,957
Home Improvement 1,139 $70,505,000 $61,901
Other 968 $84,770,000 $87,572

Gary's most frequently cited loan purpose was Refi, with 14,664 originations. The 2nd most popular reason was Home Purchase, with 11,552 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 15,097 $3,074,615,000 $203,657
2.5-3% 10,972 $2,368,150,000 $215,836
<2.5% 2,256 $459,030,000 $203,471
4-5% 2,241 $332,915,000 $148,556
5-6% 697 $64,045,000 $91,887
6-7% 334 $18,830,000 $56,377
Over 8% 122 $8,020,000 $65,738
7-8% 101 $5,665,000 $56,089

During 2020, Gary's most frequently originated rate bucket was 3-4%, with 15,097 originations.

Loan Sizing (GARY, IN MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 14,046 $2,108,490,000 $150,113
$200k-400k 12,128 $3,251,090,000 $268,065
$100,000 or less 5,486 $338,110,000 $61,631
$400k-600k 1,242 $577,270,000 $464,791
$600k-1000k 144 $106,650,000 $740,625
$Over $1MM 56 $305,530,000 $5,455,893

GARY's loan sizing saw the bucket of loans from $100k-200k with 14,046 originations, totaling $2,108,490,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 12,431 $2,758,715,000 $221,922
60-80% 10,734 $2,420,020,000 $225,454
40-60% 3,570 $600,780,000 $168,286
20-40% 1,800 $185,180,000 $102,878
Under 20% 1,378 $54,820,000 $39,782
Over 100% 249 $66,515,000 $267,129

GARY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 12,431 originations, totaling $2,758,715,000 in origination value.