LAKE COUNTY - KENOSHA COUNTY Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Lake County - Kenosha County averaged
6.62%
for the week of 2025-04-10, compared to the national average of
6.62% for the same period.
The average rate for the prior week (2025-04-03) was
6.54% and
one month ago for the week of 2025-03-06, the
average rate was 6.53%.
Lake County - Kenosha County's average rate one year ago was 6.82%.
For refis of the same type during the week of 2025-04-10, the average rate
was 7.12%.
Loan Type |
Date |
Rate |
US 30 Year Fixed Rate |
2025-04-10 |
6.62% |
Lake County - Kenosha County 30 Year Fixed Rate |
2025-04-10 |
6.62% |
Lake County - Kenosha County 30 Year Fixed Rate Refi |
2025-04-10 |
7.12% |
Lake County - Kenosha County 15 Year Fixed Rate |
2025-04-10 |
5.82% |
Lake County - Kenosha County 15 Year Fixed Rate Refi |
2025-04-10 |
6.42% |
Lake County - Kenosha County 30 Year FHA |
2025-04-10 |
6.63% |
Lake County - Kenosha County 30 Year FHA Refi |
2025-04-10 |
6.33% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LAKE COUNTY-KENOSHA COUNTY, IL-WI.
LAKE COUNTY - KENOSHA COUNTY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LAKE COUNTY-KENOSHA COUNTY, IL-WI market. This
includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Name |
# of Loans |
2024 Avg. 30yFix Rate |
2024 Avg. Closing Costs |
LAKE COUNTY-KENOSHA COUNTY, IL-WI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that
larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name |
2023 Loan Value |
2024 Loan Value |
% Change |
2024 Market Share |
LAKE COUNTY - KENOSHA COUNTY Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - LAKE COUNTY - KENOSHA COUNTY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date |
Median Listing Price (YoY Change) |
Average Listing Price (YoY) |
MSA/US Median Price Ratio |
Active Listings |
2018-01-01 |
$288,700 (6.0%) |
$452,383 (4.3%) |
1.07 |
27,019 |
2018-02-01 |
$304,500 (6.1%) |
$471,391 (4.0%) |
1.11 |
27,524 |
2018-03-01 |
$325,000 (8.4%) |
$490,665 (4.9%) |
1.14 |
29,305 |
2018-04-01 |
$334,900 (7.3%) |
$494,784 (4.0%) |
1.14 |
31,116 |
2018-05-01 |
$335,000 (4.7%) |
$492,310 (3.1%) |
1.12 |
33,181 |
2018-06-01 |
$333,995 (4.4%) |
$484,353 (2.0%) |
1.11 |
35,804 |
2018-07-01 |
$327,000 (2.9%) |
$473,493 (0.9%) |
1.09 |
37,861 |
2018-08-01 |
$319,900 (4.0%) |
$462,089 (1.0%) |
1.07 |
38,939 |
2018-09-01 |
$317,000 (5.7%) |
$455,361 (0.7%) |
1.07 |
39,631 |
2018-10-01 |
$311,450 (3.8%) |
$450,517 (-0.8%) |
1.05 |
39,337 |
2018-11-01 |
$302,000 (1.7%) |
$447,125 (-0.8%) |
1.02 |
37,019 |
2018-12-01 |
$296,850 (2.4%) |
$439,278 (-1.2%) |
1.02 |
32,322 |
2019-01-01 |
$296,950 (2.9%) |
$442,525 (-2.2%) |
1.03 |
29,475 |
2019-02-01 |
$312,300 (2.6%) |
$464,293 (-1.5%) |
1.06 |
29,818 |
2019-03-01 |
$327,571 (0.8%) |
$478,426 (-2.5%) |
1.07 |
31,821 |
2019-04-01 |
$339,250 (1.3%) |
$486,079 (-1.8%) |
1.08 |
33,866 |
2019-05-01 |
$339,900 (1.5%) |
$482,549 (-2.0%) |
1.06 |
36,232 |
2019-06-01 |
$338,450 (1.3%) |
$477,556 (-1.4%) |
1.06 |
38,296 |
2019-07-01 |
$331,450 (1.4%) |
$470,195 (-0.7%) |
1.04 |
39,704 |
2019-08-01 |
$325,155 (1.6%) |
$461,247 (-0.2%) |
1.03 |
40,118 |
2019-09-01 |
$319,386 (0.8%) |
$454,617 (-0.2%) |
1.02 |
40,033 |
2019-10-01 |
$314,945 (1.1%) |
$449,911 (-0.1%) |
1.02 |
39,754 |
2019-11-01 |
$306,950 (1.6%) |
$444,237 (-0.7%) |
1.01 |
36,265 |
2019-12-01 |
$299,400 (0.9%) |
$440,601 (0.3%) |
1.00 |
31,134 |
2020-01-01 |
$299,450 (0.8%) |
$443,832 (0.3%) |
1.00 |
28,367 |
2020-02-01 |
$319,000 (2.2%) |
$466,426 (0.5%) |
1.04 |
28,915 |
2020-03-01 |
$326,550 (-0.3%) |
$475,570 (-0.6%) |
1.02 |
29,490 |
2020-04-01 |
$324,900 (-4.2%) |
$465,809 (-4.2%) |
1.02 |
28,034 |
2020-05-01 |
$329,900 (-2.9%) |
$477,805 (-1.0%) |
1.00 |
28,100 |
2020-06-01 |
$339,000 (0.2%) |
$489,639 (2.5%) |
1.00 |
28,012 |
2020-07-01 |
$344,000 (3.8%) |
$497,445 (5.8%) |
1.00 |
27,048 |
2020-08-01 |
$346,350 (6.5%) |
$502,586 (9.0%) |
0.99 |
26,677 |
2020-09-01 |
$347,000 (8.7%) |
$505,515 (11.2%) |
0.99 |
26,852 |
2020-10-01 |
$340,000 (8.0%) |
$500,832 (11.3%) |
0.97 |
26,905 |
2020-11-01 |
$334,500 (9.0%) |
$498,102 (12.1%) |
0.98 |
24,409 |
2020-12-01 |
$325,000 (8.6%) |
$495,332 (12.4%) |
0.97 |
20,674 |
2021-01-01 |
$325,000 (8.5%) |
$505,448 (13.9%) |
0.97 |
17,802 |
2021-02-01 |
$339,996 (6.6%) |
$544,070 (16.7%) |
0.99 |
15,859 |
2021-03-01 |
$349,900 (7.2%) |
$552,140 (16.1%) |
0.99 |
15,575 |
2021-04-01 |
$349,950 (7.7%) |
$552,512 (18.6%) |
0.95 |
16,203 |
2021-05-01 |
$350,000 (6.1%) |
$549,011 (14.9%) |
0.93 |
17,076 |
2021-06-01 |
$350,000 (3.2%) |
$537,537 (9.8%) |
0.92 |
19,235 |
2021-07-01 |
$349,900 (1.7%) |
$521,806 (4.9%) |
0.92 |
21,317 |
2021-08-01 |
$339,495 (-2.0%) |
$500,342 (-0.5%) |
0.91 |
22,220 |
2021-09-01 |
$330,000 (-4.9%) |
$491,049 (-2.9%) |
0.88 |
22,144 |
2021-10-01 |
$329,000 (-3.2%) |
$487,604 (-2.6%) |
0.88 |
21,486 |
2021-11-01 |
$322,400 (-3.6%) |
$485,721 (-2.5%) |
0.86 |
18,712 |
2021-12-01 |
$312,500 (-3.9%) |
$480,195 (-3.1%) |
0.85 |
15,355 |
2022-01-01 |
$314,500 (-3.2%) |
$492,440 (-2.6%) |
0.85 |
12,564 |
2022-02-01 |
$324,500 (-4.6%) |
$517,338 (-4.9%) |
0.84 |
11,457 |
2022-03-01 |
$332,500 (-5.0%) |
$526,309 (-4.7%) |
0.83 |
11,868 |
2022-04-01 |
$349,900 (0.0%) |
$534,868 (-3.2%) |
0.83 |
12,067 |
2022-05-01 |
$355,375 (1.5%) |
$538,395 (-1.9%) |
0.81 |
14,480 |
2022-06-01 |
$359,950 (2.8%) |
$532,521 (-0.9%) |
0.80 |
16,656 |
2022-07-01 |
$350,000 (0.0%) |
$515,494 (-1.2%) |
0.79 |
19,291 |
2022-08-01 |
$349,875 (3.1%) |
$509,289 (1.8%) |
0.81 |
19,478 |
2022-09-01 |
$340,000 (3.0%) |
$503,762 (2.6%) |
0.79 |
19,384 |
2022-10-01 |
$339,900 (3.3%) |
$499,744 (2.5%) |
0.80 |
19,411 |
2022-11-01 |
$329,950 (2.3%) |
$492,242 (1.3%) |
0.79 |
18,653 |
2022-12-01 |
$322,938 (3.3%) |
$482,288 (0.4%) |
0.80 |
15,983 |
2023-01-01 |
$327,450 (4.1%) |
$493,642 (0.2%) |
0.81 |
14,035 |
2023-02-01 |
$337,500 (4.0%) |
$519,123 (0.4%) |
0.81 |
12,692 |
2023-03-01 |
$352,450 (6.0%) |
$546,041 (3.8%) |
0.83 |
12,065 |
2023-04-01 |
$369,000 (5.5%) |
$569,789 (6.5%) |
0.86 |
11,604 |
2023-05-01 |
$377,150 (6.1%) |
$594,429 (10.4%) |
0.86 |
11,885 |
2023-06-01 |
$382,500 (6.3%) |
$592,009 (11.2%) |
0.86 |
12,817 |
2023-07-01 |
$389,000 (11.1%) |
$590,305 (14.5%) |
0.88 |
13,667 |
2023-08-01 |
$384,950 (10.0%) |
$581,283 (14.1%) |
0.88 |
14,106 |
2023-09-01 |
$377,000 (10.9%) |
$568,437 (12.8%) |
0.88 |
14,689 |
2023-10-01 |
$371,950 (9.4%) |
$562,710 (12.6%) |
0.88 |
15,119 |
2023-11-01 |
$360,000 (9.1%) |
$550,718 (11.9%) |
0.86 |
14,971 |
2023-12-01 |
$350,000 (8.4%) |
$536,637 (11.3%) |
0.85 |
13,067 |
2024-01-01 |
$351,190 (7.3%) |
$549,940 (11.4%) |
0.86 |
11,461 |
2024-02-01 |
$359,950 (6.7%) |
$575,673 (10.9%) |
0.87 |
10,969 |
2024-03-01 |
$374,990 (6.4%) |
$596,249 (9.2%) |
0.88 |
11,106 |
2024-04-01 |
$389,450 (5.5%) |
$609,529 (7.0%) |
0.91 |
11,593 |
2024-05-01 |
$394,950 (4.7%) |
$623,747 (4.9%) |
0.90 |
12,295 |
2024-06-01 |
$395,000 (3.3%) |
$603,861 (2.0%) |
0.90 |
13,522 |
2024-07-01 |
$394,500 (1.4%) |
$585,038 (-0.9%) |
0.90 |
14,906 |
2024-08-01 |
$385,000 (0.0%) |
$567,463 (-2.4%) |
0.90 |
15,706 |
2024-09-01 |
$379,900 (0.8%) |
$554,881 (-2.4%) |
0.89 |
16,735 |
2024-10-01 |
$371,500 (-0.1%) |
$542,967 (-3.5%) |
0.87 |
17,050 |
2024-11-01 |
$359,900 (0.0%) |
$530,896 (-3.6%) |
0.86 |
16,518 |
2024-12-01 |
$347,450 (-0.7%) |
$517,358 (-3.6%) |
0.86 |
13,880 |
2025-01-01 |
$343,498 (-2.2%) |
$519,117 (-5.6%) |
0.86 |
12,423 |
2025-02-01 |
$349,450 (-2.9%) |
$539,603 (-6.3%) |
0.85 |
11,960 |
2025-03-01 |
$360,000 (-4.0%) |
$549,178 (-7.9%) |
0.00 |
12,282 |
LAKE COUNTY - KENOSHA COUNTY's median listing price for 2025-03-01 was $360,000, a difference of
$-14,990
(-4.0%) versus the prior year and
$10,550 versus the prior month.
LAKE COUNTY - KENOSHA COUNTY's median listing price comes in at 0% of the national average.
LAKE COUNTY - KENOSHA COUNTY's average listing price for 2025-03-01 was $549,178, a difference of
$-47,071
(-7.9%) versus the prior year and
$9,575 versus the prior month.
For the 2025-03-01 period, LAKE COUNTY - KENOSHA COUNTY had 12,282 MLS listings, a difference of
322 listings
(3%)
versus the prior month and
1,176 listings
(11%)
versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LAKE COUNTY - KENOSHA COUNTY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date |
Median Listing Time on Market |
Median Square Footage |
2018-01-01 |
75 days |
1,898 sqft |
2018-02-01 |
54 days |
1,955 sqft |
2018-03-01 |
43 days |
2,000 sqft |
2018-04-01 |
40 days |
2,022 sqft |
2018-05-01 |
40 days |
2,027 sqft |
2018-06-01 |
42 days |
2,021 sqft |
2018-07-01 |
45 days |
2,000 sqft |
2018-08-01 |
47 days |
1,986 sqft |
2018-09-01 |
50 days |
1,971 sqft |
2018-10-01 |
51 days |
1,938 sqft |
2018-11-01 |
56 days |
1,904 sqft |
2018-12-01 |
67 days |
1,870 sqft |
2019-01-01 |
73 days |
1,866 sqft |
2019-02-01 |
55 days |
1,908 sqft |
2019-03-01 |
43 days |
1,966 sqft |
2019-04-01 |
39 days |
2,000 sqft |
2019-05-01 |
40 days |
2,000 sqft |
2019-06-01 |
43 days |
2,000 sqft |
2019-07-01 |
45 days |
2,000 sqft |
2019-08-01 |
48 days |
1,972 sqft |
2019-09-01 |
51 days |
1,941 sqft |
2019-10-01 |
54 days |
1,918 sqft |
2019-11-01 |
61 days |
1,900 sqft |
2019-12-01 |
74 days |
1,870 sqft |
2020-01-01 |
76 days |
1,863 sqft |
2020-02-01 |
45 days |
1,918 sqft |
2020-03-01 |
43 days |
1,959 sqft |
2020-04-01 |
52 days |
1,929 sqft |
2020-05-01 |
60 days |
1,950 sqft |
2020-06-01 |
45 days |
1,939 sqft |
2020-07-01 |
41 days |
1,906 sqft |
2020-08-01 |
40 days |
1,872 sqft |
2020-09-01 |
40 days |
1,807 sqft |
2020-10-01 |
44 days |
1,792 sqft |
2020-11-01 |
50 days |
1,731 sqft |
2020-12-01 |
59 days |
1,700 sqft |
2021-01-01 |
64 days |
1,682 sqft |
2021-02-01 |
45 days |
1,680 sqft |
2021-03-01 |
40 days |
1,676 sqft |
2021-04-01 |
33 days |
1,693 sqft |
2021-05-01 |
33 days |
1,702 sqft |
2021-06-01 |
32 days |
1,728 sqft |
2021-07-01 |
34 days |
1,728 sqft |
2021-08-01 |
36 days |
1,703 sqft |
2021-09-01 |
38 days |
1,690 sqft |
2021-10-01 |
40 days |
1,669 sqft |
2021-11-01 |
45 days |
1,641 sqft |
2021-12-01 |
53 days |
1,602 sqft |
2022-01-01 |
59 days |
1,600 sqft |
2022-02-01 |
39 days |
1,600 sqft |
2022-03-01 |
34 days |
1,620 sqft |
2022-04-01 |
31 days |
1,653 sqft |
2022-05-01 |
29 days |
1,700 sqft |
2022-06-01 |
30 days |
1,718 sqft |
2022-07-01 |
32 days |
1,728 sqft |
2022-08-01 |
36 days |
1,717 sqft |
2022-09-01 |
40 days |
1,703 sqft |
2022-10-01 |
40 days |
1,705 sqft |
2022-11-01 |
44 days |
1,702 sqft |
2022-12-01 |
54 days |
1,694 sqft |
2023-01-01 |
60 days |
1,700 sqft |
2023-02-01 |
44 days |
1,702 sqft |
2023-03-01 |
40 days |
1,743 sqft |
2023-04-01 |
38 days |
1,782 sqft |
2023-05-01 |
34 days |
1,800 sqft |
2023-06-01 |
35 days |
1,800 sqft |
2023-07-01 |
36 days |
1,813 sqft |
2023-08-01 |
36 days |
1,802 sqft |
2023-09-01 |
37 days |
1,800 sqft |
2023-10-01 |
37 days |
1,794 sqft |
2023-11-01 |
42 days |
1,779 sqft |
2023-12-01 |
51 days |
1,759 sqft |
2024-01-01 |
56 days |
1,759 sqft |
2024-02-01 |
40 days |
1,765 sqft |
2024-03-01 |
34 days |
1,800 sqft |
2024-04-01 |
34 days |
1,800 sqft |
2024-05-01 |
29 days |
1,840 sqft |
2024-06-01 |
32 days |
1,825 sqft |
2024-07-01 |
33 days |
1,824 sqft |
2024-08-01 |
36 days |
1,800 sqft |
2024-09-01 |
36 days |
1,794 sqft |
2024-10-01 |
37 days |
1,772 sqft |
2024-11-01 |
43 days |
1,750 sqft |
2024-12-01 |
51 days |
1,713 sqft |
2025-01-01 |
57 days |
1,698 sqft |
2025-02-01 |
43 days |
1,705 sqft |
2025-03-01 |
0 days |
1,711 sqft |
LAKE COUNTY - KENOSHA COUNTY's median listing age (time on market) for 2025-03-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
LAKE COUNTY - KENOSHA COUNTY's median square footage for active listings during the 2025-03-01 period was
1,711 sqft. One year prior, the average listing was
1,800 sqft.
LAKE COUNTY-KENOSHA COUNTY, IL-WI Market Loan Reason
Loan Purpose |
Originations |
Total Value |
Average Loan |
Interest Rate Frequencies
Loan Rate |
Originations |
Total Value |
Average Loan |
Loan Sizing (LAKE COUNTY-KENOSHA COUNTY, IL-WI MSA)
Loan Size |
Originations |
Total Value |
Average Loan |
LTV Distribution
Loan to Value |
Originations |
Total Value |
Average Loan |