NASSAU COUNTY - SUFFOLK COUNTY Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Nassau County - Suffolk County averaged
7.5%
for the week of 2023-11-09, compared to the national average of
7.5% for the same period.
The average rate for the prior week (2023-11-02) was
7.66% and
one month ago for the week of 2023-10-05, the
average rate was 7.59%.
Nassau County - Suffolk County's average rate one year ago was 6.85%.
For refis of the same type during the week of 2023-11-09, the average rate
was 8.3%.
Loan Type |
Date |
Rate |
US 30 Year Fixed Rate |
2023-11-09 |
7.5% |
Nassau County - Suffolk County 30 Year Fixed Rate |
2023-11-09 |
7.5% |
Nassau County - Suffolk County 30 Year Fixed Rate Refi |
2023-11-09 |
8.3% |
Nassau County - Suffolk County 15 Year Fixed Rate |
2023-11-09 |
7.01% |
Nassau County - Suffolk County 15 Year Fixed Rate Refi |
2023-11-09 |
7.01% |
Nassau County - Suffolk County 30 Year FHA |
2023-11-09 |
0.3% |
Nassau County - Suffolk County 30 Year FHA Refi |
2023-11-09 |
0% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within NASSAU COUNTY-SUFFOLK COUNTY, NY.
NASSAU COUNTY - SUFFOLK COUNTY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the NASSAU COUNTY-SUFFOLK COUNTY, NY market. This
includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Name |
# of Loans |
2022 Avg. 30yFix Rate |
2022 Avg. Closing Costs |
NASSAU COUNTY-SUFFOLK COUNTY, NY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that
larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name |
2021 Loan Value |
2022 Loan Value |
% Change |
2022 Market Share |
NASSAU COUNTY - SUFFOLK COUNTY Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - NASSAU COUNTY - SUFFOLK COUNTY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date |
Median Listing Price (YoY Change) |
Average Listing Price (YoY) |
MSA/US Median Price Ratio |
Active Listings |
2018-01-01 |
$499,000 (13.2%) |
$1,183,848 (11.5%) |
1.85 |
48,078 |
2018-02-01 |
$519,000 (14.2%) |
$1,187,290 (7.0%) |
1.89 |
50,519 |
2018-03-01 |
$529,990 (11.6%) |
$1,165,830 (4.1%) |
1.86 |
54,044 |
2018-04-01 |
$549,288 (12.1%) |
$1,162,468 (1.3%) |
1.86 |
57,192 |
2018-05-01 |
$559,000 (11.9%) |
$1,155,699 (1.3%) |
1.87 |
62,369 |
2018-06-01 |
$559,900 (12.0%) |
$1,137,634 (0.1%) |
1.87 |
65,396 |
2018-07-01 |
$552,746 (10.6%) |
$1,118,190 (-0.6%) |
1.85 |
66,072 |
2018-08-01 |
$549,000 (10.2%) |
$1,084,990 (-1.6%) |
1.84 |
65,244 |
2018-09-01 |
$549,900 (10.2%) |
$1,092,591 (-2.4%) |
1.85 |
65,824 |
2018-10-01 |
$549,999 (8.9%) |
$1,103,774 (-3.8%) |
1.86 |
66,124 |
2018-11-01 |
$549,900 (10.0%) |
$1,115,330 (-3.2%) |
1.86 |
63,702 |
2018-12-01 |
$540,000 (8.0%) |
$1,115,419 (-4.1%) |
1.86 |
57,619 |
2019-01-01 |
$535,000 (7.2%) |
$1,114,648 (-5.9%) |
1.85 |
53,021 |
2019-02-01 |
$547,000 (5.4%) |
$1,128,535 (-5.0%) |
1.85 |
55,004 |
2019-03-01 |
$560,143 (5.7%) |
$1,129,832 (-3.1%) |
1.83 |
58,573 |
2019-04-01 |
$575,000 (4.7%) |
$1,125,884 (-3.2%) |
1.83 |
62,600 |
2019-05-01 |
$589,000 (5.4%) |
$1,130,654 (-2.2%) |
1.84 |
68,044 |
2019-06-01 |
$585,000 (4.5%) |
$1,121,808 (-1.4%) |
1.83 |
69,943 |
2019-07-01 |
$575,000 (4.0%) |
$1,107,799 (-0.9%) |
1.80 |
68,901 |
2019-08-01 |
$575,818 (4.9%) |
$1,102,068 (1.6%) |
1.82 |
68,034 |
2019-09-01 |
$577,045 (4.9%) |
$1,114,874 (2.0%) |
1.85 |
67,168 |
2019-10-01 |
$577,864 (5.1%) |
$1,125,163 (1.9%) |
1.86 |
66,028 |
2019-11-01 |
$575,000 (4.6%) |
$1,138,453 (2.1%) |
1.89 |
62,137 |
2019-12-01 |
$574,250 (6.3%) |
$1,164,229 (4.4%) |
1.91 |
54,253 |
2020-01-01 |
$565,000 (5.6%) |
$1,173,259 (5.3%) |
1.89 |
49,998 |
2020-02-01 |
$575,000 (5.1%) |
$1,176,774 (4.3%) |
1.89 |
51,377 |
2020-03-01 |
$589,950 (5.3%) |
$1,181,586 (4.6%) |
1.85 |
52,873 |
2020-04-01 |
$598,919 (4.2%) |
$1,221,279 (8.5%) |
1.88 |
48,982 |
2020-05-01 |
$599,000 (1.7%) |
$1,197,451 (5.9%) |
1.82 |
48,643 |
2020-06-01 |
$599,944 (2.6%) |
$1,191,407 (6.2%) |
1.77 |
51,190 |
2020-07-01 |
$627,000 (9.0%) |
$1,207,722 (9.0%) |
1.82 |
54,357 |
2020-08-01 |
$640,000 (11.2%) |
$1,250,249 (13.5%) |
1.83 |
54,382 |
2020-09-01 |
$649,000 (12.5%) |
$1,264,201 (13.4%) |
1.86 |
54,573 |
2020-10-01 |
$649,999 (12.5%) |
$1,292,958 (14.9%) |
1.86 |
55,665 |
2020-11-01 |
$649,000 (12.9%) |
$1,308,060 (14.9%) |
1.90 |
52,177 |
2020-12-01 |
$649,000 (13.0%) |
$1,328,971 (14.2%) |
1.93 |
46,933 |
2021-01-01 |
$649,000 (14.9%) |
$1,375,909 (17.3%) |
1.94 |
40,460 |
2021-02-01 |
$649,950 (13.0%) |
$1,399,963 (19.0%) |
1.89 |
38,708 |
2021-03-01 |
$649,000 (10.0%) |
$1,384,176 (17.2%) |
1.84 |
38,462 |
2021-04-01 |
$649,948 (8.5%) |
$1,392,774 (14.0%) |
1.76 |
40,119 |
2021-05-01 |
$649,995 (8.5%) |
$1,380,641 (15.3%) |
1.73 |
42,340 |
2021-06-01 |
$645,371 (7.6%) |
$1,341,064 (12.6%) |
1.70 |
44,884 |
2021-07-01 |
$625,000 (-0.3%) |
$1,297,611 (7.4%) |
1.65 |
45,176 |
2021-08-01 |
$617,000 (-3.6%) |
$1,281,947 (2.5%) |
1.65 |
44,670 |
2021-09-01 |
$605,000 (-6.8%) |
$1,285,038 (1.7%) |
1.61 |
43,618 |
2021-10-01 |
$619,000 (-4.8%) |
$1,303,291 (0.8%) |
1.65 |
43,541 |
2021-11-01 |
$621,950 (-4.2%) |
$1,352,541 (3.4%) |
1.66 |
39,094 |
2021-12-01 |
$619,250 (-4.6%) |
$1,385,108 (4.2%) |
1.68 |
32,924 |
2022-01-01 |
$625,000 (-3.7%) |
$1,494,589 (8.6%) |
1.69 |
28,166 |
2022-02-01 |
$637,125 (-2.0%) |
$1,442,437 (3.0%) |
1.66 |
28,501 |
2022-03-01 |
$649,444 (0.1%) |
$1,450,488 (4.8%) |
1.63 |
30,422 |
2022-04-01 |
$660,000 (1.6%) |
$1,448,165 (4.0%) |
1.57 |
32,093 |
2022-05-01 |
$675,000 (3.9%) |
$1,431,685 (3.7%) |
1.54 |
36,017 |
2022-06-01 |
$675,000 (4.6%) |
$1,377,868 (2.7%) |
1.50 |
38,792 |
2022-07-01 |
$659,000 (5.4%) |
$1,336,147 (3.0%) |
1.48 |
41,019 |
2022-08-01 |
$650,000 (5.4%) |
$1,318,876 (2.9%) |
1.50 |
40,186 |
2022-09-01 |
$660,000 (9.1%) |
$1,365,893 (6.3%) |
1.54 |
39,688 |
2022-10-01 |
$674,495 (9.0%) |
$1,454,790 (11.6%) |
1.59 |
40,051 |
2022-11-01 |
$669,500 (7.7%) |
$1,496,955 (10.7%) |
1.61 |
38,651 |
2022-12-01 |
$660,000 (6.6%) |
$1,519,408 (9.7%) |
1.63 |
33,980 |
2023-01-01 |
$662,500 (6.0%) |
$1,547,386 (3.5%) |
1.64 |
30,695 |
2023-02-01 |
$679,950 (6.7%) |
$1,577,426 (9.4%) |
1.64 |
30,175 |
2023-03-01 |
$698,500 (7.6%) |
$1,590,348 (9.6%) |
1.65 |
30,145 |
2023-04-01 |
$699,999 (6.1%) |
$1,611,768 (11.3%) |
1.63 |
31,315 |
2023-05-01 |
$734,889 (8.9%) |
$1,673,035 (16.9%) |
1.66 |
32,420 |
2023-06-01 |
$749,000 (11.0%) |
$1,624,692 (17.9%) |
1.68 |
33,239 |
2023-07-01 |
$737,500 (11.9%) |
$1,591,886 (19.1%) |
1.68 |
33,112 |
2023-08-01 |
$717,000 (10.3%) |
$1,555,281 (17.9%) |
1.65 |
32,798 |
2023-09-01 |
$719,000 (8.9%) |
$1,541,832 (12.9%) |
1.67 |
34,729 |
2023-10-01 |
$729,500 (8.2%) |
$1,608,290 (10.6%) |
1.72 |
33,896 |
NASSAU COUNTY - SUFFOLK COUNTY's median listing price for 2023-10-01 was $729,500, a difference of
$55,005
(8.2%) versus the prior year and
$10,500 versus the prior month.
NASSAU COUNTY - SUFFOLK COUNTY's median listing price comes in at 172% of the national average.
NASSAU COUNTY - SUFFOLK COUNTY's average listing price for 2023-10-01 was $1,608,290, a difference of
$153,500
(10.6%) versus the prior year and
$66,458 versus the prior month.
For the 2023-10-01 period, NASSAU COUNTY - SUFFOLK COUNTY had 33,896 MLS listings, a difference of
-833 listings
(-2%)
versus the prior month and
-6,155 listings
(-15%)
versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - NASSAU COUNTY - SUFFOLK COUNTY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date |
Median Listing Time on Market |
Median Square Footage |
2018-01-01 |
84 days |
1,839 sqft |
2018-02-01 |
72 days |
1,856 sqft |
2018-03-01 |
52 days |
1,882 sqft |
2018-04-01 |
51 days |
1,895 sqft |
2018-05-01 |
46 days |
1,909 sqft |
2018-06-01 |
50 days |
1,917 sqft |
2018-07-01 |
59 days |
1,918 sqft |
2018-08-01 |
65 days |
1,912 sqft |
2018-09-01 |
66 days |
1,900 sqft |
2018-10-01 |
64 days |
1,886 sqft |
2018-11-01 |
65 days |
1,862 sqft |
2018-12-01 |
78 days |
1,840 sqft |
2019-01-01 |
82 days |
1,822 sqft |
2019-02-01 |
73 days |
1,833 sqft |
2019-03-01 |
59 days |
1,867 sqft |
2019-04-01 |
50 days |
1,909 sqft |
2019-05-01 |
50 days |
1,927 sqft |
2019-06-01 |
55 days |
1,936 sqft |
2019-07-01 |
64 days |
1,928 sqft |
2019-08-01 |
67 days |
1,923 sqft |
2019-09-01 |
69 days |
1,914 sqft |
2019-10-01 |
70 days |
1,908 sqft |
2019-11-01 |
71 days |
1,860 sqft |
2019-12-01 |
85 days |
1,840 sqft |
2020-01-01 |
90 days |
1,826 sqft |
2020-02-01 |
75 days |
1,842 sqft |
2020-03-01 |
54 days |
1,854 sqft |
2020-04-01 |
71 days |
1,861 sqft |
2020-05-01 |
85 days |
1,872 sqft |
2020-06-01 |
86 days |
1,869 sqft |
2020-07-01 |
47 days |
1,806 sqft |
2020-08-01 |
47 days |
1,758 sqft |
2020-09-01 |
51 days |
1,702 sqft |
2020-10-01 |
51 days |
1,686 sqft |
2020-11-01 |
60 days |
1,648 sqft |
2020-12-01 |
74 days |
1,607 sqft |
2021-01-01 |
84 days |
1,568 sqft |
2021-02-01 |
78 days |
1,533 sqft |
2021-03-01 |
55 days |
1,531 sqft |
2021-04-01 |
44 days |
1,542 sqft |
2021-05-01 |
41 days |
1,564 sqft |
2021-06-01 |
44 days |
1,577 sqft |
2021-07-01 |
47 days |
1,590 sqft |
2021-08-01 |
53 days |
1,581 sqft |
2021-09-01 |
57 days |
1,561 sqft |
2021-10-01 |
57 days |
1,534 sqft |
2021-11-01 |
59 days |
1,506 sqft |
2021-12-01 |
70 days |
1,458 sqft |
2022-01-01 |
79 days |
1,427 sqft |
2022-02-01 |
60 days |
1,406 sqft |
2022-03-01 |
40 days |
1,429 sqft |
2022-04-01 |
39 days |
1,450 sqft |
2022-05-01 |
38 days |
1,504 sqft |
2022-06-01 |
39 days |
1,551 sqft |
2022-07-01 |
44 days |
1,566 sqft |
2022-08-01 |
54 days |
1,553 sqft |
2022-09-01 |
59 days |
1,548 sqft |
2022-10-01 |
59 days |
1,536 sqft |
2022-11-01 |
62 days |
1,528 sqft |
2022-12-01 |
75 days |
1,502 sqft |
2023-01-01 |
82 days |
1,490 sqft |
2023-02-01 |
75 days |
1,485 sqft |
2023-03-01 |
55 days |
1,489 sqft |
2023-04-01 |
50 days |
1,498 sqft |
2023-05-01 |
48 days |
1,506 sqft |
2023-06-01 |
51 days |
1,530 sqft |
2023-07-01 |
54 days |
1,560 sqft |
2023-08-01 |
59 days |
1,559 sqft |
2023-09-01 |
60 days |
1,563 sqft |
2023-10-01 |
56 days |
1,572 sqft |
NASSAU COUNTY - SUFFOLK COUNTY's median listing age (time on market) for 2023-10-01 was 56 days.
This
is -5%
shorter
than the same period one year ago.
NASSAU COUNTY - SUFFOLK COUNTY's median square footage for active listings during the 2023-10-01 period was
1,572 sqft. One year prior, the average listing was
1,536 sqft.
NASSAU COUNTY-SUFFOLK COUNTY, NY Market Loan Reason
Loan Purpose |
Originations |
Total Value |
Average Loan |
Interest Rate Frequencies
Loan Rate |
Originations |
Total Value |
Average Loan |
Loan Sizing (NASSAU COUNTY-SUFFOLK COUNTY, NY MSA)
Loan Size |
Originations |
Total Value |
Average Loan |
LTV Distribution
Loan to Value |
Originations |
Total Value |
Average Loan |