NEW HAVEN - MILFORD Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in New Haven - Milford averaged
3.21%
for the week of 2021-11-24, compared to the national average of
3.1% for the same period.
The average rate for the prior week (2021-11-18) was
3.31% and
one month ago for the week of 2021-10-21, the
average rate was 3.3%.
New Haven - Milford's average rate one year ago was 2.83%.
For refis of the same type during the week of 2021-11-24, the average rate
was 3%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2021-11-24 | 3.1% |
| New Haven - Milford 30 Year Fixed Rate | 2021-11-24 | 3.21% |
| New Haven - Milford 30 Year Fixed Rate Refi | 2021-11-24 | 3% |
| New Haven - Milford 15 Year Fixed Rate | 2021-11-24 | 2.57% |
| New Haven - Milford 15 Year Fixed Rate Refi | 2021-11-24 | 2.78% |
| New Haven - Milford 30 Year FHA | 2021-11-24 | 3.24% |
| New Haven - Milford 30 Year FHA Refi | 2021-11-24 | 3.6% |
| New Haven - Milford 30 Year USDA | 2021-11-24 | 3.29% |
| New Haven - Milford 30 Year USDA Refi | 2021-11-24 | 3.34% |
| New Haven - Milford 30 Year VA | 2021-11-24 | 3.14% |
| New Haven - Milford 30 Year VA Refi | 2021-11-24 | 3.1% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within NEW HAVEN-MILFORD, CT.
NEW HAVEN - MILFORD Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the NEW HAVEN-MILFORD, CT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
NEW HAVEN-MILFORD, CT's 300 lenders originated 26,969
loans during 2020. The total origination value was $6,726,475,000, with an average loan value of
$249,415.
The top NEW HAVEN - MILFORD lender as defined by loan originations is QUICKEN LOANS, LLC, with
821 loans originated. Their average total fees are
$5,515, which is $628
higher than the next largest lender,
TOTAL MORTGAGE SERVICES, LLC.
The lowest fee NEW HAVEN - MILFORD lenders (with over 10 loans originated) are
SUN WEST MORTGAGE COMPANY, INC. ($1,213), PULTE MORTGAGE LLC ($1,851), AMERICAN FEDERAL MORTGAGE CORPORATION ($2,660), KELLER MORTGAGE, LLC ($2,696) and MEMBERS MORTGAGE COMPANY, INC. ($2,700).
The lowest rate NEW HAVEN - MILFORD lenders (with over 10 loans originated) are
SPRING EQ, LLC (2.81%), AMERISAVE MORTGAGE CORPORATION (2.81%), Strong Home Mortgage, LLC (2.86%), PENTAGON FEDERAL CREDIT UNION (2.86%) and AMERICAN FEDERAL MORTGAGE CORPORATION (2.91%).
NEW HAVEN-MILFORD, CT Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2019 Loan Value | 2020 Loan Value | % Change | 2020 Market Share |
|---|---|---|---|---|
| Quicken Loans | $208,650,000 | $474,250,000 | 127.3% | 7.1% |
| Total Mortgage Services LLC | $151,725,000 | $309,010,000 | 103.7% | 4.6% |
| CBNA | $150,390,000 | $290,175,000 | 92.9% | 4.3% |
| PRIMELENDING | $119,280,000 | $178,940,000 | 50.0% | 2.7% |
| loanDepot LLC | $81,500,000 | $177,240,000 | 117.5% | 2.6% |
| United Shore Financial Services LLC | $185,680,000 | $172,810,000 | -6.9% | 2.6% |
| Liberty Bank | $73,105,000 | $168,105,000 | 130.0% | 2.5% |
| Webster Bank, N.A. | $163,710,000 | $155,385,000 | -5.1% | 2.3% |
| Guaranteed Rate Affinity LLC | $83,815,000 | $152,995,000 | 82.5% | 2.3% |
| Freedom Mortgage Corporation | $39,345,000 | $145,240,000 | 269.1% | 2.2% |
| WELLS FARGO BANK NA | $82,655,000 | $142,000,000 | 71.8% | 2.1% |
| Home Point Financial Corporation | $32,870,000 | $131,015,000 | 298.6% | 1.9% |
| FAIRWAY INDEPENDENT MORT CORP | $67,055,000 | $130,915,000 | 95.2% | 1.9% |
| Guaranteed Rate Inc. | $94,135,000 | $126,030,000 | 33.9% | 1.9% |
| People's United Bank, N.A. | $124,515,000 | $123,640,000 | -0.7% | 1.8% |
| Primary Residential Mortgage Inc. | $58,620,000 | $118,415,000 | 102.0% | 1.8% |
| First World Mortgage Corporation | $81,355,000 | $116,500,000 | 43.2% | 1.7% |
| Bank of America NA | $108,225,000 | $111,540,000 | 3.1% | 1.7% |
| KeyBank National Association | $170,970,000 | $107,360,000 | -37.2% | 1.6% |
| JPMorgan Chase Bank, NA | $57,315,000 | $105,445,000 | 84.0% | 1.6% |
| William Raveis Mortgage LLC | $63,725,000 | $103,645,000 | 62.6% | 1.5% |
| Norwich Commercial Group Inc | $39,840,000 | $101,740,000 | 155.4% | 1.5% |
| NEWREZ LLC | $43,935,000 | $93,530,000 | 112.9% | 1.4% |
| Sikorsky Financial Credit Union | $48,585,000 | $83,170,000 | 71.2% | 1.2% |
| Newtown Savings Bank | $59,000,000 | $81,900,000 | 38.8% | 1.2% |
| Members Mortgage Company | $36,585,000 | $78,905,000 | 115.7% | 1.2% |
| Nationstar Mortgage | $37,860,000 | $74,920,000 | 97.9% | 1.1% |
| Guilford Savings Bank | $44,045,000 | $73,575,000 | 67.0% | 1.1% |
| TD Bank | $49,365,000 | $73,290,000 | 48.5% | 1.1% |
| Caliber Home Loans Inc | $35,170,000 | $71,400,000 | 103.0% | 1.1% |
| HomeBridge Financial Services, Inc. | $36,925,000 | $66,785,000 | 80.9% | 1.0% |
| Berkadia Commercial Mortgage | $61,740,000 | n/a | 0.9% | |
| ION Bank | $37,610,000 | $57,900,000 | 53.9% | 0.9% |
| US BANK, N.A. | $28,535,000 | $56,720,000 | 98.8% | 0.8% |
| Equity Resources Inc. | $21,340,000 | $55,125,000 | 158.3% | 0.8% |
| MOVEMENT MORTGAGE, LLC | $10,490,000 | $53,595,000 | 410.9% | 0.8% |
| Provident Funding Associates | $32,955,000 | $53,190,000 | 61.4% | 0.8% |
| Better Mortgage Corporation | $6,360,000 | $51,815,000 | 714.7% | 0.8% |
| CoreVest American Finance Lender LLC | $12,550,000 | $51,555,000 | 310.8% | 0.8% |
| Plaza Home Mortgage Inc. | $35,715,000 | $49,200,000 | 37.8% | 0.7% |
| Mortgage Research Center LLC | $26,615,000 | $48,665,000 | 82.8% | 0.7% |
| Greystone Servicing Corporation, Inc. | $48,015,000 | n/a | 0.7% | |
| Amerisave Mortgage Corporation | $8,475,000 | $45,405,000 | 435.8% | 0.7% |
| The Milford Bank | $32,415,000 | $42,460,000 | 31.0% | 0.6% |
| Santander Bank N.A. | $38,595,000 | $41,985,000 | 8.8% | 0.6% |
| Prosperity Home Mortgage LLC | $1,980,000 | $38,665,000 | 1,852.8% | 0.6% |
| Bank of England | $16,875,000 | $37,260,000 | 120.8% | 0.6% |
| Flagstar Bank | $19,080,000 | $37,095,000 | 94.4% | 0.6% |
| Finance of America Mortgage LLC | $8,430,000 | $35,300,000 | 318.7% | 0.5% |
| Citibank, N.A. | $9,680,000 | $33,265,000 | 243.6% | 0.5% |
| CARRINGTON MORTGAGE SERVICES | $25,230,000 | $31,610,000 | 25.3% | 0.5% |
| Thomaston Savings Bank | $19,465,000 | $30,085,000 | 54.6% | 0.4% |
| PENNYMAC LOAN SERVICES LLC | $11,140,000 | $28,005,000 | 151.4% | 0.4% |
| Arbor Realty Trust Inc | $30,300,000 | $27,525,000 | -9.2% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $24,055,000 | $26,185,000 | 8.9% | 0.4% |
| Envoy Mortgage Ltd. | $45,820,000 | $25,585,000 | -44.2% | 0.4% |
| American Eagle Financial Credit Union Inc. | $12,095,000 | $24,675,000 | 104.0% | 0.4% |
| Province Mortgage Associates | $8,370,000 | $24,525,000 | 193.0% | 0.4% |
| New American Funding (dba for Broker Solutions Inc) | $7,415,000 | $21,080,000 | 184.3% | 0.3% |
| Finance of America Commercial LLC | $18,610,000 | $20,475,000 | 10.0% | 0.3% |
| Evolve Bank & Trust | $1,650,000 | $19,970,000 | 1,110.3% | 0.3% |
| Lakeview Loan Servicing, LLC | $6,970,000 | $19,435,000 | 178.8% | 0.3% |
| FM Home Loans LLC | $9,620,000 | $19,255,000 | 100.2% | 0.3% |
| USAA FEDERAL SAVINGS BANK | $26,425,000 | $19,245,000 | -27.2% | 0.3% |
| WALKER & DUNLOP, LLC | $18,790,000 | n/a | 0.3% | |
| RESIDENTIAL MORTGAGE SERVICES | $4,300,000 | $18,025,000 | 319.2% | 0.3% |
| PNC BANK NA | $4,220,000 | $17,305,000 | 310.1% | 0.3% |
| Union Savings Bank | $9,685,000 | $16,945,000 | 75.0% | 0.3% |
| Savings Bank of Danbury | $9,430,000 | $16,825,000 | 78.4% | 0.3% |
| Contour Mortgage Corporation | $14,465,000 | $16,790,000 | 16.1% | 0.2% |
| M&T Bank | $7,835,000 | $15,855,000 | 102.4% | 0.2% |
| CSE Credit Union | $7,230,000 | $15,295,000 | 111.5% | 0.2% |
| Capital One, NA | $61,030,000 | $14,640,000 | -76.0% | 0.2% |
| Westfield Bank | $805,000 | $14,555,000 | 1,708.1% | 0.2% |
| WEI Mortgage LLC | $4,105,000 | $14,260,000 | 247.4% | 0.2% |
| Synergy One Lending | $4,890,000 | $13,825,000 | 182.7% | 0.2% |
| Cardinal Financial Company LP | $3,630,000 | $13,650,000 | 276.0% | 0.2% |
| WATERBURY CT TEACHERS FCU | $3,955,000 | $12,555,000 | 217.4% | 0.2% |
| First County Bank | $8,705,000 | $12,545,000 | 44.1% | 0.2% |
| Alterra Group LLC dba Alterra Home Loans | $9,090,000 | $11,665,000 | 28.3% | 0.2% |
| Mortgage Markets CUSO, LLC | $6,070,000 | $11,490,000 | 89.3% | 0.2% |
| Embrace Home Loans, Inc. | $5,490,000 | $11,485,000 | 109.2% | 0.2% |
| Flushing Bank | $11,310,000 | n/a | 0.2% | |
| Northpoint Mortgage Inc. | $9,345,000 | $10,475,000 | 12.1% | 0.2% |
| Allied Mortgage Group Inc | $4,700,000 | $10,245,000 | 118.0% | 0.2% |
| FIRST REPUBLIC BANK | $4,525,000 | $10,240,000 | 126.3% | 0.2% |
| Draper and Kramer Mortgage Corp. | $1,010,000 | $10,215,000 | 911.4% | 0.2% |
| TBI Mortgage Company | $7,045,000 | $9,855,000 | 39.9% | 0.1% |
| Bay Equity LLC | $9,540,000 | $9,815,000 | 2.9% | 0.1% |
| Essex Savings Bank | $5,210,000 | $9,600,000 | 84.3% | 0.1% |
| Homestead Funding Corp. | $3,590,000 | $9,555,000 | 166.2% | 0.1% |
| E Mortgage Management LLC | $13,035,000 | $9,460,000 | -27.4% | 0.1% |
| Putnam Bank | $9,455,000 | n/a | 0.1% | |
| Guaranty Trust Company | $9,135,000 | n/a | 0.1% | |
| Prysma Lending Group LLC | $6,220,000 | $9,035,000 | 45.3% | 0.1% |
| Eastern Savings Bank | $3,225,000 | $8,840,000 | 174.1% | 0.1% |
| American Financial Network Inc. | $7,280,000 | $8,565,000 | 17.7% | 0.1% |
| Sun West Mortgage Company Inc. | $485,000 | $8,550,000 | 1,662.9% | 0.1% |
| North American Savings Bank | $3,730,000 | $8,440,000 | 126.3% | 0.1% |
| First Guaranty Mortgage Corporation | $2,580,000 | $8,400,000 | 225.6% | 0.1% |
| CBRE Multifamily Capital, Inc. | $8,365,000 | n/a | 0.1% | |
| AmeriHomeMortgageCompany,LL | $770,000 | $8,290,000 | 976.6% | 0.1% |
| Washington Trust Mtg Co LLC | $3,605,000 | $8,285,000 | 129.8% | 0.1% |
| M&T REALTY CAPITAL CORPORATION | $7,985,000 | $8,255,000 | 3.4% | 0.1% |
| Mutual Security Credit Union | $4,190,000 | $7,935,000 | 89.4% | 0.1% |
| The Federal Savings Bank | $2,780,000 | $7,920,000 | 184.9% | 0.1% |
| NewDay Financial LLC dba NewDay USA | $2,135,000 | $7,855,000 | 267.9% | 0.1% |
| Branch Banking And Trust Co | $425,000 | $7,485,000 | 1,661.2% | 0.1% |
| Morgan Stanley Private Bank NA | $8,950,000 | $7,445,000 | -16.8% | 0.1% |
| Nutmeg State FCU | $3,955,000 | $7,340,000 | 85.6% | 0.1% |
| American Federal Mortgage Corp. | $2,695,000 | $7,255,000 | 169.2% | 0.1% |
| Parkside Lending LLC | $6,920,000 | $7,165,000 | 3.5% | 0.1% |
| SoFi Lending Corp | $1,360,000 | $7,120,000 | 423.5% | 0.1% |
| Chelsea Groton Bank | $8,180,000 | $7,055,000 | -13.8% | 0.1% |
| Equity Prime Mortgage LLC | $1,710,000 | $7,055,000 | 312.6% | 0.1% |
| LoanPal | $2,815,000 | $6,975,000 | 147.8% | 0.1% |
| Barrington Bank & Trust | $4,445,000 | $6,720,000 | 51.2% | 0.1% |
| Fairfield County Bank | $4,555,000 | $6,620,000 | 45.3% | 0.1% |
| Village Capital & Investment | $1,615,000 | $6,620,000 | 309.9% | 0.1% |
| Dominion Financial Services | $4,340,000 | $6,580,000 | 51.6% | 0.1% |
| NBKC Bank | $3,035,000 | $6,470,000 | 113.2% | 0.1% |
| Pentagon Federal Credit Union | $2,235,000 | $6,425,000 | 187.5% | 0.1% |
| Angel Oak Mortgage Solutions | $3,575,000 | $6,400,000 | 79.0% | 0.1% |
| TIAA, FSB | $7,860,000 | $6,320,000 | -19.6% | 0.1% |
| BayCoast Mortgage Company, LLC | $3,510,000 | $6,225,000 | 77.4% | 0.1% |
| Mortgage Unlimited LLC | $1,785,000 | $6,075,000 | 240.3% | 0.1% |
| Torrington Savings Bank | $3,785,000 | $6,020,000 | 59.0% | 0.1% |
| General Electric Employees Federal Credit Union | $1,685,000 | $5,990,000 | 255.5% | 0.1% |
| NJ Lenders Corp. | $500,000 | $5,915,000 | 1,083.0% | 0.1% |
| Hometown Equity Mortgage LLC | $595,000 | $5,840,000 | 881.5% | 0.1% |
| Paramount Residential Mortgage Group Inc. | $2,215,000 | $5,835,000 | 163.4% | 0.1% |
| Intercontinental Capital Group, Inc. | $2,510,000 | $5,740,000 | 128.7% | 0.1% |
| CMG Mortgage Inc. | $1,730,000 | $5,595,000 | 223.4% | 0.1% |
| FirstBank | $4,265,000 | $5,565,000 | 30.5% | 0.1% |
| Leader Bank NA | $3,175,000 | $5,550,000 | 74.8% | 0.1% |
| Residential Home Funding Corp. | $3,210,000 | $5,480,000 | 70.7% | 0.1% |
| Ark-La-Tex Financial Services LLC | $2,690,000 | $5,455,000 | 102.8% | 0.1% |
| Luxury Mortgage Corp. | $1,440,000 | $5,330,000 | 270.1% | 0.1% |
| Homeside Financial LLC | $1,395,000 | $5,260,000 | 277.1% | 0.1% |
| Sierra Pacific Mortgage | $3,545,000 | $5,190,000 | 46.4% | 0.1% |
| Connex Credit Union | $9,520,000 | $5,155,000 | -45.9% | 0.1% |
| Magnolia Bank Incorporated | $2,195,000 | $5,100,000 | 132.3% | 0.1% |
| Nationwide Mortgage Bankers Inc. | $575,000 | $5,020,000 | 773.0% | 0.1% |
| Sterling National Bank | $5,010,000 | n/a | 0.1% | |
| FIRST NATIONAL BANK OF AMERICA | $4,770,000 | $4,615,000 | -3.2% | 0.1% |
| Oceanside Mortgage Company | $2,965,000 | $4,570,000 | 54.1% | 0.1% |
| MLD Mortgage Inc. | $2,660,000 | $4,555,000 | 71.2% | 0.1% |
| HarborOne Mortgage LLC | $1,475,000 | $4,525,000 | 206.8% | 0.1% |
| Mortgage Network, Inc | $3,235,000 | $4,495,000 | 38.9% | 0.1% |
| AimLoan.com | $1,470,000 | $4,475,000 | 204.4% | 0.1% |
| Reliance First Capital LLC | $4,210,000 | $4,430,000 | 5.2% | 0.1% |
| Stifel Bank and Trust | $4,010,000 | $4,345,000 | 8.4% | 0.1% |
| Keller Mortgage LLC | $1,820,000 | $4,305,000 | 136.5% | 0.1% |
| Cross River Bank | $4,265,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $760,000 | $4,250,000 | 459.2% | 0.1% |
| PHH MORTGAGE CORPORATION | $1,920,000 | $4,235,000 | 120.6% | 0.1% |
| Nations Lending Corporation | $4,525,000 | $4,090,000 | -9.6% | 0.1% |
| Guidance Residential LLC | $1,080,000 | $4,080,000 | 277.8% | 0.1% |
| NFM, Inc. | $710,000 | $3,970,000 | 459.2% | 0.1% |
| BNC NATIONAL BANK | $2,305,000 | $3,895,000 | 69.0% | 0.1% |
| Third Federal Savings and Loan | $3,835,000 | $3,890,000 | 1.4% | 0.1% |
| Silver Hill Funding, LLC | $2,640,000 | $3,760,000 | 42.4% | 0.1% |
| United Mortgage Corp | $2,245,000 | $3,760,000 | 67.5% | 0.1% |
| American Financial Resources Inc. | $2,535,000 | $3,615,000 | 42.6% | 0.1% |
| Seasons Federal Credit Union | $4,325,000 | $3,580,000 | -17.2% | 0.1% |
| LendingHome Funding Corporation | $3,060,000 | $3,535,000 | 15.5% | 0.1% |
| Cherry Creek Mortgage Co. Inc. | $485,000 | $3,530,000 | 627.8% | 0.1% |
| envision Bank | $2,960,000 | $3,460,000 | 16.9% | 0.1% |
| Stearns Lending | $1,305,000 | $3,460,000 | 165.1% | 0.1% |
| Churchill Mortgage Corporation | $215,000 | $3,450,000 | 1,504.7% | 0.1% |
| American Financing Corporation | $745,000 | $3,440,000 | 361.7% | 0.1% |
| USAlliance Federal Credit Union | $2,180,000 | $3,390,000 | 55.5% | 0.1% |
| Meadowbrook Financial Mortgage | $1,420,000 | $3,385,000 | 138.4% | 0.1% |
| Pulte Mortgage LLC | $2,335,000 | $3,330,000 | 42.6% | 0.0% |
| American Neighborhood Mortgage dba AnnieMac Home Mortgage | $1,825,000 | $3,325,000 | 82.2% | 0.0% |
| Wyndham Capital Mortgage | $3,970,000 | $3,200,000 | -19.4% | 0.0% |
| Lakeview Community Capital, LLC | $3,150,000 | n/a | 0.0% | |
| Collinsville Savings Society | $2,520,000 | $3,125,000 | 24.0% | 0.0% |
| ReadyCap Commercial LLC | $3,055,000 | n/a | 0.0% | |
| Scient Federal Credit Union | $1,360,000 | $3,045,000 | 123.9% | 0.0% |
| radius financial group inc | $1,285,000 | $3,005,000 | 133.9% | 0.0% |
| Huntington National Bank | $1,685,000 | $3,000,000 | 78.0% | 0.0% |
| Bethpage Federal Credit Union | $1,885,000 | $2,920,000 | 54.9% | 0.0% |
| First Savings Bank | $470,000 | $2,875,000 | 511.7% | 0.0% |
| American Residential Lending | $95,000 | $2,830,000 | 2,878.9% | 0.0% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | $2,775,000 | n/a | 0.0% | |
| The Washington Trust Company | $6,545,000 | $2,730,000 | -58.3% | 0.0% |
| UBS Bank USA | $4,635,000 | $2,600,000 | -43.9% | 0.0% |
| Planet Home Lending LLC | $2,140,000 | $2,535,000 | 18.5% | 0.0% |
| Charles Schwab Bank | $995,000 | $2,520,000 | 153.3% | 0.0% |
| Success Mortgage Partners Inc. | $2,505,000 | n/a | 0.0% | |
| The First Bank of Greenwich | $115,000 | $2,505,000 | 2,078.3% | 0.0% |
| AAG | $1,160,000 | $2,460,000 | 112.1% | 0.0% |
| Geneva Financial LLC | $175,000 | $2,435,000 | 1,291.4% | 0.0% |
| East Coast Capital Corporation | $3,255,000 | $2,430,000 | -25.3% | 0.0% |
| Investors Bank | $700,000 | $2,395,000 | 242.1% | 0.0% |
| PCSB BANK | $345,000 | $2,395,000 | 594.2% | 0.0% |
| United Northern Mortgage Bankers Limited | $1,645,000 | $2,395,000 | 45.6% | 0.0% |
| Prime Choice Funding, Inc. | $185,000 | $2,275,000 | 1,129.7% | 0.0% |
| Continental Mortgagte Bankers Inc | $1,465,000 | $2,100,000 | 43.3% | 0.0% |
| HSBC BANK USA, NA | $845,000 | $2,095,000 | 147.9% | 0.0% |
| Dime Bank | $5,630,000 | $2,005,000 | -64.4% | 0.0% |
| The Union Bank Company | $515,000 | $1,955,000 | 279.6% | 0.0% |
| Mortgage Lenders of America LLC | $2,895,000 | $1,945,000 | -32.8% | 0.0% |
| Sovereign Lending Group, Inc | $1,285,000 | $1,945,000 | 51.4% | 0.0% |
| ARVEST BANK | $1,665,000 | $1,900,000 | 14.1% | 0.0% |
| First Home Bank | $1,150,000 | $1,875,000 | 63.0% | 0.0% |
| Metro City Bank | $1,265,000 | $1,850,000 | 46.2% | 0.0% |
| Supreme Lending/ Everett Financial Inc. | $1,755,000 | $1,835,000 | 4.6% | 0.0% |
| Northpointe Bank | $860,000 | $1,800,000 | 109.3% | 0.0% |
| Discover Bank | $1,280,000 | $1,790,000 | 39.8% | 0.0% |
| Poli Mortgage Group | $1,600,000 | $1,760,000 | 10.0% | 0.0% |
| Absolute Home Mortgage Corporation | $445,000 | $1,725,000 | 287.6% | 0.0% |
| Low VA Rates | $1,700,000 | n/a | 0.0% | |
| MSA Mortgage LLC | $1,095,000 | $1,695,000 | 54.8% | 0.0% |
| Quorum Federal Credit Union | $550,000 | $1,690,000 | 207.3% | 0.0% |
| First Internet Bank | $185,000 | $1,535,000 | 729.7% | 0.0% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | $1,485,000 | n/a | 0.0% | |
| Digital Federal Credit Union | $1,970,000 | $1,465,000 | -25.6% | 0.0% |
| Valley National Bank | $230,000 | $1,435,000 | 523.9% | 0.0% |
| COMERICA BANK | $755,000 | $1,425,000 | 88.7% | 0.0% |
| Goldwater Bank National Association | $1,065,000 | $1,405,000 | 31.9% | 0.0% |
| Axos Bank | $1,370,000 | n/a | 0.0% | |
| Salisbury Bank and Trust Co | $1,350,000 | n/a | 0.0% | |
| Sirva Mortgage Inc. | $570,000 | $1,345,000 | 136.0% | 0.0% |
| Watermark Home Loans | $1,170,000 | $1,340,000 | 14.5% | 0.0% |
| Triumph Bank | $1,195,000 | $1,335,000 | 11.7% | 0.0% |
| Plains Commerce Bank | $1,305,000 | n/a | 0.0% | |
| Semper Home Loans, Inc | $315,000 | $1,295,000 | 311.1% | 0.0% |
| Farm Credit East ACA | $1,280,000 | n/a | 0.0% | |
| Mid-Island Mortgage Corp. | $225,000 | $1,280,000 | 468.9% | 0.0% |
| Accelerate Mortgage | $1,270,000 | n/a | 0.0% | |
| Achieve Financial Credit Union | $845,000 | $1,235,000 | 46.2% | 0.0% |
| Athas Capital Group | $675,000 | $1,230,000 | 82.2% | 0.0% |
| Guild Mortgage Company | $1,220,000 | n/a | 0.0% | |
| Capital Mortgage Services of Texas | $1,205,000 | n/a | 0.0% | |
| Northeast Home Loan LLC. | $290,000 | $1,205,000 | 315.5% | 0.0% |
| INOVA Federal Credit Union | $860,000 | $1,170,000 | 36.0% | 0.0% |
| POLARIS HOME FUNDING CORP | $505,000 | $1,150,000 | 127.7% | 0.0% |
| Sunflower Bank, N.A. | $470,000 | $1,140,000 | 142.6% | 0.0% |
| GUARDHILL FINANCIAL CORP | $2,405,000 | $1,135,000 | -52.8% | 0.0% |
| Evansville Teachers Federal Credit Union | $1,120,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $1,100,000 | n/a | 0.0% | |
| Paramount Bank | $245,000 | $1,100,000 | 349.0% | 0.0% |
| Finance of America Reverse LLC | $425,000 | $1,070,000 | 151.8% | 0.0% |
| SILVERMINE VENTURES LLC | $1,070,000 | n/a | 0.0% | |
| Cf Bank National Association | $1,790,000 | $1,060,000 | -40.8% | 0.0% |
| Northwest Community Bank | $1,925,000 | $1,045,000 | -45.7% | 0.0% |
| Weichert Financial Services | $245,000 | $1,040,000 | 324.5% | 0.0% |
| CHARTER OAK FEDERAL CREDIT UNION | $2,475,000 | $995,000 | -59.8% | 0.0% |
| Family First Funding LLC | $455,000 | $995,000 | 118.7% | 0.0% |
| Florida Capital Bank National Association | $995,000 | n/a | 0.0% | |
| 360 Federal Credit Union | $500,000 | $980,000 | 96.0% | 0.0% |
| Open Mortgage LLC | $265,000 | $965,000 | 264.2% | 0.0% |
| American Nationwide Mortgage Company | $405,000 | $960,000 | 137.0% | 0.0% |
| Reverse Mortgage Funding LLC | $1,950,000 | $960,000 | -50.8% | 0.0% |
| LendSure Mortgage Corp | $595,000 | $955,000 | 60.5% | 0.0% |
| Centreville Bank | $935,000 | n/a | 0.0% | |
| AmWest Funding Corp. | $1,320,000 | $905,000 | -31.4% | 0.0% |
| Fifth Third Bank | $905,000 | n/a | 0.0% | |
| LenderFi, Inc. | $865,000 | n/a | 0.0% | |
| DUTCH POINT CU | $720,000 | $855,000 | 18.8% | 0.0% |
| BNY MELLON, N.A. | $755,000 | $845,000 | 11.9% | 0.0% |
| First Choice Loan Services Inc. | $5,295,000 | $845,000 | -84.0% | 0.0% |
| Get a Rate LLC | $845,000 | n/a | 0.0% | |
| Jet Direct Funding Corp | $710,000 | $830,000 | 16.9% | 0.0% |
| CorePlus Federal Credit Union | $400,000 | $810,000 | 102.5% | 0.0% |
| United Nations Federal Credit Union | $255,000 | $805,000 | 215.7% | 0.0% |
| DOLLAR BANK, FSB | $795,000 | n/a | 0.0% | |
| Greentree Mortgage Company, L.P. | $790,000 | n/a | 0.0% | |
| Fall River Five Cents Savings Bank DBA BankFive | $770,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $4,480,000 | $760,000 | -83.0% | 0.0% |
| Advisors Mortgage Group LLC | $295,000 | $755,000 | 155.9% | 0.0% |
| Habib American Bank | $755,000 | n/a | 0.0% | |
| US Mortgage of Florida | $730,000 | n/a | 0.0% | |
| Alliant Credit Union | $755,000 | $725,000 | -4.0% | 0.0% |
| TCF National Bank | $3,075,000 | $720,000 | -76.6% | 0.0% |
| Berkshire Bank | $515,000 | $705,000 | 36.9% | 0.0% |
| Toyota Financial Savings Bank | $705,000 | n/a | 0.0% | |
| American Pacific Mortgage Corporation | $695,000 | n/a | 0.0% | |
| First Home Mortgage | $690,000 | n/a | 0.0% | |
| US Wide Financial | $315,000 | $690,000 | 119.0% | 0.0% |
| Navigant Credit Union | $290,000 | $685,000 | 136.2% | 0.0% |
| United Security Financial | $485,000 | $685,000 | 41.2% | 0.0% |
| City National Bank | $505,000 | $665,000 | 31.7% | 0.0% |
| Velocity Commercial Capital LLC | $2,605,000 | $660,000 | -74.7% | 0.0% |
| Patriot Community Bank | $640,000 | n/a | 0.0% | |
| Avidia Bank | $630,000 | n/a | 0.0% | |
| SHAMROCK FINANCIAL CORPORATION | $95,000 | $630,000 | 563.2% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $600,000 | n/a | 0.0% | |
| Liberty Home Equity Solutions, Inc. | $455,000 | $600,000 | 31.9% | 0.0% |
| OCMBC Inc. | $600,000 | n/a | 0.0% | |
| Wall Street Mortgage Bankers LTD | $600,000 | n/a | 0.0% | |
| Bond Street Mortgage | $575,000 | n/a | 0.0% | |
| Nations Direct Mortgage LLC | $1,175,000 | $570,000 | -51.5% | 0.0% |
| Northern Bank & Trust Company | $285,000 | $570,000 | 100.0% | 0.0% |
| Silicon Valley Bank | $565,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $560,000 | n/a | 0.0% | |
| Finex Credit Union | $45,000 | $560,000 | 1,144.4% | 0.0% |
| Quontic Bank | $645,000 | $555,000 | -14.0% | 0.0% |
| A&D Mortgage LLC | $545,000 | n/a | 0.0% | |
| AMERIS BANK | $525,000 | n/a | 0.0% | |
| Sperry Associates Federal Credit Union | $515,000 | n/a | 0.0% | |
| Bay Valley Mortgage Group DBA Pacific Bay Lending Group | $195,000 | $510,000 | 161.5% | 0.0% |
| Union Bank & Trust | $510,000 | n/a | 0.0% | |
| Servion, Inc. | $755,000 | $500,000 | -33.8% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC | $500,000 | n/a | 0.0% | |
| Wings Financial Credit Union | $500,000 | n/a | 0.0% | |
| Inland Bank and Trust | $615,000 | $485,000 | -21.1% | 0.0% |
| Ardent Federal Credit Union | $480,000 | n/a | 0.0% | |
| Hometown Bank | $1,620,000 | $475,000 | -70.7% | 0.0% |
| Stanford Federal Credit Union | $475,000 | n/a | 0.0% | |
| Baxter Credit Union | $620,000 | $470,000 | -24.2% | 0.0% |
| RBC Bank (Georgia), N.A. | $695,000 | $470,000 | -32.4% | 0.0% |
| SUMA (YONKERS) FEDERAL CREDIT UNION | $415,000 | $460,000 | 10.8% | 0.0% |
| Union Home Mortgage Company | $460,000 | n/a | 0.0% | |
| EagleBank | $455,000 | n/a | 0.0% | |
| First Mortgage Solutions LLC | $1,845,000 | $455,000 | -75.3% | 0.0% |
| On Q Financial Inc. | $455,000 | n/a | 0.0% | |
| PLUS RELOCATION MORTGAGE, LLC | $455,000 | n/a | 0.0% | |
| Assemblies Of God Credit Union | $445,000 | n/a | 0.0% | |
| Hanscom Federal Credit Union | $140,000 | $445,000 | 217.9% | 0.0% |
| New Fed Mortgage Corporation | $165,000 | $445,000 | 169.7% | 0.0% |
| Northeast Family FCU | $445,000 | n/a | 0.0% | |
| OGI Mortgage Bankers | $445,000 | n/a | 0.0% | |
| KS StateBank | $1,630,000 | $435,000 | -73.3% | 0.0% |
| LendingOne LLC | $3,615,000 | $435,000 | -88.0% | 0.0% |
| Greenway Mortgage Funding Corp | $1,555,000 | $425,000 | -72.7% | 0.0% |
| Notre Dame Federal Credit Union | $425,000 | n/a | 0.0% | |
| American Bancshares Mortgage, LLC | $195,000 | $420,000 | 115.4% | 0.0% |
| Longbridge Financial, LLC | $95,000 | $410,000 | 331.6% | 0.0% |
| Home Loan Investment Bank | $295,000 | $405,000 | 37.3% | 0.0% |
| PeoplesBank | $360,000 | $405,000 | 12.5% | 0.0% |
| Old National Bank | $400,000 | n/a | 0.0% | |
| Meridian Bank | $395,000 | n/a | 0.0% | |
| Member Advantage Mortgage | $185,000 | $380,000 | 105.4% | 0.0% |
| Farmers Bank & Trust | $365,000 | n/a | 0.0% | |
| Towne Mortgage Company | $185,000 | $365,000 | 97.3% | 0.0% |
| BayCoast Bank | $165,000 | $355,000 | 115.2% | 0.0% |
| Midwest Loan Services Inc | $350,000 | n/a | 0.0% | |
| LendUS LLC dba RPM Mortgage | $345,000 | n/a | 0.0% | |
| POPULAR BANK | $360,000 | $345,000 | -4.2% | 0.0% |
| American Finance House Lariiba | $340,000 | n/a | 0.0% | |
| Cliffco, Inc. | $365,000 | $340,000 | -6.8% | 0.0% |
| Colonial Savings | $335,000 | n/a | 0.0% | |
| Presidential Bank FSB | $325,000 | n/a | 0.0% | |
| R M K FINANCIAL CORP | $325,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $175,000 | $320,000 | 82.9% | 0.0% |
| Admiral's Bank | $65,000 | $315,000 | 384.6% | 0.0% |
| Rollstone Bank & Trust | $305,000 | n/a | 0.0% | |
| Ross Mortgage Company Inc. | $140,000 | $305,000 | 117.9% | 0.0% |
| Secured Investment Corp | $300,000 | n/a | 0.0% | |
| CalCon Mutual Mortgage LLC | $295,000 | n/a | 0.0% | |
| Hartford Funding, Ltd. | $455,000 | $295,000 | -35.2% | 0.0% |
| Interstate Home Loan Center Inc. | $165,000 | $295,000 | 78.8% | 0.0% |
| Mortgage Solutions of Colorado LLC | $295,000 | n/a | 0.0% | |
| Ruoff Home Mortgage | $295,000 | n/a | 0.0% | |
| S&T Bank | $295,000 | n/a | 0.0% | |
| Bayshore Mortgage Funding LLC | $290,000 | n/a | 0.0% | |
| Industrial and Commercial Bank of China (USA) NA | $285,000 | n/a | 0.0% | |
| BM REAL ESTATE SERVICES, INC. | $275,000 | n/a | 0.0% | |
| Cincinnati Federal | $275,000 | n/a | 0.0% | |
| Kwik Mortgage Corp. | $265,000 | n/a | 0.0% | |
| Level One Bank | $265,000 | n/a | 0.0% | |
| METROPOLITAN HOME MORTGAGE | $265,000 | n/a | 0.0% | |
| The Camden National Bank | $265,000 | n/a | 0.0% | |
| Impac Mortgage Corp. dba CashCall Mortgage | $2,145,000 | $260,000 | -87.9% | 0.0% |
| Eastern Bank | $255,000 | n/a | 0.0% | |
| FBC Mortgage LLC | $255,000 | n/a | 0.0% | |
| First Community Mortgage Inc. | $255,000 | n/a | 0.0% | |
| Independent Bank | $255,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $205,000 | $250,000 | 22.0% | 0.0% |
| HomeTrust Bank | $250,000 | n/a | 0.0% | |
| First Western Trust Bank | $245,000 | n/a | 0.0% | |
| GATEWAY MORTGAGE GROUP | $245,000 | n/a | 0.0% | |
| US Mortgage Corporation | $255,000 | $245,000 | -3.9% | 0.0% |
| Crescent Mortgage Company | $235,000 | n/a | 0.0% | |
| First Alliance Home Mortgage | $235,000 | n/a | 0.0% | |
| Justice Federal Credit Union | $235,000 | n/a | 0.0% | |
| Millennium Bank | $235,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $500,000 | $235,000 | -53.0% | 0.0% |
| First Hope Bank A National Banking Association | $225,000 | n/a | 0.0% | |
| Homespire Mortgage Corporation | $225,000 | n/a | 0.0% | |
| Mahopac Bank | $1,435,000 | $225,000 | -84.3% | 0.0% |
| Northwest Federal Credit Union | $225,000 | n/a | 0.0% | |
| State Financial Network LLC | $225,000 | n/a | 0.0% | |
| TEG Federal Credit Union | $225,000 | n/a | 0.0% | |
| Connexus Credit Union | $75,000 | $215,000 | 186.7% | 0.0% |
| MIDWEST COMMUNITY BANK | $215,000 | n/a | 0.0% | |
| Raymond James Bank National Association | $155,000 | $215,000 | 38.7% | 0.0% |
| Reliant Bank | $215,000 | n/a | 0.0% | |
| CIT BANK N.A. | $325,000 | $205,000 | -36.9% | 0.0% |
| Hudson Heritage Federal Credit Union | $205,000 | n/a | 0.0% | |
| Rockland Trust Company | $205,000 | n/a | 0.0% | |
| American Mortgage Bank | $195,000 | n/a | 0.0% | |
| First Technology Credit Union | $195,000 | n/a | 0.0% | |
| Jewett City Savings Bank | $55,000 | $195,000 | 254.5% | 0.0% |
| NETWORK FUNDING, L.P. | $145,000 | $195,000 | 34.5% | 0.0% |
| Premia Mortgage, LLC | $195,000 | n/a | 0.0% | |
| SoFi Mortgage, LLC | $235,000 | $195,000 | -17.0% | 0.0% |
| UIF Corporation | $255,000 | $195,000 | -23.5% | 0.0% |
| Corporate America Family CU | $645,000 | $190,000 | -70.5% | 0.0% |
| AMARILLO NATIONAL BANK | $185,000 | n/a | 0.0% | |
| Eastman Credit Union | $185,000 | n/a | 0.0% | |
| Greenbox Loans Inc. | $885,000 | $185,000 | -79.1% | 0.0% |
| Nudge Funding LLC | $185,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $185,000 | n/a | 0.0% | |
| Service Credit Union | $185,000 | n/a | 0.0% | |
| State Farm Bank | $285,000 | $185,000 | -35.1% | 0.0% |
| The Bank of Canton | $185,000 | n/a | 0.0% | |
| Thrivent Federal Credit Union | $55,000 | $185,000 | 236.4% | 0.0% |
| Bank Iowa | $175,000 | n/a | 0.0% | |
| Credit Union Mortgage Association Inc. | $135,000 | $165,000 | 22.2% | 0.0% |
| Hometown Lenders LLC | $165,000 | n/a | 0.0% | |
| Hudson Valley Federal Credit Union | $605,000 | $150,000 | -75.2% | 0.0% |
| The People's Credit Union | $115,000 | $150,000 | 30.4% | 0.0% |
| Island Federal Credit Union | $145,000 | n/a | 0.0% | |
| Northern Mortgage Services, LLC | $145,000 | n/a | 0.0% | |
| American Broadcast Employees FCU | $125,000 | $135,000 | 8.0% | 0.0% |
| Aspire Federal Credit Union | $135,000 | n/a | 0.0% | |
| PEAPACK-GLADSTONE BANK | $115,000 | n/a | 0.0% | |
| Allegacy Federal Credit Union | $145,000 | $105,000 | -27.6% | 0.0% |
| Amalgamated Bank | $1,130,000 | $95,000 | -91.6% | 0.0% |
| First Credit Corporation | $110,000 | $90,000 | -18.2% | 0.0% |
| 1st Constitution Bank | $85,000 | n/a | 0.0% | |
| Holyoke Credit Union | $75,000 | n/a | 0.0% | |
| AUSTIN CAPITAL BANK SSB | $215,000 | $65,000 | -69.8% | 0.0% |
| SecurityNational Mortgage Company | $65,000 | n/a | 0.0% | |
| Triad Financial Services Inc | $65,000 | n/a | 0.0% | |
| Ballston Spa National Bank | $55,000 | n/a | 0.0% | |
| Tower Federal Credit Union | $175,000 | $45,000 | -74.3% | 0.0% |
| Greenwood Credit Union | $100,000 | $35,000 | -65.0% | 0.0% |
| 21ST MORTGAGE | $25,000 | n/a | 0.0% | |
| Webster Five Cents Savings Bank | $1,300,000 | $25,000 | -98.1% | 0.0% |
| United States Senate Federal Credit Union | $15,000 | n/a | 0.0% |
NEW HAVEN - MILFORD's top lender by overall market share is Quicken Loans, with 7.1% market share. In second place, with 4.6%, is Total Mortgage Services LLC, having originated $309,010,000 in loans. In third place, with 4.3%, is CBNA, having originated $290,175,000 in loans. In third place, with 2.7%, is PRIMELENDING, having originated $178,940,000 in loans. In third place, with 2.6%, is loanDepot LLC, having originated $177,240,000 in loans.
NEW HAVEN-MILFORD, CT Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 11,396 | $2,916,040,000 | $255,883 |
| Home Purchase | 10,786 | $2,743,110,000 | $254,321 |
| Cash Out Refi | 3,382 | $847,300,000 | $250,532 |
| Home Improvement | 743 | $75,925,000 | $102,187 |
| Other | 662 | $144,100,000 | $217,674 |
New Haven - Milford's most frequently cited loan purpose was Refi, with 11,396 originations. The 2nd most popular reason was Home Purchase, with 10,786 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 11,381 | $2,733,815,000 | $240,209 |
| 2.5-3% | 10,269 | $2,669,615,000 | $259,968 |
| <2.5% | 2,131 | $618,365,000 | $290,176 |
| 4-5% | 1,507 | $258,925,000 | $171,815 |
| 5-6% | 415 | $98,475,000 | $237,289 |
| 6-7% | 149 | $18,385,000 | $123,389 |
| 7-8% | 116 | $11,080,000 | $95,517 |
| Over 8% | 101 | $14,345,000 | $142,030 |
During 2020, New Haven - Milford's most frequently originated rate bucket was 3-4%, with 11,381 originations.
Loan Sizing (NEW HAVEN-MILFORD, CT MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 13,333 | $3,674,205,000 | $275,572 |
| $100k-200k | 9,027 | $1,390,135,000 | $153,997 |
| $100,000 or less | 2,457 | $148,835,000 | $60,576 |
| $400k-600k | 1,772 | $817,830,000 | $461,529 |
| $600k-1000k | 260 | $188,610,000 | $725,423 |
| $Over $1MM | 120 | $506,860,000 | $4,223,833 |
NEW HAVEN - MILFORD's loan sizing saw the bucket of loans from $200k-400k with 13,333 originations, totaling $3,674,205,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 10,879 | $2,845,325,000 | $261,543 |
| 60-80% | 9,159 | $2,539,855,000 | $277,307 |
| 40-60% | 2,782 | $618,010,000 | $222,146 |
| 20-40% | 1,275 | $161,835,000 | $126,929 |
| Under 20% | 946 | $45,240,000 | $47,822 |
| Over 100% | 197 | $71,475,000 | $362,817 |
NEW HAVEN - MILFORD's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 10,879 originations, totaling $2,845,325,000 in origination value.