WILMINGTON Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Wilmington averaged 3.17% for the week of 2021-12-02, compared to the national average of 3.11% for the same period.

The average rate for the prior week (2021-11-24) was 3.16% and one month ago for the week of 2021-10-28, the average rate was 3.5%.

Wilmington's average rate one year ago was 2.98%.

For refis of the same type during the week of 2021-12-02, the average rate was 3.17%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-12-02 3.11%
Wilmington 30 Year Fixed Rate 2021-12-02 3.17%
Wilmington 30 Year Fixed Rate Refi 2021-12-02 3.17%
Wilmington 15 Year Fixed Rate 2021-12-02 2.97%
Wilmington 15 Year Fixed Rate Refi 2021-12-02 2.51%
Wilmington 30 Year FHA 2021-12-02 3.51%
Wilmington 30 Year FHA Refi 2021-12-02 3.41%
Wilmington 30 Year USDA 2021-12-02 3.04%
Wilmington 30 Year USDA Refi 2021-12-02 3.26%
Wilmington 30 Year VA 2021-12-02 3.31%
Wilmington 30 Year VA Refi 2021-12-02 2.79%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WILMINGTON, DE-MD-NJ.

WILMINGTON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the WILMINGTON, DE-MD-NJ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
PIKE CREEK MORTGAGE SERVICES, INC. 1,978 3.13% $3,852
QUICKEN LOANS, LLC 1,041 3.25% $5,524
RESIDENTIAL MORTGAGE SERVICES, INC. 506 3.12% $4,078
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 402 3.31% $4,660
UNITED WHOLESALE MORTGAGE, LLC 400 3.15% $6,098
Wilmington Savings Fund Society, FSB 394 3.23% $3,157
Wells Fargo Bank, National Association 307 3.34% $3,855
TRIDENT MORTGAGE COMPANY LP 293 3.23% $4,111
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 291 3.22% $4,498
Bank of America, National Association 289 3.12% $4,182
Meridian Bank Corporation 281 3.23% $4,396
Huntingdon Valley Bank 265 3.14% $5,017
LOANDEPOT.COM, LLC 230 3.12% $4,658
NVR Mortgage Finance, Inc. 205 3.27% $5,408
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 201 3.19% $5,148
Prosperity Home Mortgage, LLC 198 3.21% $4,891
JPMorgan Chase Bank, National Association 197 3.25% $3,853
CALIBER HOME LOANS, INC. 185 3.25% $3,917
AMERISAVE MORTGAGE CORPORATION 179 2.87% $4,463
PNC Bank, National Association 177 3.58% $2,490
NEWREZ LLC 174 3.27% $4,406
Nations Lending Corporation 173 3.20% $5,034
Citizens Bank, National Association 154 3.31% $4,474
DRAPER AND KRAMER MORTGAGE CORP. 153 3.18% $4,026
Manufacturers and Traders Trust Company 151 3.37% $4,763
Evolve Bank & Trust 143 3.22% $4,956
HOME POINT FINANCIAL CORPORATION 138 3.44% $5,778
CROSSCOUNTRY MORTGAGE, LLC 130 3.13% $4,370
EMBRACE HOME LOANS, INC. 129 3.30% $4,143
GUARANTEED RATE, INC. 120 3.25% $4,349
PENNYMAC LOAN SERVICES, LLC 114 3.11% $6,021
BETTER MORTGAGE CORPORATION 110 2.99% $4,207
PRIMELENDING, A PLAINSCAPITAL COMPANY 109 3.33% $4,203
BROKER SOLUTIONS, INC. 107 3.13% $4,526
NATIONSTAR MORTGAGE LLC 100 3.45% $5,684
GREENTREE MORTGAGE COMPANY, L.P. 99 3.22% $3,553
PRIMARY RESIDENTIAL MORTGAGE, INC. 96 3.26% $5,091
MOVEMENT MORTGAGE, LLC 93 3.27% $4,409
EMM LOANS LLC 93 3.18% $6,034
Fulton Bank, National Association 88 3.44% $3,718
NFM, INC. 85 3.08% $4,399
TD Bank, National Association 78 3.26% $3,886
Northpointe Bank 67 3.17% $5,061
NAVY FEDERAL CREDIT UNION 64 3.53% $4,903
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 64 3.46% $3,357
AMERICAN FINANCIAL NETWORK, INC. 62 3.37% $3,780
MUTUAL OF OMAHA MORTGAGE, INC. 62 3.12% $3,835
FREEDOM MORTGAGE CORPORATION 57 3.35% $3,102
EAGLE HOME MORTGAGE, LLC 52 3.24% $3,845
TIDEWATER MORTGAGE SERVICES, INC. 42 3.28% $3,709
Truist Bank 39 3.40% $3,653
GSF Mortgage Corporation 37 3.31% $4,193
ENVOY MORTGAGE, LTD 37 3.79% $5,077
FINANCE OF AMERICA MORTGAGE LLC 36 3.48% $4,769
LENDUS, LLC 36 3.19% $5,273
U.S. Bank National Association 35 3.44% $3,483
Capital Bank, National Association 32 3.08% $3,714
Mortgage America, Inc. 31 3.44% $4,568
NATIONWIDE MORTGAGE BANKERS, INC. 31 3.17% $5,781
ON Q FINANCIAL, INC. 29 3.38% $4,211
Gateway First Bank 29 3.26% $3,254
Wyndham Capital Mortgage, Inc. 29 3.16% $2,068
Santander Bank, N.A. 29 3.29% $3,820
Flagstar Bank, FSB 29 3.25% $3,563
NBKC BANK 28 3.27% $2,699
ACADEMY MORTGAGE CORPORATION 28 3.35% $3,588
THE BRYN MAWR TRUST COMPANY 27 3.16% $3,352
Dover Federal Credit Union 27 3.22% $4,578
CMG MORTGAGE, INC. 27 3.25% $6,010
SWBC MORTGAGE CORPORATION 27 3.39% $3,615
The Federal Savings Bank 26 3.05% $4,726
APEX HOME LOANS, INC. 25 3.14% $4,391
ALLIED MORTGAGE GROUP, INC. 25 3.29% $4,376
PLAZA HOME MORTGAGE, INC. 25 3.09% $7,051
FIRST HOME MORTGAGE CORPORATION 24 3.30% $5,625
USAA Federal Savings Bank 24 3.67% $4,268
State Financial Network, LLC 23 3.48% $3,055
MORTGAGE ACCESS CORP. 23 3.19% $4,644
SOUTHERN TRUST MORTGAGE, LLC 23 3.23% $5,784
George Mason Mortgage, LLC 22 3.22% $4,400
GUARANTEED RATE AFFINITY, LLC 22 3.15% $3,420
Advisors Mortgage Group, L.L.C. 21 3.08% $4,565
POLICE & FIRE 21 3.42% $2,101
Plains Commerce Bank 19 3.00% $4,454
Sun East Federal Credit Union 19 3.22% $4,184
Citibank, National Association 19 3.08% $4,866
ABSOLUTE HOME MORTGAGE CORPORATION 19 3.10% $5,820
UNION HOME MORTGAGE CORP. 19 3.34% $4,549
Florida Capital Bank, National Association 18 3.53% $4,564
PENTAGON FEDERAL CREDIT UNION 18 3.01% $2,300
HOMEBRIDGE FINANCIAL SERVICES, INC. 16 3.11% $5,518
SOFI LENDING CORP. 16 3.18% $3,269
Ally Bank 15 3.10% $5,615
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 15 3.15% $3,634
AMERICAN FEDERAL MORTGAGE CORPORATION 15 3.07% $3,100
Colonial Savings, F.A. 14 3.46% $4,318
TIAA, FSB 14 3.44% $3,774
GUIDANCE RESIDENTIAL, LLC 13 3.24% $4,563
Towne Bank 13 3.06% $3,422
HOMESIDE FINANCIAL, LLC 13 3.32% $5,554
RELIANCE FIRST CAPITAL, LLC 13 3.32% $6,944
FirstBank 13 3.19% $2,467
Carrington Mortgage Services, LLC 12 3.74% $6,909
FRANKLIN MINT 12 3.21% $4,546
TAM Lending Center, Inc 12 3.65% $5,275
First National Bank of Pennsylvania 12 3.23% $4,231
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 12 3.17% $4,906
CITADEL FEDERAL CREDIT UNION 12 3.26% $2,947
Strong Home Mortgage, LLC 11 2.99% $1,980
MDE Home Loans, LLC 11 2.95% $4,401
Mid Penn Bank 11 3.07% $5,800
GUARANTY HOME MORTGAGE CORPORATION 11 3.40% $6,564
Bank of England 11 3.18% $4,229
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 11 3.55% $3,739
SUN WEST MORTGAGE COMPANY, INC. 10 3.11% $1,019
AMERICAN INTERNET MORTGAGE, INC. 10 3.16% $3,747
RAPID MORTGAGE COMPANY 10 3.04% $4,395
IVY MORTGAGE, INC. 10 3.09% $2,763
STEARNS LENDING, LLC 10 3.21% $6,610
ZILLOW HOME LOANS, LLC 9 3.38% $2,702
AMERICAN HERITAGE FCU 9 3.54% $3,032
Equity Prime Mortgage LLC 9 3.08% $4,948
Financial Freedom Mortgage, LLC 9 3.10% $5,598
HOMESPIRE MORTGAGE CORPORATION 9 3.39% $4,302
KELLER MORTGAGE, LLC 9 2.90% $4,057
North American Savings Bank, F.S.B. 9 3.08% $2,610
Philadelphia Mortgage Advisors, Inc. 9 3.07% $3,223
SPRING EQ, LLC 9 2.85% $3,428
TBI MORTGAGE COMPANY 9 3.11% $5,647
TRUMARK FINANCIAL CREDIT UNION 9 3.33% $3,604
Univest Bank and Trust Co. 9 3.17% $4,271
DIRECT MORTGAGE LOANS, LLC 8 2.95% $5,345
PEOPLESBANK, A CODORUS VALLEY COMPANY 8 3.19% $3,798
NATION ONE MORTGAGE CORPORATION 8 3.34% $5,772
Republic Bank 8 2.84% $3,086
1st Colonial Community Bank 8 3.06% $3,386
First Guaranty Mortgage Corporation 8 3.20% $3,314
MCLEAN MORTGAGE CORPORATION 8 2.95% $3,405
InterContinental Capital Group, Inc 8 3.06% $6,223
First Savings Bank 8 3.08% $6,365
Atlantic Coast Mortgage, LLC 7 3.02% $5,463
Triumph Bank 7 3.30% $3,015
PHH Mortgage Corporation 7 3.46% $5,751
Discover Bank 7 5.28% $0
Charles Schwab Bank, SSB 7 2.91% $3,901
ANGEL OAK MORTGAGE SOLUTIONS LLC 7 6.06% $9,832
First Citizens Community Bank 7 2.77% $2,864
Ameris Bank 7 3.03% $3,513
AgFirst Farm Credit Bank 7 3.55% $4,245
First National Bank of America 6 7.44% $6,879
TOWNE MORTGAGE COMPANY 6 2.94% $5,744
Firstrust Savings Bank 6 3.13% $5,830
LEADERONE FINANCIAL CORPORATION 6 2.92% $4,551
Sierra Pacific Mortgage Company, Inc. 6 3.35% $4,826
Farm Credit East, ACA 6 3.19% $5,328
COMMUNITY POWERED 5 3.58% $2,901
CONTOUR MORTGAGE CORPORATION 5 3.03% $5,327
WESTERN EXPRESS LENDING 5 3.03% $4,099
Barrington Bank & Trust Company, N.A. 5 3.30% $3,627
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5 3.22% $3,525
Fifth Third Bank, National Association 5 3.50% $3,031
HOMESTEAD FUNDING CORP. 5 3.08% $4,041
Morgan Stanley Private Bank, National Association 5 3.48% $3,702
Stifel Bank and Trust 5 3.23% $2,729
EQUITY RESOURCES, INC. 5 3.33% $4,033
First Home Bank 5 3.03% $4,791
AmRes Corporation 5 3.14% $4,784
AMERICAN FINANCING CORPORATION 5 3.28% $5,201
Paramount Residential Mortgage Group, Inc. 5 3.40% $4,390
ROYAL UNITED MORTGAGE LLC 5 3.40% $4,837
Cf Bank, National Association 4 3.44% $2,417
Mortgage Network, Inc. 4 3.28% $4,547
First Federal Bank 4 4.06% $7,253
KeyBank National Association 4 3.58% $1,976
ARC HOME LLC 4 3.22% $7,011
OWNERSCHOICE FUNDING, INCORPORATED 4 3.19% $3,118
Investors Bank 4 3.03% $3,587
LENDERFI, INC. 4 2.88% $1,460
TOWER 4 3.38% $7,164
Louviers Federal Credit Union 4 3.38% $2,248
Axos Bank 4 3.50% $2,882
Malvern Bank N.A. 4 3.53% $5,965
MASON MCDUFFIE MORTGAGE CORPORATION 4 3.12% $3,066
OCMBC, INC. 4 4.41% $6,731
Baxter Credit Union 4 3.16% $3,200
1st Constitution Bank 4 2.75% $2,327
BNC National Bank 4 3.03% $3,130
Presidential Bank, FSB 4 3.31% $3,677
MIDWEST LOAN SOLUTIONS, INC. 4 4.00% $3,663
PREMIA MORTGAGE, LLC 4 3.03% $3,442
MLD MORTGAGE INC. 4 3.03% $3,398
KS StateBank 3 3.13% $2,137
First Internet Bank of Indiana 3 3.08% $3,497
First Heritage Mortgage, LLC 3 2.88% $3,339
INTERCOASTAL MORTGAGE COMPANY 3 3.00% $4,722
1ST FINANCIAL, INC. 3 2.91% $4,088
LAKEVIEW LOAN SERVICING, LLC 3 3.96% $5,219
LOANPAL, LLC 3 3.17% $5,357
MidAtlantic Farm Credit, ACA 3 4.33% $3,627
NASA Federal Credit Union 3 2.96% $5,655
DEL-ONE FEDERAL CREDIT UNION 3 4.08% $2,954
WesBanco Bank, Inc. 3 3.63% $4,780
NP, Inc. 3 3.08% $7,027
Paramount Bank 3 2.96% $2,923
Parke Bank 3 3.79% $10,379
Congressional Bank 3 2.67% $3,446
PROVIDENT FUNDING ASSOCIATES, L.P. 3 2.92% $4,161
RUOFF MORTGAGE COMPANY, INC. 3 2.75% $2,696
Aurora Financial, LLC 3 3.00% $2,200
SUCCESS MORTGAGE PARTNERS, INC. 3 3.38% $5,234
The Union Bank Company 3 3.08% $3,777
THRIVENT Federal Credit Union 3 3.25% $3,348
AmeriHome Mortgage Company, LLC 3 3.96% $6,519
AMERICAN FINANCIAL RESOURCES, INC. 3 3.83% $2,560
UBS Bank USA 3 2.79% $6,588
ROUNDPOINT MORTGAGE SERVICING CORPORATION 2 3.81% $1,704
EagleBank 2 2.88% $3,354
FREEDOM CREDIT UNION 2 3.63% $2,957
Goldwater Bank, N.A. 2 2.75% $7,756
Hometown Lenders, Inc. 2 2.75% $4,002
MY MORTGAGE, INC. 2 3.50% $8,487
Hometown Equity Mortgage, LLC 2 5.19% $9,141
Atlantic Union Bank 2 3.06% $4,097
SUN Federal Credit Union 2 4.06% $2,482
Citadel Servicing Corporation 2 4.94% $14,044
MILEND, INC. 2 2.88% $5,238
FIRST SAVINGS MORTGAGE CORPORATION 2 2.94% $7,515
PANORAMA MORTGAGE GROUP, LLC 2 3.88% $4,837
LENOX FINANCIAL MORTGAGE CORPORATION 2 2.81% $3,770
United Nations Federal Credit Union 2 2.88% $2,964
NETWORK CAPITAL FUNDING CORPORATION 2 2.88% $3,652
LAND HOME FINANCIAL SERVICES, INC. 2 3.19% $5,249
FIRST COMMUNITY MORTGAGE, INC. 2 3.63% $3,122
CHERRY CREEK MORTGAGE, LLC 2 3.13% $807
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 2 2.88% $4,055
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 3.63% $4,536
NORTHROP GRUMMAN Federal Credit Union 2 2.88% $3,984
SOVEREIGN LENDING GROUP INCORPORATED 2 3.50% $4,514
Prime Choice Funding Inc. 2 3.19% $5,204
Mortgage Unlimited, L.L.C. 2 3.56% $4,067
Credence Funding Corporation 2 2.88% $2,662
The Huntington National Bank 2 3.68% $3,914
BNY Mellon, National Association 2 2.75% $5,567
Watermark Capital, Inc. 2 3.00% $3,397
DIGITAL Federal Credit Union 2 2.69% $3,081
SIRVA MORTGAGE, INC. 1 4.00% $1,007
BAYSHORE MORTGAGE FUNDING, LLC 1 2.75% $3,579
BAY CAPITAL MORTGAGE CORPORATION 1 3.25% $5,573
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 3.38% $5,274
FIDELITY DIRECT MORTGAGE, LLC 1 3.00% $3,997
Magnolia Bank 1 2.75% $5,838
S&T Bank 1 3.38% $9,056
Low VA Rates, LLC 1 2.50% $2,843
LOANFLIGHT LENDING, LLC 1 3.13% $2,612
Goldman Sachs Bank USA 1 2.80% $7,161
Summit Mortgage Corporation 1 2.88% $4,788
Sunflower Bank, National Association 1 3.49% $2,626
FIRST CHOICE LOAN SERVICES INC. 1 3.63% $2,151
ASSEMBLIES OF GOD Credit Union 1 2.88% $4,050
FIRST FINANCIAL OF MARYLAND 1 3.50% $2,934
The Ephrata National Bank 1 3.50% $3,894
ANDREWS FEDERAL CREDIT UNION 1 2.88% $3,944
The Fidelity Deposit and Discount Bank 1 3.00% $2,623
THE MORTGAGE LINK, INC. 1 2.88% $3,158
GoPrime Mortgage, Inc. 1 2.88% $6,184
Greenbox Loans, Inc. 1 8.00% $6,704
HSBC BANK USA, NATIONAL ASSOCIATION 1 3.38% $3,296
Howard Bank 1 4.38% $4,744
TOTAL MORTGAGE SERVICES, LLC 1 2.99% $2,998
FIRST TECHNOLOGY 1 3.38% $5,681
Waterstone Mortgage Corporation 1 4.25% $18,374
HARBORONE MORTGAGE, LLC 1 3.00% $4,202
GREENWAY MORTGAGE FUNDING CORP. 1 2.88% $2,620
York Traditions Bank 1 3.25% $4,019
First Midwest Bank 1 3.38% $3,868
UNITED MORTGAGE CORP. 1 2.88% $6,437
A&D Mortgage LLC 1 6.63% $7,994
NexBank 1 3.88% $4,765
Deere Employees Credit Union 1 1.88% $3,436
Northwest Bank 1 3.00% $5,381
Northwest Federal Credit Union 1 3.25% $2,588
Academy Bank, National Association 1 2.88% $2,077
OceanFirst Bank, National Association 1 3.00% $4,101
DHI MORTGAGE COMPANY, LTD. 1 3.38% $8,999
Diamond Credit Union 1 3.13% $3,274
OPEN MORTGAGE, LLC 1 3.63% $3,123
USAlliance Federal Credit Union 1 3.13% $3,542
1ST PREFERENCE MORTGAGE CORP. 1 3.25% $5,248
PARKSIDE LENDING, LLC 1 2.63% $4,236
Vellum Mortgage, Inc. 1 2.88% $2,385
Peoples Bank 1 2.75% $4,487
East Coast Capital Corp. 1 3.00% $5,024
PHILADELPHIA 1 3.25% $2,500
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.63% $9,364
CHURCHILL MORTGAGE CORPORATION 1 3.13% $2,621
PLUS RELOCATION MORTGAGE, LLC 1 2.88% $3,317
Mortgage Research Center, LLC 1 2.75% $1,316
Evesham Mortgage, LLC 1 2.88% $4,088
Poli Mortgage Group, Inc. 1 2.13% $2,145
FAMILY FIRST FUNDING LLC 1 2.63% $4,746
CANOPY MORTGAGE, LLC 1 2.75% $1,722
BOND STREET MORTGAGE, LLC 1 3.25% $4,189
PURDUE FEDERAL CREDIT UNION 1 2.50% $3,387
Quaint Oak Mortgage, LLC 1 2.50% $3,054
MID-ISLAND MORTGAGE CORP. 1 3.13% $6,458
Blue Ridge Bank, National Association 1 3.25% $7,650
Raymond James Bank, National Association 1 3.88% $3,435
BHCU 1 2.63% $2,581
Mid-Continent Funding, Inc. 1 2.63% $4,830
RESIDENTIAL HOME FUNDING CORP. 1 2.50% $9,264
BELEM SERVICING LLC 1 2.50% $7,847
Residential Mortgage Solutions, Inc. 1 3.00% $6,497
MICHIGAN MUTUAL, INC. 1 2.88% $4,255
Beeline Loans, Inc. 1 2.63% $1,737
Merchants Bank of Indiana 1 2.88% $5,588

WILMINGTON, DE-MD-NJ's 315 lenders originated 30,960 loans during 2020. The total origination value was $8,194,810,000, with an average loan value of $264,690.

The top WILMINGTON lender as defined by loan originations is PIKE CREEK MORTGAGE SERVICES, INC., with 1,978 loans originated. Their average total fees are $3,852, which is $1,672 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee WILMINGTON lenders (with over 10 loans originated) are SUN WEST MORTGAGE COMPANY, INC. ($1,019), Strong Home Mortgage, LLC ($1,980), Wyndham Capital Mortgage, Inc. ($2,068), POLICE & FIRE ($2,101) and PENTAGON FEDERAL CREDIT UNION ($2,300).

The lowest rate WILMINGTON lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.87%), MDE Home Loans, LLC (2.95%), BETTER MORTGAGE CORPORATION (2.99%), Strong Home Mortgage, LLC (2.99%) and Plains Commerce Bank (3.00%).

WILMINGTON, DE-MD-NJ Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Quicken Loans $263,950,000 $637,300,000 141.4% 7.8%
Pike Creek Mortgage Services, Inc. $321,525,000 $625,260,000 94.5% 7.6%
Freedom Mortgage Corporation $72,250,000 $271,325,000 275.5% 3.3%
Capital One, NA $32,595,000 $245,980,000 654.7% 3.0%
RESIDENTIAL MORTGAGE SERVICES $129,720,000 $237,660,000 83.2% 2.9%
WSFS Bank $157,625,000 $206,555,000 31.0% 2.5%
WELLS FARGO BANK NA $171,635,000 $194,015,000 13.0% 2.4%
PNC BANK NA $163,375,000 $176,840,000 8.2% 2.2%
Meridian Bank $126,390,000 $172,000,000 36.1% 2.1%
United Shore Financial Services LLC $95,900,000 $171,775,000 79.1% 2.1%
FAIRWAY INDEPENDENT MORT CORP $102,460,000 $169,655,000 65.6% 2.1%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $69,780,000 $151,450,000 117.0% 1.8%
M&T Bank $102,430,000 $139,950,000 36.6% 1.7%
loanDepot LLC $46,625,000 $135,060,000 189.7% 1.6%
NVR Mortgage Finance Inc $119,555,000 $129,150,000 8.0% 1.6%
Greystone Servicing Corporation, Inc. $124,820,000 n/a 1.5%
Bank of America NA $78,580,000 $121,150,000 54.2% 1.5%
JPMorgan Chase Bank, NA $85,295,000 $120,090,000 40.8% 1.5%
Huntingdon Valley Bank $58,510,000 $118,410,000 102.4% 1.4%
TRIDENT MORTGAGE COMPANY LP $88,665,000 $111,170,000 25.4% 1.4%
CBNA $80,135,000 $109,940,000 37.2% 1.3%
Cardinal Financial Company LP $28,270,000 $105,595,000 273.5% 1.3%
Caliber Home Loans Inc $61,830,000 $102,355,000 65.5% 1.2%
NEWREZ LLC $31,480,000 $100,960,000 220.7% 1.2%
Nations Lending Corporation $34,485,000 $94,560,000 174.2% 1.2%
PENNYMAC LOAN SERVICES LLC $31,750,000 $94,325,000 197.1% 1.2%
Nationstar Mortgage $48,070,000 $93,585,000 94.7% 1.1%
Amerisave Mortgage Corporation $14,955,000 $89,420,000 497.9% 1.1%
Home Point Financial Corporation $52,830,000 $78,280,000 48.2% 1.0%
Prosperity Home Mortgage LLC $54,770,000 $75,400,000 37.7% 0.9%
Draper and Kramer Mortgage Corp. $26,380,000 $71,470,000 170.9% 0.9%
Artisans' Bank $26,115,000 $70,225,000 168.9% 0.9%
Primary Residential Mortgage Inc. $47,885,000 $70,070,000 46.3% 0.9%
Fulton Bank, NA $55,880,000 $68,375,000 22.4% 0.8%
Embrace Home Loans, Inc. $41,315,000 $68,090,000 64.8% 0.8%
Guaranteed Rate Inc. $45,365,000 $66,435,000 46.4% 0.8%
Evolve Bank & Trust $42,655,000 $66,270,000 55.4% 0.8%
Better Mortgage Corporation $8,405,000 $64,720,000 670.0% 0.8%
TD Bank $31,220,000 $55,105,000 76.5% 0.7%
New American Funding (dba for Broker Solutions Inc) $18,515,000 $53,500,000 189.0% 0.7%
PRIMELENDING $33,180,000 $51,460,000 55.1% 0.6%
Arbor Realty Trust Inc $2,805,000 $51,230,000 1,726.4% 0.6%
Berkadia Commercial Mortgage $50,500,000 n/a 0.6%
MOVEMENT MORTGAGE, LLC $39,015,000 $49,485,000 26.8% 0.6%
NFM, Inc. $8,035,000 $47,575,000 492.1% 0.6%
Greentree Mortgage Company, L.P. $27,575,000 $44,805,000 62.5% 0.5%
Mortgage Research Center LLC $31,190,000 $44,200,000 41.7% 0.5%
NAVY FEDERAL CREDIT UNION $37,015,000 $41,795,000 12.9% 0.5%
E Mortgage Management LLC $15,235,000 $39,855,000 161.6% 0.5%
Aberdeen Proving Ground Federal Credit Union $30,995,000 $38,635,000 24.6% 0.5%
Lakeview Loan Servicing, LLC $10,700,000 $37,700,000 252.3% 0.5%
The Federal Savings Bank $12,650,000 $35,900,000 183.8% 0.4%
Northpointe Bank $14,290,000 $35,870,000 151.0% 0.4%
USAA FEDERAL SAVINGS BANK $32,715,000 $35,580,000 8.8% 0.4%
Valley National Bank $38,125,000 $33,390,000 -12.4% 0.4%
American Financial Network Inc. $25,035,000 $32,405,000 29.4% 0.4%
WALKER & DUNLOP, LLC $31,320,000 n/a 0.4%
Synergy One Lending $5,635,000 $30,130,000 434.7% 0.4%
Police and Fire Federal Credit Union $10,650,000 $29,835,000 180.1% 0.4%
CARRINGTON MORTGAGE SERVICES $24,180,000 $29,755,000 23.1% 0.4%
Eagle Home Mortgage, LLC $29,290,000 $26,035,000 -11.1% 0.3%
KeyBank National Association $41,560,000 $25,710,000 -38.1% 0.3%
Finance of America Mortgage LLC $17,870,000 $25,225,000 41.2% 0.3%
Provident Bank $255,000 $25,050,000 9,723.5% 0.3%
Branch Banking And Trust Co $7,185,000 $24,410,000 239.7% 0.3%
HomeBridge Financial Services, Inc. $14,065,000 $21,930,000 55.9% 0.3%
Shore United Bank $5,360,000 $21,515,000 301.4% 0.3%
The Bryn Mawr Trust Company $25,475,000 $20,775,000 -18.4% 0.3%
Dover Federal Credit Union $1,500,000 $19,225,000 1,181.7% 0.2%
US BANK, N.A. $10,115,000 $19,170,000 89.5% 0.2%
CMG Mortgage Inc. $10,520,000 $18,880,000 79.5% 0.2%
Tidewater Mortgage Services Inc. $7,355,000 $18,755,000 155.0% 0.2%
Allied Mortgage Group Inc $9,090,000 $17,405,000 91.5% 0.2%
AmeriHomeMortgageCompany,LL $3,460,000 $17,250,000 398.6% 0.2%
Nationwide Mortgage Bankers Inc. $10,870,000 $16,815,000 54.7% 0.2%
Plaza Home Mortgage Inc. $8,775,000 $16,805,000 91.5% 0.2%
GSF Mortgage Corporation $8,700,000 $16,550,000 90.2% 0.2%
Sun West Mortgage Company Inc. $2,460,000 $16,345,000 564.4% 0.2%
CAPITAL BANK, NA $1,295,000 $16,265,000 1,156.0% 0.2%
NBKC Bank $8,570,000 $16,220,000 89.3% 0.2%
Guaranteed Rate Affinity LLC $6,475,000 $16,085,000 148.4% 0.2%
New York Community Bank $15,710,000 n/a 0.2%
Village Capital & Investment $1,470,000 $15,345,000 943.9% 0.2%
LendUS LLC dba RPM Mortgage $7,440,000 $15,105,000 103.0% 0.2%
Envoy Mortgage Ltd. $14,820,000 $15,100,000 1.9% 0.2%
First Home Mortgage $4,735,000 $15,100,000 218.9% 0.2%
NewDay Financial LLC dba NewDay USA $4,600,000 $14,885,000 223.6% 0.2%
Wyndham Capital Mortgage $8,850,000 $14,480,000 63.6% 0.2%
Santander Bank N.A. $62,435,000 $14,050,000 -77.5% 0.2%
MORTGAGE AMERICA, INC. $6,225,000 $14,045,000 125.6% 0.2%
On Q Financial Inc. $3,105,000 $13,915,000 348.1% 0.2%
GATEWAY MORTGAGE GROUP $8,365,000 $13,340,000 59.5% 0.2%
Franklin Bank $5,515,000 $13,290,000 141.0% 0.2%
Flagstar Bank $8,230,000 $13,270,000 61.2% 0.2%
Florida Capital Bank National Association $11,015,000 $13,155,000 19.4% 0.2%
Academy Mortgage Corporation $8,950,000 $12,940,000 44.6% 0.2%
SWBC Mortgage Corporation $5,195,000 $12,490,000 140.4% 0.2%
Citibank, N.A. $15,210,000 $11,585,000 -23.8% 0.1%
DEXSTA Federal Credit Union $4,250,000 $10,580,000 148.9% 0.1%
Del-One Federal Credit Union $8,430,000 $10,570,000 25.4% 0.1%
SOUTHERN TRUST MORTGAGE LLC $2,670,000 $10,320,000 286.5% 0.1%
Apex Home Loans $3,670,000 $10,260,000 179.6% 0.1%
George Mason Mortgage LLC $4,315,000 $10,070,000 133.4% 0.1%
AimLoan.com $3,970,000 $9,850,000 148.1% 0.1%
Pentagon Federal Credit Union $3,930,000 $9,495,000 141.6% 0.1%
State Financial Network LLC $8,925,000 $9,445,000 5.8% 0.1%
Weichert Financial Services $6,445,000 $9,445,000 46.5% 0.1%
Investors Bank $3,440,000 $9,405,000 173.4% 0.1%
Reliance First Capital LLC $3,710,000 $9,400,000 153.4% 0.1%
First Guaranty Mortgage Corporation $3,260,000 $9,320,000 185.9% 0.1%
Sun East Federal Credit Union $5,725,000 $9,225,000 61.1% 0.1%
First National Bank of Pennsylvania $5,140,000 $9,125,000 77.5% 0.1%
Advisors Mortgage Group LLC $2,370,000 $8,820,000 272.2% 0.1%
Union Home Mortgage Company $7,775,000 $8,765,000 12.7% 0.1%
American Federal Mortgage Corp. $1,960,000 $8,740,000 345.9% 0.1%
North American Savings Bank $5,060,000 $8,520,000 68.4% 0.1%
Absolute Home Mortgage Corporation $2,225,000 $8,410,000 278.0% 0.1%
Plains Commerce Bank $7,935,000 n/a 0.1%
Ivy Mortgage, Inc. $2,630,000 $7,825,000 197.5% 0.1%
Intercontinental Capital Group, Inc. $2,705,000 $7,660,000 183.2% 0.1%
Direct Mortgage Loans $1,550,000 $7,570,000 388.4% 0.1%
MDE Home Loans LLC $4,570,000 $7,440,000 62.8% 0.1%
TowneBank $5,920,000 $7,320,000 23.6% 0.1%
Equity Prime Mortgage LLC $1,725,000 $7,315,000 324.1% 0.1%
FIRSTRUST BANK $5,500,000 $7,280,000 32.4% 0.1%
Nation One Mortgage Corporatio $4,535,000 $7,190,000 58.5% 0.1%
SoFi Lending Corp $3,420,000 $7,165,000 109.5% 0.1%
TAM Lending Center, Inc $7,095,000 n/a 0.1%
Homespire Mortgage Corporation $4,410,000 $7,050,000 59.9% 0.1%
Sovereign Lending Group, Inc $5,770,000 $7,000,000 21.3% 0.1%
FirstBank $3,455,000 $6,885,000 99.3% 0.1%
Jones Lang LaSalle Multifamily $6,825,000 n/a 0.1%
American Heritage Federal Credit Union $3,940,000 $6,695,000 69.9% 0.1%
Franklin Mint Federal Credit Union $3,245,000 $6,670,000 105.5% 0.1%
First Citizens Community Bank $775,000 $6,595,000 751.0% 0.1%
Harford Bank $3,065,000 $6,460,000 110.8% 0.1%
Citadel Federal Credit Union $5,290,000 $6,350,000 20.0% 0.1%
TIAA, FSB $7,460,000 $6,215,000 -16.7% 0.1%
Homeside Financial LLC $3,110,000 $6,195,000 99.2% 0.1%
Tower Federal Credit Union $4,715,000 $6,190,000 31.3% 0.1%
Philadelphia Mortgage Advisors $8,675,000 $6,175,000 -28.8% 0.1%
Malvern Federal Savings Bank $305,000 $5,825,000 1,809.8% 0.1%
Mid Penn Bank $4,365,000 $5,775,000 32.3% 0.1%
Financial Freedom Mortgage LLC $3,770,000 $5,740,000 52.3% 0.1%
Guidance Residential LLC $1,775,000 $5,735,000 223.1% 0.1%
Atlantic Bay Mortgage Group LLC $1,685,000 $5,685,000 237.4% 0.1%
TruMark Financial Credit Union $4,550,000 $5,680,000 24.8% 0.1%
Oceanside Mortgage Company $2,275,000 $5,570,000 144.8% 0.1%
Colonial Savings $3,505,000 $5,555,000 58.5% 0.1%
PeoplesBank, A Codorus Valley Company $1,030,000 $5,315,000 416.0% 0.1%
American Financial Resources Inc. $2,760,000 $5,290,000 91.7% 0.1%
Guaranty Trust Company $5,165,000 n/a 0.1%
First Savings Bank $3,635,000 $5,060,000 39.2% 0.1%
Bank of England $1,760,000 $4,875,000 177.0% 0.1%
Barrington Bank & Trust $2,680,000 $4,780,000 78.4% 0.1%
MLD Mortgage Inc. $2,215,000 $4,770,000 115.3% 0.1%
First Home Bank $2,020,000 $4,655,000 130.4% 0.1%
UBS Bank USA $1,245,000 $4,640,000 272.7% 0.1%
Paramount Residential Mortgage Group Inc. $5,895,000 $4,550,000 -22.8% 0.1%
Low VA Rates $1,825,000 $4,515,000 147.4% 0.1%
PHH MORTGAGE CORPORATION $3,680,000 $4,480,000 21.7% 0.1%
OceanFirst Bank N.A. $940,000 $4,365,000 364.4% 0.1%
SECU Credit Union $3,000,000 $4,285,000 42.8% 0.1%
K. Hovnanian American Mortgage LLC $3,840,000 $4,265,000 11.1% 0.1%
FIRST BANK $4,205,000 n/a 0.1%
Planet Home Lending LLC $1,730,000 $4,155,000 140.2% 0.1%
Clearpath Lending $1,490,000 $4,150,000 178.5% 0.1%
Sierra Pacific Mortgage $2,895,000 $4,150,000 43.4% 0.1%
SPRING EQ, LLC $925,000 $4,125,000 345.9% 0.1%
Finance of America Commercial LLC $4,100,000 $4,060,000 -1.0% 0.0%
TBI Mortgage Company $8,505,000 $3,815,000 -55.1% 0.0%
AMERIS BANK $3,785,000 n/a 0.0%
Midwest Loan Services Inc $4,210,000 $3,775,000 -10.3% 0.0%
McLean Mortgage Corporation $1,140,000 $3,730,000 227.2% 0.0%
Univest Bank and Trust Co. $950,000 $3,710,000 290.5% 0.0%
BNC NATIONAL BANK $2,600,000 $3,620,000 39.2% 0.0%
Success Mortgage Partners Inc. $510,000 $3,580,000 602.0% 0.0%
Northfield Bank $11,330,000 $3,565,000 -68.5% 0.0%
WEI Mortgage LLC $1,205,000 $3,505,000 190.9% 0.0%
Homestead Funding Corp. $965,000 $3,460,000 258.5% 0.0%
Stearns Lending $1,650,000 $3,340,000 102.4% 0.0%
Louviers FCU $3,420,000 $3,320,000 -2.9% 0.0%
1st Colonial Community Bank $1,410,000 $3,290,000 133.3% 0.0%
Triumph Bank $2,830,000 $3,245,000 14.7% 0.0%
Charles Schwab Bank $3,730,000 $3,180,000 -14.7% 0.0%
Discover Bank $2,400,000 $3,145,000 31.0% 0.0%
Contour Mortgage Corporation $715,000 $3,140,000 339.2% 0.0%
Farm Credit East ACA $1,220,000 $3,100,000 154.1% 0.0%
Keller Mortgage LLC $2,380,000 $3,070,000 29.0% 0.0%
First Internet Bank $2,400,000 $3,060,000 27.5% 0.0%
Towne Mortgage Company $3,055,000 n/a 0.0%
US Mortgage of Florida $3,050,000 n/a 0.0%
Rapid Mortgage Company $5,655,000 $3,025,000 -46.5% 0.0%
Morgan Stanley Private Bank NA $3,545,000 $2,995,000 -15.5% 0.0%
Ark-La-Tex Financial Services LLC $1,065,000 $2,990,000 180.8% 0.0%
Mortgage Solutions of Colorado LLC $640,000 $2,955,000 361.7% 0.0%
LeaderOne Financial Corp. $2,715,000 $2,855,000 5.2% 0.0%
Prime Choice Funding, Inc. $2,655,000 $2,855,000 7.5% 0.0%
Republic Bank $3,275,000 $2,780,000 -15.1% 0.0%
Churchill Mortgage Corporation $400,000 $2,755,000 588.8% 0.0%
Magnolia Bank Incorporated $2,105,000 $2,745,000 30.4% 0.0%
LenderFi, Inc. $235,000 $2,675,000 1,038.3% 0.0%
Chesapeake Bank Of Maryland $1,080,000 $2,605,000 141.2% 0.0%
AGFIRST FARM CREDIT BANK $1,190,000 $2,570,000 116.0% 0.0%
American Financing Corporation $870,000 $2,560,000 194.3% 0.0%
Ardent Federal Credit Union $905,000 $2,525,000 179.0% 0.0%
Sun Federal Credit Union $740,000 $2,480,000 235.1% 0.0%
KS StateBank $1,390,000 $2,385,000 71.6% 0.0%
Community Powered FCU $2,375,000 n/a 0.0%
MidAtlantic Farm Credit $1,020,000 $2,375,000 132.8% 0.0%
Fifth Third Bank $840,000 $2,365,000 181.5% 0.0%
Velocity Commercial Capital LLC $2,140,000 $2,340,000 9.3% 0.0%
Stifel Bank and Trust $400,000 $2,320,000 480.0% 0.0%
BHCU $530,000 $2,295,000 333.0% 0.0%
Parke Bank $1,395,000 $2,280,000 63.4% 0.0%
Premia Mortgage, LLC $5,650,000 $2,280,000 -59.6% 0.0%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $2,230,000 n/a 0.0%
Equity Resources Inc. $3,200,000 $2,230,000 -30.3% 0.0%
Mortgage Lenders of America LLC $690,000 $2,210,000 220.3% 0.0%
First Heritage Mortgage, LLC $920,000 $2,205,000 139.7% 0.0%
AAG $1,585,000 $2,165,000 36.6% 0.0%
Brighton Bank $240,000 $2,060,000 758.3% 0.0%
Angel Oak Mortgage Solutions $1,420,000 $2,025,000 42.6% 0.0%
Mason-McDuffie Mortgage Corporation $225,000 $2,005,000 791.1% 0.0%
Atlantic Coast Mortgage LLC $430,000 $1,955,000 354.7% 0.0%
LoanPal $750,000 $1,955,000 160.7% 0.0%
NEWFIELD NATIONAL BANK $590,000 $1,930,000 227.1% 0.0%
Presidential Bank FSB $510,000 $1,885,000 269.6% 0.0%
M&T REALTY CAPITAL CORPORATION $6,425,000 $1,855,000 -71.1% 0.0%
S&T Bank $1,815,000 n/a 0.0%
The Union Bank Company $520,000 $1,795,000 245.2% 0.0%
Digital Federal Credit Union $1,520,000 $1,725,000 13.5% 0.0%
Waterstone Mortgage Corp $5,500,000 $1,715,000 -68.8% 0.0%
Aurora Financial $1,695,000 n/a 0.0%
Rosedale Federal Savings & Loan $105,000 $1,685,000 1,504.8% 0.0%
OwnersChoice Funding, Inc. $1,030,000 $1,665,000 61.7% 0.0%
Goldwater Bank National Association $1,645,000 n/a 0.0%
American Residential Lending $330,000 $1,610,000 387.9% 0.0%
BNY MELLON, N.A. $1,600,000 n/a 0.0%
Goldman Sachs Bank USA $1,225,000 $1,565,000 27.8% 0.0%
Intercoastal Mortgage Company $895,000 $1,515,000 69.3% 0.0%
Watermark Home Loans $630,000 $1,500,000 138.1% 0.0%
Century Savings Bank $1,685,000 $1,485,000 -11.9% 0.0%
The Ephrata National Bank $335,000 $1,430,000 326.9% 0.0%
Ruoff Home Mortgage $1,420,000 n/a 0.0%
WesBanco Bank, Inc. $1,380,000 n/a 0.0%
Cf Bank National Association $2,865,000 $1,375,000 -52.0% 0.0%
TCF National Bank $260,000 $1,350,000 419.2% 0.0%
Credit Union Mortgage Association Inc. $440,000 $1,335,000 203.4% 0.0%
Baxter Credit Union $25,000 $1,300,000 5,100.0% 0.0%
Alterra Group LLC dba Alterra Home Loans $360,000 $1,295,000 259.7% 0.0%
US Mortgage Corporation $1,105,000 $1,295,000 17.2% 0.0%
Freedom of Maryland Federal Credit Union $575,000 $1,280,000 122.6% 0.0%
LendingHome Funding Corporation $115,000 $1,280,000 1,013.0% 0.0%
United Nations Federal Credit Union $145,000 $1,280,000 782.8% 0.0%
Paramount Bank $1,250,000 n/a 0.0%
Family First Funding LLC $530,000 $1,230,000 132.1% 0.0%
Deepwater Industries Federal Credit Union $1,520,000 $1,205,000 -20.7% 0.0%
Customers Bank $245,000 $1,200,000 389.8% 0.0%
Axos Bank $915,000 $1,190,000 30.1% 0.0%
Provident Funding Associates $2,080,000 $1,190,000 -42.8% 0.0%
Bayshore Mortgage Funding LLC $610,000 $1,185,000 94.3% 0.0%
MLB Residential Lending LLC $860,000 $1,185,000 37.8% 0.0%
Mortgage Network, Inc $1,085,000 $1,160,000 6.9% 0.0%
Bay Capital Mortgage Corporation $1,040,000 $1,100,000 5.8% 0.0%
York Traditions Bank $155,000 $1,095,000 606.5% 0.0%
Finance of America Reverse LLC $815,000 $1,090,000 33.7% 0.0%
First Federal Bank of Kansas City $1,545,000 $1,090,000 -29.4% 0.0%
Network Capital Funding Corporation $1,090,000 n/a 0.0%
James B. Nutter & Company $535,000 $1,070,000 100.0% 0.0%
Huntington National Bank $2,350,000 $1,065,000 -54.7% 0.0%
Accelerate Mortgage $1,050,000 n/a 0.0%
OCMBC Inc. $1,020,000 n/a 0.0%
HOWARD BANK $11,830,000 $990,000 -91.6% 0.0%
Northwest Bank $955,000 n/a 0.0%
Congressional Bank $690,000 $945,000 37.0% 0.0%
Hometown Equity Mortgage LLC $945,000 n/a 0.0%
Milend Inc. $440,000 $940,000 113.6% 0.0%
FREEDOM CREDIT UNION $1,350,000 $925,000 -31.5% 0.0%
21ST MORTGAGE $1,420,000 $915,000 -35.6% 0.0%
FIRST RESOURCE BANK $775,000 $910,000 17.4% 0.0%
First Savings Mortgage Corporation $295,000 $910,000 208.5% 0.0%
LendingOne LLC $770,000 $890,000 15.6% 0.0%
Ukrainian Selfreliance Federal Credit Union $505,000 $885,000 75.2% 0.0%
Universal Mortgage & Finance $1,310,000 $880,000 -32.8% 0.0%
EagleBank $335,000 $875,000 161.2% 0.0%
First Financial of Maryland Federal Credit Union $260,000 $875,000 236.5% 0.0%
SecurityNational Mortgage Company $870,000 n/a 0.0%
NASA Federal Credit Union $350,000 $865,000 147.1% 0.0%
Andrews Federal Credit Union $860,000 n/a 0.0%
Centric Bank $855,000 n/a 0.0%
FIRST NATIONAL BANK OF AMERICA $1,715,000 $855,000 -50.1% 0.0%
Citadel Servicing Corporation $1,000,000 $825,000 -17.5% 0.0%
Michigan Mutual, Inc. DBA MiMutual Mortgage $305,000 $805,000 163.9% 0.0%
First Choice Loan Services Inc. $4,910,000 $780,000 -84.1% 0.0%
Evesham Mortgage $960,000 $770,000 -19.8% 0.0%
Mid-Continent Funding, Inc. $745,000 n/a 0.0%
Semper Home Loans, Inc $165,000 $740,000 348.5% 0.0%
BOKF NA $2,460,000 $730,000 -70.3% 0.0%
Clearview Federal Credit Union $65,000 $730,000 1,023.1% 0.0%
1st Preference Mortgage Corporation $235,000 $725,000 208.5% 0.0%
1st Constitution Bank $145,000 $710,000 389.7% 0.0%
Lenox Financial Mortgage Corp. $710,000 n/a 0.0%
Mid-Island Mortgage Corp. $295,000 $705,000 139.0% 0.0%
HSBC BANK USA, NA $1,285,000 $700,000 -45.5% 0.0%
Benchmark Federal Credit Union $195,000 $680,000 248.7% 0.0%
LIMA ONE CAPITAL, LLC $3,360,000 $680,000 -79.8% 0.0%
Reverse Mortgage Funding LLC $115,000 $680,000 491.3% 0.0%
Royal United Mortgage LLC $375,000 $680,000 81.3% 0.0%
Crescent Mortgage Company $660,000 n/a 0.0%
Cherry Creek Mortgage Co. Inc. $650,000 n/a 0.0%
Meadowbrook Financial Mortgage $275,000 $650,000 136.4% 0.0%
Thrivent Federal Credit Union $35,000 $630,000 1,700.0% 0.0%
First Technology Credit Union $865,000 $590,000 -31.8% 0.0%
Union Bank & Trust $1,725,000 $590,000 -65.8% 0.0%
Dominion Financial Services $745,000 $560,000 -24.8% 0.0%
Lakeview Community Capital, LLC $235,000 $550,000 134.0% 0.0%
Ladera Lending, Inc. $525,000 $535,000 1.9% 0.0%
Land Home Financial Services Inc. $1,615,000 $520,000 -67.8% 0.0%
Norwich Commercial Group Inc $245,000 $510,000 108.2% 0.0%
Bank-Fund Staff Federal Credit Union $35,000 $490,000 1,300.0% 0.0%
Northrop Grumman Federal Credit Union $490,000 n/a 0.0%
First Hope Bank A National Banking Association $485,000 n/a 0.0%
First Midwest Bank $485,000 n/a 0.0%
Nations Reliable Lending, LLC $475,000 n/a 0.0%
Philadelphia Federal Credit Union $1,560,000 $475,000 -69.6% 0.0%
Belem Servicing, LLC dba Patriot Home Mortgage $460,000 n/a 0.0%
Nations Direct Mortgage LLC $285,000 $460,000 61.4% 0.0%
USAlliance Federal Credit Union $105,000 $460,000 338.1% 0.0%
Greenway Mortgage Funding Corp $450,000 n/a 0.0%
Parkside Lending LLC $650,000 $450,000 -30.8% 0.0%
Assemblies Of God Credit Union $445,000 n/a 0.0%
DHI Mortgage Company Limited $275,000 $445,000 61.8% 0.0%
Fidelity Direct Mortgage LLC $925,000 $445,000 -51.9% 0.0%
Third Federal Savings and Loan $980,000 $430,000 -56.1% 0.0%
Alliant Credit Union $185,000 $425,000 129.7% 0.0%
First Heritage Financial LLC $1,345,000 $420,000 -68.8% 0.0%
R M K FINANCIAL CORP $410,000 n/a 0.0%
Triad Financial Services Inc $95,000 $410,000 331.6% 0.0%
Columbia Bank $420,000 $405,000 -3.6% 0.0%
ESSA Bank & Trust $750,000 $405,000 -46.0% 0.0%
Intercap Lending Inc $405,000 n/a 0.0%
Poli Mortgage Group $620,000 $405,000 -34.7% 0.0%
Hometown Lenders LLC $400,000 n/a 0.0%
Sirva Mortgage Inc. $435,000 $400,000 -8.0% 0.0%
Commerce Home Mortgage Inc. $395,000 n/a 0.0%
Centier Bank $60,000 $385,000 541.7% 0.0%
FREEDOM BANK OF VIRGINIA $385,000 n/a 0.0%
Home Loan Investment Bank $170,000 $380,000 123.5% 0.0%
Longbridge Financial, LLC $290,000 $380,000 31.0% 0.0%
First Community Mortgage Inc. $375,000 n/a 0.0%
SOUTH JERSEY FEDERAL CU $605,000 $375,000 -38.0% 0.0%
City Lending Inc $550,000 $365,000 -33.6% 0.0%
Fay Servicing LLC $785,000 $350,000 -55.4% 0.0%
Liberty Home Equity Solutions, Inc. $350,000 n/a 0.0%
Sandy Spring Bank $350,000 n/a 0.0%
Total Mortgage Services LLC $350,000 n/a 0.0%
Residential Home Funding Corp. $215,000 $340,000 58.1% 0.0%
American Home Lending USA LLC $335,000 $335,000 0.0% 0.0%
AmWest Funding Corp. $335,000 n/a 0.0%
Blue Ridge Bank, NA $335,000 n/a 0.0%
Mid America Mortgage Inc. $335,000 n/a 0.0%
LendSure Mortgage Corp $1,385,000 $325,000 -76.5% 0.0%
Quaint Oak Mortgage, LLC $95,000 $325,000 242.1% 0.0%
Justice Federal Credit Union $245,000 $320,000 30.6% 0.0%
KEARNY BANK $305,000 n/a 0.0%
Mortgage Unlimited LLC $300,000 n/a 0.0%
Department of Commerce Federal Credit Union $580,000 $295,000 -49.1% 0.0%
Orrstown Bank $335,000 $295,000 -11.9% 0.0%
RESIDENTIAL HOME MORTGAGE CORPORATION $295,000 n/a 0.0%
Capital Mortgage Services of Texas $285,000 n/a 0.0%
Deere Employees Credit Union $285,000 n/a 0.0%
FIRST NATIONAL BANK OF OMAHA $105,000 $285,000 171.4% 0.0%
Los Angeles Police Federal Credit Union $285,000 n/a 0.0%
HAR-CO Credit Union $280,000 n/a 0.0%
Merchants Bank of Indiana $275,000 n/a 0.0%
Credit Union of New Jersey $270,000 n/a 0.0%
Allied First BankSB $265,000 n/a 0.0%
Dupaco Community Credit Union $265,000 n/a 0.0%
FBC Mortgage LLC $265,000 n/a 0.0%
Tidemark FCU $260,000 n/a 0.0%
National Institutes of Health Federal Credit Union (NIHFCU) $255,000 n/a 0.0%
Prime Mortgage Lending Inc. $255,000 n/a 0.0%
Sunflower Bank, N.A. $255,000 n/a 0.0%
Peoples Bank $330,000 $250,000 -24.2% 0.0%
Secured Investment Corp $250,000 n/a 0.0%
ALERUS FINANCIAL NA $245,000 n/a 0.0%
Genisys Credit Union $65,000 $245,000 276.9% 0.0%
Member First Mortgage LLC $3,590,000 $245,000 -93.2% 0.0%
NMSI Inc $245,000 n/a 0.0%
NRL Federal Credit Union $345,000 $245,000 -29.0% 0.0%
Nudge Funding LLC $245,000 n/a 0.0%
PLUS RELOCATION MORTGAGE, LLC $245,000 n/a 0.0%
BayCoast Bank $240,000 n/a 0.0%
Arundel Federal Savings Bank $235,000 n/a 0.0%
Texana Bank, N.A. $235,000 n/a 0.0%
Evansville Teachers Federal Credit Union $295,000 $225,000 -23.7% 0.0%
First Alliance Home Mortgage $225,000 n/a 0.0%
Northwest Federal Credit Union $810,000 $225,000 -72.2% 0.0%
SoFi Mortgage, LLC $225,000 n/a 0.0%
Teachers Federal Credit Union $225,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC $625,000 $220,000 -64.8% 0.0%
First Florida Credit Union $215,000 n/a 0.0%
Purdue Federal Credit Union $215,000 n/a 0.0%
Quorum Federal Credit Union $210,000 $215,000 2.4% 0.0%
United Security Financial $205,000 n/a 0.0%
Athas Capital Group $810,000 $195,000 -75.9% 0.0%
Fidelity Bank $355,000 $195,000 -45.1% 0.0%
Greenbox Loans Inc. $195,000 n/a 0.0%
MECU of Baltimore Inc. $195,000 $195,000 0.0% 0.0%
AmeriServ Financial Bank $185,000 n/a 0.0%
SEVERN SAVINGS BANK $185,000 n/a 0.0%
Bond Street Mortgage $385,000 $175,000 -54.5% 0.0%
Raymond James Bank National Association $285,000 $165,000 -42.1% 0.0%
ABCO FEDERAL CREDIT UNION $155,000 n/a 0.0%
Academy Bank NA $155,000 n/a 0.0%
First Atlantic Federal Credit $35,000 $155,000 342.9% 0.0%
Summit Mortgage Corporation $205,000 $155,000 -24.4% 0.0%
United Mortgage Corp $275,000 $155,000 -43.6% 0.0%
Fairfax County Federal Credit Union $150,000 n/a 0.0%
East Coast Capital Corporation $145,000 n/a 0.0%
Diamond Credit Union $45,000 $135,000 200.0% 0.0%
Open Mortgage LLC $135,000 n/a 0.0%
State Farm Bank $1,400,000 $130,000 -90.7% 0.0%
CORNERSTONE HOME LENDING, INC. $135,000 $125,000 -7.4% 0.0%
Somerset Savings Bank SLA $125,000 n/a 0.0%
TJC Mortgage, Inc. $125,000 n/a 0.0%
AmeriChoice Federal Credit Union $185,000 $115,000 -37.8% 0.0%
Atlanta Postal Credit Union $135,000 $115,000 -14.8% 0.0%
HomeTrust Bank $115,000 n/a 0.0%
State Department Federal Credit Union $370,000 $110,000 -70.3% 0.0%
A&D Mortgage LLC $105,000 n/a 0.0%
The Fidelity Deposit and Discount Bank $225,000 $105,000 -53.3% 0.0%
Community First National Bank $95,000 n/a 0.0%
HarborOne Mortgage LLC $95,000 n/a 0.0%
Farmers Insurance Group Federal Credit Union $85,000 n/a 0.0%
Members 1st Federal Credit Union $590,000 $85,000 -85.6% 0.0%
MIDWEST COMMUNITY BANK $75,000 n/a 0.0%
United States Senate Federal Credit Union $285,000 $75,000 -73.7% 0.0%
Bank of Whittier, Na $460,000 $65,000 -85.9% 0.0%
Glendenning Mortgage Corporation $65,000 n/a 0.0%
Allegacy Federal Credit Union $75,000 $55,000 -26.7% 0.0%
Bethpage Federal Credit Union $540,000 $55,000 -89.8% 0.0%
Credit Human Federal Credit Union $15,000 $55,000 266.7% 0.0%
Point Breeze Credit Union $450,000 $55,000 -87.8% 0.0%
Corporate America Family CU $45,000 n/a 0.0%
First Credit Corporation $115,000 $45,000 -60.9% 0.0%
Eagle One Federal Credit Union $760,000 $35,000 -95.4% 0.0%
Park Lane Finance SolutionsLLC $35,000 n/a 0.0%
Connexus Credit Union $25,000 n/a 0.0%
MidFirst Bank $15,000 n/a 0.0%

WILMINGTON's top lender by overall market share is Quicken Loans, with 7.8% market share. In second place, with 7.6%, is Pike Creek Mortgage Services, Inc., having originated $625,260,000 in loans. In third place, with 3.3%, is Freedom Mortgage Corporation, having originated $271,325,000 in loans. In third place, with 3.0%, is Capital One, NA, having originated $245,980,000 in loans. In third place, with 2.9%, is RESIDENTIAL MORTGAGE SERVICES, having originated $237,660,000 in loans.


WILMINGTON, DE-MD-NJ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 15,171 $4,259,155,000 $280,743
Home Purchase 10,715 $2,939,795,000 $274,363
Cash Out Refi 3,328 $817,060,000 $245,511
Home Improvement 1,161 $105,975,000 $91,279
Other 584 $72,790,000 $124,640
NA 1 $35,000 $35,000

Wilmington's most frequently cited loan purpose was Refi, with 15,171 originations. The 2nd most popular reason was Home Purchase, with 10,715 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 12,747 $3,265,555,000 $256,182
2.5-3% 11,588 $3,170,520,000 $273,604
<2.5% 3,013 $787,035,000 $261,213
4-5% 1,863 $345,115,000 $185,247
5-6% 554 $53,300,000 $96,209
6-7% 227 $17,905,000 $78,877
Over 8% 144 $11,900,000 $82,639
7-8% 83 $5,855,000 $70,542

During 2020, Wilmington's most frequently originated rate bucket was 3-4%, with 12,747 originations.

Loan Sizing (WILMINGTON, DE-MD-NJ MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 16,741 $4,672,125,000 $279,083
$100k-200k 9,063 $1,416,015,000 $156,241
$100,000 or less 2,658 $151,010,000 $56,813
$400k-600k 2,242 $1,023,320,000 $456,432
$600k-1000k 142 $104,250,000 $734,155
$Over $1MM 114 $828,090,000 $7,263,947

WILMINGTON's loan sizing saw the bucket of loans from $200k-400k with 16,741 originations, totaling $4,672,125,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 12,818 $3,485,240,000 $271,902
60-80% 9,967 $3,167,375,000 $317,786
40-60% 3,091 $685,355,000 $221,726
20-40% 1,443 $172,585,000 $119,602
Under 20% 1,137 $59,725,000 $52,529
Over 100% 347 $111,575,000 $321,542

WILMINGTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 12,818 originations, totaling $3,485,240,000 in origination value.