WILMINGTON Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Wilmington averaged 4.68% for the week of 2022-03-24, compared to the national average of 4.42% for the same period.

The average rate for the prior week (2022-03-17) was 4.32% and one month ago for the week of 2022-02-17, the average rate was 3.88%.

Wilmington's average rate one year ago was 3.61%.

For refis of the same type during the week of 2022-03-24, the average rate was 4.28%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-03-24 4.42%
Wilmington 30 Year Fixed Rate 2022-03-24 4.68%
Wilmington 30 Year Fixed Rate Refi 2022-03-24 4.28%
Wilmington 15 Year Fixed Rate 2022-03-24 4.01%
Wilmington 15 Year Fixed Rate Refi 2022-03-24 3.65%
Wilmington 30 Year FHA 2022-03-24 4.95%
Wilmington 30 Year FHA Refi 2022-03-24 4.46%
Wilmington 30 Year USDA 2022-03-24 4.51%
Wilmington 30 Year USDA Refi 2022-03-24 4.33%
Wilmington 30 Year VA 2022-03-24 4.51%
Wilmington 30 Year VA Refi 2022-03-24 4.28%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WILMINGTON, DE-MD-NJ.

WILMINGTON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the WILMINGTON, DE-MD-NJ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 1,369 3.08% $5,328
PIKE CREEK MORTGAGE SERVICES, INC. 1,020 4.11% $4,961
Wells Fargo Bank 492 3.15% $3,915
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 482 3.16% $5,092
UNITED WHOLESALE MORTGAGE, LLC 430 3.02% $4,890
Prosperity Home Mortgage, LLC 421 3.15% $4,286
LOANDEPOT.COM, LLC 406 2.98% $4,688
RESIDENTIAL MORTGAGE SERVICES, INC. 406 3.04% $4,506
Wilmington Savings Fund Society, FSB 394 3.11% $3,516
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 337 3.27% $5,082
Bank of America 308 2.74% $3,106
AMERISAVE MORTGAGE CORPORATION 305 2.92% $5,321
Meridian Bank Corporation 301 3.23% $4,743
JPMorgan Chase Bank 290 2.99% $3,208
Huntingdon Valley Bank 262 3.13% $5,332
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 245 3.13% $5,174
NVR Mortgage Finance, Inc. 240 3.07% $6,242
BETTER MORTGAGE CORPORATION 232 2.88% $3,708
Nations Lending Corporation 209 3.14% $5,968
Mr. Cooper ( Nationstar Mortgage ) 193 3.32% $5,459
PENNYMAC LOAN SERVICES, LLC 191 3.14% $5,558
NEWREZ LLC 188 3.12% $4,801
GUARANTEED RATE, INC. 160 3.05% $4,624
CROSSCOUNTRY MORTGAGE, LLC 159 3.13% $5,095
Evolve Bank & Trust 158 3.18% $5,563
Manufacturers and Traders Trust Company 158 3.10% $4,474
CALIBER HOME LOANS, INC. 157 3.09% $4,354
PNC Bank 156 3.04% $3,913
Citizens Bank 154 3.03% $4,741
EMBRACE HOME LOANS, INC. 149 3.17% $4,386
HOME POINT FINANCIAL CORPORATION 145 2.98% $5,139
DRAPER AND KRAMER MORTGAGE CORP. 132 3.01% $4,015
BROKER SOLUTIONS, INC. 130 3.17% $4,733
NFM, INC. 122 3.13% $4,640
MOVEMENT MORTGAGE, LLC 120 3.09% $4,346
PRIMELENDING, A PLAINSCAPITAL COMPANY 119 3.21% $4,662
EMM LOANS LLC 117 3.14% $6,496
AMERICAN FINANCIAL NETWORK, INC. 107 3.25% $12,407
FREEDOM MORTGAGE CORPORATION 105 3.13% $2,698
Fulton Bank 101 3.20% $4,029
GREENTREE MORTGAGE COMPANY, L.P. 91 3.10% $3,768
NAVY FEDERAL CREDIT UNION 89 3.66% $4,752
PRIMARY RESIDENTIAL MORTGAGE, INC. 86 3.29% $4,925
Northpointe Bank 85 3.11% $5,240
FINANCE OF AMERICA MORTGAGE LLC 84 3.18% $4,167
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 79 3.19% $3,221
TD Bank 75 3.03% $4,263
First Home Bank 71 3.08% $5,735
MUTUAL OF OMAHA MORTGAGE, INC. 70 3.19% $4,320
Keystone Funding, Inc. 69 3.03% $4,903
GUARANTEED RATE AFFINITY, LLC 65 3.07% $3,736
GUILD MORTGAGE COMPANY 60 3.27% $4,643
ABSOLUTE HOME MORTGAGE CORPORATION 58 3.24% $5,104
The Federal Savings Bank 45 3.14% $6,241
Truist Bank 45 3.03% $4,227
ZILLOW HOME LOANS, LLC 43 3.06% $3,551
U.S. Bank 41 3.21% $3,954
ACADEMY MORTGAGE CORPORATION 40 3.12% $3,576
Chicago Mortgage Solutions LLC 40 2.90% $2,045
NATIONWIDE MORTGAGE BANKERS, INC. 39 3.18% $6,082
Princeton Mortgage Corporation 39 3.03% $6,628
PLAZA HOME MORTGAGE, INC. 39 2.96% $6,045
TIDEWATER MORTGAGE SERVICES, INC. 38 3.24% $4,363
MDE Home Loans, LLC 35 2.82% $4,849
LENDUS, LLC 35 3.09% $5,597
State Financial Network, LLC 34 3.10% $3,162
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 34 3.09% $5,801
Citibank 33 2.91% $5,298
Ally Bank 32 2.98% $5,196
CMG MORTGAGE, INC. 32 3.22% $5,195
Flagstar Bank, FSB 32 3.17% $3,964
FIRST HOME MORTGAGE CORPORATION 32 3.23% $5,638
HOMESIDE FINANCIAL, LLC 32 3.15% $5,451
MORTGAGE ACCESS CORP. 31 3.30% $4,301
PENTAGON FEDERAL CREDIT UNION 31 2.84% $3,281
SOUTHERN TRUST MORTGAGE, LLC 31 3.26% $2,999
Carrington Mortgage Services, LLC 29 3.59% $5,887
GSF Mortgage Corporation 28 3.22% $4,989
SWBC MORTGAGE CORPORATION 28 3.17% $3,414
Gateway First Bank 26 3.21% $3,841
POLICE & FIRE 25 3.18% $2,543
HOMEBRIDGE FINANCIAL SERVICES, INC. 25 3.09% $6,224
LAKEVIEW LOAN SERVICING, LLC 25 3.33% $3,544
Advisors Mortgage Group, L.L.C. 25 3.19% $4,043
Wyndham Capital Mortgage, Inc. 24 2.91% $1,756
UNION HOME MORTGAGE CORP. 24 3.02% $4,599
PHH Mortgage Corporation 23 3.19% $5,789
Florida Capital Bank 22 3.11% $3,937
MCLEAN MORTGAGE CORPORATION 22 3.21% $3,975
Santander Bank, N.A. 22 2.89% $3,671
InterContinental Capital Group, Inc 21 3.15% $4,731
AmeriHome Mortgage Company, LLC 21 3.33% $4,244
Plains Commerce Bank 21 3.20% $4,288
Mortgage America, Inc. 21 3.32% $4,359
AmRes Corporation 21 3.11% $3,424
NBKC BANK 19 3.05% $2,357
APEX HOME LOANS, INC. 18 3.12% $4,960
SOFI LENDING CORP. 18 3.22% $4,068
GUIDANCE RESIDENTIAL, LLC 18 3.04% $5,041
RESIDENTIAL BANCORP. 17 3.01% $4,855
Towne Bank 17 3.05% $3,941
NATION ONE MORTGAGE CORPORATION 16 3.52% $5,681
ALLIED MORTGAGE GROUP, INC. 16 3.22% $4,356
Strong Home Mortgage, LLC 16 2.91% $2,104
Atlantic Home Loans, Inc. 15 3.15% $4,291
First National Bank of America 15 7.34% $9,373
George Mason Mortgage, LLC 15 3.02% $4,047
Paramount Residential Mortgage Group, Inc. 14 3.38% $5,364
CITADEL FEDERAL CREDIT UNION 14 3.20% $3,089
Dover Federal Credit Union 14 3.31% $4,443
North American Savings Bank, F.S.B. 13 2.86% $1,730
ACCELERATE MORTGAGE, LLC 13 2.85% $6,758
ENVOY MORTGAGE, LTD 13 3.19% $4,943
SUN WEST MORTGAGE COMPANY, INC. 13 3.06% $4,231
STEARNS LENDING, LLC 13 3.06% $4,203
DIRECT MORTGAGE LOANS, LLC 13 3.20% $5,924
AMERICAN INTERNET MORTGAGE, INC. 13 2.81% $3,090
First Guaranty Mortgage Corporation 12 3.27% $5,198
Mid Penn Bank 12 3.09% $4,488
Quontic Bank 12 5.44% $9,064
Sun East Federal Credit Union 12 2.93% $4,765
AMERICAN FEDERAL MORTGAGE CORPORATION 12 2.71% $3,557
FirstBank 12 2.80% $2,709
Acre Mortgage and Financial Inc 12 3.27% $4,736
DEL-ONE FEDERAL CREDIT UNION 12 3.45% $2,693
ROUNDPOINT MORTGAGE SERVICING CORPORATION 12 3.15% $3,607
Mortgage Research Center, LLC 11 2.70% $6,420
IVY MORTGAGE, INC. 11 3.06% $2,971
Financial Freedom Mortgage, LLC 11 3.19% $6,625
Louviers Federal Credit Union 11 2.94% $2,890
EAGLE HOME MORTGAGE, LLC 11 2.83% $4,503
USAA Federal Savings Bank 11 3.08% $3,879
AMERICAN HERITAGE FCU 11 3.42% $3,307
Philadelphia Mortgage Advisors, Inc. 11 3.07% $4,384
Sierra Pacific Mortgage Company, Inc. 11 3.10% $4,412
FRANKLIN MINT 10 3.15% $4,160
KELLER MORTGAGE, LLC 10 2.96% $2,614
SUCCESS MORTGAGE PARTNERS, INC. 10 3.11% $5,516
SPRING EQ, LLC 10 3.08% $1,026
RELIANCE FIRST CAPITAL, LLC 9 3.62% $6,868
Colonial Savings, F.A. 9 3.17% $4,315
THE BRYN MAWR TRUST COMPANY 9 2.93% $3,762
ARC HOME LLC 8 3.88% $11,222
Univest Bank and Trust Co. 8 3.31% $4,487
Discover Bank 8 4.24% $0
AMERICAN FINANCING CORPORATION 8 2.94% $5,210
Parke Bank 8 4.02% $12,918
NETWORK CAPITAL FUNDING CORPORATION 8 3.55% $3,991
Credence Funding Corporation 8 3.05% $5,529
Equity Prime Mortgage LLC 7 3.18% $6,850
1st Colonial Community Bank 7 2.93% $3,636
Farm Credit East, ACA 7 3.63% $5,811
LOANPAL, LLC 7 3.23% $6,784
TOWNE MORTGAGE COMPANY 7 3.48% $7,925
OWNERSCHOICE FUNDING, INCORPORATED 7 3.46% $2,603
First Savings Bank 7 2.96% $8,666
DIGITAL Federal Credit Union 7 2.91% $4,314
TRUMARK FINANCIAL CREDIT UNION 7 2.82% $3,671
LEADERONE FINANCIAL CORPORATION 7 3.14% $6,134
PEOPLESBANK, A CODORUS VALLEY COMPANY 7 3.02% $4,504
BNC National Bank 7 2.88% $3,343
Firstrust Savings Bank 6 3.13% $6,765
Cf Bank 6 2.79% $2,819
EVERETT FINANCIAL, INC. 6 3.56% $2,455
FIRST ALLIANCE HOME MORTGAGE, LLC 6 2.88% $3,327
Capital Bank 6 2.89% $3,666
CANOPY MORTGAGE, LLC 6 3.00% $2,793
FIDELITY DIRECT MORTGAGE, LLC 6 3.29% $6,294
ANGEL OAK MORTGAGE SOLUTIONS LLC 6 5.31% $10,260
PLANET HOME LENDING, LLC 6 3.25% $1,858
HOMESTEAD FUNDING CORP. 6 2.71% $3,830
MidAtlantic Farm Credit, ACA 6 4.79% $5,477
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 6 3.12% $4,975
First National Bank of Pennsylvania 6 2.94% $4,739
Presidential Bank, FSB 5 3.25% $6,999
TIAA, FSB 5 3.20% $2,348
The Huntington National Bank 5 3.42% $4,642
HOMESPIRE MORTGAGE CORPORATION 5 3.03% $4,369
PREMIA MORTGAGE, LLC 5 2.82% $903
Atlantic Coast Mortgage, LLC 5 2.93% $4,414
Republic Bank 4 2.97% $5,358
Fifth Third Bank 4 3.16% $5,100
Hometown Lenders, Inc. 4 3.37% $8,000
ROYAL UNITED MORTGAGE LLC 4 3.41% $6,220
LADERA LENDING, INC. 4 2.94% $2,626
COMMUNITY POWERED 4 3.31% $3,233
Home Mortgage Alliance Corp 4 3.31% $6,754
SOVEREIGN LENDING GROUP INCORPORATED 4 2.78% $6,891
CONTOUR MORTGAGE CORPORATION 4 3.34% $5,060
Bank of England 4 3.50% $4,685
GUARANTY HOME MORTGAGE CORPORATION 4 4.38% $3,223
CREDIT UNION MORTGAGE ASSOCIATION, INC. 4 2.50% $5,175
Triumph Bank 4 2.81% $3,852
Evesham Mortgage, LLC 4 3.13% $4,695
1ST PREFERENCE MORTGAGE CORP. 4 3.25% $6,616
Morgan Stanley Private Bank 4 2.61% $4,625
NJ LENDERS CORP. 4 2.97% $3,731
ON Q FINANCIAL, INC. 4 3.13% $3,796
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 3.31% $6,500
BAYSHORE MORTGAGE FUNDING, LLC 3 3.29% $4,079
First Citizens Community Bank 3 2.92% $2,845
First Federal Bank 3 3.04% $5,964
FIRST FINANCIAL OF MARYLAND 3 2.96% $2,538
FIRST HERITAGE FINANCIAL, LLC 3 3.21% $3,305
First Heritage Mortgage, LLC 3 2.79% $6,276
FIRST SAVINGS MORTGAGE CORPORATION 3 3.08% $5,537
DEEPHAVEN MORTGAGE LLC 3 5.33% $22,677
Greenbox Loans, Inc. 3 6.21% $10,949
KeyBank 3 2.91% $3,828
Charles Schwab Bank, SSB 3 2.28% $3,590
Center City Mortgage and Investments LLC 3 2.95% $3,879
MLB RESIDENTIAL LENDING, LLC 3 3.04% $5,849
NASA Federal Credit Union 3 2.88% $5,811
NEW DAY FINANCIAL, LLC 3 2.91% $3,414
Baxter Credit Union 3 3.00% $3,377
Aurora Financial, LLC 3 3.04% $2,670
RESIDENTIAL HOME FUNDING CORP. 3 3.04% $5,917
Ameris Bank 3 3.04% $3,985
RUOFF MORTGAGE COMPANY, INC. 3 2.88% $3,186
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 3 3.00% $3,234
THE MORTGAGE LINK, INC. 3 3.00% $4,057
UBS Bank USA 3 2.79% $8,742
AgFirst Farm Credit Bank 3 3.42% $4,727
AFFINITY 3 2.92% $2,473
BHCU 2 2.44% $3,608
Beeline Loans, Inc. 2 3.00% $1,455
NMSI, INC. 2 2.69% $6,897
Waterstone Mortgage Corporation 2 1.44% $2,224
Northwest Federal Credit Union 2 3.06% $3,080
NP, Inc. 2 3.25% $4,584
OceanFirst Bank 2 3.00% $2,709
OCEANSIDE MORTGAGE COMPANY 2 3.13% $3,814
MASON MCDUFFIE MORTGAGE CORPORATION 2 3.31% $3,317
Orrstown Bank 2 3.81% $3,938
Magnolia Bank 2 3.12% $8,655
LENDERFI, INC. 2 2.50% $3,255
LAND HOME FINANCIAL SERVICES, INC. 2 3.12% $4,151
PHILADELPHIA 2 2.88% $2,794
CIBC Bank USA 2 3.06% $3,892
EagleBank 2 2.81% $3,517
Citadel Servicing Corporation 2 5.69% $10,804
City National Bank 2 3.43% $3,601
JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. 2 2.75% $5,027
Ixonia Bank 2 2.50% $5,783
Prime Choice Funding Inc. 2 3.31% $7,652
Civista Bank 2 3.31% $2,897
INTERCOASTAL MORTGAGE COMPANY 2 2.94% $4,895
RAPID MORTGAGE COMPANY 2 3.44% $4,387
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 2 2.69% $12,233
WesBanco Bank, Inc. 2 2.88% $6,147
WESTERN EXPRESS LENDING 2 2.94% $4,928
SECURITYNATIONAL MORTGAGE COMPANY 2 3.88% $4,317
SEVERN SAVINGS BANK, FSB DBA SEVERN BANK 2 3.00% $4,982
SIRVA MORTGAGE, INC. 2 2.81% $2,317
CRESCENT MORTGAGE COMPANY 2 3.06% $3,795
Stifel Bank and Trust 2 2.94% $2,447
Goldwater Bank, N.A. 2 2.88% $12,707
GET A RATE LLC 2 2.63% $3,132
The Union Bank Company 2 3.31% $5,911
DHI MORTGAGE COMPANY, LTD. 2 2.99% $6,673
Amalgamated Bank 2 3.00% $4,077
TOTAL MORTGAGE SERVICES, LLC 2 3.00% $4,209
TOWER 2 2.88% $5,058
First Internet Bank of Indiana 2 2.56% $12,229
EQUITY RESOURCES, INC. 2 2.88% $3,214
FAMILY FIRST FUNDING LLC 2 2.75% $3,808
US MORTGAGE CORPORATION 2 3.25% $6,208
MLD MORTGAGE INC. 2 2.81% $3,434
MID-ISLAND MORTGAGE CORP. 2 3.44% $7,021
MICHIGAN MUTUAL, INC. 2 3.12% $4,664
PROVIDENT FUNDING ASSOCIATES, L.P. 1 2.75% $2,175
ANDREWS FEDERAL CREDIT UNION 1 3.25% $3,687
FIRST COMMUNITY MORTGAGE, INC. 1 3.25% $3,687
Blue Ridge Bank 1 2.75% $3,700
Raymond James Bank 1 2.75% $4,879
York Traditions Bank 1 3.38% $6,452
INLAND BANK & TRUST 1 2.88% $2,736
Reliant Bank 1 2.75% $5,733
HSBC BANK USA, NATIONAL ASSOCIATION 1 3.00% $2,464
AmeriServ Financial Bank 1 2.63% $3,337
UNITED MORTGAGE CORP. 1 3.25% $4,157
United Nations Federal Credit Union 1 2.75% $2,786
Residential Mortgage Solutions, Inc. 1 3.13% $4,293
HOMEXPRESS MORTGAGE CORP. 1 3.38% $26,315
HOME TOWN FUNDING, INC. 1 3.38% $3,093
ESSA Bank & Trust 1 3.10% $5,167
Sandy Spring Bank 1 2.88% $4,962
American Security Mortgage Corp. 1 2.88% $3,009
East Coast Capital Corp. 1 2.88% $4,869
Unity Bank 1 2.50% $2,937
Hometown Equity Mortgage, LLC 1 2.88% $5,414
Financial Funding Solutions, Inc. 1 2.88% $6,566
Columbia Bank 1 3.00% $2,814
Congressional Bank 1 2.63% $3,257
SOUTHPOINT FINANCIAL SERVICES, INC. 1 3.38% $4,152
HOMEAMERICAN MORTGAGE CORPORATION 1 2.75% $3,919
BMO Harris Bank 1 3.00% $6,218
WINGS FINANCIAL 1 2.50% $3,571
Customers Bank 1 3.13% $4,000
S&T Bank 1 3.00% $4,661
DAS Acquisition Company, LLC 1 3.63% $3,560
ADVANCIAL 1 3.13% $4,563
1st Constitution Bank 1 3.25% $2,566
VAN DYK MORTGAGE CORPORATION 1 3.00% $5,160
Summit Mortgage Corporation 1 3.00% $4,885
VANDERBILT MORTGAGE AND FINANCE, INC. 1 3.00% $4,274
GENISYS 1 3.13% $3,177
AMERICAN FINANCIAL RESOURCES, INC. 1 3.25% $3,509
TBI MORTGAGE COMPANY 1 2.75% $4,936
Bethpage Federal Credit Union 1 1.88% $5,314
GENEVA FINANCIAL, LLC 1 2.88% $5,260
CBM Mortgage, Inc. 1 3.13% $4,105
Watermark Capital, Inc. 1 2.50% $3,217
MEMBERS 1ST FEDERAL CREDIT UNION 1 3.00% $3,647
BAY CAPITAL MORTGAGE CORPORATION 1 2.75% $4,087
MEMBER FIRST MORTGAGE, LLC 1 3.25% $3,975
Texana Bank 1 3.38% $4,463
CELEBRITY HOME LOANS, LLC 1 3.25% $10,519
Deere Employees Credit Union 1 1.88% $3,633
The Central Trust Bank 1 2.88% $2,793
The Ephrata National Bank 1 3.25% $3,709
Barrington Bank & Trust Company, N.A. 1 3.00% $3,488
OAKTREE FUNDING CORP. 1 5.75% $9,290
American Airlines Federal Credit Union 1 3.25% $0
FREEDOM CREDIT UNION 1 3.25% $2,852
OCMBC, INC. 1 2.88% $3,005
The Loan Store, Inc. 1 2.75% $8,684
WRIGHT-PATT CREDIT UNION, INC. 1 3.25% $3,715
MORIA DEVELOPMENT, INC. 1 3.37% $5,619
PANORAMA MORTGAGE GROUP, LLC 1 3.38% $2,885
Paramount Bank 1 2.88% $3,073
C & F Mortgage Corporation 1 2.75% $3,763
LENOX FINANCIAL MORTGAGE CORPORATION 1 2.75% $1,670
Peapack-Gladstone Bank 1 3.50% $4,384
Bank of Whittier 1 2.95% $4,421
Third Federal Savings and Loan Association of Cleveland 1 2.24% $5,024
THRIVE MORTGAGE, LLC 1 2.75% $3,598
Bank First, N.A. 1 3.00% $3,375
NATIONWIDE EQUITIES CORPORATION 1 2.88% $6,451
Mortgage Network, Inc. 1 2.88% $4,783
Austin Capital Bank SSB 1 2.99% $4,522
TJC Mortgage, Inc. 1 3.50% $3,421
LAFAYETTE FEDERAL CREDIT UNION 1 2.88% $11,488
KS StateBank 1 3.25% $3,538
MILEND, INC. 1 2.99% $9,791
POINT BREEZE 1 2.90% $2,751
JUSTICE Federal Credit Union 1 3.00% $6,169
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 2.75% $8,558
ALLIANT CREDIT UNION 1 3.38% $3,661
First National Bank of Omaha 1 3.25% $2,641
BOND STREET MORTGAGE, LLC 1 2.50% $3,232
Investors Bank 1 3.00% $3,337
Alerus Financial 1 3.13% $4,512
ANGEL OAK HOME LOANS LLC 1 3.50% $16,674

WILMINGTON, DE-MD-NJ's 354 lenders originated 34,835 loans during 2021. The total origination value was $9,180,815,000, with an average loan value of $263,551.

The top WILMINGTON lender as defined by loan originations is QUICKEN LOANS, LLC, with 1,369 loans originated. Their average total fees are $5,328, which is $367 higher than the next largest lender, PIKE CREEK MORTGAGE SERVICES, INC..

The lowest fee WILMINGTON lenders (with over 10 loans originated) are SPRING EQ, LLC ($1,026), North American Savings Bank, F.S.B. ($1,730), Wyndham Capital Mortgage, Inc. ($1,756), Chicago Mortgage Solutions LLC ($2,045) and Strong Home Mortgage, LLC ($2,104).

The lowest rate WILMINGTON lenders (with over 10 loans originated) are Mortgage Research Center, LLC (2.70%), AMERICAN FEDERAL MORTGAGE CORPORATION (2.71%), Bank of America (2.74%), FirstBank (2.80%) and AMERICAN INTERNET MORTGAGE, INC. (2.81%).

WILMINGTON, DE-MD-NJ Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $637,300,000 $702,970,000 10.3% 7.7%
PIKE CREEK MORTGAGE SERVICES, INC. $625,260,000 $473,850,000 -24.2% 5.2%
FREEDOM MORTGAGE CORPORATION $271,325,000 $266,795,000 -1.7% 2.9%
Wells Fargo Bank $194,015,000 $262,405,000 35.2% 2.9%
Wilmington Savings Fund Society, FSB $206,555,000 $230,485,000 11.6% 2.5%
LOANDEPOT.COM, LLC $135,060,000 $228,015,000 68.8% 2.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $169,655,000 $206,640,000 21.8% 2.3%
UNITED WHOLESALE MORTGAGE, LLC $171,775,000 $193,015,000 12.4% 2.1%
RESIDENTIAL MORTGAGE SERVICES, INC. $237,660,000 $192,310,000 -19.1% 2.1%
PENNYMAC LOAN SERVICES, LLC $94,325,000 $175,910,000 86.5% 1.9%
Meridian Bank Corporation $172,000,000 $172,570,000 0.3% 1.9%
Prosperity Home Mortgage, LLC $75,400,000 $158,540,000 110.3% 1.7%
Citizens Bank $109,940,000 $156,255,000 42.1% 1.7%
JPMorgan Chase Bank $120,090,000 $155,785,000 29.7% 1.7%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $151,450,000 $153,920,000 1.6% 1.7%
NVR Mortgage Finance, Inc. $129,150,000 $151,135,000 17.0% 1.6%
PNC Bank $176,840,000 $147,275,000 -16.7% 1.6%
Bank of America $121,150,000 $143,060,000 18.1% 1.6%
AMERISAVE MORTGAGE CORPORATION $89,420,000 $142,625,000 59.5% 1.6%
Capital One $245,980,000 $141,840,000 -42.3% 1.5%
Mr. Cooper ( Nationstar Mortgage ) $93,585,000 $138,735,000 48.2% 1.5%
NEWREZ LLC $100,960,000 $138,635,000 37.3% 1.5%
Fulton Bank $68,375,000 $133,965,000 95.9% 1.5%
BETTER MORTGAGE CORPORATION $64,720,000 $133,065,000 105.6% 1.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $105,595,000 $132,135,000 25.1% 1.4%
Huntingdon Valley Bank $118,410,000 $129,780,000 9.6% 1.4%
Manufacturers and Traders Trust Company $139,950,000 $119,295,000 -14.8% 1.3%
Nations Lending Corporation $94,560,000 $107,400,000 13.6% 1.2%
GREYSTONE SERVICING COMPANY LLC $124,820,000 $100,575,000 -19.4% 1.1%
CALIBER HOME LOANS, INC. $102,355,000 $99,620,000 -2.7% 1.1%
Arbor Realty Trust, Inc. $51,230,000 $96,005,000 87.4% 1.0%
CROSSCOUNTRY MORTGAGE, LLC $69,390,000 $91,670,000 32.1% 1.0%
HOME POINT FINANCIAL CORPORATION $78,280,000 $86,165,000 10.1% 0.9%
Evolve Bank & Trust $66,270,000 $83,755,000 26.4% 0.9%
GUARANTEED RATE, INC. $66,435,000 $82,800,000 24.6% 0.9%
EMBRACE HOME LOANS, INC. $68,090,000 $80,475,000 18.2% 0.9%
LAKEVIEW LOAN SERVICING, LLC $37,700,000 $72,335,000 91.9% 0.8%
Mortgage Research Center, LLC $44,200,000 $67,620,000 53.0% 0.7%
PRIMARY RESIDENTIAL MORTGAGE, INC. $70,070,000 $64,810,000 -7.5% 0.7%
Investors Bank $9,405,000 $64,510,000 585.9% 0.7%
DRAPER AND KRAMER MORTGAGE CORP. $71,470,000 $63,515,000 -11.1% 0.7%
NFM, INC. $47,575,000 $58,925,000 23.9% 0.6%
MOVEMENT MORTGAGE, LLC $49,485,000 $57,405,000 16.0% 0.6%
EMM LOANS LLC $39,855,000 $57,015,000 43.1% 0.6%
BROKER SOLUTIONS, INC. $53,500,000 $54,460,000 1.8% 0.6%
AMERICAN FINANCIAL NETWORK, INC. $32,405,000 $54,130,000 67.0% 0.6%
New York Community Bank $15,710,000 $53,015,000 237.5% 0.6%
NAVY FEDERAL CREDIT UNION $41,795,000 $51,155,000 22.4% 0.6%
Artisans' Bank $70,225,000 $49,170,000 -30.0% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $51,460,000 $46,065,000 -10.5% 0.5%
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION $38,635,000 $43,905,000 13.6% 0.5%
TD Bank $55,105,000 $43,845,000 -20.4% 0.5%
Northpointe Bank $35,870,000 $41,965,000 17.0% 0.5%
GREENTREE MORTGAGE COMPANY, L.P. $44,805,000 $41,125,000 -8.2% 0.4%
The Federal Savings Bank $35,900,000 $38,405,000 7.0% 0.4%
FINANCE OF AMERICA MORTGAGE LLC $25,225,000 $37,945,000 50.4% 0.4%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $36,530,000 n/a 0.4%
Keystone Funding, Inc. $34,555,000 n/a 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $30,130,000 $33,845,000 12.3% 0.4%
WALKER & DUNLOP, LLC $31,320,000 $31,285,000 -0.1% 0.3%
Carrington Mortgage Services, LLC $29,755,000 $30,045,000 1.0% 0.3%
GUILD MORTGAGE COMPANY $29,350,000 n/a 0.3%
GUARANTEED RATE AFFINITY, LLC $16,085,000 $29,345,000 82.4% 0.3%
First Home Bank $4,655,000 $29,225,000 527.8% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $21,930,000 $29,225,000 33.3% 0.3%
ABSOLUTE HOME MORTGAGE CORPORATION $8,410,000 $25,680,000 205.4% 0.3%
Truist Bank $24,410,000 $25,075,000 2.7% 0.3%
POLICE & FIRE $29,835,000 $24,730,000 -17.1% 0.3%
NEW DAY FINANCIAL, LLC $14,885,000 $23,860,000 60.3% 0.3%
PENTAGON FEDERAL CREDIT UNION $9,495,000 $23,765,000 150.3% 0.3%
U.S. Bank $19,170,000 $22,890,000 19.4% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $15,345,000 $21,720,000 41.5% 0.2%
Chicago Mortgage Solutions LLC $1,125,000 $21,505,000 1,811.6% 0.2%
Citibank $11,585,000 $21,150,000 82.6% 0.2%
Provident Bank $25,050,000 $21,010,000 -16.1% 0.2%
PLAZA HOME MORTGAGE, INC. $16,805,000 $20,520,000 22.1% 0.2%
MDE Home Loans, LLC $7,440,000 $19,920,000 167.7% 0.2%
ACADEMY MORTGAGE CORPORATION $12,940,000 $19,800,000 53.0% 0.2%
FIRST HOME MORTGAGE CORPORATION $15,100,000 $19,400,000 28.5% 0.2%
USAA Federal Savings Bank $35,580,000 $18,435,000 -48.2% 0.2%
TIDEWATER MORTGAGE SERVICES, INC. $18,755,000 $18,185,000 -3.0% 0.2%
Wyndham Capital Mortgage, Inc. $14,480,000 $17,690,000 22.2% 0.2%
Flagstar Bank, FSB $13,270,000 $17,645,000 33.0% 0.2%
SOUTHERN TRUST MORTGAGE, LLC $10,320,000 $17,560,000 70.2% 0.2%
LENDUS, LLC $15,105,000 $17,495,000 15.8% 0.2%
AmeriHome Mortgage Company, LLC $17,250,000 $17,110,000 -0.8% 0.2%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $4,265,000 $16,920,000 296.7% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $16,345,000 $16,875,000 3.2% 0.2%
Gateway First Bank $13,340,000 $16,865,000 26.4% 0.2%
NATIONWIDE MORTGAGE BANKERS, INC. $16,815,000 $16,450,000 -2.2% 0.2%
ZILLOW HOME LOANS, LLC $2,210,000 $16,260,000 635.7% 0.2%
CMG MORTGAGE, INC. $18,880,000 $15,730,000 -16.7% 0.2%
CBRE MULTIFAMILY CAPITAL, INC. $15,265,000 n/a 0.2%
KeyBank $25,710,000 $14,565,000 -43.3% 0.2%
Princeton Mortgage Corporation $14,265,000 n/a 0.2%
DEL-ONE FEDERAL CREDIT UNION $10,570,000 $14,065,000 33.1% 0.2%
North American Savings Bank, F.S.B. $8,520,000 $13,870,000 62.8% 0.2%
Ally Bank $5,940,000 $13,860,000 133.3% 0.2%
MORTGAGE ACCESS CORP. $9,445,000 $13,715,000 45.2% 0.1%
Sun East Federal Credit Union $9,225,000 $13,590,000 47.3% 0.1%
Valley National Bank $33,390,000 $13,225,000 -60.4% 0.1%
ALLIED MORTGAGE GROUP, INC. $17,405,000 $13,200,000 -24.2% 0.1%
First Citizens Community Bank $6,595,000 $13,085,000 98.4% 0.1%
SOFI LENDING CORP. $7,165,000 $13,045,000 82.1% 0.1%
UNION HOME MORTGAGE CORP. $8,765,000 $12,370,000 41.1% 0.1%
ACCELERATE MORTGAGE, LLC $1,050,000 $12,145,000 1,056.7% 0.1%
SWBC MORTGAGE CORPORATION $12,490,000 $12,105,000 -3.1% 0.1%
Northfield Bank $3,565,000 $12,060,000 238.3% 0.1%
HOMESIDE FINANCIAL, LLC $6,195,000 $12,045,000 94.4% 0.1%
NBKC BANK $16,220,000 $11,795,000 -27.3% 0.1%
Florida Capital Bank $13,155,000 $11,765,000 -10.6% 0.1%
Dover Federal Credit Union $19,225,000 $11,655,000 -39.4% 0.1%
PHH Mortgage Corporation $4,480,000 $11,495,000 156.6% 0.1%
NATION ONE MORTGAGE CORPORATION $7,190,000 $11,425,000 58.9% 0.1%
CITADEL FEDERAL CREDIT UNION $6,350,000 $11,375,000 79.1% 0.1%
GSF Mortgage Corporation $16,550,000 $11,260,000 -32.0% 0.1%
George Mason Mortgage, LLC $10,070,000 $11,035,000 9.6% 0.1%
InterContinental Capital Group, Inc $7,660,000 $10,995,000 43.5% 0.1%
State Financial Network, LLC $9,445,000 $10,835,000 14.7% 0.1%
Equity Prime Mortgage LLC $7,315,000 $10,625,000 45.2% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $9,850,000 $10,490,000 6.5% 0.1%
Plains Commerce Bank $7,935,000 $10,270,000 29.4% 0.1%
APEX HOME LOANS, INC. $10,260,000 $10,160,000 -1.0% 0.1%
Mortgage America, Inc. $14,045,000 $10,125,000 -27.9% 0.1%
First Guaranty Mortgage Corporation $9,320,000 $9,595,000 3.0% 0.1%
Advisors Mortgage Group, L.L.C. $8,820,000 $9,390,000 6.5% 0.1%
THE BRYN MAWR TRUST COMPANY $20,775,000 $9,375,000 -54.9% 0.1%
Shore United Bank $21,515,000 $9,185,000 -57.3% 0.1%
Merchants Bank of Indiana $275,000 $8,970,000 3,161.8% 0.1%
Santander Bank, N.A. $14,050,000 $8,960,000 -36.2% 0.1%
FINANCE OF AMERICA COMMERCIAL LLC $4,060,000 $8,755,000 115.6% 0.1%
FirstBank $6,885,000 $8,500,000 23.5% 0.1%
Towne Bank $7,320,000 $8,425,000 15.1% 0.1%
Atlantic Home Loans, Inc. $8,240,000 n/a 0.1%
Franklin Bank $13,290,000 $8,235,000 -38.0% 0.1%
Strong Home Mortgage, LLC $7,665,000 $8,110,000 5.8% 0.1%
GUIDANCE RESIDENTIAL, LLC $5,735,000 $8,020,000 39.8% 0.1%
FRANKLIN MINT $6,670,000 $7,965,000 19.4% 0.1%
AmRes Corporation $1,610,000 $7,940,000 393.2% 0.1%
PLANET HOME LENDING, LLC $4,155,000 $7,860,000 89.2% 0.1%
MCLEAN MORTGAGE CORPORATION $3,730,000 $7,790,000 108.8% 0.1%
Paramount Residential Mortgage Group, Inc. $4,550,000 $7,715,000 69.6% 0.1%
Acre Mortgage and Financial Inc $7,465,000 n/a 0.1%
TRUMARK FINANCIAL CREDIT UNION $5,680,000 $7,095,000 24.9% 0.1%
First National Bank of Pennsylvania $9,125,000 $6,935,000 -24.0% 0.1%
AMERICAN FINANCING CORPORATION $2,560,000 $6,895,000 169.3% 0.1%
Louviers Federal Credit Union $3,320,000 $6,625,000 99.5% 0.1%
Univest Bank and Trust Co. $3,710,000 $6,550,000 76.5% 0.1%
AMERICAN FEDERAL MORTGAGE CORPORATION $8,740,000 $6,450,000 -26.2% 0.1%
ORIX REAL ESTATE CAPITAL, LLC $6,305,000 n/a 0.1%
Low VA Rates, LLC $4,515,000 $6,230,000 38.0% 0.1%
S&T Bank $1,815,000 $6,195,000 241.3% 0.1%
Financial Freedom Mortgage, LLC $5,740,000 $6,160,000 7.3% 0.1%
PEOPLESBANK, A CODORUS VALLEY COMPANY $5,315,000 $6,075,000 14.3% 0.1%
DIRECT MORTGAGE LOANS, LLC $7,570,000 $6,020,000 -20.5% 0.1%
AMERICAN HERITAGE FCU $6,695,000 $5,990,000 -10.5% 0.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $1,670,000 $5,605,000 235.6% 0.1%
SPRING EQ, LLC $4,125,000 $5,580,000 35.3% 0.1%
RESIDENTIAL BANCORP. $5,575,000 n/a 0.1%
Parke Bank $2,280,000 $5,525,000 142.3% 0.1%
ENVOY MORTGAGE, LTD $15,100,000 $5,480,000 -63.7% 0.1%
IVY MORTGAGE, INC. $7,825,000 $5,430,000 -30.6% 0.1%
EAGLE HOME MORTGAGE, LLC $26,035,000 $5,345,000 -79.5% 0.1%
Sierra Pacific Mortgage Company, Inc. $4,150,000 $5,330,000 28.4% 0.1%
RELIANCE FIRST CAPITAL, LLC $9,400,000 $5,100,000 -45.7% 0.1%
Philadelphia Mortgage Advisors, Inc. $6,175,000 $5,085,000 -17.7% 0.1%
TOWER $6,190,000 $4,910,000 -20.7% 0.1%
Mid Penn Bank $5,775,000 $4,820,000 -16.5% 0.1%
STEARNS LENDING, LLC $3,340,000 $4,770,000 42.8% 0.1%
Discover Bank $3,145,000 $4,755,000 51.2% 0.1%
AMERICAN ADVISORS GROUP $2,165,000 $4,720,000 118.0% 0.1%
Customers Bank $1,200,000 $4,715,000 292.9% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $3,580,000 $4,705,000 31.4% 0.1%
Cedar Rapids Bank and Trust Company $4,645,000 n/a 0.1%
Atlantic Coast Mortgage, LLC $1,955,000 $4,570,000 133.8% 0.0%
BNC National Bank $3,620,000 $4,475,000 23.6% 0.0%
Capital Bank $16,265,000 $4,445,000 -72.7% 0.0%
Magnolia Bank $2,745,000 $4,425,000 61.2% 0.0%
ARC HOME LLC $3,505,000 $4,290,000 22.4% 0.0%
First Federal Bank $5,570,000 $4,290,000 -23.0% 0.0%
CONTOUR MORTGAGE CORPORATION $3,140,000 $4,195,000 33.6% 0.0%
UBS Bank USA $4,640,000 $4,175,000 -10.0% 0.0%
Barrington Bank & Trust Company, N.A. $4,780,000 $4,165,000 -12.9% 0.0%
Harford Bank $6,460,000 $4,035,000 -37.5% 0.0%
Bank of England $4,875,000 $3,960,000 -18.8% 0.0%
Quontic Bank $3,955,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $680,000 $3,900,000 473.5% 0.0%
Credence Funding Corporation $3,705,000 $3,895,000 5.1% 0.0%
EVERETT FINANCIAL, INC. $3,735,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $5,290,000 $3,685,000 -30.3% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $2,025,000 $3,645,000 80.0% 0.0%
First Savings Bank $5,060,000 $3,510,000 -30.6% 0.0%
MidAtlantic Farm Credit, ACA $2,375,000 $3,465,000 45.9% 0.0%
HOMESPIRE MORTGAGE CORPORATION $7,050,000 $3,455,000 -51.0% 0.0%
NP, Inc. $3,050,000 $3,420,000 12.1% 0.0%
TOWNE MORTGAGE COMPANY $3,055,000 $3,415,000 11.8% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $1,090,000 $3,360,000 208.3% 0.0%
First National Bank of America $855,000 $3,300,000 286.0% 0.0%
KELLER MORTGAGE, LLC $3,070,000 $3,265,000 6.4% 0.0%
Cf Bank $1,375,000 $3,250,000 136.4% 0.0%
DIGITAL Federal Credit Union $1,725,000 $3,250,000 88.4% 0.0%
LOANPAL, LLC $1,955,000 $3,215,000 64.5% 0.0%
Colonial Savings, F.A. $5,555,000 $3,105,000 -44.1% 0.0%
Firstrust Savings Bank $7,280,000 $2,945,000 -59.5% 0.0%
ON Q FINANCIAL, INC. $13,915,000 $2,930,000 -78.9% 0.0%
1st Colonial Community Bank $3,290,000 $2,915,000 -11.4% 0.0%
First Internet Bank of Indiana $3,060,000 $2,915,000 -4.7% 0.0%
DEEPWATER INDUSTRIES $1,205,000 $2,900,000 140.7% 0.0%
Phoenixville Federal Bank and Trust $2,885,000 n/a 0.0%
CANOPY MORTGAGE, LLC $245,000 $2,875,000 1,073.5% 0.0%
LEADERONE FINANCIAL CORPORATION $2,855,000 $2,865,000 0.4% 0.0%
TIAA, FSB $6,215,000 $2,820,000 -54.6% 0.0%
FIDELITY DIRECT MORTGAGE, LLC $445,000 $2,810,000 531.5% 0.0%
Lakeview Community Capital, LLC $550,000 $2,760,000 401.8% 0.0%
KS StateBank $2,385,000 $2,735,000 14.7% 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $5,685,000 $2,730,000 -52.0% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $7,000,000 $2,720,000 -61.1% 0.0%
HOMESTEAD FUNDING CORP. $3,460,000 $2,620,000 -24.3% 0.0%
PREMIA MORTGAGE, LLC $2,280,000 $2,585,000 13.4% 0.0%
Farm Credit East, ACA $3,100,000 $2,580,000 -16.8% 0.0%
The Huntington National Bank $1,065,000 $2,560,000 140.4% 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $225,000 $2,480,000 1,002.2% 0.0%
MLD MORTGAGE INC. $4,770,000 $2,455,000 -48.5% 0.0%
OCEANSIDE MORTGAGE COMPANY $5,570,000 $2,445,000 -56.1% 0.0%
Residential Mortgage Solutions, Inc. $1,825,000 $2,415,000 32.3% 0.0%
Hometown Lenders, Inc. $400,000 $2,375,000 493.8% 0.0%
Republic Bank $2,780,000 $2,365,000 -14.9% 0.0%
AgFirst Farm Credit Bank $2,570,000 $2,335,000 -9.1% 0.0%
Presidential Bank, FSB $1,885,000 $2,305,000 22.3% 0.0%
Home Mortgage Alliance Corp $2,280,000 n/a 0.0%
Morgan Stanley Private Bank $2,995,000 $2,280,000 -23.9% 0.0%
BHCU $2,295,000 $2,265,000 -1.3% 0.0%
The Central Trust Bank $2,230,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $2,175,000 n/a 0.0%
RESIDENTIAL HOME FUNDING CORP. $340,000 $2,035,000 498.5% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,990,000 $2,020,000 -32.4% 0.0%
LENDINGHOME FUNDING CORPORATION $1,280,000 $1,950,000 52.3% 0.0%
COMMUNITY POWERED $2,375,000 $1,930,000 -18.7% 0.0%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $4,285,000 $1,910,000 -55.4% 0.0%
BAY CAPITAL MORTGAGE CORPORATION $1,100,000 $1,815,000 65.0% 0.0%
CHURCHILL MORTGAGE CORPORATION $2,755,000 $1,810,000 -34.3% 0.0%
Sandy Spring Bank $350,000 $1,805,000 415.7% 0.0%
CHERRY CREEK MORTGAGE, LLC $650,000 $1,795,000 176.2% 0.0%
Aurora Financial, LLC $1,695,000 $1,745,000 2.9% 0.0%
Farmers Bank & Trust $1,745,000 n/a 0.0%
MLB RESIDENTIAL LENDING, LLC $1,185,000 $1,690,000 42.6% 0.0%
Goldwater Bank, N.A. $1,645,000 $1,675,000 1.8% 0.0%
CONSTRUCTIVE LOANS, LLC $1,190,000 $1,670,000 40.3% 0.0%
FIRST FINANCIAL OF MARYLAND $875,000 $1,665,000 90.3% 0.0%
OWNERSCHOICE FUNDING, INCORPORATED $1,665,000 $1,640,000 -1.5% 0.0%
Baxter Credit Union $1,300,000 $1,620,000 24.6% 0.0%
Provident State Bank, Inc. $800,000 $1,620,000 102.5% 0.0%
HOMEXPRESS MORTGAGE CORP. $1,540,000 n/a 0.0%
Ameris Bank $3,785,000 $1,530,000 -59.6% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $5,165,000 $1,525,000 -70.5% 0.0%
WesBanco Bank, Inc. $1,380,000 $1,515,000 9.8% 0.0%
Fifth Third Bank $2,365,000 $1,510,000 -36.2% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,460,000 n/a 0.0%
FAMILY FIRST FUNDING LLC $1,230,000 $1,455,000 18.3% 0.0%
LADERA LENDING, INC. $535,000 $1,455,000 172.0% 0.0%
Ixonia Bank $1,400,000 n/a 0.0%
RAPID MORTGAGE COMPANY $3,025,000 $1,385,000 -54.2% 0.0%
Charles Schwab Bank, SSB $3,180,000 $1,380,000 -56.6% 0.0%
1ST PREFERENCE MORTGAGE CORP. $725,000 $1,370,000 89.0% 0.0%
NJ LENDERS CORP. $1,360,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,190,000 $1,355,000 13.9% 0.0%
FINANCE OF AMERICA REVERSE LLC $1,090,000 $1,350,000 23.9% 0.0%
DOMINION FINANCIAL SERVICES, LLC $560,000 $1,345,000 140.2% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,335,000 $1,320,000 -1.1% 0.0%
EagleBank $875,000 $1,320,000 50.9% 0.0%
CLEARPATH LENDING $4,150,000 $1,310,000 -68.4% 0.0%
ACNB Bank $1,255,000 n/a 0.0%
Evesham Mortgage, LLC $770,000 $1,245,000 61.7% 0.0%
Newfield National Bank $1,930,000 $1,220,000 -36.8% 0.0%
CIVIC FINANCIAL SERVICES, LLC $1,215,000 n/a 0.0%
LENDERFI, INC. $2,675,000 $1,215,000 -54.6% 0.0%
NATIONS DIRECT MORTGAGE, LLC $460,000 $1,190,000 158.7% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $700,000 $1,175,000 67.9% 0.0%
Triumph Bank $3,245,000 $1,170,000 -63.9% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $1,185,000 $1,155,000 -2.5% 0.0%
Chesapeake Bank of Maryland $2,605,000 $1,150,000 -55.9% 0.0%
FIRST HERITAGE FINANCIAL, LLC $420,000 $1,150,000 173.8% 0.0%
THE MORTGAGE LINK, INC. $265,000 $1,150,000 334.0% 0.0%
REVERSE MORTGAGE FUNDING LLC $680,000 $1,130,000 66.2% 0.0%
Citadel Servicing Corporation $825,000 $1,120,000 35.8% 0.0%
RUOFF MORTGAGE COMPANY, INC. $1,420,000 $1,115,000 -21.5% 0.0%
Greenbox Loans, Inc. $195,000 $1,105,000 466.7% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $220,000 $1,105,000 402.3% 0.0%
POINT BREEZE $55,000 $1,090,000 1,881.8% 0.0%
AFFINITY $1,125,000 $1,070,000 -4.9% 0.0%
TIDEMARK FEDERAL CREDIT UNION $260,000 $1,070,000 311.5% 0.0%
Northwest Federal Credit Union $225,000 $1,055,000 368.9% 0.0%
Watermark Capital, Inc. $1,500,000 $1,055,000 -29.7% 0.0%
Amalgamated Bank $1,025,000 n/a 0.0%
21ST MORTGAGE CORPORATION $915,000 $985,000 7.7% 0.0%
Rosedale Federal Savings and Loan Association $1,685,000 $975,000 -42.1% 0.0%
DHI MORTGAGE COMPANY, LTD. $445,000 $970,000 118.0% 0.0%
Center City Mortgage and Investments LLC $965,000 n/a 0.0%
Hometown Equity Mortgage, LLC $945,000 $965,000 2.1% 0.0%
Third Federal Savings and Loan Association of Cleveland $430,000 $955,000 122.1% 0.0%
TOTAL MORTGAGE SERVICES, LLC $350,000 $940,000 168.6% 0.0%
Prime Choice Funding Inc. $2,855,000 $935,000 -67.3% 0.0%
CRESCENT MORTGAGE COMPANY $660,000 $925,000 40.2% 0.0%
EQUITY RESOURCES, INC. $2,230,000 $920,000 -58.7% 0.0%
Mortgage Network, Inc. $1,160,000 $920,000 -20.7% 0.0%
American Airlines Federal Credit Union $1,070,000 $915,000 -14.5% 0.0%
INTERCOASTAL MORTGAGE COMPANY $1,515,000 $910,000 -39.9% 0.0%
Raymond James Bank $165,000 $905,000 448.5% 0.0%
Summit Mortgage Corporation $155,000 $895,000 477.4% 0.0%
Bethpage Federal Credit Union $55,000 $885,000 1,509.1% 0.0%
First Federal Bank of Kansas City $1,090,000 $875,000 -19.7% 0.0%
BOND STREET MORTGAGE, LLC $175,000 $865,000 394.3% 0.0%
PHILADELPHIA $475,000 $850,000 78.9% 0.0%
SOUTH JERSEY $375,000 $850,000 126.7% 0.0%
AmeriServ Financial Bank $185,000 $845,000 356.8% 0.0%
NASA Federal Credit Union $865,000 $835,000 -3.5% 0.0%
York Traditions Bank $1,095,000 $830,000 -24.2% 0.0%
US MORTGAGE CORPORATION $1,295,000 $820,000 -36.7% 0.0%
Visio Financial Services Inc. $85,000 $820,000 864.7% 0.0%
Commerce Home Mortgage, Inc. $395,000 $800,000 102.5% 0.0%
ALLIANT CREDIT UNION $425,000 $790,000 85.9% 0.0%
Alerus Financial $245,000 $785,000 220.4% 0.0%
MICHIGAN MUTUAL, INC. $805,000 $785,000 -2.5% 0.0%
ESSA Bank & Trust $405,000 $765,000 88.9% 0.0%
FIRST TECHNOLOGY $590,000 $765,000 29.7% 0.0%
Bank of Whittier $65,000 $745,000 1,046.2% 0.0%
East Coast Capital Corp. $145,000 $740,000 410.3% 0.0%
LENDINGONE, LLC $890,000 $740,000 -16.9% 0.0%
OCMBC, INC. $1,020,000 $735,000 -27.9% 0.0%
West Town Bank & Trust $720,000 n/a 0.0%
FIRST SAVINGS MORTGAGE CORPORATION $910,000 $715,000 -21.4% 0.0%
SEVERN SAVINGS BANK, FSB DBA SEVERN BANK $185,000 $715,000 286.5% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $2,005,000 $700,000 -65.1% 0.0%
Quaint Oak Mortgage, LLC $325,000 $700,000 115.4% 0.0%
Stifel Bank and Trust $2,320,000 $700,000 -69.8% 0.0%
Congressional Bank $945,000 $690,000 -27.0% 0.0%
WESTERN EXPRESS LENDING $1,460,000 $690,000 -52.7% 0.0%
ANGEL OAK HOME LOANS LLC $685,000 n/a 0.0%
FREEDOM CREDIT UNION $925,000 $685,000 -25.9% 0.0%
Texana Bank $235,000 $685,000 191.5% 0.0%
BOKF $730,000 $680,000 -6.8% 0.0%
GENEVA FINANCIAL, LLC $675,000 n/a 0.0%
The Ephrata National Bank $1,430,000 $670,000 -53.1% 0.0%
MILEND, INC. $940,000 $665,000 -29.3% 0.0%
CBM Mortgage, Inc. $660,000 n/a 0.0%
First Heritage Mortgage, LLC $2,205,000 $655,000 -70.3% 0.0%
SUN Federal Credit Union $2,480,000 $650,000 -73.8% 0.0%
Bank-Fund Staff Federal Credit Union $490,000 $645,000 31.6% 0.0%
Iron Workers Savings Bank $645,000 n/a 0.0%
Metro City Bank $640,000 n/a 0.0%
Orrstown Bank $295,000 $640,000 116.9% 0.0%
Ukrainian Selfreliance Federal Credit Union $885,000 $635,000 -28.2% 0.0%
BENCHMARK Federal Credit Union $680,000 $630,000 -7.4% 0.0%
First Resource Bank $910,000 $630,000 -30.8% 0.0%
Clearview Federal Credit Union $730,000 $625,000 -14.4% 0.0%
C & F Mortgage Corporation $620,000 n/a 0.0%
Reliant Bank $615,000 n/a 0.0%
HOMEAMERICAN MORTGAGE CORPORATION $610,000 n/a 0.0%
CIBC Bank USA $600,000 n/a 0.0%
OceanFirst Bank $4,365,000 $600,000 -86.3% 0.0%
Capitol Federal Savings Bank $595,000 n/a 0.0%
The Union Bank Company $1,795,000 $580,000 -67.7% 0.0%
ROYAL UNITED MORTGAGE LLC $680,000 $565,000 -16.9% 0.0%
MEMBERS 1ST FEDERAL CREDIT UNION $85,000 $550,000 547.1% 0.0%
RF Renovo Management Company, LLC $550,000 n/a 0.0%
BMO Harris Bank $545,000 n/a 0.0%
TBI MORTGAGE COMPANY $3,815,000 $545,000 -85.7% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $525,000 n/a 0.0%
Peapack-Gladstone Bank $520,000 n/a 0.0%
Leader Bank $515,000 n/a 0.0%
Community First National Bank $95,000 $510,000 436.8% 0.0%
MID-ISLAND MORTGAGE CORP. $705,000 $510,000 -27.7% 0.0%
VAN DYK MORTGAGE CORPORATION $510,000 n/a 0.0%
UNIVERSAL MORTGAGE & FINANCE, INC. $880,000 $500,000 -43.2% 0.0%
GET A RATE LLC $490,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $490,000 n/a 0.0%
Centric Bank $855,000 $485,000 -43.3% 0.0%
THE MONEY SOURCE INC. $480,000 n/a 0.0%
CELEBRITY HOME LOANS, LLC $475,000 n/a 0.0%
Prosper Bank $475,000 n/a 0.0%
City National Bank $470,000 n/a 0.0%
Ardent Federal Credit Union $2,525,000 $465,000 -81.6% 0.0%
Freedom of Maryland Federal Credit Union $1,280,000 $465,000 -63.7% 0.0%
Beeline Loans, Inc. $325,000 $460,000 41.5% 0.0%
The Loan Store, Inc. $445,000 n/a 0.0%
SIRVA MORTGAGE, INC. $400,000 $440,000 10.0% 0.0%
QUORUM FEDERAL CREDIT UNION $215,000 $435,000 102.3% 0.0%
Johns Hopkins Federal Credit Union $425,000 n/a 0.0%
First National Bank of Omaha $285,000 $410,000 43.9% 0.0%
MISSION MORTGAGE LLC $405,000 n/a 0.0%
AMWEST FUNDING CORP. $335,000 $400,000 19.4% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $400,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $410,000 $395,000 -3.7% 0.0%
JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. $390,000 n/a 0.0%
NMSI, INC. $245,000 $390,000 59.2% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $520,000 $380,000 -26.9% 0.0%
Unity Bank $375,000 n/a 0.0%
Paramount Bank $1,250,000 $370,000 -70.4% 0.0%
Blue Ridge Bank $335,000 $365,000 9.0% 0.0%
MEMBER FIRST MORTGAGE, LLC $245,000 $365,000 49.0% 0.0%
LOANFLIGHT LENDING, LLC $365,000 $355,000 -2.7% 0.0%
Waterstone Mortgage Corporation $1,715,000 $345,000 -79.9% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $870,000 $340,000 -60.9% 0.0%
TJC Mortgage, Inc. $125,000 $340,000 172.0% 0.0%
WINGS FINANCIAL $340,000 n/a 0.0%
ADVANCIAL $335,000 n/a 0.0%
Victorian Finance, LLC $335,000 n/a 0.0%
Deere Employees Credit Union $285,000 $330,000 15.8% 0.0%
OAKTREE FUNDING CORP. $325,000 n/a 0.0%
Tyndall Federal Credit Union $325,000 n/a 0.0%
ANDREWS FEDERAL CREDIT UNION $860,000 $315,000 -63.4% 0.0%
FEDERATED MORTGAGE CORP. $315,000 n/a 0.0%
GENISYS $245,000 $315,000 28.6% 0.0%
Abbott Laboratories Employees Credit Union $305,000 n/a 0.0%
Amerifirst Financial, Inc. $305,000 n/a 0.0%
Axos Bank $1,190,000 $305,000 -74.4% 0.0%
JUSTICE Federal Credit Union $320,000 $305,000 -4.7% 0.0%
PANORAMA MORTGAGE GROUP, LLC $1,295,000 $295,000 -77.2% 0.0%
LONGBRIDGE FINANCIAL, LLC $380,000 $290,000 -23.7% 0.0%
CAPITAL CENTER, L.L.C. $285,000 n/a 0.0%
UNITED MORTGAGE CORP. $155,000 $285,000 83.9% 0.0%
1st Constitution Bank $710,000 $275,000 -61.3% 0.0%
American Mortgage Bank, LLC $275,000 n/a 0.0%
Mortgage Unlimited, L.L.C. $300,000 $275,000 -8.3% 0.0%
PREMIER LENDING, INC. $275,000 n/a 0.0%
WRIGHT-PATT CREDIT UNION, INC. $275,000 n/a 0.0%
Kwik Mortgage Corporation $265,000 n/a 0.0%
Peoples Bank $250,000 $265,000 6.0% 0.0%
Bank of Bird-in-Hand $255,000 n/a 0.0%
NATIONWIDE EQUITIES CORPORATION $255,000 n/a 0.0%
1ST FINANCIAL, INC. $765,000 $245,000 -68.0% 0.0%
Austin Capital Bank SSB $245,000 n/a 0.0%
Bank First, N.A. $235,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $375,000 $235,000 -37.3% 0.0%
Haddon Savings Bank $235,000 n/a 0.0%
NEW FED MORTGAGE, CORP. $235,000 n/a 0.0%
SIWELL, INC. $285,000 $235,000 -17.5% 0.0%
Armed Forces Bank $225,000 n/a 0.0%
Columbia Bank $405,000 $225,000 -44.4% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $2,955,000 $225,000 -92.4% 0.0%
SUMMIT FUNDING, INC. $225,000 n/a 0.0%
STAR USA FEDERAL CREDIT UNION $220,000 n/a 0.0%
THRIVENT Federal Credit Union $630,000 $220,000 -65.1% 0.0%
Financial Funding Solutions, Inc. $215,000 n/a 0.0%
First Horizon Bank $215,000 n/a 0.0%
SILVER HILL FUNDING, LLC $215,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $55,000 $210,000 281.8% 0.0%
Mid-Continent Funding, Inc. $745,000 $205,000 -72.5% 0.0%
R M K FINANCIAL CORP. $410,000 $205,000 -50.0% 0.0%
Service Federal Credit Union $205,000 n/a 0.0%
GREENWOOD $200,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $195,000 n/a 0.0%
HOME TOWN FUNDING, INC. $195,000 n/a 0.0%
LENDING CAPITAL GROUP Inc $195,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $185,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $710,000 $185,000 -73.9% 0.0%
The Freedom Bank of Virginia $385,000 $185,000 -51.9% 0.0%
BAYPORT FUNDING LLC $175,000 n/a 0.0%
DAS Acquisition Company, LLC $175,000 n/a 0.0%
Fidelity Bank $195,000 $175,000 -10.3% 0.0%
OPEN MORTGAGE, LLC $135,000 $175,000 29.6% 0.0%
STANFORD Federal Credit Union $175,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $2,340,000 $170,000 -92.7% 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $165,000 n/a 0.0%
THRIVE MORTGAGE, LLC $165,000 n/a 0.0%
Civista Bank $160,000 n/a 0.0%
ALLEGACY FEDERAL CREDIT UNION $55,000 $155,000 181.8% 0.0%
ACOPIA, LLC $145,000 n/a 0.0%
Liberty Bank and Trust Company $145,000 n/a 0.0%
United Nations Federal Credit Union $1,280,000 $145,000 -88.7% 0.0%
1st Summit Bank $135,000 n/a 0.0%
American Security Mortgage Corp. $135,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $135,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $380,000 $125,000 -67.1% 0.0%
UNITED $125,000 n/a 0.0%
HomeTrust Bank $115,000 $120,000 4.3% 0.0%
AUSTIN TELCO Federal Credit Union $115,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $105,000 n/a 0.0%
FEDCHOICE Federal Credit Union $105,000 n/a 0.0%
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION $255,000 $105,000 -58.8% 0.0%
Ballston Spa National Bank $100,000 n/a 0.0%
Centier Bank $385,000 $100,000 -74.0% 0.0%
INLAND BANK & TRUST $95,000 n/a 0.0%
Advanced Financial Federal Credit Union $85,000 n/a 0.0%
First-Citizens Bank & Trust Company $85,000 n/a 0.0%
United States Senate Federal Credit Union $75,000 $85,000 13.3% 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $45,000 $80,000 77.8% 0.0%
Industrial Bank $65,000 n/a 0.0%
Secured Investment Corp. $250,000 $65,000 -74.0% 0.0%
BayCoast Bank $240,000 $55,000 -77.1% 0.0%
Figure Lending LLC $45,000 $55,000 22.2% 0.0%
EAGLE ONE $35,000 $50,000 42.9% 0.0%
NEXTMARK $150,000 $45,000 -70.0% 0.0%
FIRST ATLANTIC FEDERAL CREDIT UNION $155,000 $35,000 -77.4% 0.0%
PARSONS Federal Credit Union $35,000 n/a 0.0%
PROPONENT Federal Credit Union $35,000 n/a 0.0%
Upper Darby Belltelco Federal Credit Union $35,000 n/a 0.0%
BALTIMORE COUNTY EMPLOYEES $25,000 n/a 0.0%
COMMONWEALTH ONE FEDERAL CREDIT UNION $25,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $85,000 $25,000 -70.6% 0.0%
NUMARK CREDIT UNION $25,000 n/a 0.0%
CREDIT UNION OF NEW JERSEY $270,000 $15,000 -94.4% 0.0%

WILMINGTON's top lender by overall market share is QUICKEN LOANS, LLC, with 7.7% market share. In second place, with 5.2%, is PIKE CREEK MORTGAGE SERVICES, INC., having originated $473,850,000 in loans. In third place, with 2.9%, is FREEDOM MORTGAGE CORPORATION, having originated $266,795,000 in loans. In third place, with 2.9%, is Wells Fargo Bank, having originated $262,405,000 in loans. In third place, with 2.5%, is Wilmington Savings Fund Society, FSB, having originated $230,485,000 in loans.


WILMINGTON, DE-MD-NJ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 14,566 $3,779,580,000 $259,480
Home Purchase 12,058 $3,523,560,000 $292,218
Cash Out Refi 6,113 $1,648,425,000 $269,659
Home Improvement 1,345 $135,465,000 $100,717
Other 750 $93,110,000 $124,147
NA 3 $675,000 $225,000

Wilmington's most frequently cited loan purpose was Refi, with 14,566 originations. The 2nd most popular reason was Home Purchase, with 12,058 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 12,908 $3,576,010,000 $277,038
3-4% 11,413 $3,023,935,000 $264,955
<2.5% 7,052 $1,757,600,000 $249,234
4-5% 1,668 $314,940,000 $188,813
5-6% 536 $62,820,000 $117,201
6-7% 184 $15,720,000 $85,435
Over 8% 128 $11,190,000 $87,422
7-8% 102 $6,550,000 $64,216

During 2021, Wilmington's most frequently originated rate bucket was 2.5-3%, with 12,908 originations.

Loan Sizing (WILMINGTON, DE-MD-NJ MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 17,891 $4,966,625,000 $277,605
$100k-200k 10,463 $1,618,555,000 $154,693
$400k-600k 3,058 $1,416,730,000 $463,286
$100,000 or less 3,030 $182,780,000 $60,323
$600k-1000k 285 $203,755,000 $714,930
$Over $1MM 108 $792,370,000 $7,336,759

WILMINGTON's loan sizing saw the bucket of loans from $200k-400k with 17,891 originations, totaling $4,966,625,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 12,434 $3,518,500,000 $282,974
60-80% 12,015 $3,561,215,000 $296,397
40-60% 4,520 $1,050,190,000 $232,343
20-40% 1,938 $243,900,000 $125,851
Under 20% 1,401 $77,135,000 $55,057
Over 100% 379 $142,565,000 $376,161

WILMINGTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 12,434 originations, totaling $3,518,500,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)