Century Savings Bank Mortgage Rates, Fees & Info
Vineland, NJ
LEI: 2549000BVJ73CTA1IZ30
Tax ID: 21-0412935
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Mortgage Data
Bank Data
Review & Overview
Century Savings Bank is a smaller bank specializing in
various types of mortgages.
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Originations
0
Origination Dollar Volume (All Markets)
$0
Employee count
71
Complaints
| Bank Name |
Product |
Issue |
2021 CPFB Complaints |
% of Total Issues |
| CENTURY MORTGAGE COMPANY |
VA mortgage |
Trouble during payment process |
1 |
100.0% |
Bank Details
Branches
| Bank Name |
Branch |
Branch Type |
Deposits (000's) |
| Century Savings Bank |
100 North Main St Mullica Hill, NJ 8062 |
Full Service B&M
|
$42,228 |
| Century Savings Bank |
1005 East Landis Avenue Vineland, NJ 8360 |
Full Service B&M
|
$94,066 |
| Century Savings Bank |
121 North Main St Elmer, NJ 8318 |
Full Service B&M
|
$46,351 |
| Century Savings Bank |
1376 W. Sherman Avenue Vineland, NJ 8360 |
Full Service B&M
|
$99,453 |
| Century Savings Bank |
53 Cornwell Drive Bridgeton, NJ 8302 |
Full Service B&M
|
$161,254 |
| Century Savings Bank |
800 East Broad Street Gibbstown, NJ 8027 |
Full Service B&M
|
$74,246 |
For 2021, Century Savings Bank had 6 branches.
Yearly Performance Overview
Bank Income
Century Savings Bank's gross interest income from loans was $15,793,000.
Century Savings Bank's net interest income from loans was $14,895,000.
Century Savings Bank's fee based income from loans was $285,000.
Century Savings Bank's net income from loans was $2,527,000.
Bank Expenses
| Item |
Value (in 000's) |
| Total interest expense |
$898 |
| Provision for credit losses |
$762 |
| Total noninterest expense |
$12,701 |
| Salaries and employee benefits |
$7,529 |
| Premises and equipment expense |
$1,710 |
| Additional noninterest expense |
$3,462 |
| Applicable income taxes |
$580 |
| Net charge-offs |
$-21 |
| Cash dividends |
$0 |
Century Savings Bank's interest expense for loans was $898,000.
Century Savings Bank's payroll and benefits expense were $7,529,000.
Century Savings Bank's property, plant and equipment expenses $1,710,000.
Deposits
| Type |
Value (in 000's) |
| Total deposits |
$579,299 |
| Deposits held in domestic offices |
$579,299 |
| Deposits by Individuals, partnerships, and corporations |
$546,670 |
| Deposits by U.S. Government |
$0 |
| Deposits by States and political subdivisions in the U.S. |
$28,589 |
| Deposits by Commercial banks and other depository institutions in U.S. |
$4,040 |
| Deposits by Banks in foreign countries |
$0 |
| Deposits by Foreign governments and official institutions |
$0 |
| Transaction accounts |
$234,274 |
| Demand deposits |
$102,169 |
| Nontransaction accounts |
$345,025 |
| Money market deposit accounts (MMDAs) |
$132,591 |
| Other savings deposits (excluding MMDAs) |
$159,138 |
| Total time deposits |
$53,295 |
| Total time and savings deposits |
$477,130 |
| Noninterest-bearing deposits |
$112,166 |
| Interest-bearing deposits |
$467,133 |
| Retail deposits |
$566,139 |
| IRAs and Keogh plan accounts |
$18,927 |
| Brokered deposits |
$0 |
| Deposits held in foreign offices |
$0 |
Assets
| Asset |
Value (in 000's) |
| Total Assets |
$649,061 |
| Cash & Balances due from depository institutions |
$48,791 |
| Interest-bearing balances |
$46,913 |
| Total securities |
$305,049 |
| Federal funds sold & reverse repurchase |
$0 |
| Net loans and leases |
$256,597 |
| Loan and leases loss allowance |
$3,782 |
| Trading account assets |
$0 |
| Bank premises and fixed assets |
$15,226 |
| Other real estate owned |
$0 |
| Goodwill and other intangibles |
$0 |
| All other assets |
$23,398 |
Liabilities
| Liabilities |
Value (in 000's) |
| Total liabilities and capital |
$649,061 |
| Total Liabilities |
$585,372 |
| Total deposits |
$579,299 |
| Interest-bearing deposits |
$467,133 |
| Deposits held in domestic offices |
$579,299 |
| % insured (estimated) |
$71 |
| Federal funds purchased and repurchase agreements |
$0 |
| Trading liabilities |
$0 |
| Other borrowed funds |
$1,355 |
| Subordinated debt |
$0 |
| All other liabilities |
$4,718 |
Issued Loan Types
| Type |
Value (in 000's) |
| Net loans and leases |
$256,597 |
| Loan and leases loss allowance |
$3,782 |
| Total loans and leases (domestic) |
$260,379 |
| All real estate loans |
$213,571 |
| Real estate loans in domestic offices |
$213,571 |
| Construction and development loans |
$24,860 |
| Residential 1-4 family construction |
$3,238 |
| Other construction, all land development and other land |
$21,622 |
| Loans secured by nonfarm nonresidential properties |
$84,779 |
| Nonfarm nonresidential secured by owner-occupied properties |
$33,842 |
| Commercial real estate & other non-farm, non-residential |
$50,937 |
| Multifamily residential real estate |
$8,476 |
| 1-4 family residential loans |
$89,076 |
| Farmland loans |
$6,380 |
| Loans held in foreign offices |
$0 |
| Farm loans |
$705 |
| Commercial and industrial loans |
$23,181 |
| To non-U.S. addressees |
$0 |
| Loans to individuals |
$94 |
| Credit card loans |
$0 |
| Related Plans |
$0 |
| Consumer Auto Loans |
$6 |
| Other loans to individuals |
$88 |
| All other loans & leases |
$23,320 |
| Loans to foreign governments and official institutions |
$0 |
| Other loans |
$2,888 |
| Loans to depository institutions and acceptances of other banks |
$0 |
| Loans not secured by real estate |
$0 |
| Loans secured by real estate to non-U.S. addressees |
$0 |
| Restructured Loans & leases |
$1,871 |
| Non 1-4 family restructured loans & leases |
$1,871 |
| Total loans and leases (foreign) |
$0 |
Century Savings Bank had $256,597,000 of loans outstanding in 2021. $213,571,000 of loans were in real estate loans.
$24,860,000 of loans were in development loans. $8,476,000 of loans were in multifamily mortgage loans.
$89,076,000 of loans were in 1-4 family mortgage loans. $705,000 of loans were in farm loans. $0
of loans were in credit card loans. $6,000 of loans were in the auto loan category.
Small Business Loans
| Categorization |
# of Loans in Category |
$ amount of loans (in 000's) |
Average $/loan |
| Nonfarm, nonresidential loans - <$1MM |
152 |
$32,011 |
$210,599 |
| Nonfarm, nonresidential loans - <$100k |
59 |
$1,154 |
$19,559 |
| Nonfarm, nonresidential loans - $100-250k |
35 |
$4,872 |
$139,200 |
| Nonfarm, nonresidential loans - $250k-1MM |
58 |
$25,985 |
$448,017 |
| Commercial & Industrial, US addressed loans - <$1MM |
227 |
$17,830 |
$78,546 |
| Commercial & Industrial, US addressed loans - <$100k |
143 |
$2,004 |
$14,014 |
| Commercial & Industrial, US addressed loans - $100-250k |
43 |
$4,833 |
$112,395 |
| Commercial & Industrial, US addressed loans - $250k-1MM |
41 |
$10,993 |
$268,122 |
| Farmland loans - <$1MM |
9 |
$1,827 |
$203,000 |
| Farmland loans - $100-250k |
3 |
$311 |
$103,667 |
| Farmland loans - $250k-1MM |
6 |
$1,516 |
$252,667 |
| Agriculture operations loans - <$1MM |
10 |
$705 |
$70,500 |
| Agriculture operations loans - <$100k |
4 |
$15 |
$3,750 |
| Agriculture operations loans - $100-250k |
5 |
$315 |
$63,000 |
| Agriculture operations loans - $250k-1MM |
1 |
$375 |
$375,000 |