Homepride Bank Mortgage Rates, Fees & Info

Mansfield, MO

LEI: 254900ARBVNKXMFFP204

Tax ID: 44-0162160

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Homepride Bank is a smaller bank specializing in various types of mortgages.



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    Originations

    0

    Origination Dollar Volume (All Markets)

    $0

    Employee count

    39

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Homepride Bank 110 East Commercial Mansfield, MO 65704 Full Service B&M $52,484
    Homepride Bank 1112 N. Jefferson Ava, MO 65608 Full Service B&M $9,753
    Homepride Bank 215 North Division Seymour, MO 65746 Full Service B&M $16,731
    Homepride Bank 298 Norwood Street Norwood, MO 65717 Limited, Drive-thru $7,707
    Homepride Bank 437 West Sunset Street Fordland, MO 65652 Full Service B&M $8,565

    For 2021, Homepride Bank had 5 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $4,410
    Net interest income $3,856
    Total noninterest income $441
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $87
    Trading account gains and fees $0
    Additional Noninterest Income $354
    Pre-tax net operating income $983
    Securities gains (or losses, -) $0
    Income before extraordinary items $983
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $983
    Minority interest net income $0
    Net income $983
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $983

    Homepride Bank's gross interest income from loans was $4,410,000.
    Homepride Bank's net interest income from loans was $3,856,000.
    Homepride Bank's fee based income from loans was $87,000.
    Homepride Bank's net income from loans was $983,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $554
    Provision for credit losses $0
    Total noninterest expense $3,314
    Salaries and employee benefits $1,672
    Premises and equipment expense $358
    Additional noninterest expense $1,284
    Applicable income taxes $0
    Net charge-offs $-32
    Cash dividends $356

    Homepride Bank's interest expense for loans was $554,000.
    Homepride Bank's payroll and benefits expense were $1,672,000.
    Homepride Bank's property, plant and equipment expenses $358,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 1.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $99,883
    Deposits held in domestic offices $99,883
    Deposits by Individuals, partnerships, and corporations $79,841
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $7,935
    Deposits by Commercial banks and other depository institutions in U.S. $12,107
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $44,767
    Demand deposits $29,895
    Nontransaction accounts $55,116
    Money market deposit accounts (MMDAs) $5,764
    Other savings deposits (excluding MMDAs) $15,306
    Total time deposits $34,045
    Total time and savings deposits $69,988
    Noninterest-bearing deposits $29,895
    Interest-bearing deposits $69,988
    Retail deposits $96,860
    IRAs and Keogh plan accounts $4,386
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $112,937
    Cash & Balances due from depository institutions $14,195
    Interest-bearing balances $11,583
    Total securities $6,711
    Federal funds sold & reverse repurchase $3,118
    Net loans and leases $82,242
    Loan and leases loss allowance $1,193
    Trading account assets $0
    Bank premises and fixed assets $2,652
    Other real estate owned $1,123
    Goodwill and other intangibles $0
    All other assets $2,896

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $112,937
    Total Liabilities $102,982
    Total deposits $99,883
    Interest-bearing deposits $69,988
    Deposits held in domestic offices $99,883
    % insured (estimated) $90
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $3,000
    Subordinated debt $0
    All other liabilities $99

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $82,242
    Loan and leases loss allowance $1,193
    Total loans and leases (domestic) $83,435
    All real estate loans $75,516
    Real estate loans in domestic offices $75,516
    Construction and development loans $4,772
    Residential 1-4 family construction $4,772
    Other construction, all land development and other land $0
    Loans secured by nonfarm nonresidential properties $7,334
    Nonfarm nonresidential secured by owner-occupied properties $0
    Commercial real estate & other non-farm, non-residential $7,334
    Multifamily residential real estate $735
    1-4 family residential loans $55,866
    Farmland loans $6,809
    Loans held in foreign offices $0
    Farm loans $2,726
    Commercial and industrial loans $2,025
    To non-U.S. addressees $0
    Loans to individuals $3,019
    Credit card loans $0
    Related Plans $1
    Consumer Auto Loans $2,002
    Other loans to individuals $1,016
    All other loans & leases $170
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $114
    Non 1-4 family restructured loans & leases $35
    Total loans and leases (foreign) $0

    HomePride Bank had $82,242,000 of loans outstanding in 2021. $75,516,000 of loans were in real estate loans. $4,772,000 of loans were in development loans. $735,000 of loans were in multifamily mortgage loans. $55,866,000 of loans were in 1-4 family mortgage loans. $2,726,000 of loans were in farm loans. $0 of loans were in credit card loans. $2,002,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 95 $7,334 $77,200
    Nonfarm, nonresidential loans - <$100k 95 $7,334 $77,200
    Commercial & Industrial, US addressed loans - <$1MM 82 $2,025 $24,695
    Commercial & Industrial, US addressed loans - <$100k 82 $2,025 $24,695
    Farmland loans - <$1MM 60 $6,809 $113,483
    Farmland loans - <$100k 28 $1,147 $40,964
    Farmland loans - $100-250k 26 $3,083 $118,577
    Farmland loans - $250k-1MM 6 $2,579 $429,833
    Agriculture operations loans - <$1MM 156 $2,545 $16,314
    Agriculture operations loans - <$100k 153 $2,230 $14,575
    Agriculture operations loans - $100-250k 3 $315 $105,000