Pivotal Capital Group Ii Mortgage Rates, Fees & InfoWilmington, DE
Tax ID: 46-4124053
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewPivotal Capital Group Ii is a smaller mortgage company specializing in Home Improvement and Home Purchase loans. Pivotal Capital Group Ii has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, San Francisco, Riverside, San Jose, and San Diego among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)
Pivotal Capital Group Ii has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$131,840,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA)||99||$74,575,000||$753,283||$0||8.52%|
|San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA)||28||$28,360,000||$1,012,857||$0||9.12%|
|RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA)||19||$7,525,000||$396,053||$0||8.54%|
|SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA)||4||$5,540,000||$1,385,000||$0||10.56%|
|SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA)||7||$4,285,000||$612,143||$0||8.71%|
|OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA)||5||$4,135,000||$827,000||$0||10.80%|
|SANTA ROSA-PETALUMA, CA (FHA|USDA|VA)||2||$2,150,000||$1,075,000||$0||8.00%|
|VALLEJO, CA (FHA|USDA|VA)||4||$1,740,000||$435,000||$0||7.75%|
|SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA)||2||$1,550,000||$775,000||$0||10.63%|
|SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA)||2||$1,390,000||$695,000||$0||10.63%|
|SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA)||2||$590,000||$295,000||$0||7.75%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Pivotal Capital Group Ii's most frequently originated type of loan was Conventional, with 174 originations.
|Loan Reason||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
|Cash Out Refi||1||$425,000||$425,000||$0||7.00%|
For 2022, Pivotal Capital Group Ii's most frequently cited loan purpose was Home Improvement, with 91 originations. The 2nd most popular reason was Home Purchase, with 82 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Pivotal Capital Group Ii's most frequently cited loan duration was Other, with 101 originations. The 2nd most popular length was 1 Year, with 73 originations.
|Loan Rate||Originations||Total Value||Average Loan|
During 2022, Pivotal Capital Group Ii's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was Over 8%, with 84 originations.
2022 saw Pivotal Capital Group Ii place emphasis on $600k-1MM loans with 62 originations, totaling $47,930,000 in origination value.
|Applicant Income||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Pivotal Capital Group Ii lent most frequently to those with incomes in the $250k+ range, with 1 originations. The second most popular income band? $50k-75k, with 1 originations.
Approval RatesTotal approvals of all applications
Pivotal Capital Group Ii has an average approval rate.
Pick RateApprovals leading to origination
Pivotal Capital Group Ii has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
|Points||Originations||Total Value||Average Loan|