Great Nations Bank Mortgage Rates, Fees & Info

Norman, OK

LEI: 254900TGS0SDEDP36K37

Tax ID: 26-2904689

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Great Nations Bank is a smaller bank specializing in various types of mortgages.



    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    Originations

    0

    Origination Dollar Volume (All Markets)

    $0

    Employee count

    12

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Great Nations Bank 2200 Alameda Street Norman, OK 73071 Full Service B&M $48,945

    For 2018, Great Nations Bank had 1 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $3,034
    Net interest income $2,224
    Total noninterest income $34
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $31
    Trading account gains and fees $0
    Additional Noninterest Income $3
    Pre-tax net operating income $388
    Securities gains (or losses, -) $0
    Income before extraordinary items $388
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $388
    Minority interest net income $0
    Net income $388
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $388

    Great Nations Bank's gross interest income from loans was $3,034,000.
    Great Nations Bank's net interest income from loans was $2,224,000.
    Great Nations Bank's fee based income from loans was $31,000.
    Great Nations Bank's net income from loans was $388,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $810
    Provision for credit losses $27
    Total noninterest expense $1,843
    Salaries and employee benefits $998
    Premises and equipment expense $254
    Additional noninterest expense $591
    Applicable income taxes $0
    Net charge-offs $13
    Cash dividends $0

    Great Nations Bank's interest expense for loans was $810,000.
    Great Nations Bank's payroll and benefits expense were $998,000.
    Great Nations Bank's property, plant and equipment expenses $254,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $56,512
    Deposits held in domestic offices $56,512
    Deposits by Individuals, partnerships, and corporations $36,865
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $745
    Deposits by Commercial banks and other depository institutions in U.S. $18,902
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $5,877
    Demand deposits $4,163
    Nontransaction accounts $50,635
    Money market deposit accounts (MMDAs) $8,571
    Other savings deposits (excluding MMDAs) $565
    Total time deposits $41,500
    Total time and savings deposits $52,349
    Noninterest-bearing deposits $4,163
    Interest-bearing deposits $52,349
    Retail deposits $48,266
    IRAs and Keogh plan accounts $221
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $65,658
    Cash & Balances due from depository institutions $4,613
    Interest-bearing balances $3,623
    Total securities $1,468
    Federal funds sold & reverse repurchase $0
    Net loans and leases $56,117
    Loan and leases loss allowance $620
    Trading account assets $0
    Bank premises and fixed assets $2,376
    Other real estate owned $0
    Goodwill and other intangibles $0
    All other assets $1,084

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $65,658
    Total Liabilities $56,647
    Total deposits $56,512
    Interest-bearing deposits $52,349
    Deposits held in domestic offices $56,512
    % insured (estimated) $87
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $135

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $56,117
    Loan and leases loss allowance $620
    Total loans and leases (domestic) $56,737
    All real estate loans $40,902
    Real estate loans in domestic offices $40,902
    Construction and development loans $9,015
    Residential 1-4 family construction $4,332
    Other construction, all land development and other land $4,683
    Loans secured by nonfarm nonresidential properties $19,142
    Nonfarm nonresidential secured by owner-occupied properties $15,299
    Commercial real estate & other non-farm, non-residential $3,843
    Multifamily residential real estate $2,540
    1-4 family residential loans $8,803
    Farmland loans $1,402
    Loans held in foreign offices $0
    Farm loans $1,219
    Commercial and industrial loans $13,817
    To non-U.S. addressees $0
    Loans to individuals $800
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $442
    Other loans to individuals $358
    All other loans & leases $0
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    Great Nations Bank had $56,117,000 of loans outstanding in 2018. $40,902,000 of loans were in real estate loans. $9,015,000 of loans were in development loans. $2,540,000 of loans were in multifamily mortgage loans. $8,803,000 of loans were in 1-4 family mortgage loans. $1,219,000 of loans were in farm loans. $0 of loans were in credit card loans. $442,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 32 $7,336 $229,250
    Nonfarm, nonresidential loans - <$100k 7 $158 $22,571
    Nonfarm, nonresidential loans - $100-250k 13 $1,728 $132,923
    Nonfarm, nonresidential loans - $250k-1MM 12 $5,450 $454,167
    Commercial & Industrial, US addressed loans - <$1MM 115 $10,649 $92,600
    Commercial & Industrial, US addressed loans - <$100k 59 $1,755 $29,746
    Commercial & Industrial, US addressed loans - $100-250k 36 $3,667 $101,861
    Commercial & Industrial, US addressed loans - $250k-1MM 20 $5,227 $261,350