Cadence Bank N.a. Mortgage Rates, Fees & Info

Atlanta, GA

LEI: 3XATK28RYORGPDF31217

Tax ID: 64-0156695

3.3 stars - out of 5 stars, based on 45 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Originations
  • Relative Rates
  • Relative Fees
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Cadence Bank N.a. is a smaller bank specializing in Home Purchase and Refi loans. Cadence Bank N.a. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Atlanta, Nashville, Birmingham, and Tuscaloosa among others. We have data for 100 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Cadence Bank N.a. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cadence Bank N.a. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 3/19/23
    30 Year Conventional Purchase 6.74% 3/19/23
    30 Year Conventional Refi 6.45% 3/19/23
    30 Year Cash-out Refi 6.57% 3/19/23
    30 Year FHA Purchase 7.08% 3/19/23
    30 Year FHA Refi 6.27% 3/19/23
    30 Year VA Purchase 6.06% 3/19/23
    30 Year VA Refi 6.00% 3/19/23
    30 Year USDA Purchase 6.65% 3/19/23
    15 Year Conventional Purchase 5.94% 3/19/23
    15 Year Conventional Refi 6.32% 3/19/23
    15 Year Cash-out Refi 6.32% 3/19/23
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    2,043

    Origination Dollar Volume (All Markets)

    $764,505,000

    Awards

    Cadence Bank N.A. 30 Year Conventional Loans gold Cadence Bank N.A. 30 Year Conventional Loans silver Cadence Bank N.A. 30 Year Conventional Loans silver Cadence Bank N.A. FHA Loans gold
    Show all (4) awards

    Relative Rate

    Cadence Bank N.a.'s average 30 year fixed mortgage rate was 3.27%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 0.12%.

    Relative Fees (Closing Costs)

    Cadence Bank N.a.'s average total fees/closing costs for a 30 year fixed rate mortgage were $6,079.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 463 $210,885,000 $455,475 $8,476 3.29%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 211 $86,445,000 $409,692 $5,829 3.37%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 12 $55,760,000 $4,646,667 $13,003 3.18%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 201 $52,095,000 $259,179 $3,895 3.17%
    TUSCALOOSA, AL (FHA|USDA|VA) 119 $31,805,000 $267,269 $3,371 3.07%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 82 $30,130,000 $367,439 $7,865 3.20%
    HUNTSVILLE, AL (FHA|USDA|VA) 111 $29,525,000 $265,991 $4,380 3.13%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 28 $24,850,000 $887,500 $12,488 3.31%
    Starkville, MS (FHA|USDA|VA) 95 $24,825,000 $261,316 $4,370 2.94%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 20 $16,580,000 $829,000 $17,652 3.04%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 63 $15,785,000 $250,556 $4,224 3.48%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 67 $14,605,000 $217,985 $5,301 3.43%
    MONTGOMERY, AL (FHA|USDA|VA) 76 $14,350,000 $188,816 $3,099 3.26%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 35 $12,085,000 $345,286 $7,466 3.13%
    Outside of Metro Areas 47 $11,815,000 $251,383 $5,237 3.28%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 53 $10,915,000 $205,943 $4,086 3.23%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $7,960,000 $1,990,000 $21,358 3.41%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 11 $7,425,000 $675,000 $18,572 3.30%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 10 $7,330,000 $733,000 $11,385 3.49%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 8 $7,100,000 $887,500 $13,283 3.20%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 21 $4,935,000 $235,000 $4,538 3.34%
    Columbus, MS (FHA|USDA|VA) 25 $4,735,000 $189,400 $2,301 3.11%
    WACO, TX (FHA|USDA|VA) 22 $4,610,000 $209,545 $10,009 3.93%
    WARNER ROBINS, GA (FHA|USDA|VA) 28 $4,380,000 $156,429 $3,907 3.15%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 21 $3,955,000 $188,333 $3,475 3.75%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 19 $3,915,000 $206,053 $4,695 3.26%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $3,570,000 $595,000 $5,611 3.04%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $3,005,000 $3,005,000 $9,529 3.50%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $2,960,000 $740,000 $12,116 3.53%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $2,905,000 $968,333 $17,243 3.67%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 4 $2,860,000 $715,000 $16,277 3.06%
    DECATUR, AL (FHA|USDA|VA) 18 $2,250,000 $125,000 $3,575 3.24%
    SAVANNAH, GA (FHA|USDA|VA) 5 $2,065,000 $413,000 $7,107 3.39%
    GADSDEN, AL (FHA|USDA|VA) 18 $2,040,000 $113,333 $2,113 3.32%
    Morehead City, NC (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $26,405 3.00%
    ASHEVILLE, NC (FHA|USDA|VA) 2 $1,960,000 $980,000 $5,104 3.56%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $1,830,000 $915,000 $17,266 3.25%
    JACKSONVILLE, FL (FHA|USDA|VA) 5 $1,825,000 $365,000 $6,929 3.19%
    PROVO-OREM, UT (FHA|USDA|VA) 1 $1,775,000 $1,775,000 $23,459 3.00%
    Cullman, AL (FHA|USDA|VA) 9 $1,705,000 $189,444 $1,737 3.18%
    GAINESVILLE, GA (FHA|USDA|VA) 10 $1,560,000 $156,000 $2,423 3.36%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $1,505,000 $1,505,000 $20,068 3.50%
    Albertville, AL (FHA|USDA|VA) 7 $1,405,000 $200,714 $4,625 3.27%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $1,395,000 $1,395,000 $19,311 3.25%
    LaGrange, GA-AL (FHA|USDA|VA) 1 $1,295,000 $1,295,000 $0 3.75%
    COLUMBIA, SC (FHA|USDA|VA) 3 $1,185,000 $395,000 $13,637 3.88%
    PANAMA CITY, FL (FHA|USDA|VA) 2 $1,160,000 $580,000 $9,651 3.69%
    Steamboat Springs, CO (FHA|USDA|VA) 1 $1,085,000 $1,085,000 $8,321 3.00%
    GAINESVILLE, FL (FHA|USDA|VA) 4 $1,080,000 $270,000 $16,371 3.13%
    Jackson, WY-ID (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $14,118 3.00%
    Edwards, CO (FHA|USDA|VA) 1 $975,000 $975,000 $13,516 3.50%
    JACKSON, MS (FHA|USDA|VA) 5 $945,000 $189,000 $4,095 3.03%
    BOULDER, CO (FHA|USDA|VA) 1 $935,000 $935,000 $12,611 3.75%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $845,000 $845,000 $13,393 3.50%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $740,000 $370,000 $10,854 3.31%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $695,000 $231,667 $2,540 3.00%
    West Point, MS (FHA|USDA|VA) 6 $670,000 $111,667 $1,616 2.88%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $665,000 $665,000 $11,192 3.13%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 4 $640,000 $160,000 $4,534 3.33%
    MOBILE, AL (FHA|USDA|VA) 3 $545,000 $181,667 $3,313 3.25%
    Cullowhee, NC (FHA|USDA|VA) 1 $515,000 $515,000 $4,797 2.63%
    GREELEY, CO (FHA|USDA|VA) 1 $515,000 $515,000 $8,629 3.13%
    EL PASO, TX (FHA|USDA|VA) 1 $495,000 $495,000 $0 3.25%
    Key West, FL (FHA|USDA|VA) 1 $495,000 $495,000 $4,291 2.50%
    BRUNSWICK, GA (FHA|USDA|VA) 2 $490,000 $245,000 $0 3.46%
    Huntsville, TX (FHA|USDA|VA) 1 $485,000 $485,000 $9,366 3.25%
    OCALA, FL (FHA|USDA|VA) 3 $465,000 $155,000 $2,125 3.08%
    Breckenridge, CO (FHA|USDA|VA) 1 $455,000 $455,000 $0 3.00%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $450,000 $225,000 $4,012 3.56%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $445,000 $445,000 $8,039 2.88%
    Alexander City, AL (FHA|USDA|VA) 3 $435,000 $145,000 $3,102 3.42%
    Tupelo, MS (FHA|USDA|VA) 3 $415,000 $138,333 $3,227 3.08%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $375,000 $375,000 $5,333 2.50%
    Americus, GA (FHA|USDA|VA) 1 $355,000 $355,000 $3,664 3.50%
    TYLER, TX (FHA|USDA|VA) 1 $355,000 $355,000 $9,458 3.63%
    CLEVELAND, TN (FHA|USDA|VA) 2 $350,000 $175,000 $550 3.00%
    THE VILLAGES, FL (FHA|USDA|VA) 2 $350,000 $175,000 $3,909 2.75%
    KNOXVILLE, TN (FHA|USDA|VA) 1 $345,000 $345,000 $7,526 3.25%
    El Campo, TX (FHA|USDA|VA) 1 $345,000 $345,000 $7,989 3.25%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $325,000 $325,000 $7,556 3.38%
    Plainview, TX (FHA|USDA|VA) 1 $315,000 $315,000 $8,886 3.13%
    WILMINGTON, NC (FHA|USDA|VA) 1 $275,000 $275,000 $0 3.25%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $275,000 $275,000 $2,598 2.88%
    Summerville, GA (FHA|USDA|VA) 1 $265,000 $265,000 $0 4.00%
    Fort Payne, AL (FHA|USDA|VA) 2 $260,000 $130,000 $1,827 3.00%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $255,000 $85,000 $1,795 2.83%
    HATTIESBURG, MS (FHA|USDA|VA) 1 $255,000 $255,000 $4,038 2.38%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.63%
    ABILENE, TX (FHA|USDA|VA) 1 $245,000 $245,000 $3,775 2.50%
    Oxford, MS (FHA|USDA|VA) 1 $235,000 $235,000 $3,982 3.00%
    Sevierville, TN (FHA|USDA|VA) 1 $225,000 $225,000 $4,854 3.63%
    Cedartown, GA (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.25%
    Milledgeville, GA (FHA|USDA|VA) 2 $210,000 $105,000 $3,034 3.31%
    Thomasville, GA (FHA|USDA|VA) 1 $205,000 $205,000 $4,981 3.50%
    ALBANY, GA (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.25%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.25%
    Cordele, GA (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.25%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $85,000 $85,000 $3,860 4.25%
    Atmore, AL (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.00%
    ODESSA, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.25%
    Cadence Bank N.a.'s top markets include Houston, Atlanta, Nashville, Birmingham, and Tuscaloosa among others.

    Their top states include:
  • Texas (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)

    • Similar Lenders

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,578 $668,580,000 $423,688 $6,222 3.27%
    HELOC 398 $80,420,000 $202,060 n/a 3.26%
    VA 34 $8,840,000 $260,000 $5,560 2.56%
    FHA 24 $4,840,000 $201,667 $6,848 2.70%
    USDA 9 $1,825,000 $202,778 $5,282 2.75%

    For 2021, Cadence Bank N.a.'s most frequently originated type of loan was Conventional, with 1,578 originations. Their 2nd most popular type was HELOC, with 398 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,195 $514,735,000 $430,741 $6,628 3.31%
    Refi 450 $159,170,000 $353,711 $5,235 3.12%
    Home Improvement 213 $33,395,000 $156,784 $1,359 3.33%
    Cash Out Refi 100 $31,930,000 $319,300 $4,467 2.97%
    Other 85 $25,275,000 $297,353 $7,654 3.29%

    For 2021, Cadence Bank N.a.'s most frequently cited loan purpose was Home Purchase, with 1,195 originations. The 2nd most popular reason was Refi, with 450 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,328 $508,140,000 $382,636 $6,079 3.27%
    15 Year 462 $86,520,000 $187,273 $3,693 3.13%
    20 Year 80 $25,980,000 $324,750 $3,749 3.23%
    5 Year 44 $63,090,000 $1,433,864 $0 3.79%
    Other 42 $15,920,000 $379,048 $3,084 3.55%
    30+ year 40 $55,410,000 $1,385,250 $22,287 3.08%
    10 Year 36 $7,940,000 $220,556 $2,598 3.22%
    1 Year 8 $1,270,000 $158,750 $0 3.92%
    3 Year 3 $235,000 $78,333 $0 3.52%

    For 2021, Cadence Bank N.a.'s most frequently cited loan duration was 30 Year, with 1,328 originations. The 2nd most popular length was 15 Year, with 462 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 565 $138,475,000 $245,088
    $1k-2k 415 $114,635,000 $276,229
    $5k+ 295 $267,605,000 $907,136
    $2k-3k 83 $22,845,000 $275,241
    $3k-4k 62 $19,870,000 $320,484
    $4k-5k 54 $19,240,000 $356,296

    Cadence Bank N.a.'s average total fees were $6,079, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 565 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,444 $523,350,000 $362,431
    2.5-3% 436 $202,440,000 $464,312
    <2.5% 120 $30,840,000 $257,000
    4-5% 43 $7,875,000 $183,140

    During 2021, Cadence Bank N.a.'s average interest rate for loans was 3.27%, while their most frequently originated rate bucket for loans was 3-4%, with 1,444 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 782 $208,850,000 $267,072 $4,316 3.24%
    $100k-200k 513 $77,765,000 $151,589 $2,987 3.28%
    $100,000 or less 268 $15,550,000 $58,022 $1,751 3.37%
    $400k-600k 210 $101,210,000 $481,952 $6,560 3.07%
    $600k-1MM 142 $111,790,000 $787,254 $13,962 3.24%
    $1MM+ 128 $249,340,000 $1,947,969 $21,755 3.25%

    2021 saw Cadence Bank N.a. place emphasis on $200k-400k loans with 782 originations, totaling $208,850,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 399 $323,895,000 $811,767 $14,512 3.19%
    $50k-75k 339 $66,525,000 $196,239 $3,759 3.29%
    $50k or less 339 $50,755,000 $149,720 $2,602 3.37%
    $100k-150k 284 $71,990,000 $253,486 $4,850 3.15%
    $150k-250k 270 $94,220,000 $348,963 $7,240 3.14%
    $75k-100k 226 $50,850,000 $225,000 $4,306 3.22%

    Cadence Bank N.a. lent most frequently to those with incomes in the $250k+ range, with 399 originations. The second most popular income band? $50k-75k, with 339 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 499 $197,725,000 $396,242 $7,742 3.16%
    30-36% 329 $120,385,000 $365,912 $7,039 3.20%
    <20% 305 $122,375,000 $401,230 $6,887 3.11%
    50-60% 119 $27,725,000 $232,983 $3,724 3.47%
    40% 74 $27,350,000 $369,595 $6,491 3.31%
    39% 72 $24,010,000 $333,472 $5,699 3.32%
    41% 62 $15,660,000 $252,581 $4,564 3.31%
    38% 61 $26,385,000 $432,541 $6,387 3.23%
    42% 58 $16,080,000 $277,241 $4,453 3.30%
    36% 58 $19,390,000 $334,310 $6,133 3.23%
    37% 55 $21,305,000 $387,364 $7,873 3.17%
    43% 40 $9,890,000 $247,250 $3,821 3.21%
    48% 31 $7,695,000 $248,226 $4,208 3.39%
    44% 30 $6,590,000 $219,667 $3,432 3.21%
    47% 28 $5,600,000 $200,000 $3,586 3.36%
    46% 27 $7,025,000 $260,185 $3,766 3.35%
    49% 27 $6,405,000 $237,222 $3,667 3.38%
    45% 21 $5,425,000 $258,333 $3,794 3.34%
    >60% 3 $1,855,000 $618,333 $10,917 3.54%

    Cadence Bank N.a. lent most frequently to those with DTI ratios of 20-30%, with 499 originations. The next most common DTI ratio? 30-36%, with 329 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,288 $454,230,000 $352,663 $6,539 3.18%
    Not provided 238 $99,830,000 $419,454 $7,315 3.30%
    Not applicable 111 $89,735,000 $808,423 $0 3.74%
    Black 313 $78,345,000 $250,304 $3,900 3.38%
    Asian 57 $30,345,000 $532,368 $9,424 3.12%
    Asian Indian 10 $3,690,000 $369,000 $8,628 2.91%
    American Indian 16 $3,080,000 $192,500 $3,580 3.37%
    Other Asian 4 $3,050,000 $762,500 $15,237 3.25%
    Chinese 1 $1,375,000 $1,375,000 $20,463 3.13%
    Native Hawaiian or Islander 3 $595,000 $198,333 $5,640 3.17%
    Vietnamese 1 $205,000 $205,000 $0 3.25%
    Other Pacific Islander 1 $25,000 $25,000 $0 3.25%

    Approval Rates

    Total approvals of all applications
    78.89%

    Cadence Bank N.a. has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    84.24%

    Cadence Bank N.a. has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,043 $764,505,000 $374,207

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,043 $764,505,000 $374,207

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 187 $40,465,000 $216,390 $4,416 3.21%
    40-60% 201 $126,695,000 $630,323 $5,832 3.07%
    60-80% 490 $208,430,000 $425,367 $7,402 3.18%
    80-100% 1,022 $374,830,000 $366,761 $6,055 3.32%
    Over 100% 8 $2,350,000 $293,750 $9,046 2.59%
    Under 20% 132 $10,910,000 $82,652 $231 3.36%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    CADENCE BANCORPORATION Conventional home mortgage Trouble during payment process 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Cadence Bank, N.A. 293 Water Street Uniontown, AL 36786 Full Service B&M $15,888
    Cadence Bank, N.A. 1000 Jemison Lane Birmingham, AL 35223 Full Service B&M $42,400
    Cadence Bank, N.A. 10003 North West Military Hwy San Antonio, TX 78231 Full Service Retail $105,648
    Cadence Bank, N.A. 1135 North Bypass / Dr Mlk Expressway Andalusia, AL 36420 Full Service B&M $81,784
    Cadence Bank, N.A. 11392 North Williams Street Dunnellon, FL 34432 Full Service B&M $59,274
    Cadence Bank, N.A. 11790 North Dale Mabry Highway Tampa, FL 33618 Full Service B&M $69,420
    Cadence Bank, N.A. 119 East General Screven Way Hinesville, GA 31313 Full Service B&M $24,695
    Cadence Bank, N.A. 119 South Houston Lake Road Warner Robins, GA 31088 Full Service B&M $74,208
    Cadence Bank, N.A. 120 Drayton Street Savannah, GA 31401 Full Service B&M $41,128
    Cadence Bank, N.A. 1208 Washington Street Perry, GA 31069 Full Service B&M $171,583
    Cadence Bank, N.A. 126 North Broadway Avenue Sylacauga, AL 35150 Full Service B&M $80,811
    Cadence Bank, N.A. 1300 Pinehurst Drive Spring Hill, FL 34606 Full Service B&M $80,357
    Cadence Bank, N.A. 1349 W Peachtree St Nw, Ste 100 Atlanta, GA 30309 Full Service B&M $2,151,231
    Cadence Bank, N.A. 14211 Powell Road Brooksville, FL 34609 Full Service B&M $49,532
    Cadence Bank, N.A. 1516 Union Avenue Memphis, TN 38104 Full Service B&M $27,469
    Cadence Bank, N.A. 3001 Mountain Cove Boulevard Owens Cross Roads, AL 35763 Full Service B&M $70,251
    Cadence Bank, N.A. 301 Us Hwy 41 South Inverness, FL 34450 Full Service B&M $89,432
    Cadence Bank, N.A. 302 Hwy 45 North Aberdeen, MS 39730 Limited, Drive-thru $0
    Cadence Bank, N.A. 312 Clinton Avenue West Huntsville, AL 35801 Full Service B&M $337,345
    Cadence Bank, N.A. 3201 Rainbow Drive Rainbow City, AL 35906 Full Service B&M $59,090
    Cadence Bank, N.A. 33327 Highway 280 Childersburg, AL 35044 Full Service B&M $47,779
    Cadence Bank, N.A. 3399 Peachtree Road, Ne, Suite 2050 Atlanta, GA 30326 Limited, Administrative $0
    Cadence Bank, N.A. 340 Pharr Road Ne Atlanta, GA 30305 Full Service B&M $141,309
    Cadence Bank, N.A. 3527 Wheeler Road Augusta, GA 30909 Full Service B&M $175,133
    Cadence Bank, N.A. 3601 Bluecutt Road Columbus, MS 39701 Full Service B&M $74,327
    Cadence Bank, N.A. 36301 Us Highway 19 North Palm Harbor, FL 34684 Full Service B&M $32,674
    Cadence Bank, N.A. 3754 Westheimer Rd Houston, TX 77027 Full Service B&M $72,881
    Cadence Bank, N.A. 3820 Washington Road Martinez, GA 30907 Full Service B&M $73,291
    Cadence Bank, N.A. 5110 Griggs Road Suite 201 Houston, TX 77021 Full Service B&M $1,844
    Cadence Bank, N.A. 535 East Main Street Philadelphia, MS 39350 Full Service B&M $74,155
    Cadence Bank, N.A. 5548 Fm 1960 Road West Houston, TX 77069 Full Service B&M $62,076
    Cadence Bank, N.A. 5815 Kirby Drive Houston, TX 77005 Full Service B&M $54,649
    Cadence Bank, N.A. 591 South Mendenhall Memphis, TN 38117 Full Service B&M $48,101
    Cadence Bank, N.A. 5950 Sherry Lane, Suite 540 Dallas, TX 75225 Limited, Drive-thru $218
    Cadence Bank, N.A. 5980 Zebulon Road Macon, GA 31210 Full Service B&M $96,292
    Cadence Bank, N.A. 600 Main Street West Hartselle, AL 35640 Full Service B&M $49,193
    Cadence Bank, N.A. 602 Mall Boulevard Savannah, GA 31406 Full Service B&M $6,349
    Cadence Bank, N.A. 606 Highway 12 East Starkville, MS 39759 Limited, Drive-thru $0
    Cadence Bank, N.A. 608 Second Avenue East Oneonta, AL 35121 Full Service B&M $93,486
    Cadence Bank, N.A. 614 Shurling Drive Macon, GA 31211 Full Service B&M $40,128
    Cadence Bank, N.A. 803 Main Street Columbus, MS 39701 Full Service B&M $175,395
    Cadence Bank, N.A. 8031 Us Hwy 431 Albertville, AL 35950 Full Service B&M $31,892
    Cadence Bank, N.A. 818 Highway 12 West Starkville, MS 39759 Full Service B&M $61,325
    Cadence Bank, N.A. 849 Warren Drive Warner Robins, GA 31088 Full Service B&M $35,637
    Cadence Bank, N.A. 8592 Potter Park Drive Sarasota, FL 34238 Full Service B&M $85,895
    Cadence Bank, N.A. 873 Dennison Avenue S.W., Suite 101 Birmingham, AL 35211 Full Service B&M $23
    Cadence Bank, N.A. East Commerce Street Aberdeen, MS 39730 Full Service B&M $80,504
    Cadence Bank, N.A. 1535 Bass Road Macon, GA 31210 Full Service B&M $61,097
    Cadence Bank, N.A. 1580 Walton Way Augusta, GA 30904 Full Service B&M $26,978
    Cadence Bank, N.A. 1615 Mcfarland Boulevard North Tuscaloosa, AL 35406 Full Service B&M $57,526
    Cadence Bank, N.A. 176 S Main Street Reidsville, GA 30453 Full Service B&M $26,561
    Cadence Bank, N.A. 1925 Hughes Landing Blvd, Suite 200 The Woodlands, TX 77380 Full Service B&M $97,245
    Cadence Bank, N.A. 1950 Edwards Lake Road Birmingham, AL 35235 Full Service B&M $48,950
    Cadence Bank, N.A. 1970 Sattellite Blvd Duluth, GA 30097 Full Service B&M $18,645
    Cadence Bank, N.A. 2020 University Blvd, Ste 100 Tuscaloosa, AL 35401 Full Service B&M $274,702
    Cadence Bank, N.A. 2049 West Gray St. Houston, TX 77019 Full Service B&M $58,410
    Cadence Bank, N.A. 205 South Veterans Blvd Glennville, GA 30427 Full Service B&M $17,874
    Cadence Bank, N.A. 2100 Third Avenue North Birmingham, AL 35203 Full Service B&M $949,525
    Cadence Bank, N.A. 218 Louisa Street Warrior, AL 35180 Full Service B&M $47,182
    Cadence Bank, N.A. 2207 Manatee Avenue West Bradenton, FL 34205 Full Service B&M $54,665
    Cadence Bank, N.A. 2234 West Broad Street Athens, GA 30606 Full Service B&M $228,564
    Cadence Bank, N.A. 2250 Mount Olive Road Gardendale, AL 35071 Full Service B&M $52,871
    Cadence Bank, N.A. 2301 3rd Avenue North Birmingham, AL 35203 Limited, Drive-thru $0
    Cadence Bank, N.A. 2380 Old Milton Parkway Alpharetta, GA 30009 Full Service B&M $180,236
    Cadence Bank, N.A. 2440 Sunset Point Road Clearwater, FL 33765 Full Service B&M $29,296
    Cadence Bank, N.A. 25 South Links Avenue Sarasota, FL 34236 Full Service B&M $268,586
    Cadence Bank, N.A. 250 Church Street Marietta, GA 30060 Full Service B&M $65,544
    Cadence Bank, N.A. 2755 John Hawkins Parkway Hoover, AL 35244 Full Service B&M $74,555
    Cadence Bank, N.A. 2800 Post Oak Blvd, Suite 100 Houston, TX 77056 Full Service B&M $4,860,355
    Cadence Bank, N.A. 2805 Wrightsboro Road Augusta, GA 30909 Full Service B&M $75,204
    Cadence Bank, N.A. 282 West Clinton Street Gray, GA 31032 Full Service B&M $121,801
    Cadence Bank, N.A. 3860 North Lecanto Hwy Beverly Hills, FL 34465 Full Service B&M $73,122
    Cadence Bank, N.A. 4004 Lawson Ridge Drive Madison, AL 35757 Full Service B&M $52,513
    Cadence Bank, N.A. 4010 Little Road New Port Richey, FL 34655 Full Service B&M $66,909
    Cadence Bank, N.A. 4219 Forsyth Road Macon, GA 31210 Full Service B&M $735,194
    Cadence Bank, N.A. 4315 Hartley Bridge Road Macon, GA 31216 Full Service B&M $94,129
    Cadence Bank, N.A. 4349 Washington Road Evans, GA 30809 Full Service B&M $42,167
    Cadence Bank, N.A. 4647 Sweetwater Blvd., Ste A Sugar Land, TX 77479 Full Service B&M $69,320
    Cadence Bank, N.A. 4662 U.S. Highway 31 Sw Falkville, AL 35622 Full Service B&M $32,491
    Cadence Bank, N.A. 4699 Log Cabin Drive Macon, GA 31204 Full Service B&M $51,266
    Cadence Bank, N.A. 4842 Sun City Center Boulevard Sun City Center, FL 33573 Full Service B&M $53,101
    Cadence Bank, N.A. 4890 W Kennedy Blvd Suite 160 Tampa, FL 33609 Full Service B&M $478,672
    Cadence Bank, N.A. 500 Jesse Jewel Parkway Gainesville, GA 30501 Full Service B&M $39,654
    Cadence Bank, N.A. 6170 Peachtree Parkway At Peachtree Corners Norcross, GA 30092 Full Service B&M $38,792
    Cadence Bank, N.A. 6330 San Felipe St Houston, TX 77057 Full Service B&M $66,378
    Cadence Bank, N.A. 6515 Poplar Avenue Memphis, TN 38119 Full Service B&M $34,231
    Cadence Bank, N.A. 657 Commerce Street West Point, MS 39773 Full Service B&M $81,608
    Cadence Bank, N.A. 6801 Cahaba Valley Road, Suite 100 Birmingham, AL 35242 Full Service B&M $233,367
    Cadence Bank, N.A. 6815 Highway 45 Alt South West Point, MS 39773 Limited, Drive-thru $0
    Cadence Bank, N.A. 6836 Atlanta Highway Montgomery, AL 36117 Full Service B&M $65,422
    Cadence Bank, N.A. 69156 Main Street Blountsville, AL 35031 Full Service B&M $59,436
    Cadence Bank, N.A. 700 Walnut Street Macon, GA 31201 Full Service B&M $98,152
    Cadence Bank, N.A. 780 South Alabama Avenue Monroeville, AL 36460 Full Service B&M $32,080
    Cadence Bank, N.A. 7878 Farmington Blvd Germantown, TN 38138 Full Service B&M $28,482
    Cadence Bank, N.A. 793 Russell St. Starkville, MS 39759 Full Service B&M $226,072
    Cadence Bank, N.A. 1001 Fannin, Ste L-100 Houston, TX 77002 Full Service B&M $124,377
    Cadence Bank, N.A. 10175 Hwy 431 So. New Hope, AL 35760 Full Service B&M $42,268
    Cadence Bank, N.A. 10260 Westheimer, Suite 100 Houston, TX 77042 Full Service B&M $72,973
    Cadence Bank, N.A. 110 East Hill Street Thomson, GA 30824 Full Service B&M $78,216
    Cadence Bank, N.A. 110-114 North Third Street Amory, MS 38821 Full Service B&M $47,399
    Cadence Bank, N.A. 2206 Pine Street Unadilla, GA 31091 Full Service B&M $27,165

    For 2021, Cadence Bank N.a. had 101 branches.

    Yearly Performance Overview