Cadence Bank N.a. Mortgage Rates, Fees & Info
Atlanta, GALEI: 3XATK28RYORGPDF31217
Tax ID: 64-0156695
3.3 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Cadence Bank N.a. is a smaller bank specializing in Home Purchase and Refi loans. Cadence Bank N.a. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Houston, Atlanta, Nashville, Birmingham, and Tuscaloosa among others. Cadence Bank N.a. has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Cadence Bank N.a. is typically a high fee lendor.Originations
2,043Origination Dollar Volume (All Markets)
$764,505,000Awards
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Cadence Bank N.A. - 2021
Cadence Bank N.A. is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Cadence Bank N.a.'s average 30 year fixed rate mortgage of loans were
3.27%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 0.12%.
Relative Fees
Cadence Bank N.a.'s average total fees for a 30 year fixed rate
mortgage are $6,079.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 463 | $210,885,000 | $455,475 | $8,476 | 3.29% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 211 | $86,445,000 | $409,692 | $5,829 | 3.37% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 12 | $55,760,000 | $4,646,667 | $13,003 | 3.18% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 201 | $52,095,000 | $259,179 | $3,895 | 3.17% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 119 | $31,805,000 | $267,269 | $3,371 | 3.07% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 82 | $30,130,000 | $367,439 | $7,865 | 3.20% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 111 | $29,525,000 | $265,991 | $4,380 | 3.13% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 28 | $24,850,000 | $887,500 | $12,488 | 3.31% |
| Starkville, MS (FHA|USDA|VA) | 95 | $24,825,000 | $261,316 | $4,370 | 2.94% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 20 | $16,580,000 | $829,000 | $17,652 | 3.04% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 63 | $15,785,000 | $250,556 | $4,224 | 3.48% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 67 | $14,605,000 | $217,985 | $5,301 | 3.43% |
| MONTGOMERY, AL (FHA|USDA|VA) | 76 | $14,350,000 | $188,816 | $3,099 | 3.26% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 35 | $12,085,000 | $345,286 | $7,466 | 3.13% |
| Outside of Metro Areas | 47 | $11,815,000 | $251,383 | $5,237 | 3.28% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 53 | $10,915,000 | $205,943 | $4,086 | 3.23% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $7,960,000 | $1,990,000 | $21,358 | 3.41% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 11 | $7,425,000 | $675,000 | $18,572 | 3.30% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 10 | $7,330,000 | $733,000 | $11,385 | 3.49% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 8 | $7,100,000 | $887,500 | $13,283 | 3.20% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 21 | $4,935,000 | $235,000 | $4,538 | 3.34% |
| Columbus, MS (FHA|USDA|VA) | 25 | $4,735,000 | $189,400 | $2,301 | 3.11% |
| WACO, TX (FHA|USDA|VA) | 22 | $4,610,000 | $209,545 | $10,009 | 3.93% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 28 | $4,380,000 | $156,429 | $3,907 | 3.15% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 21 | $3,955,000 | $188,333 | $3,475 | 3.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 19 | $3,915,000 | $206,053 | $4,695 | 3.26% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 6 | $3,570,000 | $595,000 | $5,611 | 3.04% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $3,005,000 | $3,005,000 | $9,529 | 3.50% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $2,960,000 | $740,000 | $12,116 | 3.53% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $2,905,000 | $968,333 | $17,243 | 3.67% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 4 | $2,860,000 | $715,000 | $16,277 | 3.06% |
| DECATUR, AL (FHA|USDA|VA) | 18 | $2,250,000 | $125,000 | $3,575 | 3.24% |
| SAVANNAH, GA (FHA|USDA|VA) | 5 | $2,065,000 | $413,000 | $7,107 | 3.39% |
| GADSDEN, AL (FHA|USDA|VA) | 18 | $2,040,000 | $113,333 | $2,113 | 3.32% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $2,005,000 | $2,005,000 | $26,405 | 3.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $1,960,000 | $980,000 | $5,104 | 3.56% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $1,830,000 | $915,000 | $17,266 | 3.25% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $6,929 | 3.19% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $1,775,000 | $1,775,000 | $23,459 | 3.00% |
| Cullman, AL (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $1,737 | 3.18% |
| GAINESVILLE, GA (FHA|USDA|VA) | 10 | $1,560,000 | $156,000 | $2,423 | 3.36% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $1,505,000 | $1,505,000 | $20,068 | 3.50% |
| Albertville, AL (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $4,625 | 3.27% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $1,395,000 | $1,395,000 | $19,311 | 3.25% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $1,295,000 | $1,295,000 | $0 | 3.75% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $13,637 | 3.88% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $9,651 | 3.69% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $1,085,000 | $1,085,000 | $8,321 | 3.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $16,371 | 3.13% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $14,118 | 3.00% |
| Edwards, CO (FHA|USDA|VA) | 1 | $975,000 | $975,000 | $13,516 | 3.50% |
| JACKSON, MS (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $4,095 | 3.03% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $935,000 | $935,000 | $12,611 | 3.75% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $13,393 | 3.50% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $10,854 | 3.31% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $2,540 | 3.00% |
| West Point, MS (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $1,616 | 2.88% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $11,192 | 3.13% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $4,534 | 3.33% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,313 | 3.25% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,797 | 2.63% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $8,629 | 3.13% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 3.25% |
| Key West, FL (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,291 | 2.50% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 3.46% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $9,366 | 3.25% |
| OCALA, FL (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $2,125 | 3.08% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 3.00% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,012 | 3.56% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $8,039 | 2.88% |
| Alexander City, AL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,102 | 3.42% |
| Tupelo, MS (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,227 | 3.08% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,333 | 2.50% |
| Americus, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,664 | 3.50% |
| TYLER, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,458 | 3.63% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $550 | 3.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,909 | 2.75% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,526 | 3.25% |
| El Campo, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,989 | 3.25% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,556 | 3.38% |
| Plainview, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,886 | 3.13% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 3.25% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,598 | 2.88% |
| Summerville, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 4.00% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $1,827 | 3.00% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $1,795 | 2.83% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,038 | 2.38% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 3.63% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,775 | 2.50% |
| Oxford, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,982 | 3.00% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,854 | 3.63% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 3.25% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,034 | 3.31% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,981 | 3.50% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 3.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.25% |
| Cordele, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,860 | 4.25% |
| Atmore, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.00% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.25% |
Cadence Bank N.a.'s top markets include Houston, Atlanta, Nashville, Birmingham, and Tuscaloosa among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 1,976 | $749,000,000 | $379,049 | $6,222 | 3.27% |
| VA | 34 | $8,840,000 | $260,000 | $5,560 | 2.56% |
| FHA | 24 | $4,840,000 | $201,667 | $6,848 | 2.70% |
| USDA | 9 | $1,825,000 | $202,778 | $5,282 | 2.75% |
For the 2021 period, Cadence Bank N.a.'s most frequently originated loan type of loans were Conventional, with 1,976 originations. Their 2nd most popular type is VA, with 34 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 1,195 | $514,735,000 | $430,741 | $6,628 | 3.31% |
| Refi | 450 | $159,170,000 | $353,711 | $5,235 | 3.12% |
| Home Improvement | 213 | $33,395,000 | $156,784 | $1,359 | 3.33% |
| Cash Out Refi | 100 | $31,930,000 | $319,300 | $4,467 | 2.97% |
| Other | 85 | $25,275,000 | $297,353 | $7,654 | 3.29% |
For the 2021, Cadence Bank N.a.'s most frequently cited loan purpose of loans were Home Purchase, with 1,195 originations. The 2nd most popular reason of loans were Refi, with 450 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 1,328 | $508,140,000 | $382,636 | $6,079 | 3.27% |
| 15 Year | 462 | $86,520,000 | $187,273 | $3,693 | 3.13% |
| 20 Year | 80 | $25,980,000 | $324,750 | $3,749 | 3.23% |
| 5 Year | 44 | $63,090,000 | $1,433,864 | $0 | 3.79% |
| Other | 42 | $15,920,000 | $379,048 | $3,084 | 3.55% |
| 30+ year | 40 | $55,410,000 | $1,385,250 | $22,287 | 3.08% |
| 10 Year | 36 | $7,940,000 | $220,556 | $2,598 | 3.22% |
| 1 Year | 8 | $1,270,000 | $158,750 | $0 | 3.92% |
| 3 Year | 3 | $235,000 | $78,333 | $0 | 3.52% |
For the 2021, Cadence Bank N.a.'s most frequently cited loan length of loans were 30 Year, with 1,328 originations. The 2nd most popular length of loans were 15 Year, with 462 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 565 | $138,475,000 | $245,088 |
| $1k-2k | 415 | $114,635,000 | $276,229 |
| $5k+ | 295 | $267,605,000 | $907,136 |
| $3k-4k | 116 | $39,110,000 | $337,155 |
| $2k-3k | 83 | $22,845,000 | $275,241 |
$6,079 of loans were Cadence Bank N.a.'s average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 565 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,444 | $523,350,000 | $362,431 |
| 2.5-3% | 436 | $202,440,000 | $464,312 |
| <2.5% | 120 | $30,840,000 | $257,000 |
| 4-5% | 43 | $7,875,000 | $183,140 |
During 2021, Cadence Bank N.a.'s average interest rate of loans were 3.27%, while their most frequently originated rate bucket of loans were 3-4%, with 1,444 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 782 | $208,850,000 | $267,072 | $4,316 | 3.24% |
| $100k-200k | 513 | $77,765,000 | $151,589 | $2,987 | 3.28% |
| $100,000 or less | 268 | $15,550,000 | $58,022 | $1,751 | 3.37% |
| $400k-600k | 210 | $101,210,000 | $481,952 | $6,560 | 3.07% |
| $600k-1MM | 142 | $111,790,000 | $787,254 | $13,962 | 3.24% |
| $1MM+ | 128 | $249,340,000 | $1,947,969 | $21,755 | 3.25% |
2021 saw Cadence Bank N.a. place emphasis on $200k-400k loans with 782 originations, totaling $208,850,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $250k+ | 399 | $323,895,000 | $811,767 | $14,512 | 3.19% |
| $50k-75k | 339 | $66,525,000 | $196,239 | $3,759 | 3.29% |
| $50k or less | 339 | $50,755,000 | $149,720 | $2,602 | 3.37% |
| $100k-150k | 284 | $71,990,000 | $253,486 | $4,850 | 3.15% |
| $150k-250k | 270 | $94,220,000 | $348,963 | $7,240 | 3.14% |
| $75k-100k | 226 | $50,850,000 | $225,000 | $4,306 | 3.22% |
Cadence Bank N.a. lent most frequently to those with incomes in the $250k+ range, with 399 originations. The second most popular income band? $50k-75k, with 339 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 499 | $197,725,000 | $396,242 | $7,742 | 3.16% |
| 30-36% | 329 | $120,385,000 | $365,912 | $7,039 | 3.20% |
| <20% | 305 | $122,375,000 | $401,230 | $6,887 | 3.11% |
| 50-60% | 119 | $27,725,000 | $232,983 | $3,724 | 3.47% |
| 40% | 74 | $27,350,000 | $369,595 | $6,491 | 3.31% |
| 39% | 72 | $24,010,000 | $333,472 | $5,699 | 3.32% |
| 41% | 62 | $15,660,000 | $252,581 | $4,564 | 3.31% |
| 38% | 61 | $26,385,000 | $432,541 | $6,387 | 3.23% |
| 42% | 58 | $16,080,000 | $277,241 | $4,453 | 3.30% |
| 36% | 58 | $19,390,000 | $334,310 | $6,133 | 3.23% |
| 37% | 55 | $21,305,000 | $387,364 | $7,873 | 3.17% |
| 43% | 40 | $9,890,000 | $247,250 | $3,821 | 3.21% |
| 48% | 31 | $7,695,000 | $248,226 | $4,208 | 3.39% |
| 44% | 30 | $6,590,000 | $219,667 | $3,432 | 3.21% |
| 47% | 28 | $5,600,000 | $200,000 | $3,586 | 3.36% |
| 46% | 27 | $7,025,000 | $260,185 | $3,766 | 3.35% |
| 49% | 27 | $6,405,000 | $237,222 | $3,667 | 3.38% |
| 45% | 21 | $5,425,000 | $258,333 | $3,794 | 3.34% |
| >60% | 3 | $1,855,000 | $618,333 | $10,917 | 3.54% |
Cadence Bank N.a. lent most frequently to those with DTI ratios of 20-30%, with 499 originations. The next most common DTI ratio? 30-36%, with 329 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 1,288 | $454,230,000 | $352,663 | $6,539 | 3.18% |
| Not provided | 238 | $99,830,000 | $419,454 | $7,315 | 3.30% |
| Not applicable | 111 | $89,735,000 | $808,423 | $0 | 3.74% |
| Black | 313 | $78,345,000 | $250,304 | $3,900 | 3.38% |
| Asian | 57 | $30,345,000 | $532,368 | $9,424 | 3.12% |
| Asian Indian | 10 | $3,690,000 | $369,000 | $8,628 | 2.91% |
| American Indian | 16 | $3,080,000 | $192,500 | $3,580 | 3.37% |
| Other Asian | 4 | $3,050,000 | $762,500 | $15,237 | 3.25% |
| Chinese | 1 | $1,375,000 | $1,375,000 | $20,463 | 3.13% |
| Native Hawaiian | 3 | $595,000 | $198,333 | $5,640 | 3.17% |
| Vietnamese | 1 | $205,000 | $205,000 | $0 | 3.25% |
| Other Pacific Islander | 1 | $25,000 | $25,000 | $0 | 3.25% |
Approval Rates
Total approvals of all applications81.17%
Cadence Bank N.a. has a below average approval rate.
Pick Rate
Approvals leading to origination80.72%
Cadence Bank N.a. has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,043 | $764,505,000 | $374,207 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2,043 | $764,505,000 | $374,207 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 187 | $40,465,000 | $216,390 | $4,416 | 3.21% |
| 40-60% | 201 | $126,695,000 | $630,323 | $5,832 | 3.07% |
| 60-80% | 490 | $208,430,000 | $425,367 | $7,402 | 3.18% |
| 80-100% | 1,022 | $374,830,000 | $366,761 | $6,055 | 3.32% |
| Over 100% | 8 | $2,350,000 | $293,750 | $9,046 | 2.59% |
| Under 20% | 132 | $10,910,000 | $82,652 | $231 | 3.36% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| CADENCE BANCORPORATION | Conventional home mortgage | Trouble during payment process | 1 | 100.0% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Cadence Bank, N.A. | 1000 Jemison Lane Birmingham, AL 35223 | Full Service B&M | $42,400 |
| Cadence Bank, N.A. | 293 Water Street Uniontown, AL 36786 | Full Service B&M | $15,888 |
| Cadence Bank, N.A. | 1535 Bass Road Macon, GA 31210 | Full Service B&M | $61,097 |
| Cadence Bank, N.A. | 1580 Walton Way Augusta, GA 30904 | Full Service B&M | $26,978 |
| Cadence Bank, N.A. | 1615 Mcfarland Boulevard North Tuscaloosa, AL 35406 | Full Service B&M | $57,526 |
| Cadence Bank, N.A. | 176 S Main Street Reidsville, GA 30453 | Full Service B&M | $26,561 |
| Cadence Bank, N.A. | 1925 Hughes Landing Blvd, Suite 200 The Woodlands, TX 77380 | Full Service B&M | $97,245 |
| Cadence Bank, N.A. | 1950 Edwards Lake Road Birmingham, AL 35235 | Full Service B&M | $48,950 |
| Cadence Bank, N.A. | 1970 Sattellite Blvd Duluth, GA 30097 | Full Service B&M | $18,645 |
| Cadence Bank, N.A. | 2020 University Blvd, Ste 100 Tuscaloosa, AL 35401 | Full Service B&M | $274,702 |
| Cadence Bank, N.A. | 2049 West Gray St. Houston, TX 77019 | Full Service B&M | $58,410 |
| Cadence Bank, N.A. | 205 South Veterans Blvd Glennville, GA 30427 | Full Service B&M | $17,874 |
| Cadence Bank, N.A. | 2100 Third Avenue North Birmingham, AL 35203 | Full Service B&M | $949,525 |
| Cadence Bank, N.A. | 218 Louisa Street Warrior, AL 35180 | Full Service B&M | $47,182 |
| Cadence Bank, N.A. | 2207 Manatee Avenue West Bradenton, FL 34205 | Full Service B&M | $54,665 |
| Cadence Bank, N.A. | 2234 West Broad Street Athens, GA 30606 | Full Service B&M | $228,564 |
| Cadence Bank, N.A. | 2250 Mount Olive Road Gardendale, AL 35071 | Full Service B&M | $52,871 |
| Cadence Bank, N.A. | 2301 3rd Avenue North Birmingham, AL 35203 | Limited, Drive-thru | $0 |
| Cadence Bank, N.A. | 2380 Old Milton Parkway Alpharetta, GA 30009 | Full Service B&M | $180,236 |
| Cadence Bank, N.A. | 2440 Sunset Point Road Clearwater, FL 33765 | Full Service B&M | $29,296 |
| Cadence Bank, N.A. | 25 South Links Avenue Sarasota, FL 34236 | Full Service B&M | $268,586 |
| Cadence Bank, N.A. | 250 Church Street Marietta, GA 30060 | Full Service B&M | $65,544 |
| Cadence Bank, N.A. | 2755 John Hawkins Parkway Hoover, AL 35244 | Full Service B&M | $74,555 |
| Cadence Bank, N.A. | 2800 Post Oak Blvd, Suite 100 Houston, TX 77056 | Full Service B&M | $4,860,355 |
| Cadence Bank, N.A. | 2805 Wrightsboro Road Augusta, GA 30909 | Full Service B&M | $75,204 |
| Cadence Bank, N.A. | 282 West Clinton Street Gray, GA 31032 | Full Service B&M | $121,801 |
| Cadence Bank, N.A. | 3860 North Lecanto Hwy Beverly Hills, FL 34465 | Full Service B&M | $73,122 |
| Cadence Bank, N.A. | 4004 Lawson Ridge Drive Madison, AL 35757 | Full Service B&M | $52,513 |
| Cadence Bank, N.A. | 4010 Little Road New Port Richey, FL 34655 | Full Service B&M | $66,909 |
| Cadence Bank, N.A. | 4219 Forsyth Road Macon, GA 31210 | Full Service B&M | $735,194 |
| Cadence Bank, N.A. | 4315 Hartley Bridge Road Macon, GA 31216 | Full Service B&M | $94,129 |
| Cadence Bank, N.A. | 4349 Washington Road Evans, GA 30809 | Full Service B&M | $42,167 |
| Cadence Bank, N.A. | 4647 Sweetwater Blvd., Ste A Sugar Land, TX 77479 | Full Service B&M | $69,320 |
| Cadence Bank, N.A. | 4662 U.S. Highway 31 Sw Falkville, AL 35622 | Full Service B&M | $32,491 |
| Cadence Bank, N.A. | 4699 Log Cabin Drive Macon, GA 31204 | Full Service B&M | $51,266 |
| Cadence Bank, N.A. | 4842 Sun City Center Boulevard Sun City Center, FL 33573 | Full Service B&M | $53,101 |
| Cadence Bank, N.A. | 4890 W Kennedy Blvd Suite 160 Tampa, FL 33609 | Full Service B&M | $478,672 |
| Cadence Bank, N.A. | 500 Jesse Jewel Parkway Gainesville, GA 30501 | Full Service B&M | $39,654 |
| Cadence Bank, N.A. | 6170 Peachtree Parkway At Peachtree Corners Norcross, GA 30092 | Full Service B&M | $38,792 |
| Cadence Bank, N.A. | 6330 San Felipe St Houston, TX 77057 | Full Service B&M | $66,378 |
| Cadence Bank, N.A. | 6515 Poplar Avenue Memphis, TN 38119 | Full Service B&M | $34,231 |
| Cadence Bank, N.A. | 657 Commerce Street West Point, MS 39773 | Full Service B&M | $81,608 |
| Cadence Bank, N.A. | 6801 Cahaba Valley Road, Suite 100 Birmingham, AL 35242 | Full Service B&M | $233,367 |
| Cadence Bank, N.A. | 6815 Highway 45 Alt South West Point, MS 39773 | Limited, Drive-thru | $0 |
| Cadence Bank, N.A. | 6836 Atlanta Highway Montgomery, AL 36117 | Full Service B&M | $65,422 |
| Cadence Bank, N.A. | 69156 Main Street Blountsville, AL 35031 | Full Service B&M | $59,436 |
| Cadence Bank, N.A. | 700 Walnut Street Macon, GA 31201 | Full Service B&M | $98,152 |
| Cadence Bank, N.A. | 780 South Alabama Avenue Monroeville, AL 36460 | Full Service B&M | $32,080 |
| Cadence Bank, N.A. | 7878 Farmington Blvd Germantown, TN 38138 | Full Service B&M | $28,482 |
| Cadence Bank, N.A. | 793 Russell St. Starkville, MS 39759 | Full Service B&M | $226,072 |
| Cadence Bank, N.A. | 1135 North Bypass / Dr Mlk Expressway Andalusia, AL 36420 | Full Service B&M | $81,784 |
| Cadence Bank, N.A. | 11392 North Williams Street Dunnellon, FL 34432 | Full Service B&M | $59,274 |
| Cadence Bank, N.A. | 11790 North Dale Mabry Highway Tampa, FL 33618 | Full Service B&M | $69,420 |
| Cadence Bank, N.A. | 119 East General Screven Way Hinesville, GA 31313 | Full Service B&M | $24,695 |
| Cadence Bank, N.A. | 119 South Houston Lake Road Warner Robins, GA 31088 | Full Service B&M | $74,208 |
| Cadence Bank, N.A. | 120 Drayton Street Savannah, GA 31401 | Full Service B&M | $41,128 |
| Cadence Bank, N.A. | 1208 Washington Street Perry, GA 31069 | Full Service B&M | $171,583 |
| Cadence Bank, N.A. | 126 North Broadway Avenue Sylacauga, AL 35150 | Full Service B&M | $80,811 |
| Cadence Bank, N.A. | 1300 Pinehurst Drive Spring Hill, FL 34606 | Full Service B&M | $80,357 |
| Cadence Bank, N.A. | 1349 W Peachtree St Nw, Ste 100 Atlanta, GA 30309 | Full Service B&M | $2,151,231 |
| Cadence Bank, N.A. | 14211 Powell Road Brooksville, FL 34609 | Full Service B&M | $49,532 |
| Cadence Bank, N.A. | 1516 Union Avenue Memphis, TN 38104 | Full Service B&M | $27,469 |
| Cadence Bank, N.A. | 3001 Mountain Cove Boulevard Owens Cross Roads, AL 35763 | Full Service B&M | $70,251 |
| Cadence Bank, N.A. | 301 Us Hwy 41 South Inverness, FL 34450 | Full Service B&M | $89,432 |
| Cadence Bank, N.A. | 302 Hwy 45 North Aberdeen, MS 39730 | Limited, Drive-thru | $0 |
| Cadence Bank, N.A. | 312 Clinton Avenue West Huntsville, AL 35801 | Full Service B&M | $337,345 |
| Cadence Bank, N.A. | 3201 Rainbow Drive Rainbow City, AL 35906 | Full Service B&M | $59,090 |
| Cadence Bank, N.A. | 33327 Highway 280 Childersburg, AL 35044 | Full Service B&M | $47,779 |
| Cadence Bank, N.A. | 3399 Peachtree Road, Ne, Suite 2050 Atlanta, GA 30326 | Limited, Administrative | $0 |
| Cadence Bank, N.A. | 340 Pharr Road Ne Atlanta, GA 30305 | Full Service B&M | $141,309 |
| Cadence Bank, N.A. | 3527 Wheeler Road Augusta, GA 30909 | Full Service B&M | $175,133 |
| Cadence Bank, N.A. | 3601 Bluecutt Road Columbus, MS 39701 | Full Service B&M | $74,327 |
| Cadence Bank, N.A. | 36301 Us Highway 19 North Palm Harbor, FL 34684 | Full Service B&M | $32,674 |
| Cadence Bank, N.A. | 3754 Westheimer Rd Houston, TX 77027 | Full Service B&M | $72,881 |
| Cadence Bank, N.A. | 3820 Washington Road Martinez, GA 30907 | Full Service B&M | $73,291 |
| Cadence Bank, N.A. | 5110 Griggs Road Suite 201 Houston, TX 77021 | Full Service B&M | $1,844 |
| Cadence Bank, N.A. | 535 East Main Street Philadelphia, MS 39350 | Full Service B&M | $74,155 |
| Cadence Bank, N.A. | 5548 Fm 1960 Road West Houston, TX 77069 | Full Service B&M | $62,076 |
| Cadence Bank, N.A. | 5815 Kirby Drive Houston, TX 77005 | Full Service B&M | $54,649 |
| Cadence Bank, N.A. | 591 South Mendenhall Memphis, TN 38117 | Full Service B&M | $48,101 |
| Cadence Bank, N.A. | 5950 Sherry Lane, Suite 540 Dallas, TX 75225 | Limited, Drive-thru | $218 |
| Cadence Bank, N.A. | 5980 Zebulon Road Macon, GA 31210 | Full Service B&M | $96,292 |
| Cadence Bank, N.A. | 600 Main Street West Hartselle, AL 35640 | Full Service B&M | $49,193 |
| Cadence Bank, N.A. | 602 Mall Boulevard Savannah, GA 31406 | Full Service B&M | $6,349 |
| Cadence Bank, N.A. | 606 Highway 12 East Starkville, MS 39759 | Limited, Drive-thru | $0 |
| Cadence Bank, N.A. | 608 Second Avenue East Oneonta, AL 35121 | Full Service B&M | $93,486 |
| Cadence Bank, N.A. | 614 Shurling Drive Macon, GA 31211 | Full Service B&M | $40,128 |
| Cadence Bank, N.A. | 803 Main Street Columbus, MS 39701 | Full Service B&M | $175,395 |
| Cadence Bank, N.A. | 8031 Us Hwy 431 Albertville, AL 35950 | Full Service B&M | $31,892 |
| Cadence Bank, N.A. | 818 Highway 12 West Starkville, MS 39759 | Full Service B&M | $61,325 |
| Cadence Bank, N.A. | 849 Warren Drive Warner Robins, GA 31088 | Full Service B&M | $35,637 |
| Cadence Bank, N.A. | 8592 Potter Park Drive Sarasota, FL 34238 | Full Service B&M | $85,895 |
| Cadence Bank, N.A. | 873 Dennison Avenue S.W., Suite 101 Birmingham, AL 35211 | Full Service B&M | $23 |
| Cadence Bank, N.A. | East Commerce Street Aberdeen, MS 39730 | Full Service B&M | $80,504 |
| Cadence Bank, N.A. | 10003 North West Military Hwy San Antonio, TX 78231 | Full Service Retail | $105,648 |
| Cadence Bank, N.A. | 1001 Fannin, Ste L-100 Houston, TX 77002 | Full Service B&M | $124,377 |
| Cadence Bank, N.A. | 10175 Hwy 431 So. New Hope, AL 35760 | Full Service B&M | $42,268 |
| Cadence Bank, N.A. | 10260 Westheimer, Suite 100 Houston, TX 77042 | Full Service B&M | $72,973 |
| Cadence Bank, N.A. | 110 East Hill Street Thomson, GA 30824 | Full Service B&M | $78,216 |
| Cadence Bank, N.A. | 110-114 North Third Street Amory, MS 38821 | Full Service B&M | $47,399 |
| Cadence Bank, N.A. | 2206 Pine Street Unadilla, GA 31091 | Full Service B&M | $27,165 |
For 2021, Cadence Bank N.a. had 101 branches.
