Pioneer Valley Federal Credit Union Mortgage Rates, Fees & Info
Springfield, MALEI: 5493001YS08XHF42M037
Tax ID: 04-1288380
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Pioneer Valley Federal Credit Union is a smaller credit union specializing in Refi and Home Purchase loans. Pioneer Valley Federal Credit Union has a high proportion of conventional loans.Pioneer Valley Federal Credit Union has an average approval rate when compared to the average across all lenders.
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Originations
66Origination Dollar Volume (All Markets)
$13,030,000Top Markets
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Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Outside of Metro Areas | 66 | $13,030,000 | $197,424 | $0 | 0.00% |
Product Mix
Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
---|---|---|---|---|---|
Conventional | 66 | $13,030,000 | $197,424 | $0 | 0.00% |
For 2018, Pioneer Valley Federal Credit Union's most frequently originated type of loan was Conventional, with 66 originations.
Loan Reason
For 2018, Pioneer Valley Federal Credit Union's most frequently cited loan purpose was Refi, with 36 originations. The 2nd most popular reason was Home Purchase, with 26 originations.
Loan Duration/Length
Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Other | 66 | $13,030,000 | $197,424 | $0 | 0.00% |
For 2018, Pioneer Valley Federal Credit Union's most frequently cited loan duration was Other, with 66 originations.
Loan Sizing
2018 saw Pioneer Valley Federal Credit Union place emphasis on $100k-200k loans with 28 originations, totaling $4,120,000 in origination value.
Applicant Income
Pioneer Valley Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 21 originations. The second most popular income band? $50k-75k, with 15 originations.
Applicant Debt to Income Ratio
DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Exempt% | 66 | $13,030,000 | $197,424 | $0 | 0.00% |
Pioneer Valley Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 66 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.00%
Pioneer Valley Federal Credit Union has an average approval rate.
Pick Rate
Approvals leading to originationPoints and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
Exempt | 66 | $13,030,000 | $197,424 |