Amerifirst Financial Corporation Mortgage Rates, Fees & Info
KALAMAZOO, MILEI: 54930080OKRZ7NNZIO71
Tax ID: 38-2699549
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Amerifirst Financial Corporation is a small mortgage company specializing in Home Purchase loans. Amerifirst Financial Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Orlando, Tampa, Lakeland, Detroit, and Riverside among others. We have data for 244 markets. (Some data included below & more in-depth data is available with an active subscription.)Amerifirst Financial Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Amerifirst Financial Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.32% | 5/28/23 |
| 30 Year Conventional Refi | 7.31% | 5/28/23 |
| 30 Year Cash-out Refi | 7.32% | 5/28/23 |
| 30 Year FHA Purchase | 8.02% | 5/28/23 |
| 30 Year FHA Refi | 8.14% | 5/28/23 |
| 30 Year VA Purchase | 6.87% | 5/28/23 |
| 30 Year VA Refi | 6.42% | 5/28/23 |
| 30 Year USDA Purchase | 7.44% | 5/28/23 |
| 30 Year USDA Refi | 7.57% | 5/28/23 |
| 15 Year Conventional Purchase | 6.54% | 5/28/23 |
| 15 Year Conventional Refi | 6.45% | 5/28/23 |
| 15 Year Cash-out Refi | 6.45% | 5/28/23 |
| 15 Year FHA Purchase | 5.68% | 5/28/23 |
| 15 Year FHA Refi | 5.68% | 5/28/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Amerifirst Financial Corporation Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Amerifirst Financial Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,367Origination Dollar Volume (All Markets)
$1,710,105,000Awards
AMERIFIRST FINANCIAL CORPORATION - 2022
AMERIFIRST FINANCIAL CORPORATION is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
Work for AMERIFIRST FINANCIAL CORPORATION?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
Amerifirst Financial Corporation's average 30 year fixed mortgage rate was
5.32%.
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of 0.56%.
Relative Fees (Closing Costs)
Amerifirst Financial Corporation's average total fees/closing costs for a 30 year fixed rate
mortgage were $7,527.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 767 | $260,775,000 | $339,993 | $9,284 | 5.19% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 838 | $225,190,000 | $268,723 | $8,316 | 5.24% |
| Outside of Metro Areas | 579 | $94,635,000 | $163,446 | $5,914 | 5.41% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 311 | $83,035,000 | $266,994 | $8,593 | 5.22% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 347 | $64,975,000 | $187,248 | $5,870 | 5.21% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 157 | $58,115,000 | $370,159 | $12,552 | 5.11% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 224 | $46,970,000 | $209,688 | $6,293 | 5.02% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 267 | $46,665,000 | $174,775 | $5,761 | 5.13% |
| TOLEDO, OH (FHA|USDA|VA) | 277 | $43,775,000 | $158,032 | $6,450 | 5.64% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 161 | $37,435,000 | $232,516 | $7,203 | 5.46% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 176 | $35,050,000 | $199,148 | $6,809 | 5.29% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 121 | $34,605,000 | $285,992 | $6,075 | 5.28% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 177 | $28,125,000 | $158,898 | $5,468 | 5.24% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 93 | $26,425,000 | $284,140 | $9,196 | 5.33% |
| NILES, MI (FHA|USDA|VA) | 146 | $25,930,000 | $177,603 | $6,692 | 5.42% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 116 | $24,190,000 | $208,534 | $5,869 | 5.10% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 51 | $23,765,000 | $465,980 | $13,401 | 4.64% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 105 | $21,385,000 | $203,667 | $6,167 | 5.14% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 54 | $19,100,000 | $353,704 | $8,317 | 5.10% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 80 | $18,170,000 | $227,125 | $6,824 | 5.28% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 33 | $17,955,000 | $544,091 | $12,662 | 5.07% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 96 | $17,760,000 | $185,000 | $7,606 | 4.85% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 44 | $16,690,000 | $379,318 | $9,588 | 4.99% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 71 | $14,855,000 | $209,225 | $5,837 | 5.13% |
| Holland, MI (FHA|USDA|VA) | 79 | $13,525,000 | $171,203 | $5,863 | 5.04% |
| OCALA, FL (FHA|USDA|VA) | 74 | $13,410,000 | $181,216 | $7,169 | 5.37% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 92 | $12,930,000 | $140,543 | $6,617 | 5.30% |
| New Castle, IN (FHA|USDA|VA) | 109 | $12,855,000 | $117,936 | $4,769 | 5.24% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 50 | $12,650,000 | $253,000 | $8,177 | 5.73% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 64 | $11,760,000 | $183,750 | $7,873 | 5.58% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 33 | $10,505,000 | $318,333 | $9,143 | 5.22% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 49 | $10,025,000 | $204,592 | $5,767 | 5.22% |
| ASHEVILLE, NC (FHA|USDA|VA) | 33 | $10,005,000 | $303,182 | $7,593 | 4.88% |
| GAINESVILLE, FL (FHA|USDA|VA) | 47 | $9,665,000 | $205,638 | $7,875 | 4.99% |
| Coldwater, MI (FHA|USDA|VA) | 64 | $9,380,000 | $146,563 | $6,238 | 5.52% |
| COLUMBUS, OH (FHA|USDA|VA) | 37 | $8,955,000 | $242,027 | $7,715 | 5.63% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 22 | $8,380,000 | $380,909 | $9,055 | 5.19% |
| EL CENTRO, CA (FHA|USDA|VA) | 32 | $8,160,000 | $255,000 | $10,502 | 5.84% |
| Traverse City, MI (FHA|USDA|VA) | 33 | $7,855,000 | $238,030 | $6,251 | 5.61% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 28 | $7,810,000 | $278,929 | $7,728 | 5.61% |
| Sturgis, MI (FHA|USDA|VA) | 46 | $7,740,000 | $168,261 | $6,852 | 5.27% |
| VALLEJO, CA (FHA|USDA|VA) | 14 | $7,180,000 | $512,857 | $18,733 | 5.00% |
| AKRON, OH (FHA|USDA|VA) | 46 | $7,020,000 | $152,609 | $6,844 | 5.18% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 44 | $6,910,000 | $157,045 | $5,254 | 5.72% |
| Cadillac, MI (FHA|USDA|VA) | 50 | $6,810,000 | $136,200 | $5,846 | 5.21% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 34 | $6,680,000 | $196,471 | $7,026 | 5.27% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 19 | $6,655,000 | $350,263 | $10,012 | 5.14% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 37 | $6,285,000 | $169,865 | $6,479 | 5.52% |
| Big Rapids, MI (FHA|USDA|VA) | 40 | $6,110,000 | $152,750 | $5,436 | 5.37% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 19 | $5,805,000 | $305,526 | $9,501 | 5.02% |
| LOUISVILLE, KY (FHA|USDA|VA) | 28 | $5,780,000 | $206,429 | $7,666 | 4.74% |
| LIMA, OH (FHA|USDA|VA) | 37 | $5,605,000 | $151,486 | $6,412 | 5.58% |
| Somerset, KY (FHA|USDA|VA) | 26 | $5,280,000 | $203,077 | $5,909 | 5.06% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 11 | $5,185,000 | $471,364 | $15,210 | 4.89% |
| Hillsdale, MI (FHA|USDA|VA) | 32 | $4,540,000 | $141,875 | $5,986 | 5.51% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 26 | $4,100,000 | $157,692 | $5,972 | 5.31% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 10 | $4,100,000 | $410,000 | $7,399 | 5.58% |
| Salem, OH (FHA|USDA|VA) | 27 | $3,875,000 | $143,519 | $6,799 | 4.72% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 12 | $3,860,000 | $321,667 | $9,183 | 5.40% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 18 | $3,840,000 | $213,333 | $7,451 | 5.13% |
| THE VILLAGES, FL (FHA|USDA|VA) | 18 | $3,610,000 | $200,556 | $8,092 | 5.06% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 15 | $3,525,000 | $235,000 | $9,986 | 5.52% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 13 | $3,415,000 | $262,692 | $8,313 | 5.46% |
| MODESTO, CA (FHA|USDA|VA) | 7 | $3,195,000 | $456,429 | $13,040 | 5.25% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 6 | $3,150,000 | $525,000 | $10,126 | 5.79% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $3,115,000 | $623,000 | $26,885 | 5.18% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 13 | $3,075,000 | $236,538 | $5,807 | 5.33% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 9 | $3,075,000 | $341,667 | $7,371 | 5.24% |
| MUNCIE, IN (FHA|USDA|VA) | 20 | $3,040,000 | $152,000 | $4,917 | 5.29% |
| ANN ARBOR, MI (FHA|USDA|VA) | 12 | $2,980,000 | $248,333 | $4,363 | 5.61% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 7 | $2,915,000 | $416,429 | $7,412 | 5.27% |
| SAGINAW, MI (FHA|USDA|VA) | 17 | $2,745,000 | $161,471 | $6,781 | 5.51% |
| STOCKTON, CA (FHA|USDA|VA) | 5 | $2,435,000 | $487,000 | $12,366 | 4.60% |
| KOKOMO, IN (FHA|USDA|VA) | 15 | $2,195,000 | $146,333 | $3,958 | 5.71% |
| SALEM, OR (FHA|USDA|VA) | 5 | $2,195,000 | $439,000 | $11,167 | 4.05% |
| Adrian, MI (FHA|USDA|VA) | 11 | $2,115,000 | $192,273 | $6,237 | 5.22% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $2,085,000 | $417,000 | $8,557 | 4.75% |
| Jasper, IN (FHA|USDA|VA) | 10 | $2,030,000 | $203,000 | $9,276 | 4.66% |
| SAVANNAH, GA (FHA|USDA|VA) | 5 | $2,015,000 | $403,000 | $8,250 | 5.70% |
| MUSKEGON, MI (FHA|USDA|VA) | 11 | $1,805,000 | $164,091 | $6,326 | 5.33% |
| FLINT, MI (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $7,229 | 5.29% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $7,794 | 5.85% |
| JACKSON, MI (FHA|USDA|VA) | 10 | $1,700,000 | $170,000 | $6,687 | 5.39% |
| MONROE, MI (FHA|USDA|VA) | 9 | $1,685,000 | $187,222 | $4,564 | 5.83% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $9,206 | 5.31% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $8,357 | 5.61% |
| MIDLAND, MI (FHA|USDA|VA) | 12 | $1,430,000 | $119,167 | $4,455 | 5.24% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $6,504 | 4.83% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $6,111 | 6.00% |
| Lewisburg, TN (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $7,579 | 6.04% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 8 | $1,310,000 | $163,750 | $7,628 | 4.83% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $5,181 | 4.17% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $13,078 | 6.42% |
| NAPA, CA (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $24,549 | 5.06% |
| Albemarle, NC (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $8,034 | 5.25% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $7,046 | 5.46% |
| SPARTANBURG, SC (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $6,772 | 5.13% |
| Cornelia, GA (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $6,786 | 4.46% |
| Bellefontaine, OH (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $7,114 | 5.59% |
| Alma, MI (FHA|USDA|VA) | 8 | $1,100,000 | $137,500 | $5,023 | 5.67% |
| Cullman, AL (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $7,179 | 5.96% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $4,327 | 5.83% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $7,625 | 5.44% |
| Defiance, OH (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $7,742 | 5.82% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $5,910 | 5.56% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $4,525 | 5.88% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,831 | 4.56% |
| Frankfort, KY (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $5,343 | 5.58% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $11,250 | 3.94% |
| Wapakoneta, OH (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $8,733 | 5.40% |
| Fremont, OH (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $6,127 | 6.13% |
| MADERA, CA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $6,804 | 5.13% |
| Palatka, FL (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $9,360 | 5.46% |
| Lake City, FL (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $7,269 | 5.15% |
| Richmond, IN (FHA|USDA|VA) | 8 | $840,000 | $105,000 | $4,619 | 5.64% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $5,501 | 5.17% |
| Bardstown, KY (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $7,789 | 5.13% |
| MERCED, CA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $14,711 | 5.13% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $30,060 | 3.88% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $4,823 | 5.19% |
| Peru, IN (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $5,792 | 5.45% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $7,247 | 3.94% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $4,660 | 5.15% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $7,714 | 6.16% |
| Angola, IN (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,905 | 3.50% |
| GADSDEN, AL (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $8,590 | 5.59% |
| Forest City, NC (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $7,612 | 5.13% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $6,376 | 6.71% |
| Mount Pleasant, MI (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $6,690 | 4.88% |
| Glasgow, KY (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $4,659 | 5.78% |
| Marion, IN (FHA|USDA|VA) | 7 | $725,000 | $103,571 | $4,529 | 5.71% |
| BAY CITY, MI (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $4,877 | 5.46% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $12,643 | 5.04% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,393 | 4.58% |
| North Wilkesboro, NC (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $5,691 | 5.69% |
| RENO, NV (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $11,958 | 5.81% |
| Ludington, MI (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $7,218 | 4.38% |
| RACINE, WI (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,929 | 3.69% |
| BURLINGTON, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,378 | 4.42% |
| Alpena, MI (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $9,415 | 6.00% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $11,258 | 4.92% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $6,633 | 4.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,309 | 5.75% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,528 | 6.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,659 | 4.25% |
| Bedford, IN (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,635 | 5.04% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $13,833 | 4.88% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $11,660 | 2.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $11,329 | 5.56% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $5,636 | 4.88% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,876 | 5.81% |
| MADISON, WI (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $10,475 | 4.00% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $9,937 | 5.25% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,425 | 5.13% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,919 | 3.94% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,415 | 4.13% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $12,602 | 6.06% |
| Shelby, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,271 | 5.31% |
| ERIE, PA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $11,166 | 6.75% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,195 | 4.13% |
| Mount Airy, NC (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $6,429 | 5.71% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,682 | 4.38% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $7,250 | 5.92% |
| Connersville, IN (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,721 | 4.17% |
| Wooster, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,476 | 4.50% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,479 | 5.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $10,939 | 5.50% |
| Wabash, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $9,733 | 6.13% |
| Vincennes, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,325 | 5.56% |
| DANVILLE, IL (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $4,987 | 4.66% |
| London, KY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $9,632 | 5.19% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $21,164 | 4.50% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,707 | 6.44% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,437 | 5.63% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,197 | 6.25% |
| New Castle, PA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,543 | 6.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,219 | 4.56% |
| Key West, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,044 | 5.63% |
| Urbana, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,286 | 5.44% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,401 | 4.81% |
| OWENSBORO, KY (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $5,193 | 4.88% |
| Marion, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,648 | 5.25% |
| Jasper, AL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,144 | 4.81% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,753 | 6.38% |
| Bainbridge, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,351 | 5.19% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $8,754 | 3.56% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,354 | 6.00% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,555 | 4.13% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,400 | 4.75% |
| Logansport, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,375 | 5.25% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,557 | 5.06% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $19,190 | 5.63% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,660 | 5.88% |
| Boone, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,433 | 3.88% |
| Findlay, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,470 | 6.50% |
| Campbellsville, KY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,605 | 5.13% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,084 | 3.50% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,331 | 5.63% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,267 | 6.13% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,774 | 5.50% |
| Newport, TN (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $5,740 | 5.58% |
| Marquette, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,111 | 6.13% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,448 | 4.38% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,620 | 5.50% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,939 | 4.88% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,979 | 3.44% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,715 | 4.06% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.50% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,219 | 4.00% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,058 | 5.63% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,647 | 7.13% |
| Van Wert, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $7,118 | 6.56% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,869 | 5.25% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,775 | 6.13% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,472 | 3.38% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,523 | 5.88% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,487 | 5.63% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,552 | 5.88% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,666 | 5.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,604 | 4.50% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,141 | 5.75% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,670 | 6.63% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,543 | 4.13% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,047 | 4.63% |
| Huntington, IN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,970 | 5.56% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,776 | 6.63% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,106 | 6.63% |
| Marion, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,185 | 6.88% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,757 | 3.25% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,207 | 3.38% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,887 | 4.75% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,510 | 7.13% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,672 | 4.50% |
| Decatur, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,219 | 5.63% |
| Danville, VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,374 | 4.25% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,741 | 4.13% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,578 | 5.50% |
| Paris, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,260 | 5.88% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,977 | 5.50% |
| Seymour, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,024 | 4.63% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.13% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.13% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,124 | 7.13% |
| Maysville, KY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,611 | 6.13% |
Similar Lenders
We use machine learning to identify the top lenders compared against AMERIFIRST FINANCIAL CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 18
Similarity Rank: 145
Similarity Rank: 200
Similarity Rank: 240
Similarity Rank: 304
Similarity Rank: 340
Similarity Rank: 368
Similarity Rank: 368
Similarity Rank: 414
Similarity Rank: 429
Product Mix
For 2022, Amerifirst Financial Corporation's most frequently originated type of loan was Conventional, with 4,792 originations. Their 2nd most popular type was FHA, with 1,742 originations.
Loan Reason
For 2022, Amerifirst Financial Corporation's most frequently cited loan purpose was Home Purchase, with 6,236 originations. The 2nd most popular reason was Cash Out Refi, with 710 originations.
Loan Duration/Length
For 2022, Amerifirst Financial Corporation's most frequently cited loan duration was 30 Year, with 6,996 originations. The 2nd most popular length was 15 Year, with 246 originations.
Origination Fees/Closing Costs
Amerifirst Financial Corporation's average total fees were $7,527, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,002 originations.
Interest Rates
During 2022, Amerifirst Financial Corporation's average interest rate for loans was 5.32%, while their most frequently originated rate bucket for loans was 5-6%, with 2,594 originations.
Loan Sizing
2022 saw Amerifirst Financial Corporation place emphasis on $100k-200k loans with 2,915 originations, totaling $437,355,000 in origination value.
Applicant Income
Amerifirst Financial Corporation lent most frequently to those with incomes in the $50k-75k range, with 2,216 originations. The second most popular income band? $50k or less, with 1,706 originations.
Applicant Debt to Income Ratio
Amerifirst Financial Corporation lent most frequently to those with DTI ratios of 30-36%, with 1,270 originations. The next most common DTI ratio? 20-30%, with 1,040 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.90%
Amerifirst Financial Corporation has an average approval rate.
Pick Rate
Approvals leading to origination56.41%
Amerifirst Financial Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,367 | $1,710,105,000 | $232,130 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,367 | $1,710,105,000 | $232,130 |