Accelerate Mortgage Rates, Fees & Info
DOVER, DELEI: 549300JHSXRPXKX47M78
Tax ID: 82-3388360
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Mortgage Data
Overview
Accelerate Mortgage is a smaller mortgage company specializing in Refi loans. Accelerate Mortgage has a low ratio of conventional loans. Their top markets include Washington, Virginia Beach, Philadelphia, Minneapolis, and Dallas among others. Accelerate Mortgage has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Accelerate Mortgage is typically a high fee lendor.Originations
2,488Origination Dollar Volume (All Markets)
$731,080,000Awards
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ACCELERATE MORTGAGE - 2021
ACCELERATE MORTGAGE is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Accelerate Mortgage 's average 30 year fixed rate mortgage of loans were
2.26%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.89%.
Relative Fees
Accelerate Mortgage 's average total fees for a 30 year fixed rate
mortgage are $6,592.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 127 | $54,075,000 | $425,787 | $8,378 | 2.26% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 107 | $30,685,000 | $286,776 | $5,829 | 2.27% |
| Outside of Metro Areas | 103 | $26,505,000 | $257,330 | $6,996 | 2.29% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 73 | $21,475,000 | $294,178 | $7,331 | 2.36% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 62 | $17,900,000 | $288,710 | $5,475 | 2.27% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 55 | $17,025,000 | $309,545 | $6,342 | 2.19% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 52 | $14,880,000 | $286,154 | $6,351 | 2.22% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 41 | $14,045,000 | $342,561 | $6,185 | 2.27% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 41 | $13,875,000 | $338,415 | $7,901 | 2.26% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 33 | $13,805,000 | $418,333 | $8,182 | 2.18% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 48 | $13,350,000 | $278,125 | $5,755 | 2.17% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 48 | $12,930,000 | $269,375 | $5,763 | 2.18% |
| ANCHORAGE, AK (FHA|USDA|VA) | 40 | $12,620,000 | $315,500 | $6,699 | 2.21% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 43 | $11,165,000 | $259,651 | $5,427 | 2.18% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 41 | $10,685,000 | $260,610 | $5,882 | 2.28% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 32 | $10,460,000 | $326,875 | $7,562 | 2.24% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 27 | $10,305,000 | $381,667 | $10,023 | 2.39% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 34 | $9,550,000 | $280,882 | $7,534 | 2.30% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 33 | $9,155,000 | $277,424 | $5,473 | 2.25% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 26 | $9,060,000 | $348,462 | $6,746 | 2.27% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 35 | $8,925,000 | $255,000 | $6,376 | 2.28% |
| RICHMOND, VA (FHA|USDA|VA) | 30 | $8,470,000 | $282,333 | $7,100 | 2.41% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 32 | $8,430,000 | $263,438 | $4,853 | 2.21% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 27 | $8,385,000 | $310,556 | $5,679 | 2.17% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 24 | $7,320,000 | $305,000 | $7,173 | 2.18% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 16 | $6,570,000 | $410,625 | $6,008 | 2.26% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 14 | $6,570,000 | $469,286 | $12,442 | 2.36% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 19 | $6,345,000 | $333,947 | $6,222 | 2.18% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 24 | $6,280,000 | $261,667 | $6,786 | 2.43% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 21 | $5,795,000 | $275,952 | $7,675 | 2.35% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 20 | $5,500,000 | $275,000 | $5,672 | 2.22% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 17 | $5,485,000 | $322,647 | $6,861 | 2.47% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 16 | $5,240,000 | $327,500 | $6,695 | 2.31% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 18 | $4,910,000 | $272,778 | $5,857 | 2.37% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 23 | $4,725,000 | $205,435 | $6,064 | 2.33% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 17 | $4,575,000 | $269,118 | $4,405 | 2.25% |
| DOVER, DE (FHA|USDA|VA) | 17 | $4,545,000 | $267,353 | $8,851 | 2.40% |
| COLUMBIA, SC (FHA|USDA|VA) | 19 | $4,525,000 | $238,158 | $4,737 | 2.22% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 16 | $4,340,000 | $271,250 | $5,997 | 2.20% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 19 | $4,215,000 | $221,842 | $4,762 | 2.25% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 13 | $3,865,000 | $297,308 | $6,475 | 2.38% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 12 | $3,810,000 | $317,500 | $6,046 | 2.19% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 12 | $3,780,000 | $315,000 | $8,541 | 2.38% |
| TUCSON, AZ (FHA|USDA|VA) | 13 | $3,635,000 | $279,615 | $4,620 | 2.13% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 12 | $3,610,000 | $300,833 | $8,187 | 2.51% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 13 | $3,595,000 | $276,538 | $6,073 | 2.10% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 13 | $3,365,000 | $258,846 | $5,838 | 2.36% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 12 | $3,320,000 | $276,667 | $5,718 | 2.35% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 8 | $3,300,000 | $412,500 | $5,829 | 2.38% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 12 | $3,260,000 | $271,667 | $6,498 | 2.15% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 12 | $3,210,000 | $267,500 | $5,115 | 2.19% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 11 | $3,205,000 | $291,364 | $6,686 | 2.39% |
| EL PASO, TX (FHA|USDA|VA) | 12 | $3,110,000 | $259,167 | $5,316 | 2.13% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 12 | $3,040,000 | $253,333 | $7,022 | 2.13% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 6 | $3,010,000 | $501,667 | $7,791 | 2.33% |
| PITTSBURGH, PA (FHA|USDA|VA) | 9 | $2,975,000 | $330,556 | $10,142 | 2.39% |
| MONTGOMERY, AL (FHA|USDA|VA) | 12 | $2,970,000 | $247,500 | $6,707 | 2.44% |
| BATON ROUGE, LA (FHA|USDA|VA) | 10 | $2,970,000 | $297,000 | $6,220 | 2.26% |
| TULSA, OK (FHA|USDA|VA) | 12 | $2,910,000 | $242,500 | $5,871 | 2.25% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 10 | $2,860,000 | $286,000 | $5,602 | 2.20% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 13 | $2,795,000 | $215,000 | $5,600 | 2.19% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 11 | $2,685,000 | $244,091 | $6,032 | 2.14% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 10 | $2,520,000 | $252,000 | $5,785 | 2.37% |
| SALEM, OR (FHA|USDA|VA) | 8 | $2,480,000 | $310,000 | $6,332 | 2.34% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 8 | $2,430,000 | $303,750 | $6,066 | 2.36% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 10 | $2,410,000 | $241,000 | $8,177 | 2.36% |
| WILMINGTON, NC (FHA|USDA|VA) | 8 | $2,380,000 | $297,500 | $6,733 | 2.19% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 10 | $2,380,000 | $238,000 | $5,558 | 2.20% |
| SANTA FE, NM (FHA|USDA|VA) | 5 | $2,185,000 | $437,000 | $10,934 | 2.10% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 8 | $2,130,000 | $266,250 | $5,340 | 2.28% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 9 | $2,115,000 | $235,000 | $5,375 | 2.26% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 9 | $2,085,000 | $231,667 | $5,414 | 2.25% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $10,503 | 1.87% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 6 | $2,050,000 | $341,667 | $10,996 | 2.46% |
| FRESNO, CA (FHA|USDA|VA) | 7 | $2,005,000 | $286,429 | $6,549 | 2.23% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 8 | $1,990,000 | $248,750 | $5,706 | 2.22% |
| BOISE CITY, ID (FHA|USDA|VA) | 5 | $1,975,000 | $395,000 | $8,249 | 2.40% |
| LYNCHBURG, VA (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $4,047 | 2.18% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $5,950 | 2.18% |
| KNOXVILLE, TN (FHA|USDA|VA) | 8 | $1,870,000 | $233,750 | $5,807 | 2.34% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $4,380 | 2.25% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $4,599 | 2.21% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 5 | $1,815,000 | $363,000 | $7,398 | 2.55% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $3,949 | 2.50% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 7 | $1,785,000 | $255,000 | $6,661 | 2.07% |
| VALLEJO, CA (FHA|USDA|VA) | 5 | $1,745,000 | $349,000 | $7,052 | 2.10% |
| BILLINGS, MT (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $11,763 | 1.90% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 6 | $1,710,000 | $285,000 | $6,089 | 2.29% |
| STOCKTON, CA (FHA|USDA|VA) | 5 | $1,665,000 | $333,000 | $5,725 | 2.30% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 5 | $1,625,000 | $325,000 | $5,921 | 2.05% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $1,625,000 | $325,000 | $10,107 | 2.65% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $1,615,000 | $538,333 | $6,802 | 2.08% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $5,465 | 2.29% |
| MANHATTAN, KS (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $5,050 | 2.25% |
| FAIRBANKS, AK (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $5,030 | 2.50% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $4,603 | 2.21% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $11,613 | 2.31% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $6,943 | 2.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $8,242 | 2.40% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $1,410,000 | $705,000 | $8,698 | 2.25% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $7,865 | 2.25% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $5,452 | 2.25% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $5,232 | 2.25% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $9,105 | 2.18% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $7,114 | 2.16% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $7,348 | 2.13% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $8,274 | 2.48% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $11,686 | 2.63% |
| BOULDER, CO (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $5,951 | 2.06% |
| Enterprise, AL (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $5,487 | 2.20% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $7,514 | 2.50% |
| WICHITA, KS (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $4,354 | 2.25% |
| Helena, MT (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $6,380 | 2.10% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $5,403 | 2.15% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $4,848 | 2.53% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $7,136 | 2.25% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $12,268 | 2.75% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $5,108 | 2.30% |
| REDDING, CA (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $6,233 | 2.44% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $5,334 | 2.25% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $5,197 | 2.55% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $5,714 | 2.25% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $4,121 | 2.19% |
| NILES, MI (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $6,345 | 2.46% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $4,420 | 2.19% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $3,392 | 2.25% |
| GRANTS PASS, OR (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $5,435 | 2.19% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $5,527 | 2.56% |
| Sanford, NC (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $6,410 | 2.56% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $4,202 | 2.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $4,583 | 2.30% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $10,876 | 2.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $8,934 | 2.25% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $3,320 | 2.31% |
| Clovis, NM (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $4,548 | 2.38% |
| BANGOR, ME (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $3,141 | 2.25% |
| Torrington, CT (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $4,417 | 2.25% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $915,000 | $915,000 | $7,629 | 2.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $5,708 | 2.08% |
| WACO, TX (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $7,211 | 2.08% |
| Elizabeth City, NC (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $7,731 | 2.16% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $3,859 | 2.08% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $5,877 | 2.50% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $9,848 | 2.16% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $6,819 | 1.92% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $4,280 | 2.25% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $13,545 | 2.25% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $6,319 | 2.25% |
| MEDFORD, OR (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $6,099 | 2.79% |
| Laconia, NH (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $9,228 | 2.66% |
| Blytheville, AR (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $5,552 | 2.13% |
| ABILENE, TX (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $5,683 | 2.33% |
| Ketchikan, AK (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $8,616 | 2.25% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $11,579 | 2.25% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $9,148 | 1.92% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $6,369 | 2.25% |
| BEND, OR (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $5,568 | 2.25% |
| Edwards, CO (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $6,878 | 2.25% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $4,078 | 2.25% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,148 | 1.92% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $9,462 | 1.99% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $7,065 | 2.25% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,669 | 2.25% |
| RACINE, WI (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,724 | 2.16% |
| MADERA, CA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $5,835 | 2.00% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $7,143 | 2.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,481 | 2.16% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,463 | 2.00% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $6,811 | 2.25% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $6,798 | 2.08% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $15,524 | 2.50% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $11,842 | 1.87% |
| Picayune, MS (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,727 | 2.08% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,275 | 2.44% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $9,908 | 2.75% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,567 | 2.25% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $6,090 | 2.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $6,982 | 2.00% |
| Ozark, AL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,703 | 2.25% |
| FLINT, MI (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,990 | 2.25% |
| GREAT FALLS, MT (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,725 | 2.25% |
| Outside of Metro Areas | 2 | $600,000 | $300,000 | $5,508 | 2.25% |
| Silver City, NM (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,611 | 2.81% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,657 | 2.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $7,091 | 2.37% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,784 | 2.25% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,132 | 1.92% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,435 | 2.62% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $8,675 | 2.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $9,092 | 1.75% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,467 | 2.00% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,142 | 2.25% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,120 | 2.25% |
| Prineville, OR (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,903 | 2.25% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,258 | 2.25% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $5,309 | 2.25% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,280 | 2.37% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,687 | 2.00% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,909 | 2.12% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $7,841 | 2.00% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,901 | 3.00% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,590 | 2.37% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $5,532 | 1.99% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,517 | 2.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,417 | 2.37% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,091 | 2.00% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $9,152 | 1.75% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $7,876 | 2.25% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,663 | 2.25% |
| MONROE, LA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,837 | 2.25% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,543 | 1.87% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,464 | 2.00% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,193 | 2.12% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,438 | 2.12% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,884 | 2.12% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,663 | 2.25% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $10,153 | 1.75% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,405 | 2.25% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,197 | 2.25% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,771 | 2.25% |
| MADISON, WI (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,353 | 2.25% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,907 | 2.37% |
| Tupelo, MS (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,771 | 2.25% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,314 | 2.25% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,666 | 3.12% |
| READING, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,953 | 2.37% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,062 | 2.00% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,255 | 2.24% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,239 | 2.00% |
| Brownwood, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,669 | 2.12% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,318 | 1.75% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $22,823 | 2.75% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,340 | 2.25% |
| ENID, OK (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,643 | 2.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,118 | 2.00% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,056 | 2.24% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,558 | 2.25% |
| Albertville, AL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,175 | 2.25% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,981 | 2.25% |
| CHICO, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,509 | 2.25% |
| OCALA, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,665 | 2.25% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,426 | 2.25% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,105 | 2.25% |
| Montrose, CO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $25,213 | 2.25% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,875 | 1.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,268 | 2.25% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,050 | 2.25% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,065 | 2.25% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $23,053 | 2.75% |
| Durango, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,340 | 1.99% |
| Searcy, AR (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,094 | 2.25% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,115 | 2.50% |
| Ruston, LA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,832 | 2.25% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,732 | 2.25% |
| Concord, NH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $19,860 | 2.75% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,923 | 2.25% |
| Paris, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,044 | 3.75% |
| Taos, NM (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,810 | 2.25% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,092 | 2.25% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,000 | 1.75% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,744 | 2.25% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,529 | 2.25% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,949 | 2.88% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,041 | 1.99% |
| Shelton, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,377 | 2.25% |
| Key West, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,283 | 2.50% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,513 | 2.25% |
| Seneca, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,452 | 2.25% |
| Juneau, AK (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,800 | 2.50% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,481 | 1.75% |
| Washington, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,649 | 2.25% |
| Palatka, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,710 | 1.75% |
| Connersville, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,385 | 2.50% |
| La Grande, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,313 | 2.25% |
| MONROE, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,459 | 2.25% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,637 | 1.99% |
| Keene, NH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $19,067 | 2.75% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,121 | 1.75% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,567 | 2.25% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,424 | 1.75% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,335 | 1.99% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,284 | 2.25% |
| Palestine, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,401 | 2.25% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,824 | 1.99% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,960 | 3.75% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,093 | 2.25% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $18,551 | 2.50% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,602 | 1.75% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,408 | 2.25% |
| Astoria, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,443 | 1.75% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,008 | 1.75% |
| Marquette, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,564 | 2.50% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,977 | 2.25% |
| Harrison, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,240 | 2.25% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,281 | 2.25% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,033 | 2.25% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,807 | 2.25% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,932 | 2.25% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,572 | 2.25% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,412 | 3.38% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,677 | 2.25% |
| Atmore, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,739 | 2.25% |
| Indianola, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,494 | 2.25% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,383 | 2.25% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,877 | 2.25% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,768 | 1.75% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,261 | 1.75% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,312 | 2.25% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,145 | 1.99% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,083 | 2.25% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,000 | 2.25% |
| Crossville, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,584 | 1.75% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,161 | 2.25% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,747 | 2.25% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,213 | 1.75% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,908 | 1.75% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,413 | 1.75% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $15,918 | 2.75% |
| Easton, MD (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,116 | 2.25% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,288 | 2.25% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,326 | 2.25% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,169 | 2.25% |
| Ludington, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,514 | 2.25% |
| Fremont, NE (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,277 | 1.75% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,293 | 2.25% |
| Madison, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,890 | 1.75% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,833 | 1.75% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,343 | 2.25% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,997 | 2.25% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,484 | 2.25% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,069 | 1.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,593 | 2.25% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,628 | 2.50% |
| Newberry, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,191 | 2.25% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,676 | 1.75% |
| Garden City, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,014 | 1.75% |
| Miami, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,292 | 2.25% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,683 | 2.25% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,301 | 2.25% |
| Forest City, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,287 | 2.25% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,626 | 1.99% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,258 | 2.25% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,250 | 1.75% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,848 | 2.25% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,285 | 2.25% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,628 | 2.25% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,999 | 2.25% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,711 | 2.25% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,187 | 1.99% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,162 | 2.25% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,030 | 2.25% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,992 | 2.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,243 | 2.25% |
| Meadville, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,843 | 2.25% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,055 | 1.99% |
| North Platte, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,418 | 2.25% |
| Roswell, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,787 | 2.25% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,872 | 2.25% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,128 | 1.75% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,716 | 2.25% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,009 | 1.75% |
Accelerate Mortgage 's top markets include Washington, Virginia Beach, Philadelphia, Minneapolis, and Dallas among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| VA | 2,424 | $713,370,000 | $294,295 | $6,500 | 2.24% |
| Conventional | 64 | $17,710,000 | $276,719 | $7,825 | 2.99% |
For the 2021 period, Accelerate Mortgage 's most frequently originated loan type of loans were VA, with 2,424 originations. Their 2nd most popular type is Conventional, with 64 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 2,221 | $644,565,000 | $290,214 | $5,807 | 2.17% |
| Cash Out Refi | 265 | $85,785,000 | $323,717 | $12,574 | 3.04% |
| Home Purchase | 2 | $730,000 | $365,000 | $15,825 | 2.50% |
For the 2021, Accelerate Mortgage 's most frequently cited loan purpose of loans were Refi, with 2,221 originations. The 2nd most popular reason of loans were Cash Out Refi, with 265 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 2,389 | $705,495,000 | $295,310 | $6,592 | 2.26% |
| Other | 57 | $15,215,000 | $266,930 | $5,263 | 2.15% |
| 20 Year | 27 | $7,025,000 | $260,185 | $4,994 | 2.29% |
| 15 Year | 14 | $3,120,000 | $222,857 | $4,864 | 2.39% |
| 10 Year | 1 | $225,000 | $225,000 | $3,567 | 2.25% |
For the 2021, Accelerate Mortgage 's most frequently cited loan length of loans were 30 Year, with 2,389 originations. The 2nd most popular length of loans were Other, with 57 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $5k+ | 770 | $256,210,000 | $332,740 |
| $<1k | 579 | $174,315,000 | $301,062 |
| $3k-4k | 525 | $142,195,000 | $270,848 |
| $2k-3k | 324 | $90,260,000 | $278,580 |
| $1k-2k | 290 | $68,100,000 | $234,828 |
$6,592 of loans were Accelerate Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $5k+ bucket, with 770 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| <2.5% | 2,271 | $661,505,000 | $291,284 |
| 2.5-3% | 110 | $35,560,000 | $323,273 |
| 3-4% | 104 | $33,130,000 | $318,558 |
| 4-5% | 3 | $885,000 | $295,000 |
During 2021, Accelerate Mortgage 's average interest rate of loans were 2.26%, while their most frequently originated rate bucket of loans were <2.5%, with 2,271 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 1,726 | $477,860,000 | $276,860 | $6,397 | 2.26% |
| $100k-200k | 406 | $72,820,000 | $179,360 | $4,625 | 2.23% |
| $400k-600k | 296 | $140,600,000 | $475,000 | $9,085 | 2.29% |
| $600k-1MM | 54 | $38,270,000 | $708,704 | $11,450 | 2.28% |
| $100,000 or less | 5 | $405,000 | $81,000 | $2,339 | 2.40% |
| $1MM+ | 1 | $1,125,000 | $1,125,000 | $16,872 | 2.25% |
2021 saw Accelerate Mortgage place emphasis on $200k-400k loans with 1,726 originations, totaling $477,860,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k or less | 2,216 | $641,080,000 | $289,296 | $5,841 | 2.17% |
| $100k-150k | 82 | $29,270,000 | $356,951 | $12,055 | 2.94% |
| $50k-75k | 72 | $20,210,000 | $280,694 | $12,019 | 3.02% |
| $75k-100k | 58 | $16,150,000 | $278,448 | $11,531 | 3.13% |
| $150k-250k | 46 | $20,190,000 | $438,913 | $15,263 | 2.95% |
| $250k+ | 6 | $2,190,000 | $365,000 | $8,982 | 3.14% |
Accelerate Mortgage lent most frequently to those with incomes in the $50k or less range, with 2,216 originations. The second most popular income band? $100k-150k, with 82 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 65 | $20,775,000 | $319,615 | $10,974 | 2.81% |
| 30-36% | 60 | $18,300,000 | $305,000 | $10,929 | 2.99% |
| <20% | 24 | $6,970,000 | $290,417 | $9,182 | 2.63% |
| 50-60% | 17 | $5,815,000 | $342,059 | $13,415 | 3.08% |
| 39% | 14 | $4,500,000 | $321,429 | $13,133 | 2.87% |
| 37% | 13 | $4,125,000 | $317,308 | $13,733 | 3.30% |
| 45% | 12 | $3,660,000 | $305,000 | $14,876 | 2.96% |
| 40% | 11 | $3,335,000 | $303,182 | $9,576 | 2.88% |
| 44% | 10 | $3,580,000 | $358,000 | $13,047 | 2.90% |
| 47% | 10 | $2,910,000 | $291,000 | $13,392 | 3.51% |
| 43% | 9 | $3,385,000 | $376,111 | $10,578 | 3.43% |
| 42% | 8 | $2,700,000 | $337,500 | $12,879 | 3.06% |
| 36% | 8 | $2,960,000 | $370,000 | $14,309 | 3.06% |
| 46% | 8 | $3,170,000 | $396,250 | $15,541 | 3.19% |
| 41% | 7 | $2,015,000 | $287,857 | $11,512 | 3.25% |
| 38% | 6 | $2,560,000 | $426,667 | $13,251 | 3.17% |
| 48% | 5 | $1,615,000 | $323,000 | $18,277 | 3.23% |
| 49% | 5 | $1,845,000 | $369,000 | $19,245 | 3.05% |
| >60% | 5 | $1,545,000 | $309,000 | $8,372 | 2.35% |
Accelerate Mortgage lent most frequently to those with DTI ratios of 20-30%, with 65 originations. The next most common DTI ratio? 30-36%, with 60 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 1,812 | $528,900,000 | $291,887 | $6,458 | 2.25% |
| Black | 415 | $122,995,000 | $296,373 | $6,862 | 2.33% |
| Not provided | 171 | $50,595,000 | $295,877 | $6,405 | 2.22% |
| Asian | 39 | $11,865,000 | $304,231 | $6,249 | 2.20% |
| American Indian | 30 | $9,630,000 | $321,000 | $6,657 | 2.18% |
| Native Hawaiian | 18 | $6,300,000 | $350,000 | $8,044 | 2.36% |
| Other Pacific Islander | 2 | $570,000 | $285,000 | $9,790 | 2.25% |
| Other Asian | 1 | $225,000 | $225,000 | $3,212 | 2.25% |
Approval Rates
Total approvals of all applications81.54%
Accelerate Mortgage has a below average approval rate.
Pick Rate
Approvals leading to origination33.52%
Accelerate Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,488 | $731,080,000 | $293,842 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2,488 | $731,080,000 | $293,842 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 18 | $3,850,000 | $213,889 | $4,717 | 2.19% |
| 40-60% | 153 | $38,785,000 | $253,497 | $5,767 | 2.19% |
| 60-80% | 1,268 | $348,720,000 | $275,016 | $5,920 | 2.20% |
| 80-100% | 1,043 | $337,815,000 | $323,888 | $7,396 | 2.34% |
| Over 100% | 4 | $1,380,000 | $345,000 | $14,243 | 2.37% |
| Under 20% | 2 | $530,000 | $265,000 | $5,093 | 2.37% |
