Accelerate Mortgage Rates, Fees & Info

DOVER, DE

LEI: 549300JHSXRPXKX47M78

Tax ID: 82-3388360

5 stars - out of 5 stars, based on 50 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Accelerate Mortgage is a smaller mortgage company specializing in loans. Accelerate Mortgage has a low ratio of conventional loans.Their top markets by origination volume include: Washington, Virginia Beach, Philadelphia, Minneapolis, and Dallas among others. We have data for 361 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Accelerate Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Accelerate Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.27% 1/29/23
    30 Year Conventional Refi 6.27% 1/29/23
    30 Year Cash-out Refi 6.43% 1/29/23
    30 Year FHA Purchase 6.27% 1/29/23
    30 Year FHA Refi 6.27% 1/29/23
    30 Year VA Purchase 6.33% 1/29/23
    30 Year VA Refi 5.66% 1/29/23
    15 Year VA Refi 5.71% 1/29/23
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    2,488

    Origination Dollar Volume (All Markets)

    $731,080,000
    Show all (50) awards

    Relative Rate

    Accelerate Mortgage's average 30 year fixed mortgage rate was 2.26%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.89%.

    Relative Fees (Closing Costs)

    Accelerate Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $6,592.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 127 $54,075,000 $425,787 $8,378 2.26%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 107 $30,685,000 $286,776 $5,829 2.27%
    Outside of Metro Areas 103 $26,505,000 $257,330 $6,996 2.29%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 73 $21,475,000 $294,178 $7,331 2.36%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 62 $17,900,000 $288,710 $5,475 2.27%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 55 $17,025,000 $309,545 $6,342 2.19%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 52 $14,880,000 $286,154 $6,351 2.22%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 41 $14,045,000 $342,561 $6,185 2.27%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 41 $13,875,000 $338,415 $7,901 2.26%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 33 $13,805,000 $418,333 $8,182 2.18%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 48 $13,350,000 $278,125 $5,755 2.17%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 48 $12,930,000 $269,375 $5,763 2.18%
    ANCHORAGE, AK (FHA|USDA|VA) 40 $12,620,000 $315,500 $6,699 2.21%
    JACKSONVILLE, FL (FHA|USDA|VA) 43 $11,165,000 $259,651 $5,427 2.18%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 41 $10,685,000 $260,610 $5,882 2.28%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 32 $10,460,000 $326,875 $7,562 2.24%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 27 $10,305,000 $381,667 $10,023 2.39%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 34 $9,550,000 $280,882 $7,534 2.30%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 33 $9,155,000 $277,424 $5,473 2.25%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 26 $9,060,000 $348,462 $6,746 2.27%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 35 $8,925,000 $255,000 $6,376 2.28%
    RICHMOND, VA (FHA|USDA|VA) 30 $8,470,000 $282,333 $7,100 2.41%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 32 $8,430,000 $263,438 $4,853 2.21%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 27 $8,385,000 $310,556 $5,679 2.17%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 24 $7,320,000 $305,000 $7,173 2.18%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 16 $6,570,000 $410,625 $6,008 2.26%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 14 $6,570,000 $469,286 $12,442 2.36%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 19 $6,345,000 $333,947 $6,222 2.18%
    RALEIGH-CARY, NC (FHA|USDA|VA) 24 $6,280,000 $261,667 $6,786 2.43%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 21 $5,795,000 $275,952 $7,675 2.35%
    ALBUQUERQUE, NM (FHA|USDA|VA) 20 $5,500,000 $275,000 $5,672 2.22%
    HUNTSVILLE, AL (FHA|USDA|VA) 17 $5,485,000 $322,647 $6,861 2.47%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 16 $5,240,000 $327,500 $6,695 2.31%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 18 $4,910,000 $272,778 $5,857 2.37%
    FAYETTEVILLE, NC (FHA|USDA|VA) 23 $4,725,000 $205,435 $6,064 2.33%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 17 $4,575,000 $269,118 $4,405 2.25%
    DOVER, DE (FHA|USDA|VA) 17 $4,545,000 $267,353 $8,851 2.40%
    COLUMBIA, SC (FHA|USDA|VA) 19 $4,525,000 $238,158 $4,737 2.22%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 16 $4,340,000 $271,250 $5,997 2.20%
    JACKSONVILLE, NC (FHA|USDA|VA) 19 $4,215,000 $221,842 $4,762 2.25%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 13 $3,865,000 $297,308 $6,475 2.38%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 12 $3,810,000 $317,500 $6,046 2.19%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 12 $3,780,000 $315,000 $8,541 2.38%
    TUCSON, AZ (FHA|USDA|VA) 13 $3,635,000 $279,615 $4,620 2.13%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 12 $3,610,000 $300,833 $8,187 2.51%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 13 $3,595,000 $276,538 $6,073 2.10%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 13 $3,365,000 $258,846 $5,838 2.36%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 12 $3,320,000 $276,667 $5,718 2.35%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 8 $3,300,000 $412,500 $5,829 2.38%
    SALISBURY, MD-DE (FHA|USDA|VA) 12 $3,260,000 $271,667 $6,498 2.15%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 12 $3,210,000 $267,500 $5,115 2.19%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 11 $3,205,000 $291,364 $6,686 2.39%
    EL PASO, TX (FHA|USDA|VA) 12 $3,110,000 $259,167 $5,316 2.13%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 12 $3,040,000 $253,333 $7,022 2.13%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 6 $3,010,000 $501,667 $7,791 2.33%
    PITTSBURGH, PA (FHA|USDA|VA) 9 $2,975,000 $330,556 $10,142 2.39%
    MONTGOMERY, AL (FHA|USDA|VA) 12 $2,970,000 $247,500 $6,707 2.44%
    BATON ROUGE, LA (FHA|USDA|VA) 10 $2,970,000 $297,000 $6,220 2.26%
    TULSA, OK (FHA|USDA|VA) 12 $2,910,000 $242,500 $5,871 2.25%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 10 $2,860,000 $286,000 $5,602 2.20%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 13 $2,795,000 $215,000 $5,600 2.19%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 11 $2,685,000 $244,091 $6,032 2.14%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 10 $2,520,000 $252,000 $5,785 2.37%
    SALEM, OR (FHA|USDA|VA) 8 $2,480,000 $310,000 $6,332 2.34%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 8 $2,430,000 $303,750 $6,066 2.36%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 10 $2,410,000 $241,000 $8,177 2.36%
    WILMINGTON, NC (FHA|USDA|VA) 8 $2,380,000 $297,500 $6,733 2.19%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 10 $2,380,000 $238,000 $5,558 2.20%
    SANTA FE, NM (FHA|USDA|VA) 5 $2,185,000 $437,000 $10,934 2.10%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 8 $2,130,000 $266,250 $5,340 2.28%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 9 $2,115,000 $235,000 $5,375 2.26%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 9 $2,085,000 $231,667 $5,414 2.25%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 6 $2,060,000 $343,333 $10,503 1.87%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 6 $2,050,000 $341,667 $10,996 2.46%
    FRESNO, CA (FHA|USDA|VA) 7 $2,005,000 $286,429 $6,549 2.23%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 8 $1,990,000 $248,750 $5,706 2.22%
    BOISE CITY, ID (FHA|USDA|VA) 5 $1,975,000 $395,000 $8,249 2.40%
    LYNCHBURG, VA (FHA|USDA|VA) 7 $1,945,000 $277,857 $4,047 2.18%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 7 $1,875,000 $267,857 $5,950 2.18%
    KNOXVILLE, TN (FHA|USDA|VA) 8 $1,870,000 $233,750 $5,807 2.34%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $1,815,000 $259,286 $4,380 2.25%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $1,815,000 $259,286 $4,599 2.21%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 5 $1,815,000 $363,000 $7,398 2.55%
    BAKERSFIELD, CA (FHA|USDA|VA) 8 $1,800,000 $225,000 $3,949 2.50%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 7 $1,785,000 $255,000 $6,661 2.07%
    VALLEJO, CA (FHA|USDA|VA) 5 $1,745,000 $349,000 $7,052 2.10%
    BILLINGS, MT (FHA|USDA|VA) 5 $1,735,000 $347,000 $11,763 1.90%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 6 $1,710,000 $285,000 $6,089 2.29%
    STOCKTON, CA (FHA|USDA|VA) 5 $1,665,000 $333,000 $5,725 2.30%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 5 $1,625,000 $325,000 $5,921 2.05%
    GREELEY, CO (FHA|USDA|VA) 5 $1,625,000 $325,000 $10,107 2.65%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $1,615,000 $538,333 $6,802 2.08%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $1,580,000 $263,333 $5,465 2.29%
    MANHATTAN, KS (FHA|USDA|VA) 7 $1,575,000 $225,000 $5,050 2.25%
    FAIRBANKS, AK (FHA|USDA|VA) 6 $1,510,000 $251,667 $5,030 2.50%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 6 $1,490,000 $248,333 $4,603 2.21%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 4 $1,480,000 $370,000 $11,613 2.31%
    WINSTON-SALEM, NC (FHA|USDA|VA) 4 $1,440,000 $360,000 $6,943 2.25%
    GOLDSBORO, NC (FHA|USDA|VA) 5 $1,435,000 $287,000 $8,242 2.40%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $1,410,000 $705,000 $8,698 2.25%
    ROCKY MOUNT, NC (FHA|USDA|VA) 4 $1,400,000 $350,000 $7,865 2.25%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 6 $1,400,000 $233,333 $5,452 2.25%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 4 $1,380,000 $345,000 $5,232 2.25%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $1,375,000 $275,000 $9,105 2.18%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 6 $1,370,000 $228,333 $7,114 2.16%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 4 $1,360,000 $340,000 $7,348 2.13%
    ASHEVILLE, NC (FHA|USDA|VA) 5 $1,345,000 $269,000 $8,274 2.48%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $1,330,000 $332,500 $11,686 2.63%
    BOULDER, CO (FHA|USDA|VA) 4 $1,300,000 $325,000 $5,951 2.06%
    Enterprise, AL (FHA|USDA|VA) 5 $1,295,000 $259,000 $5,487 2.20%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 3 $1,295,000 $431,667 $7,514 2.50%
    WICHITA, KS (FHA|USDA|VA) 6 $1,290,000 $215,000 $4,354 2.25%
    Helena, MT (FHA|USDA|VA) 5 $1,255,000 $251,000 $6,380 2.10%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 5 $1,235,000 $247,000 $5,403 2.15%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 5 $1,205,000 $241,000 $4,848 2.53%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $1,200,000 $600,000 $7,136 2.25%
    GRAND JUNCTION, CO (FHA|USDA|VA) 3 $1,185,000 $395,000 $12,268 2.75%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 5 $1,185,000 $237,000 $5,108 2.30%
    REDDING, CA (FHA|USDA|VA) 4 $1,170,000 $292,500 $6,233 2.44%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $1,155,000 $385,000 $5,334 2.25%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 5 $1,155,000 $231,000 $5,197 2.55%
    YORK-HANOVER, PA (FHA|USDA|VA) 4 $1,150,000 $287,500 $5,714 2.25%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,090,000 $272,500 $4,121 2.19%
    NILES, MI (FHA|USDA|VA) 3 $1,075,000 $358,333 $6,345 2.46%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $1,050,000 $262,500 $4,420 2.19%
    Kalispell, MT (FHA|USDA|VA) 3 $1,045,000 $348,333 $3,392 2.25%
    GRANTS PASS, OR (FHA|USDA|VA) 4 $1,040,000 $260,000 $5,435 2.19%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 4 $1,000,000 $250,000 $5,527 2.56%
    Sanford, NC (FHA|USDA|VA) 4 $980,000 $245,000 $6,410 2.56%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 5 $975,000 $195,000 $4,202 2.25%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 5 $965,000 $193,000 $4,583 2.30%
    MODESTO, CA (FHA|USDA|VA) 3 $955,000 $318,333 $10,876 2.25%
    SPARTANBURG, SC (FHA|USDA|VA) 3 $955,000 $318,333 $8,934 2.25%
    FORT SMITH, AR-OK (FHA|USDA|VA) 4 $940,000 $235,000 $3,320 2.31%
    Clovis, NM (FHA|USDA|VA) 4 $940,000 $235,000 $4,548 2.38%
    BANGOR, ME (FHA|USDA|VA) 4 $940,000 $235,000 $3,141 2.25%
    Torrington, CT (FHA|USDA|VA) 4 $920,000 $230,000 $4,417 2.25%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $915,000 $915,000 $7,629 2.25%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $905,000 $301,667 $5,708 2.08%
    WACO, TX (FHA|USDA|VA) 3 $905,000 $301,667 $7,211 2.08%
    Elizabeth City, NC (FHA|USDA|VA) 3 $895,000 $298,333 $7,731 2.16%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $885,000 $295,000 $3,859 2.08%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 4 $870,000 $217,500 $5,877 2.50%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $865,000 $288,333 $9,848 2.16%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $865,000 $288,333 $6,819 1.92%
    TUSCALOOSA, AL (FHA|USDA|VA) 4 $860,000 $215,000 $4,280 2.25%
    PUNTA GORDA, FL (FHA|USDA|VA) 2 $860,000 $430,000 $13,545 2.25%
    LONGVIEW, TX (FHA|USDA|VA) 3 $855,000 $285,000 $6,319 2.25%
    MEDFORD, OR (FHA|USDA|VA) 3 $855,000 $285,000 $6,099 2.79%
    Laconia, NH (FHA|USDA|VA) 3 $845,000 $281,667 $9,228 2.66%
    Blytheville, AR (FHA|USDA|VA) 4 $810,000 $202,500 $5,552 2.13%
    ABILENE, TX (FHA|USDA|VA) 3 $805,000 $268,333 $5,683 2.33%
    Ketchikan, AK (FHA|USDA|VA) 2 $790,000 $395,000 $8,616 2.25%
    Oak Harbor, WA (FHA|USDA|VA) 2 $790,000 $395,000 $11,579 2.25%
    LANCASTER, PA (FHA|USDA|VA) 3 $775,000 $258,333 $9,148 1.92%
    GAINESVILLE, FL (FHA|USDA|VA) 2 $760,000 $380,000 $6,369 2.25%
    BEND, OR (FHA|USDA|VA) 2 $760,000 $380,000 $5,568 2.25%
    Edwards, CO (FHA|USDA|VA) 1 $755,000 $755,000 $6,878 2.25%
    FORT WAYNE, IN (FHA|USDA|VA) 3 $755,000 $251,667 $4,078 2.25%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $745,000 $248,333 $6,148 1.92%
    YUMA, AZ (FHA|USDA|VA) 3 $745,000 $248,333 $9,462 1.99%
    Kill Devil Hills, NC (FHA|USDA|VA) 2 $720,000 $360,000 $7,065 2.25%
    LAS CRUCES, NM (FHA|USDA|VA) 3 $715,000 $238,333 $4,669 2.25%
    RACINE, WI (FHA|USDA|VA) 3 $715,000 $238,333 $4,724 2.16%
    MADERA, CA (FHA|USDA|VA) 2 $700,000 $350,000 $5,835 2.00%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $700,000 $350,000 $7,143 2.00%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $695,000 $231,667 $6,481 2.16%
    EAU CLAIRE, WI (FHA|USDA|VA) 3 $695,000 $231,667 $6,463 2.00%
    JACKSON, MI (FHA|USDA|VA) 1 $685,000 $685,000 $6,811 2.25%
    LAFAYETTE, LA (FHA|USDA|VA) 3 $665,000 $221,667 $6,798 2.08%
    MOBILE, AL (FHA|USDA|VA) 2 $660,000 $330,000 $15,524 2.50%
    ODESSA, TX (FHA|USDA|VA) 2 $660,000 $330,000 $11,842 1.87%
    Picayune, MS (FHA|USDA|VA) 3 $655,000 $218,333 $5,727 2.08%
    MANKATO, MN (FHA|USDA|VA) 2 $640,000 $320,000 $3,275 2.44%
    Sevierville, TN (FHA|USDA|VA) 2 $630,000 $315,000 $9,908 2.75%
    MIDLAND, TX (FHA|USDA|VA) 2 $630,000 $315,000 $4,567 2.25%
    DULUTH, MN-WI (FHA|USDA|VA) 2 $630,000 $315,000 $6,090 2.00%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $620,000 $310,000 $6,982 2.00%
    Ozark, AL (FHA|USDA|VA) 2 $620,000 $310,000 $2,703 2.25%
    FLINT, MI (FHA|USDA|VA) 3 $615,000 $205,000 $2,990 2.25%
    GREAT FALLS, MT (FHA|USDA|VA) 3 $605,000 $201,667 $3,725 2.25%
    Outside of Metro Areas 2 $600,000 $300,000 $5,508 2.25%
    Silver City, NM (FHA|USDA|VA) 2 $590,000 $295,000 $6,611 2.81%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $580,000 $290,000 $5,657 2.00%
    WORCESTER, MA-CT (FHA|USDA|VA) 2 $580,000 $290,000 $7,091 2.37%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $570,000 $285,000 $5,784 2.25%
    LINCOLN, NE (FHA|USDA|VA) 3 $565,000 $188,333 $5,132 1.92%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $560,000 $280,000 $5,435 2.62%
    FORT COLLINS, CO (FHA|USDA|VA) 2 $560,000 $280,000 $8,675 2.00%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $550,000 $275,000 $9,092 1.75%
    JOHNSON CITY, TN (FHA|USDA|VA) 2 $550,000 $275,000 $5,467 2.00%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $540,000 $270,000 $4,142 2.25%
    BATTLE CREEK, MI (FHA|USDA|VA) 2 $540,000 $270,000 $4,120 2.25%
    Prineville, OR (FHA|USDA|VA) 2 $530,000 $265,000 $3,903 2.25%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 2 $530,000 $265,000 $6,258 2.25%
    Faribault-Northfield, MN (FHA|USDA|VA) 1 $525,000 $525,000 $5,309 2.25%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $520,000 $260,000 $6,280 2.37%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $520,000 $260,000 $5,687 2.00%
    LEWISTON, ID-WA (FHA|USDA|VA) 2 $510,000 $255,000 $5,909 2.12%
    DECATUR, AL (FHA|USDA|VA) 2 $510,000 $255,000 $7,841 2.00%
    LEBANON, PA (FHA|USDA|VA) 3 $505,000 $168,333 $6,901 3.00%
    Cañon City, CO (FHA|USDA|VA) 2 $500,000 $250,000 $5,590 2.37%
    Huntsville, TX (FHA|USDA|VA) 1 $495,000 $495,000 $5,532 1.99%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $490,000 $245,000 $6,517 2.00%
    PANAMA CITY, FL (FHA|USDA|VA) 2 $490,000 $245,000 $5,417 2.37%
    Roseburg, OR (FHA|USDA|VA) 2 $490,000 $245,000 $6,091 2.00%
    SUMTER, SC (FHA|USDA|VA) 2 $490,000 $245,000 $9,152 1.75%
    WINCHESTER, VA-WV (FHA|USDA|VA) 1 $485,000 $485,000 $7,876 2.25%
    ST. CLOUD, MN (FHA|USDA|VA) 2 $480,000 $240,000 $5,663 2.25%
    MONROE, LA (FHA|USDA|VA) 2 $480,000 $240,000 $3,837 2.25%
    STAUNTON, VA (FHA|USDA|VA) 2 $480,000 $240,000 $8,543 1.87%
    PUEBLO, CO (FHA|USDA|VA) 2 $480,000 $240,000 $6,464 2.00%
    BURLINGTON, NC (FHA|USDA|VA) 2 $470,000 $235,000 $8,193 2.12%
    JACKSON, MS (FHA|USDA|VA) 2 $470,000 $235,000 $6,438 2.12%
    HATTIESBURG, MS (FHA|USDA|VA) 2 $470,000 $235,000 $5,884 2.12%
    DOTHAN, AL (FHA|USDA|VA) 2 $460,000 $230,000 $3,663 2.25%
    ROANOKE, VA (FHA|USDA|VA) 1 $455,000 $455,000 $10,153 1.75%
    Lebanon, NH-VT (FHA|USDA|VA) 2 $440,000 $220,000 $3,405 2.25%
    ROCHESTER, MN (FHA|USDA|VA) 2 $440,000 $220,000 $2,197 2.25%
    THE VILLAGES, FL (FHA|USDA|VA) 2 $440,000 $220,000 $2,771 2.25%
    MADISON, WI (FHA|USDA|VA) 1 $435,000 $435,000 $2,353 2.25%
    LAWTON, OK (FHA|USDA|VA) 2 $430,000 $215,000 $4,907 2.37%
    Tupelo, MS (FHA|USDA|VA) 2 $430,000 $215,000 $6,771 2.25%
    Coos Bay, OR (FHA|USDA|VA) 2 $430,000 $215,000 $4,314 2.25%
    Sunbury, PA (FHA|USDA|VA) 2 $420,000 $210,000 $6,666 3.12%
    READING, PA (FHA|USDA|VA) 2 $420,000 $210,000 $3,953 2.37%
    FARMINGTON, NM (FHA|USDA|VA) 2 $410,000 $205,000 $6,062 2.00%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $410,000 $205,000 $5,255 2.24%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $410,000 $205,000 $5,239 2.00%
    Brownwood, TX (FHA|USDA|VA) 2 $410,000 $205,000 $4,669 2.12%
    LaGrange, GA-AL (FHA|USDA|VA) 1 $405,000 $405,000 $6,318 1.75%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $395,000 $395,000 $22,823 2.75%
    NEW BERN, NC (FHA|USDA|VA) 2 $390,000 $195,000 $3,340 2.25%
    ENID, OK (FHA|USDA|VA) 2 $390,000 $195,000 $6,643 2.00%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $390,000 $195,000 $5,118 2.00%
    ALEXANDRIA, LA (FHA|USDA|VA) 2 $390,000 $195,000 $7,056 2.24%
    Bogalusa, LA (FHA|USDA|VA) 1 $385,000 $385,000 $6,558 2.25%
    Albertville, AL (FHA|USDA|VA) 1 $385,000 $385,000 $7,175 2.25%
    AMARILLO, TX (FHA|USDA|VA) 1 $385,000 $385,000 $6,981 2.25%
    CHICO, CA (FHA|USDA|VA) 1 $385,000 $385,000 $3,509 2.25%
    OCALA, FL (FHA|USDA|VA) 2 $370,000 $185,000 $3,665 2.25%
    Lumberton, NC (FHA|USDA|VA) 1 $365,000 $365,000 $4,426 2.25%
    STATE COLLEGE, PA (FHA|USDA|VA) 1 $355,000 $355,000 $7,105 2.25%
    Montrose, CO (FHA|USDA|VA) 1 $355,000 $355,000 $25,213 2.25%
    Manitowoc, WI (FHA|USDA|VA) 1 $345,000 $345,000 $6,875 1.75%
    GREENVILLE, NC (FHA|USDA|VA) 1 $335,000 $335,000 $4,268 2.25%
    Bozeman, MT (FHA|USDA|VA) 1 $335,000 $335,000 $3,050 2.25%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $335,000 $335,000 $5,065 2.25%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $335,000 $335,000 $23,053 2.75%
    Durango, CO (FHA|USDA|VA) 1 $335,000 $335,000 $12,340 1.99%
    Searcy, AR (FHA|USDA|VA) 2 $330,000 $165,000 $3,094 2.25%
    HOT SPRINGS, AR (FHA|USDA|VA) 1 $325,000 $325,000 $12,115 2.50%
    Ruston, LA (FHA|USDA|VA) 1 $325,000 $325,000 $5,832 2.25%
    Gainesville, TX (FHA|USDA|VA) 1 $325,000 $325,000 $3,732 2.25%
    Concord, NH (FHA|USDA|VA) 1 $325,000 $325,000 $19,860 2.75%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $315,000 $315,000 $2,923 2.25%
    Paris, TN (FHA|USDA|VA) 1 $315,000 $315,000 $11,044 3.75%
    Taos, NM (FHA|USDA|VA) 1 $315,000 $315,000 $9,810 2.25%
    Mount Vernon, IL (FHA|USDA|VA) 1 $315,000 $315,000 $4,092 2.25%
    VISALIA, CA (FHA|USDA|VA) 1 $315,000 $315,000 $9,000 1.75%
    Butte-Silver Bow, MT (FHA|USDA|VA) 1 $315,000 $315,000 $3,744 2.25%
    Baraboo, WI (FHA|USDA|VA) 1 $305,000 $305,000 $6,529 2.25%
    Ontario, OR-ID (FHA|USDA|VA) 1 $305,000 $305,000 $9,949 2.88%
    GADSDEN, AL (FHA|USDA|VA) 1 $305,000 $305,000 $9,041 1.99%
    Shelton, WA (FHA|USDA|VA) 1 $295,000 $295,000 $3,377 2.25%
    Key West, FL (FHA|USDA|VA) 1 $295,000 $295,000 $6,283 2.50%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $295,000 $295,000 $8,513 2.25%
    Seneca, SC (FHA|USDA|VA) 1 $285,000 $285,000 $5,452 2.25%
    Juneau, AK (FHA|USDA|VA) 1 $285,000 $285,000 $8,800 2.50%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $275,000 $275,000 $9,481 1.75%
    Washington, IN (FHA|USDA|VA) 1 $275,000 $275,000 $7,649 2.25%
    Palatka, FL (FHA|USDA|VA) 1 $275,000 $275,000 $9,710 1.75%
    Connersville, IN (FHA|USDA|VA) 1 $275,000 $275,000 $5,385 2.50%
    La Grande, OR (FHA|USDA|VA) 1 $275,000 $275,000 $6,313 2.25%
    MONROE, MI (FHA|USDA|VA) 1 $265,000 $265,000 $2,459 2.25%
    Ruidoso, NM (FHA|USDA|VA) 1 $265,000 $265,000 $8,637 1.99%
    Keene, NH (FHA|USDA|VA) 1 $265,000 $265,000 $19,067 2.75%
    COLUMBUS, GA-AL (FHA|USDA|VA) 1 $265,000 $265,000 $8,121 1.75%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $265,000 $265,000 $8,567 2.25%
    Grand Rapids, MN (FHA|USDA|VA) 1 $265,000 $265,000 $6,424 1.75%
    Cadillac, MI (FHA|USDA|VA) 1 $255,000 $255,000 $9,335 1.99%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $255,000 $255,000 $2,284 2.25%
    Palestine, TX (FHA|USDA|VA) 1 $255,000 $255,000 $4,401 2.25%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $255,000 $255,000 $9,824 1.99%
    PINE BLUFF, AR (FHA|USDA|VA) 1 $255,000 $255,000 $6,960 3.75%
    SHEBOYGAN, WI (FHA|USDA|VA) 1 $255,000 $255,000 $3,093 2.25%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $255,000 $255,000 $18,551 2.50%
    Stillwater, OK (FHA|USDA|VA) 1 $255,000 $255,000 $9,602 1.75%
    Uvalde, TX (FHA|USDA|VA) 1 $255,000 $255,000 $3,408 2.25%
    Astoria, OR (FHA|USDA|VA) 1 $255,000 $255,000 $9,443 1.75%
    ALTOONA, PA (FHA|USDA|VA) 1 $255,000 $255,000 $8,008 1.75%
    Marquette, MI (FHA|USDA|VA) 1 $245,000 $245,000 $4,564 2.50%
    MISSOULA, MT (FHA|USDA|VA) 1 $245,000 $245,000 $3,977 2.25%
    Harrison, AR (FHA|USDA|VA) 1 $245,000 $245,000 $7,240 2.25%
    Hutchinson, MN (FHA|USDA|VA) 1 $245,000 $245,000 $2,281 2.25%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $245,000 $245,000 $3,033 2.25%
    WICHITA FALLS, TX (FHA|USDA|VA) 1 $235,000 $235,000 $5,807 2.25%
    Clewiston, FL (FHA|USDA|VA) 1 $235,000 $235,000 $4,932 2.25%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $235,000 $235,000 $3,572 2.25%
    Aberdeen, WA (FHA|USDA|VA) 1 $235,000 $235,000 $9,412 3.38%
    Iron Mountain, MI-WI (FHA|USDA|VA) 1 $235,000 $235,000 $2,677 2.25%
    Atmore, AL (FHA|USDA|VA) 1 $225,000 $225,000 $3,739 2.25%
    Indianola, MS (FHA|USDA|VA) 1 $225,000 $225,000 $3,494 2.25%
    EL CENTRO, CA (FHA|USDA|VA) 1 $225,000 $225,000 $4,383 2.25%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $225,000 $225,000 $2,877 2.25%
    Warsaw, IN (FHA|USDA|VA) 1 $225,000 $225,000 $3,768 1.75%
    Bartlesville, OK (FHA|USDA|VA) 1 $225,000 $225,000 $8,261 1.75%
    Alexandria, MN (FHA|USDA|VA) 1 $225,000 $225,000 $2,312 2.25%
    YUBA CITY, CA (FHA|USDA|VA) 1 $225,000 $225,000 $7,145 1.99%
    PEORIA, IL (FHA|USDA|VA) 2 $220,000 $110,000 $2,083 2.25%
    DeRidder, LA (FHA|USDA|VA) 1 $215,000 $215,000 $6,000 2.25%
    Crossville, TN (FHA|USDA|VA) 1 $215,000 $215,000 $6,584 1.75%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $215,000 $215,000 $4,161 2.25%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $215,000 $215,000 $5,747 2.25%
    Muskogee, OK (FHA|USDA|VA) 1 $215,000 $215,000 $8,213 1.75%
    BLOOMINGTON, IN (FHA|USDA|VA) 1 $215,000 $215,000 $6,908 1.75%
    Beatrice, NE (FHA|USDA|VA) 1 $215,000 $215,000 $6,413 1.75%
    Lewisburg, TN (FHA|USDA|VA) 1 $215,000 $215,000 $15,918 2.75%
    Easton, MD (FHA|USDA|VA) 1 $215,000 $215,000 $4,116 2.25%
    FOND DU LAC, WI (FHA|USDA|VA) 1 $205,000 $205,000 $2,288 2.25%
    Marinette, WI-MI (FHA|USDA|VA) 1 $205,000 $205,000 $6,326 2.25%
    Pottsville, PA (FHA|USDA|VA) 1 $205,000 $205,000 $4,169 2.25%
    Ludington, MI (FHA|USDA|VA) 1 $205,000 $205,000 $6,514 2.25%
    Fremont, NE (FHA|USDA|VA) 1 $205,000 $205,000 $6,277 1.75%
    Cookeville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $2,293 2.25%
    Madison, IN (FHA|USDA|VA) 1 $205,000 $205,000 $7,890 1.75%
    Nacogdoches, TX (FHA|USDA|VA) 1 $205,000 $205,000 $7,833 1.75%
    Eureka-Arcata, CA (FHA|USDA|VA) 1 $205,000 $205,000 $2,343 2.25%
    TEXARKANA, TX-AR (FHA|USDA|VA) 1 $205,000 $205,000 $3,997 2.25%
    Hutchinson, KS (FHA|USDA|VA) 1 $205,000 $205,000 $2,484 2.25%
    Clarksdale, MS (FHA|USDA|VA) 1 $195,000 $195,000 $6,069 1.75%
    LUBBOCK, TX (FHA|USDA|VA) 1 $195,000 $195,000 $3,593 2.25%
    JACKSON, TN (FHA|USDA|VA) 1 $195,000 $195,000 $3,628 2.50%
    Newberry, SC (FHA|USDA|VA) 1 $195,000 $195,000 $7,191 2.25%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $195,000 $195,000 $4,676 1.75%
    Garden City, KS (FHA|USDA|VA) 1 $195,000 $195,000 $7,014 1.75%
    Miami, OK (FHA|USDA|VA) 1 $195,000 $195,000 $3,292 2.25%
    FLORENCE, SC (FHA|USDA|VA) 1 $195,000 $195,000 $4,683 2.25%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $195,000 $195,000 $3,301 2.25%
    Forest City, NC (FHA|USDA|VA) 1 $195,000 $195,000 $2,287 2.25%
    Weatherford, OK (FHA|USDA|VA) 1 $195,000 $195,000 $8,626 1.99%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $195,000 $195,000 $3,258 2.25%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $195,000 $195,000 $6,250 1.75%
    Orangeburg, SC (FHA|USDA|VA) 1 $195,000 $195,000 $2,848 2.25%
    LAWRENCE, KS (FHA|USDA|VA) 1 $185,000 $185,000 $4,285 2.25%
    SAGINAW, MI (FHA|USDA|VA) 1 $185,000 $185,000 $1,628 2.25%
    Brainerd, MN (FHA|USDA|VA) 1 $185,000 $185,000 $1,999 2.25%
    CORVALLIS, OR (FHA|USDA|VA) 1 $185,000 $185,000 $3,711 2.25%
    Opelousas, LA (FHA|USDA|VA) 1 $185,000 $185,000 $6,187 1.99%
    DANVILLE, IL (FHA|USDA|VA) 1 $185,000 $185,000 $2,162 2.25%
    Traverse City, MI (FHA|USDA|VA) 1 $185,000 $185,000 $3,030 2.25%
    Kingsville, TX (FHA|USDA|VA) 1 $185,000 $185,000 $2,992 2.25%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $185,000 $185,000 $4,243 2.25%
    Meadville, PA (FHA|USDA|VA) 1 $185,000 $185,000 $2,843 2.25%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $185,000 $185,000 $8,055 1.99%
    North Platte, NE (FHA|USDA|VA) 1 $185,000 $185,000 $3,418 2.25%
    Roswell, NM (FHA|USDA|VA) 1 $185,000 $185,000 $5,787 2.25%
    BLOOMINGTON, IL (FHA|USDA|VA) 1 $185,000 $185,000 $4,872 2.25%
    JOHNSTOWN, PA (FHA|USDA|VA) 1 $165,000 $165,000 $6,128 1.75%
    LONGVIEW, WA (FHA|USDA|VA) 1 $135,000 $135,000 $1,716 2.25%
    Scottsboro, AL (FHA|USDA|VA) 1 $115,000 $115,000 $4,009 1.75%
    Accelerate Mortgage's top markets include Washington, Virginia Beach, Philadelphia, Minneapolis, and Dallas among others.

    Their top states include:
  • Virginia (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against ACCELERATE MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    N C P D Federal Credit Union
    Similarity Rank: 102
    DADE COUNTY FEDERAL CREDIT UNION
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    Los Angeles Federal Credit Union
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    Farmers Bank & Trust Company
    Similarity Rank: 304
    KELLEY MORTGAGE, LLC
    Similarity Rank: 336
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    Louviers Federal Credit Union
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    VA 2,424 $713,370,000 $294,295 $6,500 2.24%
    Conventional 64 $17,710,000 $276,719 $7,825 2.99%

    For 2021, Accelerate Mortgage's most frequently originated type of loan was VA, with 2,424 originations. Their 2nd most popular type was Conventional, with 64 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 2,221 $644,565,000 $290,214 $5,807 2.17%
    Cash Out Refi 265 $85,785,000 $323,717 $12,574 3.04%
    Home Purchase 2 $730,000 $365,000 $15,825 2.50%

    For 2021, Accelerate Mortgage's most frequently cited loan purpose was Refi, with 2,221 originations. The 2nd most popular reason was Cash Out Refi, with 265 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,389 $705,495,000 $295,310 $6,592 2.26%
    Other 57 $15,215,000 $266,930 $5,263 2.15%
    20 Year 27 $7,025,000 $260,185 $4,994 2.29%
    15 Year 14 $3,120,000 $222,857 $4,864 2.39%
    10 Year 1 $225,000 $225,000 $3,567 2.25%

    For 2021, Accelerate Mortgage's most frequently cited loan duration was 30 Year, with 2,389 originations. The 2nd most popular length was Other, with 57 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 770 $256,210,000 $332,740
    $<1k 579 $174,315,000 $301,062
    $2k-3k 324 $90,260,000 $278,580
    $1k-2k 290 $68,100,000 $234,828
    $3k-4k 268 $75,890,000 $283,172
    $4k-5k 257 $66,305,000 $257,996

    Accelerate Mortgage's average total fees were $6,592, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 770 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 2,271 $661,505,000 $291,284
    2.5-3% 110 $35,560,000 $323,273
    3-4% 104 $33,130,000 $318,558
    4-5% 3 $885,000 $295,000

    During 2021, Accelerate Mortgage's average interest rate for loans was 2.26%, while their most frequently originated rate bucket for loans was <2.5%, with 2,271 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,726 $477,860,000 $276,860 $6,397 2.26%
    $100k-200k 406 $72,820,000 $179,360 $4,625 2.23%
    $400k-600k 296 $140,600,000 $475,000 $9,085 2.29%
    $600k-1MM 54 $38,270,000 $708,704 $11,450 2.28%
    $100,000 or less 5 $405,000 $81,000 $2,339 2.40%
    $1MM+ 1 $1,125,000 $1,125,000 $16,872 2.25%

    2021 saw Accelerate Mortgage place emphasis on $200k-400k loans with 1,726 originations, totaling $477,860,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 2,216 $641,080,000 $289,296 $5,841 2.17%
    $100k-150k 82 $29,270,000 $356,951 $12,055 2.94%
    $50k-75k 72 $20,210,000 $280,694 $12,019 3.02%
    $75k-100k 58 $16,150,000 $278,448 $11,531 3.13%
    $150k-250k 46 $20,190,000 $438,913 $15,263 2.95%
    $250k+ 6 $2,190,000 $365,000 $8,982 3.14%

    Accelerate Mortgage lent most frequently to those with incomes in the $50k or less range, with 2,216 originations. The second most popular income band? $100k-150k, with 82 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 65 $20,775,000 $319,615 $10,974 2.81%
    30-36% 60 $18,300,000 $305,000 $10,929 2.99%
    <20% 24 $6,970,000 $290,417 $9,182 2.63%
    50-60% 17 $5,815,000 $342,059 $13,415 3.08%
    39% 14 $4,500,000 $321,429 $13,133 2.87%
    37% 13 $4,125,000 $317,308 $13,733 3.30%
    45% 12 $3,660,000 $305,000 $14,876 2.96%
    40% 11 $3,335,000 $303,182 $9,576 2.88%
    44% 10 $3,580,000 $358,000 $13,047 2.90%
    47% 10 $2,910,000 $291,000 $13,392 3.51%
    43% 9 $3,385,000 $376,111 $10,578 3.43%
    42% 8 $2,700,000 $337,500 $12,879 3.06%
    36% 8 $2,960,000 $370,000 $14,309 3.06%
    46% 8 $3,170,000 $396,250 $15,541 3.19%
    41% 7 $2,015,000 $287,857 $11,512 3.25%
    38% 6 $2,560,000 $426,667 $13,251 3.17%
    48% 5 $1,615,000 $323,000 $18,277 3.23%
    49% 5 $1,845,000 $369,000 $19,245 3.05%
    >60% 5 $1,545,000 $309,000 $8,372 2.35%

    Accelerate Mortgage lent most frequently to those with DTI ratios of 20-30%, with 65 originations. The next most common DTI ratio? 30-36%, with 60 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,812 $528,900,000 $291,887 $6,458 2.25%
    Black 415 $122,995,000 $296,373 $6,862 2.33%
    Not provided 171 $50,595,000 $295,877 $6,405 2.22%
    Asian 39 $11,865,000 $304,231 $6,249 2.20%
    American Indian 30 $9,630,000 $321,000 $6,657 2.18%
    Native Hawaiian or Islander 18 $6,300,000 $350,000 $8,044 2.36%
    Other Pacific Islander 2 $570,000 $285,000 $9,790 2.25%
    Other Asian 1 $225,000 $225,000 $3,212 2.25%

    Approval Rates

    Total approvals of all applications
    90.92%

    Accelerate Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    74.40%

    Accelerate Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,488 $731,080,000 $293,842

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,488 $731,080,000 $293,842

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 18 $3,850,000 $213,889 $4,717 2.19%
    40-60% 153 $38,785,000 $253,497 $5,767 2.19%
    60-80% 1,268 $348,720,000 $275,016 $5,920 2.20%
    80-100% 1,043 $337,815,000 $323,888 $7,396 2.34%
    Over 100% 4 $1,380,000 $345,000 $14,243 2.37%
    Under 20% 2 $530,000 $265,000 $5,093 2.37%