Riverview Community Bank Mortgage Rates, Fees & Info

Vancouver, WA

LEI: 549300JPVHG8M0ADBX36

Tax ID: 91-1609689

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Riverview Community Bank is a smaller bank specializing in various types of mortgages.



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    Originations

    0

    Origination Dollar Volume (All Markets)

    $0

    Employee count

    222

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Riverview Community Bank 10401 Ne Halsey St Portland, OR 97220 Full Service B&M $110,613
    Riverview Community Bank 112 Main Street Aumsville, OR 97325 Full Service B&M $33,680
    Riverview Community Bank 11505-K Ne Fourth Plain Blvd Vancouver, WA 98662 Full Service B&M $90,757
    Riverview Community Bank 12019 Se Mill Plain Blvd Ste A Vancouver, WA 98684 Full Service B&M $30,172
    Riverview Community Bank 1220 Ne 88th St Vancouver, WA 98665 Full Service B&M $80,937
    Riverview Community Bank 15 Nw 13th Avenue Battle Ground, WA 98604 Full Service B&M $133,845
    Riverview Community Bank 225 Ne Burnside Gresham, OR 97030 Full Service B&M $124,922
    Riverview Community Bank 225 Sw 2nd St Stevenson, WA 98648 Full Service B&M $67,266
    Riverview Community Bank 320 Se 192nd Avenue Vancouver, WA 98683 Full Service B&M $61,425
    Riverview Community Bank 330 East Jewett Boulevard White Salmon, WA 98672 Full Service B&M $105,207
    Riverview Community Bank 3307 Evergreen Way Suite 1 Washougal, WA 98671 Full Service B&M $87,872
    Riverview Community Bank 412 South Columbus Goldendale, WA 98620 Full Service B&M $40,248
    Riverview Community Bank 450 Ne 3rd Ave Camas, WA 98607 Full Service B&M $78,242
    Riverview Community Bank 5400 Meadows Road Ste 325 Lake Oswego, OR 97035 Limited, Trust Office $0
    Riverview Community Bank 7447 Sw Nyberg St. Tualatin, OR 97062 Full Service B&M $24,099
    Riverview Community Bank 800 Ne Tenney Rd #d Vancouver, WA 98685 Full Service B&M $103,877
    Riverview Community Bank 900 Washington St, Ste 100 Vancouver, WA 98660 Full Service B&M $250,771

    For 2021, Riverview Community Bank had 17 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $49,392
    Net interest income $47,611
    Total noninterest income $13,491
    Gross Fiduciary activities income $3,724
    Service charges on deposit accounts $1,736
    Trading account gains and fees $0
    Additional Noninterest Income $8,031
    Pre-tax net operating income $28,060
    Securities gains (or losses, -) $0
    Income before extraordinary items $21,734
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $21,734
    Minority interest net income $17
    Net income $21,717
    Sale, conversion, retirement of capital stock, net $10
    Net operating income $21,734

    Riverview Community Bank's gross interest income from loans was $49,392,000.
    Riverview Community Bank's net interest income from loans was $47,611,000.
    Riverview Community Bank's fee based income from loans was $1,736,000.
    Riverview Community Bank's net income from loans was $21,717,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $1,781
    Provision for credit losses $-3,975
    Total noninterest expense $37,017
    Salaries and employee benefits $23,051
    Premises and equipment expense $4,156
    Additional noninterest expense $9,810
    Applicable income taxes $6,326
    Net charge-offs $44
    Cash dividends $7,000

    Riverview Community Bank's interest expense for loans was $1,781,000.
    Riverview Community Bank's payroll and benefits expense were $23,051,000.
    Riverview Community Bank's property, plant and equipment expenses $4,156,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,484,452
    Deposits held in domestic offices $1,484,452
    Deposits by Individuals, partnerships, and corporations $1,435,922
    Deposits by U.S. Government $2
    Deposits by States and political subdivisions in the U.S. $47,534
    Deposits by Commercial banks and other depository institutions in U.S. $994
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $143,588
    Demand deposits $104,376
    Nontransaction accounts $1,340,864
    Money market deposit accounts (MMDAs) $277,355
    Other savings deposits (excluding MMDAs) $950,204
    Total time deposits $113,305
    Total time and savings deposits $1,380,076
    Noninterest-bearing deposits $479,516
    Interest-bearing deposits $1,004,936
    Retail deposits $1,450,885
    IRAs and Keogh plan accounts $13,422
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,682,237
    Cash & Balances due from depository institutions $240,106
    Interest-bearing balances $227,884
    Total securities $395,025
    Federal funds sold & reverse repurchase $0
    Net loans and leases $947,050
    Loan and leases loss allowance $15,173
    Trading account assets $0
    Bank premises and fixed assets $26,585
    Other real estate owned $0
    Goodwill and other intangibles $27,643
    All other assets $45,828

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,682,237
    Total Liabilities $1,502,491
    Total deposits $1,484,452
    Interest-bearing deposits $1,004,936
    Deposits held in domestic offices $1,484,452
    % insured (estimated) $80
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $2,295
    Subordinated debt $0
    All other liabilities $15,744

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $947,050
    Loan and leases loss allowance $15,173
    Total loans and leases (domestic) $962,223
    All real estate loans $782,146
    Real estate loans in domestic offices $782,146
    Construction and development loans $37,812
    Residential 1-4 family construction $10,478
    Other construction, all land development and other land $27,334
    Loans secured by nonfarm nonresidential properties $567,288
    Nonfarm nonresidential secured by owner-occupied properties $165,689
    Commercial real estate & other non-farm, non-residential $401,599
    Multifamily residential real estate $53,865
    1-4 family residential loans $119,162
    Farmland loans $4,019
    Loans held in foreign offices $0
    Farm loans $34,242
    Commercial and industrial loans $144,176
    To non-U.S. addressees $0
    Loans to individuals $1,608
    Credit card loans $0
    Related Plans $388
    Consumer Auto Loans $231
    Other loans to individuals $989
    All other loans & leases $51
    Loans to foreign governments and official institutions $0
    Other loans $51
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $506
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    Riverview Community Bank had $947,050,000 of loans outstanding in 2021. $782,146,000 of loans were in real estate loans. $37,812,000 of loans were in development loans. $53,865,000 of loans were in multifamily mortgage loans. $119,162,000 of loans were in 1-4 family mortgage loans. $34,242,000 of loans were in farm loans. $0 of loans were in credit card loans. $231,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 181 $67,960 $375,470
    Nonfarm, nonresidential loans - <$100k 8 $306 $38,250
    Nonfarm, nonresidential loans - $100-250k 42 $5,888 $140,190
    Nonfarm, nonresidential loans - $250k-1MM 131 $61,766 $471,496
    Commercial & Industrial, US addressed loans - <$1MM 554 $63,989 $115,504
    Commercial & Industrial, US addressed loans - <$100k 259 $8,453 $32,637
    Commercial & Industrial, US addressed loans - $100-250k 162 $18,551 $114,512
    Commercial & Industrial, US addressed loans - $250k-1MM 133 $36,985 $278,083
    Farmland loans - <$1MM 2 $477 $238,500
    Farmland loans - $100-250k 1 $144 $144,000
    Farmland loans - $250k-1MM 1 $333 $333,000
    Agriculture operations loans - <$1MM 68 $15,483 $227,691
    Agriculture operations loans - <$100k 10 $710 $71,000
    Agriculture operations loans - $100-250k 26 $4,298 $165,308
    Agriculture operations loans - $250k-1MM 32 $10,475 $327,344