Hyperion Bank Mortgage Rates, Fees & Info

Philadelphia, PA

LEI: 549300L7OFUBO6FHY884

Tax ID: 20-5859525

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Hyperion Bank is a smaller bank specializing in various types of mortgages.



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    Originations

    0

    Origination Dollar Volume (All Markets)

    $0

    Employee count

    37

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Hyperion Bank 199 W Girard Ave Philadelphia, PA 19123 Full Service B&M $143,365
    Hyperion Bank 3525 Piedmont Road, Ste 6-305 Atlanta, GA 30305 Full Service B&M $57,263

    For 2021, Hyperion Bank had 2 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $12,135
    Net interest income $10,494
    Total noninterest income $613
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $13
    Trading account gains and fees $0
    Additional Noninterest Income $600
    Pre-tax net operating income $2,706
    Securities gains (or losses, -) $0
    Income before extraordinary items $2,460
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $2,460
    Minority interest net income $0
    Net income $2,460
    Sale, conversion, retirement of capital stock, net $146
    Net operating income $2,460

    Hyperion Bank's gross interest income from loans was $12,135,000.
    Hyperion Bank's net interest income from loans was $10,494,000.
    Hyperion Bank's fee based income from loans was $13,000.
    Hyperion Bank's net income from loans was $2,460,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $1,641
    Provision for credit losses $526
    Total noninterest expense $7,875
    Salaries and employee benefits $4,027
    Premises and equipment expense $556
    Additional noninterest expense $3,292
    Applicable income taxes $246
    Net charge-offs $297
    Cash dividends $0

    Hyperion Bank's interest expense for loans was $1,641,000.
    Hyperion Bank's payroll and benefits expense were $4,027,000.
    Hyperion Bank's property, plant and equipment expenses $556,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 7.0%
    1-4 family residential loans 1.0%
    HELOC loans 22.0%
    All other family 0.0%
    Commercial & industrial loans 4.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $211,487
    Deposits held in domestic offices $211,487
    Deposits by Individuals, partnerships, and corporations $206,328
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $0
    Deposits by Commercial banks and other depository institutions in U.S. $5,159
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $78,096
    Demand deposits $57,069
    Nontransaction accounts $133,391
    Money market deposit accounts (MMDAs) $49,179
    Other savings deposits (excluding MMDAs) $2,817
    Total time deposits $81,395
    Total time and savings deposits $154,418
    Noninterest-bearing deposits $37,926
    Interest-bearing deposits $173,561
    Retail deposits $163,495
    IRAs and Keogh plan accounts $2,540
    Brokered deposits $29,396
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $287,788
    Cash & Balances due from depository institutions $18,057
    Interest-bearing balances $15,689
    Total securities $23,530
    Federal funds sold & reverse repurchase $830
    Net loans and leases $232,470
    Loan and leases loss allowance $2,657
    Trading account assets $0
    Bank premises and fixed assets $1,887
    Other real estate owned $0
    Goodwill and other intangibles $12
    All other assets $11,002

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $287,788
    Total Liabilities $252,601
    Total deposits $211,487
    Interest-bearing deposits $173,561
    Deposits held in domestic offices $211,487
    % insured (estimated) $70
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $38,512
    Subordinated debt $0
    All other liabilities $2,602

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $232,470
    Loan and leases loss allowance $2,657
    Total loans and leases (domestic) $235,127
    All real estate loans $204,904
    Real estate loans in domestic offices $204,904
    Construction and development loans $68,666
    Residential 1-4 family construction $62,993
    Other construction, all land development and other land $5,673
    Loans secured by nonfarm nonresidential properties $28,170
    Nonfarm nonresidential secured by owner-occupied properties $872
    Commercial real estate & other non-farm, non-residential $27,298
    Multifamily residential real estate $5,550
    1-4 family residential loans $102,518
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $30,557
    To non-U.S. addressees $0
    Loans to individuals $218
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $0
    Other loans to individuals $218
    All other loans & leases $0
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,196
    Non 1-4 family restructured loans & leases $570
    Total loans and leases (foreign) $0

    Hyperion Bank had $232,470,000 of loans outstanding in 2021. $204,904,000 of loans were in real estate loans. $68,666,000 of loans were in development loans. $5,550,000 of loans were in multifamily mortgage loans. $102,518,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 56 $18,316 $327,071
    Nonfarm, nonresidential loans - <$100k 12 $605 $50,417
    Nonfarm, nonresidential loans - $100-250k 13 $2,274 $174,923
    Nonfarm, nonresidential loans - $250k-1MM 31 $15,437 $497,968
    Commercial & Industrial, US addressed loans - <$1MM 166 $23,840 $143,614
    Commercial & Industrial, US addressed loans - <$100k 107 $3,932 $36,748
    Commercial & Industrial, US addressed loans - $100-250k 27 $4,289 $158,852
    Commercial & Industrial, US addressed loans - $250k-1MM 32 $15,619 $488,094