Alliant Bank Mortgage Rates, Fees & Info

Madison, MO

LEI: 549300M4MFIHXLR7AI37

Tax ID: 43-0389170

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Alliant Bank is a smaller bank specializing in various types of mortgages.



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    Originations

    0

    Origination Dollar Volume (All Markets)

    $0

    Employee count

    47

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Alliant Bank 1910 South Main Street Boonville, MO 65233 Full Service B&M $27,221
    Alliant Bank 201 South Baltimore Kirksville, MO 63501 Full Service B&M $65,783
    Alliant Bank 301 Prospect Pilot Grove, MO 65276 Full Service B&M $6,689
    Alliant Bank 921 Highway 24 And 36 East Monroe City, MO 63456 Full Service B&M $28,255
    Alliant Bank 101 East Broadway Madison, MO 65263 Full Service B&M $12,138

    For 2018, Alliant Bank had 5 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $7,043
    Net interest income $6,083
    Total noninterest income $1,688
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $512
    Trading account gains and fees $0
    Additional Noninterest Income $1,176
    Pre-tax net operating income $1,999
    Securities gains (or losses, -) $0
    Income before extraordinary items $1,999
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $1,999
    Minority interest net income $0
    Net income $1,999
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $1,999

    Alliant Bank's gross interest income from loans was $7,043,000.
    Alliant Bank's net interest income from loans was $6,083,000.
    Alliant Bank's fee based income from loans was $512,000.
    Alliant Bank's net income from loans was $1,999,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $960
    Provision for credit losses $0
    Total noninterest expense $5,772
    Salaries and employee benefits $3,344
    Premises and equipment expense $483
    Additional noninterest expense $1,945
    Applicable income taxes $0
    Net charge-offs $13
    Cash dividends $1,260

    Alliant Bank's interest expense for loans was $960,000.
    Alliant Bank's payroll and benefits expense were $3,344,000.
    Alliant Bank's property, plant and equipment expenses $483,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $142,983
    Deposits held in domestic offices $142,983
    Deposits by Individuals, partnerships, and corporations $123,644
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $8,137
    Deposits by Commercial banks and other depository institutions in U.S. $11,202
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $61,757
    Demand deposits $33,512
    Nontransaction accounts $81,226
    Money market deposit accounts (MMDAs) $18,287
    Other savings deposits (excluding MMDAs) $12,588
    Total time deposits $50,352
    Total time and savings deposits $109,471
    Noninterest-bearing deposits $33,989
    Interest-bearing deposits $108,994
    Retail deposits $131,176
    IRAs and Keogh plan accounts $1,916
    Brokered deposits $1,355
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $159,371
    Cash & Balances due from depository institutions $11,751
    Interest-bearing balances $5,789
    Total securities $7,763
    Federal funds sold & reverse repurchase $0
    Net loans and leases $130,524
    Loan and leases loss allowance $1,466
    Trading account assets $0
    Bank premises and fixed assets $3,408
    Other real estate owned $77
    Goodwill and other intangibles $934
    All other assets $4,914

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $159,371
    Total Liabilities $143,345
    Total deposits $142,983
    Interest-bearing deposits $108,994
    Deposits held in domestic offices $142,983
    % insured (estimated) $85
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $362

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $130,524
    Loan and leases loss allowance $1,466
    Total loans and leases (domestic) $131,990
    All real estate loans $113,837
    Real estate loans in domestic offices $113,837
    Construction and development loans $6,150
    Residential 1-4 family construction $4,116
    Other construction, all land development and other land $2,034
    Loans secured by nonfarm nonresidential properties $24,140
    Nonfarm nonresidential secured by owner-occupied properties $18,067
    Commercial real estate & other non-farm, non-residential $6,073
    Multifamily residential real estate $4,626
    1-4 family residential loans $47,407
    Farmland loans $31,514
    Loans held in foreign offices $0
    Farm loans $8,340
    Commercial and industrial loans $7,625
    To non-U.S. addressees $0
    Loans to individuals $1,988
    Credit card loans $0
    Related Plans $2
    Consumer Auto Loans $928
    Other loans to individuals $1,058
    All other loans & leases $220
    Loans to foreign governments and official institutions $0
    Other loans $220
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $1,036
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    Alliant Bank had $130,524,000 of loans outstanding in 2018. $113,837,000 of loans were in real estate loans. $6,150,000 of loans were in development loans. $4,626,000 of loans were in multifamily mortgage loans. $47,407,000 of loans were in 1-4 family mortgage loans. $8,340,000 of loans were in farm loans. $0 of loans were in credit card loans. $928,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 196 $19,573 $99,862
    Nonfarm, nonresidential loans - <$100k 114 $4,332 $38,000
    Nonfarm, nonresidential loans - $100-250k 51 $5,386 $105,608
    Nonfarm, nonresidential loans - $250k-1MM 31 $9,855 $317,903
    Commercial & Industrial, US addressed loans - <$1MM 209 $6,931 $33,163
    Commercial & Industrial, US addressed loans - <$100k 173 $3,055 $17,659
    Commercial & Industrial, US addressed loans - $100-250k 28 $2,286 $81,643
    Commercial & Industrial, US addressed loans - $250k-1MM 8 $1,590 $198,750
    Farmland loans - <$1MM 226 $24,746 $109,496
    Farmland loans - <$100k 110 $4,485 $40,773
    Farmland loans - $100-250k 75 $9,831 $131,080
    Farmland loans - $250k-1MM 41 $10,430 $254,390
    Agriculture operations loans - <$1MM 226 $7,865 $34,801
    Agriculture operations loans - <$100k 197 $3,633 $18,442
    Agriculture operations loans - $100-250k 22 $2,287 $103,955
    Agriculture operations loans - $250k-1MM 7 $1,945 $277,857